Attached files

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10-Q - FORM 10-Q - FIRST WEST VIRGINIA BANCORP INCd10q.htm
EX-31.1 - SECTION 302 CEO CERTIFICATION - FIRST WEST VIRGINIA BANCORP INCdex311.htm
EX-31.2 - SECTION 302 CFO CERTIFICATION - FIRST WEST VIRGINIA BANCORP INCdex312.htm
EX-11.1 - COMPUTATION OF PER SHARE EARNINGS - FIRST WEST VIRGINIA BANCORP INCdex111.htm
EX-99.1 - REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM - FIRST WEST VIRGINIA BANCORP INCdex991.htm
EX-32 - SECTION 906 CEO & CFO CERTIFICATION - FIRST WEST VIRGINIA BANCORP INCdex32.htm

Exhibit 13.3

First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:

 

2011

   First
Quarter
                    

Total interest income

   $ 2,861,756          

Total interest expense

     602,421          

Net interest income

     2,259,335          

Provision for loan losses

     30,000          

Investment securities gain

     172          

Total other income

     286,336          

Total other expenses

     1,903,540          

Income before income taxes

     612,303          

Net income

     549,907          

Net income per share

     0.33          

2010

   First
Quarter
    Second
Quarter
     Third
Quarter
    Fourth
Quarter
 

Total interest income

   $ 2,997,289      $ 3,025,943       $ 2,943,635      $ 2,891,028   

Total interest expense

     871,185        783,922         738,435        661,960   

Net interest income

     2,126,104        2,242,021         2,205,200        2,229,068   

Provision for loan losses

     30,000        30,000         30,000        130,000   

Investment securities gain

     —          253,267         308,095        3,912   

Total other income

     294,915        323,699         487,379        305,315   

Total other expenses

     1,897,110        1,932,889         1,922,485        1,970,414   

Income before income taxes

     493,909        856,098         1,048,189        437,881   

Net income

     460,651        668,034         786,938        423,658   

Net income per share

     0.28        0.40         0.48        0.26   

2009

   First
Quarter
    Second
Quarter
     Third
Quarter
    Fourth
Quarter
 

Total interest income

   $ 3,304,098      $ 3,254,038       $ 3,193,845      $ 3,161,861   

Total interest expense

     1,193,530        1,105,757         1,054,974        973,838   

Net interest income

     2,110,568        2,148,281         2,138,871        2,188,023   

Provision for loan losses

     —          10,000         30,000        143,942   

Investment securities gain (loss)

     (7,393     185,945         (21,429     31,394   

Total other income

     296,901        302,979         341,091        661,515   

Total other expenses

     1,737,025        1,938,040         1,900,933        2,016,083   

Income before income taxes

     663,051        689,165         527,600        720,907   

Net income

     523,594        546,225         468,248        766,919   

Net income per share

     0.32        0.33         0.28        0.46