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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.00 459.17 Td (\(Exact name of Registrant as specified in its charter\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 123.40 445.33 Td (Ohio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 445.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.80 445.33 Td (31-0987416) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.95 431.17 Td (\(State or other jurisdiction of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.80 421.17 Td (incorporation or or) Tj ET Q q 0 0 0 rg BT 149.24 421.17 Td (ganization\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 431.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.35 431.17 Td (\(I.R.S. Employer Identification No.\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 63.30 407.33 Td (138 Putnam Str) Tj ET Q q 0 0 0 rg BT 130.34 407.33 Td (eet, P) Tj ET Q q 0 0 0 rg BT 152.74 407.33 Td (.O. Box 738,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.05 397.33 Td (Marietta, Ohio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 407.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.50 398.28 Td (45750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.65 384.17 Td (\(Address of principal executive of) Tj ET Q q 0 0 0 rg BT 191.18 384.17 Td (fices\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 384.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.90 384.17 Td (\(Zip Code\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.70 370.17 Td (Registrant) Tj ET Q q 0 0 0 rg BT 95.86 370.17 Td (s telephone number) Tj ET Q q 0 0 0 rg BT 173.69 370.17 Td (, including) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.55 360.17 Td (area code:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 370.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.75 360.28 Td (\(740\) 373-3155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 346.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.15 345.28 Td (Not ) Tj ET Q q 0 0 0 rg BT 290.65 345.28 Td (Applicable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 346.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 331.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.65 331.17 Td (\(Former name, former address and former fiscal year) Tj ET Q q 0 0 0 rg BT 387.38 331.17 Td (, if changed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.65 321.17 Td (since last report\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 331.17 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 307.10 Td (Indicate by check mark whether the registrant \(1\) has filed all reports required to be filed by Section 13 or 15\(d\) of the Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 77.37 297.10 Td (Act of 1934 during the preceding 12 months \(or for such shorter period that the registrant was required to file such reports\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.10 Td (and \(2\) has been subject to such filing requirements for the past 90 days. ) Tj ET Q q 0 0 0 rg BT 328.05 287.10 Td (Y) Tj ET Q q 0 0 0 rg BT 334.27 287.10 Td (es ) Tj ET Q /GS0 gs q 10.60 0 0 10.09 345.10 284.94 cm /I4 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.70 287.10 Td ( No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 377.92 284.94 cm /I5 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.10 Td (Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (pursuant to Rule 405 of Regulation S-T) Tj ET Q q 0 0 0 rg BT 194.13 257.10 Td ( \(232.405 of this chapter\) during the preceding 12 months \(or for such shorter period that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.10 Td (registrant was required to submit such files\). ) Tj ET Q q 0 0 0 rg BT 216.14 247.10 Td (Y) Tj ET Q q 0 0 0 rg BT 222.36 247.10 Td (es ) Tj ET Q /GS0 gs q 10.60 0 0 10.09 233.19 244.94 cm /I6 Do Q /GS0 gs q 10.00 0 0 10.09 243.79 244.94 cm /I7 Do Q /GS0 gs q 10.00 0 0 10.09 253.79 244.94 cm /I8 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.79 247.10 Td (No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 281.01 244.94 cm /I9 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.10 Td (Indicate by check mark whether the registrant is a lar) Tj ET Q q 0 0 0 rg BT 248.23 227.10 Td (ge accelerated filer) Tj ET Q q 0 0 0 rg BT 323.88 227.10 Td (, an accelerated filer) Tj ET Q q 0 0 0 rg BT 404.53 227.10 Td (, a non-accelerated filer) Tj ET Q q 0 0 0 rg BT 498.50 227.10 Td (, a smaller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.10 Td (reporting company or an emer) Tj ET Q q 0 0 0 rg BT 156.88 217.10 Td (ging growth company) Tj ET Q q 0 0 0 rg BT 244.00 217.10 Td (.See the definitions of lar) Tj ET Q q 0 0 0 rg BT 354.06 217.10 Td (ge accelerated filer) Tj ET Q q 0 0 0 rg BT 429.71 217.10 Td (, accelerated filer) Tj ET Q q 0 0 0 rg BT 507.30 217.10 Td (, smaller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.10 Td (reporting company) Tj ET Q q 0 0 0 rg BT 111.16 207.10 Td (, and "emer) Tj ET Q q 0 0 0 rg BT 161.42 207.10 Td (ging growth company" in Rule 12b-2 of the Exchange ) Tj ET Q q 0 0 0 rg BT 380.18 207.10 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.70 187.17 Td (Lar) Tj ET Q q 0 0 0 rg BT 63.40 187.17 Td (ge accelerated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.95 177.17 Td (filer ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 90.11 175.01 cm /I10 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.05 187.17 Td (Accelerated filer ) Tj ET Q /GS0 gs q 10.60 0 0 10.76 169.15 174.34 cm /I11 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.95 187.17 Td (Non-accelerated filer ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 324.11 185.01 cm /I12 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.35 187.17 Td (Smaller reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.45 177.17 Td (company ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 425.61 175.01 cm /I13 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.95 187.17 Td (Emer) Tj ET Q q 0 0 0 rg BT 506.42 187.17 Td (ging growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.95 177.17 Td (company ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 535.11 175.01 cm /I14 Do Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.10 Td (If an emer) Tj ET Q q 0 0 0 rg BT 76.90 152.10 Td (ging growth company) Tj ET Q q 0 0 0 rg BT 164.02 152.10 Td (, indicate by check mark if the registrant has elected not to use the extended transition period for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (complying with any new or revised financial accounting standards provided pursuant to Section 13\(a\) of the Exchange ) Tj ET Q q 0 0 0 rg BT 512.25 142.10 Td (Act. ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 536.69 139.94 cm /I15 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.10 Td (Indicate by check mark whether the registrant is a shell company \(as defined in Rule 12b-2 of the Exchange ) Tj ET Q q 0 0 0 rg BT 469.46 122.10 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 494.36 122.10 Td (Y) Tj ET Q q 0 0 0 rg BT 500.58 122.10 Td (es ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 511.41 119.94 cm /I16 Do Q /GS0 gs q 10.00 0 0 10.09 520.32 119.94 cm /I17 Do Q /GS0 gs q 10.00 0 0 10.09 530.32 119.94 cm /I18 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.32 122.10 Td (No) Tj ET Q /GS0 gs q 10.60 0 0 10.09 557.54 119.94 cm /I19 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.35 102.10 Td (APPLICABLE ONL) Tj ET Q q 0 0 0 rg BT 118.96 102.10 Td (Y) Tj ET Q q 0 0 0 rg BT 125.81 102.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.13 102.10 Td (T) Tj ET Q q 0 0 0 rg BT 134.06 102.10 Td (O ISSUERS INVOL) Tj ET Q q 0 0 0 rg BT 216.48 102.10 Td (VED IN BANKRUPTCY) Tj ET Q q 0 0 0 rg BT 320.00 102.10 Td ( PROCEEDINGS DURING ) Tj ET Q q 0 0 0 rg BT 435.10 102.10 Td (THE PRECEDING FIVE ) Tj ET Q q 0 0 0 rg BT 540.01 102.10 Td (YEARS:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.10 Td (Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12, 13 or 15\(d\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 134.02 82.10 Td (Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court. ) Tj ET Q q 0 0 0 rg BT 498.56 82.10 Td (Y) Tj ET Q q 0 0 0 rg BT 504.78 82.10 Td (es ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 515.61 79.94 cm /I20 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.53 82.10 Td ( No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 546.75 79.94 cm /I21 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.45 62.10 Td (APPLICABLE ONL) Tj ET Q q 0 0 0 rg BT 283.06 62.10 Td (Y) Tj ET Q q 0 0 0 rg BT 289.91 62.10 Td ( ) Tj ET Q q 0 0 0 rg BT 292.23 62.10 Td (T) Tj ET Q q 0 0 0 rg BT 298.16 62.10 Td (O CORPORA) Tj ET Q q 0 0 0 rg BT 354.01 62.10 Td (TE ISSUERS:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.10 Td (Indicate the number of shares outstanding of each of the issuer) Tj ET Q q 0 0 0 rg BT 286.84 52.10 Td () Tj ET Q q 0 0 0 rg BT 289.62 52.10 Td (s classes of common stock, as of the latest practicable date:) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.5098039215686274 0.5098039215686274 0.5098039215686274 rg BT 526.49 52.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 528.99 52.10 Td (19,555,775) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 573.99 52.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 42.10 Td (common shares, without par value, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.18 42.10 Td (November6, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.89 42.10 Td (.) Tj ET Q endstream endobj 5 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 6 0 R>> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.40 718.18 Td (T) Tj ET Q q 0 0 0 rg BT 273.15 718.18 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 686.8333984375 m 220.599609375 686.8333984375 l s q 0 0 1 rg BT 56.00 688.17 Td (P) Tj ET Q q 0 0 1 rg BT 60.64 688.17 Td (AR) Tj ET Q q 0 0 1 rg BT 73.93 688.17 Td (T) Tj ET Q q 0 0 1 rg BT 79.86 688.17 Td ( I FINANCIAL) Tj ET Q q 0 0 1 rg BT 149.21 688.17 Td ( INFORMA) Tj ET Q q 0 0 1 rg BT 196.72 688.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 672.7333984375 m 226.544921875 672.7333984375 l s q 0 0 1 rg BT 68.00 674.07 Td (ITEM 1.FINANCIAL) Tj ET Q q 0 0 1 rg BT 160.95 674.07 Td ( ST) Tj ET Q q 0 0 1 rg BT 174.32 674.07 Td (A) Tj ET Q q 0 0 1 rg BT 180.44 674.07 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 657.7333984375 m 298.3154296875 657.7333984375 l s q 0 0 1 rg BT 80.00 659.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 659.07 Td (TED BALANCE SHEETS \(Unaudited\) ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 642.7333984375 m 329.7412109375 642.7333984375 l s q 0 0 1 rg BT 80.00 644.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 644.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 644.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 644.07 Td (TEMENTS OF INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 627.7333984375 m 416.1376953125 627.7333984375 l s q 0 0 1 rg BT 80.00 629.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 629.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 629.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 629.07 Td (TEMENTS OF COMPREHENSIVE INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 612.7333984375 m 405.2001953125 612.7333984375 l s q 0 0 1 rg BT 80.00 614.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 614.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 614.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 614.07 Td (TEMENT) Tj ET Q q 0 0 1 rg BT 215.96 614.07 Td ( OF ST) Tj ET Q q 0 0 1 rg BT 245.23 614.07 Td (OCKHOLDERS) Tj ET Q q 0 0 1 rg BT 315.04 614.07 Td ( EQUITY) Tj ET Q q 0 0 1 rg BT 354.38 614.07 Td ( \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 597.7333984375 m 416.4208984375 597.7333984375 l s q 0 0 1 rg BT 80.00 599.07 Td (CONDENSED CONSOLIDA) Tj ET Q q 0 0 1 rg BT 199.73 599.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 232.53 599.07 Td (A) Tj ET Q q 0 0 1 rg BT 238.65 599.07 Td (TEMENTS OF CASH FLOWS \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 582.7333984375 m 411.0400390625 582.7333984375 l s q 0 0 1 rg BT 80.00 584.07 Td (NOTES ) Tj ET Q q 0 0 1 rg BT 114.54 584.07 Td (T) Tj ET Q q 0 0 1 rg BT 120.47 584.07 Td (O ) Tj ET Q q 0 0 1 rg BT 130.01 584.07 Td (THE UNAUDITED CONSOLIDA) Tj ET Q q 0 0 1 rg BT 270.00 584.07 Td (TED FINANCIAL) Tj ET Q q 0 0 1 rg BT 345.45 584.07 Td ( ST) Tj ET Q q 0 0 1 rg BT 358.82 584.07 Td (A) Tj ET Q q 0 0 1 rg BT 364.93 584.07 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 566.8333984375 m 479.416015625 566.8333984375 l s q 0 0 1 rg BT 68.00 568.17 Td (ITEM 2.MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 1 rg BT 251.90 568.17 Td (AND ) Tj ET Q q 0 0 1 rg BT 275.51 568.17 Td (ANAL) Tj ET Q q 0 0 1 rg BT 302.28 568.17 Td (YSIS OF FINANCIAL) Tj ET Q q 0 0 1 rg BT 395.26 568.17 Td ( CONDITION ) Tj ET Q q 0 0 1 rg BT 455.25 568.17 Td (AND ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 556.8333984375 m 191.8232421875 556.8333984375 l s q 0 0 1 rg BT 68.00 558.17 Td (RESUL) Tj ET Q q 0 0 1 rg BT 98.75 558.17 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 159.88 558.17 Td (TIONS ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 542.7333984375 m 214.09912109375 542.7333984375 l s q 0 0 1 rg BT 80.00 544.07 Td (SELECTED FINANCIAL) Tj ET Q q 0 0 1 rg BT 186.01 544.07 Td ( DA) Tj ET Q q 0 0 1 rg BT 201.85 544.07 Td (T) Tj ET Q q 0 0 1 rg BT 207.15 544.07 Td (A) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 527.7333984375 m 189.541015625 527.7333984375 l s q 0 0 1 rg BT 80.00 529.07 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 1 rg BT 182.50 529.07 Td (Y) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 512.7333984375 m 201.3232421875 512.7333984375 l s q 0 0 1 rg BT 80.00 514.07 Td (RESUL) Tj ET Q q 0 0 1 rg BT 110.75 514.07 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 171.88 514.07 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 497.7333984375 m 191.5625 497.7333984375 l s q 0 0 1 rg BT 80.00 499.07 Td (FINANCIAL) Tj ET Q q 0 0 1 rg BT 133.52 499.07 Td ( CONDITION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 481.8333984375 m 447.130859375 481.8333984375 l s q 0 0 1 rg BT 68.00 483.17 Td (ITEM 3.QUANTIT) Tj ET Q q 0 0 1 rg BT 151.07 483.17 Td (A) Tj ET Q q 0 0 1 rg BT 157.18 483.17 Td (TIVE ) Tj ET Q q 0 0 1 rg BT 181.90 483.17 Td (AND QUALIT) Tj ET Q q 0 0 1 rg BT 242.48 483.17 Td (A) Tj ET Q q 0 0 1 rg BT 248.59 483.17 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 1 rg BT 343.04 483.17 Td (ABOUT) Tj ET Q q 0 0 1 rg BT 377.31 483.17 Td ( MARKET) Tj ET Q q 0 0 1 rg BT 421.85 483.17 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 466.8333984375 m 251.349609375 466.8333984375 l s q 0 0 1 rg BT 68.00 468.17 Td (ITEM 4.CONTROLS ) Tj ET Q q 0 0 1 rg BT 162.17 468.17 Td (AND PROCEDURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 451.8333984375 m 203.744140625 451.8333984375 l s q 0 0 1 rg BT 56.00 453.17 Td (P) Tj ET Q q 0 0 1 rg BT 60.64 453.17 Td (AR) Tj ET Q q 0 0 1 rg BT 73.93 453.17 Td (T) Tj ET Q q 0 0 1 rg BT 79.86 453.17 Td ( II OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 179.86 453.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 436.8333984375 m 211.232421875 436.8333984375 l s q 0 0 1 rg BT 68.00 438.17 Td (ITEM 1.LEGAL) Tj ET Q q 0 0 1 rg BT 139.84 438.17 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 421.8333984375 m 184.03515625 421.8333984375 l s q 0 0 1 rg BT 68.00 423.17 Td (ITEM 1A.RISK F) Tj ET Q q 0 0 1 rg BT 144.76 423.17 Td (ACT) Tj ET Q q 0 0 1 rg BT 164.58 423.17 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 406.8333984375 m 443.7568359375 406.8333984375 l s q 0 0 1 rg BT 68.00 408.17 Td (ITEM 2.UNREGISTERED SALES OF EQUITY) Tj ET Q q 0 0 1 rg BT 270.68 408.17 Td ( SECURITIES ) Tj ET Q q 0 0 1 rg BT 331.79 408.17 Td (AND USE OF PROCEEDS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 391.8333984375 m 284.4013671875 391.8333984375 l s q 0 0 1 rg BT 68.00 393.17 Td (ITEM 3.DEF) Tj ET Q q 0 0 1 rg BT 125.59 393.17 Td (AUL) Tj ET Q q 0 0 1 rg BT 145.22 393.17 Td (TS UPON SENIOR SECURITIES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 376.8333984375 m 242.638671875 376.8333984375 l s q 0 0 1 rg BT 68.00 378.17 Td (ITEM 4. MINE SAFETY) Tj ET Q q 0 0 1 rg BT 172.90 378.17 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 361.8333984375 m 212.16015625 361.8333984375 l s q 0 0 1 rg BT 68.00 363.17 Td (ITEM 5.OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 188.28 363.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 346.8333984375 m 152.990234375 346.8333984375 l s q 0 0 1 rg BT 68.00 348.17 Td (ITEM 6.EXHIBITS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 331.8333984375 m 117.1181640625 331.8333984375 l s q 0 0 1 rg BT 56.00 333.17 Td (SIGNA) Tj ET Q q 0 0 1 rg BT 85.45 333.17 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 687.7333984375 m 554 687.7333984375 l s q 0 0 1 rg BT 549.00 689.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 672.7333984375 m 554 672.7333984375 l s q 0 0 1 rg BT 549.00 674.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 657.7333984375 m 554 657.7333984375 l s q 0 0 1 rg BT 549.00 659.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 642.7333984375 m 554 642.7333984375 l s q 0 0 1 rg BT 549.00 644.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 627.7333984375 m 554 627.7333984375 l s q 0 0 1 rg BT 549.00 629.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 612.7333984375 m 554 612.7333984375 l s q 0 0 1 rg BT 549.00 614.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 597.7333984375 m 554 597.7333984375 l s q 0 0 1 rg BT 549.00 599.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 582.7333984375 m 554 582.7333984375 l s q 0 0 1 rg BT 549.00 584.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 567.7333984375 m 554 567.7333984375 l s q 0 0 1 rg BT 544.00 569.07 Td (41) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 542.7333984375 m 554 542.7333984375 l s q 0 0 1 rg BT 544.00 544.07 Td (42) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 527.7333984375 m 554 527.7333984375 l s q 0 0 1 rg BT 544.00 529.07 Td (47) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 512.7333984375 m 554 512.7333984375 l s q 0 0 1 rg BT 544.00 514.07 Td (49) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 497.7333984375 m 554 497.7333984375 l s q 0 0 1 rg BT 544.00 499.07 Td (62) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 482.7333984375 m 554 482.7333984375 l s q 0 0 1 rg BT 544.00 484.07 Td (75) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 467.7333984375 m 554 467.7333984375 l s q 0 0 1 rg BT 544.00 469.07 Td (75) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 452.7333984375 m 554 452.7333984375 l s q 0 0 1 rg BT 544.00 454.07 Td (75) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 437.7333984375 m 554 437.7333984375 l s q 0 0 1 rg BT 544.00 439.07 Td (75) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 422.7333984375 m 554 422.7333984375 l s q 0 0 1 rg BT 544.00 424.07 Td (75) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 407.7333984375 m 554 407.7333984375 l s q 0 0 1 rg BT 544.00 409.07 Td (76) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 392.7333984375 m 554 392.7333984375 l s q 0 0 1 rg BT 544.00 394.07 Td (76) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 377.7333984375 m 554 377.7333984375 l s q 0 0 1 rg BT 544.00 379.07 Td (76) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 362.7333984375 m 554 362.7333984375 l s q 0 0 1 rg BT 544.00 364.07 Td (77) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 347.7333984375 m 554 347.7333984375 l s q 0 0 1 rg BT 544.00 349.07 Td (77) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 332.7333984375 m 554 332.7333984375 l s q 0 0 1 rg BT 544.00 334.07 Td (79) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 7 0 obj <>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (3) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 286.55 729.90 Td (P) Tj ET Q q 0 0 0 rg BT 292.99 729.90 Td (AR) Tj ET Q q 0 0 0 rg BT 309.90 729.90 Td (T) Tj ET Q q 0 0 0 rg BT 317.69 729.90 Td ( I) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 704.33505859375 m 221.158203125 704.33505859375 l s q 0 0 0 rg BT 54.00 705.90 Td (ITEM 1.FINANCIAL) Tj ET Q q 0 0 0 rg BT 151.79 705.90 Td ( ST) Tj ET Q q 0 0 0 rg BT 165.78 705.90 Td (A) Tj ET Q q 0 0 0 rg BT 172.26 705.90 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 693.90 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 693.90 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 693.90 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 681.90 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 681.90 Td (TED BALANCE SHEETS ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 623.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 623.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 623.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 597.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 597.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 597.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 562.40 337.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 562.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 562.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 526.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 526.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 396.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 396.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 370.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 370.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 370.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 344.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 344.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 344.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 318.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 318.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 318.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 292.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 292.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 292.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 266.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 266.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 266.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 231.40 337.00 -33.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 231.40 70.00 -33.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 231.40 70.00 -33.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 185.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 185.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 185.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 150.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 150.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 150.40 70.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 636.4 m 404 636.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 636.4 m 474 636.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 636.4 m 544 636.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 597.4 m 404 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 597.4 m 474 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 597.4 m 544 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 597.4 m 404 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 526.4 m 404 526.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 526.4 m 474 526.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 526.4 m 544 526.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 487.4 m 404 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 487.4 m 474 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 487.4 m 544 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 396.4 m 404 396.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 396.4 m 474 396.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 396.4 m 544 396.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 383.4 m 404 383.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 383.4 m 474 383.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 383.4 m 544 383.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 331.4 m 404 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 331.4 m 474 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 331.4 m 544 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 279.4 m 404 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 279.4 m 474 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 279.4 m 544 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 266.4 m 404 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 266.4 m 474 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 266.4 m 544 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 150.39999999999998 m 474 150.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 150.39999999999998 m 544 150.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 150.39999999999998 m 404 150.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 137.39999999999998 m 404 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 137.39999999999998 m 474 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 137.39999999999998 m 544 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 124.39999999999998 m 404 124.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 124.39999999999998 m 474 124.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 124.39999999999998 m 544 124.39999999999998 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.00 662.13 Td (September) Tj ET Q q 0 0 0 rg BT 454.01 662.13 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.50 652.13 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.40 662.13 Td (December) Tj ET Q q 0 0 0 rg BT 522.62 662.13 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.50 652.13 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 69.50 639.96 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.65 640.13 Td (\(Unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.50 627.13 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 626.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 626.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 613.97 Td (Cash and due from banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 613.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 613.97 Td (60,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 613.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 613.97 Td (58,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 600.97 Td (Interest-bearing deposits in other banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 600.97 Td (34,606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 600.97 Td (14,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 587.97 Td (T) Tj ET Q q 0 0 0 rg BT 87.26 587.97 Td (otal cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 587.97 Td (95,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 587.97 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 574.97 Td (A) Tj ET Q q 0 0 0 rg BT 76.35 574.97 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 122.52 574.97 Td (-sale investment securities, at fair value \(amortized cost of $819,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 565.02 Td (at September 30, 2018 and $797,732 at December 31, 2017\) \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 567.07 Td (793,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 567.07 Td (795,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 552.97 Td (Held-to-maturity investment securities, at amortized cost \(fair value of $37,095 at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 543.02 Td (September 30, 2018 and $41,213 at December 31, 2017\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 545.07 Td (37,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 545.07 Td (40,928) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 530.97 Td (Other investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 530.97 Td (43,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 530.97 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 516.97 Td (T) Tj ET Q q 0 0 0 rg BT 87.26 516.97 Td (otal investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 516.97 Td (874,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 516.97 Td (874,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 503.97 Td (Loans, net of deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 503.97 Td (2,707,727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 503.97 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 490.97 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.30 491.02 Td (\(19,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 490.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.30 491.02 Td (\(18,793) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 490.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 477.97 Td (Net loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 477.97 Td (2,687,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 477.97 Td (2,338,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 464.97 Td (Loans held for sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 464.97 Td (4,776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 464.97 Td (2,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 451.97 Td (Bank premises and equipment, net of accumulated depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 451.97 Td (57,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 451.97 Td (52,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 438.97 Td (Bank owned life insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 438.97 Td (68,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 438.97 Td (62,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 425.97 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 425.97 Td (151,673) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 425.97 Td (133,1) Tj ET Q q 0 0 0 rg BT 530.15 425.97 Td (1) Tj ET Q q 0 0 0 rg BT 535.15 425.97 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 412.97 Td (Other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 412.97 Td (1) Tj ET Q q 0 0 0 rg BT 447.65 412.97 Td (1,728) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 412.97 Td (1) Tj ET Q q 0 0 0 rg BT 517.65 412.97 Td (1,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 399.97 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 399.97 Td (51,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 399.97 Td (34,890) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.50 387.13 Td (T) Tj ET Q q 0 0 0 rg BT 99.71 387.13 Td (otal assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 387.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.15 387.13 Td (4,003,089) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 387.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.15 387.13 Td (3,581,686) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.50 374.13 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 373.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 373.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 360.97 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 347.97 Td (Non-interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 347.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 347.97 Td (617,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 347.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 347.97 Td (556,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 334.97 Td (Interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 334.97 Td (2,423,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 334.97 Td (2,174,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 321.97 Td (T) Tj ET Q q 0 0 0 rg BT 86.91 321.97 Td (otal deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 321.97 Td (3,041,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 321.97 Td (2,730,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 308.97 Td (Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 308.97 Td (296,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 308.97 Td (209,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 295.97 Td (Long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 295.97 Td (1) Tj ET Q q 0 0 0 rg BT 442.65 295.97 Td (1) Tj ET Q q 0 0 0 rg BT 447.65 295.97 Td (1,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 295.97 Td (144,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 282.97 Td (Accrued expenses and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 282.97 Td (49,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 282.97 Td (39,254) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 270.13 Td (T) Tj ET Q q 0 0 0 rg BT 87.71 270.13 Td (otal liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 269.97 Td (3,498,799) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 269.97 Td (3,123,094) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.50 257.13 Td (Stockholders) Tj ET Q q 0 0 0 rg BT 127.65 257.13 Td ( equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 256.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 256.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 243.97 Td (Preferred stock, no par value, 50,000 shares authorized, no shares issued at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 234.02 Td (September 30, 2018 and December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 236.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 236.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 221.97 Td (Common stock, no par value, 24,000,000 shares authorized, 20,1) Tj ET Q q 0 0 0 rg BT 329.27 221.97 Td (19,194 shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 211.97 Td (issued at September 30, 2018 and 18,952,385 shares issued at December 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 201.97 Td (2017, including shares in treasury) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 203.07 Td (386,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 203.07 Td (345,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 188.97 Td (Retained earnings \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 188.97 Td (152,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 188.97 Td (134,362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 175.97 Td (Accumulated other comprehensive loss, net of deferred income taxes \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.30 176.02 Td (\(20,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 175.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.30 176.02 Td (\(5,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 175.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 162.97 Td (T) Tj ET Q q 0 0 0 rg BT 75.26 162.97 Td (reasury stock, at cost, 609,250 shares at September 30, 2018 and 702,449 shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 153.02 Td (at December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.30 155.12 Td (\(14,238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 155.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.30 155.12 Td (\(15,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 155.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 141.13 Td (T) Tj ET Q q 0 0 0 rg BT 87.25 141.13 Td (otal stockholders) Tj ET Q q 0 0 0 rg BT 162.34 141.13 Td ( equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 140.97 Td (504,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 140.97 Td (458,592) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.50 128.13 Td (T) Tj ET Q q 0 0 0 rg BT 99.25 128.13 Td (otal liabilities and stockholders) Tj ET Q q 0 0 0 rg BT 234.35 128.13 Td ( equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 128.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.15 128.13 Td (4,003,089) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 128.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.15 128.13 Td (3,581,686) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 67.50 116.50 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 80.13 116.50 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 192.31 116.50 Td (ASU 2016-01, resulting in the reclassification of equity investment securities \(including those held in participant accounts in the ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 108.10 Td (Peoples Bancorp Inc. Nonqualified Deferred Compensation Plan\) from available-for) Tj ET Q q 0 0 0 rg BT 317.42 108.10 Td (-sale investment securities to other investment securities. ) Tj ET Q q 0 0 0 rg BT 480.13 108.10 Td (At December 31, 2017, ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 99.70 Td ($7.8 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 115.22 99.70 Td ( of equity investment securities were included in available-for) Tj ET Q q 0 0 0 rg BT 288.47 99.70 Td (-sale investment securities. ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 67.50 91.30 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 80.53 91.30 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 192.70 91.30 Td (ASU 2014-09 \(which resulted in a reduction to retained earnings and an increase in other liabilities of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 479.42 91.30 Td ($3.1 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 513.65 91.30 Td (, net of federal ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 82.90 Td (income taxes, to reflect uncompleted contracts in the initial application of the guidance\) and ) Tj ET Q q 0 0 0 rg BT 340.10 82.90 Td (ASU 2016-01 \(which resulted in the reclassification of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 495.23 82.90 Td ($5.0 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 529.45 82.90 Td ( in net ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 74.50 Td (unrealized gains on equity investment securities from accumulated other comprehensive loss to retained earnings\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 62.50 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 9 0 obj <>] /Rotate 0 /Contents 10 0 R>> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 740.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 740.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 740.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 728.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 728.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 148.38 728.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.85 728.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 219.77 728.25 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 633.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 633.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 633.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 633.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 633.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 633.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 609.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 609.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 609.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 609.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 609.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 609.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 585.75 281.00 -12.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 334.50 273.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 273.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 273.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 273.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 273.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 248.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 248.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 248.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 248.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 248.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 248.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 224.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 224.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 224.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 224.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 224.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 224.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 200.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 200.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 200.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 200.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 200.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 200.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 176.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 176.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 176.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 176.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 176.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 176.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 152.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 152.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 152.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 152.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 152.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 152.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 128.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 128.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 128.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 128.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 128.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 128.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 104.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 104.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 104.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 104.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 104.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 104.75 55.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 693.75 m 389.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 693.75 m 443.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 693.75 m 502.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 693.75 m 557.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 681.75 m 334.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 693.75 m 389.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 681.75 m 389.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 693.75 m 443.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 681.75 m 443.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 693.75 m 447.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 681.75 m 447.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 693.75 m 502.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 681.75 m 502.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 693.75 m 557.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 681.75 m 557.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 621.75 m 334.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 621.75 m 389.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 621.75 m 443.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 621.75 m 447.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 621.75 m 502.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 621.75 m 557.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 609.75 m 334.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 609.75 m 389.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 609.75 m 443.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 609.75 m 447.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 609.75 m 502.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 609.75 m 557.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 561.75 m 334.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 561.75 m 389.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 561.75 m 443.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 549.75 m 334.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 549.75 m 389.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 549.75 m 443.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 561.75 m 447.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 549.75 m 447.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 561.75 m 502.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 549.75 m 502.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 561.75 m 557.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 549.75 m 557.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 549.75 m 389.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 549.75 m 443.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 549.75 m 447.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 549.75 m 502.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 549.75 m 557.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 525.75 m 334.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 525.75 m 389.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 525.75 m 443.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 525.75 m 447.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 525.75 m 502.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 525.75 m 557.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 513.75 m 334.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 513.75 m 389.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 513.75 m 443.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 513.75 m 447.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 513.75 m 502.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 513.75 m 557.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 381.75 m 334.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 381.75 m 389.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 381.75 m 443.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 381.75 m 447.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 381.75 m 502.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 381.75 m 557.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 381.75 m 334.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 369.75 m 334.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 381.75 m 389.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 369.75 m 389.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 381.75 m 443.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 369.75 m 443.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 381.75 m 447.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 369.75 m 447.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 381.75 m 502.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 369.75 m 502.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 381.75 m 557.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 369.75 m 557.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 212.75 m 334.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 212.75 m 389.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 212.75 m 443.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 212.75 m 447.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 212.75 m 502.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 212.75 m 557.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 200.75 m 334.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 200.75 m 389.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 200.75 m 443.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 200.75 m 447.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 200.75 m 502.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 200.75 m 557.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 200.75 m 389.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 200.75 m 443.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 200.75 m 447.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 200.75 m 502.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 200.75 m 557.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 176.75 m 334.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 176.75 m 389.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 176.75 m 443.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 176.75 m 447.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 176.75 m 502.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 176.75 m 557.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 164.75 m 334.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 164.75 m 389.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 164.75 m 443.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 164.75 m 447.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 164.75 m 502.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 164.75 m 557.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 164.75 m 334.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 164.75 m 389.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 164.75 m 443.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 164.75 m 447.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 164.75 m 502.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 164.75 m 557.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 140.75 m 334.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 140.75 m 389.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 140.75 m 443.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 140.75 m 447.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 140.75 m 502.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 140.75 m 557.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 116.75 m 334.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 116.75 m 389.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 116.75 m 443.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 116.75 m 447.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 116.75 m 502.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 116.75 m 557.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 92.75 m 334.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 92.75 m 389.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 92.75 m 443.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 92.75 m 447.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 92.75 m 502.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 92.75 m 557.5 92.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 708.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 359.58 708.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.20 708.48 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.00 696.48 Td (September) Tj ET Q q 0 0 0 rg BT 404.01 696.48 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 696.48 Td (September) Tj ET Q q 0 0 0 rg BT 517.51 696.48 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 684.36 Td (\(Dollars in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 209.51 684.36 Td (e data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.50 684.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.00 684.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 684.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.50 684.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 672.48 Td (Inter) Tj ET Q q 0 0 0 rg BT 77.57 672.48 Td (est income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 660.37 Td (Interest and fees on loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 660.37 Td (33,355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 660.37 Td (26,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 660.37 Td (91,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 660.37 Td (76,133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 648.37 Td (Interest and dividends on taxable investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 648.37 Td (5,577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 648.37 Td (5,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 648.37 Td (17,057) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 648.37 Td (15,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 636.37 Td (Interest on tax-exempt investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 636.37 Td (613) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 636.37 Td (701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 636.37 Td (1,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 636.37 Td (2,257) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 624.37 Td (Other interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.65 624.37 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 624.37 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 624.37 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 624.37 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 612.37 Td (T) Tj ET Q q 0 0 0 rg BT 67.76 612.37 Td (otal interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 612.37 Td (39,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 612.37 Td (32,728) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 612.37 Td (1) Tj ET Q q 0 0 0 rg BT 471.15 612.37 Td (10,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 612.37 Td (93,753) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 600.48 Td (Inter) Tj ET Q q 0 0 0 rg BT 77.57 600.48 Td (est expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 588.37 Td (Interest on deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 588.37 Td (4,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 588.37 Td (1,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 588.37 Td (9,332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 588.37 Td (5,081) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 576.37 Td (Interest on short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 576.37 Td (1,617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 576.37 Td (369) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 576.37 Td (3,760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 576.37 Td (853) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 564.37 Td (Interest on long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 564.37 Td (672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 564.37 Td (1,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 564.37 Td (2,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 564.37 Td (3,564) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 552.37 Td (T) Tj ET Q q 0 0 0 rg BT 67.76 552.37 Td (otal interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 552.37 Td (6,307) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 552.37 Td (3,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 552.37 Td (15,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 552.37 Td (9,498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 540.37 Td (Net interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 540.37 Td (33,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 540.37 Td (29,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 540.37 Td (95,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 540.37 Td (84,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 528.37 Td (Provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 528.37 Td (1,302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 528.37 Td (1,086) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 528.37 Td (4,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 528.37 Td (2,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 516.37 Td (Net interest income after provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 516.37 Td (32,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 516.37 Td (28,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 516.37 Td (91,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 516.37 Td (81,598) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 504.48 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 97.57 504.48 Td (est income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 492.37 Td (Insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 492.37 Td (3,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 492.37 Td (3,345) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 492.37 Td (1) Tj ET Q q 0 0 0 rg BT 476.15 492.37 Td (1,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 492.37 Td (10,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 480.37 Td (T) Tj ET Q q 0 0 0 rg BT 61.93 480.37 Td (rust and investment income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 480.37 Td (3,1) Tj ET Q q 0 0 0 rg BT 375.65 480.37 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 480.37 Td (2,838) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 480.37 Td (9,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 480.37 Td (8,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 468.37 Td (Electronic banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 468.37 Td (2,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 468.37 Td (2,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 468.37 Td (8,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 468.37 Td (7,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 456.37 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 171.13 456.37 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 456.37 Td (2,652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 456.37 Td (2,407) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 456.37 Td (7,160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 456.37 Td (7,130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 444.37 Td (Mortgage banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 444.37 Td (1,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 444.37 Td (535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 444.37 Td (2,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 444.37 Td (1,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 432.37 Td (Bank owned life insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 432.37 Td (495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 432.37 Td (482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 432.37 Td (1,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 432.37 Td (1,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 420.37 Td (Commercial loan swap fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 420.37 Td (355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 420.37 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 420.37 Td (617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 420.37 Td (995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 408.37 Td (Net gain \(loss\) on asset disposals and other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.65 408.37 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.30 408.37 Td (\(25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.65 408.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.30 408.37 Td (\(319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 408.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 408.37 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 396.37 Td (Net gain \(loss\) on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.65 396.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 396.37 Td (1,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.30 396.37 Td (\(146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 396.37 Td (2,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 384.37 Td (Other non-interest income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 384.37 Td (391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 384.37 Td (383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 384.37 Td (2,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 384.37 Td (1,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 372.37 Td (T) Tj ET Q q 0 0 0 rg BT 73.41 372.37 Td (otal non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 372.37 Td (14,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 372.37 Td (14,446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 372.37 Td (42,577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 372.37 Td (41,834) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 360.48 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 97.48 360.48 Td (est expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 348.37 Td (Salaries and employee benefit costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 348.37 Td (17,908) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 348.37 Td (15,141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 348.37 Td (51,923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 348.37 Td (45,686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 336.37 Td (Net occupancy and equipment expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 336.37 Td (2,850) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 336.37 Td (2,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 336.37 Td (8,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 336.37 Td (7,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 324.37 Td (Electronic banking expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 324.37 Td (1,552) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 324.37 Td (1,403) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 324.37 Td (4,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 324.37 Td (4,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 312.37 Td (Data processing and software expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 312.37 Td (1,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 312.37 Td (1,092) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 312.37 Td (4,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 312.37 Td (3,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 300.37 Td (Professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 300.37 Td (1,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 300.37 Td (1,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 300.37 Td (6,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 300.37 Td (4,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 288.37 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 288.37 Td (862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 288.37 Td (869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 288.37 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 288.37 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 276.37 Td (Franchise tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 276.37 Td (616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 276.37 Td (583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 276.37 Td (1,874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 276.37 Td (1,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 264.37 Td (Marketing expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 264.37 Td (456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 264.37 Td (488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 264.37 Td (1,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 264.37 Td (1,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 252.32 Td (FDIC insurance expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 252.32 Td (391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 252.32 Td (449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 252.32 Td (1,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 252.32 Td (1,339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 239.37 Td (Foreclosed real estate and other loan expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 239.37 Td (373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 239.37 Td (214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 239.37 Td (923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 239.37 Td (589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 227.37 Td (Communication expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 227.37 Td (305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 227.37 Td (334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 227.37 Td (949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 227.37 Td (1,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 215.37 Td (Other non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 215.37 Td (2,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 215.37 Td (1,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 215.37 Td (1) Tj ET Q q 0 0 0 rg BT 476.15 215.37 Td (1,1) Tj ET Q q 0 0 0 rg BT 488.65 215.37 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 215.37 Td (6,21) Tj ET Q q 0 0 0 rg BT 548.65 215.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 203.37 Td (T) Tj ET Q q 0 0 0 rg BT 67.41 203.37 Td (otal non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 203.37 Td (30,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 203.37 Td (26,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 203.37 Td (95,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 203.37 Td (80,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 191.37 Td (Income before income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 191.37 Td (15,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 191.37 Td (16,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 191.37 Td (38,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 191.37 Td (42,863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 179.37 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 179.37 Td (2,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 179.37 Td (5,127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 179.37 Td (6,216) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 179.37 Td (13,393) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 167.48 Td ( Net income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 167.48 Td (12,725) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.15 167.48 Td (10,895) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.15 167.48 Td (32,358) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.00 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.15 167.48 Td (29,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 155.37 Td (Earnings per common share - basic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 155.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.15 155.48 Td (0.65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 155.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.15 155.48 Td (0.60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 155.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 155.48 Td (1.70) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.00 155.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.15 155.48 Td (1.62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 143.37 Td (Earnings per common share - diluted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 143.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.15 143.48 Td (0.65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 143.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.15 143.48 Td (0.60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 143.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 143.48 Td (1.69) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.00 143.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.15 143.48 Td (1.61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 131.37 Td (W) Tj ET Q q 0 0 0 rg BT 65.04 131.37 Td (eighted-average number of common shares outstanding - basic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.60 131.48 Td (19,325,457) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.60 131.48 Td (18,056,202) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.60 131.48 Td (18,875,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.60 131.48 Td (18,043,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 119.37 Td (W) Tj ET Q q 0 0 0 rg BT 65.04 119.37 Td (eighted-average number of common shares outstanding - diluted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.60 119.48 Td (19,466,865) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.60 119.48 Td (18,213,533) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.60 119.48 Td (19,004,087) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.60 119.48 Td (18,199,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 107.37 Td (Cash dividends declared) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 107.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.15 107.48 Td (5,472) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 107.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.15 107.48 Td (4,020) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 107.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.15 107.48 Td (15,709) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.00 107.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.15 107.48 Td (1) Tj ET Q q 0 0 0 rg BT 531.15 107.48 Td (1,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 95.37 Td (Cash dividends declared per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 95.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.15 95.48 Td (0.28) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 95.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.15 95.48 Td (0.22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 95.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 95.48 Td (0.82) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.00 95.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.15 95.48 Td (0.62) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 84.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 64.88 84.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 177.06 84.85 Td (ASU 2016-01, resulting in a reduction to other non-interest income of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 374.57 84.85 Td ($16,000) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 397.32 84.85 Td ( for the three months ended ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 475.86 84.85 Td (September30, 2018) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 532.04 84.85 Td ( and a ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 63.00 76.45 Td (gain to other non-interest income of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 165.25 76.45 Td ($208,000) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 191.50 76.45 Td ( for the nine months ended ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 268.09 76.45 Td (September30, 2018) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 324.28 76.45 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 64.45 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 740.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 740.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 740.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 728.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 728.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 148.38 728.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.85 728.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 219.77 728.25 Td ( COMPREHENSIVE INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 716.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 664.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 664.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 638.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 638.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 638.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 638.75 4.00 -13.00 re f /GS0 gs 0.8 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J 0 j 3 M 450.5 523.75 m 503.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 510.75 m 503.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 523.75 m 557.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 510.75 m 557.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 419.75 m 340.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 419.75 m 393.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 419.75 m 446.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 419.75 m 450.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 419.75 m 503.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 419.75 m 557.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 406.75 m 340.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 406.75 m 393.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 406.75 m 446.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 406.75 m 450.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 406.75 m 503.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 406.75 m 557.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 406.75 m 340.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 367.75 m 393.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 367.75 m 450.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 367.75 m 340.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 354.75 m 340.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 354.75 m 393.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 367.75 m 446.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 354.75 m 446.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 354.75 m 450.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 367.75 m 503.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 354.75 m 503.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 367.75 m 557.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 354.75 m 557.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 339.75 m 340.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 339.75 m 393.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 339.75 m 446.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 339.75 m 450.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 339.75 m 503.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 339.75 m 557.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 326.75 m 340.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 326.75 m 393.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 326.75 m 446.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 326.75 m 450.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 326.75 m 503.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 326.75 m 557.5 326.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.50 696.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 364.08 696.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.70 696.48 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 681.48 Td (September) Tj ET Q q 0 0 0 rg BT 408.51 681.48 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 681.48 Td (September) Tj ET Q q 0 0 0 rg BT 519.01 681.48 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 668.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.50 668.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.50 668.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.50 668.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.00 668.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 655.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 655.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 655.32 Td (12,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.00 655.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 655.32 Td (10,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 655.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 655.32 Td (32,358) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.00 655.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 655.32 Td (29,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 642.32 Td (Other comprehensive income:) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 62 627.9833984375 m 223.220703125 627.9833984375 l s q 0 0 0 rg BT 62.00 629.32 Td (A) Tj ET Q q 0 0 0 rg BT 68.85 629.32 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 115.02 629.32 Td (-sale investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 616.32 Td (Gross unrealized holding \(loss\) gain arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 616.37 Td (\(5,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 616.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 616.37 Td (\(236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 616.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.80 616.37 Td (\(18,587) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 616.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 616.32 Td (5,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 603.32 Td (Related tax benefit \(expense\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 603.32 Td (1,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 603.32 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 603.32 Td (3,904) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 603.37 Td (\(1,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 603.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 589.42 Td (Less: reclassification adjustment for net gain \(loss\) included in net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 579.42 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 579.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 579.42 Td (1,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.30 579.47 Td (\(146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 579.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 579.42 Td (2,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 565.32 Td (Related tax \(expense\) benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 565.37 Td (\(652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 565.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 565.32 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.30 565.37 Td (\(777) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 565.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 552.32 Td (Amounts reclassified out of accumulated other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 542.32 Td (per ) Tj ET Q q 0 0 0 rg BT 82.99 542.32 Td (ASU 2016-01 \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 541.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 541.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.80 541.47 Td (\(5,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 541.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 541.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 527.32 Td (Related tax benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 527.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 527.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 527.32 Td (1,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 527.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 514.32 Td (Net ef) Tj ET Q q 0 0 0 rg BT 98.62 514.32 Td (fect on other comprehensive \(loss\) income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 514.37 Td (\(4,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 514.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.80 514.37 Td (\(1,362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 514.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.80 514.37 Td (\(18,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 514.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 514.32 Td (2,100) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 62 499.9833984375 m 150.857421875 499.9833984375 l s q 0 0 0 rg BT 62.00 501.32 Td (Defined benefit plans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 488.32 Td (Net gain \(loss\) arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 488.32 Td (1,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.30 488.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 488.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 488.32 Td (1,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 488.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 488.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 475.32 Td ( Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.30 475.37 Td (\(247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 475.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 475.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.30 475.37 Td (\(247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 475.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 475.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 462.32 Td (Amortization of unrecognized loss and service cost on benefit plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 462.32 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 462.32 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 462.32 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 462.32 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 449.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.30 449.37 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 449.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.30 449.37 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 449.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.30 449.37 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 449.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 449.37 Td (\(25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 449.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 436.32 Td (Recognition of loss due to settlement and curtailment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 436.32 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 436.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 436.32 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 436.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 423.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.30 423.37 Td (\(37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 423.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 423.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.30 423.37 Td (\(37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 423.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 423.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 410.32 Td (Net ef) Tj ET Q q 0 0 0 rg BT 98.62 410.32 Td (fect on other comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 410.32 Td (1,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 410.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 410.32 Td (1,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 410.32 Td (46) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 62 395.9833984375 m 135.876953125 395.9833984375 l s q 0 0 0 rg BT 62.00 397.32 Td (Cash flow hedges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 384.32 Td (Net gain \(loss\) arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 384.32 Td (651) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.30 384.37 Td (\(63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 384.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 384.32 Td (2,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.30 384.37 Td (\(832) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 384.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 371.32 Td ( Related tax \(expense\) benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.30 371.37 Td (\(137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 371.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 371.32 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.30 371.37 Td (\(539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 371.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 371.32 Td (291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 358.32 Td (Net ef) Tj ET Q q 0 0 0 rg BT 98.53 358.32 Td (fect on other comprehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 358.32 Td (514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.30 358.37 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 358.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 358.32 Td (2,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.30 358.37 Td (\(541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 358.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 344.42 Td (T) Tj ET Q q 0 0 0 rg BT 67.41 344.42 Td (otal other comprehensive \(loss\) income, net of tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 344.47 Td (\(2,987) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 344.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.80 344.47 Td (\(1,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 344.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.80 344.47 Td (\(15,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 344.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 344.42 Td (1,605) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 330.48 Td (T) Tj ET Q q 0 0 0 rg BT 61.75 330.48 Td (otal compr) Tj ET Q q 0 0 0 rg BT 107.95 330.48 Td (ehensive income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 330.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.15 330.48 Td (9,738) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.00 330.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.15 330.48 Td (9,507) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.00 330.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.15 330.48 Td (16,983) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.00 330.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.15 330.48 Td (31,075) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 318.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 64.88 318.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 177.06 318.85 Td (ASU 2016-01, which resulted in the reclassification of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 333.36 318.85 Td ($5.0 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 367.58 318.85 Td ( in net unrealized gains on equity investment securities from ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 67.50 310.45 Td (accumulated other comprehensive loss to retained earnings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 295.45 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 13 0 obj <>] /Rotate 0 /Contents 14 0 R>> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 17.60 Td (6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 109.82 730.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 144.38 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 150.85 730.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 194.01 730.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 210.03 730.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 224.58 730.25 Td (OCKHOLDERS) Tj ET Q q 0 0 0 rg BT 298.85 730.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 340.43 730.25 Td ( \(Unaudited\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 677.75 214.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 677.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 677.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 677.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 677.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 677.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 640.75 214.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 640.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 640.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 640.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 640.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 640.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 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m 421.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 679.75 m 473.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 667.75 m 473.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 679.75 m 524.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 667.75 m 524.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 667.75 m 421.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 667.75 m 473.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 667.75 m 524.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 475.75 m 421.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 475.75 m 473.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 475.75 m 524.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 475.75 m 421.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 463.75 m 421.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 318.75 m 421.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 318.75 m 473.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 318.75 m 524.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 294.75 m 421.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 294.75 m 473.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 294.75 m 524.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 282.75 m 421.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 282.75 m 473.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 282.75 m 524.5 282.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.70 710.48 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 696.48 Td (September) Tj ET Q q 0 0 0 rg BT 488.01 696.48 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 89.00 683.31 Td (\(Dollars ) Tj ET Q q 0 0 0 rg BT 125.39 683.31 Td (in ) Tj ET Q q 0 0 0 rg BT 135.67 683.31 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.00 683.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.50 683.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 670.48 Td (Net ) Tj ET Q q 0 0 0 rg BT 106.49 670.48 Td (cash ) Tj ET Q q 0 0 0 rg BT 127.88 670.48 Td (pr) Tj ET Q q 0 0 0 rg BT 137.79 670.48 Td (ovided ) Tj ET Q q 0 0 0 rg BT 168.54 670.48 Td (by ) Tj ET Q q 0 0 0 rg BT 181.60 670.48 Td (operating ) Tj ET Q q 0 0 0 rg BT 225.21 670.48 Td (activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 670.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 670.37 Td (50,263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.00 670.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 670.37 Td (45,852) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 658.48 Td (Investing ) Tj ET Q q 0 0 0 rg BT 130.95 658.48 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 646.37 Td (A) Tj ET Q q 0 0 0 rg BT 95.85 646.37 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 142.02 646.37 Td (-sale ) Tj ET Q q 0 0 0 rg BT 163.30 646.37 Td (investment ) Tj ET Q q 0 0 0 rg BT 209.68 646.37 Td (securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 634.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 634.37 Td (\(120,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 634.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 634.37 Td (\(140,791) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 634.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 622.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 622.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 622.37 Td (sales) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 622.37 Td (14,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 622.37 Td (7,381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 610.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 610.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 610.37 Td (principal ) Tj ET Q q 0 0 0 rg BT 199.58 610.37 Td (payments, ) Tj ET Q q 0 0 0 rg BT 242.90 610.37 Td (calls ) Tj ET Q q 0 0 0 rg BT 263.73 610.37 Td (and ) Tj ET Q q 0 0 0 rg BT 280.67 610.37 Td (prepayments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 610.37 Td (93,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.10 610.37 Td (1) Tj ET Q q 0 0 0 rg BT 493.10 610.37 Td (1) Tj ET Q q 0 0 0 rg BT 498.10 610.37 Td (1,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 598.37 Td (Held-to-maturity ) Tj ET Q q 0 0 0 rg BT 159.26 598.37 Td (investment ) Tj ET Q q 0 0 0 rg BT 205.64 598.37 Td (securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 586.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 586.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 586.37 Td (\(1,310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 586.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 574.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 574.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 574.37 Td (principal ) Tj ET Q q 0 0 0 rg BT 199.58 574.37 Td (payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 574.37 Td (3,521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 574.37 Td (1,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 562.37 Td (Other ) Tj ET Q q 0 0 0 rg BT 114.27 562.37 Td (investment ) Tj ET Q q 0 0 0 rg BT 160.65 562.37 Td (securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 550.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 550.37 Td (\(2,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 550.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 550.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 538.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 538.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 538.37 Td (sales) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 538.37 Td (7,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 538.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 526.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 526.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 526.37 Td (in ) Tj ET Q q 0 0 0 rg BT 151.47 526.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 175.08 526.37 Td (held ) Tj ET Q q 0 0 0 rg BT 194.80 526.37 Td (for ) Tj ET Q q 0 0 0 rg BT 208.96 526.37 Td (investment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 526.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 442.13 526.37 Td (13,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 526.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 526.37 Td (\(99,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 526.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 514.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 514.37 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 159.53 514.37 Td (for ) Tj ET Q q 0 0 0 rg BT 173.69 514.37 Td (bank ) Tj ET Q q 0 0 0 rg BT 195.63 514.37 Td (premises ) Tj ET Q q 0 0 0 rg BT 233.68 514.37 Td (and ) Tj ET Q q 0 0 0 rg BT 250.62 514.37 Td (equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 514.37 Td (\(3,660) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 514.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 514.37 Td (\(3,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 514.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 502.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 127.60 502.37 Td (from ) Tj ET Q q 0 0 0 rg BT 149.54 502.37 Td (sales ) Tj ET Q q 0 0 0 rg BT 171.48 502.37 Td (of ) Tj ET Q q 0 0 0 rg BT 182.31 502.37 Td (other ) Tj ET Q q 0 0 0 rg BT 205.35 502.37 Td (real ) Tj ET Q q 0 0 0 rg BT 222.84 502.37 Td (estate ) Tj ET Q q 0 0 0 rg BT 248.10 502.37 Td (owned) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 502.37 Td (265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 502.37 Td (494) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 490.37 Td (Business ) Tj ET Q q 0 0 0 rg BT 127.06 490.37 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 179.83 490.37 Td (net ) Tj ET Q q 0 0 0 rg BT 194.55 490.37 Td (of ) Tj ET Q q 0 0 0 rg BT 205.38 490.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 225.65 490.37 Td (received) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 490.37 Td (4,695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 490.37 Td (\(450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 490.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 478.37 Td (\(Investment ) Tj ET Q q 0 0 0 rg BT 139.26 478.37 Td (in\) ) Tj ET Q q 0 0 0 rg BT 152.87 478.37 Td (return ) Tj ET Q q 0 0 0 rg BT 179.25 478.37 Td (of ) Tj ET Q q 0 0 0 rg BT 190.08 478.37 Td (limited ) Tj ET Q q 0 0 0 rg BT 220.91 478.37 Td (partnership ) Tj ET Q q 0 0 0 rg BT 268.39 478.37 Td (and ) Tj ET Q q 0 0 0 rg BT 285.33 478.37 Td (tax ) Tj ET Q q 0 0 0 rg BT 300.05 478.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 325.31 478.37 Td (funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 478.37 Td (\(5,399) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 478.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 478.37 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 466.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 117.94 466.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 138.21 466.37 Td (used ) Tj ET Q q 0 0 0 rg BT 159.04 466.37 Td (in ) Tj ET Q q 0 0 0 rg BT 169.32 466.37 Td (investing ) Tj ET Q q 0 0 0 rg BT 208.48 466.37 Td (activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 466.37 Td (\(121,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 466.37 Td (\(124,203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 466.37 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 454.48 Td (Financing ) Tj ET Q q 0 0 0 rg BT 134.29 454.48 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 442.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 442.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 442.37 Td (\(decrease\) ) Tj ET Q q 0 0 0 rg BT 184.77 442.37 Td (in ) Tj ET Q q 0 0 0 rg BT 195.04 442.37 Td (non-interest-bearing ) Tj ET Q q 0 0 0 rg BT 278.62 442.37 Td (deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 442.37 Td (31,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 442.37 Td (\(9,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 442.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 430.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 430.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 430.37 Td (in ) Tj ET Q q 0 0 0 rg BT 151.47 430.37 Td (interest-bearing ) Tj ET Q q 0 0 0 rg BT 216.72 430.37 Td (deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 430.37 Td (79,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.10 430.37 Td (164,513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 418.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 418.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 418.37 Td (\(decrease\) ) Tj ET Q q 0 0 0 rg BT 184.77 418.37 Td (in ) Tj ET Q q 0 0 0 rg BT 195.04 418.37 Td (short-term ) Tj ET Q q 0 0 0 rg BT 239.20 418.37 Td (borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 418.37 Td (2,515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 418.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 493.13 418.37 Td (1) Tj ET Q q 0 0 0 rg BT 498.13 418.37 Td (1,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 418.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 406.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 127.60 406.37 Td (from ) Tj ET Q q 0 0 0 rg BT 149.54 406.37 Td (long-term ) Tj ET Q q 0 0 0 rg BT 191.47 406.37 Td (borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 406.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 406.37 Td (54,403) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 394.37 Td (Payments ) Tj ET Q q 0 0 0 rg BT 130.39 394.37 Td (on ) Tj ET Q q 0 0 0 rg BT 142.89 394.37 Td (long-term ) Tj ET Q q 0 0 0 rg BT 184.82 394.37 Td (borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 394.37 Td (\(3,092) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 394.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 394.37 Td (\(3,823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 394.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 382.37 Td (Cash ) Tj ET Q q 0 0 0 rg BT 111.50 382.37 Td (dividends ) Tj ET Q q 0 0 0 rg BT 152.89 382.37 Td (paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 382.37 Td (\(15,266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 382.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 382.37 Td (\(10,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 382.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 369.87 Td (Repurchase ) Tj ET Q q 0 0 0 rg BT 140.06 369.87 Td (of ) Tj ET Q q 0 0 0 rg BT 152.80 369.87 Td (treasury ) Tj ET Q q 0 0 0 rg BT 189.41 369.87 Td (stock ) Tj ET Q q 0 0 0 rg BT 214.93 369.87 Td (in ) Tj ET Q q 0 0 0 rg BT 227.12 369.87 Td (connection ) Tj ET Q q 0 0 0 rg BT 275.40 369.87 Td (with ) Tj ET Q q 0 0 0 rg BT 297.59 369.87 Td (employee ) Tj ET Q q 0 0 0 rg BT 340.87 369.87 Td (incentive ) Tj ET Q q 0 0 0 rg BT 381.93 369.87 Td (plan ) Tj ET Q q 0 0 0 rg BT 403.56 369.87 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 359.87 Td (compensation ) Tj ET Q q 0 0 0 rg BT 147.04 359.87 Td (plan ) Tj ET Q q 0 0 0 rg BT 166.76 359.87 Td (for ) Tj ET Q q 0 0 0 rg BT 180.92 359.87 Td (Boards ) Tj ET Q q 0 0 0 rg BT 211.75 359.87 Td (of ) Tj ET Q q 0 0 0 rg BT 222.58 359.87 Td (Directors ) Tj ET Q q 0 0 0 rg BT 262.29 359.87 Td (to ) Tj ET Q q 0 0 0 rg BT 272.56 359.87 Td (be ) Tj ET Q q 0 0 0 rg BT 284.50 359.87 Td (held ) Tj ET Q q 0 0 0 rg BT 304.22 359.87 Td (as ) Tj ET Q q 0 0 0 rg BT 315.05 359.87 Td (treasury ) Tj ET Q q 0 0 0 rg BT 349.76 359.87 Td (stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 359.47 Td (\(1,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 359.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 359.47 Td (\(41) Tj ET Q q 0 0 0 rg BT 515.63 359.47 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 359.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 345.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 127.60 345.37 Td (from ) Tj ET Q q 0 0 0 rg BT 149.54 345.37 Td (issuance ) Tj ET Q q 0 0 0 rg BT 185.91 345.37 Td (of ) Tj ET Q q 0 0 0 rg BT 196.74 345.37 Td (common ) Tj ET Q q 0 0 0 rg BT 234.24 345.37 Td (shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 345.37 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 345.37 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 333.37 Td (Contingent ) Tj ET Q q 0 0 0 rg BT 135.94 333.37 Td (consideration ) Tj ET Q q 0 0 0 rg BT 192.32 333.37 Td (payments ) Tj ET Q q 0 0 0 rg BT 233.14 333.37 Td (made ) Tj ET Q q 0 0 0 rg BT 257.30 333.37 Td (after ) Tj ET Q q 0 0 0 rg BT 278.11 333.37 Td (a ) Tj ET Q q 0 0 0 rg BT 285.05 333.37 Td (business ) Tj ET Q q 0 0 0 rg BT 321.44 333.37 Td (combination) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 333.37 Td (\(224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 333.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 333.37 Td (\(122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 333.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 321.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 117.94 321.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 138.21 321.37 Td (provided ) Tj ET Q q 0 0 0 rg BT 176.25 321.37 Td (by ) Tj ET Q q 0 0 0 rg BT 188.75 321.37 Td (financing ) Tj ET Q q 0 0 0 rg BT 229.02 321.37 Td (activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 321.37 Td (94,397) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 321.37 Td (82,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 309.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 309.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 309.37 Td (in ) Tj ET Q q 0 0 0 rg BT 151.47 309.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 171.74 309.37 Td (and ) Tj ET Q q 0 0 0 rg BT 188.68 309.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 208.95 309.37 Td (equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 309.37 Td (22,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 309.37 Td (3,897) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 297.37 Td (Cash ) Tj ET Q q 0 0 0 rg BT 111.50 297.37 Td (and ) Tj ET Q q 0 0 0 rg BT 128.44 297.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.71 297.37 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 196.75 297.37 Td (at ) Tj ET Q q 0 0 0 rg BT 206.47 297.37 Td (beginning ) Tj ET Q q 0 0 0 rg BT 248.96 297.37 Td (of ) Tj ET Q q 0 0 0 rg BT 259.79 297.37 Td (period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 297.37 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 297.37 Td (66,146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 101.00 285.48 Td (Cash ) Tj ET Q q 0 0 0 rg BT 125.17 285.48 Td (and ) Tj ET Q q 0 0 0 rg BT 143.80 285.48 Td (cash ) Tj ET Q q 0 0 0 rg BT 165.19 285.48 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 216.03 285.48 Td (at ) Tj ET Q q 0 0 0 rg BT 226.86 285.48 Td (end ) Tj ET Q q 0 0 0 rg BT 244.92 285.48 Td (of ) Tj ET Q q 0 0 0 rg BT 255.75 285.48 Td (period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 285.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.15 285.48 Td (95,173) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 285.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.15 285.48 Td (70,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.00 283.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.50 268.25 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 17 0 obj <>] /Rotate 0 /Contents 18 0 R>> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 731.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 731.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.25 Td (NOTES ) Tj ET Q q 0 0 0 rg BT 88.54 719.25 Td (T) Tj ET Q q 0 0 0 rg BT 94.47 719.25 Td (O ) Tj ET Q q 0 0 0 rg BT 104.01 719.25 Td (THE UNAUDITED CONSOLIDA) Tj ET Q q 0 0 0 rg BT 244.00 719.25 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 319.45 719.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 332.82 719.25 Td (A) Tj ET Q q 0 0 0 rg BT 338.93 719.25 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (Note 1 Summary of Significant ) Tj ET Q q 0 0 0 rg BT 187.61 683.25 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.21 683.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 673.25 m 562.5 673.25 l s BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (Basis of Presentation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.12 659.25 Td ( ) Tj ET Q q 0 0 0 rg BT 147.44 659.25 Td (The accompanying Unaudited Consolidated Financial Statements of Peoples Bancorp Inc. and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (subsidiaries \("Peoples" refers to Peoples Bancorp Inc. and its consolidated subsidiaries collectively) Tj ET Q q 0 0 0 rg BT 449.75 647.25 Td (, except where the context ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (indicates the reference relates solely to Peoples Bancorp Inc.