Attached files
file | filename |
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8-K/A - FORM 8-K - FNB BANCORP/CA/ | fnb_8k.htm |
EX-99.4 - EXHIBIT 99.4 - FNB BANCORP/CA/ | ex99_4.htm |
EX-99.1 - EXHIBIT 99.1 - FNB BANCORP/CA/ | ex99_1.htm |
EX-99.3 - EXHIBIT 99.3 - FNB BANCORP/CA/ | ex99_3.htm |
EX-23.1 - EXHIBIT 23.1 - FNB BANCORP/CA/ | ex23_1.htm |
Exhibit 99.2
OCEANIC BANK HOLDING, INC. AND SUBSIDIARY |
CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS |
(UNAUDITED) |
For the Six Months ended June 30, 2012 and 2011 |
(Dollar amounts are in thousands) |
For the Six | For the Six | |||||||
Months Ended | Months Ended | |||||||
June 30, 2012 | June 30, 2011 | |||||||
Interest income: | ||||||||
Interest and fees on loans | $ | 3,054 | $ | 3,198 | ||||
Interest and dividends on cash and securities | 223 | 410 | ||||||
Total interest income | 3,277 | 3,608 | ||||||
Interest expense: | ||||||||
Interest on deposits | 418 | 493 | ||||||
Interest on FHLB Advances | 109 | 279 | ||||||
Total interest expense | 527 | 772 | ||||||
Net interest income | 2,750 | 2,836 | ||||||
Provision for loan losses | 55 | 53 | ||||||
Net interest income after provision for loan losses | 2,695 | 2,783 | ||||||
Noninterest income: | ||||||||
Service charges | 13 | 10 | ||||||
Other income | 136 | 130 | ||||||
Total noninterest income | 149 | 140 | ||||||
Noninterest expense: | ||||||||
Salaries and employee benefits | 867 | 915 | ||||||
Occupancy expense | 419 | 416 | ||||||
Other expense | 474 | 477 | ||||||
Total noninterest expense | 1,760 | 1,808 | ||||||
Earnings before provision for income tax expense | 1,084 | 1,115 | ||||||
Provision for income tax expense | 412 | 418 | ||||||
Net earnings | $ | 672 | $ | 697 |