EXHIBIT 99

MBT Financial Corp. Announces First Quarter 2013 Profit

MONROE, Mich., April 25, 2013 – MBT Financial Corp., (Nasdaq: MBTF), the parent company of Monroe Bank & Trust, reported a net profit of $1,114,000, or $0.06 per share (basic and diluted), in the first quarter of 2013, compared to the profit of $1,217,000, or $0.07 per share (basic and diluted) in the first quarter of 2012. Excluding gains on sales of investment securities, the net profit increased from $117,000 last year to $1,104,000 this year. This is the seventh consecutive quarterly profit for the company.

The net interest margin decreased from 3.19% in the first quarter of 2012 to 2.82% in the first quarter of 2013. Due to low loan demand and a desire to maintain a high level of liquidity, the Bank is holding a large portion of its earning assets in low yielding short term investments. This balance sheet structure, coupled with the prolonged low interest rate environment, caused the decrease in the net interest margin. Although average earning assets increased $32.7 million compared to the first quarter of 2012, the decrease in the net interest margin and the shorter quarter resulted in a decrease of $884,000, or 9.9% in the net interest income.

The provision for loan losses decreased from $2.25 million in the first quarter of 2012 to $1.5 million in the first quarter of 2013 and the net charge offs decreased from $2.6 million to $0.9 million. The improvement in loan quality over the past year allowed us to reduce the Allowance for Loan and Lease Losses $2.6 million, lowering the ALLL from 3.07% of loans at the end of the first quarter of 2012 to 2.90% as of March 31, 2013.

Noninterest income, excluding securities gains, increased $401,000, or 11.2%. Income from wealth management services increased 13.3% due to an increase in assets managed. Origination fees on mortgage loans sold increased 136.9% due to increased mortgage lending activity. Other non interest income increased 13.0% due to various other commissions and fees.

Total noninterest expenses decreased $594,000, or 5.9% compared to the first quarter of 2012. The decrease in expenses was mainly due to lower losses on sales and writedowns of Other Real Estate Owned (OREO) as well as lower OREO carrying costs. Real estate values continued to increase in the Bank’s market area, reducing the need to write down the carrying values of foreclosed properties held for sale and resulting in gains on sales of some properties following earlier write downs.

The Company remains in the process of an Internal Revenue Service audit for its 2007 through 2010 tax years. During the second quarter of 2012 we recorded a federal income tax expense to reflect the amount of a settlement that we offered to the IRS early in the third quarter of 2012. While we cannot predict the outcome of the IRS audit, or any appeal we may pursue as a result of an IRS assessment from the audit, we are optimistic that a settlement agreement will be reached without the need to record significant additional tax expense.

Total assets of the company increased $17.6 million compared to December 31, 2012, with total loans held for investment decreasing $12.5 million and cash and investment securities increasing $28.0 million. Capital increased $2.4 million since the end of last year due to the profit and the private placement of $1.7 million of common stock. As a result, even though assets increased, the ratio of equity to assets increased from 6.59% at the end of 2012 to 6.68% at March 31, 2013. The Tier 1 Leverage ratio for the Bank, which is one of the primary ratios used by banking regulators, increased from 6.38% as of December 31, 2012 to 6.43% as of March 31, 2013. The Bank remains adequately capitalized as measured by applicable regulatory standards. The company’s liquidity position remained very strong, with cash and investments increasing from 43.0% of assets at the end of 2012 to 44.6% at March 31, 2013.

Economic conditions in southeast Michigan continue to slowly improve, and this quarter we experienced a slight increase in nonperforming assets. Nonaccrual loans increased $215,000 during the quarter, but are down $13.9 million, or 30.5% compared to a year ago. We are continuing to see an improvement in real estate sales activity and prices, and that has helped us reduce losses on the sales and write downs of Other Real Estate Owned properties over the past year. Our total OREO increased $900,000 compared to a year ago as credit relationships move through the collection process; however, OREO losses and expenses decreased $404,000, or 54.7% for the first quarter of 2013 compared to first quarter of 2012. Total problem assets, which include nonperforming assets and problem loans that are still performing, increased by $261,000 during the quarter, or 0.2%. Total problem assets have reflected a net decrease of $3.7 million for the past twelve months, which is an improvement of 2.8% compared to a year ago.