\) have been prepared in accordance with accounting principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (generally accepted in the United States \(US GAAP\) for interim financial information and the instructions for Form 10-Q and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (Article10 of RegulationS-X.) Tj ET Q q 0 0 0 rg BT 177.04 611.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 226.37 611.25 Td (, these financial statements do not contain all of the information and footnotes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (required by US GAAP) Tj ET Q q 0 0 0 rg BT 144.45 599.25 Td ( for annual financial statements and should be read in conjunction with Peoples) Tj ET Q q 0 0 0 rg BT 464.18 599.25 Td ( ) Tj ET Q q 0 0 0 rg BT 466.13 599.25 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (10-K for the fiscal year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.17 587.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.75 587.25 Td ( \(Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.43 587.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.43 587.25 Td ( Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 569.25 Td (The accounting and reporting policies followed in the presentation of the accompanying Unaudited Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (Financial Statements are consistent with those described in Note 1 of the Notes to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (included in Peoples) Tj ET Q q 0 0 0 rg BT 134.91 545.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.41 545.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.41 545.25 Td ( Form 10-K, as updated by the information contained in this Form 10-Q.Management has evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (all significant events and transactions that occurred after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.24 533.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.51 533.25 Td ( for potential recognition or disclosure in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (consolidated financial statements.In the opinion of management, these consolidated financial statements reflect all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (adjustments necessary to present fairly such information for the periods and at the dates indicated.Such adjustments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (normal and recurring in nature.Intercompany accounts and transactions have been eliminated.) Tj ET Q q 0 0 0 rg BT 438.67 497.25 Td (The Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (Sheet at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.43 485.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.02 485.25 Td (, contained herein, has been derived from the audited Consolidated Balance Sheet included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (Peoples) Tj ET Q q 0 0 0 rg BT 87.70 473.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.20 473.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.20 473.25 Td ( Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 455.25 Td (The preparation of the consolidated financial statements in conformity with US GAAP) Tj ET Q q 0 0 0 rg BT 418.49 455.25 Td ( requires management to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.25 Td (estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 187.68 443.25 Td (fect the amounts reported in the consolidated financial statements and accompanying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (notes.Results of operations for interim periods are not necessarily indicative of the results to be expected for the full year) Tj ET Q q 0 0 0 rg BT 542.33 431.25 Td (, due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.25 Td (in part to seasonal variations and unusual or infrequently occurring items.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 401.25 Td (New ) Tj ET Q q 0 0 0 rg BT 74.46 401.25 Td (Accounting Pronouncements:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.09 401.25 Td ( From time to time, new accounting pronouncements are issued by the Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (Accounting Standards Board \("F) Tj ET Q q 0 0 0 rg BT 184.26 389.25 Td (ASB"\) or other standard setting bodies that are adopted by Peoples as of the required ef) Tj ET Q q 0 0 0 rg BT 533.90 389.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (dates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 359.25 Td (Accounting Standards Update \("ASU"\) 2018-14 - Compensation-Retirement Benefits-Defined Benefit Plans-General ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.25 Td (\(Subtopic 715-20\): ) Tj ET Q q 0 0 0 rg BT 132.14 347.25 Td (This update modifies the disclosure requirements for employees that sponsor defined benefit pension or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.25 Td (other postretirement plans. ) Tj ET Q q 0 0 0 rg BT 165.73 335.25 Td (This update will remove some current disclosure requirements and require an explanation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.25 Td (reasons for significant gains and losses related to changes in the benefit obligation, the projected benefit obligation and fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.25 Td (value of plan assets for plans with projected benefit obligations in excess of plan assets, and the accumulated benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (obligation and fair value of plan assets for plans with accumulated benefit obligations in excess of plan assets. ) Tj ET Q q 0 0 0 rg BT 501.75 299.25 Td (This ) Tj ET Q q 0 0 0 rg BT 521.48 299.25 Td (ASU will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (become ef) Tj ET Q q 0 0 0 rg BT 95.18 287.25 Td (fective for interim and annual reporting periods beginning after December 15, 2020 \(ef) Tj ET Q q 0 0 0 rg BT 442.93 287.25 Td (fective January 1, 2021 for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (Peoples\). Peoples is currently reviewing this update and will adopt this new accounting guidance as required. ) Tj ET Q q 0 0 0 rg BT 498.15 275.25 Td (This new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (accounting guidance is not expected to have a material impact on Peoples' consolidated financial statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 245.25 Td (ASU 2018-13 - Fair ) Tj ET Q q 0 0 0 rg BT 154.59 245.25 Td (V) Tj ET Q q 0 0 0 rg BT 160.71 245.25 Td (alue Measurement \(T) Tj ET Q q 0 0 0 rg BT 245.53 245.25 Td (opic 820\): ) Tj ET Q q 0 0 0 rg BT 288.67 245.25 Td (The amendment in this update modify the disclosure requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.25 Td (for fair value measurements. ) Tj ET Q q 0 0 0 rg BT 173.21 233.25 Td (The amendment removes, modifies and adds to required disclosures related to certain fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.25 Td (measurements. ) Tj ET Q q 0 0 0 rg BT 118.52 221.25 Td (This ) Tj ET Q q 0 0 0 rg BT 138.25 221.25 Td (ASU will become ef) Tj ET Q q 0 0 0 rg BT 219.99 221.25 Td (fective for interim and annual reporting periods beginning after December 15, 2019 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.25 Td (\(ef) Tj ET Q q 0 0 0 rg BT 64.92 209.25 Td (fective January 1, 2020 for Peoples\). Peoples is currently reviewing the impact of this update and will adopt this new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (accounting guidance as required. ) Tj ET Q q 0 0 0 rg BT 190.43 197.25 Td (This new accounting guidance is not expected to have a material impact on Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.25 Td (consolidated financial statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 167.25 Td (ASU 2016-02 - Leases \(T) Tj ET Q q 0 0 0 rg BT 174.61 167.25 Td (opic 842\): ) Tj ET Q q 0 0 0 rg BT 220.26 167.25 Td (There are aspects of this new accounting guidance that are still being interpreted and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (the F) Tj ET Q q 0 0 0 rg BT 73.54 155.25 Td (ASB has issued updates to certain aspects of the guidance to address implementation issues. ) Tj ET Q q 0 0 0 rg BT 446.61 155.25 Td (The F) Tj ET Q q 0 0 0 rg BT 469.47 155.25 Td (ASB issued an update ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (in January 2018 \(ASU 2018-01\) and two in July of 2018 \(ASU 2018-10 and 2018-1) Tj ET Q q 0 0 0 rg BT 389.15 143.25 Td (1\), which are to provide transparency and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 131.25 Td (comparability and clarify several areas of the guidance. ) Tj ET Q q 0 0 0 rg BT 280.01 131.25 Td (ASU 2018-01 provides an optional transition practical expedient to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.25 Td (not evaluate land easements that exist or expired before the entity's adoption of ) Tj ET Q q 0 0 0 rg BT 372.46 119.25 Td (T) Tj ET Q q 0 0 0 rg BT 377.87 119.25 Td (opic 842, and were not previously accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (for as leases. ) Tj ET Q q 0 0 0 rg BT 109.82 107.25 Td (ASU 2018-10 provides several areas of improvement and clarification to the original standard, including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 89.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 89.25 Td (optional practical expedient that af) Tj ET Q q 0 0 0 rg BT 264.65 89.25 Td (fects entities with land easements that existed or expired before the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 77.25 Td (adoption, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 59.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 59.25 Td (a rate implicit in the lease of zero should be used when applying the definition, ) Tj ET Q endstream endobj 19 0 obj <>] /Rotate 0 /Contents 20 0 R>> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 19.60 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 742.10 Td (requirements about lease classification reassessments related to modified terms and conditions,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 724.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 724.10 Td (accounting for the exercise by a lessee of an option to extend or terminate the lease or to purchase,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 706.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 706.10 Td (re-measurement of variable lease payments using the index or rate at the measurement date,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 688.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 688.10 Td (period covered by a lessor) Tj ET Q q 0 0 0 rg BT 230.76 688.10 Td (-only option to terminate the lease is included in the lease term,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 670.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 670.10 Td (operating leases acquired as part of a previous business combination classified as direct financing leases or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 658.10 Td (sales-type leases,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 640.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 640.10 Td (adjustments to earnings rather than equity when applying retrospectively to prior reporting period, and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 622.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 622.10 Td (determining loss allowance of the net investment in the lease, including cash flow) Tj ET Q q 0 0 0 rg BT 452.76 622.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 604.10 Td (ASU 2018-1) Tj ET Q q 0 0 0 rg BT 122.46 604.10 Td (1 addresses comparative reporting at adoption, including an option to apply the new lease standard at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.10 Td (adoption date and recognize a cumulative-ef) Tj ET Q q 0 0 0 rg BT 231.24 592.10 Td (fect adjustment to the opening balance of retained earnings in the period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 580.10 Td (adoption. It also includes the options of separating components of lease contracts, accounting for non-lease components with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 568.10 Td (the lease if the lease is classified as an operating lease and the timing of components are the same. Under ) Tj ET Q q 0 0 0 rg BT 478.30 568.10 Td (ASU 2016-02 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 556.10 Td (the related updates, a lessee will be required to recognize assets and liabilities for leases with terms of more than 12 months. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 544.10 Td (These ) Tj ET Q q 0 0 0 rg BT 79.83 544.10 Td (ASUs will become ef) Tj ET Q q 0 0 0 rg BT 165.46 544.10 Td (fective for interim and annual reporting periods af) Tj ET Q q 0 0 0 rg BT 365.48 544.10 Td (fected beginning after December 15, 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 532.10 Td (\(ef) Tj ET Q q 0 0 0 rg BT 64.92 532.10 Td (fective January 1, 2019 for Peoples\). Peoples is currently identifying the population of leases that will be impacted by ) Tj ET Q q 0 0 0 rg BT 540.36 532.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 520.10 Td (2016-02, and assessing the impact of the guidance provided in the subsequent updates, and will adopt this new accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 508.10 Td (guidance as required. Peoples expects to recognize a one-time cumulative-ef) Tj ET Q q 0 0 0 rg BT 362.30 508.10 Td (fect adjustment to retained earnings as of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 496.10 Td (beginning of the first reporting period in which the new standard is ef) Tj ET Q q 0 0 0 rg BT 332.08 496.10 Td (fective. ) Tj ET Q q 0 0 0 rg BT 366.60 496.10 Td (This new accounting guidance is not expected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 484.10 Td (have a material impact on Peoples' consolidated financial statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 466.10 Td (ASU 2018-09 - Codification Improvements: ) Tj ET Q q 0 0 0 rg BT 251.52 466.10 Td (This update has been issued to address suggestions received from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 454.10 Td (stakeholders on the Codification and to make other incremental improvements to GAAP) Tj ET Q q 0 0 0 rg BT 406.42 454.10 Td (. ) Tj ET Q q 0 0 0 rg BT 413.74 454.10 Td (The improvements facilitate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.10 Td (Codification updates for technical corrections, clarifications, and other minor improvements. ) Tj ET Q q 0 0 0 rg BT 429.81 442.10 Td (The amendments in this update ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.10 Td (that do not require transition guidance became ef) Tj ET Q q 0 0 0 rg BT 249.58 430.10 Td (fective upon issuance of this update and did not have an impact on Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 418.10 Td (consolidated financial statements. Many of the amendments in this update do have transition guidance with ef) Tj ET Q q 0 0 0 rg BT 495.65 418.10 Td (fective dates for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 406.10 Td (annual periods beginning after December 15, 2018 \(ef) Tj ET Q q 0 0 0 rg BT 270.41 406.10 Td (fective January 1, 2019 for Peoples\). Peoples will adopt this new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.10 Td (accounting guidance as required, and it is not expected to have a material impact on Peoples' consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 376.10 Td (ASU 2018-07 - Compensation - Stock Compensation \(T) Tj ET Q q 0 0 0 rg BT 296.56 376.10 Td (opic 718\): ) Tj ET Q q 0 0 0 rg BT 339.71 376.10 Td (This update has been issued as part of a simplification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.10 Td (initiative which will expand the scope of ) Tj ET Q q 0 0 0 rg BT 219.05 364.10 Td (T) Tj ET Q q 0 0 0 rg BT 224.46 364.10 Td (opic 718 to include share-based payment transactions for acquiring goods and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.10 Td (services from non-employees and improve aspects of the accounting for non-employee share-based payment transactions. ) Tj ET Q q 0 0 0 rg BT 545.88 352.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.10 Td (amendments will be ef) Tj ET Q q 0 0 0 rg BT 144.63 340.10 Td (fective for interim and annual reporting periods beginning after December 15, 2018 \(ef) Tj ET Q q 0 0 0 rg BT 492.37 340.10 Td (fective January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.10 Td (1, 2019 for Peoples\). Peoples will adopt this new accounting guidance as required, and it is not expected to have a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.10 Td (impact on Peoples' consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 298.10 Td (ASU 2018-06 - Codification Improvements \(T) Tj ET Q q 0 0 0 rg BT 257.66 298.10 Td (opic 942\): ) Tj ET Q q 0 0 0 rg BT 300.80 298.10 Td (This update has been issued to increase stakeholders' awareness ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.10 Td (of the improvements to ) Tj ET Q q 0 0 0 rg BT 149.36 286.10 Td (T) Tj ET Q q 0 0 0 rg BT 154.77 286.10 Td (opic 942, Financial Services - Depository and Lending. ) Tj ET Q q 0 0 0 rg BT 380.92 286.10 Td (This update supersedes outdated guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.10 Td (related to the Of) Tj ET Q q 0 0 0 rg BT 119.07 274.10 Td (fice of the Comptroller of the Currency's Banking Circular 202, ) Tj ET Q q 0 0 0 rg BT 375.53 274.10 Td (Accounting for Net Deferred ) Tj ET Q q 0 0 0 rg BT 493.63 274.10 Td (T) Tj ET Q q 0 0 0 rg BT 499.04 274.10 Td (ax Char) Tj ET Q q 0 0 0 rg BT 530.24 274.10 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.10 Td (The amendments became ef) Tj ET Q q 0 0 0 rg BT 165.71 262.10 Td (fective May 7, 2018, and did not have an impact on Peoples' consolidated financial statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 244.10 Td (ASU 2018-05 - Income ) Tj ET Q q 0 0 0 rg BT 168.47 244.10 Td (T) Tj ET Q q 0 0 0 rg BT 173.88 244.10 Td (axes \(T) Tj ET Q q 0 0 0 rg BT 202.89 244.10 Td (opic 740\): ) Tj ET Q q 0 0 0 rg BT 246.03 244.10 Td (The amendments in this ) Tj ET Q q 0 0 0 rg BT 343.80 244.10 Td (ASU clarify required disclosures in situations where a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.10 Td (registrant does not have the necessary information available, prepared, or analyzed in reasonable detail to complete the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.10 Td (accounting under ) Tj ET Q q 0 0 0 rg BT 125.09 220.10 Td (ASC 740 for certain income tax ef) Tj ET Q q 0 0 0 rg BT 262.64 220.10 Td (fects of the ) Tj ET Q q 0 0 0 rg BT 309.39 220.10 Td (T) Tj ET Q q 0 0 0 rg BT 314.80 220.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 384.24 220.10 Td (Act for the reporting period. ) Tj ET Q q 0 0 0 rg BT 501.71 220.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.10 Td (December 31, 2017, Peoples partially completed the accounting for the income tax ef) Tj ET Q q 0 0 0 rg BT 395.37 208.10 Td (fects of the enactment of the ) Tj ET Q q 0 0 0 rg BT 511.25 208.10 Td (T) Tj ET Q q 0 0 0 rg BT 516.66 208.10 Td (ax Cuts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 196.10 Td (and Jobs ) Tj ET Q q 0 0 0 rg BT 90.67 196.10 Td (Act; however) Tj ET Q q 0 0 0 rg BT 144.42 196.10 Td (, in certain cases, Peoples made reasonable estimates of the ef) Tj ET Q q 0 0 0 rg BT 391.36 196.10 Td (fects of a reduced federal corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.10 Td (income tax rate on its existing deferred tax balances. In other cases, Peoples has not been able to make a reasonable estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.10 Td (and continued to account for those items based on its existing accounting under ) Tj ET Q q 0 0 0 rg BT 373.65 172.10 Td (ASC 740, and the provisions of the tax laws ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.10 Td (that were in ef) Tj ET Q q 0 0 0 rg BT 111.29 160.10 Td (fect immediately prior to enactment of the ) Tj ET Q q 0 0 0 rg BT 282.43 160.10 Td (T) Tj ET Q q 0 0 0 rg BT 287.84 160.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 357.29 160.10 Td (Act. In all cases, Peoples will continue to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.10 Td (and refine its calculations during the one-year re-measurement period permitted under this ) Tj ET Q q 0 0 0 rg BT 417.20 148.10 Td (ASU as additional analysis is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.10 Td (completed. In addition, these estimates may be af) Tj ET Q q 0 0 0 rg BT 253.76 136.10 Td (fected as Peoples gains a more thorough understanding of the new tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.10 Td (reform legislation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 106.10 Td (ASU 2018-02 - Income Statement - Reporting Comprehensive Income \(T) Tj ET Q q 0 0 0 rg BT 365.96 106.10 Td (opic 220\): Reclassification of Certain ) Tj ET Q q 0 0 0 rg BT 518.23 106.10 Td (T) Tj ET Q q 0 0 0 rg BT 523.64 106.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 63.26 94.10 Td (fects from ) Tj ET Q q 0 0 0 rg BT 106.02 94.10 Td (Accumulated Other Comprehensive Income. Peoples early adopted ) Tj ET Q q 0 0 0 rg BT 379.55 94.10 Td (ASU 2018-02, reclassifying income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.10 Td (ef) Tj ET Q q 0 0 0 rg BT 61.59 82.10 Td (fects of the ) Tj ET Q q 0 0 0 rg BT 108.33 82.10 Td (T) Tj ET Q q 0 0 0 rg BT 113.74 82.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 183.19 82.10 Td (Act of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.96 82.10 Td ($0.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.85 82.10 Td ( from accumulated other comprehensive loss to retained earnings as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 70.10 Td (December 31, 2017.) Tj ET Q endstream endobj 21 0 obj <>] /Rotate 0 /Contents 22 0 R>> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (ASU 2017-12 - Derivatives and Hedging \(T) Tj ET Q q 0 0 0 rg BT 247.38 742.10 Td (opic 815\): ) Tj ET Q q 0 0 0 rg BT 293.02 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 298.43 742.10 Td (ar) Tj ET Q q 0 0 0 rg BT 306.02 742.10 Td (geted Improvements to ) Tj ET Q q 0 0 0 rg BT 400.16 742.10 Td (Accounting for Hedging ) Tj ET Q q 0 0 0 rg BT 499.87 742.10 Td (Activities. ) Tj ET Q q 0 0 0 rg BT 546.07 742.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (objective of the amendments in this ) Tj ET Q q 0 0 0 rg BT 198.41 730.10 Td (ASU is to better align an entity) Tj ET Q q 0 0 0 rg BT 325.62 730.10 Td (s risk management activities and financial reporting for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (hedging relationships through changes to both the designation and measurement guidance for qualifying hedging relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (and the presentation of hedge results. ) Tj ET Q q 0 0 0 rg BT 207.66 706.10 Td (T) Tj ET Q q 0 0 0 rg BT 213.07 706.10 Td (o meet that objective, the amendments expand and refine hedge accounting for both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (nonfinancial and financial risk components, and align the recognition and presentation of the ef) Tj ET Q q 0 0 0 rg BT 435.36 694.10 Td (fects of the hedging instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.10 Td (and the hedged item in the financial statements. ) Tj ET Q q 0 0 0 rg BT 249.31 682.10 Td (The F) Tj ET Q q 0 0 0 rg BT 272.18 682.10 Td (ASB issued an update in October of 2018, providing an eligible U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (benchmark interest rate for purposes of applying hedge accounting. ) Tj ET Q q 0 0 0 rg BT 328.45 670.10 Td (The amendments will be ef) Tj ET Q q 0 0 0 rg BT 437.12 670.10 Td (fective for interim and annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.10 Td (reporting periods beginning after December 15, 2018 \(ef) Tj ET Q q 0 0 0 rg BT 280.41 658.10 Td (fective January 1, 2019 for Peoples\). Peoples will adopt this new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (accounting guidance as required, and it is not expected to have a material impact on Peoples' consolidated financial statements.) 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Q q 0 0 0 rg BT 495.83 538.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 512.53 538.10 Td (significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.10 Td (from ) Tj ET Q q 0 0 0 rg BT 76.19 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.16 526.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 131.66 526.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 154.42 526.10 Td (model ) Tj ET Q q 0 0 0 rg BT 182.16 526.10 Td (required ) Tj ET Q q 0 0 0 rg BT 218.23 526.10 Td (under ) Tj ET Q q 0 0 0 rg BT 243.75 526.10 Td (current ) Tj ET Q q 0 0 0 rg BT 274.82 526.10 Td (US ) Tj ET Q q 0 0 0 rg BT 290.35 526.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 316.47 526.10 Td (, ) Tj ET Q q 0 0 0 rg BT 321.72 526.10 Td (which ) Tj ET Q q 0 0 0 rg BT 348.91 526.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 377.21 526.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 425.50 526.10 Td (until ) Tj ET Q q 0 0 0 rg BT 446.59 526.10 Td (it ) Tj ET Q q 0 0 0 rg BT 454.90 526.10 Td (is ) Tj ET Q q 0 0 0 rg BT 464.32 526.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 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0 rg BT 435.55 514.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 453.16 514.10 Td (how ) Tj ET Q q 0 0 0 rg BT 473.00 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.85 514.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 531.01 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 545.29 514.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 502.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 80.64 502.10 Td (is ) Tj ET Q q 0 0 0 rg BT 90.06 502.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 137.79 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 154.97 502.10 Td (could ) Tj ET Q q 0 0 0 rg BT 179.94 502.10 Td (require ) Tj ET Q q 0 0 0 rg BT 211.00 502.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 255.96 502.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 295.35 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 305.88 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 502.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 364.13 502.10 Td (for ) Tj ET Q q 0 0 0 rg BT 378.53 502.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 398.50 502.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 427.64 502.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.39 502.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 469.42 502.10 Td (, ) Tj ET Q q 0 0 0 rg BT 474.66 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.63 502.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 514.81 502.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.56 502.10 Td (model ) Tj ET Q q 0 0 0 rg BT 545.30 502.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 490.10 Td (create ) Tj ET Q q 0 0 0 rg BT 80.24 490.10 Td (more ) Tj ET Q q 0 0 0 rg BT 103.17 490.10 Td (volatility ) Tj ET Q q 0 0 0 rg BT 141.66 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.81 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.41 490.10 Td (level ) Tj ET Q q 0 0 0 rg BT 188.22 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.93 490.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 234.22 490.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 277.13 490.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.17 490.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 310.77 490.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 339.54 490.10 Td ( ) Tj ET Q q 0 0 0 rg BT 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rg BT 322.14 460.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 351.04 460.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 389.94 460.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 421.63 460.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 463.87 460.10 Td (after ) Tj ET Q q 0 0 0 rg BT 484.43 460.10 Td (December ) Tj ET Q q 0 0 0 rg BT 527.76 460.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 542.50 460.10 Td (2019 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.10 Td (\(ef) Tj ET Q q 0 0 0 rg BT 64.92 448.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 95.79 448.10 Td (January ) Tj ET Q q 0 0 0 rg BT 130.56 448.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 141.72 448.10 Td (2020 ) Tj ET Q q 0 0 0 rg BT 165.39 448.10 Td (for ) Tj ET Q q 0 0 0 rg BT 180.72 448.10 Td (Peoples\). ) Tj ET Q q 0 0 0 rg BT 221.33 448.10 Td ( ) Tj ET Q q 0 0 0 rg BT 225.00 448.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 259.77 448.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 301.77 448.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.21 448.10 Td (make ) Tj ET Q q 0 0 0 rg BT 338.54 448.10 Td (progress ) Tj ET Q q 0 0 0 rg BT 376.09 448.10 Td (on ) Tj ET Q q 0 0 0 rg BT 389.76 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 405.64 448.10 Td (design ) Tj ET Q q 0 0 0 rg BT 435.42 448.10 Td (and ) Tj ET Q q 0 0 0 rg BT 453.53 448.10 Td (development ) Tj ET Q q 0 0 0 rg BT 508.84 448.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.84 448.10 Td (estimation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 436.10 Td (methodologies, ) Tj ET Q q 0 0 0 rg BT 117.96 436.10 Td (current ) Tj ET Q q 0 0 0 rg BT 148.85 436.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.87 436.10 Td (future ) Tj ET Q q 0 0 0 rg BT 192.33 436.10 Td (data ) Tj ET Q q 0 0 0 rg BT 211.56 436.10 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 268.84 436.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.86 436.10 Td (is ) Tj ET Q q 0 0 0 rg BT 295.10 436.10 Td (in ) Tj ET Q q 0 0 0 rg BT 305.46 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.25 436.10 Td (process ) Tj ET Q q 0 0 0 rg BT 352.82 436.10 Td (of ) Tj ET Q q 0 0 0 rg BT 363.73 436.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 421.86 436.10 Td (a ) Tj ET Q q 0 0 0 rg BT 428.87 436.10 Td (technological ) Tj ET Q q 0 0 0 rg BT 485.32 436.10 Td (solution ) Tj ET Q q 0 0 0 rg BT 520.12 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 530.48 436.10 Td (assist ) Tj ET Q q 0 0 0 rg BT 554.73 436.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 68.93 424.10 Td (future ) Tj ET Q q 0 0 0 rg BT 95.53 424.10 Td (calculations ) Tj ET Q q 0 0 0 rg BT 146.00 424.10 Td (under ) Tj ET Q q 0 0 0 rg BT 171.49 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.42 424.10 Td (new ) Tj ET Q q 0 0 0 rg BT 205.80 424.10 Td (methodology) Tj ET Q q 0 0 0 rg BT 257.92 424.10 Td (. ) Tj ET Q q 0 0 0 rg BT 263.14 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 265.85 424.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 299.68 424.10 Td (is ) Tj ET Q q 0 0 0 rg BT 309.06 424.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 347.87 424.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 392.24 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.17 424.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 437.10 424.10 Td (that ) Tj ET Q q 0 0 0 rg BT 454.81 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.75 424.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 494.93 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 497.65 424.10 Td (model ) Tj ET Q q 0 0 0 rg BT 525.36 424.10 Td (will ) Tj ET Q q 0 0 0 rg BT 543.63 424.10 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 412.10 Td (on ) Tj ET Q q 0 0 0 rg BT 66.25 412.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 101.40 412.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 138.63 412.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 183.09 412.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.77 412.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 232.00 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.03 412.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 283.14 412.10 Td (a ) Tj ET Q q 0 0 0 rg BT 289.82 412.10 Td (one-time ) Tj ET Q q 0 0 0 rg BT 327.61 412.10 Td (cumulative-ef) Tj ET Q q 0 0 0 rg BT 382.96 412.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 400.19 412.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 446.31 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 456.34 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 470.80 412.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 513.58 412.10 Td (for ) Tj ET Q q 0 0 0 rg BT 527.49 412.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 546.95 412.10 Td (loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 400.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 95.21 400.10 Td (as ) Tj ET Q q 0 0 0 rg BT 106.97 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.73 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.38 400.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 177.81 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.57 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.22 400.10 Td (first ) Tj ET Q q 0 0 0 rg BT 224.76 400.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 264.85 400.10 Td (period ) Tj ET Q q 0 0 0 rg BT 293.82 400.10 Td (in ) Tj ET Q q 0 0 0 rg BT 305.03 400.10 Td (which ) Tj ET Q q 0 0 0 rg BT 332.90 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.55 400.10 Td (new ) Tj ET Q q 0 0 0 rg BT 368.64 400.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 405.95 400.10 Td (is ) Tj ET Q q 0 0 0 rg BT 416.05 400.10 Td (ef) Tj ET Q q 0 0 0 rg BT 423.64 400.10 Td (fective, ) Tj ET Q q 0 0 0 rg BT 456.78 400.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 500.20 400.10 Td (with ) Tj ET Q q 0 0 0 rg BT 521.41 400.10 Td (regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.10 Td (expectations ) Tj ET Q q 0 0 0 rg BT 106.44 388.10 Td (set ) Tj ET Q q 0 0 0 rg BT 120.01 388.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 141.91 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 152.16 388.10 Td (interagency ) Tj ET Q q 0 0 0 rg BT 201.26 388.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 239.81 388.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 267.28 388.10 Td (at ) Tj ET Q q 0 0 0 rg BT 276.96 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.64 388.10 Td (end ) Tj ET Q q 0 0 0 rg BT 308.54 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.33 388.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 344.29 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 346.75 388.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 380.32 388.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 415.55 388.10 Td (that ) Tj ET Q q 0 0 0 rg BT 433.01 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.69 388.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 485.14 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.94 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.62 388.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 546.96 388.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.10 Td (result ) Tj ET Q q 0 0 0 rg BT 78.67 376.10 Td (in ) Tj ET Q q 0 0 0 rg BT 88.91 376.10 Td (an ) Tj ET Q q 0 0 0 rg BT 100.80 376.10 Td (overall ) Tj ET Q q 0 0 0 rg BT 131.02 376.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 166.23 376.10 Td (in ) Tj ET Q q 0 0 0 rg BT 176.47 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.14 376.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 234.13 376.10 Td (for ) Tj ET Q q 0 0 0 rg BT 248.24 376.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 267.92 376.10 Td (losses; ) Tj ET Q q 0 0 0 rg BT 297.04 376.10 Td (however) Tj ET Q q 0 0 0 rg BT 331.07 376.10 Td (, ) Tj ET Q q 0 0 0 rg BT 336.03 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.70 376.10 Td (magnitude ) Tj ET Q q 0 0 0 rg BT 395.37 376.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.15 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.83 376.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 456.04 376.10 Td (at ) Tj ET Q q 0 0 0 rg BT 465.71 376.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 503.16 376.10 Td (will ) Tj ET Q q 0 0 0 rg BT 521.17 376.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 552.51 376.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 89.05 364.10 Td (data ) Tj ET Q q 0 0 0 rg BT 108.56 364.10 Td (at ) Tj ET Q q 0 0 0 rg BT 118.63 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.70 364.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 171.54 364.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 193.55 364.10 Td (including ) Tj ET Q q 0 0 0 rg BT 234.18 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.24 364.10 Td (characteristics ) Tj ET Q q 0 0 0 rg BT 309.28 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 320.46 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.53 364.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 355.60 364.10 Td (portfolio, ) Tj ET Q q 0 0 0 rg BT 395.95 364.10 Td (macroeconomic ) Tj ET Q q 0 0 0 rg BT 462.66 364.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 507.17 364.10 Td (and ) Tj ET Q q 0 0 0 rg BT 524.46 364.10 Td (forecasts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 87.45 352.10 Td (has ) Tj ET Q q 0 0 0 rg BT 103.11 352.10 Td (not ) Tj ET Q q 0 0 0 rg BT 118.23 352.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 132.79 352.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 180.10 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.66 352.10 Td (magnitude ) Tj ET Q q 0 0 0 rg BT 239.21 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 249.88 352.10 Td (any ) Tj ET Q q 0 0 0 rg BT 266.65 352.10 Td (such ) Tj ET Q q 0 0 0 rg BT 287.32 352.10 Td (one-time ) Tj ET Q q 0 0 0 rg BT 325.20 352.10 Td (cumulative-ef) Tj ET Q q 0 0 0 rg BT 380.55 352.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 397.87 352.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 444.09 352.10 Td (or ) Tj ET Q q 0 0 0 rg BT 454.76 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.43 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.98 352.10 Td (overall ) Tj ET Q q 0 0 0 rg BT 510.08 352.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 539.63 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.30 352.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.10 Td (new ) Tj ET Q q 0 0 0 rg BT 73.16 340.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 109.54 340.10 Td (on ) Tj ET Q q 0 0 0 rg BT 122.04 340.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 157.45 340.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 194.93 340.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 235.20 340.10 Td (or ) Tj ET Q q 0 0 0 rg BT 246.03 340.10 Td (results ) Tj ET Q q 0 0 0 rg BT 274.64 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.47 340.10 Td (operations. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 304.10 Td (Note 2 Fair) Tj ET Q q 0 0 0 rg BT 102.13 304.10 Td ( ) Tj ET Q q 0 0 0 rg BT 104.45 304.10 Td (V) Tj ET Q q 0 0 0 rg BT 110.76 304.10 Td (alue of ) Tj ET Q q 0 0 0 rg BT 141.31 304.10 Td (Assets and Liabilities) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 294.1 m 562 294.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 280.10 Td (Fair value represents the amount expected to be received to sell an asset or paid to transfer a liability in its principal or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.10 Td (most advantageous market in an orderly transaction between market participants at the measurement date. In accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.10 Td (fair value accounting guidance, Peoples measures, records and reports various types of assets and liabilities at fair value on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 244.10 Td (either a recurring or a non-recurring basis in the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 394.27 244.10 Td (Those assets and liabilities are presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.10 Td (below in the sections entitled Assets and Liabilities Required to be Measured and Reported at Fair ) Tj ET Q q 0 0 0 rg BT 453.72 232.10 Td (V) Tj ET Q q 0 0 0 rg BT 459.83 232.10 Td (alue on a Recurring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.10 Td (Basis and Assets and Liabilities Required to be Measured and Reported at Fair ) Tj ET Q q 0 0 0 rg BT 380.12 220.10 Td (V) Tj ET Q q 0 0 0 rg BT 386.24 220.10 Td (alue on a Non-Recurring Basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 202.10 Td (Depending on the nature of the asset or liability) Tj ET Q q 0 0 0 rg BT 261.85 202.10 Td (, Peoples uses various valuation methodologies and assumptions to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.10 Td (estimate fair value. ) Tj ET Q q 0 0 0 rg BT 135.17 190.10 Td (The measurement of fair value under US GAAP) Tj ET Q q 0 0 0 rg BT 327.80 190.10 Td ( uses a hierarchy intended to maximize the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.10 Td (observable inputs and minimize the use of unobservable inputs.) Tj ET Q q 0 0 0 rg BT 312.93 178.10 Td (This hierarchy uses three levels of inputs to measure the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.10 Td (value of assets and liabilities as follows:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 148.10 Td (Level 1:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.03 148.10 Td ( Quoted prices in active exchange markets for identical assets or liabilities; also includes certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 136.10 Td (T) Tj ET Q q 0 0 0 rg BT 95.76 136.10 Td (reasury and other U.S. government and agency securities actively traded in over) Tj ET Q q 0 0 0 rg BT 415.72 136.10 Td (-the-counter markets.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 118.10 Td (Level 2:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.03 118.10 Td ( Observable inputs other than Level 1 including quoted prices for similar assets or liabilities, quoted prices in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 106.10 Td (less active markets, or other observable inputs that can be corroborated by observable market data; also includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 94.10 Td (derivative contracts whose value is determined using a pricing model with observable market inputs or can be derived ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 82.10 Td (principally from, or corroborated by) Tj ET Q q 0 0 0 rg BT 234.02 82.10 Td (, observable market data.) Tj ET Q q 0 0 0 rg BT 339.08 82.10 Td (This category generally includes certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 70.10 Td (government and agency securities, corporate debt securities, derivative instruments, and residential mortgage loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 58.10 Td (held for sale.) Tj ET Q endstream endobj 23 0 obj <>] /Rotate 0 /Contents 24 0 R>> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 19.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 19.60 Td (1) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 742.25 Td (Level 3:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.03 742.25 Td ( Unobservable inputs supported by little or no market activity for financial instruments whose value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 730.25 Td (determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 718.25 Td (for which the determination of fair value requires significant management judgment or estimation; also includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 706.25 Td (observable inputs for single dealer nonbinding quotes not corroborated by observable market data. ) Tj ET Q q 0 0 0 rg BT 488.32 706.25 Td (This category ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 694.25 Td (generally includes certain private equity investment securities, retained interests from securitizations, and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 682.25 Td (collateralized debt obligations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 664.25 Td (Assets and liabilities are assigned to a level within the fair value hierarchy based on the lowest level of significant input ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.25 Td (used to measure fair value. ) Tj ET Q q 0 0 0 rg BT 165.90 652.25 Td (Assets and liabilities may change levels within the fair value hierarchy due to market conditions or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 640.25 Td (other circumstances. ) Tj ET Q q 0 0 0 rg BT 141.01 640.25 Td (Those transfers are recognized on the date of the event that prompted the transfer) Tj ET Q q 0 0 0 rg BT 465.04 640.25 Td (. ) Tj ET Q q 0 0 0 rg BT 472.36 640.25 Td (There were no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.25 Td (transfers of assets or liabilities required to be measured at fair value on a recurring basis between levels of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.25 Td (hierarchy during the periods presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 598.25 Td (Assets and Liabilities Requir) Tj ET Q q 0 0 0 rg BT 176.89 598.25 Td (ed to be Measur) Tj ET Q q 0 0 0 rg BT 245.31 598.25 Td (ed and Reported at Fair) Tj ET Q q 0 0 0 rg BT 347.90 598.25 Td ( ) Tj ET Q q 0 0 0 rg BT 350.22 598.25 Td (V) Tj ET Q q 0 0 0 rg BT 356.52 598.25 Td (alue on a Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 580.25 Td (The following table provides the fair value for assets and liabilities required to be measured and reported at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 568.25 Td (recurring basis on the Consolidated Balance Sheets by level in the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 398.51 568.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 501.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 501.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 501.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 501.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 501.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 501.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 501.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 501.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 475.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 475.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 475.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 475.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 475.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 475.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 475.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 475.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 449.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 449.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 449.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 449.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 449.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 449.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 449.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 449.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 423.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 423.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 423.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 423.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 423.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 423.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 423.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 423.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 397.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 397.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 397.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 397.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 397.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 397.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 397.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 397.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 379.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 379.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 379.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 379.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 379.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 379.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 379.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 379.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 353.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 353.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 353.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 353.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 353.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 353.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 353.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 353.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 327.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 327.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 327.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 327.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 327.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 327.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 327.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 327.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 301.75 189.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 301.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 301.75 49.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 301.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 301.75 7.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 301.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 301.75 51.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 301.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 283.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 283.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 283.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 283.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 283.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 283.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 283.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 283.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 257.75 189.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 257.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 257.75 49.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 257.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 257.75 7.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 257.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 257.75 51.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 257.75 43.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 239.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 239.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 239.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 239.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 239.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 239.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 239.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 239.75 43.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 544.75 m 314.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 544.75 m 363.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 544.75 m 406.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 544.75 m 456.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 544.75 m 507.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 544.75 m 550.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 523.75 m 314.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 523.75 m 363.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 523.75 m 406.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 544.75 m 456.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 523.75 m 456.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 523.75 m 507.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 523.75 m 550.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 82.5 501.75 m 271.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 501.75 m 314.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 501.75 m 363.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 501.75 m 406.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 501.75 m 413.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 501.75 m 456.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 501.75 m 507.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 501.75 m 550.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 397.75 m 413.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 397.75 m 550.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 397.75 m 314.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 397.75 m 363.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 397.75 m 406.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 397.75 m 456.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 397.75 m 507.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 397.75 m 550.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 314.75 m 314.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 314.75 m 363.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 314.75 m 456.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 314.75 m 314.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 314.75 m 363.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 314.75 m 406.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 314.75 m 413.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 314.75 m 456.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 314.75 m 507.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 314.75 m 550.5 314.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 548.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.90 548.48 Td (Recurring Fair) Tj ET Q q 0 0 0 rg BT 357.51 548.48 Td ( ) Tj ET Q q 0 0 0 rg BT 359.83 548.48 Td (V) Tj ET Q q 0 0 0 rg BT 366.50 548.48 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 419.00 548.48 Td (ements at Reporting Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.75 528.43 Td (September) Tj ET Q q 0 0 0 rg BT 342.76 528.43 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.15 528.43 Td (December) Tj ET Q q 0 0 0 rg BT 484.37 528.43 Td ( 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.00 506.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.05 506.43 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.05 506.43 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.05 506.43 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.05 506.43 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.05 506.43 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.05 506.43 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.00 492.48 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 492.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 492.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 492.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 479.32 Td (A) Tj ET Q q 0 0 0 rg BT 105.35 479.32 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 151.52 479.32 Td (-sale investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 466.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 466.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 466.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.50 453.32 Td ( States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 453.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 453.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 453.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 453.32 Td (93,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 453.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 453.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 453.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 453.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 453.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 453.32 Td (101,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 453.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 453.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 440.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.10 440.32 Td (688,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 440.32 Td (673,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 427.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 427.32 Td (6,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 427.32 Td (6,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 414.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 414.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 414.32 Td (4,166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 414.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 414.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 414.32 Td (5,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 414.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 401.32 Td (Equity investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.10 401.32 Td (7,694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 401.32 Td (155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 388.32 Td (T) Tj ET Q q 0 0 0 rg BT 117.41 388.32 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 185.78 388.32 Td (-sale securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 388.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.10 388.32 Td (793,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 388.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.10 388.32 Td (7,694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 388.32 Td (787,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 388.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.00 370.32 Td (Held-to-maturity investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 357.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.50 344.32 Td ( States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 344.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 344.32 Td (4,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 344.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 344.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 344.32 Td (4,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 344.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 331.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 331.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 331.32 Td (28,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 331.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 331.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 331.32 Td (32,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 331.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 318.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 318.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 318.32 Td (3,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 318.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 318.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 318.32 Td (4,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 318.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 305.32 Td (T) Tj ET Q q 0 0 0 rg BT 121.91 305.32 Td (otal held-to-maturity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 305.32 Td (37,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 305.32 Td (41,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 287.32 Td (Equity investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 287.32 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 287.32 Td (174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 287.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 287.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.65 287.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 287.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 274.32 Td (Loans held for sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 274.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 274.32 Td (4,776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 274.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 274.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 274.32 Td (2,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 274.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 261.32 Td (Derivative assets \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 261.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 261.32 Td (8,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 261.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 261.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 261.32 Td (4,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 261.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.00 243.48 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 230.32 Td (Derivative liabilities \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 230.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 230.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 230.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 230.32 Td (4,871) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 230.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 230.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 230.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 230.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 230.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 230.32 Td (3,241) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 230.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 230.32 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.00 211.65 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 93.44 211.65 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 221.64 211.65 Td (ASU 2016-01, resulting in the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 528.95 211.65 Td (-sale ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.50 202.05 Td (investment securities to other investment securities. ) Tj ET Q q 0 0 0 rg BT 263.35 202.05 Td (As of December 31, 2017, equity investment securities had a net unrealized gain of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 531.71 202.05 Td ($6.5 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.50 192.45 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.61 192.45 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.00 182.85 Td (\(b\) Included in Other assets on the Consolidated Balance Sheets. For additional information, see Note 9 of the Notes to the Unaudited Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.50 173.25 Td (Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.00 163.65 Td (\(c\) Included in Other liabilities on the Consolidated Balance Sheets. For additional information, see Note 9 of the Notes to the Unaudited ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.50 154.05 Td (Consolidated Financial Statements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 136.05 Td (Investment Securities ) Tj ET Q q 0 0 0 rg BT 162.74 136.05 Td (A) Tj ET Q q 0 0 0 rg BT 168.67 136.05 Td (vailable-for-Sale and Held-to-Maturity:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.99 136.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.99 136.05 Td (The fair values used by Peoples are obtained from an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 124.05 Td (independent pricing service and represent either quoted market prices for the identical securities \(Level 1\) or fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 112.05 Td (determined by pricing models using a market approach that considers observable market data, such as interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 100.05 Td (volatility) Tj ET Q q 0 0 0 rg BT 107.46 100.05 Td (, LIBOR yield curves, credit spreads and prices from market makers and live trading systems \(Level 2\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 88.05 Td (Management reviews the valuation methodology and quality controls utilized by the pricing services in management's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 76.05 Td (overall assessment of the reasonableness of the fair values provided, and challenges prices when management believes a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 64.05 Td (material discrepancy in pricing exists.) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (12) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 742.25 Td (Equity Investment Securities:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 193.67 742.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.17 742.25 Td (The fair values of Peoples' ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 304.88 749.18 192.72 -8.93 re f /GS0 gs q 0 0 0 rg BT 304.88 742.25 Td (equity investment securities are obtained from q) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.60 742.25 Td (uoted prices in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (active exchange markets for identical assets or liabilities \(Level 1\) or quoted prices in less active markets \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 712.25 Td (Loans Held for Sale:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.39 712.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.39 712.25 Td (Loans originated and intended to be sold in the secondary market, generally one-to-four family ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 700.25 Td (residential loans, are carried, in aggregate, at the lower of cost or estimated fair value. ) Tj ET Q q 0 0 0 rg BT 420.00 700.25 Td (The use of a valuation model using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 688.25 Td (quoted prices of similar instruments are significant inputs in arriving at the fair value \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 670.25 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 116.33 670.25 Td (Assets and Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 203.56 670.25 Td (: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.89 670.25 Td (Derivative assets and liabilities are recognized on the Consolidated Balance Sheets at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 658.25 Td (their fair value within other assets/liabilities. ) Tj ET Q q 0 0 0 rg BT 255.11 658.25 Td (The fair value for derivative instruments is determined based on market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 646.25 Td (prices, broker) Tj ET Q q 0 0 0 rg BT 126.78 646.25 Td (-dealer quotations on similar products, or other related input parameters \(Level 2\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 628.25 Td (Assets and Liabilities Requir) Tj ET Q q 0 0 0 rg BT 176.89 628.25 Td (ed to be Measur) Tj ET Q q 0 0 0 rg BT 245.31 628.25 Td (ed and Reported at Fair) Tj ET Q q 0 0 0 rg BT 347.90 628.25 Td ( ) Tj ET Q q 0 0 0 rg BT 350.22 628.25 Td (V) Tj ET Q q 0 0 0 rg BT 356.52 628.25 Td (alue on a Non-Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 610.25 Td (The following table provides the fair value for each class of assets and liabilities required to be measured and reported at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.25 Td (fair value on a non-recurring basis on the Consolidated Balance Sheets by level in the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 476.81 598.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 77.00 525.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.00 525.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 525.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.00 525.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 525.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 525.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 525.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 525.75 50.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 568.75 m 299 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 568.75 m 349 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349 568.75 m 399 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 568.75 m 456 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 568.75 m 506 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 568.75 m 556 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 568.75 m 299 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 547.75 m 299 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 568.75 m 349 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 547.75 m 349 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349 568.75 m 399 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349 547.75 m 399 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 568.75 m 456 568.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 547.75 m 456 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 547.75 m 506 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 547.75 m 556 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77 525.75 m 249 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 525.75 m 299 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 525.75 m 349 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 525.75 m 406 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 525.75 m 456 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 525.75 m 506 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 525.75 m 349 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349 525.75 m 399 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 525.75 m 506 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 525.75 m 556 525.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 572.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.85 572.48 Td (Non-Recurring Fair) Tj ET Q q 0 0 0 rg BT 359.58 572.48 Td ( ) Tj ET Q q 0 0 0 rg BT 361.89 572.48 Td (V) Tj ET Q q 0 0 0 rg BT 368.57 572.48 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 421.06 572.48 Td (ements at Reporting Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.75 552.43 Td (September) Tj ET Q q 0 0 0 rg BT 327.76 552.43 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.15 552.43 Td (December) Tj ET Q q 0 0 0 rg BT 483.37 552.43 Td ( 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.50 530.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.05 530.43 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.05 530.43 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.05 530.43 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.05 530.43 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.05 530.43 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.05 530.43 Td (Level 3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 516.32 Td (Impaired loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 516.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 516.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 516.32 Td (25,038) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 516.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 516.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 516.32 Td (20,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 503.37 Td (Other real estate owned \(OREO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 503.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 503.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 503.37 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 503.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 503.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 503.37 Td (208) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 483.25 Td (Impaired Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.17 483.25 Td ( Impaired loans are measured and reported at fair value when the amounts to be received are less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 471.25 Td (the carrying value of the loans. One of the allowable methods for determining the amount of impairment is estimating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 459.25 Td (fair value using the fair value of the collateral for collateral-dependent loans. Management) Tj ET Q q 0 0 0 rg BT 439.07 459.25 Td (s determination of the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 447.25 Td (value for these loans uses a market approach representing the estimated net proceeds to be received from the sale of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 435.25 Td (collateral based on observable market prices or the market value provided by independent, licensed or certified appraisers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 423.25 Td (\(Level 3\), less estimated selling costs. ) Tj ET Q q 0 0 0 rg BT 228.36 423.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.86 423.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.12 423.25 Td (, impaired loans had an aggregate outstanding principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 411.25 Td (balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.86 411.25 Td ($31.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.75 411.25 Td (.For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.36 411.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.35 411.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.79 411.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.00 411.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.83 411.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.09 411.25 Td (, Peoples recognized a reduction in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 399.25 Td (specific reserve on impaired loans, through the allowance for loan losses, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.57 399.25 Td ($182,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.07 399.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.51 399.25 Td ($153,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.01 399.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 525.67 399.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 381.25 Td (Other Real Estate Owned:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.06 381.25 Td ( Other real estate owned \("OREO"\), included in Other assets on the Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 369.25 Td (Sheets, is comprised primarily of commercial and residential real estate properties acquired by Peoples in satisfaction of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 357.25 Td (loan. OREO obtained in satisfaction of a loan is recorded at the lower of cost or estimated fair value, less estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 345.25 Td (selling costs. ) Tj ET Q q 0 0 0 rg BT 128.48 345.25 Td (The carrying value of OREO is not re-measured to fair value on a recurring basis, but is based on recent real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 333.25 Td (estate appraisals and is updated at least annually) Tj ET Q q 0 0 0 rg BT 264.34 333.25 Td (. ) Tj ET Q q 0 0 0 rg BT 271.66 333.25 Td (These appraisals may utilize a single valuation approach or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 321.25 Td (combination of approaches including the comparable sales approach and the income approach. ) Tj ET Q q 0 0 0 rg BT 455.19 321.25 Td (Adjustments are routinely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 309.25 Td (made in the appraisal process by the independent appraisers to adjust for dif) Tj ET Q q 0 0 0 rg BT 375.61 309.25 Td (ferences between the comparable sales and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 297.25 Td (income data available \(Level 3\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 279.25 Td (Financial Instruments Not Requir) Tj ET Q q 0 0 0 rg BT 199.10 279.25 Td (ed to be Measur) Tj ET Q q 0 0 0 rg BT 267.52 279.25 Td (ed or) Tj ET Q q 0 0 0 rg BT 289.28 279.25 Td ( Reported at Fair) Tj ET Q q 0 0 0 rg BT 363.24 279.25 Td ( ) Tj ET Q q 0 0 0 rg BT 365.56 279.25 Td (V) Tj ET Q q 0 0 0 rg BT 371.87 279.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 261.25 Td (The following table provides the carrying amount for each class of assets and liabilities and the fair value for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 249.25 Td (financial instruments that are not required to be measured or reported at fair value on the Consolidated Balance Sheets.) 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0.9333333333333333 1 rg /GS0 gs 49.00 660.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 660.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 660.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 660.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 660.50 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 660.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 660.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 634.50 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 634.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 634.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 634.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 634.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 634.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 634.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 606.50 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 606.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 606.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 606.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 606.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 606.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 606.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 578.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 578.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 578.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 578.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 578.50 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 578.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 578.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 552.50 250.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 552.50 52.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 552.50 52.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 552.50 52.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 552.50 7.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 552.50 52.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 552.50 52.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 514.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 514.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 514.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 514.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 514.50 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 514.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 514.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 488.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 488.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 488.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.00 488.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 488.50 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 488.50 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 488.50 52.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 735.5 m 351 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351 735.5 m 403 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403 735.5 m 455 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 735.5 m 462 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 735.5 m 514 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 735.5 m 566 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351 712.5 m 403 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403 712.5 m 455 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 712.5 m 514 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 712.5 m 566 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 686.5 m 299 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 686.5 m 351 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351 686.5 m 403 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403 686.5 m 455 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 686.5 m 462 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 686.5 m 514 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 686.5 m 566 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351 591.5 m 403 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403 591.5 m 455 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 591.5 m 462 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 591.5 m 514 591.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 591.5 m 566 591.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 739.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.20 739.23 Td (Fair) Tj ET Q q 0 0 0 rg BT 327.43 739.23 Td ( ) Tj ET Q q 0 0 0 rg BT 329.75 739.23 Td (V) Tj ET Q q 0 0 0 rg BT 336.43 739.23 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 388.92 739.23 Td (ements of Other) Tj ET Q q 0 0 0 rg BT 457.61 739.23 Td ( Financial Instruments) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 51.50 691.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.20 711.18 Td (Fair) Tj ET Q q 0 0 0 rg BT 320.43 711.18 Td ( ) Tj ET Q q 0 0 0 rg BT 322.75 711.18 Td (V) Tj ET Q q 0 0 0 rg BT 329.43 711.18 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.65 701.18 Td (Hierar) Tj ET Q q 0 0 0 rg BT 331.43 701.18 Td (chy) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.80 691.18 Td (Level) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.75 717.18 Td (September) Tj ET Q q 0 0 0 rg BT 406.76 717.18 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.15 717.18 Td (December) Tj ET Q q 0 0 0 rg BT 516.37 717.18 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.75 701.18 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.95 691.18 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.20 691.18 Td (Fair) Tj ET Q q 0 0 0 rg BT 424.43 691.18 Td ( ) Tj ET Q q 0 0 0 rg BT 426.75 691.18 Td (V) Tj ET Q q 0 0 0 rg BT 433.43 691.18 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.75 701.18 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.95 691.18 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.20 691.18 Td (Fair) Tj ET Q q 0 0 0 rg BT 535.34 691.18 Td ( ) Tj ET Q q 0 0 0 rg BT 537.66 691.18 Td (V) Tj ET Q q 0 0 0 rg BT 543.97 691.18 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 677.23 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 664.07 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 664.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.50 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 664.07 Td (95,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.50 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 664.07 Td (95,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 664.07 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.50 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 664.07 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 651.07 Td (Other investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 638.07 Td (Federal Home Loan Bank \("FHLB"\) stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 638.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 638.07 Td (29,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 638.07 Td (29,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 638.07 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 638.07 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 625.07 Td (Federal Reserve Bank \("FRB"\) stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 624.62 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 624.62 Td (12,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 624.62 Td (12,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 624.62 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 624.62 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 610.07 Td (Nonqualified deferred compensation \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 610.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 610.07 Td (1,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 610.07 Td (1,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 610.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 610.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 597.07 Td (Federal Home Loan Mortgage Corp \("FHLMC"\) stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 596.62 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 596.62 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 596.62 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 596.62 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 596.62 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 582.07 Td (T) Tj ET Q q 0 0 0 rg BT 88.41 582.07 Td (otal other investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 582.07 Td (42,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 582.07 Td (42,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 582.07 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 582.07 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 569.07 Td (Loans, net of deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 569.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.10 569.07 Td (2,687,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.10 569.07 Td (2,780,292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.10 569.07 Td (2,338,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.10 569.07 Td (2,274,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 556.07 Td (Bank owned life insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 556.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 556.07 Td (68,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 556.07 Td (68,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 556.07 Td (62,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 556.07 Td (62,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 543.07 Td (Bank premises and equipment, net of accumulated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 533.07 Td (depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 537.62 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 537.62 Td (57,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 537.62 Td (57,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 537.62 Td (52,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 537.62 Td (52,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 518.07 Td (Servicing rights \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 518.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 518.07 Td (2,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 518.07 Td (2,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 518.07 Td (2,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 518.07 Td (2,305) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 505.23 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 492.07 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 492.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.50 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.10 492.07 Td (3,041,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.50 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.10 492.07 Td (3,029,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.10 492.07 Td (2,730,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.50 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.10 492.07 Td (2,730,071) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 479.07 Td (Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 479.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.60 479.07 Td (296,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.60 479.07 Td (295,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.60 479.07 Td (209,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.60 479.07 Td (209,628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 466.07 Td (Long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 466.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.60 466.07 Td (1) Tj ET Q q 0 0 0 rg BT 371.60 466.07 Td (1) Tj ET Q q 0 0 0 rg BT 376.60 466.07 Td (1,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.60 466.07 Td (101,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.60 466.07 Td (144,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.60 466.07 Td (142,108) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 447.40 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 102.44 447.40 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 230.64 447.40 Td (ASU 2016-01, resulting in the reclassification of equity investment securities \(including those held in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 437.80 Td (participant accounts in the Peoples Bancorp Inc. Nonqualified Deferred Compensation Plan\) from available-for) Tj ET Q q 0 0 0 rg BT 459.89 437.80 Td (-sale investment securities to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 428.20 Td (other investment securities. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 418.60 Td (\(b\) Included in Other intangible assets on the Consolidated Balance Sheets. Servicing rights are carried at the lower of cost or market value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.60 Td (For certain financial assets and liabilities, carrying value approximates fair value due to the nature of the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.60 Td (instrument.) Tj ET Q q 0 0 0 rg BT 104.09 388.60 Td (These instruments include cash and cash equivalents, demand and other non-maturity deposits, and overnight ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.60 Td (borrowings.Peoples used the following methods and assumptions in estimating the fair value of the following financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.60 Td (instruments:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 346.60 Td (Cash and Cash Equivalents: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.53 346.60 Td (Cash and cash equivalents include cash on hand, balances due from other banks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 334.60 Td (interest-bearing deposits in other banks, federal funds sold and other short-term investments with original maturities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 322.60 Td (of ninety days or less. ) Tj ET Q q 0 0 0 rg BT 182.30 322.60 Td (The carrying amount for cash and due from banks is a reasonable estimate of fair value. \(Level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 310.60 Td (1\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 292.60 Td (Other Investment Securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.33 292.60 Td ( Certain restricted equity investment securities that do not have readily determinable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 280.60 Td (fair values and for which Peoples does not exercise significant influence, are carried at cost. ) Tj ET Q q 0 0 0 rg BT 462.45 280.60 Td (These cost method ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 268.60 Td (securities are reported as Other investment securities on the Consolidated Balance Sheets and consist primarily of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 256.60 Td (shares of the FHLB of Cincinnati and the FRB of Cleveland. Other investment securities are measured at their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 244.60 Td (respective redemption values \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 226.60 Td (Loans, Net of Deferred Fees and Costs:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.04 226.60 Td ( ) Tj ET Q q 0 0 0 rg BT 257.86 226.60 Td (The fair value of portfolio loans assumes sale of the notes to a third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 214.60 Td (financial investor) Tj ET Q q 0 0 0 rg BT 159.15 214.60 Td (.) Tj ET Q q 0 0 0 rg BT 166.09 214.60 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 215.43 214.60 Td (, this value is not necessarily the value to Peoples if the notes were held to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 202.60 Td (maturity) Tj ET Q q 0 0 0 rg BT 123.23 202.60 Td (.Peoples considered interest rate, credit and market factors in estimating the fair value of loans \(Level 3\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 190.60 Td (Fair values for loans are estimated using a discounted cash flow methodology) Tj ET Q q 0 0 0 rg BT 400.11 190.60 Td (. ) Tj ET Q q 0 0 0 rg BT 407.43 190.60 Td (The discount rates take into account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 178.60 Td (interest rates currently being of) Tj ET Q q 0 0 0 rg BT 214.77 178.60 Td (fered to customers for loans with similar terms, the credit risk associated with the loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 166.60 Td (and other market factors, including liquidity) Tj ET Q q 0 0 0 rg BT 265.97 166.60 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 148.60 Td (Bank Owned Life Insurance: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.84 148.60 Td (Peoples' bank owned life insurance policies are recorded at their cash surrender value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 136.60 Td (\(Level 3\). Peoples recognizes tax-exempt income from the periodic increases in the cash surrender value of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 124.60 Td (policies and from death benefits.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 106.60 Td (Bank Premises and Equipment, Net of ) Tj ET Q q 0 0 0 rg BT 250.47 106.60 Td (Accumulated Depreciation: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.07 106.60 Td (Bank premises and equipment are stated at cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 94.60 Td (less accumulated depreciation. Depreciation is computed on the straight-line method over the estimated useful lives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 82.60 Td (of the related assets owned. Major improvements to leased facilities are capitalized and included in bank premises at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 70.60 Td (cost less accumulated depreciation, which is calculated on the straight-line method over the lesser of the remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 58.60 Td (term of the leased facility or the estimated economic life of the improvement \(Level 3\).) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (14) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 742.25 Td (Servicing Rights \("SRs"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.45 742.25 Td (: SRs are recorded at fair value at the time of the sale of the loans to the third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 730.25 Td (investor) Tj ET Q q 0 0 0 rg BT 121.67 730.25 Td (. Peoples follows the amortization method for the subsequent measurement of each class of separately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 718.25 Td (recognized servicing assets and liabilities. Under the amortization method, Peoples amortizes the value of servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 706.25 Td (assets or liabilities in proportion to, and over the period of, estimated net servicing income or net servicing loss, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 694.25 Td (assesses servicing assets or liabilities for impairment or increased obligation based on the fair value at each reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 682.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 113.97 682.25 Td (The fair value of the SRs is determined by using a discounted cash flow model, which estimates the present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 670.25 Td (value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 658.25 Td (prepayment speeds and discount rates \(Level 3\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 640.25 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.33 640.25 Td ( ) Tj ET Q q 0 0 0 rg BT 133.15 640.25 Td (The fair value of fixed maturity certificates of deposit is estimated using a discounted cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 628.25 Td (calculation based on current rates of) Tj ET Q q 0 0 0 rg BT 234.48 628.25 Td (fered for deposits of similar remaining maturities \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 610.25 Td (Short-term Borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.19 610.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.01 610.25 Td (The fair value of short-term borrowings is estimated using discounted cash flow analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 598.25 Td (based on rates currently available to Peoples for borrowings with similar terms \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 580.25 Td (Long-term Borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.07 580.25 Td ( ) Tj ET Q q 0 0 0 rg BT 192.89 580.25 Td (The fair value of long-term borrowings is estimated using a discounted cash flow analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 568.25 Td (based on rates currently available to Peoples for borrowings with similar terms \(Level 2\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 550.25 Td (Certain financial assets and financial liabilities that are not required to be measured or reported at fair value can be subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.25 Td (to fair value adjustments in certain circumstances \(for example, when there is evidence of impairment\).) Tj ET Q q 0 0 0 rg BT 471.99 538.25 Td (These financial assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.25 Td (and liabilities include the following: customer relationships, deposit base, banking center networks, and other information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.25 Td (required to compute Peoples) Tj ET Q q 0 0 0 rg BT 170.72 514.25 Td ( aggregate fair value that are not included in the above information.) Tj ET Q q 0 0 0 rg BT 445.06 514.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 494.40 514.25 Td (, the above fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 502.25 Td (values are not intended to represent the aggregate fair value of Peoples.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (Note 3 Investment Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.92 466.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 456.25 m 562 456.25 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 442.25 Td (A) Tj ET Q q 0 0 0 rg BT 60.48 442.25 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 109.54 442.25 Td (-sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 430.25 Td (The following table summarizes Peoples' available-for) Tj ET Q q 0 0 0 rg BT 289.92 430.25 Td (-sale investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 379.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 379.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 379.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 379.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 379.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 353.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 353.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 353.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 353.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 353.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 327.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 327.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 327.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 327.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 327.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 301.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 301.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 301.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 301.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 301.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 275.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 275.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 275.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 275.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 275.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 249.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 249.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 249.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 249.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 249.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 223.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 223.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 223.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 223.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 223.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 197.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 197.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 197.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 197.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 197.75 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 379.75 m 297.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 379.75 m 352.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 379.75 m 407.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 379.75 m 462.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 379.75 m 517.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 301.75 m 297.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 288.75 m 297.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 301.75 m 352.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 288.75 m 352.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 301.75 m 407.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 288.75 m 407.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 301.75 m 462.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 288.75 m 462.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 301.75 m 517.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 288.75 m 517.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 197.75 m 297.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 197.75 m 352.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 197.75 m 407.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 197.75 m 462.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 197.75 m 517.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 184.75 m 297.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 184.75 m 352.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 184.75 m 407.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 184.75 m 462.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 184.75 m 517.5 184.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.00 384.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.70 394.43 Td (Amortized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.75 384.43 Td (Cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.05 404.43 Td (Gr) Tj ET Q q 0 0 0 rg BT 379.18 404.43 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.25 394.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 373.38 394.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.95 384.43 Td (Gains) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.05 404.43 Td (Gr) Tj ET Q q 0 0 0 rg BT 434.18 404.43 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.25 394.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 428.38 394.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.60 384.43 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.20 384.43 Td (Fair) Tj ET Q q 0 0 0 rg BT 485.34 384.43 Td ( ) Tj ET Q q 0 0 0 rg BT 487.66 384.43 Td (V) Tj ET Q q 0 0 0 rg BT 493.97 384.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 370.48 Td (September) Tj ET Q q 0 0 0 rg BT 146.01 370.48 Td ( 30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 370.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 370.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 370.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 370.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 357.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 344.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 344.32 Td (94,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 344.32 Td (585) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 344.37 Td (\(809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 344.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 344.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 344.32 Td (93,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 331.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 331.32 Td (714,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 331.32 Td (1,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 331.37 Td (\(27,262) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 331.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 331.32 Td (688,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 318.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 318.32 Td (6,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 318.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 318.37 Td (\(148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 318.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 318.32 Td (6,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 305.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 305.32 Td (4,196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 305.32 Td (132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 305.37 Td (\(162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 305.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 305.32 Td (4,166) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 292.48 Td (T) Tj ET Q q 0 0 0 rg BT 118.21 292.48 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 190.61 292.48 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 292.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.15 292.48 Td (819,431) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 292.