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EX-4.1 - EXHIBIT 4.1 - RESOURCE AMERICA, INC.exhsennoteext08282014.htm



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 28, 2014
Resource America, Inc.
(Exact name of registrant as specified in its charter)
Delaware
 
0-4408
 
72-0654145
(State or other jurisdiction
 
(Commission
 
(IRS Employer
of incorporation)
 
File Number)
 
Identification No.)
 
 
 
 
 
One Crescent Drive, Suite 203,
Navy Yard Corporate Center
Philadelphia, PA
 
 
 
19112
(Address of Principal Executive Offices)
 
 
 
(Zip Code)

Registrant's telephone number, including area code: 215-546-5005

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))






Item 2.03.   Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
 
On August 28, 2014, Resource America, Inc. (the “Company”) modified all $10.0 million aggregate principal amount of its 9% Senior Notes due 2015 (the “Original Notes”).  The Original Notes were modified to extend the maturity date to March 31, 2018 and to include an early redemption feature.  All other terms of the Original Notes remain unmodified.  A form of a modified note is attached as Exhibit 4.1.
 

Item 9.01     Financial Statements and Exhibits
 
(d)
 
The exhibit furnished as part of this report is identified in the Exhibit Index immediately following the signature page of this report. Such Exhibit Index is incorporated herein by reference.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
Resource America, Inc.
 
 
 
 
Date: September 2, 2014
 
By:
/s/ Thomas C. Elliott
 
 
 
Thomas C. Elliott
 
 
 
Senior Vice President and Chief Financial Officer









Exhibit Index
Exhibit No.
 
Description
 
Ex. 4.1
 
Form of 9% Senior Note due 2018.