EXHIBIT 99.1

News Release

ChoiceOne Financial Announces Record Earnings For Third Quarter 2016

Sparta, Michigan – October 26, 2016 – ChoiceOne Financial Services, Inc. (OTC:COFS), the parent company for ChoiceOne Bank, reported net income of $1,683,000 for the third quarter of 2016 compared to $1,450,000 in the same period in 2015. Earnings per share were $0.52 in the third quarter of 2016 compared to $0.44 in the third quarter of the prior year. Net income for the first nine months of 2016 was $4,402,000 or $1.34 per share, compared to $4,523,000 or $1.37 per share in the first nine months of 2015.

“We are extremely pleased to announce our third quarter results as they represent ChoiceOne’s best quarter in our 118-year history with $1,683,000 in earnings,” said Kelly Potes, Chief Executive Officer of ChoiceOne Financial Services, Inc. “Opening our Grand Rapids loan production office has had a positive effect, and we believe has prepared the bank for even further growth.”

Total assets as of September 30, 2016, increased to $599 million, compared to $568 million as of December 31, 2015. Securities have grown $23.2 million and net loans have grown $19.6 million since the third quarter of 2015 as ChoiceOne emphasized growth in earning assets. Total deposits grew by $13.6 million in the third quarter of 2016 while borrowings declined by $6.3 million in the same time period.

ChoiceOne saw growth in both loans and securities during the third quarter of 2016, leading to interest income that was $296,000 higher in the third quarter of 2016 than interest income in the third quarter of 2015. Interest income was up $677,000 for the first nine months of 2016 compared to the same period of the prior year. ChoiceOne also continued to show loan recoveries in excess of loan charge-offs in the first nine months of 2016, and as such, no provision expense was considered necessary. Net interest income after provision during the third quarter of 2016 exceeded net interest income from the third quarter of 2015 by $306,000.

Increased activity in sales of loans drove the overall balance of noninterest income in the third quarter of 2016 to surpass noninterest income during the third quarter of 2015 by $105,000. This was offset by a decline in gain on sale of securities during the third quarter of 2016 compared to the third quarter of 2015, despite growth in the unrealized security gains during the quarter. Noninterest expense increased $67,000 in the third quarter and $721,000 in the first nine months of 2016 compared to the same periods in the prior year. The expense growth was due in part to expansion and additional salary costs tied to the development of the new Grand Rapids loan production office.

“Our commitment to community banking continues to bring value to the communities we serve as well as our shareholders,” said Potes. “As we focus on growing our bank and maintaining the positive trends in our financials, I am excited for the future of ChoiceOne.”

About ChoiceOne

ChoiceOne Financial Services, Inc. is a financial holding company headquartered in Sparta, Michigan and the parent corporation of ChoiceOne Bank, Member FDIC. ChoiceOne Bank operates 12 full service offices and one loan production office in parts of Kent, Ottawa, Muskegon, and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. common stock is quoted on the OTC under the symbol “COFS.” For more information, please visit Investor Relations at ChoiceOne’s website at www.choiceone.com.

Forward-Looking Statements
This press release contains forward-looking statements. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “intends,” “is likely,” “plans,” “predicts,” “projects,” “may,” “could,” “look forward,” “continue”, “future” and variations of such words and similar expressions are intended to identify such forward-looking statements. Management’s determination of the provision and allowance for loan losses, the carrying value of goodwill and loan servicing rights, and the fair value of investment securities (including whether any impairment on any investment security is temporary or other than temporary and the amount of any impairment) and management’s assumptions concerning pension and other postretirement benefit plans involve judgments that are inherently forward-looking. These statements reflect management’s current beliefs as to the expected outcomes of future events and are not guarantees of future performance. These statements involve certain risks, uncertainties and assumptions (“risk factors”) that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. Therefore, actual results and outcomes may materially differ from what may be expressed, implied or forecasted in such forward-looking statements. Furthermore, ChoiceOne undertakes no obligation to update, amend, or clarify forward-looking statements, whether as a result of new information, future events, or otherwise.

Risk factors include, but are not limited to, the risk factors described in Item 1A in ChoiceOne Financial Services, Inc.’s Annual Report on Form 10-K for the year ended December 31, 2015. These and other factors are representative of the risk factors that could cause a difference between an ultimate actual outcome and a preceding forward-looking statement.

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EDITORS NOTE: Media interviews with ChoiceOne Bank executives are available by calling Tom Lampen at (616)887-2337 or tlampen@choiceone.com. Electronic versions of bank official headshots are also available.

Condensed Balance Sheets
(Unaudited)

Condensed Statements of Income
(Unaudited)