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.15 292.48 Td (2,275) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 292.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.80 292.53 Td (\(28,381) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 292.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 292.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 292.48 Td (793,325) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 279.48 Td (December) Tj ET Q q 0 0 0 rg BT 143.13 279.48 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 279.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 279.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 279.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 279.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 266.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 266.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 266.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 266.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 266.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 253.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 253.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 253.32 Td (100,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 253.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 253.32 Td (1,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 253.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 253.37 Td (\(256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 253.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 253.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 253.32 Td (101,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 240.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 240.32 Td (684,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 240.32 Td (2,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 240.37 Td (\(13,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 240.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 240.32 Td (673,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 227.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 227.32 Td (7,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 227.32 Td (1) Tj ET Q q 0 0 0 rg BT 398.65 227.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 227.37 Td (\(39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 227.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 227.32 Td (6,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 214.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 214.32 Td (5,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 214.32 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 214.37 Td (\(207) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 214.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 214.32 Td (5,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 201.32 Td (Equity investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 201.32 Td (1,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 201.32 Td (6,520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 201.37 Td (\(65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 201.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 201.32 Td (7,849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 188.48 Td (T) Tj ET Q q 0 0 0 rg BT 117.75 188.48 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 190.42 188.48 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 188.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.15 188.48 Td (797,732) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 188.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.15 188.48 Td (1) Tj ET Q q 0 0 0 rg BT 381.15 188.48 Td (1,040) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 188.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.80 188.53 Td (\(13,585) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 188.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 188.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 188.48 Td (795,187) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 99.00 169.65 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 109.44 169.65 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 237.64 169.65 Td (ASU 2016-01, resulting in the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 544.95 169.65 Td (-sale ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 108.00 160.05 Td (investment securities to other investment securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 139.65 Td (The unrealized losses related to residential mortgage-backed securities at September 30, 2018 and December 31, 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 127.65 Td (were attributed to changes in market interest rates and spreads since the securities were purchased.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 109.65 Td (At December 31, 2017, Peoples' investment in equity investment securities was comprised lar) Tj ET Q q 0 0 0 rg BT 446.87 109.65 Td (gely of common stocks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 97.65 Td (issued by various unrelated bank holding companies. ) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 724.10 Td (The gross gains and gross losses realized by Peoples from sales of available-for) Tj ET Q q 0 0 0 rg BT 390.05 724.10 Td (-sale securities for the periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (September30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.26 712.10 Td ( were as follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.25 615.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 86.25 653.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.25 653.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.25 653.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.25 653.60 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.25 653.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.25 653.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.25 627.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.25 627.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.25 627.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.25 627.60 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.25 627.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.25 627.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.25 666.6 m 346.25 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.25 666.6 m 406.25 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.25 666.6 m 471.25 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.25 666.6 m 531.25 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.25 653.6 m 286.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.25 653.6 m 346.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.25 653.6 m 406.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.25 653.6 m 411.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.25 666.6 m 471.25 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.25 653.6 m 471.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.25 666.6 m 531.25 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.25 653.6 m 531.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.25 653.6 m 346.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.25 653.6 m 406.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.25 653.6 m 411.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.25 653.6 m 471.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.25 653.6 m 531.25 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.25 627.6 m 286.25 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.25 627.6 m 346.25 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.25 627.6 m 406.25 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.25 627.6 m 411.25 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.25 627.6 m 471.25 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.25 627.6 m 531.25 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.25 614.6 m 286.25 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.25 614.6 m 346.25 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.25 614.6 m 406.25 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.25 614.6 m 411.25 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.25 614.6 m 471.25 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.25 614.6 m 531.25 614.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.25 685.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 316.83 685.28 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.95 685.28 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.25 671.28 Td (September) Tj ET Q q 0 0 0 rg BT 361.26 671.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.25 671.28 Td (September) Tj ET Q q 0 0 0 rg BT 486.26 671.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.75 657.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.75 657.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.75 657.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.75 657.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.75 657.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.75 644.17 Td (Gross gains realized) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.75 644.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 644.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.75 644.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.90 644.17 Td (1,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.75 644.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.40 644.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.75 644.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.90 644.17 Td (2,235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.75 631.17 Td (Gross losses realized) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 631.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.40 631.17 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.40 631.17 Td (151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.40 631.17 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 94.75 618.33 Td (Net gain \(loss\) r) Tj ET Q q 0 0 0 rg BT 162.06 618.33 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.75 618.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.40 618.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.75 618.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.90 618.33 Td (1,861) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.75 618.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.05 618.38 Td (\(146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.40 618.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.75 618.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.90 618.33 Td (2,219) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 597.10 Td (The cost of investment securities sold, and any resulting gain or loss, was based on the specific identification method and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 585.10 Td (recognized as of the trade date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 567.10 Td (The following table presents a summary of available-for) Tj ET Q q 0 0 0 rg BT 297.00 567.10 Td (-sale investment securities that had an unrealized loss:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 516.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 516.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 516.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 516.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 516.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 516.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 516.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 516.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 516.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 516.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 516.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 490.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 490.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 490.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 490.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 490.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 490.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 490.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 490.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 490.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 490.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 490.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 454.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 454.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 454.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 454.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 454.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 454.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 454.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 454.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 454.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 454.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 454.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 408.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 408.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 408.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 408.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 408.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 408.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 408.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 408.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 408.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 408.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 408.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 382.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 382.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 382.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 382.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 382.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 382.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 382.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 382.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 382.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 382.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 382.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 356.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 356.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 356.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 356.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 356.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 356.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 356.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 356.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 356.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 356.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 356.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 310.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 310.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 310.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 310.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 310.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 310.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 310.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 310.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 310.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 310.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 310.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 274.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 274.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 274.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 274.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 274.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 274.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 274.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 274.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 274.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 274.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 274.60 50.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 537.6 m 226.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 537.6 m 277.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 537.6 m 322.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 537.6 m 367.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 537.6 m 417.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 537.6 m 463.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 537.6 m 508.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 537.6 m 558.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 516.6 m 185.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 537.6 m 226.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 516.6 m 226.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 516.6 m 277.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 516.6 m 322.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 516.6 m 326.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 537.6 m 367.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 516.6 m 367.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 516.6 m 417.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 516.6 m 463.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 516.6 m 467.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 537.6 m 508.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 516.6 m 508.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 516.6 m 558.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 408.6 m 185.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 395.6 m 185.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 408.6 m 226.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 395.6 m 226.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 408.6 m 277.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 395.6 m 277.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 408.6 m 322.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 395.6 m 322.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 408.6 m 326.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 395.6 m 326.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 408.6 m 367.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 395.6 m 367.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 408.6 m 417.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 395.6 m 417.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 408.6 m 463.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 395.6 m 463.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 408.6 m 467.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 395.6 m 467.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 408.6 m 508.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 395.6 m 508.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 408.6 m 558.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 395.6 m 558.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 274.6 m 185.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 274.6 m 226.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 274.6 m 277.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 274.6 m 322.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 274.6 m 326.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 274.6 m 367.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 274.6 m 417.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 274.6 m 463.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 274.6 m 467.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 274.6 m 508.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 274.6 m 558.5 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 261.6 m 185.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 261.6 m 226.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 261.6 m 277.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 261.6 m 322.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 261.6 m 326.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 261.6 m 367.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 261.6 m 417.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 261.6 m 463.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 261.6 m 467.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 261.6 m 508.5 261.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 261.6 m 558.5 261.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 541.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.60 542.00 Td (Less than 12 Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 542.00 Td (12 Months or) Tj ET Q q 0 0 0 rg BT 408.67 542.00 Td ( Mor) Tj ET Q q 0 0 0 rg BT 427.74 542.00 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.65 542.00 Td (T) Tj ET Q q 0 0 0 rg BT 508.24 542.00 Td (otal) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.00 521.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.30 529.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.65 520.00 Td (V) Tj ET Q q 0 0 0 rg BT 200.32 520.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.55 529.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 245.97 529.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.70 520.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 529.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.75 520.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.30 529.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.65 520.00 Td (V) Tj ET Q q 0 0 0 rg BT 341.32 520.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.05 529.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 386.47 529.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.20 520.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 529.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 520.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.30 529.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.65 520.00 Td (V) Tj ET Q q 0 0 0 rg BT 482.32 520.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.05 529.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 527.39 529.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.20 520.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 508.00 Td (September) Tj ET Q q 0 0 0 rg BT 100.41 508.00 Td ( 30, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 507.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 494.86 Td (Obligations of:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.00 481.86 Td (States and political subdivisions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 481.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 481.86 Td (30,1) Tj ET Q q 0 0 0 rg BT 214.00 481.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 481.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.50 481.86 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 481.86 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 481.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 481.86 Td (9,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 481.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 481.86 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 481.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 481.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 481.86 Td (39,592) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 481.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 481.86 Td (809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 468.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 459.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.75 459.06 Td (224,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 459.06 Td (5,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 459.06 Td (1) Tj ET Q q 0 0 0 rg BT 310.00 459.06 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 459.06 Td (405,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.25 459.06 Td (21,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 459.06 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 459.06 Td (629,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 459.06 Td (27,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 445.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 436.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 436.06 Td (3,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 436.06 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 436.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 436.06 Td (3,587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 436.06 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 436.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 436.06 Td (6,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 436.06 Td (148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 422.06 Td (Bank-issued trust preferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 413.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 413.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 413.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 413.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 413.06 Td (1,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 413.06 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 413.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 413.06 Td (1,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 413.06 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 400.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 400.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 400.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 400.00 Td (257,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 400.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 400.00 Td (5,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 400.00 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 400.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.75 400.00 Td (420,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 400.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.25 400.00 Td (22,610) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 400.00 Td (138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 400.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 400.00 Td (677,317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 400.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 400.00 Td (28,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 387.00 Td (December) Tj ET Q q 0 0 0 rg BT 97.81 387.00 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 386.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 373.86 Td (Obligations of:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.00 360.86 Td (States and political subdivisions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 360.86 Td (16,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 360.86 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 360.86 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 360.86 Td (5,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 360.86 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 360.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 360.86 Td (22,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 360.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 360.86 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 347.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 338.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.75 338.06 Td (274,998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 338.06 Td (3,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 338.06 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 338.06 Td (291,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.75 338.06 Td (9,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 338.06 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 338.06 Td (566,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 338.06 Td (13,018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 324.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 315.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 315.06 Td (2,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 315.06 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 315.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 315.06 Td (1,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 315.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 315.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 315.06 Td (3,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 315.06 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 301.06 Td (Bank-issued trust preferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 292.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 292.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 292.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 292.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 292.06 Td (2,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 292.06 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 292.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 292.06 Td (2,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 292.06 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 278.86 Td (Equity investment securities \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.50 278.86 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.50 278.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 278.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.50 278.86 Td (1) Tj ET Q q 0 0 0 rg BT 355.00 278.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 278.86 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 278.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 278.86 Td (388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 278.86 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 266.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 266.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 266.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 266.00 Td (294,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 266.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 266.00 Td (3,575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 266.00 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 266.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.75 266.00 Td (301,298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 266.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.25 266.00 Td (10,010) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 266.00 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 266.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 266.00 Td (596,044) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 266.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 266.00 Td (13,585) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 246.50 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 70.94 246.50 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 199.14 246.50 Td (ASU 2016-01, resulting in the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 506.45 246.50 Td (-sale investment ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 236.90 Td (securities to other investment securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 216.50 Td (Management systematically evaluates available-for) Tj ET Q q 0 0 0 rg BT 276.99 216.50 Td (-sale investment securities for other) Tj ET Q q 0 0 0 rg BT 419.52 216.50 Td (-than-temporary declines in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 204.50 Td (value on a quarterly basis. ) Tj ET Q q 0 0 0 rg BT 163.14 204.50 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.64 204.50 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.90 204.50 Td (, management concluded no individual securities were other) Tj ET Q q 0 0 0 rg BT 496.17 204.50 Td (-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 192.50 Td (temporarily impaired since Peoples did not have the intent to sell, nor was it more likely than not that Peoples would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 180.50 Td (required to sell, any of the securities with an unrealized loss prior to recovery) Tj ET Q q 0 0 0 rg BT 362.69 180.50 Td (. Further) Tj ET Q q 0 0 0 rg BT 399.23 180.50 Td (, the unrealized losses at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 168.50 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 168.50 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.70 168.50 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.29 168.50 Td ( were lar) Tj ET Q q 0 0 0 rg BT 267.08 168.50 Td (gely attributable to changes in market interest rates and spreads since the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 156.50 Td (securities were purchased.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 138.50 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 138.50 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.76 138.50 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.02 138.50 Td (99%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.35 138.50 Td ( of the mortgage-backed securities with a market value that had been at an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 126.50 Td (unrealized loss position for twelve months or more were issued by U.S. government sponsored agencies. ) Tj ET Q q 0 0 0 rg BT 477.34 126.50 Td (The remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.43 126.50 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.76 126.50 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 114.50 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.83 114.50 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.83 114.50 Td ( positions, consisted of privately issued mortgage-backed securities with all of the underlying mortgages originated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 102.50 Td (prior to 2004. Both of these positions had a fair value of less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.62 102.50 Td (90%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.95 102.50 Td ( of their book value, with an aggregate book and fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 90.50 Td (value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.99 90.50 Td ($217,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.49 90.50 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.92 90.50 Td ($145,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.42 90.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 236.08 90.50 Td (. Management analyzed the underlying credit quality of these securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 78.50 Td (concluded the unrealized losses were primarily attributable to the floating rate nature of these investments and the low number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 66.50 Td (of loans remaining in these securities.) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The unrealized losses with respect to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.67 742.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.67 742.10 Td ( bank-issued trust preferred securities that had been in an unrealized loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (position for twelve months or more at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.58 730.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.85 730.10 Td ( were primarily attributable to the subordinated nature of the debt.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 712.10 Td (The table below presents the amortized cost, fair value and total weighted-average yield of available-for) Tj ET Q q 0 0 0 rg BT 488.01 712.10 Td (-sale securities by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 700.10 Td (contractual maturity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.02 700.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.28 700.10 Td (.) Tj ET Q q 0 0 0 rg BT 234.60 700.10 Td (The weighted-average yields are based on the amortized cost.In some cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 688.10 Td (issuers may have the right to call or prepay obligations without call or prepayment penalties prior to the contractual maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.10 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.75 444.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 638.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 638.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 638.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 638.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 638.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 638.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 612.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 612.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 612.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 612.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 612.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 612.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 586.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 586.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 586.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 586.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 586.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 586.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 560.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 560.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 560.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 560.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 560.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 560.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 534.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 534.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 534.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 534.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 534.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 534.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 508.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 508.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 508.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 508.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 508.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 508.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 482.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 482.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 482.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 482.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 482.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 482.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 456.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 456.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 638.6 m 263.75 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 638.6 m 318.75 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 638.6 m 373.75 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 638.6 m 428.75 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 638.6 m 483.75 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 638.6 m 538.75 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 560.6 m 263.75 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 547.6 m 263.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 560.6 m 318.75 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 547.6 m 318.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 560.6 m 373.75 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 547.6 m 373.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 560.6 m 428.75 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 547.6 m 428.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 560.6 m 483.75 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 547.6 m 483.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 560.6 m 538.75 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 547.6 m 538.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 469.6 m 263.75 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 469.6 m 318.75 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 469.6 m 373.75 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 469.6 m 428.75 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 469.6 m 483.75 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 469.6 m 538.75 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 456.6 m 263.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 456.6 m 318.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 456.6 m 373.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 456.6 m 428.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 456.6 m 483.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 456.6 m 538.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 443.6 m 263.75 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 456.6 m 318.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 443.6 m 318.75 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 456.6 m 373.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 443.6 m 373.75 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 456.6 m 428.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 443.6 m 428.75 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 456.6 m 483.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 443.6 m 483.75 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 456.6 m 538.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 443.6 m 538.75 443.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.25 643.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.05 650.33 Td (W) Tj ET Q q 0 0 0 rg BT 281.96 650.33 Td (ithin 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.80 640.38 Td (Y) Tj ET Q q 0 0 0 rg BT 287.47 640.38 Td (ear) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.05 650.33 Td (1 to 5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.80 640.38 Td (Y) Tj ET Q q 0 0 0 rg BT 340.47 640.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.55 650.33 Td (5 to 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.80 640.38 Td (Y) Tj ET Q q 0 0 0 rg BT 395.47 640.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.75 650.33 Td (Over) Tj ET Q q 0 0 0 rg BT 460.31 650.33 Td ( 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.80 640.38 Td (Y) Tj ET Q q 0 0 0 rg BT 450.47 640.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 643.28 Td (T) Tj ET Q q 0 0 0 rg BT 505.55 643.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 629.33 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 629.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 629.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 629.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 629.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 629.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 616.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 616.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 616.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 616.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 616.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 616.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 603.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 603.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 603.17 Td (714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 603.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 603.17 Td (12,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 603.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 603.17 Td (26,289) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 603.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 603.17 Td (54,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 603.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 603.17 Td (94,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 590.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 590.17 Td (994) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 590.17 Td (12,898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 590.17 Td (46,292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.75 590.17 Td (654,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.75 590.17 Td (714,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 577.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 577.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.75 577.17 Td (5,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 577.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 577.17 Td (1,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 577.17 Td (6,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 564.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 564.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 564.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 564.17 Td (4,196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.25 564.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 564.17 Td (4,196) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 551.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.46 551.33 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 171.86 551.33 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 551.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.75 551.33 Td (1,708) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 551.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.75 551.33 Td (31,1) Tj ET Q q 0 0 0 rg BT 353.25 551.33 Td (14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 551.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.75 551.33 Td (76,777) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 551.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.75 551.33 Td (709,832) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 551.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.75 551.33 Td (819,431) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 538.33 Td (Fair) Tj ET Q q 0 0 0 rg BT 99.39 538.33 Td ( value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 538.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 538.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 538.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 538.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 538.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 525.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 525.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 525.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 525.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 525.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 525.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 512.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 512.17 Td (713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 512.17 Td (12,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 512.17 Td (26,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 512.17 Td (54,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 512.17 Td (93,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 499.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 499.17 Td (990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 499.17 Td (12,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 499.17 Td (44,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.75 499.17 Td (630,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.75 499.17 Td (688,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 486.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 486.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.75 486.17 Td (5,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 486.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 486.17 Td (1,165) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 486.17 Td (6,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 473.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 473.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 473.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 473.17 Td (4,166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.25 473.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 473.17 Td (4,166) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 460.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.00 460.33 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 171.67 460.33 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 460.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.75 460.33 Td (1,703) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 460.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.75 460.33 Td (30,627) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 460.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.75 460.33 Td (75,006) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 460.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.75 460.33 Td (685,989) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 460.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.75 460.33 Td (793,325) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.25 447.33 Td (T) Tj ET Q q 0 0 0 rg BT 105.00 447.33 Td (otal weighted-average yield) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.75 447.33 Td (2.52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.25 447.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.75 447.33 Td (2.78) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.25 447.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.75 447.33 Td (3.38) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.25 447.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.75 447.33 Td (2.84) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.25 447.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.75 447.33 Td (2.88) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.25 447.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 420.10 Td (Held-to-Maturity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 408.10 Td (The following table summarizes Peoples) Tj ET Q q 0 0 0 rg BT 237.33 408.10 Td ( held-to-maturity investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 357.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 357.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 357.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 357.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 357.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 331.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 331.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 331.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 331.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 331.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 305.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 305.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 305.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 305.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 305.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 279.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 279.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 279.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 279.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 279.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 253.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 253.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 253.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 253.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 253.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 227.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 227.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 227.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 227.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 227.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 357.6 m 297.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 357.6 m 352.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 357.6 m 407.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 357.6 m 462.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 357.6 m 517.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 357.6 m 297.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 292.6 m 352.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 292.6 m 407.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 292.6 m 462.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 292.6 m 517.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 292.6 m 297.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 279.6 m 297.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 292.6 m 352.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 279.6 m 352.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 292.6 m 407.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 279.6 m 407.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 292.6 m 462.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 279.6 m 462.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 292.6 m 517.5 292.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 279.6 m 517.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 279.6 m 297.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 279.6 m 352.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 279.6 m 407.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 279.6 m 462.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 279.6 m 517.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 214.60000000000002 m 352.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 214.60000000000002 m 407.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 214.60000000000002 m 462.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 214.60000000000002 m 297.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 201.60000000000002 m 297.5 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 214.60000000000002 m 352.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 201.60000000000002 m 352.5 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 214.60000000000002 m 407.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 201.60000000000002 m 407.5 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 214.60000000000002 m 462.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 201.60000000000002 m 462.5 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 214.60000000000002 m 517.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 201.60000000000002 m 517.5 201.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.00 362.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.70 372.28 Td (Amortized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.75 362.28 Td (Cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.05 382.28 Td (Gr) Tj ET Q q 0 0 0 rg BT 379.18 382.28 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.25 372.28 Td (Unr) Tj ET Q q 0 0 0 rg BT 373.38 372.28 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.95 362.28 Td (Gains) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.05 382.28 Td (Gr) Tj ET Q q 0 0 0 rg BT 434.18 382.28 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.25 372.28 Td (Unr) Tj ET Q q 0 0 0 rg BT 428.38 372.28 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.60 362.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.20 362.28 Td (Fair) Tj ET Q q 0 0 0 rg BT 485.34 362.28 Td ( ) Tj ET Q q 0 0 0 rg BT 487.66 362.28 Td (V) Tj ET Q q 0 0 0 rg BT 493.97 362.28 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 348.33 Td (September) Tj ET Q q 0 0 0 rg BT 146.01 348.33 Td ( 30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 348.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 348.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 348.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 348.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 335.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 335.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 335.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 335.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 335.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 322.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 322.17 Td (4,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 322.17 Td (438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 322.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 322.17 Td (4,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 309.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 309.17 Td (29,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 309.17 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 309.22 Td (\(1,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 309.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 309.17 Td (28,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 296.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 296.17 Td (3,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 296.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 296.22 Td (\(86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 296.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 296.17 Td (3,488) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 283.33 Td (T) Tj ET Q q 0 0 0 rg BT 118.21 283.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 283.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.15 283.33 Td (37,790) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 283.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.65 283.33 Td (517) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 283.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.80 283.38 Td (\(1,212) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 283.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 283.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.15 283.33 Td (37,095) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 270.33 Td (December) Tj ET Q q 0 0 0 rg BT 143.13 270.33 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 270.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 270.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 270.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 270.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 257.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 257.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 257.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 257.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 257.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 244.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 244.17 Td (3,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 244.17 Td (607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 244.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 244.17 Td (4,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 231.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 231.17 Td (32,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 231.17 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 231.22 Td (\(529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 231.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 231.17 Td (32,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 218.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 218.17 Td (4,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 218.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 218.22 Td (\(62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 218.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 218.17 Td (4,569) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 205.33 Td (T) Tj ET Q q 0 0 0 rg BT 117.75 205.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 205.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.15 205.33 Td (40,928) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 205.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.65 205.33 Td (876) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 205.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.30 205.38 Td (\(591) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 205.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 205.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.15 205.33 Td (41,213) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 184.10 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.74 184.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.74 184.10 Td ( gross gains or gross losses realized by Peoples from sales of held-to-maturity securities for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.43 184.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.42 184.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 172.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.04 172.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.31 172.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.74 172.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.74 172.10 Td (.) Tj ET Q endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table presents a summary of held-to-maturity investment securities that had an unrealized loss:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 691.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 691.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 691.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 691.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 691.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 691.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 691.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 691.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 691.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 691.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 691.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 655.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 655.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 655.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 655.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 655.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 655.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 655.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 655.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 655.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 655.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 655.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 619.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 619.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 619.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 619.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 619.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 619.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 619.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 619.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 619.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 619.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 619.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 583.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 583.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 583.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 583.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 583.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 583.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 583.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 583.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 583.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 583.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 583.60 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 712.6 m 226.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 712.6 m 277.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 712.6 m 322.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 712.6 m 367.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 712.6 m 417.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 712.6 m 463.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 712.6 m 508.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 712.6 m 558.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 691.6 m 185.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 712.6 m 226.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 691.6 m 226.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 691.6 m 277.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 691.6 m 322.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 691.6 m 326.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 712.6 m 367.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 691.6 m 367.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 691.6 m 417.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 691.6 m 463.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 691.6 m 467.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 712.6 m 508.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 691.6 m 508.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 691.6 m 558.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 691.6 m 185.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 632.6 m 226.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 632.6 m 277.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 632.6 m 322.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 632.6 m 367.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 632.6 m 417.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 632.6 m 463.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 632.6 m 185.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 619.6 m 185.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 632.6 m 226.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 619.6 m 226.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 632.6 m 277.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 619.6 m 277.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 632.6 m 322.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 619.6 m 322.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 632.6 m 326.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 619.6 m 326.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 632.6 m 367.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 619.6 m 367.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 632.6 m 417.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 619.6 m 417.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 632.6 m 463.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 619.6 m 463.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 632.6 m 467.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 619.6 m 467.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 632.6 m 508.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 619.6 m 508.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 632.6 m 558.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 619.6 m 558.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 619.6 m 185.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 560.6 m 226.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 560.6 m 277.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 560.6 m 322.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 560.6 m 367.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 560.6 m 417.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 560.6 m 463.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 560.6 m 185.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 547.6 m 185.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 560.6 m 226.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 547.6 m 226.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 560.6 m 277.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 547.6 m 277.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 560.6 m 322.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 547.6 m 322.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 560.6 m 326.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 547.6 m 326.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 560.6 m 367.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 547.6 m 367.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 560.6 m 417.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 547.6 m 417.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 560.6 m 463.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 547.6 m 463.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 560.6 m 467.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 547.6 m 467.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 560.6 m 508.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 547.6 m 508.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 560.6 m 558.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 547.6 m 558.5 547.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 716.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.60 717.00 Td (Less than 12 Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 717.00 Td (12 Months or) Tj ET Q q 0 0 0 rg BT 408.67 717.00 Td ( Mor) Tj ET Q q 0 0 0 rg BT 427.74 717.00 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.65 717.00 Td (T) Tj ET Q q 0 0 0 rg BT 508.24 717.00 Td (otal) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.00 696.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.30 704.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.65 695.00 Td (V) Tj ET Q q 0 0 0 rg BT 200.32 695.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.55 704.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 245.97 704.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.70 695.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 704.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.75 695.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.30 704.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.65 695.00 Td (V) Tj ET Q q 0 0 0 rg BT 341.32 695.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.05 704.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 386.47 704.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.20 695.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 704.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 695.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.30 704.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.65 695.00 Td (V) Tj ET Q q 0 0 0 rg BT 482.32 695.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.05 704.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 527.39 704.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.20 695.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 683.00 Td (September) Tj ET Q q 0 0 0 rg BT 100.41 683.00 Td ( 30, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 669.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 660.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 660.06 Td (1) Tj ET Q q 0 0 0 rg BT 202.75 660.06 Td (1,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.50 660.06 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 660.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.25 660.06 Td (1) Tj ET Q q 0 0 0 rg BT 343.75 660.06 Td (1,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 660.06 Td (944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 660.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 660.06 Td (23,086) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 660.06 Td (1,126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 646.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 637.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 637.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 637.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 637.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 637.06 Td (3,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 637.06 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 637.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 637.06 Td (3,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 637.06 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 624.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 624.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.25 624.00 Td (1) Tj ET Q q 0 0 0 rg BT 202.75 624.00 Td (1,826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.50 624.00 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 624.00 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.25 624.00 Td (14,748) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.75 624.00 Td (1,030) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 624.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 624.00 Td (26,574) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 624.00 Td (1,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 611.00 Td (December) Tj ET Q q 0 0 0 rg BT 97.81 611.00 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 597.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 588.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 588.06 Td (1,476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.50 588.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 588.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.25 588.06 Td (12,098) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 588.06 Td (525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 588.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 588.06 Td (13,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 588.06 Td (529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 574.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 565.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 565.06 Td (4,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 565.06 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 565.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 565.06 Td (4,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 565.06 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 552.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 552.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 552.00 Td (1,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.50 552.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 552.00 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.25 552.00 Td (16,667) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 552.00 Td (587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 552.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 552.00 Td (18,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 552.00 Td (591) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 530.10 Td (The table below presents the amortized cost, fair value and total weighted-average yield of held-to-maturity securities by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.10 Td (contractual maturity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.02 518.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.28 518.10 Td (.) Tj ET Q q 0 0 0 rg BT 234.60 518.10 Td (The weighted-average yields are based on the amortized cost.In some cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.10 Td (issuers may have the right to call or prepay obligations without call or prepayment penalties prior to the contractual maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.10 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.75 288.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 456.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 430.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 404.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 378.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 352.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 326.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 300.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 300.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 456.6 m 263.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 456.6 m 318.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 456.6 m 373.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 456.6 m 428.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 456.6 m 483.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 456.6 m 538.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 391.6 m 318.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 391.6 m 373.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 391.6 m 428.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 391.6 m 483.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 391.6 m 263.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 378.6 m 263.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 391.6 m 318.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 378.6 m 318.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 391.6 m 373.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 378.6 m 373.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 391.6 m 428.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 378.6 m 428.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 391.6 m 483.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 378.6 m 483.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 391.6 m 538.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 378.6 m 538.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 313.6 m 318.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 313.6 m 373.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 313.6 m 428.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 313.6 m 483.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 313.6 m 263.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 300.6 m 263.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 313.6 m 318.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 300.6 m 318.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 313.6 m 373.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 300.6 m 373.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 313.6 m 428.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 300.6 m 428.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 313.6 m 483.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 300.6 m 483.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 313.6 m 538.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 300.6 m 538.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 287.6 m 263.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 300.6 m 318.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 287.6 m 318.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 300.6 m 373.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 287.6 m 373.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 300.6 m 428.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 287.6 m 428.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 300.6 m 483.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 287.6 m 483.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 300.6 m 538.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 287.6 m 538.75 287.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.25 461.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.05 468.33 Td (W) Tj ET Q q 0 0 0 rg BT 281.96 468.33 Td (ithin 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 287.47 458.38 Td (ear) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.05 468.33 Td (1 to 5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 340.47 458.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.55 468.33 Td (5 to 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 395.47 458.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.75 468.33 Td (Over) Tj ET Q q 0 0 0 rg BT 460.31 468.33 Td ( 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 450.47 458.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 461.28 Td (T) Tj ET Q q 0 0 0 rg BT 505.55 461.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 447.33 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 434.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 421.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 421.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 421.17 Td (309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 421.17 Td (2,982) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 421.17 Td (1,160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 421.17 Td (4,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 408.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 408.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 408.17 Td (428) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 408.17 Td (8,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 408.17 Td (21,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 408.17 Td (29,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 395.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 395.17 Td (3,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 395.17 Td (3,574) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 382.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.46 382.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.25 382.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 382.33 Td (737) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.75 382.33 Td (1) Tj ET Q q 0 0 0 rg BT 395.75 382.33 Td (1,042) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.75 382.33 Td (26,01) Tj ET Q q 0 0 0 rg BT 468.25 382.33 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.75 382.33 Td (37,790) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 369.33 Td (Fair) Tj ET Q q 0 0 0 rg BT 99.39 369.33 Td ( value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 356.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 343.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 343.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 343.17 Td (309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 343.17 Td (3,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 343.17 Td (1,170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 343.17 Td (4,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 330.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 330.17 Td (415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 330.17 Td (8,028) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 330.17 Td (20,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 330.17 Td (28,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 317.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 317.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 317.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 317.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 317.17 Td (3,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 317.17 Td (3,488) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 304.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.00 304.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.25 304.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 304.33 Td (724) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.75 304.33 Td (1) Tj ET Q q 0 0 0 rg BT 395.75 304.33 Td (1,438) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.75 304.33 Td (24,933) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.75 304.33 Td (37,095) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.25 291.33 Td (T) Tj ET Q q 0 0 0 rg BT 105.00 291.33 Td (otal weighted-average yield) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.25 291.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.75 291.33 Td (2.97) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.75 291.33 Td (3.08) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.75 291.33 Td (2.70) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.75 291.33 Td (2.82) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.25 291.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 264.10 Td (Other) Tj ET Q q 0 0 0 rg BT 79.37 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.87 264.10 Td (Investment ) Tj ET Q q 0 0 0 rg BT 132.14 264.10 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 252.10 Td (Peoples' other investment securities on the Consolidated Balance Sheet consist lar) Tj ET Q q 0 0 0 rg BT 399.66 252.10 Td (gely of shares of FHLB of Cincinnati ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 240.10 Td (and FRB of Cleveland, and equity investment securities. ) Tj ET Q q 0 0 0 rg BT 284.24 240.10 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 444.49 240.10 Td (ASU 2016-01, resulting in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 228.10 Td (the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 329.53 228.10 Td (-sale investment securities to other investment securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 210.10 Td (The following table summarizes the carrying value of Peoples' other investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 178.60 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 178.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 178.60 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 152.60 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 152.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 152.60 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 126.60 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 126.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 126.60 87.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 178.60000000000002 m 356.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 178.60000000000002 m 446.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 178.60000000000002 m 533.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 126.60000000000002 m 356.5 126.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 126.60000000000002 m 446.5 126.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 126.60000000000002 m 533.5 126.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 113.60000000000002 m 356.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 113.60000000000002 m 446.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 126.60000000000002 m 533.5 126.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 113.60000000000002 m 533.5 113.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.00 183.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.25 183.28 Td (September) Tj ET Q q 0 0 0 rg BT 405.26 183.28 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.15 183.28 Td (December) Tj ET Q q 0 0 0 rg BT 492.27 183.28 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 169.17 Td (FHLB stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 169.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 169.17 Td (29,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 169.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 169.17 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 156.17 Td (FRB stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 156.17 Td (12,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 156.17 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 143.17 Td (Equity investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 143.17 Td (278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 143.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 130.17 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 130.17 Td (1,104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 130.17 Td (60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 96.00 117.33 Td (T) Tj ET Q q 0 0 0 rg BT 101.75 117.33 Td (otal other) Tj ET Q q 0 0 0 rg BT 142.95 117.33 Td ( investment securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 117.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.15 117.33 Td (43,044) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 117.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.15 117.33 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 99.70 Td ( ) Tj ET Q q 0 0 0 rg BT 81.00 99.70 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 90.13 99.70 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 202.31 99.70 Td (ASU 2016-01, resulting in the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 471.21 99.70 Td (-sale investment ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 90.10 Td ( securities to other investment securitie) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.44 90.10 Td (s. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 68.50 Td ( ) Tj ET Q q 0 0 0 rg BT 76.45 68.50 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.95 68.50 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.21 68.50 Td (, there were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.63 68.50 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.63 68.50 Td ( equity investment securities of a single issuer that exceeded 10% of Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 56.50 Td (stockholders' equity) Tj ET Q q 0 0 0 rg BT 133.19 56.50 Td (. ) Tj ET Q endstream endobj 37 0 obj <>] /Rotate 0 /Contents 38 0 R>> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Pledged ) Tj ET Q q 0 0 0 rg BT 90.39 742.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (Peoples had pledged available-for) Tj ET Q q 0 0 0 rg BT 207.58 730.25 Td (-sale investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.57 730.25 Td ($514.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.47 730.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.90 730.25 Td ($522.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.80 730.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 718.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.70 718.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.29 718.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 284.95 718.25 Td (, and held-to-maturity investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.25 Td ($17.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.89 706.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.33 706.25 Td ($18.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.22 706.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.44 706.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.70 706.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.14 706.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.72 706.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 424.39 706.25 Td (, to secure public and trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.25 Td (department deposits, and repurchase agreements in accordance with federal and state requirements.Peoples also pledged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (available-for) Tj ET Q q 0 0 0 rg BT 104.88 682.25 Td (-sale investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.87 682.25 Td ($61.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.76 682.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.20 682.25 Td ($6.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.09 682.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.31 682.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.57 682.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 670.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 185.25 670.25 Td (, and held-to-maturity securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.46 670.25 Td ($17.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.35 670.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.79 670.25 Td ($19.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.68 670.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 658.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.70 658.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.29 658.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 284.95 658.25 Td (, to secure additional borrowing capacity at the FHLB and the FRB.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 622.25 Td (Note 4 Loans) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 612.25 m 576 612.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 598.25 Td (Peoples' loan portfolio consists of various types of loans originated primarily as a result of lending opportunities within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 586.25 Td (Peoples' primary market areas of northeastern, central, southwestern and southeastern Ohio, west central ) Tj ET Q q 0 0 0 rg BT 474.37 586.25 Td (W) Tj ET Q q 0 0 0 rg BT 483.00 586.25 Td (est ) Tj ET Q q 0 0 0 rg BT 496.43 586.25 Td (V) Tj ET Q q 0 0 0 rg BT 503.05 586.25 Td (ir) Tj ET Q q 0 0 0 rg BT 508.98 586.25 Td (ginia, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.25 Td (northeastern Kentucky) Tj ET Q q 0 0 0 rg BT 144.15 574.25 Td (. ) Tj ET Q q 0 0 0 rg BT 151.10 574.25 Td (Acquired loans consist of loans purchased in 2012 or thereafter) Tj ET Q q 0 0 0 rg BT 403.53 574.25 Td (. Loans that were acquired and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.25 Td (subsequently re-underwritten, are reported as originated upon execution of such credit actions \(for example, renewals and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 550.25 Td (increases in lines of credit\). ) Tj ET Q q 0 0 0 rg BT 169.05 550.25 Td (The major classifications of loan balances \(in each case, net of deferred fees and costs\) excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.25 Td (loans held for sale, were as follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 496.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 496.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 496.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 468.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 468.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 468.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 440.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 440.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 440.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 412.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 412.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 412.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 384.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 384.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 384.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 356.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 356.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 356.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 328.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 328.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 328.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 300.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 300.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 300.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 272.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 272.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 272.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 244.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 244.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 244.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 216.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 216.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 216.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 188.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 188.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 188.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 496.75 m 334.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 496.75 m 404.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 496.75 m 474.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 454.75 m 404.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 454.75 m 474.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 370.75 m 404.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 370.75 m 474.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 342.75 m 474.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 342.75 m 334.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 328.75 m 334.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 342.75 m 404.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 328.75 m 404.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 342.75 m 474.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 328.75 m 474.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 328.75 m 334.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 328.75 m 404.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 328.75 m 474.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 286.75 m 404.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 286.75 m 474.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 202.75 m 404.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 202.75 m 474.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 188.75 m 334.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 174.75 m 334.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 188.75 m 404.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 174.75 m 404.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 188.75 m 474.5 188.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 174.75 m 474.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 174.75 m 334.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 160.75 m 334.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 174.75 m 404.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 160.75 m 404.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 174.75 m 474.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 160.75 m 474.5 160.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.00 501.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.50 511.43 Td (September) Tj ET Q q 0 0 0 rg BT 384.51 511.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 501.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.90 511.43 Td (December) Tj ET Q q 0 0 0 rg BT 453.02 511.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 501.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.00 487.43 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 473.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 473.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 473.32 Td (103,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 473.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 473.32 Td (107,1) Tj ET Q q 0 0 0 rg BT 460.65 473.32 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 459.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 459.32 Td (630,720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 459.32 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 445.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 445.32 Td (734,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 445.32 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 431.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 431.32 Td (510,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 431.32 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 417.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 417.32 Td (299,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 417.32 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 403.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 403.32 Td (92,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 403.32 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 389.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 389.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 389.32 Td (396,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 389.32 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 375.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 375.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 375.32 Td (72,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 375.32 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 361.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 361.32 Td (469,302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 361.32 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 347.32 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 347.32 Td (649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 347.32 Td (849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 333.43 Td (T) Tj ET Q q 0 0 0 rg BT 169.21 333.43 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 333.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 333.43 Td (2,107,484) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 333.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.65 333.43 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.00 319.43 Td (Acquir) Tj ET Q q 0 0 0 rg BT 186.82 319.43 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 305.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 305.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 305.32 Td (13,050) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 305.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 305.32 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 291.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 291.32 Td (191,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 291.32 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 277.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 277.32 Td (205,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 277.32 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 263.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 263.32 Td (41,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 263.32 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 249.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 249.32 Td (308,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 249.32 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 235.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 235.32 Td (42,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 235.32 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 221.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 221.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 221.32 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 221.32 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 207.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 207.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 207.32 Td (2,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 207.32 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 193.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 193.32 Td (2,873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 193.32 Td (1,476) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 179.43 Td (T) Tj ET Q q 0 0 0 rg BT 169.21 179.43 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 215.05 179.43 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 179.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.15 179.43 Td (600,243) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 179.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.15 179.43 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 165.43 Td (Loans, net of deferr) Tj ET Q q 0 0 0 rg BT 247.25 165.43 Td (ed fees and costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 165.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 165.43 Td (2,707,727) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 165.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.65 165.43 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 39 0 obj <>] /Rotate 0 /Contents 40 0 R>> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (deterioration of credit quality since origination, and for which it was probable that all contractually required payments would not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (be collected. ) Tj ET Q q 0 0 0 rg BT 109.35 718.10 Td (The carrying amounts of these purchased credit impaired loans included in the loan balances above are summarized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 665.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 665.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 665.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 637.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 637.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 637.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 609.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 609.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 609.60 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 665.6 m 319.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 665.6 m 389.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 665.6 m 459.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 665.6 m 319.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 665.6 m 389.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 665.6 m 459.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 609.6 m 389.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 609.6 m 459.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 609.6 m 319.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 609.6 m 389.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 595.6 m 389.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 609.6 m 459.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 595.6 m 319.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 581.6 m 319.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 595.6 m 389.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 581.6 m 389.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 595.6 m 459.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 581.6 m 459.5 581.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.00 670.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.50 680.28 Td (September) Tj ET Q q 0 0 0 rg BT 369.51 680.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 670.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.90 680.28 Td (December) Tj ET Q q 0 0 0 rg BT 438.02 680.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 670.