Attached files
| file | filename |
|---|---|
| 10-K - FORM 10-K - MIDWEST BANC HOLDINGS INC | c57062e10vk.htm |
| EX-3.3 - EX-3.3 - MIDWEST BANC HOLDINGS INC | c57062exv3w3.htm |
| EX-21.1 - EX-21.1 - MIDWEST BANC HOLDINGS INC | c57062exv21w1.htm |
| EX-99.2 - EX-99.2 - MIDWEST BANC HOLDINGS INC | c57062exv99w2.htm |
| EX-4.1.4 - EX-4.1.4 - MIDWEST BANC HOLDINGS INC | c57062exv4w1w4.htm |
| EX-4.1.3 - EX-4.1.3 - MIDWEST BANC HOLDINGS INC | c57062exv4w1w3.htm |
| EX-31.1 - EX-31.1 - MIDWEST BANC HOLDINGS INC | c57062exv31w1.htm |
| EX-23.1 - EX-23.1 - MIDWEST BANC HOLDINGS INC | c57062exv23w1.htm |
| EX-10.77 - EX-10.77 - MIDWEST BANC HOLDINGS INC | c57062exv10w77.htm |
| EX-10.78 - EX-10.78 - MIDWEST BANC HOLDINGS INC | c57062exv10w78.htm |
| EX-32.1 - EX-32.1 - MIDWEST BANC HOLDINGS INC | c57062exv32w1.htm |
| EX-31.2 - EX-31.2 - MIDWEST BANC HOLDINGS INC | c57062exv31w2.htm |
| EX-99.1 - EX-99.1 - MIDWEST BANC HOLDINGS INC | c57062exv99w1.htm |
EXHIBIT 12.1
RATIOS OF EARNINGS TO FIXED CHARGES AND PREFERRED STOCK DIVIDENDS
The following table sets forth the Company’s consolidated ratios of earnings to fixed
charges and preferred stock dividends for the periods indicated:
| Year Ended December 31, | ||||||||||||||||||||
| 2009 | 2008 | 2007 | 2006 | 2005 | ||||||||||||||||
(Loss) Income before income taxes and
discontinued operations |
$ | (187,117 | ) | $ | (213,346 | ) | $ | 21,823 | $ | 19,168 | $ | (7,914 | ) | |||||||
Fixed charges: |
||||||||||||||||||||
Interest expense and amortization of
capitalized costs of indebtedness |
$ | 77,679 | $ | 100,833 | $ | 111,453 | $ | 84,201 | $ | 51,561 | ||||||||||
Estimated interest within rental expense |
716 | 701 | 402 | 296 | 209 | |||||||||||||||
Preferred stock dividends |
4,671 | 5,024 | 204 | — | — | |||||||||||||||
Total fixed charges |
$ | 83,066 | $ | 106,558 | $ | 112,059 | $ | 84,497 | $ | 51,770 | ||||||||||
Preferred stock dividends |
(4,671 | ) | (5,024 | ) | (204 | ) | — | — | ||||||||||||
Total earnings |
$ | (108,722 | ) | $ | (111,812 | ) | $ | 133,678 | $ | 103,665 | $ | 43,856 | ||||||||
Total fixed charges |
$ | 83,066 | $ | 106,558 | $ | 112,059 | $ | 84,497 | $ | 51,770 | ||||||||||
Interest expense on deposits |
47,208 | 66,025 | 76,692 | 57,518 | 34,067 | |||||||||||||||
Total fixed charges excluding deposit interest |
$ | 35,858 | $ | 40,533 | $ | 35,367 | $ | 26,979 | $ | 17,703 | ||||||||||
Ratio of earnings to combined fixed charges
and preferred stock dividends: |
||||||||||||||||||||
Including deposit interest |
(1.31 | ) | (1.05 | ) | 1.19 | 1.22 | 0.83 | |||||||||||||
Excluding deposit interest |
(3.03 | ) | (2.76 | ) | 3.79 | 3.82 | 2.42 | |||||||||||||