Attached files
file | filename |
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EX-3.2 - EX-3.2 - CU Bancorp | d215093dex32.htm |
10-K - FORM 10-K - CU Bancorp | d215093d10k.htm |
EX-23.1 - EX-23.1 - CU Bancorp | d215093dex231.htm |
EX-10.9 - EX-10.9 - CU Bancorp | d215093dex109.htm |
EX-10.3 - EX-10.3 - CU Bancorp | d215093dex103.htm |
EX-31.1 - EX-31.1 - CU Bancorp | d215093dex311.htm |
EX-32.1 - EX-32.1 - CU Bancorp | d215093dex321.htm |
EX-14.2 - EX-14.2 - CU Bancorp | d215093dex142.htm |
EX-14.1 - EX-14.1 - CU Bancorp | d215093dex141.htm |
EX-10.4 - EX-10.4 - CU Bancorp | d215093dex104.htm |
EX-31.2 - EX-31.2 - CU Bancorp | d215093dex312.htm |
Exhibit 12.1
Computation of Ratio of Earnings to Fixed Charges
and Preferred Stock Dividends and Discount Accretion
(in thousands except ratios)
For the year ended December 31, | ||||||||||||||||||||
Including Interest on Deposits | 2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||
Net income before provision for income tax expense |
$ | 34,104 | $ | 15,340 | $ | 14,793 | $ | 3,392 | $ | 2,614 | ||||||||||
Add: Fixed charges |
2,723 | 1,922 | 2,079 | 1,797 | 1,316 | |||||||||||||||
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Net income before fixed charges and provision for income tax expense |
$ | 36,827 | $ | 17,262 | $ | 16,872 | $ | 5,189 | $ | 3,930 | ||||||||||
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Fixed charges |
$ | 2,723 | $ | 1,922 | $ | 2,079 | $ | 1,797 | $ | 1,316 | ||||||||||
Preferred stock dividends and discount accretion |
1,174 | 124 | | | | |||||||||||||||
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Fixed charges and preferred stock dividends and discount accretion |
$ | 3,897 | $ | 2,046 | $ | 2,079 | $ | 1,797 | $ | 1,316 | ||||||||||
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Ratio of earnings to fixed charges |
13.52 | 8.98 | 8.12 | 2.89 | 2.99 | |||||||||||||||
Ratio of earnings to fixed charges and preferred stock dividends and discount accretion |
9.45 | 8.44 | 8.12 | 2.89 | 2.99 | |||||||||||||||
For the year ended December 31, | ||||||||||||||||||||
Excluding Interest on Deposits | 2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||
Net income before provision for income tax expense |
$ | 34,104 | $ | 15,340 | $ | 14,793 | $ | 3,392 | $ | 2,614 | ||||||||||
Add: Fixed charges |
468 | 465 | 559 | 422 | 104 | |||||||||||||||
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Net income before fixed charges and provision for income tax expense |
$ | 34,572 | $ | 15,805 | $ | 15,352 | $ | 3,814 | $ | 2,718 | ||||||||||
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Fixed charges |
$ | 468 | $ | 465 | $ | 559 | $ | 422 | $ | 104 | ||||||||||
Preferred stock dividends and discount accretion |
1,174 | 124 | | | | |||||||||||||||
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Fixed charges and preferred stock dividends and discount accretion |
$ | 1,642 | $ | 589 | $ | 559 | $ | 422 | $ | 104 | ||||||||||
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Ratio of earnings to fixed charges |
73.87 | 33.99 | 27.46 | 9.04 | 26.13 | |||||||||||||||
Ratio of earnings to fixed charges and preferred stock dividends and discount accretion |
21.05 | 26.83 | 27.46 | 9.04 | 26.13 |