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 656.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 656.17 Td (12,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 656.17 Td (8,1) Tj ET Q q 0 0 0 rg BT 445.65 656.17 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 642.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 642.17 Td (1,343) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 642.17 Td (767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 628.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 628.17 Td (20,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 628.17 Td (19,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 614.17 Td (Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.65 614.17 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.65 614.17 Td (33) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.00 600.28 Td (T) Tj ET Q q 0 0 0 rg BT 184.21 600.28 Td (otal outstanding balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.00 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 600.28 Td (34,704) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 600.28 Td (28,449) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.00 586.28 Td (Net carrying amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.00 586.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 586.28 Td (23,639) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 586.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 586.28 Td (19,564) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 564.10 Td (Changes in the accretable yield for purchased credit impaired loans for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.43 564.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 564.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.48 564.10 Td (September30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.74 564.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 135.00 523.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 523.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 523.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 135.00 495.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 495.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 495.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 135.00 467.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 467.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 467.60 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 523.6 m 360 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 523.6 m 427 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 523.6 m 494 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 523.6 m 427 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 523.6 m 494 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 453.6 m 494 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 453.6 m 360 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 439.6 m 360 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 453.6 m 427 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 439.6 m 427 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 453.6 m 494 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 439.6 m 494 439.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 137.50 528.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 538.28 Td (September) Tj ET Q q 0 0 0 rg BT 408.51 538.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.00 528.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 538.28 Td (September) Tj ET Q q 0 0 0 rg BT 475.42 538.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 528.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.50 514.17 Td (Balance, beginning of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 514.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 514.17 Td (6,704) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 514.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 514.17 Td (7,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.50 500.17 Td (Reclassification from nonaccretable to accretable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 500.17 Td (2,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 500.17 Td (1,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.50 486.17 Td (Additions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.50 472.17 Td (ASB Financial Corp. \(preliminary\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 472.17 Td (2,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 472.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.50 458.17 Td (Accretion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 458.22 Td (\(1,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 458.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 458.22 Td (\(1,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 458.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 137.50 444.28 Td (Balance, September) Tj ET Q q 0 0 0 rg BT 222.30 444.28 Td ( 30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.65 444.28 Td (9,378) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.65 444.28 Td (7,138) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 422.10 Td (Peoples completes annual re-estimations of cash flows on acquired purchased credit impaired loans in ) Tj ET Q q 0 0 0 rg BT 481.88 422.10 Td (August of each year) Tj ET Q q 0 0 0 rg BT 561.57 422.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.10 Td (At the end of each quarter) Tj ET Q q 0 0 0 rg BT 157.72 410.10 Td (, Peoples evaluates factors to determine if a material change has occurred in acquired loans accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.10 Td (for and if a re-estimation is needed. Factors evaluated to determine if a re-estimation is needed include changes in: risk ratings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.10 Td (maturity dates, char) Tj ET Q q 0 0 0 rg BT 132.96 386.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 153.87 386.10 Td (fs, payof) Tj ET Q q 0 0 0 rg BT 188.68 386.10 Td (fs, nonaccrual status and loans that have become past due. Prepayments af) Tj ET Q q 0 0 0 rg BT 487.85 386.10 Td (fect the estimated life ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.10 Td (of the loans and could change the amount of interest income, and possibly the amount of principal, expected to be collected. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.10 Td (reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary) Tj ET Q q 0 0 0 rg BT 418.77 362.10 Td (. Peoples evaluates changes quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 350.10 Td (and compares the new estimated cash flows to those at the previous cash flow re-estimation date and the related materiality of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 338.10 Td (changes, and when compared to the total loan portfolio, the dif) Tj ET Q q 0 0 0 rg BT 304.85 338.10 Td (ferences in estimated cash flows at the most recent cash flow re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 326.10 Td (estimation date compared to the previous cash flow re-estimation date would not have a material impact on amounts recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 314.10 Td (since the last re-estimation. Peoples completed a re-estimation of cash flows on purchased credit impaired loans in ) Tj ET Q q 0 0 0 rg BT 518.86 314.10 Td (August 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.10 Td (resulting in the reclassification from nonaccretable to accretable yield shown in the table above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 284.10 Td (Cash flows expected to be collected on purchased credit impaired loans are estimated by incorporating several key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 272.10 Td (assumptions, similar to the initial estimate of fair value. ) Tj ET Q q 0 0 0 rg BT 281.55 272.10 Td (These key assumptions include probability of default and the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 260.10 Td (actual prepayments after the acquisition date. Prepayments af) Tj ET Q q 0 0 0 rg BT 301.78 260.10 Td (fect the estimated life of the loans and could change the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 248.10 Td (interest income and possibly the principal expected to be collected. In re-forecasting future estimated cash flows, credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 236.10 Td (expectations are adjusted as necessary) Tj ET Q q 0 0 0 rg BT 206.06 236.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 218.10 Td (Pledged Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 200.10 Td (Peoples pledges certain loans secured by 1-4 family and multifamily residential mortgages under a blanket collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.10 Td (agreement to secure borrowings from the FHLB of Cincinnati. ) Tj ET Q q 0 0 0 rg BT 309.03 188.10 Td (The amount of such pledged loans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.71 188.10 Td ($524.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.60 188.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 176.10 Td ($487.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.89 176.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.11 176.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.37 176.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.81 176.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.39 176.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 356.06 176.10 Td (. Peoples also pledges commercial loans to secure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.10 Td (borrowings with the FRB of Cleveland. ) Tj ET Q q 0 0 0 rg BT 217.14 164.10 Td (The outstanding balances of these loans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.47 164.10 Td ($198.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.36 164.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 164.10 Td ($74.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.69 164.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 152.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 152.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.70 152.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.29 152.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 284.95 152.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 128.10 Td (Nonaccrual and Past Due Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 116.10 Td (A) Tj ET Q q 0 0 0 rg BT 78.67 116.10 Td ( loan is considered past due if any required principal and interest payments have not been received as of the date such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 104.10 Td (payments were required to be made under the terms of the loan agreement. ) Tj ET Q q 0 0 0 rg BT 357.50 104.10 Td (A) Tj ET Q q 0 0 0 rg BT 364.17 104.10 Td ( loan may be placed on nonaccrual status regardless ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 92.10 Td (of whether or not such loan is considered past due. ) Tj ET Q endstream endobj 41 0 obj <>] /Rotate 0 /Contents 42 0 R>> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The recorded investments in loans on nonaccrual status and loans delinquent for 90 days or more and accruing were as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.75 372.10 Td ( ) Tj ET Q 1 1 1 rg /GS0 gs 63.75 719.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 681.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 681.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 681.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 681.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 681.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 681.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 652.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 652.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 652.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 652.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 652.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 652.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 622.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 622.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 622.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 622.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 622.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 622.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 592.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 592.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 592.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 592.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 592.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 592.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 562.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 562.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 562.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 562.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 562.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 562.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 532.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 532.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 532.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 532.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 532.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 532.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 504.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 504.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 504.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 504.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 504.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 504.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 474.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 474.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 474.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 474.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 474.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 474.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 444.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 444.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 444.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 444.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 444.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 444.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 414.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 414.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 414.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 414.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 414.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 414.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 385.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 385.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 385.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 385.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 385.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 385.60 90.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 705.6 m 303.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 705.6 m 383.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 705.6 m 477.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 705.6 m 567.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 681.6 m 223.75 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 705.6 m 303.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 681.6 m 303.75 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 705.6 m 383.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 681.6 m 383.75 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 681.6 m 387.75 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 705.6 m 477.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 681.6 m 477.75 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 705.6 m 567.75 705.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 681.6 m 567.75 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 637.6 m 303.75 637.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 637.6 m 383.75 637.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 637.6 m 387.75 637.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 637.6 m 477.75 637.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 637.6 m 567.75 637.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 547.6 m 303.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 547.6 m 383.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 547.6 m 387.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 547.6 m 477.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 547.6 m 567.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 532.6 m 303.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 547.6 m 383.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 532.6 m 383.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 532.6 m 387.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 547.6 m 477.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 532.6 m 477.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 547.6 m 567.75 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 532.6 m 567.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 532.6 m 223.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 518.6 m 223.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 532.6 m 303.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 518.6 m 303.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 532.6 m 383.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 518.6 m 383.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 518.6 m 387.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 532.6 m 477.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 518.6 m 477.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 532.6 m 567.75 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 518.6 m 567.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 518.6 m 223.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 518.6 m 303.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 518.6 m 383.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 518.6 m 387.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 518.6 m 477.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 518.6 m 567.75 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 474.6 m 303.75 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 474.6 m 383.75 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 474.6 m 387.75 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 474.6 m 477.75 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 474.6 m 567.75 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 399.6 m 223.75 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 385.6 m 223.75 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 399.6 m 303.75 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 385.6 m 303.75 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 399.6 m 383.75 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 385.6 m 383.75 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 399.6 m 387.75 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 385.6 m 387.75 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 399.6 m 477.75 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 385.6 m 477.75 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 399.6 m 567.75 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 385.6 m 567.75 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 371.6 m 223.75 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 371.6 m 303.75 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 371.6 m 383.75 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 371.6 m 387.75 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 371.6 m 477.75 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 371.6 m 567.75 371.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.20 710.28 Td (Nonaccrual Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 710.28 Td (Loans 90+ Days Past Due and ) Tj ET Q q 0 0 0 rg BT 522.33 710.28 Td (Accruing) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.25 686.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 232.75 696.28 Td (September) Tj ET Q q 0 0 0 rg BT 278.76 696.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.25 686.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 696.28 Td (December) Tj ET Q q 0 0 0 rg BT 357.37 696.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.25 686.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.75 696.28 Td (September) Tj ET Q q 0 0 0 rg BT 447.76 696.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.25 686.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.15 696.28 Td (December) Tj ET Q q 0 0 0 rg BT 536.27 696.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.25 686.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.25 672.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 657.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.25 657.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 657.27 Td (725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 657.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 657.27 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.25 657.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 657.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.25 657.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 657.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 642.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 642.27 Td (6,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 642.27 Td (6,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 642.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 642.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 627.27 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 627.27 Td (7,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 627.27 Td (7,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 627.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 627.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 612.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 612.27 Td (1,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 612.27 Td (739) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 612.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 612.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 597.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 597.27 Td (3,842) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 597.27 Td (3,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 597.27 Td (373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 597.27 Td (548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 582.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 582.27 Td (582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 582.27 Td (550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 582.27 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 582.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 567.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 107.16 567.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 567.27 Td (405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 567.27 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 567.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 567.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 552.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 107.16 552.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.90 552.27 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 552.27 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 552.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 552.27 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 537.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 537.27 Td (436) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 537.27 Td (295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 537.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 537.27 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 523.28 Td (T) Tj ET Q q 0 0 0 rg BT 78.46 523.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.40 523.28 Td (13,605) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 523.28 Td (12,761) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.90 523.28 Td (457) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 548.90 523.28 Td (614) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.25 509.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 96.07 509.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 494.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.25 494.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.90 494.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 494.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 494.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.25 494.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 494.27 Td (401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.25 494.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 494.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 479.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 479.27 Td (225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 479.27 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 479.27 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 479.27 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 464.27 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 464.27 Td (225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 464.27 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 464.27 Td (461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 464.27 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 449.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.90 449.27 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 449.27 Td (259) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 449.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 449.27 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 434.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 434.27 Td (1,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 434.27 Td (2,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 434.27 Td (965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 434.27 Td (730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 419.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 419.27 Td (374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 419.27 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 419.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 419.27 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 404.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 106.96 404.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.90 404.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 404.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.90 404.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 404.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 390.28 Td (T) Tj ET Q q 0 0 0 rg BT 78.46 390.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 124.30 390.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 390.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.40 390.28 Td (2,630) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 390.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.40 390.28 Td (2,931) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 390.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 390.28 Td (1,428) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 390.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.40 390.28 Td (1,012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 376.28 Td (T) Tj ET Q q 0 0 0 rg BT 78.00 376.28 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.40 376.28 Td (16,235) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 376.28 Td (15,692) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 376.28 Td (1,885) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.40 376.28 Td (1,626) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 348.10 Td ( ) Tj ET Q endstream endobj 43 0 obj <>] /Rotate 0 /Contents 44 0 R>> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table presents the aging of the recorded investment in past due loans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 697.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 697.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 697.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 669.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 669.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 669.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 641.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 641.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 641.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 613.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 613.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 613.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 585.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 585.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 585.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 557.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 557.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 557.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 529.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 529.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 529.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 501.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 501.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 501.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 473.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 473.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 473.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 445.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 445.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 445.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 417.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 417.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 417.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 389.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 389.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 389.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 361.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 361.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 361.60 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 711.6 m 270.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 711.6 m 330.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 711.6 m 390.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 711.6 m 450.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 697.6 m 210.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 697.6 m 270.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 697.6 m 330.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 697.6 m 390.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 697.6 m 450.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 697.6 m 454.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 697.6 m 514.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 697.6 m 575.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 697.6 m 210.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 641.6 m 270.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 641.6 m 330.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 641.6 m 390.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 641.6 m 450.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 641.6 m 454.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 641.6 m 514.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 641.6 m 575.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 557.6 m 270.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 557.6 m 330.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 557.6 m 390.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 557.6 m 450.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 557.6 m 454.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 557.6 m 514.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 557.6 m 575.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 529.6 m 210.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 515.6 m 210.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 529.6 m 270.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 515.6 m 270.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 529.6 m 330.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 515.6 m 330.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 529.6 m 390.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 515.6 m 390.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 529.6 m 450.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 515.6 m 450.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 529.6 m 454.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 515.6 m 454.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 529.6 m 514.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 515.6 m 514.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 529.6 m 575.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 515.6 m 575.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 473.6 m 270.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 473.6 m 330.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 473.6 m 390.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 473.6 m 450.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 473.6 m 454.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 473.6 m 514.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 473.6 m 575.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 389.6 m 270.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 389.6 m 330.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 389.6 m 390.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 389.6 m 450.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 389.6 m 454.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 389.6 m 514.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 389.6 m 575.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 375.6 m 270.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 389.6 m 330.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 375.6 m 330.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 389.6 m 390.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 375.6 m 390.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 389.6 m 450.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 375.6 m 450.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 389.6 m 454.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 375.6 m 454.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 389.6 m 514.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 375.6 m 514.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 389.6 m 575.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 375.6 m 575.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 375.6 m 210.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 361.6 m 210.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 375.6 m 270.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 361.6 m 270.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 375.6 m 330.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 361.6 m 330.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 375.6 m 390.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 361.6 m 390.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 375.6 m 450.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 361.6 m 450.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 375.6 m 454.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 361.6 m 454.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 375.6 m 514.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 361.6 m 514.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 375.6 m 575.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 361.6 m 575.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 361.6 m 210.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 347.6 m 210.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 361.6 m 270.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 347.6 m 270.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 361.6 m 330.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 347.6 m 330.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 361.6 m 390.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 347.6 m 390.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 361.6 m 450.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 347.6 m 450.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 361.6 m 454.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 347.6 m 454.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 361.6 m 514.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 347.6 m 514.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 361.6 m 575.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 347.6 m 575.5 347.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.65 716.28 Td (Loans Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.55 712.28 Td (Curr) Tj ET Q q 0 0 0 rg BT 488.03 712.28 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.90 702.28 Td (Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.55 712.28 Td (T) Tj ET Q q 0 0 0 rg BT 539.30 712.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.40 702.28 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.00 702.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.85 702.28 Td (30 - 59 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 702.28 Td (60 - 89 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.05 702.28 Td (90 + Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.05 702.28 Td (T) Tj ET Q q 0 0 0 rg BT 414.80 702.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 688.28 Td (September) Tj ET Q q 0 0 0 rg BT 102.01 688.28 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 674.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 660.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 660.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 660.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 660.17 Td (725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 660.17 Td (725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 660.17 Td (102,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 660.17 Td (103,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 646.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 646.17 Td (521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 646.17 Td (601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 646.17 Td (6,418) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 646.17 Td (7,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 646.17 Td (623,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 646.17 Td (630,720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 632.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 632.17 Td (521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 632.17 Td (601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 632.17 Td (7,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 632.17 Td (8,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 632.17 Td (726,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 632.17 Td (734,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 618.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 618.17 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 618.17 Td (865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 618.17 Td (988) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 618.17 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 618.17 Td (508,1) Tj ET Q q 0 0 0 rg BT 500.65 618.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 618.17 Td (510,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 604.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 604.17 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 604.17 Td (2,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 604.17 Td (2,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 604.17 Td (5,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 604.17 Td (294,272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 604.17 Td (299,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 590.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 590.17 Td (320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 590.17 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 590.17 Td (410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 590.17 Td (792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 590.17 Td (92,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 590.17 Td (92,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 576.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 576.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 576.17 Td (2,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 576.17 Td (222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 576.17 Td (220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 576.17 Td (2,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 576.17 Td (393,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 576.17 Td (396,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 562.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 562.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 562.17 Td (289) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 562.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 562.17 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 562.17 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 562.17 Td (72,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 562.17 Td (72,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 548.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 548.17 Td (2,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 548.17 Td (227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 548.17 Td (240) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 548.17 Td (3,064) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 548.17 Td (466,238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 548.17 Td (469,302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 534.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 534.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 534.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 534.17 Td () Tj ET 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464.17 Td (205,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 450.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 450.17 Td (1,263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 450.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 450.17 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 450.17 Td (1,298) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 450.17 Td (39,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 450.17 Td (41,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 436.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 436.17 Td (1,382) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 436.17 Td (1,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 436.17 Td (1,963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 436.17 Td (4,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 436.17 Td (303,618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 436.17 Td (308,178) Tj ET Q BT /F1 10.00 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 552.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 552.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 552.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 552.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 552.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 552.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 524.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 524.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 524.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 524.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 524.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 524.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 524.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 524.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 496.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 496.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 496.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 468.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 468.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 468.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 468.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 468.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 468.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 468.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 468.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 440.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 440.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 440.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 412.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 412.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 412.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 384.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 384.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 384.50 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 734.5 m 270.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 734.5 m 330.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 734.5 m 390.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 734.5 m 450.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 720.5 m 210.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 720.5 m 270.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 720.5 m 330.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 720.5 m 390.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 720.5 m 450.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 720.5 m 454.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 720.5 m 514.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 720.5 m 575.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 664.5 m 270.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 664.5 m 330.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 664.5 m 390.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 664.5 m 450.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 664.5 m 454.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 664.5 m 514.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 664.5 m 575.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 580.5 m 270.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 580.5 m 330.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 580.5 m 390.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 580.5 m 450.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 580.5 m 454.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 580.5 m 514.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 580.5 m 575.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 580.5 m 330.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 580.5 m 390.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 580.5 m 450.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 580.5 m 454.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 580.5 m 514.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 580.5 m 575.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 552.5 m 270.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 552.5 m 330.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 552.5 m 390.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 552.5 m 575.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 552.5 m 210.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 538.5 m 210.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 552.5 m 270.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 538.5 m 270.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 552.5 m 330.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 538.5 m 330.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 552.5 m 390.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 538.5 m 390.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 552.5 m 450.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 538.5 m 450.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 552.5 m 454.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 538.5 m 454.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 552.5 m 514.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 538.5 m 514.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 552.5 m 575.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 538.5 m 575.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 538.5 m 270.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 538.5 m 330.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 538.5 m 390.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 538.5 m 450.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 538.5 m 454.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 538.5 m 514.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 538.5 m 575.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 496.5 m 270.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 496.5 m 330.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 496.5 m 390.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 496.5 m 450.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 496.5 m 454.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 496.5 m 514.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 496.5 m 575.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 412.5 m 270.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 412.5 m 330.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 412.5 m 390.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 412.5 m 450.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 412.5 m 454.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 412.5 m 514.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 412.5 m 575.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 398.5 m 210.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 384.5 m 210.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 398.5 m 270.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 384.5 m 270.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 398.5 m 330.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 384.5 m 330.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 398.5 m 390.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 384.5 m 390.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 398.5 m 450.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 384.5 m 450.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 398.5 m 454.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 384.5 m 454.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 398.5 m 514.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 384.5 m 514.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 398.5 m 575.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 384.5 m 575.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 384.5 m 210.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 370.5 m 210.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 384.5 m 270.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 370.5 m 270.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 384.5 m 330.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 370.5 m 330.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 384.5 m 390.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 370.5 m 390.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 384.5 m 450.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 370.5 m 450.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 384.5 m 454.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 370.5 m 454.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 384.5 m 514.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 370.5 m 514.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 384.5 m 575.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 370.5 m 575.5 370.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.65 739.18 Td (Loans Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.55 735.18 Td (Curr) Tj ET Q q 0 0 0 rg BT 488.03 735.18 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.90 725.18 Td (Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.55 735.18 Td (T) Tj ET Q q 0 0 0 rg BT 539.30 735.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.40 725.18 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.00 724.95 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.85 725.18 Td (30 - 59 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 725.18 Td (60 - 89 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.05 725.18 Td (90 + Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.05 725.18 Td (T) Tj ET Q q 0 0 0 rg BT 414.80 725.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 711.18 Td (December) Tj ET Q q 0 0 0 rg BT 99.22 711.18 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 697.18 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 683.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 683.07 Td (107,1) Tj ET Q q 0 0 0 rg BT 500.65 683.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 683.07 Td (107,1) Tj ET Q q 0 0 0 rg BT 561.65 683.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 669.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 669.07 Td (990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 669.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 669.07 Td (6,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 669.07 Td (7,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 669.07 Td (587,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 669.07 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 655.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 655.07 Td (990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 655.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 655.07 Td (6,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 655.07 Td (7,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 655.07 Td (695,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 655.07 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 641.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 641.07 Td (1,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 641.07 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 641.07 Td (706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 641.07 Td (2,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 641.07 Td (435,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 641.07 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 627.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 627.07 Td (4,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 627.07 Td (1,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 627.07 Td (2,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 627.07 Td (8,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 627.07 Td (296,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 627.07 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 613.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 613.07 Td (502) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 613.07 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 613.07 Td (395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 613.07 Td (977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 613.07 Td (87,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 613.07 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 599.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 599.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 599.07 Td (2,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 599.07 Td (648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 599.07 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 599.07 Td (2,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 599.07 Td (337,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 599.07 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 585.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 585.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 585.07 Td (417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 585.07 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 585.07 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 585.07 Td (51) Tj ET Q q 0 0 0 rg BT 441.65 585.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 585.07 Td (66,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 585.07 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 571.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 571.07 Td (2,570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 571.07 Td (694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 571.07 Td (153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 571.07 Td (3,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 571.07 Td (403,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 571.07 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 557.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 557.07 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 557.07 Td (849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 543.18 Td (T) Tj ET Q q 0 0 0 rg BT 68.21 543.18 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 543.18 Td (10,047) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 543.18 Td (2,100) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 543.18 Td (10,154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 543.18 Td (22,301) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 543.18 Td (1,919,989) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 543.18 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 529.18 Td (Acquir) Tj ET Q q 0 0 0 rg BT 85.82 529.18 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 515.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 515.07 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 515.07 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 501.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 501.07 Td (775) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 501.07 Td (948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 501.07 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 501.07 Td (2,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 501.07 Td (163,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 501.07 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 487.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 487.07 Td (775) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 487.07 Td (948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 487.07 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 487.07 Td (2,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 487.07 Td (171,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 487.07 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 473.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 473.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 473.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 473.07 Td (171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 473.07 Td (172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 473.07 Td (34,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 473.07 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 459.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 459.07 Td (4,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 459.07 Td (1,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 459.07 Td (1,910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 459.07 Td (7,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 459.07 Td (176,907) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 459.07 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 445.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 445.07 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 445.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 445.07 Td (301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 445.07 Td (427) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 445.07 Td (20,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 445.07 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 431.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 431.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 431.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 431.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 431.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 431.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 431.07 Td (326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 431.07 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 417.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 417.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 417.07 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 417.07 Td (1) Tj ET Q q 0 0 0 rg BT 321.65 417.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 417.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 417.07 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 417.07 Td (1,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 417.07 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 403.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 403.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 403.07 Td (1) Tj ET Q q 0 0 0 rg BT 321.65 403.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 403.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 403.07 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 403.07 Td (1,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 403.07 Td (1,476) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 389.18 Td (T) Tj ET Q q 0 0 0 rg BT 68.21 389.18 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 114.05 389.18 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.15 389.18 Td (5,570) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 389.18 Td (2,351) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.15 389.18 Td (2,694) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 389.18 Td (10,615) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.15 389.18 Td (404,232) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.15 389.18 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 375.18 Td (T) Tj ET Q q 0 0 0 rg BT 67.75 375.18 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 375.18 Td (15,617) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 375.18 Td (4,451) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 375.18 Td (12,848) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 375.18 Td (32,916) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 375.18 Td (2,324,221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 375.18 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 353.00 Td (Delinquency trends remained stable as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.89 353.00 Td (98.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.72 353.00 Td ( of Peoples' portfolio was considered current at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.23 353.00 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.50 353.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.00 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.20 341.00 Td (99.0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.03 341.00 Td ( at June 30, 2018 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.52 341.00 Td (98.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.35 341.00 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.56 341.00 Td (September30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.83 341.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 317.00 Td (Cr) Tj ET Q q 0 0 0 rg BT 65.48 317.00 Td (edit Quality Indicators) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 305.00 Td (As discussed in Note 1 of the Notes to the Consolidated Financial Statements included in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.52 305.00 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.52 305.00 Td ( Form 10-K, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.00 Td (categorizes the majority of its loans into risk categories based upon an established risk grading matrix using a scale of 1 to 8. ) Tj ET Q q 0 0 0 rg BT 557.49 293.00 Td (A) Tj ET Q q 0 0 0 rg BT 564.16 293.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.00 Td (description of the general characteristics of the risk grades used by Peoples is as follows:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 263.00 Td (Pass \(grades 1 through 4\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.46 263.00 Td ( Loans in this risk category involve borrowers of acceptable-to-strong credit quality and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 251.00 Td (risk who have the apparent ability to satisfy their loan obligations. Loans in this risk grade would possess suf) Tj ET Q q 0 0 0 rg BT 528.08 251.00 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 239.00 Td (mitigating factors, such as adequate collateral or strong guarantors possessing the capacity to repay the loan if required, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 227.00 Td (for any weakness that may exist. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 209.00 Td (Special Mention \(grade 5\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.33 209.00 Td (Loans in this risk grade are the equivalent of the regulatory definition of Other ) Tj ET Q q 0 0 0 rg BT 533.78 209.00 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 197.00 Td (Especially Mentioned. Loans in this risk category possess some credit deficiency or potential weakness, which requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 185.00 Td (a high level of management attention. Potential weaknesses include declining trends in operating earnings and cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 173.00 Td (flows and/or reliance on a secondary source of repayment. If left uncorrected, these potential weaknesses may result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 161.00 Td (noticeable deterioration of the repayment prospects for the loan or in Peoples' credit position.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 143.00 Td (Substandard \(grade 6\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.07 143.00 Td (Loans in this risk grade are inadequately protected by the borrower's current financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 131.00 Td (condition and payment capability or the collateral pledged, if any) Tj ET Q q 0 0 0 rg BT 350.37 131.00 Td (. Loans so classified have one or more well-defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 119.00 Td (weaknesses that jeopardize the orderly repayment of the loan. ) Tj ET Q q 0 0 0 rg BT 341.67 119.00 Td (They are characterized by the distinct possibility that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 107.00 Td (Peoples will sustain some loss if the deficiencies are not corrected.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 89.00 Td (Doubtful \(grade 7\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.05 89.00 Td (Loans in this risk grade have all the weaknesses inherent in those classified as substandard, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 77.00 Td (the added characteristic that the weaknesses make collection or orderly repayment in full, on the basis of current existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 65.00 Td (facts, conditions and values, highly questionable and improbable. Possibility of loss is extremely high, but because of ) Tj ET Q endstream endobj 47 0 obj <>] /Rotate 0 /Contents 48 0 R>> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 742.10 Td (certain important and reasonably specific factors that may work to the advantage and strengthening of the exposure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 730.10 Td (classification of the loan as an estimated loss is deferred until its more exact status may be determined.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 712.10 Td (Loss \(grade 8\):) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 162.21 712.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.71 712.10 Td (Loans in this risk grade are considered to be non-collectible and of such little value that their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 700.10 Td (continuance as bankable assets is not warranted. ) Tj ET Q q 0 0 0 rg BT 285.31 700.10 Td (This does not mean a loan has absolutely no recovery value, but rather it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 688.10 Td (is neither practical nor desirable to defer writing of) Tj ET Q q 0 0 0 rg BT 293.63 688.10 Td (f the loan, even though partial recovery may be obtained in the future. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 676.10 Td (Char) Tj ET Q q 0 0 0 rg BT 109.26 676.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 130.18 676.10 Td (fs against the allowance for loan losses are taken during the period in which the loan becomes uncollectible. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 664.10 Td (Consequently) Tj ET Q q 0 0 0 rg BT 144.35 664.10 Td (, Peoples typically does not maintain a recorded investment in loans within this category) Tj ET Q q 0 0 0 rg BT 497.50 664.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 646.10 Td (Consumer loans and other smaller) Tj ET Q q 0 0 0 rg BT 208.44 646.10 Td (-balance loans are evaluated and categorized as substandard, doubtful, or loss based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (upon the regulatory definition of these classes and consistent with regulatory requirements. ) Tj ET Q q 0 0 0 rg BT 422.79 634.10 Td (All other loans not evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (individually) Tj ET Q q 0 0 0 rg BT 101.68 622.10 Td (, nor meeting the regulatory conditions to be categorized as described above, would be considered as being not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (rated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 592.10 Td (The following table summarizes the risk category of loans within Peoples' loan portfolio based upon the most recent analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 580.10 Td (performed:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 530.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 530.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 530.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 530.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 530.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 530.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 530.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 502.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 502.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 502.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 502.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 502.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 502.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 502.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 474.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 474.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 474.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 474.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 474.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 474.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 474.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 446.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 446.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 446.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 446.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 446.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 446.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 446.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 418.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 418.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 418.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 418.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 418.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 418.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 418.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 390.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 390.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 390.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 390.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 390.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 390.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 390.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 362.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 362.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 362.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 362.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 362.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 362.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 362.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 334.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 334.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 334.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 334.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 334.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 334.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 334.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 306.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 306.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 306.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 306.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 306.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 306.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 306.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 278.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 278.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 278.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 278.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 278.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 278.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 278.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 250.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 250.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 250.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 250.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 250.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 250.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 250.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 222.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 222.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 222.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 222.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 222.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 222.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 222.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 194.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 194.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 194.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 194.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 194.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 194.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 194.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 530.6 m 230.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 530.6 m 295.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 530.6 m 349.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 530.6 m 411.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 530.6 m 466.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 530.6 m 519.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 530.6 m 575.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 530.6 m 230.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 530.6 m 295.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 530.6 m 349.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 530.6 m 411.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 530.6 m 466.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 530.6 m 519.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 530.6 m 575.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 474.6 m 295.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 474.6 m 349.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 474.6 m 411.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 474.6 m 466.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 474.6 m 519.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 474.6 m 575.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 390.6 m 295.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 390.6 m 349.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 390.6 m 411.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 390.6 m 466.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 390.6 m 519.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 390.6 m 575.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 362.6 m 295.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 362.6 m 349.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 362.6 m 411.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 362.6 m 466.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 362.6 m 519.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 362.6 m 230.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 348.6 m 230.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 362.6 m 295.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 348.6 m 295.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 362.6 m 349.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 348.6 m 349.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 362.6 m 411.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 348.6 m 411.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 362.6 m 466.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 348.6 m 466.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 362.6 m 519.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 348.6 m 519.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 348.6 m 575.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 348.6 m 230.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 306.6 m 295.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 306.6 m 349.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 306.6 m 411.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 306.6 m 466.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 306.6 m 519.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 306.6 m 575.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 222.60000000000002 m 295.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 222.60000000000002 m 349.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 222.60000000000002 m 411.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 222.60000000000002 m 466.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 222.60000000000002 m 519.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 222.60000000000002 m 575.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 208.60000000000002 m 295.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 222.60000000000002 m 349.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 208.60000000000002 m 349.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 222.60000000000002 m 411.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 208.60000000000002 m 411.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 222.60000000000002 m 466.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 208.60000000000002 m 466.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 222.60000000000002 m 519.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 208.60000000000002 m 519.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 222.60000000000002 m 575.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 208.60000000000002 m 575.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 208.60000000000002 m 230.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 194.60000000000002 m 230.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 208.60000000000002 m 295.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 194.60000000000002 m 295.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 208.60000000000002 m 349.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 194.60000000000002 m 349.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 208.60000000000002 m 411.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 194.60000000000002 m 411.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 208.60000000000002 m 466.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 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539.15 493.17 Td (103,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 479.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 479.17 Td (603,723) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 479.17 Td (13,992) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 479.17 Td (13,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 479.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 479.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 479.17 Td (630,720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 465.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 465.17 Td (704,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 465.17 Td (13,992) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 465.17 Td (14,501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 465.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 465.17 Td (792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 465.17 Td (734,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 451.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 451.17 Td (459,927) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 451.17 Td (42,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 451.17 Td (8,628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 451.17 Td (510,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 437.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 437.17 Td (14,483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 437.17 Td (537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 437.17 Td (12,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 437.17 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 437.17 Td (271,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 437.17 Td (299,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 423.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.65 423.17 Td (453) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 423.17 Td (92,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 423.17 Td (92,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 409.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 409.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 409.17 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 409.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 409.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 409.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 409.17 Td (396,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 409.17 Td (396,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 395.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 395.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 395.17 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 395.17 Td (72,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 395.17 Td (72,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 381.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 381.17 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 381.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 381.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 381.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 381.17 Td (469,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 381.17 Td (469,302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 367.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 367.17 Td (649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 367.17 Td (649) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 353.28 Td (T) Tj ET Q q 0 0 0 rg BT 86.21 353.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.65 353.28 Td (1,179,944) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.15 353.28 Td (56,565) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 353.28 Td (35,635) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 353.28 Td (294) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.10 353.28 Td (835,046) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 353.28 Td (2,107,484) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 339.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 103.82 339.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 325.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 325.17 Td (10,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 325.17 Td (1,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 325.17 Td (1,632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 325.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 325.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 325.17 Td (13,050) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 311.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 311.17 Td (175,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 311.17 Td (8,450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 311.17 Td (8,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 311.17 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 311.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 311.17 Td (191,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 297.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 297.17 Td (185,513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 297.17 Td (9,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 297.17 Td (9,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 297.17 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 297.17 Td (205,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 283.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 283.17 Td (38,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 283.17 Td (1,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 283.17 Td (1,364) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 283.17 Td (41,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 269.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 269.17 Td (18,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 269.17 Td (1,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 269.17 Td (1,825) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 269.17 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 269.17 Td (285,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 269.17 Td (308,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 255.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 255.17 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 255.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 255.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 255.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 255.17 Td (42,927) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 255.17 Td (42,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 241.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 241.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 241.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 241.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 241.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 241.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 241.17 Td 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 379.5 m 411.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 393.5 m 466.5 393.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 379.5 m 466.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 393.5 m 519.5 393.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 379.5 m 519.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 393.5 m 575.5 393.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 379.5 m 575.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 379.5 m 230.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 365.5 m 230.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 379.5 m 295.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 365.5 m 295.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 379.5 m 349.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 365.5 m 349.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 379.5 m 411.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 365.5 m 411.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 379.5 m 466.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 365.5 m 466.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 379.5 m 519.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 365.5 m 519.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 379.5 m 575.5 379.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 365.5 m 575.5 365.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.00 730.18 Td (Pass Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.20 720.18 Td (\(Grades 1 - 4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.70 739.23 Td (Special ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.90 729.23 Td (Mention) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.30 719.23 Td (\(Grade 5\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.45 730.18 Td (Substandard) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.30 720.18 Td (\(Grade 6\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.30 730.18 Td (Doubtful) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.80 720.18 Td (\(Grade 7\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.70 730.18 Td (Not) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.70 720.18 Td (Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.05 730.18 Td (T) Tj ET Q q 0 0 0 rg BT 541.80 730.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.90 720.18 Td (Loans) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 720.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 706.18 Td (December) Tj ET Q q 0 0 0 rg BT 117.22 706.18 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 692.18 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 678.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 678.07 Td (100,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 678.07 Td (5,502) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 678.07 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 678.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 678.07 Td (453) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 678.07 Td (107,1) Tj ET Q q 0 0 0 rg BT 561.65 678.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 664.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 664.07 Td (561,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 664.07 Td (17,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 664.07 Td (16,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 664.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 664.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 664.07 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 650.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 650.07 Td (661,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 650.07 Td (22,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 650.07 Td (17,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 650.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 650.07 Td (453) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 650.07 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 636.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 636.07 Td (420,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 636.07 Td (13,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 636.07 Td (4,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 636.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 636.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 636.07 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 622.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 622.07 Td (17,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 622.07 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 622.07 Td (1) Tj ET Q q 0 0 0 rg BT 385.15 622.07 Td (1,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 622.07 Td (216) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 622.07 Td (274,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 622.07 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 608.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.65 608.07 Td (454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 608.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 608.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 608.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 608.07 Td (88,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 608.07 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 594.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 594.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 594.07 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 594.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 594.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 594.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 594.07 Td (340,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 594.07 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 580.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 580.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 580.07 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 580.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 580.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 580.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 580.07 Td (66,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 580.07 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 566.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 566.07 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 566.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 566.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 566.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 566.07 Td (407,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 566.07 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 552.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 552.07 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 552.07 Td (849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 538.18 Td (T) Tj ET Q q 0 0 0 rg BT 86.21 538.18 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.65 538.18 Td (1,100,644) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.15 538.18 Td (36,761) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 538.18 Td (33,575) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 538.18 Td (216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.10 538.18 Td (771,094) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 538.18 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 524.18 Td (Acquir) Tj ET Q q 0 0 0 rg BT 103.82 524.18 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 510.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.15 510.07 Td (8,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 510.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 510.07 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 510.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 510.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 510.07 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 496.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 496.07 Td (149,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 496.07 Td (6,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 496.07 Td (9,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 496.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 496.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 496.07 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 482.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 482.07 Td (157,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 482.07 Td (6,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 482.07 Td (9,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 482.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 482.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 482.07 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 468.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 468.07 Td (32,01) Tj ET Q q 0 0 0 rg BT 286.65 468.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 468.07 Td (157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 468.07 Td (2,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 468.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 468.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 468.07 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 454.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 454.07 Td (12,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 454.07 Td (593) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 454.07 Td (1,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 454.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 454.07 Td (170,623) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 454.07 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 440.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.65 440.07 Td (124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 440.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 440.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 440.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 440.07 Td (20,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 440.07 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 426.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 426.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 426.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 426.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 426.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 426.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 426.07 Td (317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 426.07 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 412.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 412.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 412.07 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 412.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 412.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 412.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 412.07 Td (1,1) Tj ET Q q 0 0 0 rg BT 505.65 412.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 412.07 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 398.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 398.07 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 398.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 398.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 398.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 398.07 Td (1,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 398.07 Td (1,476) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 384.18 Td (T) Tj ET Q q 0 0 0 rg BT 86.21 384.18 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 132.05 384.18 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.15 384.18 Td (202,478) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 384.18 Td (7,277) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 384.18 Td (12,589) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.65 384.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.10 384.18 Td (192,503) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.15 384.18 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 370.18 Td (T) Tj ET Q q 0 0 0 rg BT 85.75 370.18 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.65 370.18 Td (1,303,122) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.15 370.18 Td (44,038) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 370.18 Td (46,164) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 370.18 Td (216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.10 370.18 Td (963,597) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 370.18 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 348.00 Td (In the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.16 348.00 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.37 348.00 Td ( months of 2018, Peoples' classified loans, which are loans categorized as substandard or doubtful, increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 336.00 Td (compared to the balances at December 31, 2017 mostly due to acquired ) Tj ET Q q 0 0 0 rg BT 341.96 336.00 Td (ASB Financial Corp. \("ASB"\) loans, which were partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 324.00 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 324.00 Td (fset by paydowns on classified loans. Compared to June 30, 2018, the improvement in classified loans was mostly due to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 312.00 Td (single commercial relationship that was upgraded from substandard to special mention during the quarter) Tj ET Q q 0 0 0 rg BT 474.16 312.00 Td (. ) Tj ET Q endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (25) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Impair) Tj ET Q q 0 0 0 rg BT 83.82 742.25 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (The following table summarizes loans classified as impaired:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 671.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 671.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 643.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 643.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 615.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 615.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 615.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 587.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 587.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 587.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 587.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 559.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 559.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 559.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 559.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 531.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 531.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 531.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 531.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 503.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 503.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 503.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 503.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 503.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 475.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 475.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 475.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 475.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 475.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 447.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 447.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 447.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 447.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 447.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 419.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 419.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 419.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 419.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 419.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 391.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 391.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 391.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 391.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 391.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 699.75 m 310.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 699.75 m 361.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 671.75 m 210.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 671.75 m 259.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 671.75 m 310.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.75 m 361.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 671.75 m 415.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 671.75 m 466.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 671.75 m 520.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 671.75 m 575.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 671.75 m 210.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 671.75 m 259.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 671.75 m 310.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.75 m 361.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 671.75 m 415.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 671.75 m 466.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 671.75 m 520.