H. Douglas Chaffin, President and CEO, commented, “We are pleased to report another profit and improvement in most asset quality metrics this quarter. As the economic conditions continue to improve, we expect to see the improvements in our asset quality and earnings continue. Loan demand was not sufficient to replace payments, but our existing commercial loan pipeline remains strong compared to a year ago. When loan growth resumes it will help our net interest margin and net interest income improve also. We continue to have a solid deposit base, a very liquid balance sheet, and adequate capital, so we are well positioned for increased lending activity.”

Mr. Chaffin concluded, “Local and national economic indicators continue to improve, but we are cautiously monitoring the recent signs of relative strength in the local and regional recovery. While we remain concerned about the effect of global and national issues on our local economy, we are optimistic that our progress from 2012 will continue through 2013. We will continue to focus our efforts on improving asset quality, maintaining liquidity, seeking new sources of revenue and capital, and controlling expenses. Our current environment still presents challenges, but we remain confident in our ability to maintain our position as the premier independent provider of financial services in the communities we serve.”

Conference Call

MBT Financial Corp. will hold a conference call to discuss the first quarter results on Friday, April 26, 2013, at 10:00 a.m. Eastern Time. The call will be webcast and can be accessed at the Investor Relations/Corporate Profile page of MBT Financial Corp.’s web site www.mbandt.com. The call can also be accessed in the United States by calling toll free (888) 317-6016. The toll free number for callers in Canada is (855) 669-9657 and international callers can access the call at (412) 317-6016. The event will be archived on the Company’s web site and available for twelve months following the call.

We encourage participants to pre-register for the conference call using the following link. Callers who pre-register will be given a unique PIN to gain immediate access to the call, bypassing the live operator. Participants may pre-register at any time, including up to and after the call start time. You will immediately receive an online confirmation, an email, and a calendar invitation for the event. To pre-register, go to:

http://services.choruscall.com/DiamondPassRegistration/register?confirmationNumber=10026855&linkSecurityString=211376ec68

About the Company

MBT Financial Corp. (NASDAQ: MBTF), a single bank holding company headquartered in Monroe, Michigan, is the parent company of Monroe Bank & Trust (MBT).

Founded in 1858, MBT is one of the largest community banks in Southeast Michigan. MBT is a full-service bank, offering a complete range of business and personal accounts, credit options, and phone and online banking services. MBT’s Wealth Management Group is one of the largest and most respected in Southeastern Michigan. With 24 offices, 39 ATMs, and a comprehensive array of products and services, MBT prides itself in offering an incomparable banking experience for its customers. Visit MBT’s web site at www.mbandt.com.

Forward-Looking Statements

Certain statements contained herein are not based on historical facts and are "forward-looking statements" within the meaning of Section 21A of the Securities Exchange Act of 1934. Forward-looking statements which are based on various assumptions (some of which are beyond the Company's control), may be identified by reference to a future period or periods, or by the use of forward-looking terminology, such as "may," "will," "believe," "expect," "estimate," "anticipate," "continue," or similar terms or variations on those terms, or the negative of these terms. Actual results could differ materially from those set forth in forward-looking statements, due to a variety of factors, including, but not limited to, those related to the economic environment, particularly in the market areas in which the Company operates, competitive products and pricing, fiscal and monetary policies of the U.S. Government, changes in government regulations affecting financial institutions, including regulatory fees and capital requirements, changes in prevailing interest rates, acquisitions and the integration of acquired businesses, credit risk management, asset/liability management, change in the financial and securities markets, including changes with respect to the market value of our financial assets, the availability of and costs associated with sources of liquidity, and the ability of the Company to resolve or dispose of problem loans. The Company undertakes no obligation to update or clarify forward-looking statements, whether as a result of new information, future events or otherwise.

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