Attached files

file filename
10-K - FORM 10-K - SOUTHWEST GEORGIA FINANCIAL CORPtenk09.txt
EX-32.1 - SECTION 906 CERTIFICATION BY CEO - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex321.txt
EX-10.6 - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST OF THE REGISTRANT, AS AMENDED AND RESTATED EFFECTIVE AS OF JANUARY 1, 2009. - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex106.txt
EX-10.1 - PENSION RETIREMENT PLAN OF THE REGISTRANT, AS AMENDED AND RESTATED EFFECTIVE AS OF JANUARY 1, 2009. - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex101.txt
EX-31.2 - SECTION 302 CERTIFICATION BY CFO - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex312.txt
EX-31.1 - SECTION 302 CERTIFICATION BY CEO - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex311.txt
EX-23.1 - CONSENT OF THIGPEN, JONES, SEATON, & CO., P.C. - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex231.txt
EX-10.13 - GUARANTEE OF THE BANK AS IT RELATES TO CHARLES R. LEMONS EMPLOYMENT AGREEMENT - SOUTHWEST GEORGIA FINANCIAL CORPtenk09ex1013.txt

                                EXHIBIT 32.2



               Certification of Periodic Financial Report by
         Chief Financial Officer Pursuant to 18 U.S.C. Section 1350
as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002



I, George R. Kirkland, Senior Vice-President and Treasurer of Southwest
Georgia Financial Corporation certify that:

  (1)  The Corporation's Annual Report on Form 10-K for the annual period
       ended December 31, 2009 (the "Report") fully complies with the
       requirements of section 13(a) or 15(d) of the Securities Exchange
       Act of 1934; and

  (2)  The information contained in the Report fairly present, in all material
       respects, the financial condition and results of operations of the
       Corporation.



                                 By:   /s/George R. Kirkland
                                       George R. Kirkland
                                       Senior Vice-President and Treasurer
                                       (Chief Financial Officer)
                                       Southwest Georgia Financial Corporation
March 31, 201