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 671.75 m 575.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 629.75 m 259.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 629.75 m 310.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 629.75 m 361.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 629.75 m 415.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 629.75 m 466.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 629.75 m 520.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 629.75 m 575.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 545.75 m 259.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.75 m 310.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 545.75 m 361.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 545.75 m 466.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 545.75 m 520.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 545.75 m 575.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 531.75 m 259.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.75 m 310.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 531.75 m 310.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 545.75 m 361.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 531.75 m 361.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 545.75 m 415.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 531.75 m 415.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 545.75 m 466.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 531.75 m 466.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 545.75 m 520.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 531.75 m 520.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 545.75 m 575.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 531.75 m 575.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 531.75 m 210.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 517.75 m 210.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 531.75 m 259.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 517.75 m 259.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 531.75 m 310.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 517.75 m 310.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 531.75 m 361.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 517.75 m 361.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 531.75 m 415.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 517.75 m 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ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 634.32 Td (15,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 634.32 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 634.32 Td (13,795) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 634.32 Td (349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 620.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 620.32 Td (19,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 620.32 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 620.32 Td (18,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 620.32 Td (18,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 620.32 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 620.32 Td (15,366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 620.32 Td (395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 606.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.15 606.32 Td (2,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 606.32 Td (899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 606.32 Td (1,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 606.32 Td (2,185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 606.32 Td (191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 606.32 Td (2,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 606.32 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 592.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 592.32 Td (26,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 592.32 Td (234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 592.32 Td (24,913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 592.32 Td (25,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 592.32 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 592.32 Td (22,724) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 592.32 Td (898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 578.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 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Tf ET q 0 0 0 rg BT 501.65 536.32 Td (308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 536.32 Td (27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 522.43 Td (T) Tj ET Q q 0 0 0 rg BT 68.21 522.43 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 522.43 Td (51,622) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.15 522.43 Td (2,162) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.15 522.43 Td (46,419) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.15 522.43 Td (48,581) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 522.43 Td (577) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 522.43 Td (42,267) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 549.15 522.43 Td (1,457) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 508.43 Td (December) Tj ET Q q 0 0 0 rg BT 99.13 508.43 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 494.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 494.32 Td (821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 494.32 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 494.32 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 494.32 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 480.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 480.32 Td (14,909) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 480.32 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 480.32 Td (13,606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 480.32 Td (13,620) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 480.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 480.32 Td (14,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 480.32 Td (503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 466.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 466.32 Td (15,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 466.32 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 466.32 Td (14,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 466.32 Td (14,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 466.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 466.32 Td (15,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 466.32 Td (503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 452.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.15 452.32 Td (1,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 452.32 Td (951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 452.32 Td (572) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 452.32 Td (1,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 452.32 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 452.32 Td (1,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 452.32 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 438.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 438.32 Td (24,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 438.32 Td (477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 438.32 Td (22,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 438.32 Td (23,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 438.32 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 438.32 Td (23,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 438.32 Td (1,246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 424.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.15 424.32 Td (1,707) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 424.32 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 424.32 Td (1,624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 424.32 Td (1,705) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 424.32 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 424.32 Td (1,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 424.32 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 410.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 410.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 410.32 Td (273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 410.32 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 410.32 Td (206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 410.32 Td (276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 410.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 410.32 Td (184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 410.32 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 396.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 396.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.65 396.32 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 396.32 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 396.32 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 396.32 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 396.32 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 396.32 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.65 396.32 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 382.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 382.32 Td (360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 382.32 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 382.32 Td (234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 382.32 Td (360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 382.32 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 382.32 Td (263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 382.32 Td (27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 368.43 Td (T) Tj ET Q q 0 0 0 rg BT 67.75 368.43 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 368.43 Td (44,230) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.15 368.43 Td (1,649) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.15 368.43 Td (39,416) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.15 368.43 Td (41,065) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 368.43 Td (339) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 368.43 Td (41,81) Tj ET Q q 0 0 0 rg BT 511.65 368.43 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 549.15 368.43 Td (1,926) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 346.25 Td (Peoples' impaired loans shown in the table above included loans that were classified as troubled debt restructurings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 334.25 Td (\("TDRs"\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 316.25 Td (In assessing whether or not a borrower is experiencing financial dif) Tj ET Q q 0 0 0 rg BT 341.17 316.25 Td (ficulties, Peoples considers information currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (available regarding the financial condition of the borrower) Tj ET Q q 0 0 0 rg BT 287.52 304.25 Td (. ) Tj ET Q q 0 0 0 rg BT 294.84 304.25 Td (This information includes, but is not limited to, whether \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.25 Td (borrower is currently in payment default on any of the borrower's debt; \(ii\) a payment default is probable in the foreseeable future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.25 Td (without the modification; \(iii\) the borrower has declared or is in the process of declaring bankruptcy; and \(iv\) the borrower's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.25 Td (projected cash flow is insuf) Tj ET Q q 0 0 0 rg BT 163.79 268.25 Td (ficient to satisfy contractual payments due under the original terms of the loan without a modification.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 250.25 Td ( Peoples considers all aspects of the modification to loan terms to determine whether or not a concession has been granted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.25 Td (the borrower) Tj ET Q q 0 0 0 rg BT 104.82 238.25 Td (. Key factors considered by Peoples include the borrower's ability to access funds at a market rate for debt with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.25 Td (similar risk characteristics, the significance of the modification relative to the unpaid principal balance or collateral value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.25 Td (debt, and the significance of a delay in the timing of payments relative to the original contractual terms of the loan. ) Tj ET Q q 0 0 0 rg BT 518.67 214.25 Td (The most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.25 Td (common concessions granted by Peoples generally include one or more modifications to the terms of the loan, such as \(i\) a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.25 Td (reduction in the interest rate for the remaining life of the loan, \(ii\) an extension of the maturity date at an interest rate lower than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.25 Td (the current market rate for new loans with similar risk, \(iii\) a temporary period of interest-only payments, and \(iv\) a reduction in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.25 Td (the contractual payment amount for either a short period or the remaining term of the loan.) Tj ET Q endstream endobj 53 0 obj <>] /Rotate 0 /Contents 54 0 R>> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table summarizes the loans that were modified as a ) Tj ET Q q 0 0 0 rg BT 337.57 742.10 Td (TDR during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.40 742.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.38 742.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.21 742.10 Td (September30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.47 742.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 663.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 663.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 663.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 663.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 635.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 635.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 635.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 635.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 635.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 605.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 605.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 605.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 605.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 605.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 576.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 576.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 576.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 576.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 547.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 547.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 547.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 547.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 547.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 518.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 518.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 518.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 518.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 490.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 490.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 490.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 490.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 490.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 460.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 460.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 460.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 460.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 460.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 429.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 429.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 429.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 429.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 429.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 399.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 399.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 399.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 399.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 399.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 370.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 370.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 370.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 370.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 370.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 341.60 143.00 -14.00 re f /GS0 gs 0.8 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399.6 m 304 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 384.6 m 304 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 399.6 m 365 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 384.6 m 365 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 399.6 m 443 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 384.6 m 443 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 399.6 m 526 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 384.6 m 526 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 384.6 m 252 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 384.6 m 304 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 384.6 m 365 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 384.6 m 443 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 384.6 m 526 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 341.6 m 252 341.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 327.6 m 252 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 341.6 m 304 341.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 327.6 m 304 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 341.6 m 365 341.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 327.6 m 365 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 341.6 m 443 341.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 327.6 m 443 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 341.6 m 526 341.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 327.6 m 526 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 327.6 m 252 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 327.6 m 304 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 327.6 m 365 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 327.6 m 443 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 327.6 m 526 327.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.00 716.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 385.58 716.28 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 702.28 Td (Recorded Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.87 702.28 Td (\(a\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.50 668.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.80 688.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.30 678.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.35 668.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.90 678.28 Td (Pr) Tj ET Q q 0 0 0 rg BT 335.36 678.28 Td (e-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.65 678.28 Td (Post-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.00 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.65 688.28 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.45 678.28 Td (Recorded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.10 668.28 Td (Investment) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 661.05 83.42 -8.93 re f /GS0 gs q 0 0 0 rg BT 111.50 654.28 Td (September) Tj ET Q q 0 0 0 rg BT 157.42 654.28 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 640.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 625.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 625.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 625.27 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 625.27 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 625.27 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 610.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 610.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 610.27 Td (533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 610.27 Td (533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 610.27 Td (531) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 595.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 595.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 595.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 595.27 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 595.27 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 595.27 Td (150) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 581.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.71 581.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.15 581.28 Td (14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 581.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 581.28 Td (770) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 581.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 581.28 Td (770) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 581.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 581.28 Td (768) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 567.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 141.41 567.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 552.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 552.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 552.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 552.27 Td (272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 552.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 552.27 Td (272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 552.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 552.27 Td (272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 537.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 537.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 537.27 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 537.27 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 537.27 Td (54) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 523.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.71 523.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 169.55 523.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.15 523.28 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 523.28 Td (326) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 523.28 Td (326) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 523.28 Td (326) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 509.28 Td (September) Tj ET Q q 0 0 0 rg BT 157.51 509.28 Td ( 30, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 495.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 480.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 480.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 480.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 480.27 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 480.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 480.27 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 480.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 480.27 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 465.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 465.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 465.27 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 465.27 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 465.27 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 450.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 450.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 450.27 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 450.27 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 450.27 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 434.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 434.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 434.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 434.27 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 434.27 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 434.27 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 419.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 419.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 419.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 419.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 419.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 419.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 404.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 404.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 404.27 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 404.27 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 404.27 Td (43) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 389.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.71 389.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.15 389.28 Td (1) Tj ET Q q 0 0 0 rg BT 295.15 389.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 389.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 389.28 Td (191) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 389.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 389.28 Td (191) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 389.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 389.28 Td (188) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 375.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 141.32 375.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 361.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 361.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 361.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 361.17 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 361.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 361.17 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 361.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 361.17 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 346.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 346.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 346.27 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 346.27 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 346.27 Td (34) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 332.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.25 332.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 169.46 332.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.15 332.28 Td (3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 332.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.15 332.28 Td (95) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 332.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.15 332.28 Td (95) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 332.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.15 332.28 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.50 318.06 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 123.58 318.06 Td (The amounts shown are inclusive of all partial paydowns and char) Tj ET Q q 0 0 0 rg BT 361.84 318.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 380.67 318.06 Td (fs. Loans modified in a ) Tj ET Q q 0 0 0 rg BT 468.24 318.06 Td (TDR that were) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.50 309.06 Td (fully paid down, char) Tj ET Q q 0 0 0 rg BT 188.32 309.06 Td (ged-of) Tj ET Q q 0 0 0 rg BT 211.64 309.06 Td (f or foreclosed upon by period end are not reported.) 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J 0 j 3 M 446 711.6 m 529 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 697.6 m 529 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 663.6 m 255 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 663.6 m 307 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 697.6 m 368 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 663.6 m 368 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 663.6 m 446 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 697.6 m 529 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 663.6 m 529 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 663.6 m 255 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 663.6 m 368 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 663.6 m 446 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 663.6 m 529 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 573.6 m 307 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 573.6 m 368 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 573.6 m 446 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 573.6 m 529 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 558.6 m 255 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 558.6 m 307 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 558.6 m 368 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 558.6 m 446 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 558.6 m 529 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 558.6 m 255 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 543.6 m 255 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 558.6 m 307 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 543.6 m 307 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 558.6 m 368 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 543.6 m 368 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 558.6 m 446 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 543.6 m 446 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 558.6 m 529 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 543.6 m 529 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 543.6 m 255 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 483.6 m 255 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 468.6 m 255 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 483.6 m 307 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 468.6 m 307 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 483.6 m 368 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 468.6 m 368 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 483.6 m 446 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 468.6 m 446 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 483.6 m 529 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 468.6 m 529 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 468.6 m 255 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 348.6 m 307 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 348.6 m 368 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 348.6 m 446 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 348.6 m 529 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 333.6 m 255 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 333.6 m 307 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 333.6 m 368 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 333.6 m 446 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 333.6 m 529 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 333.6 m 255 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 318.6 m 255 318.6 l s 0 0 0 RG /GS0 gs 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243.60000000000002 m 255 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 228.60000000000002 m 255 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 243.60000000000002 m 307 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 228.60000000000002 m 307 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 243.60000000000002 m 368 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 228.60000000000002 m 368 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 243.60000000000002 m 446 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 228.60000000000002 m 446 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 243.60000000000002 m 529 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 228.60000000000002 m 529 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 228.60000000000002 m 255 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 228.60000000000002 m 307 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 228.60000000000002 m 368 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 228.60000000000002 m 446 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 228.60000000000002 m 529 228.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.70 716.28 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.00 702.28 Td (Recorded Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.87 702.28 Td (\(a\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.50 668.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.80 688.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 276.30 678.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.35 668.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.90 678.28 Td (Pr) Tj ET Q q 0 0 0 rg BT 338.36 678.28 Td (e-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.65 678.28 Td (Post-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.00 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.65 688.28 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.45 678.28 Td (Recorded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.10 668.28 Td (Investment) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 660.05 83.42 -8.93 re f /GS0 gs q 0 0 0 rg BT 114.50 653.28 Td (September) Tj ET Q q 0 0 0 rg BT 160.42 653.28 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 638.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 623.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 623.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 623.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 623.27 Td (871) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 623.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 623.27 Td (871) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 623.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 623.27 Td (871) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 608.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 608.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 608.27 Td (565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 608.27 Td (565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 608.27 Td (562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 593.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 155.41 593.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 593.27 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 593.27 Td (454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 593.27 Td (454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 593.27 Td (420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 578.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 155.41 578.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 578.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 578.27 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 578.27 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 578.27 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 563.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 563.27 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 563.27 Td (481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 563.27 Td (481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 563.27 Td (438) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 548.28 Td (T) Tj ET Q q 0 0 0 rg BT 126.71 548.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.15 548.28 Td (46) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 548.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.65 548.28 Td (1,917) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 548.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.65 548.28 Td (1,917) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 548.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.65 548.28 Td (1,871) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 540.05 67.88 -8.93 re f /GS0 gs q 0 0 0 rg BT 114.50 533.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 144.32 533.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 518.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 518.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 518.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 518.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 518.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 518.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 518.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 518.27 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 503.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 503.27 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 503.27 Td (1,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 503.27 Td (1,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 503.27 Td (1,244) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 488.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 488.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 488.27 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 488.27 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 488.27 Td (139) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 473.28 Td (T) Tj ET Q q 0 0 0 rg BT 126.71 473.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 172.55 473.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.15 473.28 Td (21) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 473.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.65 473.28 Td (1,448) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 473.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.65 473.28 Td (1,448) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 473.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.65 473.28 Td (1,430) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 458.28 Td (September) Tj ET Q q 0 0 0 rg BT 160.51 458.28 Td ( 30, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 443.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 428.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 428.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 428.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 428.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 428.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 428.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 428.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 428.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 413.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 413.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 413.27 Td (174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 413.27 Td (174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 413.27 Td (123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 398.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 398.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 398.27 Td (483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 398.27 Td (483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 398.27 Td (478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 383.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 383.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 383.27 Td (291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 383.27 Td (291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 383.27 Td (286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 368.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 155.41 368.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 368.27 Td (1) Tj ET Q q 0 0 0 rg BT 298.15 368.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 368.27 Td (127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 368.27 Td (127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 368.27 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 353.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 155.41 353.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 353.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 353.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 353.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 353.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 338.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 338.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 338.27 Td (137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 338.27 Td (137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 338.27 Td (96) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 323.28 Td (T) Tj ET Q q 0 0 0 rg BT 126.71 323.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.15 323.28 Td (31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 323.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.65 323.28 Td (1,099) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 323.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.65 323.28 Td (1,099) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 323.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.15 323.28 Td (997) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 308.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 144.32 308.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 293.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 293.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 293.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 293.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 293.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 293.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 293.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 293.27 Td (265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 278.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 278.27 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 278.27 Td (264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 278.27 Td (264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 278.27 Td (263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 263.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 263.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 263.27 Td (328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 263.27 Td (328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 263.27 Td (323) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 248.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 155.21 248.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 248.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 248.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 248.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 248.27 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 233.28 Td (T) Tj ET Q q 0 0 0 rg BT 126.25 233.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 172.46 233.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.15 233.28 Td (17) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 233.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 233.28 Td (873) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 233.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.15 233.28 Td (873) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 233.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.15 233.28 Td (860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 219.06 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 126.58 219.06 Td (The amounts shown are inclusive of all partial paydowns and char) Tj ET Q q 0 0 0 rg BT 364.84 219.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 383.67 219.06 Td (fs. Loans modified in a ) Tj ET Q q 0 0 0 rg BT 471.24 219.06 Td (TDR that were) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 210.06 Td (fully paid down, char) Tj ET Q q 0 0 0 rg BT 191.32 210.06 Td (ged-of) Tj ET Q q 0 0 0 rg BT 214.64 210.06 Td (f or foreclosed upon by period end are not reported.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 57 0 obj <>] /Rotate 0 /Contents 58 0 R>> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table presents those acquired loans modified in a ) Tj ET Q q 0 0 0 rg BT 328.42 742.10 Td (TDR during the year that subsequently defaulted \(i.e., are 90 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (days or more past due following a modification\) during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.83 730.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.05 730.10 Td (-month periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.75 730.10 Td (September30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.02 730.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 643.60 125.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 643.60 53.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 643.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 643.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 643.60 5.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 643.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 643.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 643.60 65.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 611.60 125.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 611.60 53.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 611.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 611.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 611.60 5.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 611.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 611.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 611.60 65.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 579.60 125.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 579.60 53.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 579.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 579.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 579.60 5.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 579.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 579.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 579.60 65.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 697.6 m 257 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 697.6 m 320 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 697.6 m 383 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 697.6 m 440 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 697.6 m 503 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 697.6 m 568 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 643.6 m 204 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 697.6 m 257 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 643.6 m 257 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 697.6 m 320 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 643.6 m 320 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 697.6 m 383 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 643.6 m 383 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 643.6 m 388 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 643.6 m 440 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 643.6 m 503 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 643.6 m 568 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 643.6 m 204 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 643.6 m 257 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 643.6 m 320 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 643.6 m 383 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 643.6 m 388 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 643.6 m 440 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 643.6 m 503 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 643.6 m 568 643.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 579.6 m 204 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 579.6 m 388 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 563.6 m 204 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 579.6 m 257 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 563.6 m 257 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 579.6 m 320 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 563.6 m 320 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 579.6 m 383 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 563.6 m 383 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 579.6 m 388 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 563.6 m 388 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 579.6 m 440 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 563.6 m 440 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 579.6 m 503 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 563.6 m 503 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 579.6 m 568 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 563.6 m 568 563.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.25 702.28 Td (September) Tj ET Q q 0 0 0 rg BT 297.26 702.28 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.75 702.28 Td (September) Tj ET Q q 0 0 0 rg BT 481.76 702.28 Td ( 30, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.50 648.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.85 658.28 Td (Number) Tj ET Q q 0 0 0 rg BT 242.31 658.28 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.85 648.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.45 668.43 Td (Recorded ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.10 658.43 Td (Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.45 648.27 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.15 688.28 Td (Impact on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.30 678.28 Td (the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.75 668.28 Td (Allowance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.30 658.28 Td (for) Tj ET Q q 0 0 0 rg BT 344.98 658.28 Td ( Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.10 648.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.80 668.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.30 658.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.35 648.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.45 668.43 Td (Recorded ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.10 658.43 Td (Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.45 648.27 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.15 688.28 Td (Impact on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.30 678.28 Td (the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.75 668.28 Td (Allowance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.30 658.28 Td (for) Tj ET Q q 0 0 0 rg BT 528.89 658.28 Td ( Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.10 648.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 632.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 111.32 632.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 616.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 616.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.50 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 616.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.50 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 616.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 616.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 616.27 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 616.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 600.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 600.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 600.27 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 600.28 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 600.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 600.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 600.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 584.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 122.21 584.27 Td (, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 584.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 584.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 584.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 584.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 584.27 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 584.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.50 568.28 Td (T) Tj ET Q q 0 0 0 rg BT 93.25 568.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.15 568.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.50 568.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.15 568.28 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.50 568.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 568.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.15 568.28 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 568.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 568.28 Td (52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 568.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.15 568.28 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.50 554.06 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 93.58 554.06 Td (The amounts shown are inclusive of all partial paydowns and char) Tj ET Q q 0 0 0 rg BT 331.84 554.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 350.67 554.06 Td (fs. Loans modified in a ) Tj ET Q q 0 0 0 rg BT 438.24 554.06 Td (TDR that were fully paid down,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.50 545.06 Td (char) Tj ET Q q 0 0 0 rg BT 96.82 545.06 Td (ged-of) Tj ET Q q 0 0 0 rg BT 120.15 545.06 Td (f or foreclosed upon by period end are not reported.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 523.10 Td (Peoples did not have any originated loans that were modified as a ) Tj ET Q q 0 0 0 rg BT 336.75 523.10 Td (TDR during the last twelve months that subsequently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 511.10 Td (defaulted. Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.25 511.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.25 511.10 Td ( commitments to lend additional funds to the related debtors whose terms have been modified in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 499.10 Td (TDR. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 481.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 481.10 Td ( Originated Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 469.10 Td (Changes in the allowance for originated loan losses for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 469.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.37 469.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.20 469.10 Td (September30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.46 469.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 417.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 417.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 417.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 417.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 417.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 417.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 417.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 417.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 417.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 389.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 389.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 389.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 389.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 389.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 389.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 389.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 389.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 389.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 361.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 361.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 361.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 361.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 361.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 361.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 361.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 361.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 361.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 333.60 117.00 -13.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 384.50 306.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 306.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 306.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 306.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 260.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 260.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 260.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 260.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 260.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 260.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 260.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 260.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 260.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 233.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 233.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 233.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 233.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 233.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 233.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 233.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 233.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 233.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 205.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 205.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 205.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 205.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 205.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 205.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 205.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 205.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 205.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 177.60 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 177.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 177.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 177.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 177.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 177.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 177.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 177.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 177.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 136.60 171.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 136.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 136.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 136.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 136.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 136.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 136.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 136.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 99.60 117.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 99.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 99.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 99.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 99.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 99.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 99.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 99.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 99.60 35.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 417.6 m 171.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 417.6 m 225.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 417.6 m 279.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 417.6 m 331.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 417.6 m 384.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 417.6 m 436.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 417.6 m 488.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 417.6 m 540.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 417.6 m 575.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 417.6 m 225.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 417.6 m 279.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 417.6 m 331.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 417.6 m 384.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 417.6 m 436.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 417.6 m 488.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 417.6 m 540.5 417.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 375.6 m 171.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 375.6 m 436.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 375.6 m 225.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 375.6 m 279.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 375.6 m 331.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 375.6 m 384.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 375.6 m 436.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 375.6 m 488.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 375.6 m 540.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 375.6 m 575.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 347.6 m 171.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 347.6 m 225.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 347.6 m 279.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 347.6 m 331.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 347.6 m 384.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 347.6 m 436.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 347.6 m 488.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 347.6 m 540.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 347.6 m 575.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 347.6 m 171.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 333.6 m 171.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 347.6 m 225.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 333.6 m 225.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 347.6 m 279.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 333.6 m 279.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 347.6 m 331.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 333.6 m 331.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 347.6 m 384.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 333.6 m 384.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 347.6 m 436.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 333.6 m 436.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 347.6 m 488.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 333.6 m 488.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 347.6 m 540.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 333.6 m 540.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 347.6 m 575.5 347.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 333.6 m 575.5 333.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 260.6 m 225.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 260.6 m 279.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 260.6 m 331.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 260.6 m 384.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 260.6 m 436.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 260.6 m 488.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 260.6 m 540.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 260.6 m 171.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 246.60000000000002 m 171.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 260.6 m 225.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 246.60000000000002 m 225.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 260.6 m 279.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 246.60000000000002 m 279.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 260.6 m 331.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 246.60000000000002 m 331.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 260.6 m 384.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 246.60000000000002 m 384.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 260.6 m 436.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 246.60000000000002 m 436.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 260.6 m 488.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 246.60000000000002 m 488.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 260.6 m 540.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 246.60000000000002 m 540.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 260.6 m 575.5 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 246.60000000000002 m 575.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 191.60000000000002 m 225.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 191.60000000000002 m 279.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 191.60000000000002 m 331.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 191.60000000000002 m 384.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 191.60000000000002 m 436.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 191.60000000000002 m 488.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 191.60000000000002 m 540.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 191.60000000000002 m 171.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 191.60000000000002 m 225.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 191.60000000000002 m 279.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 191.60000000000002 m 331.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 191.60000000000002 m 384.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 191.60000000000002 m 436.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 191.60000000000002 m 488.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 191.60000000000002 m 540.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 191.60000000000002 m 575.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 163.60000000000002 m 171.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 163.60000000000002 m 225.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 163.60000000000002 m 279.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 163.60000000000002 m 331.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 163.60000000000002 m 384.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 163.60000000000002 m 436.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 163.60000000000002 m 488.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 163.60000000000002 m 540.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 163.60000000000002 m 575.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 163.60000000000002 m 171.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 149.60000000000002 m 171.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 163.60000000000002 m 225.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 149.60000000000002 m 225.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 163.60000000000002 m 279.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 149.60000000000002 m 279.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 163.60000000000002 m 331.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 149.60000000000002 m 331.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 163.60000000000002 m 384.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 149.60000000000002 m 384.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 163.60000000000002 m 436.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 149.60000000000002 m 436.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 163.60000000000002 m 488.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 149.60000000000002 m 488.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 163.60000000000002 m 540.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 149.60000000000002 m 540.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 163.60000000000002 m 575.5 163.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 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/F2 9.00 Tf ET q 0 0 0 rg BT 394.55 422.05 Td (Indir) Tj ET Q q 0 0 0 rg BT 414.48 422.05 Td (ect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.05 431.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.05 422.05 Td (Dir) Tj ET Q q 0 0 0 rg BT 462.96 422.05 Td (ect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 440.05 Td (Deposit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 431.05 Td (Account) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 422.05 Td (Overdrafts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.65 422.05 Td (T) Tj ET Q q 0 0 0 rg BT 552.83 422.05 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 408.06 Td (Balance, January 1, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 408.06 Td (7,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 408.06 Td (5,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 408.06 Td (904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 408.06 Td (693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.40 408.06 Td (2,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 408.06 Td (464) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 408.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 408.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 408.06 Td (18,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 394.06 Td (Char) Tj ET Q q 0 0 0 rg BT 74.41 394.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 93.24 394.06 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 394.06 Td (\(849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 394.06 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 394.06 Td (\(293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 394.06 Td (\(67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.40 394.06 Td (\(1,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.65 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 394.06 Td (\(297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 394.06 Td (\(731) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 394.06 Td (\(4,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 394.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 380.06 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.00 380.06 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 380.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 380.06 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 380.06 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.15 380.06 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 380.06 Td (1) Tj ET Q q 0 0 0 rg BT 476.00 380.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 380.06 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 380.06 Td (855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 366.06 Td (Net char) Tj ET Q q 0 0 0 rg BT 93.65 366.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 112.48 366.06 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 366.06 Td (\(791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 366.06 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 366.06 Td (\(195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 366.06 Td (\(55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.40 366.06 Td (\(1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.65 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 366.06 Td (\(183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 366.06 Td (\(571) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 366.06 Td (\(3,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 366.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 352.06 Td (Provision for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.50 352.06 Td (960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 352.06 Td (353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 352.06 Td (290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 352.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.40 352.06 Td (2,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 352.06 Td (1) Tj ET Q q 0 0 0 rg BT 476.00 352.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 352.06 Td (596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 352.06 Td (4,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 338.05 Td (Balance, September) Tj ET Q q 0 0 0 rg BT 133.41 338.05 Td ( 30, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 338.05 Td (7,966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.75 338.05 Td (6,138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 338.05 Td (999) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 338.05 Td (708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.40 338.05 Td (3,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 338.05 Td (395) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 338.05 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 338.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 338.05 Td (19,724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 311.05 Td (Period-end amount allocated to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 297.06 Td (Loans individually evaluated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 288.06 Td (for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.00 288.06 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 288.06 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 288.06 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 288.06 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 288.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 288.27 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 288.06 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 288.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 288.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 288.06 Td (577) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 274.06 Td (Loans collectively evaluated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 265.06 Td (for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 265.06 Td (7,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 265.06 Td (5,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 265.06 Td (959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 265.06 Td (625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.40 265.06 Td (3,283) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 265.06 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 265.06 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 265.06 Td (19,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 251.05 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 251.05 Td (7,966) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.75 251.05 Td (6,138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 251.05 Td (999) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 251.05 Td (708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.40 251.05 Td (3,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 251.05 Td (395) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 251.05 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 251.05 Td (19,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 224.06 Td (Balance, January 1, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 224.06 Td (7,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 224.06 Td (6,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 224.06 Td (982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 224.06 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.40 224.06 Td (2,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 224.06 Td (518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 224.06 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 224.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 224.06 Td (18,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 210.06 Td (Char) Tj ET Q q 0 0 0 rg BT 74.41 210.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 93.24 210.06 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 210.06 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 210.06 Td (\(165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 210.06 Td (\(451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 210.06 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.40 210.06 Td (\(1,493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.65 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 210.06 Td (\(275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 210.06 Td (\(767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 210.06 Td (\(3,276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 210.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 196.06 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.50 196.06 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 196.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 196.06 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 196.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.15 196.06 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 196.06 Td (152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 196.06 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 196.06 Td (1,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 182.06 Td (Net recoveries \(char) Tj ET Q q 0 0 0 rg BT 135.79 182.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 154.62 182.06 Td (fs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.50 182.06 Td (1) Tj ET Q q 0 0 0 rg BT 213.00 182.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 182.06 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 182.06 Td (\(323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 182.06 Td (\(91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.15 182.06 Td (\(895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.65 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 182.06 Td (\(123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 182.06 Td (\(608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 182.06 Td (\(2,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 182.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 168.06 Td (Provision for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.50 168.06 Td (252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 168.06 Td (226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 168.06 Td (265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 168.06 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.40 168.06 Td (1,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 168.06 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 168.06 Td (507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 168.06 Td (2,775) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 154.05 Td (Balance, September) Tj ET Q q 0 0 0 rg BT 133.41 154.05 Td ( 30, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 154.05 Td (7,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.75 154.05 Td (6,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 154.05 Td (924) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 154.05 Td (679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.40 154.05 Td (2,814) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 154.05 Td (441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 154.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 154.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 154.05 Td (18,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 127.05 Td (Period-end amount allocated to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 113.06 Td (Loans individually evaluated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 104.06 Td (for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.50 104.06 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 104.06 Td (424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 104.06 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 104.06 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 104.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 104.27 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 104.06 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 104.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 104.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 104.06 Td (747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 90.06 Td (Loans collectively evaluated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 81.06 Td (for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 81.06 Td (7,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 81.06 Td (5,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 81.06 Td (773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 81.06 Td (666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.40 81.06 Td (2,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 81.06 Td (420) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 81.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 81.06 Td (18,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 67.05 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 67.05 Td (7,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.75 67.05 Td (6,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 67.05 Td (924) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 67.05 Td (679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.40 67.05 Td (2,814) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 67.05 Td (441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 67.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.00 67.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 67.05 Td (18,877) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 59 0 obj <>] /Rotate 0 /Contents 60 0 R>> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (29) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 742.25 Td ( Loan Losses for) Tj ET Q q 0 0 0 rg BT 183.63 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 185.58 742.25 Td (Acquir) Tj ET Q q 0 0 0 rg BT 215.40 742.25 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (Acquired loans are recorded at their fair value as of the acquisition date with no valuation allowance, and monitored for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (changes in credit quality and subsequent increases or decreases in expected cash flows. Decreases in expected cash flows of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.25 Td (acquired purchased credit impaired loans are recognized as an impairment, with the amount of the expected loss included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.25 Td (management's evaluation of the appropriateness of the allowance for loan losses. ) Tj ET Q q 0 0 0 rg BT 381.90 694.25 Td (The methods utilized to estimate the required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (allowance for loan losses for nonimpaired acquired loans are similar to those utilized for originated loans; however) Tj ET Q q 0 0 0 rg BT 514.01 682.25 Td (, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.25 Td (records a provision for loan losses only when the computed allowance exceeds the remaining fair value adjustment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 652.25 Td (The following table presents activity in the allowance for loan losses for acquired loans: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 605.75 183.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 605.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 605.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 605.75 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 605.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 605.75 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 576.75 183.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 576.75 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 576.75 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 576.75 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 576.75 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 576.75 90.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 620.75 m 312.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 620.75 m 402.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 620.75 m 499.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 620.75 m 589.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 605.75 m 222.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 605.75 m 312.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 605.75 m 402.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 605.75 m 409.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 620.75 m 499.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 605.75 m 499.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 620.75 m 589.5 620.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 605.75 m 589.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 561.75 m 222.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 561.75 m 312.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 561.75 m 222.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 547.75 m 222.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 561.75 m 312.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 547.75 m 312.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 561.75 m 402.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 547.75 m 402.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 561.75 m 409.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 547.75 m 409.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 561.75 m 499.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 547.75 m 499.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 561.75 m 589.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 547.75 m 589.5 547.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 625.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 283.08 625.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.20 625.43 Td (Nine Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 42.00 610.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.25 610.43 Td (September) Tj ET Q q 0 0 0 rg BT 271.26 610.43 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.25 610.43 Td (September) Tj ET Q q 0 0 0 rg BT 361.26 610.43 Td ( 30, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.25 610.43 Td (September) Tj ET Q q 0 0 0 rg BT 458.26 610.43 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.25 610.43 Td (September) Tj ET Q q 0 0 0 rg BT 548.17 610.43 Td ( 30, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 42.00 596.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 58.02 596.43 Td (chased cr) Tj ET Q q 0 0 0 rg BT 98.11 596.43 Td (edit impair) Tj ET Q q 0 0 0 rg BT 145.42 596.43 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 581.42 Td (Balance, beginning of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 581.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 581.42 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 581.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 581.42 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.00 581.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 581.42 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 581.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.65 581.42 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 566.42 Td (Provision for \(recovery of\) loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 566.42 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 566.42 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 566.42 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.30 566.42 Td (\(1) Tj ET Q q 0 0 0 rg BT 575.63 566.42 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 585.65 566.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 42.00 552.43 Td (Balance, September) Tj ET Q q 0 0 0 rg BT 126.80 552.43 Td ( 30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.00 552.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.65 552.43 Td (155) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.00 552.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.65 552.43 Td (1) Tj ET Q q 0 0 0 rg BT 388.65 552.43 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.00 552.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.65 552.43 Td (155) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.00 552.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 570.65 552.43 Td (1) Tj ET Q q 0 0 0 rg BT 575.65 552.43 Td (15) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 518.25 Td (Note 5 Long-T) Tj ET Q q 0 0 0 rg BT 115.30 518.25 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 155.38 518.25 Td (owings) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 508.25 m 562 508.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 494.25 Td (The following table summarizes Peoples' long-term borrowings: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 430.75 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 430.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 430.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 430.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 430.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 430.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 402.75 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 402.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 402.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 402.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 402.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 402.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 374.75 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 374.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 374.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 374.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 374.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 374.75 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 463.75 m 357.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 463.75 m 414.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 463.75 m 476.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 463.75 m 533.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 430.75 m 300.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 430.75 m 357.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 430.75 m 414.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 430.75 m 476.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 430.75 m 533.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 430.75 m 533.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 374.75 m 300.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 360.75 m 300.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 374.75 m 357.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 360.75 m 357.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 374.75 m 414.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 360.75 m 414.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 374.75 m 419.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 360.75 m 419.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 374.75 m 476.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 360.75 m 476.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 374.75 m 533.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 360.75 m 533.5 360.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 468.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.25 468.48 Td (September) Tj ET Q q 0 0 0 rg BT 361.26 468.48 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.65 468.48 Td (December) Tj ET Q q 0 0 0 rg BT 478.77 468.48 Td ( 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.00 435.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.55 435.43 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.55 454.48 Td (W) Tj ET Q q 0 0 0 rg BT 373.27 454.48 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.10 444.48 Td (A) Tj ET Q q 0 0 0 rg BT 374.95 444.48 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.50 434.48 Td (Rate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.55 435.43 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.55 454.48 Td (W) Tj ET Q q 0 0 0 rg BT 492.00 454.48 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 444.48 Td (A) Tj ET Q q 0 0 0 rg BT 493.58 444.48 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.50 434.48 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 421.32 Td (FHLB putable, non-amortizing, fixed-rate advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.00 421.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 421.32 Td (85,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 421.32 Td (2.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 421.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 421.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 421.32 Td (1) Tj ET Q q 0 0 0 rg BT 445.15 421.32 Td (15,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 421.32 Td (1.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 421.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 407.32 Td (FHLB amortizing, fixed-rate advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 407.32 Td (18,860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 407.32 Td (2.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 407.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 407.32 Td (21,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 407.32 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 407.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 393.32 Td (Junior subordinated debt securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.15 393.32 Td (7,239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 393.32 Td (7.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 393.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 393.32 Td (7,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 393.32 Td (6.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 393.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 379.32 Td (Unamortized debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 379.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 379.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 379.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 379.37 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 379.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.00 379.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 379.32 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 365.43 Td (T) Tj ET Q q 0 0 0 rg BT 95.75 365.43 Td (otal long-term borr) Tj ET Q q 0 0 0 rg BT 178.33 365.43 Td (owings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.00 365.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.15 365.43 Td (1) Tj ET Q q 0 0 0 rg BT 326.15 365.43 Td (1) Tj ET Q q 0 0 0 rg BT 331.15 365.43 Td (1,099) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.50 365.43 Td (2.40) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 365.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 365.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.15 365.43 Td (144,019) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 365.43 Td (2.1) Tj ET Q q 0 0 0 rg BT 518.00 365.43 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 365.43 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 343.25 Td (Peoples continually evaluates its overall balance sheet position given the interest rate environment. During the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.87 343.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.08 343.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 331.25 Td (months of 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 331.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.78 331.25 Td ( additional borrowings were entered into, and two long-term FHLB non-amortizing advances in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 319.25 Td (aggregate amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.69 319.25 Td ($30.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.58 319.25 Td ( were reclassified to short-term borrowings as the maturity became less than one year) Tj ET Q q 0 0 0 rg BT 533.30 319.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 301.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.44 301.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.71 301.25 Td (, Peoples' had one remaining FHLB putable option-based advance. ) Tj ET Q q 0 0 0 rg BT 448.26 301.25 Td (The FHLB has the option, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.25 Td (at its sole discretion, to terminate the advance after the initial fixed rate period of three months, requiring full repayment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 277.25 Td (advance by Peoples, prior to the stated maturity) Tj ET Q q 0 0 0 rg BT 243.85 277.25 Td (. If the advance is terminated prior to maturity) Tj ET Q q 0 0 0 rg BT 430.36 277.25 Td (, the FHLB will of) Tj ET Q q 0 0 0 rg BT 504.35 277.25 Td (fer Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 265.25 Td (replacement funding at the then-prevailing rate on an advance product then of) Tj ET Q q 0 0 0 rg BT 365.08 265.25 Td (fered by the FHLB, subject to normal FHLB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 253.25 Td (credit and collateral requirements. Peoples is required to make quarterly interest payments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 235.25 Td (The amortizing, fixed-rate FHLB advances have a fixed rate for the term of each advance, with maturities ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 223.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 223.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.78 223.25 Td (thirteen years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.92 223.25 Td (. ) Tj ET Q q 0 0 0 rg BT 143.24 223.25 Td (These advances require monthly principal and interest payments, with some having a constant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 211.25 Td (prepayment rate requiring an additional principal payment annually) Tj ET Q q 0 0 0 rg BT 323.53 211.25 Td (. ) Tj ET Q q 0 0 0 rg BT 330.85 211.25 Td (These advances are not eligible for optional prepayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 199.25 Td (prior to maturity) Tj ET Q q 0 0 0 rg BT 119.45 199.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 181.25 Td (Peoples maintains a multi-year unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.12 181.25 Td ($15.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.01 181.25 Td ( revolving credit facility \(the Credit Facility\) with Raymond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 169.25 Td (James Bank, N.A. that matures on March 4, 2019. Borrowings under the Credit Facility may be used: \(i\) to make acquisitions; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 157.25 Td (\(ii\) to make stock repurchases; \(iii\) for working capital needs; and \(iv\) for other general corporate purposes. Each loan under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 145.25 Td (the Credit Facility will bear interest per annum at a rate equal to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.52 145.25 Td (3.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.35 145.25 Td ( plus the one-month LIBOR rate, which rate will reset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 133.25 Td (monthly) Tj ET Q q 0 0 0 rg BT 86.69 133.25 Td (. ) Tj ET Q q 0 0 0 rg BT 93.63 133.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.08 133.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.34 133.25 Td (, there were no borrowings outstanding under the Credit Facility) Tj ET Q q 0 0 0 rg BT 454.85 133.25 Td (. ) Tj ET Q q 0 0 0 rg BT 461.80 133.25 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 121.25 Td (regarding the Credit Facility can be found in Note 9 of the Notes to the Consolidated Financial Statements included in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 109.25 Td (2017 Form 10-K.) Tj ET Q endstream endobj 61 0 obj <>] /Rotate 0 /Contents 62 0 R>> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The aggregate minimum annual retirements of long-term borrowings in future periods are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 701.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 701.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 701.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 671.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 671.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 671.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 641.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 641.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 641.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 611.60 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 611.60 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 701.6 m 330.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 701.6 m 390.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 701.6 m 459.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 701.6 m 390.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 701.6 m 459.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 611.6 m 390.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 611.6 m 330.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 597.6 m 330.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 611.6 m 390.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 597.6 m 390.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 611.6 m 459.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 597.6 m 459.5 597.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.00 706.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.05 706.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.55 716.28 Td (W) Tj ET Q q 0 0 0 rg BT 412.00 716.28 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.85 706.28 Td (A) Tj ET Q q 0 0 0 rg BT 402.33 706.28 Td (verage Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 691.27 Td (Three months ending December 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 691.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 691.27 Td (1,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 691.27 Td (1.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 691.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 676.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 676.27 Td (ear ending December 31, 2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 676.27 Td (3,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 676.27 Td (1.56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 676.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 661.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 661.27 Td (ear ending December 31, 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 661.27 Td (25,564) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 661.27 Td (1.83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 661.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 646.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 646.27 Td (ear ending December 31, 2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 646.27 Td (21,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 646.27 Td (1.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 646.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 631.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 631.27 Td (ear ending December 31, 2022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 631.27 Td (16,521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 631.27 Td (1.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 631.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 616.27 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 616.27 Td (42,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 616.27 Td (3.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 616.27 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 164.00 602.28 Td (T) Tj ET Q q 0 0 0 rg BT 169.75 602.28 Td (otal long-term borr) Tj ET Q q 0 0 0 rg BT 252.33 602.28 Td (owings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 602.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.15 602.28 Td (1) Tj ET Q q 0 0 0 rg BT 359.15 602.28 Td (1) Tj ET Q q 0 0 0 rg BT 364.15 602.28 Td (1,099) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.50 602.33 Td (2.40) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 602.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 556.10 Td (Note 6 Stockholders) Tj ET Q q 0 0 0 rg BT 142.14 556.10 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.54 556.10 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 546.1 m 558 546.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 532.10 Td (The following table details the progression in Peoples) Tj ET Q q 0 0 0 rg BT 289.82 532.10 Td ( common shares and treasury stock during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.89 532.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.10 532.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 520.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 520.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.25 261.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 479.60 346.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 479.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 479.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 450.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 450.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 450.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 420.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 420.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 420.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 390.