Attached files

file filename
EX-31.2 - CERTIFICATION - PRINCIPAL FINANCIAL OFFICER - OHIO VALLEY BANC CORPsec10k123116_ex31-2.htm
EX-32 - SECTION 1350 CERTIFICATIONS 12/31/16 - OHIO VALLEY BANC CORPsec10k123116_ex32.htm
EX-31.1 - CERTIFICATION - PRINCIPAL EXECUTIVE OFFICER - OHIO VALLEY BANC CORPsec10k123116_ex31-1.htm
EX-23 - CONSENT OF CROWE HORWATH - OHIO VALLEY BANC CORPsec10k123116_ex23.htm
EX-21 - SUBSIDIARIES OF OHIO VALLEY 12/31/16 - OHIO VALLEY BANC CORPsec10k123116_ex21.htm
EX-13 - ANNUAL REPORT TO SHAREHOLDERS 12/31/16 - OHIO VALLEY BANC CORPsec10k123116_ex13.htm
EX-10.21 - 2016 DETERMINATION OF DIRECTOR'S RETIREMENT AGREEMENT - OHIO VALLEY BANC CORPsec10k123116_ex10_21.htm
EX-10.20 - 2016 DETERMINATION OF DIRECTOR'S RETIREMENT AGREEMENT - OHIO VALLEY BANC CORPsec10k123116_ex10-20.htm
EX-10.19 - 2016 DETERMINATION OF DIRECTOR'S DEFERRED FEE AGREEMENT - OHIO VALLEY BANC CORPsec10k123116_ex10-19.htm
EX-10.18 - 2016 DETERMINATION OF DIRECTOR'S DEFERRED FEE AGREEMENT - OHIO VALLEY BANC CORPsec10k123116_ex10-18.htm
EX-10.17 - 2016 DETERMINATION OF DIRECTOR'S DEFERRED FEE AGREEMENT - OHIO VALLEY BANC CORPsec10k123116_ex10-17.htm
EX-10.16 - DIRECTOR DEFERRED FEE AGREEMENT B. EASTMAN 121416 - OHIO VALLEY BANC CORPsec10k123116_ex10-16.htm
EX-10.15 - DIRECTOR RETIREMENT B. EASTMAN 121416 - OHIO VALLEY BANC CORPsec10k123116_ex10-15.htm
EX-10.9 - SUMMARY OF BONUS PROGRAM 12/31/16 - OHIO VALLEY BANC CORPsec10k123116_ex10-9.htm
EX-10.8 - SUMMARY OF COMPENSATION - DIRECTORS & OFFICERS - OHIO VALLEY BANC CORPsec10k123116_ex10-8.htm
10-K - FORM 10-K AT 12/31/16 - OHIO VALLEY BANC CORPsec10k123116.htm
EXHIBIT 4
 
OHIO VALLEY BANC CORP.
420 Third Avenue
Gallipolis, OH  45631
(740) 446-2631

March 16, 2017

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-K for the fiscal year ended December 31, 2016

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation ("Ohio Valley"), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2016 (the "Form 10-K"), as executed on March 16, 2017.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K.  No such instrument or agreement represents long-term debt exceeding  10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,

/s/Thomas E. Wiseman
Thomas E. Wiseman
President and Chief Executive Officer
Ohio Valley Banc Corp.