Attached files

file filename
EX-32.906 - EXHIBIT 32.906 - ARROW FINANCIAL CORPex32906cert-q32018.htm
EX-31.2 - EXHIBIT 31.2 - ARROW FINANCIAL CORPex312cfoq32018.htm
EX-31.1 - EXHIBIT 31.1 - ARROW FINANCIAL CORPex311ceoq32018.htm
10-Q - 10-Q - ARROW FINANCIAL CORParowform10-qseptember2018.htm


Exhibit 15


Report of Independent Registered Public Accounting Firm




November 8, 2018
The Stockholders and Board of Directors
Arrow Financial Corporation
Glens Falls, New York
Re: Registration Statement Forms S-3 (No. 333-197927, 333-210110, and 333-219822) and Forms S-8 (No. 333-62719, No. 333-151550, No. 333-188479, and No. 333-188480)
With respect to the subject registration statement, we acknowledge our awareness of the use therein of our report dated November 8, 2018 related to our review of interim financial information.
Pursuant to Rule 436 under the Securities Act of 1933 (the Act), such report is not considered part of a registration statement prepared or certified by an independent registered public accounting firm, or a report prepared or certified by an independent registered public accounting firm within the meaning of Sections 7 and 11 of the Act.


/s/ KPMG LLP
Albany, New York