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 390.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 390.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 360.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 360.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 360.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 332.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 332.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 332.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 302.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 302.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 302.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 274.60 346.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 274.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 274.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 479.6 m 417.25 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 465.6 m 417.25 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 479.6 m 482.25 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 465.6 m 482.25 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 479.6 m 542.25 479.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 465.6 m 542.25 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 274.6 m 417.25 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 260.6 m 417.25 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 274.6 m 482.25 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 260.6 m 482.25 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 274.6 m 542.25 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 260.6 m 542.25 260.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 484.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 494.28 Td (Common) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.85 484.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 455.23 484.28 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.45 494.28 Td (T) Tj ET Q q 0 0 0 rg BT 498.38 494.28 Td (r) Tj ET Q q 0 0 0 rg BT 502.64 494.28 Td (easury) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 484.28 Td (Stock) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.75 470.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 94.22 470.28 Td (es at December) Tj ET Q q 0 0 0 rg BT 159.01 470.28 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.35 470.28 Td (18,952,385) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 470.28 Td (702,449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 455.27 Td (Changes related to stock-based compensation awards:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.75 455.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.75 455.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 440.27 Td (Release of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 440.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.90 440.27 Td (30,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 425.27 Td (Cancellation of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 425.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.90 425.27 Td (1,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 410.27 Td (Exercise of stock appreciation rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 410.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.05 410.32 Td (\(102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 410.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 395.27 Td (Grant of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 395.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.55 395.32 Td (\(103,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 395.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 380.27 Td (Grant of common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 380.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.55 380.32 Td (\(16,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 380.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 365.27 Td (Changes related to deferred compensation plan for Boards of Directors:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 350.27 Td (Purchase of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 350.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.90 350.27 Td (4,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 336.17 Td (Disbursed out of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 336.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 336.22 Td (\(2,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 336.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 322.27 Td (Common shares issued under dividend reinvestment plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.90 322.27 Td (14,098) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.40 322.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 307.27 Td (Common shares issued under compensation plan for Boards of Directors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 307.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 307.32 Td (\(3,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 307.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 292.27 Td (Common shares issued under employee stock purchase plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 292.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 292.32 Td (\(5,186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 292.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 278.17 Td (Issuance of common shares related to the acquisition of ) Tj ET Q q 0 0 0 rg BT 297.85 278.17 Td (ASB Financial Corp.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.40 278.17 Td (1,152,71) Tj ET Q q 0 0 0 rg BT 473.40 278.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.40 278.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.75 265.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 94.13 265.28 Td (es at September) Tj ET Q q 0 0 0 rg BT 161.71 265.28 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.35 265.28 Td (20,1) Tj ET Q q 0 0 0 rg BT 450.85 265.28 Td (19,194) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 265.28 Td (609,250) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 243.10 Td (Under its ) Tj ET Q q 0 0 0 rg BT 110.89 243.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 151.71 243.10 Td (Articles of Incorporation, Peoples is authorized to issue up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.16 243.10 Td (50,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.66 243.10 Td ( preferred shares, in one or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 231.10 Td (series, having such voting powers, designations, preferences, rights, qualifications, limitations and restrictions as determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 219.10 Td (by Peoples' Board of Directors. ) Tj ET Q q 0 0 0 rg BT 183.83 219.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.33 219.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.60 219.10 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.14 219.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.14 219.10 Td ( preferred shares issued or outstanding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 201.10 Td (The following table details the cash dividends declared per common share during the nine months ended September 30:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 149.00 170.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 170.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 170.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 149.00 140.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 140.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 140.60 60.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149 170.60000000000002 m 337 170.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 170.60000000000002 m 402 170.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 170.60000000000002 m 462 170.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 125.60000000000002 m 402 125.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 125.60000000000002 m 462 125.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149 125.60000000000002 m 337 125.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 149 110.60000000000002 m 337 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 125.60000000000002 m 402 125.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 110.60000000000002 m 402 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 110.60000000000002 m 462 110.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 175.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.50 175.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.50 160.27 Td (First Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.50 160.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 160.27 Td (0.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 160.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 160.27 Td (0.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.50 145.27 Td (Second Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 145.27 Td (0.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 145.27 Td (0.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.50 130.27 Td (Third Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 130.27 Td (0.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 130.27 Td (0.22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 151.50 115.28 Td (T) Tj ET Q q 0 0 0 rg BT 157.25 115.28 Td (otal dividends declar) Tj ET Q q 0 0 0 rg BT 245.97 115.28 Td (ed) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 115.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.65 115.28 Td (0.82) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.50 115.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.65 115.28 Td (0.62) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 63 0 obj <>] /Rotate 0 /Contents 64 0 R>> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 138.53 731.25 Td ( Compr) Tj ET Q q 0 0 0 rg BT 171.40 731.25 Td (ehensive Loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 713.25 Td (The following table details the change in the components of Peoples) Tj ET Q q 0 0 0 rg BT 347.85 713.25 Td ( accumulated other comprehensive loss for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.39 713.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.61 713.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.25 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.33 701.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.59 701.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 630.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 630.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 630.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 630.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 630.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 604.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 604.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 604.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 604.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 604.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 566.75 201.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 566.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 566.75 77.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 566.75 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 566.75 74.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 516.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 516.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 516.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 516.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 516.75 74.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 630.75 m 264 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 630.75 m 329 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 630.75 m 406 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 630.75 m 474 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 630.75 m 548 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 630.75 m 264 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 617.75 m 264 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 630.75 m 329 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 617.75 m 329 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 630.75 m 406 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 617.75 m 406 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 630.75 m 474 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 617.75 m 474 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 630.75 m 548 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 617.75 m 548 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 617.75 m 329 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 617.75 m 406 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 617.75 m 474 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 617.75 m 548 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 516.75 m 264 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 516.75 m 329 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 516.75 m 406 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 516.75 m 474 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 516.75 m 548 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 516.75 m 264 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 503.75 m 264 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 516.75 m 329 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 503.75 m 329 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 516.75 m 406 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 503.75 m 406 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 516.75 m 474 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 503.75 m 474 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 516.75 m 548 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 503.75 m 548 503.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.50 635.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.75 655.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 289.88 655.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.70 645.43 Td (Loss on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.15 635.43 Td (Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.65 665.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 354.78 665.43 Td (ecognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.25 655.43 Td (Net Pension and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.25 645.43 Td (Postr) Tj ET Q q 0 0 0 rg BT 357.93 645.43 Td (etir) Tj ET Q q 0 0 0 rg BT 372.73 645.43 Td (ement) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.30 635.43 Td (Costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.25 655.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 433.38 655.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.30 645.43 Td (Gain on Cash) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.05 635.43 Td (Flow Hedge) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 665.43 Td (Accumulated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.80 655.43 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.25 645.43 Td (Compr) Tj ET Q q 0 0 0 rg BT 507.62 645.43 Td (ehensive) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.75 635.43 Td (Loss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.50 621.48 Td (Balance, December) Tj ET Q q 0 0 0 rg BT 147.60 621.48 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 621.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.30 621.53 Td (\(2,088) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.15 621.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.50 621.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.30 621.53 Td (\(4,256) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.15 621.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 621.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 621.48 Td (1,129) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 621.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.30 621.53 Td (\(5,215) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 621.48 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 608.32 Td (Reclassification adjustments to net income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 595.32 Td ( Realized gain on sale of securities, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 595.32 Td (1) Tj ET Q q 0 0 0 rg BT 315.15 595.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 595.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 595.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.15 595.32 Td (1) Tj ET Q q 0 0 0 rg BT 534.15 595.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 581.87 Td (Realized loss due to settlement and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 571.87 Td (curtailment, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.15 571.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.15 571.42 Td (139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 571.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.15 571.42 Td (139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 556.87 Td (Amounts reclassified out of accumulated other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 546.87 Td (comprehensive loss per ) Tj ET Q q 0 0 0 rg BT 161.59 546.87 Td (ASU 2016-01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.30 546.47 Td (\(5,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 546.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 546.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 546.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.30 546.47 Td (\(5,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 546.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 531.87 Td (Other comprehensive \(loss\) income, net of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 521.87 Td (reclassifications and tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.30 521.47 Td (\(13,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 521.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.15 521.42 Td (993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 521.42 Td (2,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.30 521.47 Td (\(10,609) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 521.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.50 507.48 Td (Balance, September) Tj ET Q q 0 0 0 rg BT 150.30 507.48 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 507.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.30 507.53 Td (\(20,622) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.15 507.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.50 507.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.30 507.53 Td (\(3,124) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.15 507.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 507.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 507.48 Td (3,156) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 507.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.30 507.53 Td (\(20,590) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 507.48 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.50 504.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 474.25 Td (Note 7 Employee Benefit Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.09 474.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 464.25 m 562 464.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 450.25 Td (Peoples sponsors a noncontributory defined benefit pension plan that covers substantially all employees hired before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 438.25 Td (January 1, 2010.) Tj ET Q q 0 0 0 rg BT 124.92 438.25 Td (The plan provides retirement benefits based on an employee) Tj ET Q q 0 0 0 rg BT 368.72 438.25 Td (s years of service and compensation.For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 426.25 Td (employees hired before January 1, 2003, the amount of postretirement benefit is based on the employee) Tj ET Q q 0 0 0 rg BT 470.82 426.25 Td (s average monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 414.25 Td (compensation over the highest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.41 414.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.96 414.25 Td ( consecutive years out of the employee) Tj ET Q q 0 0 0 rg BT 352.24 414.25 Td (s last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.02 414.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.83 414.25 Td ( with Peoples while an eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 402.25 Td (employee.For employees hired on or after January 1, 2003, the amount of postretirement benefit is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.32 402.25 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 402.25 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 390.25 Td (employee) Tj ET Q q 0 0 0 rg BT 95.65 390.25 Td (s annual compensation during the years 2003 through 2009, plus accrued interest.Ef) Tj ET Q q 0 0 0 rg BT 436.22 390.25 Td (fective January 1, 2010, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 378.25 Td (pension plan was closed to new entrants.Ef) Tj ET Q q 0 0 0 rg BT 231.28 378.25 Td (fective March 1, 201) Tj ET Q q 0 0 0 rg BT 314.21 378.25 Td (1, the accrual of pension plan benefits for all participants was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 366.25 Td (frozen. Peoples recognized this freeze as a curtailment as of December 31, 2010 and March 1, 201) Tj ET Q q 0 0 0 rg BT 449.59 366.25 Td (1, under the terms of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 354.25 Td (pension plan. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 336.25 Td (Peoples also provides post-retirement health and life insurance benefits to former employees and directors. Only those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 324.25 Td (individuals who retired before January 27, 2012 were eligible for life insurance benefits. ) Tj ET Q q 0 0 0 rg BT 412.22 324.25 Td (As of January 1, 201) Tj ET Q q 0 0 0 rg BT 494.89 324.25 Td (1, all retirees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 312.25 Td (who desire to participate in Peoples medical plan do so by electing COBRA, which provides up to 18 months of coverage; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 300.25 Td (retirees over the age of 65 also have the option to pay to participate in a group Medicare supplemental plan. Peoples) Tj ET Q q 0 0 0 rg BT 523.10 300.25 Td ( policy is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 288.25 Td (to fund the cost of the health benefits as they arise.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 270.25 Td (The following tables detail the components of the net periodic cost for the plans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.25 137.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 111.25 201.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.25 201.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 201.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.25 201.75 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.25 201.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 201.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.25 175.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.25 175.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 175.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.25 175.75 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.25 175.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 175.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.25 149.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.25 149.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.25 149.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.25 149.75 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.25 149.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 149.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 240.75 m 321.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 240.75 m 381.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 240.75 m 386.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 240.75 m 446.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 240.75 m 506.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 240.75 m 321.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 240.75 m 446.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 240.75 m 506.25 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 214.75 m 321.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 214.75 m 381.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 214.75 m 446.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 214.75 m 506.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.25 201.75 m 261.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 214.75 m 321.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 201.75 m 321.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 214.75 m 381.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 201.75 m 381.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 201.75 m 386.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 214.75 m 446.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 201.75 m 446.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 214.75 m 506.25 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 201.75 m 506.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 201.75 m 321.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 201.75 m 381.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 201.75 m 446.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 201.75 m 506.25 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.25 149.75 m 261.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 149.75 m 321.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 149.75 m 381.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 149.75 m 446.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 149.75 m 506.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.25 136.75 m 261.25 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 149.75 m 321.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.25 136.75 m 321.25 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 149.75 m 381.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.25 136.75 m 381.25 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 149.75 m 386.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.25 136.75 m 386.25 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 149.75 m 446.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.25 136.75 m 446.25 136.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 149.75 m 506.25 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 136.75 m 506.25 136.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.10 244.48 Td (Pension Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 231.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.25 231.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 291.83 231.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.95 231.48 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 218.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.25 218.48 Td (September) Tj ET Q q 0 0 0 rg BT 336.26 218.48 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.25 218.48 Td (September) Tj ET Q q 0 0 0 rg BT 461.17 218.48 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.75 205.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.75 205.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.75 205.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.75 205.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.75 205.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 192.32 Td (Interest cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.75 192.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.40 192.32 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.75 192.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.40 192.32 Td (1) Tj ET Q q 0 0 0 rg BT 367.40 192.32 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 192.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.40 192.32 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 192.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.40 192.32 Td (338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 179.32 Td (Expected return on plan assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.05 179.32 Td (\(147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.40 179.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.05 179.37 Td (\(138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.40 179.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.05 179.37 Td (\(440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.40 179.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.05 179.37 Td (\(415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.40 179.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 166.32 Td (Amortization of net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.40 166.32 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.40 166.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.40 166.32 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.40 166.32 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 153.32 Td (Settlement of benefit obligation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.40 153.32 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.40 153.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.40 153.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.40 153.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 125.75 140.48 Td (Net periodic cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.75 140.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.40 140.48 Td (162) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.75 140.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.40 140.48 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.75 140.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.05 140.53 Td (\(42) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.40 140.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.75 140.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.40 140.48 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (32) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.00 696.50 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.00 696.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 696.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 696.50 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 696.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 696.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.00 670.50 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.00 670.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 670.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 670.50 5.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 670.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 670.50 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 735.5 m 320 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 735.5 m 380 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 735.5 m 385 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 735.5 m 445 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 735.5 m 505 735.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 709.5 m 320 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 709.5 m 380 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 709.5 m 445 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 709.5 m 505 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110 696.5 m 260 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 709.5 m 320 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 696.5 m 320 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 709.5 m 380 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 696.5 m 380 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 696.5 m 385 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 709.5 m 445 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 696.5 m 445 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 709.5 m 505 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 696.5 m 505 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 696.5 m 320 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 696.5 m 380 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 696.5 m 445 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 696.5 m 505 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110 670.5 m 260 670.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110 657.5 m 260 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 670.5 m 320 670.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260 657.5 m 320 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 670.5 m 380 670.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 657.5 m 380 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 670.5 m 385 670.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 657.5 m 385 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 670.5 m 445 670.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 657.5 m 445 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 670.5 m 505 670.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 657.5 m 505 657.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.75 739.23 Td (Postr) Tj ET Q q 0 0 0 rg BT 354.43 739.23 Td (etir) Tj ET Q q 0 0 0 rg BT 369.23 739.23 Td (ement Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 726.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.00 726.23 Td (Thr) Tj ET Q q 0 0 0 rg BT 290.58 726.23 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.70 726.23 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 713.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 713.23 Td (September) Tj ET Q q 0 0 0 rg BT 335.01 713.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 713.23 Td (September) Tj ET Q q 0 0 0 rg BT 459.92 713.23 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.50 700.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.50 700.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 700.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.50 700.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 700.23 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 687.07 Td (Interest cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 687.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 687.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.50 687.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 687.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 687.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 687.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.50 687.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 687.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 674.07 Td (Amortization of net gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.80 674.07 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 674.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.80 674.12 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 674.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 674.12 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 674.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.80 674.12 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 674.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 124.50 661.23 Td (Net periodic cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.50 661.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.80 661.23 Td (\(1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.15 661.23 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.50 661.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.15 661.23 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.50 661.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.80 661.28 Td (\(2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.15 661.23 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.50 661.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.80 661.28 Td (\(2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.15 661.23 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 640.00 Td (Under US GAAP) Tj ET Q q 0 0 0 rg BT 140.89 640.00 Td (, Peoples is required to recognize a settlement gain or loss when the aggregate amount of lump-sum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.00 Td (distributions to participants equals or exceeds the sum of the service and interest cost components of the net periodic pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.00 Td (cost. ) Tj ET Q q 0 0 0 rg BT 77.43 616.00 Td (The amount of settlement gain or loss recognized is the pro rata amount of the unrealized gain or loss existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.00 Td (immediately prior to the settlement. In general, both the projected benefit obligation and the fair value of plan assets are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.00 Td (required to be remeasured in order to determine the settlement gain or loss.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 574.00 Td (During the third quarter 2018, the total lump-sum distributions made to participants caused the total settlements to exceed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.00 Td (the recognition threshold for settlement gain or losses. ) Tj ET Q q 0 0 0 rg BT 275.62 562.00 Td (As a result, Peoples recorded settlement char) Tj ET Q q 0 0 0 rg BT 455.10 562.00 Td (ges of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.26 562.00 Td ($176,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.76 562.00 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 550.00 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.99 550.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.42 550.00 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.64 550.00 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.47 550.00 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.73 550.00 Td (. ) Tj ET Q q 0 0 0 rg BT 259.05 550.00 Td (There were no settlement char) Tj ET Q q 0 0 0 rg BT 379.92 550.00 Td (ges recorded during the three or nine months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.38 538.00 Td (September30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.64 538.00 Td ( under the noncontributory defined benefit pension plan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 520.00 Td (The following table summarizes the change in projected benefit obligation and funded status as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 508.00 Td (remeasurement and the aggregate settlements for the three months ended September 30, 2018:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 446.50 134.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 446.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 446.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 446.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 446.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 416.50 134.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 416.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 416.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 416.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 416.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 386.50 134.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 386.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 386.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 386.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 386.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 356.50 134.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 356.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 356.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 356.50 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 356.50 88.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 476.5 m 383.5 476.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 476.5 m 471.5 476.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 476.5 m 559.5 476.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 446.5 m 207.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 446.5 m 295.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 446.5 m 383.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 446.5 m 471.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 446.5 m 559.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 446.5 m 295.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 446.5 m 471.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 446.5 m 559.5 446.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 416.5 m 207.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 416.5 m 295.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 416.5 m 383.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 416.5 m 471.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 416.5 m 559.5 416.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 401.5 m 207.5 401.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 401.5 m 295.5 401.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 401.5 m 383.5 401.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 401.5 m 471.5 401.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 401.5 m 559.5 401.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.00 481.18 Td (As of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.25 481.18 Td (September) Tj ET Q q 0 0 0 rg BT 431.26 481.18 Td ( 30, 2018) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 466.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 221.90 466.18 Td (December) Tj ET Q q 0 0 0 rg BT 265.12 466.18 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.90 466.18 Td (Befor) Tj ET Q q 0 0 0 rg BT 348.69 466.18 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.30 466.18 Td (Impact of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.70 466.18 Td (After) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 451.18 Td (Funded status:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.00 451.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.25 451.18 Td (Settlements) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.20 451.18 Td (Settlement) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.20 451.18 Td (Settlement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 436.17 Td (Projected benefit obligation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.00 436.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 436.17 Td (12,991) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 436.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 436.17 Td (12,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 436.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.30 436.22 Td (\(510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 436.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 436.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 436.17 Td (1) Tj ET Q q 0 0 0 rg BT 528.15 436.17 Td (1,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 421.17 Td (Fair value of plan assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 421.17 Td (8,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 421.17 Td (12,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.30 421.22 Td (\(510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 421.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 421.17 Td (1) Tj ET Q q 0 0 0 rg BT 528.15 421.17 Td (1,496) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 406.18 Td ( Funded status) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.80 406.17 Td (\(4,498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 406.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 406.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 406.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 406.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 391.17 Td (Gross unrealized loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.00 391.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 391.17 Td (5,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 391.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 391.17 Td (4,196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 391.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 391.17 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 391.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 391.17 Td (4,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 376.17 Td (Assumptions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 361.17 Td ( Discount rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.15 361.17 Td (3.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 361.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 361.17 Td (4.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 361.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 361.17 Td (4.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.65 361.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 346.17 Td ( Expected return on plan assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.15 346.17 Td (7.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 346.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 346.17 Td (7.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 346.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 346.17 Td (7.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.65 346.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 324.00 Td (In 2018, Peoples contributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.48 324.00 Td ($3.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.37 324.00 Td ( to the defined benefit pension plan. ) Tj ET Q q 0 0 0 rg BT 386.76 324.00 Td (This contribution was reported on the 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 312.00 Td (federal income tax return and recognized as a deduction for tax purposes at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 312.00 Td (35%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.98 312.00 Td ( statutory federal corporate income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 300.00 Td (rate.) Tj ET Q endstream endobj 67 0 obj <>] /Rotate 0 /Contents 68 0 R>> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (33) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Note 8 Earnings Per) Tj ET Q q 0 0 0 rg BT 140.20 731.25 Td ( Common Shar) Tj ET Q q 0 0 0 rg BT 205.02 731.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.46 731.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 721.25 m 558 721.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.25 Td (The calculations of basic and diluted earnings per common share were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 645.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 645.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 645.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 645.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 645.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 645.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 615.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 615.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 597.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 597.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 597.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 597.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 597.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 597.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 567.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 567.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 567.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 567.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 567.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 567.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 549.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 549.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 549.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 549.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 549.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 549.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 520.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 520.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 520.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 520.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 520.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 520.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 500.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 500.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 500.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 500.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 500.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 500.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 660.75 m 382.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 660.75 m 437.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 660.75 m 441.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 660.75 m 496.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 660.75 m 551.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 645.75 m 327.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 645.75 m 382.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 645.75 m 437.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 645.75 m 441.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 660.75 m 496.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 645.75 m 496.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 660.75 m 551.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 645.75 m 551.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 645.75 m 382.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 645.75 m 437.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 645.75 m 441.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 645.75 m 496.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 645.75 m 551.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 615.75 m 327.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 615.75 m 382.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 615.75 m 437.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 615.75 m 441.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 615.75 m 496.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 615.75 m 551.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 567.75 m 327.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 567.75 m 382.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 567.75 m 437.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 567.75 m 441.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 567.75 m 496.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 567.75 m 551.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 553.75 m 327.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 553.75 m 382.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 553.75 m 437.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 553.75 m 441.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 553.75 m 496.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 553.75 m 551.5 553.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.50 680.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 353.08 680.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.20 680.43 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.50 665.43 Td (September) Tj ET Q q 0 0 0 rg BT 397.51 665.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.50 665.43 Td (September) Tj ET Q q 0 0 0 rg BT 511.51 665.43 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 62.00 650.46 Td (\(Dollars in thousands, except per common shar) Tj ET Q q 0 0 0 rg BT 251.89 650.46 Td (e data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.50 650.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.50 650.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.50 650.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 650.43 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 635.42 Td (Distributed earnings allocated to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 635.42 Td (5,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 635.42 Td (3,972) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 635.42 Td (15,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 635.42 Td (1) Tj ET Q q 0 0 0 rg BT 525.15 635.42 Td (1,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 620.42 Td (Undistributed earnings allocated to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 620.42 Td (7,246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 620.42 Td (6,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 620.42 Td (16,638) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 620.42 Td (18,134) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 68.00 613.20 202.29 -8.93 re f /GS0 gs q 0 0 0 rg BT 68.00 606.43 Td (Net earnings allocated to common shar) Tj ET Q q 0 0 0 rg BT 234.19 606.43 Td (eholders) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.00 606.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.15 606.43 Td (12,655) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.00 606.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.15 606.43 Td (10,837) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.00 606.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.15 606.43 Td (32,170) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.00 606.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.15 606.43 Td (29,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 587.42 Td (W) Tj ET Q q 0 0 0 rg BT 71.04 587.42 Td (eighted-average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 587.42 Td (19,325,457) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.60 587.42 Td (18,056,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.60 587.42 Td (18,875,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.60 587.42 Td (18,043,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 572.42 Td (Ef) Tj ET Q q 0 0 0 rg BT 71.26 572.42 Td (fect of potentially dilutive common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 572.42 Td (141,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 572.42 Td (157,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 572.42 Td (128,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 572.42 Td (156,267) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 558.43 Td (T) Tj ET Q q 0 0 0 rg BT 73.75 558.43 Td (otal weighted-average diluted common shar) Tj ET Q q 0 0 0 rg BT 260.22 558.43 Td (es outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.60 558.43 Td (19,466,865) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.60 558.43 Td (18,213,533) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.60 558.43 Td (19,004,087) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.60 558.43 Td (18,199,959) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 62.00 547.20 123.80 -8.93 re f /GS0 gs q 0 0 0 rg BT 62.00 540.43 Td (Earnings per) Tj ET Q q 0 0 0 rg BT 117.66 540.43 Td ( common shar) Tj ET Q q 0 0 0 rg BT 178.03 540.43 Td (e:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 525.42 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 525.42 Td (0.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 525.42 Td (0.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 525.42 Td (1.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 525.42 Td (1.62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 510.42 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 510.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 510.42 Td (0.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 510.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 510.42 Td (0.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 510.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 510.42 Td (1.69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 510.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 510.42 Td (1.61) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 491.43 Td (Anti-dilutive shar) Tj ET Q q 0 0 0 rg BT 137.66 491.43 Td (es excluded fr) Tj ET Q q 0 0 0 rg BT 196.36 491.43 Td (om calculation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 476.42 Td (Restricted shares, stock options and stock appreciation rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 476.42 Td (5,541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 476.42 Td (163) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 476.42 Td (2,193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.65 476.42 Td (270) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 436.25 Td ( Note 9 Financial Instruments with Off-Balance Sheet Risk) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 426.25 m 562 426.25 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (Derivatives and Hedging ) Tj ET Q q 0 0 0 rg BT 161.50 412.25 Td (Activities - Risk Management Objective of Using Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.25 Td (Peoples is exposed to certain risks arising from both its business operations and economic conditions. Peoples principally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.25 Td (manages its exposures to a wide variety of business and operational risks through management of its core business activities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.25 Td (Peoples manages economic risks, including interest rate, liquidity) Tj ET Q q 0 0 0 rg BT 315.79 376.25 Td (, and credit risks, primarily by managing the amount, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (sources, and duration of its assets and liabilities and through the use of derivative financial instruments. Specifically) Tj ET Q q 0 0 0 rg BT 520.18 364.25 Td (, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.25 Td (enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.25 Td (payment of future known or expected cash amounts, the value of which are determined by interest rates. Peoples) Tj ET Q q 0 0 0 rg BT 509.21 340.25 Td ( derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (financial instruments are used to manage dif) Tj ET Q q 0 0 0 rg BT 230.98 328.25 Td (ferences in the amount, timing, and duration of Peoples' known or expected cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.25 Td (receipts and its known or expected cash payments principally related to certain variable rate borrowings. Peoples also has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (interest rate derivatives that result from a service provided to certain qualifying customers and, therefore, are not used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.25 Td (manage interest rate risk in Peoples' assets or liabilities. Peoples manages a matched book with respect to customer) Tj ET Q q 0 0 0 rg BT 516.31 292.25 Td (-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.25 Td (derivative financial instruments in order to minimize its net risk exposure resulting from such transactions. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 72.14 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 74.46 256.25 Td (V) Tj ET Q q 0 0 0 rg BT 80.77 256.25 Td (alues of Derivative Instruments on the Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 244.25 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 107.13 244.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 123.23 244.25 Td (value ) Tj ET Q q 0 0 0 rg BT 147.10 244.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.66 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.09 244.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 214.29 244.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 251.50 244.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 300.38 244.25 Td (was ) Tj ET Q q 0 0 0 rg BT 318.15 244.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 244.25 Td (8.8 ) Tj ET Q q 0 0 0 rg BT 337.87 244.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.77 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 368.99 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 378.99 244.25 Td (an ) Tj ET Q q 0 0 0 rg BT 390.64 244.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 412.30 244.25 Td (position ) Tj ET Q q 0 0 0 rg BT 446.75 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 463.41 244.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.41 244.25 Td (4.9 ) Tj ET Q q 0 0 0 rg BT 483.13 244.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.02 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 514.24 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 524.24 244.25 Td (a ) Tj ET Q q 0 0 0 rg BT 530.90 244.25 Td (liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.25 Td (position ) Tj ET Q q 0 0 0 rg BT 90.20 232.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.39 232.25 Td (September30, ) Tj ET Q q 0 0 0 rg BT 163.12 232.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.12 232.25 Td (, ) Tj ET Q q 0 0 0 rg BT 189.60 232.25 Td (and ) Tj ET Q q 0 0 0 rg BT 208.01 232.25 Td (there ) Tj ET Q q 0 0 0 rg BT 231.96 232.25 Td (was ) Tj ET Q q 0 0 0 rg BT 251.49 232.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.49 232.25 Td (4.6 ) Tj ET Q q 0 0 0 rg BT 272.96 232.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.85 232.25 Td ( ) Tj ET Q q 0 0 0 rg BT 305.82 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 317.57 232.25 Td (an ) Tj ET Q q 0 0 0 rg BT 330.98 232.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 354.40 232.25 Td (position ) Tj ET Q q 0 0 0 rg BT 390.59 232.25 Td (and ) Tj ET Q q 0 0 0 rg BT 409.00 232.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 232.25 Td (3.2 ) Tj ET Q q 0 0 0 rg BT 430.48 232.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.37 232.25 Td ( ) Tj ET Q q 0 0 0 rg BT 463.34 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 475.09 232.25 Td (a ) Tj ET Q q 0 0 0 rg BT 483.50 232.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 518.58 232.25 Td (position ) Tj ET Q q 0 0 0 rg BT 554.78 232.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 112.62 220.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.62 220.25 Td (. ) Tj ET Q q 0 0 0 rg BT 137.65 220.25 Td ( ) Tj ET Q q 0 0 0 rg BT 140.00 220.25 Td (The ) Tj ET Q q 0 0 0 rg BT 158.07 220.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 194.49 220.25 Td (are ) Tj ET Q q 0 0 0 rg BT 209.23 220.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 246.74 220.25 Td (in ) Tj ET Q q 0 0 0 rg BT 257.05 220.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 282.35 220.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 310.71 220.25 Td (and ) Tj ET Q q 0 0 0 rg BT 327.12 220.25 Td (Accrued ) Tj ET Q q 0 0 0 rg BT 363.52 220.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 402.15 220.25 Td (and ) Tj ET Q q 0 0 0 rg BT 419.12 220.25 Td (other ) Tj ET Q q 0 0 0 rg BT 442.20 220.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 481.95 220.25 Td (on ) Tj ET Q q 0 0 0 rg BT 494.48 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 509.23 220.25 Td (Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 88.70 208.25 Td (Sheet ) Tj ET Q q 0 0 0 rg BT 113.42 208.25 Td (at ) Tj ET Q q 0 0 0 rg BT 123.14 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 137.85 208.25 Td (date ) Tj ET Q q 0 0 0 rg BT 157.01 208.25 Td (indicated. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 184.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 78.17 184.25 Td (Flow ) Tj ET Q q 0 0 0 rg BT 101.78 184.25 Td (Hedges ) Tj ET Q q 0 0 0 rg BT 135.39 184.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.22 184.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 167.70 184.25 Td (est ) Tj ET Q q 0 0 0 rg BT 181.86 184.25 Td (Rate ) Tj ET Q q 0 0 0 rg BT 204.35 184.25 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 172.25 Td (Peoples' objectives in using interest rate derivatives are to add stability to interest income and expense, and to manage its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.25 Td (exposure to interest rate movements. ) Tj ET Q q 0 0 0 rg BT 205.72 160.25 Td (T) Tj ET Q q 0 0 0 rg BT 211.13 160.25 Td (o accomplish these objectives, Peoples has entered into interest rate swaps as part of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.25 Td (interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 205.51 148.25 Td (. ) Tj ET Q q 0 0 0 rg BT 212.83 148.25 Td (These interest rate swaps are designated as cash flow hedges and involve the receipt of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (variable rate amounts from a counterparty in exchange for Peoples making fixed payments. Peoples acquired three interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.25 Td (rate swaps with the ) Tj ET Q q 0 0 0 rg BT 132.87 124.25 Td (ASB acquisition in the second quarter of 2018, which had an aggregate notional value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.55 124.25 Td ($7.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.44 124.25 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (all of which matured in July 2018. ) Tj ET Q q 0 0 0 rg BT 195.92 112.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.37 112.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.63 112.25 Td (, Peoples had entered into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.16 112.25 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.81 112.25 Td ( interest rate swap contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.25 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.22 100.25 Td ( of which were ef) Tj ET Q q 0 0 0 rg BT 136.00 100.25 Td (fective with an aggregate notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.54 100.25 Td (100.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.43 100.25 Td (. ) Tj ET Q q 0 0 0 rg BT 375.75 100.25 Td (The remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.84 100.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.84 100.25 Td ( became ef) Tj ET Q q 0 0 0 rg BT 494.96 100.25 Td (fective in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 88.25 Td (October 2018 with an aggregate notional value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.04 88.25 Td ($10.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.94 88.25 Td (. Peoples will pay a fixed rate of interest for up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.21 88.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.03 88.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.25 Td (while receiving a floating rate component of interest equal to the three-month LIBOR rate. ) Tj ET Q q 0 0 0 rg BT 421.47 76.25 Td (The interest received on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.25 Td (floating rate component is intended to of) Tj ET Q q 0 0 0 rg BT 216.55 64.25 Td (fset the rate on the rolling three-month FHLB advances. ) Tj ET Q q 0 0 0 rg BT 445.10 64.25 Td (Amounts reported in ) Tj ET Q endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (accumulated other comprehensive loss \("AOCL"\), related to derivatives will be reclassified to interest income or expense as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (interest payments are made or received on Peoples' variable-rate assets or liabilities. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.67 730.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.65 730.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.09 730.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.31 730.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 718.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.20 718.10 Td (September30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.47 718.10 Td (, Peoples had minimal reclassifications to interest expense. During the next ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (twelve months, Peoples estimates that minimal interest expense amount will be reclassified. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 688.10 Td (For derivatives designated as cash flow hedges, the ef) Tj ET Q q 0 0 0 rg BT 287.03 688.10 Td (fective portion of changes in the fair value of each derivative is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.10 Td (reported in ) Tj ET Q q 0 0 0 rg BT 99.54 676.10 Td (AOCL) Tj ET Q q 0 0 0 rg BT 126.39 676.10 Td ( \(outside of earnings\), net of tax, and subsequently reclassified to earnings when the hedged transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (af) Tj ET Q q 0 0 0 rg BT 61.59 664.10 Td (fects earnings, and the inef) Tj ET Q q 0 0 0 rg BT 168.86 664.10 Td (fective portion of changes in the fair value of the derivative is recognized directly in earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (Peoples assesses the ef) Tj ET Q q 0 0 0 rg BT 145.19 652.10 Td (fectiveness of each hedging relationship by comparing the changes in cash flows of the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 640.10 Td (hedging instrument with the changes in cash flows of the designated hedged transaction. ) Tj ET Q q 0 0 0 rg BT 412.34 640.10 Td (The reset dates and the payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.10 Td (dates on the 90-day advances used to fund the swaps are matched to the reset dates and payment dates on the receipt of the 3-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (month LIBOR floating portion of the swaps to ensure ef) Tj ET Q q 0 0 0 rg BT 278.50 616.10 Td (fectiveness of the cash flow hedge. Ef) Tj ET Q q 0 0 0 rg BT 432.71 616.10 Td (fectiveness is measured by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.10 Td (ensuring that reset dates and payment dates are matched.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 586.10 Td (The amount of accumulated other comprehensive pre-tax income for Peoples' cash flow hedges was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.22 586.10 Td (4.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.11 586.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 574.10 Td (. ) Tj ET Q q 0 0 0 rg BT 141.58 574.10 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.33 574.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.33 574.10 Td ( pre-tax net losses recorded for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.10 574.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.32 574.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 574.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.41 574.10 Td (. ) Tj ET Q q 0 0 0 rg BT 505.36 574.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 555.26 574.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.10 Td (Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.55 562.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.55 562.10 Td ( reclassifications to earnings in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.62 562.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.60 562.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.93 562.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 562.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.97 562.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.24 562.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.57 562.10 Td (September30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.83 562.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 544.10 Td (Non-Designated Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 532.10 Td (Peoples maintains an interest rate protection program for commercial loan customers, which was established in 2010. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 520.10 Td (Under this program, Peoples provides its customer with a fixed-rate loan while creating a variable-rate asset for Peoples by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 508.10 Td (customer entering into an interest rate swap with Peoples on terms that match the loan. Peoples of) Tj ET Q q 0 0 0 rg BT 447.61 508.10 Td (fsets its risk exposure by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 496.10 Td (entering into an of) Tj ET Q q 0 0 0 rg BT 127.41 496.10 Td (fsetting interest rate swap with an unaf) Tj ET Q q 0 0 0 rg BT 282.18 496.10 Td (filiated institution. ) Tj ET Q q 0 0 0 rg BT 360.88 496.10 Td (These interest rate swaps do not qualify as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 484.10 Td (designated hedges; therefore, each swap is accounted for as a standalone derivative. Peoples had interest rate swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 472.10 Td (associated with commercial loans with an aggregate notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.02 472.10 Td (449.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.91 472.10 Td ( and fair value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.71 472.10 Td (5.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.60 472.10 Td ( of equally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 460.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 460.10 Td (fsetting assets and liabilities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.85 460.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.11 460.10 Td (, and an aggregate notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.61 460.10 Td (363.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.50 460.10 Td ( and fair value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.30 460.10 Td (3.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 448.10 Td ( of equally of) Tj ET Q q 0 0 0 rg BT 136.30 448.10 Td (fsetting assets and liabilities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.00 448.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.59 448.10 Td (. ) Tj ET Q q 0 0 0 rg BT 346.91 448.10 Td (These interest rate swaps did not have a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 436.10 Td (impact on Peoples' results of operation or financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 400.10 Td (Note 10 Stock-Based Compensation) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 390.1 m 558 390.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 376.10 Td (Under the Peoples Bancorp Inc. ) Tj ET Q q 0 0 0 rg BT 201.78 376.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 225.95 376.10 Td (Amended and Restated 2006 Equity Plan \(the "2006 Equity Plan"\), Peoples may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.10 Td (grant, among other awards, nonqualified stock options, incentive stock options, restricted stock awards, stock appreciation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.10 Td (rights \("SARs"\) and unrestricted share awards to employees and non-employee directors. ) Tj ET Q q 0 0 0 rg BT 415.49 352.10 Td (The total number of common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.10 Td (shares currently available under the 2006 Equity Plan is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.77 340.10 Td (891,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.27 340.10 Td (.) Tj ET Q q 0 0 0 rg BT 319.59 340.10 Td (The maximum number of common shares that can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.10 Td (issued for incentive stock options is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.54 328.10 Td (500,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.04 328.10 Td ( common shares. Prior to 2007, Peoples granted nonqualified and incentive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.10 Td (stock options to employees and nonqualified stock options to non-employee directors under the 2006 Equity Plan and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.10 Td (predecessor plans.Since 2009, Peoples has granted restricted common shares to employees and restricted common shares to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.10 Td (non-employee directors subject to the terms and conditions prescribed by the 2006 Equity Plan. In 2018, the Board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.10 Td (Directors granted unrestricted common shares to non-employee directors and to all full-time and part-time employees who ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.10 Td (did not already participate in the 2006 Equity Plan. In general, common shares issued in connection with stock-based awards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.10 Td (are issued from treasury shares to the extent available.If no treasury shares are available, common shares are issued from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 244.10 Td (authorized but unissued common shares.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 226.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 79.84 226.10 Td (Appr) Tj ET Q q 0 0 0 rg BT 102.44 226.10 Td (eciation Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 214.10 Td (SARs granted to employees have an exercise price equal to the fair market value of Peoples) Tj ET Q q 0 0 0 rg BT 441.40 214.10 Td ( common shares on the date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.10 Td (of grant and will be settled using common shares of Peoples.) Tj ET Q q 0 0 0 rg BT 301.46 202.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 351.36 202.10 Td (, the SARs granted to employees vested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.99 202.10 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.58 202.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.10 Td (after the respective grant dates and expired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.08 190.10 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.90 190.10 Td ( from the respective date of grant. ) Tj ET Q q 0 0 0 rg BT 403.94 190.10 Td (The most recent grant of SARs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.10 Td (occurred in 2008 and these SARs were exercised immediately prior to their expiration on February 20, 2018. ) Tj ET Q q 0 0 0 rg BT 494.25 178.10 Td (The following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.10 Td (table summarizes the changes to Peoples' SARs for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.03 166.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 166.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.07 166.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.34 166.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 111.60 138.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 111.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 111.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 111.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 111.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 111.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 111.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 111.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 111.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 81.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 81.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 81.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 81.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 81.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 81.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 81.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 81.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 81.60 80.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 111.60000000000002 m 204.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 111.60000000000002 m 209.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 111.60000000000002 m 289.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 111.60000000000002 m 294.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 111.60000000000002 m 374.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 111.60000000000002 m 379.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 111.60000000000002 m 459.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 111.60000000000002 m 464.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 111.60000000000002 m 544.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 111.60000000000002 m 289.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 111.60000000000002 m 294.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 111.60000000000002 m 374.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 81.60000000000002 m 289.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 81.60000000000002 m 294.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 81.60000000000002 m 374.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 81.60000000000002 m 204.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 67.60000000000002 m 204.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 81.60000000000002 m 209.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 81.60000000000002 m 289.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 81.60000000000002 m 294.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 81.60000000000002 m 374.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 81.60000000000002 m 379.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 81.60000000000002 m 459.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 81.60000000000002 m 464.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 81.60000000000002 m 544.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 67.60000000000002 m 204.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 54.60000000000002 m 204.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 67.60000000000002 m 209.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 54.60000000000002 m 209.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 67.60000000000002 m 289.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 54.60000000000002 m 289.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 67.60000000000002 m 294.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 54.60000000000002 m 294.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 67.60000000000002 m 374.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 54.60000000000002 m 374.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 67.60000000000002 m 379.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 54.60000000000002 m 379.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 67.60000000000002 m 459.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 54.60000000000002 m 459.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 67.60000000000002 m 464.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 54.60000000000002 m 464.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 67.60000000000002 m 544.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 54.60000000000002 m 544.5 54.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.85 136.28 Td (Number) Tj ET Q q 0 0 0 rg BT 261.31 136.28 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.65 126.28 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 276.06 126.28 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.25 116.28 Td (Subject to SARs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 146.28 Td (W) Tj ET Q q 0 0 0 rg BT 321.50 146.28 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.60 136.28 Td (A) Tj ET Q q 0 0 0 rg BT 323.08 136.28 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.00 126.28 Td (Exer) Tj ET Q q 0 0 0 rg BT 336.37 126.28 Td (cise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.85 116.28 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.05 146.28 Td (W) Tj ET Q q 0 0 0 rg BT 406.50 146.28 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.60 136.28 Td (A) Tj ET Q q 0 0 0 rg BT 408.08 136.28 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.65 126.28 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.30 116.28 Td (Contractual Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 136.28 Td (Aggr) Tj ET Q q 0 0 0 rg BT 503.63 136.28 Td (egate ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 485.65 126.28 Td (Intrinsic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.75 116.28 Td () Tj ET Q q 0 0 0 rg BT 493.07 116.28 Td (V) Tj ET Q q 0 0 0 rg BT 499.37 116.28 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 102.17 Td (Outstanding at January 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 101.27 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.00 101.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 101.27 Td (23.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 102.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 102.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 87.17 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 86.27 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 86.27 Td (23.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 87.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 87.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 72.28 Td (Outstanding at September) Tj ET Q q 0 0 0 rg BT 187.69 72.28 Td ( 30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.65 72.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 72.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 72.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.65 72.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 72.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.65 72.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 58.33 Td (Exer) Tj ET Q q 0 0 0 rg BT 95.37 58.33 Td (cisable at September) Tj ET Q q 0 0 0 rg BT 183.50 58.33 Td ( 30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.65 58.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 58.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 58.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.65 58.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 58.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.65 58.33 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (35) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Restricted Common Shar) Tj ET Q q 0 0 0 rg BT 162.69 731.25 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 719.25 Td (Under the 2006 Equity Plan, Peoples may award restricted common shares to of) Tj ET Q q 0 0 0 rg BT 394.52 719.25 Td (ficers, key employees and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (employee directors.Beginning in 2018, common shares awarded to non-employee directors vest immediately upon grant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (with no restrictions. Restrictions on restricted common shares awarded to employees expire after periods ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.31 695.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.75 695.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.28 683.25 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.86 683.25 Td (. In the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.52 683.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.73 683.25 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.01 683.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.01 683.25 Td (, Peoples granted an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.24 683.25 Td (84,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.74 683.25 Td ( restricted common shares subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (performance-based vesting to of) Tj ET Q q 0 0 0 rg BT 182.94 671.25 Td (ficers and key employees with restrictions that will lapse three years after the grant date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (provided that in order for the restricted common shares to vest in full, Peoples must have reported positive net income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (maintained a well capitalized status by regulatory standards for each of the three fiscal years preceding the vesting date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.47 647.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (During the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.16 635.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.37 635.25 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.65 635.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.65 635.25 Td (, Peoples granted, to certain key employees, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.06 635.25 Td (18,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.56 635.25 Td ( restricted common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (shares subject to time-based vesting with restrictions that will lapse after periods ranging from immediate grant date vesting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (to vesting three years after the grant date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 593.25 Td (The following table summarizes the changes to Peoples) Tj ET Q q 0 0 0 rg BT 297.03 593.25 Td ( restricted common shares for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.09 593.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.31 593.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 581.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 516.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 516.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 490.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 490.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 464.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 464.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 464.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 464.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 464.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 464.75 80.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 550.75 m 291.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 550.75 m 371.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 550.75 m 457.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 550.75 m 537.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 516.75 m 211.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 516.75 m 291.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 516.75 m 371.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 516.75 m 377.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 516.75 m 457.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 516.75 m 537.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 516.75 m 291.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 516.75 m 371.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 516.75 m 457.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 516.75 m 537.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 464.75 m 211.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 464.75 m 291.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 464.75 m 371.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 464.75 m 377.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 464.75 m 457.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 464.75 m 537.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 464.75 m 211.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 451.75 m 211.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 464.75 m 291.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 451.75 m 291.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 464.75 m 371.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 451.75 m 371.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 464.75 m 377.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 451.75 m 377.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 451.75 m 457.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 464.75 m 537.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 451.75 m 537.5 451.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.70 555.43 Td (T) Tj ET Q q 0 0 0 rg BT 255.28 555.43 Td (ime-Based ) Tj ET Q q 0 0 0 rg BT 302.04 555.43 Td (V) Tj ET Q q 0 0 0 rg BT 308.71 555.43 Td (esting) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.95 555.43 Td (Performance-Based ) Tj ET Q q 0 0 0 rg BT 484.77 555.43 Td (V) Tj ET Q q 0 0 0 rg BT 491.45 555.43 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 541.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.85 531.43 Td (Number) Tj ET Q q 0 0 0 rg BT 263.31 531.43 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 215.65 521.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 278.06 521.43 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.05 541.43 Td (W) Tj ET Q q 0 0 0 rg BT 318.77 541.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.25 531.43 Td (A) Tj ET Q q 0 0 0 rg BT 306.10 531.43 Td (verage Grant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.45 521.43 Td (Date Fair) Tj ET Q q 0 0 0 rg BT 338.18 521.43 Td ( ) Tj ET Q q 0 0 0 rg BT 340.49 521.43 Td (V) Tj ET Q q 0 0 0 rg BT 347.17 521.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.85 531.43 Td (Number) Tj ET Q q 0 0 0 rg BT 429.31 531.43 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.65 521.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 444.06 521.43 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.05 541.43 Td (W) Tj ET Q q 0 0 0 rg BT 484.50 541.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.25 531.43 Td (A) Tj ET Q q 0 0 0 rg BT 471.73 531.43 Td (verage Grant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.45 521.43 Td (Date Fair) Tj ET Q q 0 0 0 rg BT 504.08 521.43 Td ( ) Tj ET Q q 0 0 0 rg BT 506.40 521.43 Td (V) Tj ET Q q 0 0 0 rg BT 512.71 521.43 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 507.32 Td (Outstanding at January 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.15 507.32 Td (33,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 507.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 507.32 Td (22.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 507.32 Td (176,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 507.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 507.32 Td (25.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 494.32 Td (A) Tj ET Q q 0 0 0 rg BT 82.76 494.32 Td (warded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.15 494.32 Td (18,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 494.32 Td (36.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 494.32 Td (84,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 494.32 Td (35.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 481.32 Td (Released) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.15 481.32 Td (7,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 481.32 Td (24.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 481.32 Td (83,31) Tj ET Q q 0 0 0 rg BT 448.65 481.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 481.32 Td (23.62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 468.32 Td (Forfeited) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.65 468.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 468.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 468.32 Td (1,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 468.32 Td (34.39) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 82.00 455.48 Td (Outstanding at September) Tj ET Q q 0 0 0 rg BT 194.60 455.48 Td ( 30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.15 455.48 Td (44,81) Tj ET Q q 0 0 0 rg BT 282.65 455.48 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 455.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.15 455.48 Td (28.38) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.15 455.48 Td (175,822) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 455.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.15 455.48 Td (31.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.00 452.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 434.25 Td (For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.11 434.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.33 434.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.15 434.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.41 434.25 Td (, the total intrinsic value for restricted common shares released was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.99 434.25 Td (3.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 422.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 422.25 Td ( compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.59 422.25 Td ($0.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.49 422.25 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.86 422.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.08 422.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.90 422.25 Td (September30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.17 422.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 398.25 Td (Stock-Based Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 386.25 Td (Peoples recognizes stock-based compensation expense based on the estimated fair value of the awards on the grant date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.25 Td (The following table summarizes the amount of stock-based compensation expense and related tax benefit recognized for each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.25 Td (period:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 302.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 302.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 302.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 302.75 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 302.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 302.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 113.50 276.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 276.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 276.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 276.75 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 276.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 276.75 51.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 315.75 m 336.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 315.75 m 387.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 315.75 m 446.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 315.75 m 497.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 302.75 m 285.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 315.75 m 336.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 302.75 m 336.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 315.75 m 387.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 302.75 m 387.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 302.75 m 395.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 302.75 m 446.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 302.75 m 497.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 302.75 m 336.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 302.75 m 387.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 302.75 m 395.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 302.75 m 446.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 302.75 m 497.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 276.75 m 285.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 276.75 m 336.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 276.75 m 387.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 276.75 m 395.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 276.75 m 446.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 276.75 m 497.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 263.75 m 285.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 263.75 m 336.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 263.75 m 387.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 263.75 m 395.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 263.75 m 446.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 263.75 m 497.5 263.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.50 335.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 307.08 335.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.20 335.43 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.50 320.43 Td (September) Tj ET Q q 0 0 0 rg BT 351.51 320.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.50 320.43 Td (September) Tj ET Q q 0 0 0 rg BT 461.51 320.43 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 116.00 306.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.50 306.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.50 306.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.50 306.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.50 306.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.00 293.32 Td (T) Tj ET Q q 0 0 0 rg BT 121.76 293.32 Td (otal stock-based compensation expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 293.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.65 293.32 Td (564) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 293.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 293.32 Td (351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.00 293.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 293.32 Td (2,174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 293.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 293.32 Td (1,362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.00 280.32 Td (Recognized tax benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.30 280.32 Td (\(1) Tj ET Q q 0 0 0 rg BT 322.63 280.32 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 280.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.30 280.37 Td (\(123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 280.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 280.37 Td (\(457) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 280.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.30 280.37 Td (\(477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.65 280.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 128.00 267.48 Td (Net expense r) Tj ET Q q 0 0 0 rg BT 185.58 267.48 Td (ecognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.00 267.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.65 267.48 Td (445) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.00 267.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.65 267.48 Td (228) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.00 267.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.15 267.48 Td (1,717) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 267.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.65 267.48 Td (885) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 246.25 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 246.25 Td (otal unrecognized stock-based compensation expense related to unvested awards was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.62 246.25 Td (2.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.51 246.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.73 246.25 Td (September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 234.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 234.25 Td (, which will be recognized over a weighted-average period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.95 234.25 Td (1.9 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.05 234.25 Td (. On January 31, 2018, Peoples granted, to non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 222.25 Td (employee directors, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.49 222.25 Td (3,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.99 222.25 Td ( unrestricted common shares, which resulted in an additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.48 222.25 Td ($128,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.98 222.25 Td ( of stock-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 210.25 Td (based compensation expense being recognized. On February 14, 2018, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.55 210.25 Td (1) Tj ET Q q 0 0 0 rg BT 410.18 210.25 Td (1,1) Tj ET Q q 0 0 0 rg BT 422.31 210.25 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.31 210.25 Td ( unrestricted common shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 198.25 Td (were granted as a one-time special award to all full-time and part-time employees who did not already participate in the 2006 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 186.25 Td (Equity Plan, which resulted in an additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.74 186.25 Td ($388,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.24 186.25 Td ( of stock-based compensation expense being recognized in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 174.25 Td (quarter of 2018. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 150.25 Td (Performance Unit ) Tj ET Q q 0 0 0 rg BT 132.86 150.25 Td (A) Tj ET Q q 0 0 0 rg BT 139.34 150.25 Td (wards) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 138.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 138.25 Td (Under the 2006 Equity Plan, Peoples may award performance unit awards to of) Tj ET Q q 0 0 0 rg BT 391.73 138.25 Td (ficers, key employees and non-employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 126.25 Td (directors.On July 26, 2017, Peoples granted a total of seven performance unit awards to of) Tj ET Q q 0 0 0 rg BT 420.11 126.25 Td (ficers with a maximum aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 114.25 Td (dollar amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.15 114.25 Td ($1.