Attached files
Exhibit 13.3
First West Virginia Bancorp, Inc.
Summarized Quarterly Financial Information
A summary of selected quarterly financial information follows:
2011 |
First Quarter |
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Total interest income |
$ | 2,861,756 | ||||||||||||||
Total interest expense |
602,421 | |||||||||||||||
Net interest income |
2,259,335 | |||||||||||||||
Provision for loan losses |
30,000 | |||||||||||||||
Investment securities gain |
172 | |||||||||||||||
Total other income |
286,336 | |||||||||||||||
Total other expenses |
1,903,540 | |||||||||||||||
Income before income taxes |
612,303 | |||||||||||||||
Net income |
549,907 | |||||||||||||||
Net income per share |
0.33 | |||||||||||||||
2010 |
First Quarter |
Second Quarter |
Third Quarter |
Fourth Quarter |
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Total interest income |
$ | 2,997,289 | $ | 3,025,943 | $ | 2,943,635 | $ | 2,891,028 | ||||||||
Total interest expense |
871,185 | 783,922 | 738,435 | 661,960 | ||||||||||||
Net interest income |
2,126,104 | 2,242,021 | 2,205,200 | 2,229,068 | ||||||||||||
Provision for loan losses |
30,000 | 30,000 | 30,000 | 130,000 | ||||||||||||
Investment securities gain |
| 253,267 | 308,095 | 3,912 | ||||||||||||
Total other income |
294,915 | 323,699 | 487,379 | 305,315 | ||||||||||||
Total other expenses |
1,897,110 | 1,932,889 | 1,922,485 | 1,970,414 | ||||||||||||
Income before income taxes |
493,909 | 856,098 | 1,048,189 | 437,881 | ||||||||||||
Net income |
460,651 | 668,034 | 786,938 | 423,658 | ||||||||||||
Net income per share |
0.28 | 0.40 | 0.48 | 0.26 | ||||||||||||
2009 |
First Quarter |
Second Quarter |
Third Quarter |
Fourth Quarter |
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Total interest income |
$ | 3,304,098 | $ | 3,254,038 | $ | 3,193,845 | $ | 3,161,861 | ||||||||
Total interest expense |
1,193,530 | 1,105,757 | 1,054,974 | 973,838 | ||||||||||||
Net interest income |
2,110,568 | 2,148,281 | 2,138,871 | 2,188,023 | ||||||||||||
Provision for loan losses |
| 10,000 | 30,000 | 143,942 | ||||||||||||
Investment securities gain (loss) |
(7,393 | ) | 185,945 | (21,429 | ) | 31,394 | ||||||||||
Total other income |
296,901 | 302,979 | 341,091 | 661,515 | ||||||||||||
Total other expenses |
1,737,025 | 1,938,040 | 1,900,933 | 2,016,083 | ||||||||||||
Income before income taxes |
663,051 | 689,165 | 527,600 | 720,907 | ||||||||||||
Net income |
523,594 | 546,225 | 468,248 | 766,919 | ||||||||||||
Net income per share |
0.32 | 0.33 | 0.28 | 0.46 |