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.04 114.25 Td ( represented by the performance units subject to such awards, with each performance unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 102.25 Td (representing $1.00. ) Tj ET Q q 0 0 0 rg BT 135.74 102.25 Td (The performance unit awards granted are for the performance period beginning January 1, 2018 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 90.25 Td (ending on December 31, 2019, and will be subject to two performance goals. ) Tj ET Q q 0 0 0 rg BT 366.79 90.25 Td (T) Tj ET Q q 0 0 0 rg BT 372.20 90.25 Td (wenty-five percent of the performance units ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 78.25 Td (subject to each award will vest if, but only if, the related tar) Tj ET Q q 0 0 0 rg BT 292.07 78.25 Td (get performance goal is achieved. ) Tj ET Q q 0 0 0 rg BT 431.55 78.25 Td (The remaining 75% of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 66.25 Td (performance units subject to each award will vest based on the relative performance \(measured by percentile ranking\) with ) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (respect to the related maximum performance goal. If for the performance period, the tar) Tj ET Q q 0 0 0 rg BT 406.99 731.10 Td (get level of achievement for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (performance goal and/or the maximum level of achievement for the second performance goal is not reached, the dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (amount represented by the performance units associated with each performance goal will be adjusted to reflect the level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (performance achieved. ) Tj ET Q q 0 0 0 rg BT 152.00 695.10 Td (After the vesting date, the participant will receive that number of common shares of Peoples equal to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (\(i\) the aggregate number of participant's performance units \(and dollar value of such performance units\) that vested based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (the performance achieved under both performance goals \(ii\) divided by the fair market value of a common share of Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (on the date of such vesting and rounded down to the nearest whole common share. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 629.10 Td (Note 1) Tj ET Q q 0 0 0 rg BT 76.94 629.10 Td (1 Revenue) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 50 619.1 m 553.5 619.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 605.10 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 228.25 605.10 Td (ASU 2014-09 - Revenue from Contracts with Customers \(T) Tj ET Q q 0 0 0 rg BT 466.96 605.10 Td (opic 606\), and all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 593.10 Td (subsequent updates that modified ) Tj ET Q q 0 0 0 rg BT 185.53 593.10 Td (ASC 606. Peoples elected to adopt this new accounting guidance using the modified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 581.10 Td (retrospective approach. ) Tj ET Q q 0 0 0 rg BT 148.11 581.10 Td (The modified retrospective approach uses a cumulative-ef) Tj ET Q q 0 0 0 rg BT 380.05 581.10 Td (fect adjustment to retained earnings to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 569.10 Td (reflect uncompleted contracts in the initial application of the guidance. ) Tj ET Q q 0 0 0 rg BT 337.12 569.10 Td (As of January 1, 2018, Peoples recorded a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 557.10 Td (cumulative-ef) Tj ET Q q 0 0 0 rg BT 105.35 557.10 Td (fect adjustment for uncompleted contracts, which resulted in a reduction to Retained earnings and an increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 545.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.73 545.10 Td (Accrued expenses and other liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.22 545.10 Td ($3.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.12 545.10 Td (, which is net of federal income taxes. ) Tj ET Q q 0 0 0 rg BT 430.83 545.10 Td (The impact during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.91 545.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 545.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 533.10 Td (quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.65 533.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.65 533.10 Td ( was an increase in insurance income and a decrease in retained earnings of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.40 533.10 Td ($101,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.90 533.10 Td ( as a result of applying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 521.10 Td (ASC 606. During the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.61 521.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.83 521.10 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.10 521.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.10 521.10 Td (, the impact of ) Tj ET Q q 0 0 0 rg BT 300.81 521.10 Td (ASC 606 resulted in an increase in insurance income and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 509.10 Td (decrease in retained earnings of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.10 509.10 Td ($146,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.60 509.10 Td (. Prior period amounts are not adjusted and continue to be reported under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 497.10 Td (accounting standards in ef) Tj ET Q q 0 0 0 rg BT 154.51 497.10 Td (fect for those respective periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 479.10 Td (Peoples recognizes revenues as they are earned based on contractual terms, or as services are provided and collectability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 467.10 Td (is reasonably assured. Estimates of variable consideration are included in revenue to the extent that it is probable that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 455.10 Td (significant reversal of cumulative revenue will not occur) Tj ET Q q 0 0 0 rg BT 275.90 455.10 Td (, once the uncertainty is resolved. Peoples contracts with customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 443.10 Td (are short-term in nature, and are recognized under the following revenue streams:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 425.10 Td (Insurance Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.17 425.10 Td ( Insurance income generally consists of commissions and fees from the sale of insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 413.10 Td (policies, third-party administration services and performance-based commissions from insurance companies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 395.10 Td (Peoples recognizes commission income from the sale of insurance policies when it acts as an agent between the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 383.10 Td (insurance carrier and policyholder) Tj ET Q q 0 0 0 rg BT 222.48 383.10 Td (, arranging for the insurance carrier to provide policies to policyholders, and acts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 371.10 Td (on behalf of the insurance carrier by providing customer service to the policyholders during the respective policy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 359.10 Td (periods. Commission income is recognized over time, using the output method of time elapsed, which corresponds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 347.10 Td (with the underlying insurance policy period, for which Peoples is obligated to perform under contract with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 335.10 Td (insurance carrier) Tj ET Q q 0 0 0 rg BT 152.35 335.10 Td (. Commission income is variable, as it is comprised of a certain percentage of the underlying policy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 323.10 Td (premium. Peoples estimates the variable consideration based upon the "most likely amount" method, and does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 311.10 Td (expect or anticipate a significant reversal of revenue in future periods, based upon historical experience. Payment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 299.10 Td (due from the insurance carrier for commission income once the insurance policy has been sold. Peoples has elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 287.10 Td (to apply a practical expedient related to capitalizable costs, which are the commissions paid to insurance producers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 275.10 Td (and will expense these commissions paid to insurance producers as incurred, as these costs are related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 263.10 Td (commission income and would have been amortized within one year or less if they had been capitalized, the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 251.10 Td (period over which the commission income was earned. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 233.10 Td (Fees related to third-party administration services performed are recognized over time, during the period in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 221.10 Td (which services have been provided, and are recognized monthly in the month the services were performed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 203.10 Td (Performance-based commissions from insurance companies are recognized at a point in time, when received, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 191.10 Td (and no contingencies remain.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 173.10 Td (T) Tj ET Q q 0 0 0 rg BT 91.74 173.10 Td (rust and Investment Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.92 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 213.24 173.10 Td (T) Tj ET Q q 0 0 0 rg BT 218.99 173.10 Td (rust and investment income consists of revenue from fiduciary and brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 161.10 Td (activities, which includes fees for services such as asset management, record keeping, retirement services and estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 149.10 Td (management, and investment commissions and fees related to the sale of investments. ) Tj ET Q q 0 0 0 rg BT 434.34 149.10 Td (T) Tj ET Q q 0 0 0 rg BT 440.10 149.10 Td (rust and investment income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 137.10 Td (is recognized over time which reflects the duration of the contract period for which services have been provided. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 125.10 Td (T) Tj ET Q q 0 0 0 rg BT 91.76 125.10 Td (rust and investment income is variable as it is based on the value of assets under administration and management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 113.10 Td (and specific transactions. Peoples estimates the variable consideration based upon the most likely amount method, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 101.10 Td (and does not expect or anticipate a significant reversal of revenue in future periods. Payment is due from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 89.10 Td (customer when billed, which is typically a monthly or quarterly billing for services rendered in the most recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 77.10 Td (period, for which the performance obligation has been satisfied. Peoples has elected to apply a practical expedient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 65.10 Td (of right to invoice when recognizing trust and investment income, as Peoples has fulfilled the performance ) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (obligation, the customer has consumed the service, and Peoples has a right to the related income. Peoples has also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (elected to apply a practical expedient related to capitalizable costs, which are the commissions paid to financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.10 Td (advisors, and will expense these commissions paid to financial advisors as incurred, as these costs are related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.10 Td (trust and investment income and would have been amortized within one year or less if they had been capitalized, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.10 Td (same period over which the income was earned.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 676.10 Td (Electronic Banking Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.78 676.10 Td ( Electronic banking income consists of two revenue streams related to interchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 664.10 Td (income and promotional and usage income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 646.10 Td (Peoples recognizes interchange income over time, on a monthly basis, which is based on the transactional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.10 Td (volume of debit card activity completed by its customers during the month in which income is recognized. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (is obligated to certain debit card activity being performed by its customers over a certain period of time. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.10 Td (Interchange income is variable as it is based on the transaction volume of debit card activity completed by Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (customers. Peoples estimates the variable consideration based upon the most likely amount method, and does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.10 Td (expect or anticipate a significant reversal of revenue in future periods. Payment is due from the vendor within one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 574.10 Td (month of the completed customer debit card activity) Tj ET Q q 0 0 0 rg BT 294.45 574.10 Td (. Peoples has elected to apply a practical expedient of right to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.10 Td (invoice when recognizing interchange income, as Peoples has fulfilled the required performance obligations, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 550.10 Td (vendor has consumed the service, and Peoples has a right to the related income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 532.10 Td (Peoples also recognizes promotional and usage income over time, on a monthly basis, which is related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 520.10 Td (branding of debit cards and promotion or use of certain services provided by third-party vendors. Peoples is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 508.10 Td (obligated to brand its debit cards in a certain manner) Tj ET Q q 0 0 0 rg BT 295.80 508.10 Td (, and promote and use services provided by third-party vendors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 496.10 Td (Promotional and usage income is variable as it is based on certain metrics achieved for promotion and usage of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 484.10 Td (services provided by the third-party vendors. Peoples estimates the variable consideration based upon the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 472.10 Td (likely amount method, and does not expect or anticipate a significant reversal of revenue in future periods. Payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 460.10 Td (is due from the third-party vendors within 45 days of the monthly fulfillment of Peoples' performance obligation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 448.10 Td (Peoples has elected to apply a practical expedient of right to invoice when recognizing promotional and usage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 436.10 Td (income, as Peoples has fulfilled the required performance obligations, the vendor has consumed the service, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 424.10 Td (Peoples has a right to the related income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 406.10 Td (Deposit ) Tj ET Q q 0 0 0 rg BT 119.24 406.10 Td (Account Service Charges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.45 406.10 Td ( Deposit account service char) Tj ET Q q 0 0 0 rg BT 344.00 406.10 Td (ges consist of two revenue streams related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 394.10 Td (ongoing maintenance fees for deposit accounts and certain transactional-based fees. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 376.10 Td (Ongoing maintenance fees are recognized on a monthly basis, generally with the monthly period beginning on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 364.10 Td (the day of the month on which the account was opened. Ongoing maintenance fee income is variable as these fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 352.10 Td (can be reduced if a customer meets certain qualifying metrics. Peoples estimates the variable consideration based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 340.10 Td (upon the most likely amount method, and does not expect or anticipate a significant reversal of revenue in future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 328.10 Td (periods. For accounts that are assessed maintenance fees through the account analysis process, payment is due from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 316.10 Td (the customer within one month of the monthly period in which the account was open. For all other accounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 304.10 Td (monthly maintenance fees are assessed to the account on the last day of the monthly period. Peoples has elected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 292.10 Td (apply a practical expedient of right to invoice when recognizing ongoing maintenance fees for deposit accounts, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 280.10 Td (Peoples has fulfilled the required performance obligations, the customer has consumed the service, and Peoples has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 268.10 Td (a right to the related income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 250.10 Td (T) Tj ET Q q 0 0 0 rg BT 109.76 250.10 Td (ransactional-based deposit account fees are recognized at a point in time, which is at the completion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.10 Td (relevant transaction. Peoples is obligated to perform certain transactions as requested by its consumer and business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.10 Td (deposit account customers, which are outside of the normal maintenance requirements. ) Tj ET Q q 0 0 0 rg BT 438.48 226.10 Td (T) Tj ET Q q 0 0 0 rg BT 444.24 226.10 Td (ransactional-based deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (account fee income is variable as these fees are directly related to a service request from the customer) Tj ET Q q 0 0 0 rg BT 492.20 214.10 Td (. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.10 Td (estimates the variable consideration based upon the most likely amount method, and does not expect or anticipate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 190.10 Td (significant reversal of revenue in future periods. Payment is due from the customer at the time of completion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 178.10 Td (requested transaction.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 160.10 Td (Commercial Loan Swap Fees:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.72 160.10 Td ( Commercial loan swap fees consist of income related to transactions in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 148.10 Td (Peoples acts as an agent between a third-party vendor and certain Peoples commercial loan customers for which an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 136.10 Td (interest rate swap occurs. Commercial loan swap fees are recognized at a point in time, when the transaction has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 124.10 Td (been completed, and there is no recourse or further performance obligation required of Peoples. Commercial loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 112.10 Td (swap fee income is variable as these fees are a certain percentage of the total swap fee collected on a completed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 100.10 Td (transaction. Peoples estimates the variable consideration based upon the most likely amount method, and does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 88.10 Td (expect or anticipate a significant reversal of revenue in future periods. Payment is due from the customer at the time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 76.10 Td (of completion of the requested transaction.) Tj ET Q endstream endobj 77 0 obj <>] /Rotate 0 /Contents 78 0 R>> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (38) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 742.25 Td (Other Non-Interest Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.11 742.25 Td ( Other non-interest income includes certain revenues that are transactional-based, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.25 Td (as wire transfer fees, money order fees and other ancillary fees or services. ) Tj ET Q q 0 0 0 rg BT 389.57 730.25 Td (These transactional-based fees are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.25 Td (recognized as income at a point in time, at the completion of the relevant transaction. ) Tj ET Q q 0 0 0 rg BT 431.25 718.25 Td (T) Tj ET Q q 0 0 0 rg BT 437.01 718.25 Td (ransactional-based other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.25 Td (non-interest income is variable as these fees are directly related to a service request from the customer) Tj ET Q q 0 0 0 rg BT 494.16 706.25 Td (. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.25 Td (estimates the variable consideration based upon the most likely amount method, and does not expect or anticipate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 682.25 Td (significant reversal of revenue in future periods. Payment is due from the customer at the time of completion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 670.25 Td (requested transaction.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 652.25 Td (The following table details Peoples' revenue from contracts with customers for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.26 652.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.25 652.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.68 652.25 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.90 652.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.26 640.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 597.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 597.75 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 597.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 597.75 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 567.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 567.75 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 567.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 567.75 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 537.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 537.75 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 537.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 537.75 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 507.75 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 507.75 97.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 507.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 507.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 481.75 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 481.75 97.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 481.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 481.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 455.75 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 455.75 97.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 455.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 455.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 427.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 427.75 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 427.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 427.75 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 397.75 250.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 397.75 97.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 397.75 4.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 397.75 96.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 377.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 377.75 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 377.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 377.75 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 347.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 347.75 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 347.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 347.75 96.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 597.75 m 327.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 597.75 m 424.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 597.75 m 428.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 597.75 m 524.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 597.75 m 424.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 597.75 m 428.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 597.75 m 524.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 412.75 m 327.75 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 412.75 m 424.75 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 412.75 m 428.75 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 412.75 m 524.75 412.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 397.75 m 327.75 397.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 397.75 m 424.75 397.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 397.75 m 428.75 397.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 397.75 m 524.75 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 347.75 m 327.75 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 332.75 m 327.75 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 347.75 m 424.75 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 332.75 m 424.75 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 347.75 m 428.75 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 332.75 m 428.75 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 347.75 m 524.75 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 332.75 m 524.75 332.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 614.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.25 614.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 346.83 614.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.45 614.48 Td (Nine Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 80.25 601.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.00 601.48 Td (September) Tj ET Q q 0 0 0 rg BT 380.01 601.48 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 601.48 Td (September) Tj ET Q q 0 0 0 rg BT 480.42 601.48 Td ( 30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 587.42 Td (Insurance income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 572.42 Td ( Commission and fees from sale of insurance policies \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 572.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 572.42 Td (3,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 572.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 572.42 Td (9,541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 557.42 Td ( Fees related to third-party administration services \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.90 557.87 Td (131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.90 557.87 Td (423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 542.42 Td ( Performance-based commissions \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.90 542.87 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 542.87 Td (1,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 527.42 Td (T) Tj ET Q q 0 0 0 rg BT 86.18 527.42 Td (rust and investment income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 527.87 Td (3,1) Tj ET Q q 0 0 0 rg BT 410.90 527.87 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 527.87 Td (9,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 512.42 Td (Electronic banking income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 498.32 Td ( Interchange income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 498.32 Td (2,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 498.32 Td (7,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 485.32 Td ( Promotional and usage income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.90 485.32 Td (426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 485.32 Td (1,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 472.32 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 195.38 472.32 Td (ges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 459.32 Td ( Ongoing maintenance fees for deposit accounts \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.90 459.32 Td (691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 459.32 Td (2,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 446.32 Td ( ) Tj ET Q q 0 0 0 rg BT 92.66 446.32 Td (T) Tj ET Q q 0 0 0 rg BT 98.50 446.32 Td (ransactional-based fees \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 446.32 Td (1,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 446.32 Td (5,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 432.42 Td (Commercial loan swap fees \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.90 432.87 Td (355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.90 432.87 Td (617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 417.42 Td (Other non-interest income transactional-based fees \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.90 417.87 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.90 417.87 Td (772) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.25 402.43 Td (T) Tj ET Q q 0 0 0 rg BT 86.46 402.43 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.25 402.98 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.40 402.98 Td (12,623) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 402.98 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.40 402.98 Td (37,831) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.25 382.43 Td (T) Tj ET Q q 0 0 0 rg BT 86.83 382.43 Td (iming of r) Tj ET Q q 0 0 0 rg BT 128.87 382.43 Td (evenue r) Tj ET Q q 0 0 0 rg BT 165.06 382.43 Td (ecognition:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 367.42 Td (Services transferred over time) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 367.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 367.42 Td (9,981) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 367.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.40 367.42 Td (29,846) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.25 352.42 Td (Services transferred at a point in time) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 352.87 Td (2,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 352.87 Td (7,985) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.25 337.43 Td (T) Tj ET Q q 0 0 0 rg BT 86.00 337.43 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.25 337.98 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.40 337.98 Td (12,623) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 337.98 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.40 337.98 Td (37,831) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.50 317.65 Td (\(a\) Services transferred over time.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.50 308.05 Td (\(b\) Services transferred at a point in time.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 286.45 Td (Peoples records contract liabilities for payments received for commission income related to the sale of insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.45 Td (policies, for which the performance obligations have not yet been fulfilled. ) Tj ET Q q 0 0 0 rg BT 354.17 274.45 Td (The contract liabilities are recognized as income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.45 Td (over time, during the period in which the performance obligations are fulfilled, which is over the insurance policy period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.45 Td (The following table details the change in Peoples' contract liabilities for the period ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.91 250.45 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.17 250.45 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 117.25 207.95 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 207.95 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 117.25 177.95 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 177.95 68.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 117.25 207.95000000000005 m 417.25 207.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 207.95000000000005 m 485.25 207.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 207.95000000000005 m 485.25 207.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 117.25 162.95000000000005 m 417.25 162.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 162.95000000000005 m 485.25 162.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 117.25 162.95000000000005 m 417.25 162.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 117.25 147.95000000000005 m 417.25 147.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 147.95000000000005 m 485.25 147.95000000000005 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.75 224.52 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.55 222.63 Td (Contract) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.35 212.63 Td (Liabilities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.75 211.51 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.75 197.62 Td (Balance, January 1, 2018 \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.75 197.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 197.62 Td (4,700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.75 182.62 Td ( ) Tj ET Q q 0 0 0 rg BT 131.97 182.62 Td (Additional deferred income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 183.07 Td (4,362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.75 167.62 Td ( Recognition of income previously deferred) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.55 168.12 Td (\(4,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.40 168.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 119.75 152.63 Td (Balance, September) Tj ET Q q 0 0 0 rg BT 204.55 152.63 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.75 153.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.90 153.18 Td (4,554) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.50 132.85 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.23 132.85 Td (The amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 179.33 132.85 Td ($3.1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.45 132.85 Td ( reported elsewhere throughout this Form 10-Q is the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 390.63 132.85 Td ($4.7 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.75 132.85 Td ( noted above, net of federal corporate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.50 123.25 Td (income taxes.) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 742.10 Td (The following table details the impact of the adoption of ) Tj ET Q q 0 0 0 rg BT 295.72 742.10 Td (ASU 2014-09 to Peoples' Consolidated Statements of Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (and Balance Sheets, compared to amounts that would have been recognized under previous guidance:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.75 632.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.75 632.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.75 632.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.75 632.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.75 632.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.75 632.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.75 632.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.75 632.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.75 602.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.75 602.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.75 602.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.75 602.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.75 602.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.75 602.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.75 602.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.75 602.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.75 562.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.75 562.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.75 562.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.75 562.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.75 562.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.75 562.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.75 562.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.75 562.60 55.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.75 687.6 m 275.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.75 687.6 m 329.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.75 687.6 m 384.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.75 687.6 m 443.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.75 687.6 m 497.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.75 687.6 m 552.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.75 632.6 m 219.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.75 632.6 m 275.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.75 632.6 m 329.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.75 632.6 m 384.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.75 632.6 m 388.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.75 632.6 m 443.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.75 632.6 m 497.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.75 632.6 m 552.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.75 632.6 m 384.75 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.75 632.6 m 552.75 632.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.25 704.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.10 704.33 Td (At or) Tj ET Q q 0 0 0 rg BT 249.50 704.33 Td ( For) Tj ET Q q 0 0 0 rg BT 267.37 704.33 Td ( the ) Tj ET Q q 0 0 0 rg BT 285.52 704.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 302.00 704.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.20 704.33 Td (At or) Tj ET Q q 0 0 0 rg BT 420.60 704.33 Td ( For) Tj ET Q q 0 0 0 rg BT 438.47 704.33 Td ( the Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.25 691.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.00 691.33 Td (September) Tj ET Q q 0 0 0 rg BT 306.01 691.33 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.50 691.33 Td (September) Tj ET Q q 0 0 0 rg BT 474.42 691.33 Td ( 30, 2018) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.25 637.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.65 647.28 Td (As) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.25 637.28 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.55 647.28 Td (Impact of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 283.45 637.28 Td (ASC 606) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.30 677.28 Td (Amounts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.30 667.28 Td (Recognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.20 657.28 Td (Under) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.20 647.28 Td (Pr) Tj ET Q q 0 0 0 rg BT 348.66 647.28 Td (evious) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.15 637.28 Td (Guidance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.15 647.28 Td (As) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.75 637.28 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.55 647.28 Td (Impact of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.45 637.28 Td (ASC 606) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.30 677.28 Td (Amounts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.30 667.28 Td (Recognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.20 657.28 Td (Under) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.20 647.28 Td (Pr) Tj ET Q q 0 0 0 rg BT 516.57 647.28 Td (evious) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.15 637.28 Td (Guidance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.25 622.28 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 93.82 622.28 Td (est income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.25 607.27 Td ( Insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.25 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.40 607.27 Td (3,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.25 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.90 607.27 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.25 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.40 607.27 Td (3,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.25 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.40 607.27 Td (1) Tj ET Q q 0 0 0 rg BT 417.40 607.27 Td (1,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.25 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 607.27 Td (146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.25 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.40 607.27 Td (1) Tj ET Q q 0 0 0 rg BT 526.40 607.27 Td (1,266) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.25 592.28 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.25 577.27 Td ( ) Tj ET Q q 0 0 0 rg BT 64.47 577.27 Td (Accrued expenses and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.25 567.27 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.40 572.72 Td (49,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.40 572.72 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.40 572.72 Td (46,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.40 572.72 Td (49,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.40 572.72 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.40 572.72 Td (46,807) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.25 552.28 Td (Stockholders' equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.25 537.27 Td ( Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.40 537.72 Td (152,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.05 537.77 Td (\(2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.90 537.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.40 537.72 Td (155,916) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.40 537.27 Td (152,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.05 537.77 Td (\(2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.90 537.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.40 537.72 Td (155,916) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 497.10 Td (Note 12 ) Tj ET Q q 0 0 0 rg BT 88.44 497.10 Td (Acquisitions) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 487.1 m 558 487.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 473.10 Td (On October 29, 2018, Peoples entered into an ) Tj ET Q q 0 0 0 rg BT 269.90 473.10 Td (Agreement and Plan of Mer) Tj ET Q q 0 0 0 rg BT 381.35 473.10 Td (ger \(The "First Prestonsbur) Tj ET Q q 0 0 0 rg BT 489.96 473.10 Td (g Mer) Tj ET Q q 0 0 0 rg BT 513.94 473.10 Td (ger ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (Agreement"\) with First Prestonsbur) Tj ET Q q 0 0 0 rg BT 196.50 461.10 Td (g Bancshares Inc. \("First Prestonsbur) Tj ET Q q 0 0 0 rg BT 345.09 461.10 Td (g"\), that calls for First Prestonsbur) Tj ET Q q 0 0 0 rg BT 482.87 461.10 Td (g to mer) Tj ET Q q 0 0 0 rg BT 516.01 461.10 Td (ge into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (Peoples \(the "Mer) Tj ET Q q 0 0 0 rg BT 126.22 449.10 Td (ger"\). First Prestonsbur) Tj ET Q q 0 0 0 rg BT 221.78 449.10 Td (g is the parent company of First Commonwealth Bank of Prestonsbur) Tj ET Q q 0 0 0 rg BT 499.34 449.10 Td (g, Inc. \("First ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (Commonwealth"\), which operates eight full service branches located in eastern Kentucky) Tj ET Q q 0 0 0 rg BT 413.98 437.10 Td (, with an additional branch to open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (by the end of 2018. First Commonwealth will mer) Tj ET Q q 0 0 0 rg BT 257.13 425.10 Td (ge into Peoples Bank following the mer) Tj ET Q q 0 0 0 rg BT 415.81 425.10 Td (ger of First Prestonsbur) Tj ET Q q 0 0 0 rg BT 509.79 425.10 Td (g into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (Peoples. ) Tj ET Q q 0 0 0 rg BT 92.43 413.10 Td (The mer) Tj ET Q q 0 0 0 rg BT 125.84 413.10 Td (ger transactions are expected to close during the second quarter of 2019, subject to the satisfaction of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (customary closing conditions, including receipt of applicable regulatory approvals and the approval of the shareholders of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (First Prestonsbur) Tj ET Q q 0 0 0 rg BT 121.88 389.10 Td (g. ) Tj ET Q q 0 0 0 rg BT 133.83 389.10 Td (As of September 30, 2018, First Prestonsbur) Tj ET Q q 0 0 0 rg BT 311.42 389.10 Td (g had, on a consolidated basis, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.09 389.10 Td ($310 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.49 389.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (total assets, which included approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.73 377.10 Td ($139 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.13 377.10 Td ( in total loans, and approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.48 377.10 Td ($244 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.88 377.10 Td ( in total deposits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (Under the terms of the First Prestonsbur) Tj ET Q q 0 0 0 rg BT 214.35 365.10 Td (g Mer) Tj ET Q q 0 0 0 rg BT 238.33 365.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 253.05 365.10 Td (Agreement, shareholders of First Prestonsbur) Tj ET Q q 0 0 0 rg BT 434.22 365.10 Td (g will receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.14 365.10 Td (12.512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.64 365.10 Td ( Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (common shares for each share of First Prestonsbur) Tj ET Q q 0 0 0 rg BT 256.27 353.10 Td (g common stock. In addition, immediately prior to the closing of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (Mer) Tj ET Q q 0 0 0 rg BT 70.48 341.10 Td (ger) Tj ET Q q 0 0 0 rg BT 82.85 341.10 Td (, First Prestonsbur) Tj ET Q q 0 0 0 rg BT 155.73 341.10 Td (g will pay a special aggregate cash distribution of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.50 341.10 Td ($1) Tj ET Q q 0 0 0 rg BT 366.13 341.10 Td (1.275 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.02 341.10 Td ( to its shareholders based upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (twenty day volume-weighted average closing price of Peoples' common stock through October 26, 2018. ) Tj ET Q q 0 0 0 rg BT 478.57 329.10 Td (The stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (consideration plus the special dividend have a combined transaction value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.62 317.10 Td ($45.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.52 317.10 Td ( to the holders of First ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (Prestonsbur) Tj ET Q q 0 0 0 rg BT 101.04 305.10 Td (g's common stock. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 287.10 Td (On ) Tj ET Q q 0 0 0 rg BT 104.17 287.10 Td (April 13, 2018, Peoples completed its acquisition of ) Tj ET Q q 0 0 0 rg BT 314.15 287.10 Td (ASB for total consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.23 287.10 Td ($41.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.13 287.10 Td (, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.10 Td (reflected the conversion of each of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.76 275.10 Td (1,979,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.76 275.10 Td ( outstanding ) Tj ET Q q 0 0 0 rg BT 300.87 275.10 Td (ASB common shares into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.87 275.10 Td ($20.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.37 275.10 Td ( in cash or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.24 275.10 Td (0.592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.74 275.10 Td ( in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (common shares. ) Tj ET Q q 0 0 0 rg BT 123.43 263.10 Td (ASB mer) Tj ET Q q 0 0 0 rg BT 160.75 263.10 Td (ged into Peoples, and ) Tj ET Q q 0 0 0 rg BT 248.24 263.10 Td (ASB's wholly-owned subsidiary) Tj ET Q q 0 0 0 rg BT 376.62 263.10 Td (, ) Tj ET Q q 0 0 0 rg BT 381.07 263.10 Td (American Savings Bank, fsb, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (operated seven full-service branches in southern Ohio and northern Kentucky) Tj ET Q q 0 0 0 rg BT 363.52 251.10 Td (, mer) Tj ET Q q 0 0 0 rg BT 383.89 251.10 Td (ged into Peoples Bank. Per the applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (accounting guidance for business combinations, the acquisition date fair values of the assets purchased, liabilities assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.10 Td (and related identifiable intangible assets are preliminary and subject to refinement for up to one year after the closing date of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.10 Td (the acquisition as additional information relative to closing date fair values becomes available. ) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 713.10 Td (The following table provides the preliminary purchase price calculation as of the date of acquisition for the ) Tj ET Q q 0 0 0 rg BT 520.13 713.10 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (acquisition, and the assets acquired and liabilities assumed at their estimated fair values. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 669.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 669.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 639.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 639.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 609.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 609.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 579.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 579.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 549.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 549.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 519.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 519.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 489.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 489.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 459.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 459.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 429.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 429.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 399.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 399.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 369.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 369.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 339.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 339.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 309.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 309.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 279.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 279.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 249.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 249.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 219.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 219.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 189.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 189.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 159.60 371.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 159.60 59.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 669.6 m 479.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 669.6 m 538.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 624.6 m 538.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 624.6 m 479.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 624.6 m 538.5 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 564.6 m 538.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 564.6 m 479.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 549.6 m 479.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 564.6 m 538.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 549.6 m 538.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 534.6 m 479.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 549.6 m 538.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 534.6 m 538.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 519.6 m 479.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 534.6 m 538.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 519.6 m 538.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 414.6 m 479.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 414.6 m 538.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 369.6 m 479.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 369.6 m 538.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 294.6 m 479.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 294.6 m 538.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 219.60000000000002 m 479.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 219.60000000000002 m 538.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 174.60000000000002 m 479.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 159.60000000000002 m 479.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 174.60000000000002 m 538.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 159.60000000000002 m 538.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 144.60000000000002 m 479.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 108.5 129.60000000000002 m 479.5 129.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 144.60000000000002 m 538.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 129.60000000000002 m 538.5 129.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.00 674.31 Td (\(Dollars in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 264.51 674.31 Td (e data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.75 674.28 Td (ASB) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.00 659.83 Td (Pur) Tj ET Q q 0 0 0 rg BT 126.93 659.83 Td (chase Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 644.27 Td (Common shares electing cash consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 644.27 Td (31,763) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 629.27 Td (Cash purchase price per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 629.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 629.27 Td (20.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 614.27 Td ( Cash consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 614.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 614.27 Td (635) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 599.27 Td (Common shares electing stock consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.60 599.27 Td (1,947,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 584.27 Td (Number of common shares of Peoples issued for each common share of acquired company) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 584.27 Td (0.592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 569.27 Td (Price per Peoples common share, based on closing date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 569.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 569.27 Td (35.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 554.27 Td ( Common share consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 554.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 554.27 Td (40,898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 539.27 Td (Cash in lieu of fractional common shares of Peoples) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 539.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 539.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 524.27 Td ( ) Tj ET Q q 0 0 0 rg BT 120.91 524.27 Td (T) Tj ET Q q 0 0 0 rg BT 126.58 524.27 Td (otal consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 524.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 524.27 Td (41,535) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.00 494.28 Td (Net ) Tj ET Q q 0 0 0 rg BT 128.21 494.28 Td (Assets at Fair) Tj ET Q q 0 0 0 rg BT 186.17 494.28 Td ( ) Tj ET Q q 0 0 0 rg BT 188.49 494.28 Td (V) Tj ET Q q 0 0 0 rg BT 195.16 494.28 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 479.27 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 464.27 Td ( ) Tj ET Q q 0 0 0 rg BT 115.91 464.27 Td (T) Tj ET Q q 0 0 0 rg BT 121.58 464.27 Td (otal cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 464.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 464.27 Td (5,332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 449.27 Td ( ) Tj ET Q q 0 0 0 rg BT 115.72 449.27 Td (A) Tj ET Q q 0 0 0 rg BT 122.30 449.27 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 168.47 449.27 Td (-sale investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 449.27 Td (18,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 434.27 Td ( Held-to-maturity investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 434.27 Td (649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 419.27 Td ( Other investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 419.27 Td (1,596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 404.27 Td ( ) Tj ET Q q 0 0 0 rg BT 120.91 404.27 Td (T) Tj ET Q q 0 0 0 rg BT 126.58 404.27 Td (otal investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 404.27 Td (20,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 389.27 Td ( Loans, net of deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 389.27 Td (236,628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 374.27 Td ( Loans held for sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 374.27 Td (2,539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 359.27 Td ( Net loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 359.27 Td (239,167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 344.27 Td ( Bank premises and equipment, net of accumulated depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 344.27 Td (3,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 329.27 Td ( Bank owned life insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 329.27 Td (4,803) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 314.27 Td ( Other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 314.27 Td (2,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 299.27 Td ( Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 299.27 Td (3,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 284.27 Td ( ) Tj ET Q q 0 0 0 rg BT 120.91 284.27 Td (T) Tj ET Q q 0 0 0 rg BT 126.58 284.27 Td (otal assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 284.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 284.27 Td (279,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 269.27 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 254.27 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 239.27 Td ( Non-interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 239.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 239.27 Td (29,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 224.27 Td ( Interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 224.27 Td (169,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 209.27 Td ( ) Tj ET Q q 0 0 0 rg BT 120.91 209.27 Td (T) Tj ET Q q 0 0 0 rg BT 126.58 209.27 Td (otal deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 209.27 Td (198,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 194.27 Td ( Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 194.27 Td (54,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 179.27 Td ( ) Tj ET Q q 0 0 0 rg BT 115.72 179.27 Td (Accrued expenses and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 179.27 Td (2,716) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 164.27 Td ( ) Tj ET Q q 0 0 0 rg BT 120.91 164.27 Td (T) Tj ET Q q 0 0 0 rg BT 126.58 164.27 Td (otal liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 164.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 164.27 Td (256,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 149.27 Td (Net assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.00 149.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 149.27 Td (22,973) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.00 134.28 Td (Goodwill) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.00 134.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 134.28 Td (18,562) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 112.10 Td (The estimated fair values presented in the above table reflect additional information that was obtained during the three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.10 Td (months ended September 30, 2018, which resulted in changes to certain fair value estimates made as of the date of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 88.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 104.83 88.10 Td (Adjustments to acquisition date estimated fair values are recorded during the period in which they occur and, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.10 Td (a result, previously recorded results have changed. ) Tj ET Q q 0 0 0 rg BT 260.60 76.10 Td (After considering the additional information, the estimated fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.10 Td (loans decreased $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.52 64.10 Td (481,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.02 64.10 Td (; bank premises and equipment, net of accumulated depreciation, increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.68 64.10 Td ($355,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.18 64.10 Td (; other assets ) Tj ET Q endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.25 731.10 Td ($34,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.75 731.10 Td (; and accrued expenses and other liabilities increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.11 731.10 Td ($158,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.61 731.10 Td (, in each case from balances reported as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (June 30, 2018. ) Tj ET Q q 0 0 0 rg BT 117.15 719.10 Td (These revised fair value estimates resulted in a net increase to goodwill of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.66 719.10 Td ($250,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.16 719.10 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.59 719.10 Td ($18.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.49 719.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (reported as of June 30, 2018, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.58 707.10 Td ($18.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.48 707.10 Td ( which was recognized in the September 30, 2018 Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 683.10 Td (Acquired loans are reported net of the unamortized fair value adjustment. ) Tj ET Q q 0 0 0 rg BT 370.32 683.10 Td (The following table details the preliminary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (fair value adjustment for acquired loans as of the acquisition date:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 639.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 639.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 609.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 609.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 579.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 579.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 549.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 549.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 519.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 519.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 489.60 188.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 489.60 100.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 639.6 m 358.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 639.6 m 458.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 594.6 m 358.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 594.6 m 458.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 564.6 m 358.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 564.6 m 458.5 564.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 504.6 m 358.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 504.6 m 458.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 474.6 m 358.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 474.6 m 458.5 474.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.00 644.31 Td (\(Dollars in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 326.51 644.31 Td (e data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.25 644.28 Td (ASB) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 173.00 629.83 Td (Nonimpair) Tj ET Q q 0 0 0 rg BT 219.58 629.83 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 614.27 Td (Contractual cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 614.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 614.27 Td (342,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 599.27 Td (Nonaccretable dif) Tj ET Q q 0 0 0 rg BT 244.26 599.27 Td (ference) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 599.27 Td (59,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 584.27 Td (Expected cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 584.27 Td (282,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 569.27 Td (Accretable yield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 569.27 Td (54,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 554.27 Td (Fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 554.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 554.27 Td (228,091) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 173.00 539.83 Td (Cr) Tj ET Q q 0 0 0 rg BT 184.48 539.83 Td (edit Impair) Tj ET Q q 0 0 0 rg BT 232.91 539.83 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 524.27 Td (Contractual cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 524.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 524.27 Td (19,031) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 509.27 Td (Nonaccretable dif) Tj ET Q q 0 0 0 rg BT 244.26 509.27 Td (ference) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 509.27 Td (5,908) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 494.27 Td (Expected cash flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 494.27 Td (13,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 479.27 Td (Accretable yield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 479.27 Td (2,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 464.27 Td (Fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 464.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 464.27 Td (1) Tj ET Q q 0 0 0 rg BT 432.15 464.27 Td (1,076) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 442.10 Td (Peoples recorded non-interest expense related to acquisitions of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.14 442.10 Td (675,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.64 442.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.08 442.10 Td ($6.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.97 442.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.35 442.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.33 442.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.77 442.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.99 442.10 Td ( months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.38 430.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.64 430.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 213.30 430.10 Td (. ) Tj ET Q q 0 0 0 rg BT 220.62 430.10 Td (T) Tj ET Q q 0 0 0 rg BT 226.03 430.10 Td (otal non-interest income declined due to losses of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.53 430.10 Td (203,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.03 430.10 Td ( associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 418.10 Td (ASB acquisition. Salaries and employee benefit costs contained $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.94 418.10 Td (466,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.44 418.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.88 418.10 Td ($2.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.77 418.10 Td (, for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.64 418.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.63 418.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.07 418.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.28 418.10 Td ( months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 406.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.38 406.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.64 406.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 213.30 406.10 Td (, related to change in control agreements, retention and severance bonuses, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.10 Td (regular payroll and taxes after conversion. Professional fees contained $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.73 394.10 Td (31,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.23 394.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.67 394.10 Td (742,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.17 394.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.54 394.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.53 394.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.97 394.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.18 394.10 Td ( months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 382.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.38 382.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.64 382.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 213.30 382.10 Td (. Data processing expenses contained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.42 382.10 Td (none) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.86 382.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.29 382.10 Td ($59,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.79 382.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.17 382.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.16 382.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.60 382.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.81 382.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 370.10 Td (months ended September 30, 2018. Marketing expense included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.88 370.10 Td ($16,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.38 370.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.82 370.10 Td ($107,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.32 370.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.70 370.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.69 370.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.12 370.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.34 370.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.10 Td (September 30, 2018, respectively) Tj ET Q q 0 0 0 rg BT 186.92 358.10 Td (, and other non-interest expense contained $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.25 358.10 Td (162,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 358.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.19 358.10 Td ($3.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.08 358.10 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.46 358.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.45 358.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.88 358.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.10 358.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.10 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.33 346.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.59 346.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 245.25 346.10 Td (.) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (42) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 539.2783203125 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 2MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 240.69 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 264.31 731.25 Td (ANAL) Tj ET Q q 0 0 0 rg BT 291.72 731.25 Td (YSIS OF) Tj ET Q q 0 0 0 rg BT 329.98 731.25 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 388.59 731.25 Td ( CONDITION ) Tj ET Q q 0 0 0 rg BT 451.94 731.25 Td (AND RESUL) Tj ET Q q 0 0 0 rg BT 508.53 731.25 Td (TS OF) Tj ET Q q 0 0 0 rg BT 536.78 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 717.68505859375 m 119.380859375 717.68505859375 l s q 0 0 0 rg BT 54.00 719.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 88.26 719.25 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 235.60 695.25 Td (SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 347.57 695.25 Td ( DA) Tj ET Q q 0 0 0 rg BT 363.77 695.25 Td (T) Tj ET Q q 0 0 0 rg BT 369.70 695.25 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 674.25 Td (The following data should be read in conjunction with the Unaudited Consolidated Financial Statements and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 662.25 Td (Management) Tj ET Q q 0 0 0 rg BT 108.98 662.25 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 178.15 662.25 Td (Analysis that follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 604.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 604.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 604.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 604.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 604.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 604.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 578.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 578.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 578.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 578.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 578.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 578.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 552.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 552.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 552.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 552.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 552.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 552.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 526.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 526.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 526.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 526.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 526.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 526.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 500.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 500.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 500.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 500.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 500.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 500.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 474.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 474.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 474.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 474.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 474.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 474.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 448.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 448.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 448.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 448.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 448.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 448.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 422.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 422.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 422.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 422.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 422.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 422.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 396.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 396.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 396.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 396.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 396.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 396.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 370.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 370.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 370.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 370.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 370.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 370.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 344.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 344.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 344.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 344.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 344.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 344.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 318.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 318.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 318.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 318.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 318.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 318.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 292.75 269.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 292.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 292.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 292.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 292.75 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 292.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 255.75 269.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 255.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 255.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 255.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 255.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 255.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 227.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 227.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 227.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 227.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 227.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 227.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 200.75 269.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 200.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 200.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 200.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 200.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 200.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 173.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 173.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 173.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 173.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 173.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 173.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 147.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 147.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 147.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 147.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 147.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 147.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 121.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 121.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 121.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 121.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 121.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 121.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 95.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 95.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 95.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 95.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 95.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 95.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 69.75 269.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 69.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 69.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 69.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 69.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 69.75 53.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 617.75 m 384.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 617.75 m 445.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 617.75 m 449.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 617.75 m 503.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 617.75 m 556.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 604.75 m 323.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 617.75 m 384.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 604.75 m 384.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 617.75 m 445.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 604.75 m 445.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 604.75 m 449.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 617.75 m 503.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 604.75 m 503.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 617.75 m 556.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 604.75 m 556.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 604.75 m 323.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 474.75 m 323.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 474.75 m 384.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 474.75 m 445.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 474.75 m 449.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 474.75 m 503.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 474.75 m 556.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 331.75 m 323.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 331.75 m 384.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 331.75 m 445.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 331.75 m 449.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 331.75 m 503.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 331.75 m 556.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 186.75 m 323.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 186.75 m 384.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 186.75 m 445.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 186.75 m 449.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 186.75 m 503.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 186.75 m 556.5 186.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 635.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.45 643.15 Td (At or) Tj ET Q q 0 0 0 rg BT 350.61 643.15 Td ( For) Tj ET Q q 0 0 0 rg BT 366.69 643.15 Td ( the ) Tj ET Q q 0 0 0 rg BT 383.02 643.15 Td (Thr) Tj ET Q q 0 0 0 rg BT 397.86 643.15 Td (ee Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.45 634.15 Td (Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.15 643.15 Td (At or) Tj ET Q q 0 0 0 rg BT 487.23 643.15 Td ( For) Tj ET Q q 0 0 0 rg BT 503.31 643.15 Td ( the Nine) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.10 634.15 Td (Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 622.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.55 622.15 Td (September) Tj ET Q q 0 0 0 rg BT 397.96 622.15 Td ( 30,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.05 622.15 Td (September) Tj ET Q q 0 0 0 rg BT 516.46 622.15 Td ( 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 609.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.50 609.15 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 609.15 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 609.15 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.50 609.15 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 596.15 Td (Per) Tj ET Q q 0 0 0 rg BT 70.41 596.15 Td ( Common Shar) Tj ET Q q 0 0 0 rg BT 128.75 596.15 Td (e Data \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 583.01 Td (Earnings per common share basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 583.01 Td (0.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 583.01 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 583.01 Td (1.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 583.01 Td (1.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 570.01 Td (Earnings per common share diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 570.01 Td (0.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 570.01 Td (0.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 570.01 Td (1.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 570.01 Td (1.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 557.01 Td (Cash dividends declared per common share) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 557.01 Td (0.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 557.01 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 557.01 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 557.01 Td (0.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 544.01 Td (Book value per common share \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 544.01 Td (25.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 544.01 Td (25.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 544.01 Td (25.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 544.01 Td (25.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 531.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 531.01 Td (angible book value per common share \(b\)\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 531.01 Td (17.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 531.01 Td (17.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 531.01 Td (17.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 531.01 Td (17.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 518.01 Td (W) Tj ET Q q 0 0 0 rg BT 65.13 518.01 Td (eighted-average number of common shares outstanding basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 518.01 Td (19,325,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 518.01 Td (18,056,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 518.01 Td (18,875,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 518.01 Td (18,043,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 505.01 Td (W) Tj ET Q q 0 0 0 rg BT 65.13 505.01 Td (eighted-average number of common shares outstanding diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 505.01 Td (19,466,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 505.01 Td (18,213,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 505.01 Td (19,004,087) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 505.01 Td (18,199,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 492.01 Td (Common shares outstanding at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 492.01 Td (19,550,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 492.01 Td (18,281,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 492.01 Td (19,550,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 492.01 Td (18,281,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 479.01 Td (Closing stock price at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 479.01 Td (35.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 479.01 Td (33.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 479.01 Td (35.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 479.01 Td (33.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 466.15 Td (Significant Ratios \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 466.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 466.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 453.01 Td (Return on average stockholders' equity \(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 453.01 Td (10.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 453.01 Td (9.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 453.01 Td (8.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 453.01 Td (8.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 440.01 Td (Return on average tangible stockholders' equity \(d\)\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 440.01 Td (15.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 440.01 Td (14.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 440.01 Td (14.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 440.01 Td (13.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 427.01 Td (Return on average assets \(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 427.01 Td (1.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 427.01 Td (1.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 427.01 Td (1.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 427.01 Td (1.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 414.01 Td (A) Tj ET Q q 0 0 0 rg BT 63.17 414.01 Td (verage stockholders' equity to average assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 414.01 Td (12.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 414.01 Td (12.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 414.01 Td (12.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 414.01 Td (12.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 401.01 Td (A) Tj ET Q q 0 0 0 rg BT 63.17 401.01 Td (verage loans to average deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 401.01 Td (90.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 401.01 Td (86.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 401.01 Td (89.1) Tj ET Q q 0 0 0 rg BT 491.00 401.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 401.01 Td (86.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 388.01 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 114.90 388.01 Td (gin \(d\)\(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 388.01 Td (3.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 388.01 Td (3.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 388.01 Td (3.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 388.01 Td (3.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 375.01 Td (Ef) Tj ET Q q 0 0 0 rg BT 65.41 375.01 Td (ficiency ratio \(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 375.01 Td (62.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 375.01 Td (60.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 375.01 Td (66.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 375.01 Td (62.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 362.01 Td (Pre-provision net revenue to total average assets \(d\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 362.01 Td (1.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 362.01 Td (1.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 362.01 Td (1.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 362.01 Td (1.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 349.01 Td (Dividend payout ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 349.01 Td (43.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 349.01 Td (36.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 349.01 Td (48.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 349.01 Td (38.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 336.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 336.01 Td (otal investment securities as percentage of total assets \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 336.01 Td (21.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 336.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 336.01 Td (24.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 336.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 336.01 Td (21.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 336.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 336.01 Td (24.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 336.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 323.15 Td (Asset Quality Ratios \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 323.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 323.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 310.01 Td (Nonperforming loans as a percent of total loans \(b\)\(i\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 310.01 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 310.01 Td (0.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 310.01 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 310.01 Td (0.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 297.01 Td (Nonperforming assets as a percent of total assets \(b\)\(i\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 297.01 Td (0.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 297.01 Td (0.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 297.01 Td (0.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 297.01 Td (0.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 283.21 Td (Nonperforming assets as a percent of total loans and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 274.21 Td (owned \("OREO"\) \(b\)\(i\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 274.21 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 274.21 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 274.21 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 274.21 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 260.21 Td (Criticized loans as a percent of total loans \(b\)\(j\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 260.21 Td (4.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 260.21 Td (4.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 260.21 Td (4.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 260.21 Td (4.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 246.21 Td (Classified loans as a percent of total loans \(b\)\(k\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 246.21 Td (1.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 246.21 Td (1.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 246.21 Td (1.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 246.21 Td (1.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 232.21 Td (Allowance for loan losses as a percent of total loans \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 232.21 Td (0.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 232.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 232.21 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 232.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 232.21 Td (0.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 232.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 232.21 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 232.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 219.01 Td (Allowance for loan losses as a percent of nonperforming loans \(b\)\(i\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 219.01 Td (109.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 219.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 219.01 Td (96.1) Tj ET Q q 0 0 0 rg BT 433.00 219.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 219.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 219.01 Td (109.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 219.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 219.01 Td (96.1) Tj ET Q q 0 0 0 rg BT 544.00 219.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 219.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 205.21 Td (Provision for loan losses as a percent of average total loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 205.21 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 205.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 205.21 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 205.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 205.21 Td (0.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 205.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 205.21 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 205.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 191.21 Td (Net char) Tj ET Q q 0 0 0 rg BT 87.65 191.21 Td (ge-of) Tj ET Q q 0 0 0 rg BT 106.48 191.21 Td (fs as a percentage of average total loans \(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 191.21 Td (0.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 191.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 191.21 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 191.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 191.21 Td (0.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 191.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 191.21 Td (0.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 191.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 178.15 Td (Capital Information \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 178.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 178.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 165.01 Td (Common equity tier 1 capital ratio \(l\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 165.01 Td (13.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 165.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 165.01 Td (13.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 165.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 165.01 Td (13.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 165.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 165.01 Td (13.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 165.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 152.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.34 152.01 Td (ier 1 risk-based capital ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 152.01 Td (13.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 152.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 152.01 Td (13.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 152.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 152.01 Td (13.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 152.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 152.01 Td (13.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 152.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 139.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 139.01 Td (otal risk-based capital ratio \(tier 1 and tier 2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 139.01 Td (14.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 139.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 139.01 Td (14.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 139.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 139.01 Td (14.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 139.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 139.01 Td (14.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 139.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 126.01 Td (Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 126.01 Td (9.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 126.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 126.01 Td (9.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 126.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 126.01 Td (9.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 126.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 126.01 Td (9.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 126.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 113.01 Td (Common equity tier 1 capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 113.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.25 113.01 Td (368,195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 113.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 113.01 Td (326,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 113.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.25 113.01 Td (368,195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 113.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 113.01 Td (326,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 100.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.34 100.01 Td (ier 1 capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.25 100.01 Td (375,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 100.01 Td (334,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.25 100.01 Td (375,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 100.01 Td (334,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 87.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 87.01 Td (otal capital \(tier 1 and tier 2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.25 87.01 Td (395,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 87.01 Td (355,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.25 87.01 Td (395,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 87.01 Td (355,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 74.01 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 74.01 Td (otal risk-weighted assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 74.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 74.01 Td (2,765,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 74.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 74.01 Td (2,456,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 74.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 74.01 Td (2,765,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 74.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 74.01 Td (2,456,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 61.01 Td (T) Tj ET Q q 0 0 0 rg BT 61.87 61.01 Td (angible equity to tangible assets \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 61.01 Td (8.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 61.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 61.01 Td (9.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 61.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 61.01 Td (8.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 61.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.75 61.01 Td (9.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 61.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 732.50 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 732.50 Td (Reflects the impact of the acquisition of ) Tj ET Q q 0 0 0 rg BT 201.52 732.50 Td (ASB beginning ) Tj ET Q q 0 0 0 rg BT 252.64 732.50 Td (April 13, 2018.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 722.90 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 722.90 Td (Data presented as of the end of the period indicated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 713.30 Td (\(c\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 713.30 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 189.68 713.30 Td ( financial measures since they exclude goodwill and other intangible assets. ) Tj ET Q q 0 0 0 rg BT 435.16 713.30 Td (Additional information regarding the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 703.70 Td (calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 172.34 703.70 Td ( financial measures can be found under the caption Capital/Stockholders) Tj ET Q q 0 0 0 rg BT 409.67 703.70 Td ( Equity) Tj ET Q q 0 0 0 rg BT 432.48 703.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (\(d\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 694.10 Td (Ratios are presented on an annualized basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 684.50 Td (\(e\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 684.50 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 189.68 684.50 Td ( financial measures since they exclude the after) Tj ET Q q 0 0 0 rg BT 340.78 684.50 Td (-tax impact of amortization of other intangible assets from earnings ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 674.90 Td (and exclude the balance sheet impact of goodwill and other intangible assets acquired through acquisitions on stockholders' equity) Tj ET Q q 0 0 0 rg BT 488.59 674.90 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 494.14 674.90 Td (Additional ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 665.30 Td (information regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 256.54 665.30 Td ( financial measures can be found under the caption Return on ) Tj ET Q q 0 0 0 rg BT 458.02 665.30 Td (A) Tj ET Q q 0 0 0 rg BT 463.21 665.30 Td (verage ) Tj ET Q q 0 0 0 rg BT 486.38 665.30 Td (T) Tj ET Q q 0 0 0 rg BT 490.71 665.30 Td (angible ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 655.70 Td (Stockholders' Equity Ratio.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (\(f\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 646.10 Td (Information presented on a fully tax-equivalent basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 636.50 Td (\(g\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 636.50 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 189.68 636.50 Td ( financial measures and include total non-interest expense \(less amortization of other intangible assets\) as a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 626.90 Td (percentage of fully tax-equivalent net interest income plus total non-interest income \(excluding all gains and all losses\). ) Tj ET Q q 0 0 0 rg BT 456.33 626.90 Td (Additional information ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 617.30 Td (regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 216.77 617.30 Td ( financial measures can be found under the caption Ef) Tj ET Q q 0 0 0 rg BT 392.33 617.30 Td (ficiency Ratio.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 607.70 Td (\(h\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 607.70 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 189.68 607.70 Td ( financial measures since they exclude the provision for \(recovery of\) loan losses and all gains and losses included ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 598.10 Td (in earnings.) Tj ET Q q 0 0 0 rg BT 112.88 598.10 Td (Additional information regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 333.64 598.10 Td ( financial measures can be found under the caption Pre-Provision ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 588.50 Td (Net Revenue.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.90 Td (\(i\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 578.90 Td (Nonperforming loans include loans 90 days past due and accruing, renegotiated loans and nonaccrual loans. Nonperforming assets include ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 569.30 Td (nonperforming loans and other real estate owned.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.70 Td (\(j\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 559.70 Td (Includes loans categorized as special mention, substandard and doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.10 Td (\(k\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 550.10 Td (Includes loans categorized as substandard and doubtful. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 540.50 Td (\(l\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 540.50 Td (Peoples' capital conservation buf) Tj ET Q q 0 0 0 rg BT 177.04 540.50 Td (fer was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.36 540.50 Td (6.30%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 223.03 540.50 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.80 540.50 Td (September30, 2018) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 297.01 540.50 Td ( and 6.49% at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.00 540.50 Td (September30, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.21 540.50 Td (, compared to 2.50% for the fully phased-in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 530.90 Td (capital conservation buf) Tj ET Q q 0 0 0 rg BT 148.71 530.90 Td (fer required by January 1, 2019. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 506.90 Td (Forward-Looking Statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 494.90 Td (Certain statements in this Form 10-Q, which are not historical fact, are forward-looking statements within the meaning of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.90 Td (Section 27A) Tj ET Q q 0 0 0 rg BT 103.17 482.90 Td ( of the Securities ) Tj ET Q q 0 0 0 rg BT 172.59 482.90 Td (Act of 1933, as amended, Section 21E of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 437.24 482.90 Td (Act of 1934, as amended, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.90 Td (the Private Securities Litigation Reform ) Tj ET Q q 0 0 0 rg BT 215.91 470.90 Td (Act of 1995.) Tj ET Q q 0 0 0 rg BT 271.00 470.90 Td (These forward-looking statements are identified by the fact they are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 458.90 Td (historical facts and include words such as "anticipate," "estimate," "may) Tj ET Q q 0 0 0 rg BT 341.73 458.90 Td (," "feel," "expect," "believe," "plan," "will," "would," ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 446.90 Td ("should," "could," "project," "goal," "tar) Tj ET Q q 0 0 0 rg BT 214.97 446.90 Td (get," "potential," "seek," "intend," and similar expressions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 428.90 Td (These forward-looking statements reflect management's current expectations based on all information available to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 416.90 Td (management and its knowledge of Peoples' business and operations. ) Tj ET Q q 0 0 0 rg BT 331.03 416.90 Td (Additionally) Tj ET Q q 0 0 0 rg BT 380.93 416.90 Td (, Peoples' financial condition, results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 404.90 Td (operations, plans, objectives, future performance and business are subject to risks and uncertainties that may cause actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 392.90 Td (results to dif) Tj ET Q q 0 0 0 rg BT 103.81 392.90 Td (fer materially) Tj ET Q q 0 0 0 rg BT 157.30 392.90 Td (. ) Tj ET Q q 0 0 0 rg BT 164.62 392.90 Td (These factors include, but are not limited to: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 374.90 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 374.90 Td (the success, impact, and timing of the implementation of Peoples' business strategies, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 362.90 Td (successful integration of the recently completed acquisition of ) Tj ET Q q 0 0 0 rg BT 376.48 362.90 Td (ASB and the expansion of consumer lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 350.90 Td (activity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 332.90 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 332.90 Td (Peoples' ability to integrate future acquisitions, including the pending mer) Tj ET Q q 0 0 0 rg BT 421.44 332.90 Td (ger with First Prestonsbur) Tj ET Q q 0 0 0 rg BT 524.87 332.90 Td (g, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 320.90 Td (which may be unsuccessful, or may be more dif) Tj ET Q q 0 0 0 rg BT 317.15 320.90 Td (ficult, time-consuming or costly than expected; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 302.90 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 302.90 Td (competitive pressures among financial institutions, or from non-financial institutions, which may increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 290.90 Td (significantly) Tj ET Q q 0 0 0 rg BT 175.34 290.90 Td (, including product and pricing pressures, changes to third-party relationships and revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 278.90 Td (and Peoples' ability to attract, develop and retain qualified professionals; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 260.90 Td (\(4\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 260.90 Td (changes in the interest rate environment due to economic conditions and/or the fiscal policies of the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 248.90 Td (States \("U.S."\) government and the Board of Governors of the Federal Reserve System \(the "Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 236.90 Td (Reserve Board"\), which may adversely impact interest rates, interest mar) Tj ET Q q 0 0 0 rg BT 417.85 236.90 Td (gins, loan demand and interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 224.90 Td (sensitivity; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 206.90 Td (\(5\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 206.90 Td (uncertainty regarding the nature, timing, cost and ef) Tj ET Q q 0 0 0 rg BT 333.25 206.90 Td (fect of legislative or regulatory changes or actions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 194.90 Td (promulgated and to be promulgated by governmental and regulatory agencies in the State of Ohio, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 182.90 Td (Federal Deposit Insurance Corporation, the Federal Reserve Board and the Consumer Financial Protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 170.90 Td (Bureau, which may subject Peoples, its subsidiaries, or one or more acquired companies to a variety of new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 158.90 Td (and more stringent legal and regulatory requirements which adversely af) Tj ET Q q 0 0 0 rg BT 415.99 158.90 Td (fect their respective businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 146.90 Td (including in particular the rules and regulations promulgated and to be promulgated under the Dodd-Frank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 134.90 Td (W) Tj ET Q q 0 0 0 rg BT 134.64 134.90 Td (all Street Reform and Consumer Protection ) Tj ET Q q 0 0 0 rg BT 309.60 134.90 Td (Act of 2010, and the Basel III regulatory capital reform; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 116.90 Td (\(6\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 116.90 Td (the ef) Tj ET Q q 0 0 0 rg BT 148.30 116.90 Td (fects of easing restrictions on participants in the financial services industry;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 98.90 Td (\(7\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 98.90 Td (uncertainties in Peoples' preliminary review of, and 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(telecommunications networks, including those of Peoples' third-party vendors and other service providers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 179.10 Td (which may prove inadequate, and could adversely af) Tj ET Q q 0 0 0 rg BT 336.29 179.10 Td (fect customer confidence in Peoples and/or result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 167.10 Td (Peoples incurring a financial loss;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 149.10 Td (\(25\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 149.10 Td (Peoples' reliance on, and the potential failure of, a number of third-party vendors to perform as expected, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 137.10 Td (including its primary core banking system provider;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 119.10 Td (\(26\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 119.10 Td (Peoples' ability to anticipate and respond to technological changes which can impact Peoples' ability to ) Tj ET Q 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BT 301.00 30.60 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 731.10 Td (\(28\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 731.10 Td (changes in consumer spending, borrowing and saving habits, whether due to tax reform legislation, changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 719.10 Td (in business and economic conditions, legislative or regulatory initiatives, or other factors, which may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 707.10 Td (dif) Tj ET Q q 0 0 0 rg BT 136.93 707.10 Td (ferent than anticipated;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 689.10 Td (\(29\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 689.10 Td (the adequacy of Peoples' risk management program in the event of changes in market, economic, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 677.10 Td (operational, asset/liability repricing, liquidity) Tj ET Q q 0 0 0 rg BT 306.14 677.10 Td (, credit and interest rate risks associated with Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 665.10 Td (business;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 647.10 Td (\(30\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 647.10 Td (the impact on Peoples' businesses, as well as on the risks described above, of various domestic or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 635.10 Td (international widespread natural or other disasters, pandemics, cyber attacks, civil unrest, military or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 623.10 Td (terrorist activities or international conflicts;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 605.10 Td (\(31\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 605.10 Td (significant changes in the tax laws, which may adversely af) Tj ET Q q 0 0 0 rg BT 363.52 605.10 Td (fect the fair values of deferred tax assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 593.10 Td (obligations of states and political subdivisions held in Peoples' investment securities portfolio; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 575.10 Td (\(32\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 575.10 Td (Peoples' continued ability to grow deposits; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 557.10 Td (\(33\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 557.10 Td (other risk factors relating to the banking industry or Peoples as detailed from time to time in Peoples) Tj ET Q q 0 0 0 rg BT 530.44 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 545.10 Td (reports filed with the Securities and Exchange Commission \(the "SEC"\), including those risk factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 533.10 Td (included in the disclosures under the heading "ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 387.35 533.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 407.17 533.10 Td (ORS" of Peoples) Tj ET Q q 0 0 0 rg BT 477.73 533.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.68 533.10 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 521.10 Td (Form 10-K for the fiscal year ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.92 521.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.92 521.10 Td ( and under the heading "ITEM 1A. RISK ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 509.10 Td (F) Tj ET Q q 0 0 0 rg BT 130.82 509.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 150.64 509.10 Td (ORS" in Part II of this Form 10-Q.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 491.10 Td (All forward-looking statements speak only as of the filing date of this Form 10-Q and are expressly qualified in their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (entirety by the cautionary statements.) Tj ET Q q 0 0 0 rg BT 208.12 479.10 Td (Although management believes the expectations in these forward-looking statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (are based on reasonable assumptions within the bounds of management) Tj ET Q q 0 0 0 rg BT 342.54 467.10 Td (s knowledge of Peoples) Tj ET Q q 0 0 0 rg BT 439.83 467.10 Td ( business and operations, it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (possible that actual results may dif) Tj ET Q q 0 0 0 rg BT 192.40 455.10 Td (fer materially from these projections.) Tj ET Q q 0 0 0 rg BT 345.40 455.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 395.30 455.10 Td (, Peoples undertakes no obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (update these forward-looking statements to reflect events or circumstances after the filing date of this Form 10-Q or to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (the occurrence of unanticipated events except as may be required by applicable legal requirements.Copies of documents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (filed with the SEC are available free of char) Tj ET Q q 0 0 0 rg BT 229.85 419.10 Td (ge at the SEC) Tj ET Q q 0 0 0 rg BT 287.34 419.10 Td (s website at www) Tj ET Q q 0 0 0 rg BT 357.51 419.10 Td (.sec.gov and/or from Peoples' website ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td (www) Tj ET Q q 0 0 0 rg BT 75.02 407.10 Td (.peoplesbancorp.com under the Investor Relations section.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 389.10 Td (This discussion and analysis should be read in conjunction with the audited Consolidated Financial Statements, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (Notes thereto, contained in Peoples) Tj ET Q q 0 0 0 rg BT 197.94 377.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.44 377.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.44 377.10 Td ( Form 10-K, as well as the Unaudited Consolidated Financial Statements, Notes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (the Unaudited Consolidated Financial Statements, ratios, statistics and discussions contained elsewhere in this Form 10-Q.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (Business Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 329.10 Td (The following discussion and analysis of Peoples) Tj ET Q q 0 0 0 rg BT 271.79 329.10 Td ( Unaudited Consolidated Financial Statements is presented to provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (insight into management) Tj ET Q q 0 0 0 rg BT 155.65 317.10 Td (s assessment of the financial condition and results of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 299.10 Td (Peoples of) Tj ET Q q 0 0 0 rg BT 113.76 299.10 Td (fers diversified financial products and services through 82 locations, including 72 full-service bank branches, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.10 Td (and 78 ) Tj ET Q q 0 0 0 rg BT 82.89 287.10 Td (Automated ) Tj ET Q q 0 0 0 rg BT 129.64 287.10 Td (T) Tj ET Q q 0 0 0 rg BT 135.05 287.10 Td (eller Machines \("A) Tj ET Q q 0 0 0 rg BT 210.22 287.10 Td (TMs"\) in northeastern, central, southwestern and southeastern Ohio, west central ) Tj ET Q q 0 0 0 rg BT 535.97 287.10 Td (W) Tj ET Q q 0 0 0 rg BT 544.61 287.10 Td (est ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.62 275.10 Td (ir) Tj ET Q q 0 0 0 rg BT 66.55 275.10 Td (ginia and northeastern Kentucky through its financial service units Peoples Bank and Peoples Insurance ) Tj ET Q q 0 0 0 rg BT 491.16 275.10 Td (Agency) Tj ET Q q 0 0 0 rg BT 521.61 275.10 Td (, LLC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (\("Peoples Insurance"\), a subsidiary of Peoples Bank.Peoples Bank is subject to regulation and examination primarily by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (Ohio Division of Financial Institutions \(the "ODFI"\), the Federal Reserve Bank of Cleveland and the Federal Deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (Insurance Corporation \(the "FDIC"\). Peoples Bank is also subject to regulations of the Consumer Financial Protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.10 Td (Bureau \(the "CFPB"\) which regulates consumer financial products and services and certain financial services providers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.10 Td (Peoples Insurance is subject to regulation by the Ohio Department of Insurance and the state insurance regulatory agencies of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 203.10 Td (those states in which Peoples Insurance may do business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 185.10 Td (Peoples) Tj ET Q q 0 0 0 rg BT 105.70 185.10 Td ( products and services include traditional banking products, such as deposit accounts, lending products and trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (services.Peoples provides services through traditional of) Tj ET Q q 0 0 0 rg BT 284.32 173.10 Td (fices, ) Tj ET Q q 0 0 0 rg BT 307.64 173.10 Td (A) Tj ET Q q 0 0 0 rg BT 313.76 173.10 Td (TMs, mobile banking and telephone and internet-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.10 Td (banking.Peoples also of) Tj ET Q q 0 0 0 rg BT 154.08 161.10 Td (fers a complete array of insurance products and makes available custom-tailored fiduciary) Tj ET Q q 0 0 0 rg BT 513.56 161.10 Td (, employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.10 Td (benefit plan and asset management services.Brokerage services are of) Tj ET Q q 0 0 0 rg BT 337.86 149.10 Td (fered by Peoples exclusively through an unaf) Tj ET Q q 0 0 0 rg BT 518.18 149.10 Td (filiated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (registered broker) Tj ET Q q 0 0 0 rg BT 121.82 137.10 Td (-dealer located at Peoples Bank's of) Tj ET Q q 0 0 0 rg BT 264.22 137.10 Td (fices. ) Tj ET Q endstream endobj 93 0 obj <>] /Rotate 0 /Contents 94 0 R>> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (46) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Critical ) Tj ET Q q 0 0 0 rg BT 88.71 731.25 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The accounting and reporting policies of Peoples conform to US GAAP) Tj ET Q q 0 0 0 rg BT 359.35 719.25 Td ( and to general practices within the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (services industry) Tj ET Q q 0 0 0 rg BT 120.84 707.25 Td (.) Tj ET Q q 0 0 0 rg BT 128.16 707.25 Td (The preparation of the financial statements in conformity with US GAAP) Tj ET Q q 0 0 0 rg BT 421.60 707.25 Td ( requires management to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 187.68 695.25 Td (fect the amounts reported in the financial statements and accompanying notes.) Tj ET Q q 0 0 0 rg BT 505.08 695.25 Td (Actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (results could materially dif) Tj ET Q q 0 0 0 rg BT 161.29 683.25 Td (fer from those estimates.Management has identified the accounting policies that, due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (judgments, estimates and assumptions inherent in those policies, are critical to understanding Peoples) Tj ET Q q 0 0 0 rg BT 462.61 671.25 Td ( Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (Consolidated Financial Statements, and Management) Tj ET Q q 0 0 0 rg BT 269.79 659.25 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 338.96 659.25 Td (Analysis at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.17 659.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.44 659.25 Td (, which were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (unchanged from the policies disclosed in Peoples) Tj ET Q q 0 0 0 rg BT 253.77 647.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.27 647.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.27 647.25 Td ( Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (Summary of Recent ) Tj ET Q q 0 0 0 rg BT 143.80 623.25 Td (T) Tj ET Q q 0 0 0 rg BT 149.73 623.25 Td (ransactions and Events) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 611.25 Td (The following is a summary of recent transactions and events that have impacted or are expected to impact Peoples) Tj ET Q q 0 0 0 rg BT 535.54 611.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (results of operations or financial condition: ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 579.09 cm /I22 Do Q q 0 0 0 rg BT 76.00 581.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 581.25 Td (On October 29, 2018, Peoples entered into a mer) Tj ET Q q 0 0 0 rg BT 285.32 581.25 Td (ger agreement with First Prestonsbur) Tj ET Q q 0 0 0 rg BT 432.89 581.25 Td (g Bancshares Inc. \("First ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 569.25 Td (Prestonsbur) Tj ET Q q 0 0 0 rg BT 137.04 569.25 Td (g"\), which calls for First Prestonsbur) Tj ET Q q 0 0 0 rg BT 284.26 569.25 Td (g to mer) Tj ET Q q 0 0 0 rg BT 317.40 569.25 Td (ge into Peoples. First Prestonsbur) Tj ET Q q 0 0 0 rg BT 453.89 569.25 Td (g is the parent company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 557.25 Td (of ) Tj ET Q q 0 0 0 rg BT 100.65 557.25 Td (The First Commonwealth Bank of Prestonsbur) Tj ET Q q 0 0 0 rg BT 287.40 557.25 Td (g, Inc. \("First Commonwealth"\), which operates eight full service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 545.25 Td (branches located in eastern Kentucky) Tj ET Q q 0 0 0 rg BT 238.73 545.25 Td (, with an additional branch to open by the end of this year) Tj ET Q q 0 0 0 rg BT 468.95 545.25 Td (. Following the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 533.25 Td (mer) Tj ET Q q 0 0 0 rg BT 105.37 533.25 Td (ger of First Prestonsbur) Tj ET Q q 0 0 0 rg BT 199.35 533.25 Td (g into Peoples, First Commonwealth will mer) Tj ET Q q 0 0 0 rg BT 381.66 533.25 Td (ge into Peoples Bank. ) Tj ET Q q 0 0 0 rg BT 473.69 533.25 Td (This transaction is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 521.25 Td (expected to close during the second quarter of 2019, subject to the satisfaction of customary closing conditions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 509.25 Td (including receipt of applicable regulatory approvals and the approval of the shareholders of First Prestonsbur) Tj ET Q q 0 0 0 rg BT 525.80 509.25 Td (g. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 497.25 Td (Refer to Note 12 of the Notes to the Unaudited Consolidated Financial Statements for additional information.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 477.09 cm /I23 Do Q q 0 0 0 rg BT 76.00 479.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 479.25 Td (On July 31, 2018, Peoples entered into five $10.0 million interest rate swaps, which will mature between 2021 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 467.25 Td (2028, with interest rates ranging from 2.94% to 3.03%. ) Tj ET Q q 0 0 0 rg BT 314.96 467.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 364.86 467.25 Td (, the three interest rate swaps acquired with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 455.25 Td (ASB acquisition matured in July of 2018. For additional information regarding Peoples' interest rate swaps, refer to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 443.25 Td (Note 9 of the Notes to the Unaudited Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 423.09 cm /I24 Do Q q 0 0 0 rg BT 76.00 425.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 425.25 Td (In 2018, Peoples contributed $3.2 million to Peoples' defined benefit pension plan. ) Tj ET Q q 0 0 0 rg BT 425.45 425.25 Td (This contribution was reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 413.25 Td (in the 2017 federal income tax return. In accordance with the ) Tj ET Q q 0 0 0 rg BT 338.88 413.25 Td (T) Tj ET Q q 0 0 0 rg BT 344.29 413.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 413.74 413.25 Td (Act, Peoples recognized the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 401.25 Td (contribution as a deduction for tax purposes at the 35% statutory federal corporate income tax rate for 2017.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 381.09 cm /I25 Do Q q 0 0 0 rg BT 76.00 383.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 383.25 Td (In the third quarter of 2018, Peoples incurred $674,000 of acquisition-related costs, which include gains and losses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 371.25 Td (compared to $6.3 million in the second quarter of 2018, $149,000 in the first quarter of 2018 and none in the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 359.25 Td (quarter of 2017. For the nine months ended September 30, 2018, Peoples incurred $6.9 million of acquisition-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 347.25 Td (related costs compared to none for the same period in 2017. ) Tj ET Q q 0 0 0 rg BT 333.91 347.25 Td (The acquisition-related costs incurred in 2018 were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 335.25 Td (primarily related to fees associated with early termination of contracts, severance costs and write-of) Tj ET Q q 0 0 0 rg BT 488.55 335.25 Td (fs associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 323.25 Td (with assets acquired.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 303.09 cm /I26 Do Q q 0 0 0 rg BT 76.00 305.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 305.25 Td (At the close of business on ) Tj ET Q q 0 0 0 rg BT 199.43 305.25 Td (April 13, 2018, Peoples completed the acquisition of ) Tj ET Q q 0 0 0 rg BT 412.18 305.25 Td (ASB Financial Corp. \("ASB"\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 293.25 Td (ASB mer) Tj ET Q q 0 0 0 rg BT 127.32 293.25 Td (ged into Peoples, and ) Tj ET Q q 0 0 0 rg BT 214.81 293.25 Td (ASB's wholly-owned subsidiary) Tj ET Q q 0 0 0 rg BT 343.18 293.25 Td (, ) Tj ET Q q 0 0 0 rg BT 347.63 293.25 Td (American Savings Bank, fsb, which operated seven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 281.25 Td (full-service bank branches and two loan production of) Tj ET Q q 0 0 0 rg BT 306.14 281.25 Td (fices in southern Ohio and northern Kentucky) Tj ET Q q 0 0 0 rg BT 488.77 281.25 Td (, mer) Tj ET Q q 0 0 0 rg BT 509.14 281.25 Td (ged into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 269.25 Td (Peoples Bank. Under the terms of the mer) Tj ET Q q 0 0 0 rg BT 262.55 269.25 Td (ger agreement, Peoples paid total consideration of $41.5 million. ) Tj ET Q q 0 0 0 rg BT 526.47 269.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 257.25 Td (acquisition added $239.2 million of net loans and $198.6 million of total deposits at the acquisition date, after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 245.25 Td (preliminary acquisition accounting adjustments. Refer to Note 12 of the Notes to the Unaudited Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 233.25 Td (Financial Statements for additional information.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 213.09 cm /I27 Do Q q 0 0 0 rg BT 76.00 215.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 215.25 Td (In the second quarter of 2018, Peoples released a valuation allowance which reduced income tax expense by $0.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 203.25 Td (million. ) Tj ET Q q 0 0 0 rg BT 126.21 203.25 Td (The valuation allowance was related to a historical tax credit that Peoples had invested in during 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 191.25 Td (Peoples sold $6.7 million of equity investment securities in the second quarter of 2018, which resulted in a capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 179.25 Td (gain for tax purposes. ) Tj ET Q q 0 0 0 rg BT 181.46 179.25 Td (This capital gain was lar) Tj ET Q q 0 0 0 rg BT 279.03 179.25 Td (ge enough to of) Tj ET Q q 0 0 0 rg BT 341.33 179.25 Td (fset an anticipated future capital loss, which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 167.25 Td (expected to be recognized due to the structure of the historical tax credit investment, resulting in the release of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 155.25 Td (valuation allowance.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 135.09 cm /I28 Do Q q 0 0 0 rg BT 76.00 137.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 137.25 Td (During the second half of 2017, Peoples reduced its position in certain equity investment securities. ) Tj ET Q q 0 0 0 rg BT 493.06 137.25 Td (This action was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 125.25 Td (taken as a result of the high appreciation in the market value of these securities. ) Tj ET Q q 0 0 0 rg BT 412.76 125.25 Td (The sales completed resulted in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 113.25 Td (net gain on investment securities of $1.9 million in the second half of 2017. On January 1, 2018, Peoples adopted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 101.25 Td (ASU 2016-01, resulting in the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 474.14 101.25 Td (-sale investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 89.25 Td (securities to other investment securities which also resulted in changes in the fair value of the equity investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 77.25 Td (securities being recorded in non-interest income. ) Tj ET Q endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (47) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 728.94 cm /I29 Do Q q 0 0 0 rg BT 76.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 731.10 Td (As of December 31, 2017, Peoples recorded a revaluation of its deferred tax assets and liabilities in light of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 719.10 Td (applicable provisions of the ) Tj ET Q q 0 0 0 rg BT 203.13 719.10 Td (T) Tj ET Q q 0 0 0 rg BT 208.54 719.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 277.98 719.10 Td (Act. Previously) Tj ET Q q 0 0 0 rg BT 342.05 719.10 Td (, Peoples had recognized its deferred tax assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 707.10 Td (deferred tax liabilities at a federal corporate income tax rate of 35%, and the new law required the use of a 21% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 695.10 Td (federal corporate income tax rate. ) Tj ET Q q 0 0 0 rg BT 229.09 695.10 Td (As a result, Peoples wrote down its net deferred tax assets by $0.9 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 683.10 Td (fourth quarter of 2017, which had a direct impact on income tax expense recorded during that period. Beginning on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 671.10 Td (January 1, 2018, in accordance with the ) Tj ET Q q 0 0 0 rg BT 251.15 671.10 Td (T) Tj ET Q q 0 0 0 rg BT 256.56 671.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 326.01 671.10 Td (Act, Peoples began recognizing income tax expense at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 659.10 Td (the 21% statutory federal corporate income tax rate, which has resulted in lower income tax expense for 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 647.10 Td (compared to the 35% statutory federal corporate income tax rate for 2017.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 626.94 cm /I30 Do Q q 0 0 0 rg BT 76.00 629.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 629.10 Td (On October 2, 2017, Peoples Insurance acquired a property and casualty focused independent insurance agency with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 617.10 Td (annual net revenue of $0.8 million located in the Cleveland, Ohio area. ) Tj ET Q q 0 0 0 rg BT 378.61 617.10 Td (The acquisition did not materially impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 605.10 Td (Peoples' financial position, results of operations, or cash flows.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 584.94 cm /I31 Do Q q 0 0 0 rg BT 76.00 587.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 587.10 Td (During the second quarter of 2017, Peoples borrowed an additional $45.0 million of long-term FHLB non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 575.10 Td (amortizing advances, which have interest rates ranging from 1.74% to 2.03% and mature between 2020 and 2022.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 554.94 cm /I32 Do Q q 0 0 0 rg BT 76.00 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 557.10 Td (During the first quarter of 2017, Peoples borrowed an additional $30.0 million of long-term FHLB non-amortizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 545.10 Td (advances, which have interest rates ranging from 1.20% to 1.46% and mature between 2018 and 2019. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 524.94 cm /I33 Do Q q 0 0 0 rg BT 76.00 527.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 527.10 Td (During 2017, Peoples closed six full-service bank branches, four located in Ohio, and two located in ) Tj ET Q q 0 0 0 rg BT 493.88 527.10 Td (W) Tj ET Q q 0 0 0 rg BT 502.52 527.10 Td (est ) Tj ET Q q 0 0 0 rg BT 515.95 527.10 Td (V) Tj ET Q q 0 0 0 rg BT 522.57 527.10 Td (ir) Tj ET Q q 0 0 0 rg BT 528.50 527.10 Td (ginia. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 515.10 Td (Peoples continues to evaluate its bank branch network in an ef) Tj ET Q q 0 0 0 rg BT 339.19 515.10 Td (fort to optimize ef) Tj ET Q q 0 0 0 rg BT 411.48 515.10 Td (ficiency) Tj ET Q q 0 0 0 rg BT 443.04 515.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 494.94 cm /I34 Do Q q 0 0 0 rg BT 76.00 497.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 497.10 Td (On January 31, 2017, Peoples Insurance acquired a third-party insurance administration company located in Piketon, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 485.10 Td (Ohio for total cash consideration of $0.5 million, and recorded $0.5 million of customer relationship intangibles. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 473.10 Td (The acquisition did not materially impact Peoples' financial position, results of operations or cash flows.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 452.94 cm /I35 Do Q q 0 0 0 rg BT 76.00 455.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 455.10 Td (On January 27, 2017, Peoples entered into two $10.0 million forward starting interest rate swaps, which became ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 443.10 Td (ef) Tj ET Q q 0 0 0 rg BT 97.59 443.10 Td (fective in January and ) Tj ET Q q 0 0 0 rg BT 187.55 443.10 Td (April of 2018 and mature between 2025 and 2027, with interest rates ranging from 2.47% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 431.10 Td (2.53%. For additional information regarding Peoples' interest rate swaps, refer to Note 9 of the Notes to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 419.10 Td (Unaudited Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 398.94 cm /I36 Do Q q 0 0 0 rg BT 76.00 401.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 401.10 Td (The Federal Reserve Board began tightening monetary policy in December 2015 by raising the benchmark Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 389.10 Td (Funds ) Tj ET Q q 0 0 0 rg BT 116.77 389.10 Td (T) Tj ET Q q 0 0 0 rg BT 122.18 389.10 Td (ar) Tj ET Q q 0 0 0 rg BT 129.77 389.10 Td (get Rate. Since then, the rate has increased seven times from a range of 0.25% - 0.50% to its current range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 377.10 Td (of 2.00% - 2.25%. Expectations are for one more rate hike in 2018 and three in 2019. ) Tj ET Q q 0 0 0 rg BT 438.33 377.10 Td (The Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 365.10 Td (has also begun to reduce the size of its $4.5 trillion balance sheet, which could result in higher interest rates as well. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 353.10 Td (However) Tj ET Q q 0 0 0 rg BT 126.25 353.10 Td (, there has been no indication that the Federal Reserve Board would alter its current posture of tightening ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 341.10 Td (monetary policy at future meetings. Peoples is closely monitoring interest rates, both foreign and domestic; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 329.10 Td (potential impacts of changes in interest rates to Peoples Bank's operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 311.10 Td (The ) Tj ET Q q 0 0 0 rg BT 90.16 311.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 119.99 311.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.94 311.10 Td (these ) Tj ET Q q 0 0 0 rg BT 154.10 311.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 204.48 311.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.54 311.10 Td (events, ) Tj ET Q q 0 0 0 rg BT 252.20 311.10 Td (where ) Tj ET Q q 0 0 0 rg BT 279.24 311.10 Td (material, ) Tj ET Q q 0 0 0 rg BT 317.12 311.10 Td (is ) Tj ET Q q 0 0 0 rg BT 326.40 311.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 367.35 311.10 Td (in ) Tj ET Q q 0 0 0 rg BT 377.75 311.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.58 311.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 436.28 311.10 Td (sections ) Tj ET Q q 0 0 0 rg BT 471.12 311.10 Td (of ) Tj ET Q q 0 0 0 rg BT 482.06 311.10 Td (this ) Tj ET Q q 0 0 0 rg BT 499.13 311.10 Td (Management) Tj ET Q q 0 0 0 rg BT 554.11 311.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 100.39 299.10 Td (and ) Tj ET Q q 0 0 0 rg BT 116.78 299.10 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 154.28 299.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.11 299.10 Td (Results ) Tj ET Q q 0 0 0 rg BT 197.06 299.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.89 299.10 Td (Operations ) Tj ET Q q 0 0 0 rg BT 254.26 299.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.20 299.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 310.91 299.10 Td (Condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.70 269.10 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 0 rg BT 356.41 269.10 Td (Y) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 245.10 Td (Peoples recorded net income of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.56 245.10 Td ($12.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.46 245.10 Td ( for the third quarter of 2018, representing earnings per diluted share of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.10 Td ($0.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.50 233.10 Td (, compared to $7.9 million, or $0.41 per diluted share, for the second quarter of 2018, and $10.9 million, or $0.60 per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (diluted share, for the third quarter of 2017. During the third quarter of 2018, earnings per diluted share were negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (impacted by $0.03 per share for acquisition-related costs, which include gains and losses, and $0.01 per share for pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (settlement char) Tj ET Q q 0 0 0 rg BT 114.63 197.10 Td (ges, compared to the negative impact of $0.25 per share in acquisition-related costs, of) Tj ET Q q 0 0 0 rg BT 461.00 197.10 Td (fset partially by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (positive impact of $0.04 per share due to the release of a tax valuation allowance, in the second quarter of 2018. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (third quarter of 2017, earnings per diluted common share were positively impacted by $0.07 per share due to the recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.10 Td (gain on investment securities of $1.9 million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 143.10 Td (For the first nine months of 2018, net income was $32.4 million, or $1.69 per diluted share, compared to $29.5 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 131.10 Td (or $1.61 per diluted share, for the same period in 2017. Earnings per diluted common share for the first nine months of 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.10 Td (were negatively impacted by $0.28 per share for acquisition-related costs and $0.01 per share for pension settlement char) Tj ET Q q 0 0 0 rg BT 538.37 119.10 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.10 Td (The increased earnings were primarily due to increases in net interest income, mortgage banking income, trust and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.10 Td (investment income, electronic banking income, and other non-interest income. ) Tj ET Q q 0 0 0 rg BT 372.89 95.10 Td (These increases were partially of) Tj ET Q q 0 0 0 rg BT 504.31 95.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 83.10 Td (increased salaries and employee benefit costs, professional fees and other fees related to acquisition-related expenses which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.10 Td (were primarily related to fees associated with early termination of contracts, in 2018, compared to 2017. ) Tj ET Q endstream endobj 97 0 obj <>] /Rotate 0 /Contents 98 0 R>> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Net interest income grew to $33.3 million for the third quarter of 2018, an increase of 2%, compared to $32.8 million for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (the second quarter of 2018, and 14% compared to $29.2 million for the third quarter of 2017. Net interest mar) Tj ET Q q 0 0 0 rg BT 495.64 719.10 Td (gin was 3.68% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (for the third quarter of 2018, a decrease from 3.74% for the second quarter of 2018, and an increase from 3.67% for the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 122.96 695.10 Td (The increase in net interest income compared to both the linked quarter and the third quarter of 2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (lar) Tj ET Q q 0 0 0 rg BT 64.37 683.10 Td (gely due to loan growth and the recent ) Tj ET Q q 0 0 0 rg BT 219.87 683.10 Td (ASB acquisition, which were tempered by lower income on investment securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (higher deposit costs and increased borrowing costs. In addition, during the third quarter of 2017, net interest income was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (impacted by proceeds of $61) Tj ET Q q 0 0 0 rg BT 169.15 659.10 Td (1,000, received on an investment security for which an other) Tj ET Q q 0 0 0 rg BT 411.37 659.10 Td (-than-temporary-impairment had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (previously been recorded. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 629.10 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 136.24 629.10 Td (gin experienced a decline for the third quarter of 2018, compared to the linked quarter) Tj ET Q q 0 0 0 rg BT 479.87 629.10 Td (, due to increases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (in both deposit costs and borrowings costs, while loan yields only rose slightly given the relatively flat LIBOR rates in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (third quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 143.98 605.10 Td (Although deposit rates remain relatively low) Tj ET Q q 0 0 0 rg BT 321.90 605.10 Td (, competition for deposits is increasing, resulting in higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (deposit rates being of) Tj ET Q q 0 0 0 rg BT 139.63 593.10 Td (fered to clients. ) Tj ET Q q 0 0 0 rg BT 206.37 593.10 Td (The second quarter of 2018, and the third quarter of 2017, included proceeds received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (on a security for which an other) Tj ET Q q 0 0 0 rg BT 180.98 581.10 Td (-than-temporary-impairment had previously been recorded, which added 3 basis points and 8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.10 Td (basis points, respectively) Tj ET Q q 0 0 0 rg BT 153.61 569.10 Td (, to net interest mar) Tj ET Q q 0 0 0 rg BT 230.90 569.10 Td (gin for those periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 551.10 Td (Compared to the third quarter of 2017, net interest mar) Tj ET Q q 0 0 0 rg BT 291.20 551.10 Td (gin has increased primarily due to higher loan yields, which have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (been partially of) Tj ET Q q 0 0 0 rg BT 119.35 539.10 Td (fset by higher deposit costs and increased borrowing costs. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 521.10 Td (Compared to the first nine months of 2017, net interest income grew $1) Tj ET Q q 0 0 0 rg BT 357.96 521.10 Td (1.2 million, or 13%, while net interest mar) Tj ET Q q 0 0 0 rg BT 527.74 521.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (increased 8 basis points. Net interest income for 2018 benefited from the acquisition of ) Tj ET Q q 0 0 0 rg BT 406.69 509.10 Td (ASB, coupled with or) Tj ET Q q 0 0 0 rg BT 493.72 509.10 Td (ganic loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.10 Td (growth. Net interest mar) Tj ET Q q 0 0 0 rg BT 154.07 497.10 Td (gin for the first nine months of 2018 was 3.69%, compared to 3.61% for the same period in 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (Loan yields have benefited from higher LIBOR rates since the end of 2017, while deposit costs were relatively controlled, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (which caused the improvement compared to 2017. During 2017, the net interest mar) Tj ET Q q 0 0 0 rg BT 395.95 473.10 Td (gin improved due to proceeds of $0.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (million that were received on an investment security for which an other) Tj ET Q q 0 0 0 rg BT 339.54 461.10 Td (-than-temporary-impairment had previously been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (recorded, which added 10 basis points to net interest mar) Tj ET Q q 0 0 0 rg BT 281.53 449.10 Td (gin. During 2018, the net interest mar) Tj ET Q q 0 0 0 rg BT 434.38 449.10 Td (gin improved due to proceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (of $0.6 million, that were received on an investment security for which an other) Tj ET Q q 0 0 0 rg BT 372.87 437.10 Td (-than-temporary-impairment had previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (been recorded, which added 2 basis points to net interest mar) Tj ET Q q 0 0 0 rg BT 297.91 425.10 Td (gin.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 407.10 Td (For the third quarter of 2018, accretion income from acquisitions, net of amortization expense, was $612,000, compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.10 Td (to $523,000 for the second quarter of 2018 and $816,000 for the third quarter of 2017, which added 7 basis points, 6 basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (points, and 10 basis points, respectively) Tj ET Q q 0 0 0 rg BT 212.50 383.10 Td (, to net interest mar) Tj ET Q q 0 0 0 rg BT 289.79 383.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 309.52 383.10 Td (Accretion income, net of amortization expense, from the ) Tj ET Q q 0 0 0 rg BT 537.77 383.10 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (acquisition was $238,000 for the third quarter of 2018, and exceeded the amortization of the fair value adjustment to time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (deposits of $218,000. ) Tj ET Q q 0 0 0 rg BT 144.93 359.10 Td (The preliminary accounting for the fair value adjustments for the ) Tj ET Q q 0 0 0 rg BT 406.50 359.10 Td (ASB acquisition may be refined for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (up to one year after the acquisition, which could result in changes to accretion income and amortization expense in future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 317.10 Td (For the first nine months of 2018, accretion income, net of amortization expense, was $1.7 million, compared to $2.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (million during the same period in 2017. ) Tj ET Q q 0 0 0 rg BT 217.41 305.10 Td (The accretion income, net of amortization expense added 7 basis points to net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (interest mar) Tj ET Q q 0 0 0 rg BT 101.30 293.10 Td (gin during the first nine months of 2018, compared to 10 basis points in 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 275.10 Td (During the third quarter of 2018, provision for loan losses was $1.3 million, compared to $1.2 million for the second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (quarter of 2018 and $1.1 million for the third quarter of 2017. Provision for loan losses during the first nine months of 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (was $4.5 million compared to $2.7 million for the same period in 2017. Or) Tj ET Q q 0 0 0 rg BT 355.16 251.10 Td (ganic loan growth has driven the higher provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (for loan losses during 2018, while asset quality metrics were stable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 221.10 Td (For the third quarter of 2018, total non-interest income increased $1.1 million, or 8%, compared to the second quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (2018 and decreased $93,000, or 1%, from the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 329.02 209.10 Td (The increase in total non-interest income from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (second quarter of 2018 was lar) Tj ET Q q 0 0 0 rg BT 176.83 197.10 Td (gely due to increased deposit account service char) Tj ET Q q 0 0 0 rg BT 376.84 197.10 Td (ges coupled with higher commercial loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (swap fees and mortgage banking income. ) Tj ET Q q 0 0 0 rg BT 224.32 185.10 Td (The decrease in total non-interest income from the third quarter of 2017 was due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (primarily to net gains on investment securities recognized in 2017 as a result of the sale of bank equity investment securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.10 Td (The decrease in net gains on investment securities were partially of) Tj ET Q q 0 0 0 rg BT 322.61 161.10 Td (fset by higher mortgage banking income related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.10 Td (mortgage origination operations acquired in the ) Tj ET Q q 0 0 0 rg BT 246.17 149.10 Td (ASB transaction, coupled with increases in trust and investment income, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (electronic banking income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 119.10 Td (For the first nine months of 2018, total non-interest income grew $743,000, or 2%, compared to 2017. ) Tj ET Q q 0 0 0 rg BT 485.35 119.10 Td (The increase was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.10 Td (led by higher income from mortgage banking, trust and investment, electronic banking and insurance. In addition, other non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.10 Td (interest income grew during the first nine months of 2018, as a result of higher gains on sale of Small Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 83.10 Td (Administration \("SBA"\) loans, coupled with the change in fair value of equity investment securities during 2018. ) Tj ET Q q 0 0 0 rg BT 511.61 83.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.10 Td (majority of these investment securities were liquidated during 2018, and the fair value change in future periods should be ) Tj ET Q endstream endobj 99 0 obj <>] /Rotate 0 /Contents 100 0 R>> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (minimal. ) Tj ET Q q 0 0 0 rg BT 94.28 731.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 144.18 731.10 Td (, year) Tj ET Q q 0 0 0 rg BT 166.19 731.10 Td (-over) Tj ET Q q 0 0 0 rg BT 187.09 731.10 Td (-year) Tj ET Q q 0 0 0 rg BT 207.22 731.10 Td (, mortgage banking income increased as the mortgage origination operations acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (from ) Tj ET Q q 0 0 0 rg BT 75.39 719.10 Td (ASB, provided additional income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 701.10 Td ( ) Tj ET Q q 0 0 0 rg BT 74.32 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 79.73 701.10 Td (otal non-interest expense decreased $5.1 million, or 14%, in the third quarter of 2018 compared to the second quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (of 2018 and grew $4.3 million, or 16%, compared to the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 372.08 689.10 Td (The decrease compared to the linked quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (was primarily due to the $5.4 million reduction in acquisition-related expenses. Excluding acquisition-related expenses, total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (non-interest expense was relatively flat compared to the linked quarter) Tj ET Q q 0 0 0 rg BT 335.28 665.10 Td (. ) Tj ET Q q 0 0 0 rg BT 342.60 665.10 Td (The growth in non-interest expense compared to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (third quarter of 2017 was led by higher salaries and employee benefit costs, mainly due to the ) Tj ET Q q 0 0 0 rg BT 430.56 653.10 Td (ASB acquisition, coupled with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td ($176,000 of pension settlement char) Tj ET Q q 0 0 0 rg BT 199.06 641.10 Td (ges, as well as acquisition-related expenses of $675,000 and the ongoing increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (operating costs resulting from running the ) Tj ET Q q 0 0 0 rg BT 223.97 629.10 Td (ASB franchise. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 611.10 Td (During the first nine months of 2018, total non-interest expense increased 18% compared to 2017. ) Tj ET Q q 0 0 0 rg BT 469.50 611.10 Td (This increase was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (driven by $6.9 million of acquisition-related expenses during 2018, compared to none in 2017, coupled with growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (salaries and employee benefit costs and other ongoing increased operating costs resulting from the ) Tj ET Q q 0 0 0 rg BT 449.44 587.10 Td (ASB acquisition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 569.10 Td (Peoples' ef) Tj ET Q q 0 0 0 rg BT 115.00 569.10 Td (ficiency ratio, calculated as total non-interest expense less amortization of other intangible assets divided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (fully tax-equivalent \("FTE"\) net interest income, plus total non-interest income, excluding all gains and losses, for the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (quarter of 2018 was 62.6%, compared to 75.0% for the second quarter of 2018 and 60.7% for the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 535.35 545.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (ef) Tj ET Q q 0 0 0 rg BT 61.59 533.10 Td (ficiency ratio, when adjusted for non-core expenses, was 60.8% for the third quarter of 2018, compared to 62.0% for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.10 Td (second quarter of 2018 and 60.7% for the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 312.91 521.10 Td (The decline in the ef) Tj ET Q q 0 0 0 rg BT 394.91 521.10 Td (ficiency ratio compared to the linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (quarter was primarily due to the acquisition-related expenses recognized during the second quarter of 2018, while the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.10 Td (increase compared to the third quarter of 2017 was mostly due to higher total non-interest expense. During the first nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (months of 2018, the ef) Tj ET Q q 0 0 0 rg BT 144.08 485.10 Td (ficiency ratio was 66.5%, compared to 62.2% for the same period in 2017. ) Tj ET Q q 0 0 0 rg BT 446.59 485.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 472.23 485.10 Td (ficiency ratio for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (first nine months of 2018, when adjusted for non-core expenses in the form of acquisition-related expenses and pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (settlement char) Tj ET Q q 0 0 0 rg BT 114.63 461.10 Td (ges, was 61.4% and was 62.2% for the first nine months of 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 443.10 Td (During the third quarter of 2018, income tax expense was $2.8 million, compared to $1.0 million for the linked quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (and $5.1 million for the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 241.56 431.10 Td (The increase in income tax expense compared to the linked quarter was due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (higher pre-tax income as a result of reduced acquisition-related expenses, coupled with a release of a valuation allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td (during the second quarter of 2018 of $0.8 million. ) Tj ET Q q 0 0 0 rg BT 258.78 407.10 Td (This valuation allowance was related to a historical tax credit that Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.10 Td (invested in during 2015. ) Tj ET Q q 0 0 0 rg BT 156.03 395.10 Td (The decline in income tax expense compared to the third quarter of 2017 was directly related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (reduction in the federal corporate income tax rate from 35% to 21% due to the ) Tj ET Q q 0 0 0 rg BT 369.53 383.10 Td (T) Tj ET Q q 0 0 0 rg BT 374.94 383.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 444.39 383.10 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 365.10 Td (For the first nine months of 2018, income tax expense totaled $6.2 million compared to $13.4 million in 2017. ) Tj ET Q q 0 0 0 rg BT 517.86 365.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (reduction in income tax expense compared to 2017 was lar) Tj ET Q q 0 0 0 rg BT 289.02 353.10 Td (gely a result of the ) Tj ET Q q 0 0 0 rg BT 365.76 353.10 Td (T) Tj ET Q q 0 0 0 rg BT 371.17 353.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 440.62 353.10 Td (Act enacted in December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (2017, coupled with the release of the valuation allowance of $0.8 million during the second quarter of 2018.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 323.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 323.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.76 323.10 Td (, total assets were $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.80 323.10 Td (4.00 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.91 323.10 Td (, compared to $3.58 billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.03 323.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.03 323.10 Td (. ) Tj ET Q q 0 0 0 rg BT 495.34 323.10 Td (The 12% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.10 Td (increase compared to December 31, 2017 was primarily due to the ) Tj ET Q q 0 0 0 rg BT 321.69 311.10 Td (ASB acquisition, which added $279.1 million of assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (after preliminary fair value adjustments, coupled with or) Tj ET Q q 0 0 0 rg BT 279.85 299.10 Td (ganic loan growth. Excluding the impact of the ) Tj ET Q q 0 0 0 rg BT 472.58 299.10 Td (ASB acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.10 Td (period-end loan balances, net of deferred fees and costs, grew $133.9 million, or 8% annualized. Commercial loan balances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.10 Td (increased $73.0 million, mostly driven by higher commercial and industrial loans, while consumer loans grew $60.9 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (with consumer indirect lending providing most of the increase. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 245.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 245.10 Td (otal liabilities were $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.55 245.10 Td (3.50 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.66 245.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.88 245.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.14 245.10 Td (, up $375.7 million, or 12%, since December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 524.65 245.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.10 Td (increase in liabilities during the first nine months of 2018 was primarily due to an increase in deposits of $310.8 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (while borrowings increased $54.4 million. ) Tj ET Q q 0 0 0 rg BT 228.23 221.10 Td (The growth in deposits compared to December 31, 2017 was mostly due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 90.37 209.10 Td (ASB deposit balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 191.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 191.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.76 191.10 Td (, total stockholders' equity was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.43 191.10 Td (504.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.32 191.10 Td (, an increase of $45.7 million, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 179.10 Td (. ) Tj ET Q q 0 0 0 rg BT 139.90 179.10 Td (The increase in total stockholders' equity was mostly due to the $40.9 million of common shares issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 167.10 Td (in connection with the ) Tj ET Q q 0 0 0 rg BT 145.09 167.10 Td (ASB acquisition. In addition, net income earned for the first nine months of 2018 exceeded dividends, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.10 Td (but was of) Tj ET Q q 0 0 0 rg BT 95.48 155.10 Td (fset partially by an increase in accumulated other comprehensive loss.) Tj ET Q endstream endobj 101 0 obj <>] /Rotate 0 /Contents 102 0 R>> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (50) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.70 731.25 Td (RESUL) Tj ET Q q 0 0 0 rg BT 274.13 731.25 Td (TS OF) Tj ET Q q 0 0 0 rg BT 302.37 731.25 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 339.13 731.25 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 92.97 695.25 Td (est Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 683.25 Td (Net interest income, the amount by which interest income exceeds interest expense, remains Peoples' lar) Tj ET Q q 0 0 0 rg BT 489.04 683.25 Td (gest source of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (revenue.) Tj ET Q q 0 0 0 rg BT 92.96 671.25 Td (The amount of net interest income earned by Peoples each quarter is af) Tj ET Q q 0 0 0 rg BT 376.56 671.25 Td (fected by various factors, including changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (in market interest rates due to the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 284.20 659.25 Td (s monetary policy) Tj ET Q q 0 0 0 rg BT 355.20 659.25 Td (, the level and degree of pricing competition for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (both loans and deposits in Peoples) Tj ET Q q 0 0 0 rg BT 194.08 647.25 Td ( markets, and the amount and composition of Peoples' earning assets and interest-bearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (liabilities.) Tj ET Q endstream endobj 103 0 obj <>] /Rotate 0 /Contents 104 0 R>> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following tables detail Peoples) Tj ET Q q 0 0 0 rg BT 215.67 731.10 Td ( average balance sheets for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 665.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 665.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 665.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 665.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 665.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 665.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 665.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 665.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 665.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 639.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 639.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 639.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 639.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 639.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 639.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 639.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 639.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 639.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 639.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 613.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 613.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 613.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 613.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 613.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 613.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 613.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 613.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 613.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 613.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 587.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 587.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 587.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 587.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 587.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 587.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 587.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 587.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 587.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 587.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 587.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 587.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 560.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 560.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 560.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 560.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 560.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 560.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 560.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 560.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 560.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 560.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 560.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 560.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 534.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 534.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 534.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 534.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 534.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 534.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 534.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 534.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 534.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 534.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 534.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 534.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 508.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 508.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 508.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 508.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 508.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 508.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 508.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 508.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 508.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 508.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 508.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 508.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 482.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 482.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 482.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 482.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 482.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 482.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 482.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 482.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 482.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 482.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 482.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 482.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 455.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 455.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 455.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 455.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 455.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 455.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 455.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 455.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 455.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 455.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 455.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 455.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 429.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 429.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 429.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 429.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 429.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 429.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 429.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 429.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 429.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 429.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 429.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 429.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 403.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 403.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 403.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 403.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 403.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 403.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 403.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 403.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 403.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 403.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 403.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 403.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 377.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 377.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 377.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 377.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 377.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 377.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 377.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 377.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 377.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 377.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 349.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 349.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 349.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 349.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 349.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 349.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 349.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 349.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 349.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 349.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 349.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 349.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 322.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 322.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 322.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 322.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 322.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 322.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 322.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 322.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 322.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 322.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 322.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 322.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 294.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 294.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 294.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 294.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 294.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 294.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 294.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 294.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 294.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 294.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 294.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 294.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 268.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 268.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 268.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 268.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 268.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 268.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 268.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 268.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 268.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 268.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 268.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 268.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 242.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 242.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 242.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 242.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 242.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 242.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 242.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 242.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 242.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 242.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 242.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 242.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 215.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 215.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 215.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 215.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 215.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 215.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 215.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 215.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 215.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 215.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 215.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 215.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.00 188.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.00 188.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 188.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 188.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 188.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 188.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 188.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.00 188.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 188.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 188.60 48.00 -13.00 re f /GS0 gs 0.8 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175.60000000000002 m 368 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 175.60000000000002 m 407 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 175.60000000000002 m 437 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 175.60000000000002 m 441 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 175.60000000000002 m 489 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489 175.60000000000002 m 528 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 175.60000000000002 m 560 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51 162.60000000000002 m 191 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191 162.60000000000002 m 237 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 162.60000000000002 m 277 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 162.60000000000002 m 316 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 162.60000000000002 m 320 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 162.60000000000002 m 368 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 162.60000000000002 m 407 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 162.60000000000002 m 437 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 162.60000000000002 m 441 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 162.60000000000002 m 489 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489 162.60000000000002 m 528 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 162.60000000000002 m 560 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191 162.60000000000002 m 237 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 162.60000000000002 m 368 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 162.60000000000002 m 489 162.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51 136.60000000000002 m 191 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191 136.60000000000002 m 237 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 136.60000000000002 m 277 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 136.60000000000002 m 316 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 136.60000000000002 m 320 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 136.60000000000002 m 368 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 136.60000000000002 m 407 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 136.60000000000002 m 437 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 136.60000000000002 m 441 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 136.60000000000002 m 489 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489 136.60000000000002 m 528 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 136.60000000000002 m 560 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191 136.60000000000002 m 237 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 136.60000000000002 m 368 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 136.60000000000002 m 441 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 136.60000000000002 m 489 136.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51 110.60000000000002 m 191 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51 89.60000000000002 m 191 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191 110.60000000000002 m 237 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191 89.60000000000002 m 237 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 110.60000000000002 m 277 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 89.60000000000002 m 277 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 110.60000000000002 m 316 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 89.60000000000002 m 316 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 110.60000000000002 m 320 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 89.60000000000002 m 320 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 110.60000000000002 m 368 110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 89.60000000000002 m 368 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 110.60000000000002 m 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110.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 89.60000000000002 m 560 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 76.60000000000002 m 277 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 89.60000000000002 m 316 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 76.60000000000002 m 316 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 76.60000000000002 m 407 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 89.60000000000002 m 437 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 76.60000000000002 m 437 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489 76.60000000000002 m 528 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 76.60000000000002 m 560 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 76.60000000000002 m 316 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 63.60000000000002 m 316 63.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 76.60000000000002 m 437 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 63.60000000000002 m 437 63.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 76.60000000000002 m 560 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 63.60000000000002 m 560 63.60000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 705.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.95 706.00 Td (For) Tj ET Q q 0 0 0 rg BT 332.86 706.00 Td ( the ) Tj ET Q q 0 0 0 rg BT 349.20 706.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 364.04 706.00 Td (ee Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 692.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.45 693.00 Td (September) Tj ET Q q 0 0 0 rg BT 256.86 693.00 Td ( 30, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.85 693.00 Td (June 30, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.45 693.00 Td (September) Tj ET Q q 0 0 0 rg BT 503.86 693.00 Td ( 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 670.06 Td (\() Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.50 670.06 Td (Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.80 679.05 Td (A) Tj ET Q q 0 0 0 rg BT 203.97 679.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.45 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 679.05 Td (Y) Tj ET Q q 0 0 0 rg BT 290.98 679.05 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.25 670.05 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.80 679.05 Td (A) Tj ET Q q 0 0 0 rg BT 333.97 679.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.50 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.95 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.15 679.05 Td (Y) Tj ET Q q 0 0 0 rg BT 416.48 679.05 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 670.05 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.80 679.05 Td (A) Tj ET Q q 0 0 0 rg BT 454.97 679.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.50 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.95 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.15 679.05 Td (Y) Tj ET Q q 0 0 0 rg BT 538.32 679.05 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 670.05 Td (Cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 656.86 Td (Short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 656.86 Td (23,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 656.86 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 656.86 Td (1.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 656.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 656.86 Td (10,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 656.86 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 656.86 Td (2.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 656.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.75 656.86 Td (12,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 656.86 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 656.86 Td (1.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 656.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.50 644.00 Td (Investment securities \(a\)\(b\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 630.86 Td (T) Tj ET Q q 0 0 0 rg BT 58.68 630.86 Td (axable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 630.86 Td (787,081) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 630.86 Td (5,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 630.86 Td (2.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 630.86 Td (793,497) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 630.86 Td (5,868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 630.86 Td (2.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 630.86 Td (780,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 630.86 Td (5,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 630.86 Td (2.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 617.86 Td (Nontaxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 617.86 Td (93,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 617.86 Td (777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 617.86 Td (3.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 617.86 Td (96,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 617.86 Td (804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 617.86 Td (3.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 617.86 Td (105,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 617.86 Td (1,078) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 617.86 Td (4.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.50 604.86 Td (T) Tj ET Q q 0 0 0 rg BT 64.68 604.86 Td (otal investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 604.86 Td (881,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 604.86 Td (6,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 604.86 Td (2.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 604.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 604.86 Td (890,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 604.86 Td (6,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 604.86 Td (3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 604.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 604.86 Td (885,744) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 604.86 Td (6,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 604.86 Td (3.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 604.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.50 592.00 Td (Loans \(b\)\(c\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 578.06 Td (Commercial real estate, construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 578.46 Td (123,939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 578.46 Td (1,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 578.46 Td (4.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 578.46 Td (1) Tj ET Q q 0 0 0 rg BT 339.75 578.46 Td (18,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 578.46 Td (1,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 578.46 Td (4.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 578.46 Td (1) Tj ET Q q 0 0 0 rg BT 460.75 578.46 Td (18,208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 578.46 Td (1,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 578.46 Td (4.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 564.86 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 564.86 Td (852,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 564.86 Td (10,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 564.86 Td (5.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 564.86 Td (840,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 564.86 Td (10,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 564.86 Td (4.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 564.86 Td (750,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 564.86 Td (8,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 564.86 Td (4.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 551.86 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 551.86 Td (526,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 551.86 Td (6,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 551.86 Td (5.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 551.86 Td (503,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 551.86 Td (6,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 551.86 Td (4.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 551.86 Td (438,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 551.86 Td (5,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 551.86 Td (4.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 538.86 Td (Residential real estate \(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 538.86 Td (614,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 538.86 Td (7,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 538.86 Td (4.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 538.86 Td (600,799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 538.86 Td (6,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 538.86 Td (4.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 538.86 Td (507,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 538.86 Td (5,468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 538.86 Td (4.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 525.86 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 525.86 Td (135,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 525.86 Td (1,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 525.86 Td (5.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 525.86 Td (131,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 525.86 Td (1,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 525.86 Td (5.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 525.86 Td (1) Tj ET Q q 0 0 0 rg BT 460.75 525.86 Td (10,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 525.86 Td (1,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 525.86 Td (4.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 512.86 Td (Consumer) Tj ET Q q 0 0 0 rg BT 90.32 512.86 Td (, indirect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 512.86 Td (387,559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 512.86 Td (3,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 512.86 Td (3.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 512.86 Td (359,941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 512.86 Td (3,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 512.86 Td (3.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 512.86 Td (322,072) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 512.86 Td (2,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 512.86 Td (3.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 499.86 Td (Consumer) Tj ET Q q 0 0 0 rg BT 90.32 499.86 Td (, direct) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 499.86 Td (76,171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 499.86 Td (1,281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 499.86 Td (6.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 499.86 Td (72,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 499.86 Td (1,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 499.86 Td (6.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.75 499.86 Td (70,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 499.86 Td (1,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 499.86 Td (7.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.50 486.86 Td (T) Tj ET Q q 0 0 0 rg BT 64.68 486.86 Td (otal loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 486.86 Td (2,717,200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 486.86 Td (33,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 486.86 Td (4.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 486.86 Td (2,627,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 486.86 Td (31,266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 486.86 Td (4.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 486.86 Td (2,317,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 486.86 Td (26,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 486.86 Td (4.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 473.06 Td (Less: ) Tj ET Q q 0 0 0 rg BT 74.50 473.06 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.75 473.46 Td (\(19,584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 473.46 Td (\(19,071) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.75 473.46 Td (\(18,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.50 459.86 Td (Net loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 459.86 Td (2,697,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 459.86 Td (33,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 459.86 Td (4.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 459.86 Td (2,608,706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 459.86 Td (31,266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 459.86 Td (4.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 459.86 Td (2,299,046) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 459.86 Td (26,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 459.86 Td (4.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.50 446.86 Td (T) Tj ET Q q 0 0 0 rg BT 70.68 446.86 Td (otal earning assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 446.86 Td (3,601,712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 446.86 Td (39,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 446.86 Td (4.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 446.86 Td (3,510,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 446.86 Td (37,992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 446.86 Td (4.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 446.86 Td (3,197,602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 446.86 Td (33,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 446.86 Td (4.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 433.86 Td (Intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 433.86 Td (163,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 433.86 Td (161,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 433.86 Td (144,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 420.86 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 420.86 Td (232,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 420.86 Td (226,348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 420.86 Td (199,351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 58.00 407.86 Td () Tj ET Q q 0 0 0 rg BT 62.34 407.86 Td (T) Tj ET Q q 0 0 0 rg BT 67.51 407.86 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.50 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.50 408.00 Td (3,998,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.50 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 408.00 Td (3,897,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.50 408.00 Td (3,541,220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.50 395.00 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 279.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 322.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 409.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 443.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 491.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 530.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 53.50 381.86 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 381.86 Td (476,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 381.86 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 381.86 Td (0.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 381.86 Td (477,167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 381.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 381.86 Td (0.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 381.86 Td (443,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 381.86 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 381.86 Td (0.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 368.06 Td (Governmental deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 368.46 Td (328,806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 368.46 Td (507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 368.46 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 368.46 Td (312,999) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 368.46 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 368.46 Td (0.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 368.46 Td (309,623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 368.46 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 368.46 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 354.06 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 354.46 Td (551,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 354.46 Td (157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 354.46 Td (0.1) Tj ET Q q 0 0 0 rg BT 302.00 354.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 354.46 Td (581,600) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 354.46 Td (202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 354.46 Td (0.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 354.46 Td (320,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 354.46 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 354.46 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 340.86 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 340.86 Td (395,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 340.86 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 340.86 Td (0.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 340.86 Td (393,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 340.86 Td (323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 340.86 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 340.86 Td (389,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 340.86 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 340.86 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 327.06 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 327.06 Td (402,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 327.06 Td (1,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 327.06 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 327.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 327.06 Td (395,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 327.06 Td (1,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 327.06 Td (1.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 327.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 327.06 Td (348,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 327.06 Td (760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 327.46 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 327.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 313.06 Td (Brokered certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 313.46 Td (256,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 313.46 Td (1,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 313.46 Td (2.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 313.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 313.46 Td (187,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 313.46 Td (992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 313.46 Td (2.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 313.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 313.46 Td (106,448) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 313.46 Td (454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 313.46 Td (1.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 313.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.50 299.06 Td (T) Tj ET Q q 0 0 0 rg BT 67.37 299.06 Td (otal interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 299.46 Td (2,410,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 299.46 Td (4,018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 299.46 Td (0.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 299.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 299.46 Td (2,348,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 299.46 Td (3,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 299.46 Td (0.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 299.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 299.46 Td (1,917,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 299.46 Td (1,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 299.46 Td (0.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 299.46 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.50 286.00 Td (Borr) Tj ET Q q 0 0 0 rg BT 71.91 286.00 Td (owed funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 272.86 Td (Short-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 272.86 Td (258,742) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 272.86 Td (1,475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 272.86 Td (2.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 272.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 272.86 Td (225,635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 272.86 Td (966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 272.86 Td (1.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 272.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.75 272.86 Td (96,760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 272.86 Td (336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 272.86 Td (1.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 272.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 259.86 Td (Retail repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 259.86 Td (74,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 259.86 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 259.86 Td (0.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 259.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 259.86 Td (85,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 259.86 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 259.86 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 259.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.75 259.86 Td (77,706) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 259.86 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 259.86 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 259.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.50 246.86 Td (T) Tj ET Q q 0 0 0 rg BT 64.68 246.86 Td (otal short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 246.86 Td (332,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 246.86 Td (1,617) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 246.86 Td (1.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 246.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 246.86 Td (310,823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 246.86 Td (1,175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 246.86 Td (1.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 246.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 246.86 Td (174,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 246.86 Td (369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 246.86 Td (0.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 246.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 233.86 Td (Long-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 233.86 Td (104,026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 233.86 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 233.86 Td (2.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 233.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 233.86 Td (1) Tj ET Q q 0 0 0 rg BT 339.75 233.86 Td (14,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 233.86 Td (559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 233.86 Td (1.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 233.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 233.86 Td (153,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 233.86 Td (788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 233.86 Td (2.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 233.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 220.06 Td (Wholesale repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.50 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 220.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 220.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.75 220.06 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 220.06 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 220.06 Td (3.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 220.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 206.86 Td (Other borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 206.86 Td (7,217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 206.86 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 206.86 Td (7.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 206.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 206.86 Td (7,766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 206.86 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 206.86 Td (6.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 206.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.25 206.86 Td (7,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 206.86 Td (1) Tj ET Q q 0 0 0 rg BT 515.50 206.86 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 206.86 Td (6.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 206.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.50 193.06 Td (T) Tj ET Q q 0 0 0 rg BT 64.68 193.06 Td (otal long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 193.06 Td (1) Tj ET Q q 0 0 0 rg BT 208.75 193.06 Td (1) Tj ET Q q 0 0 0 rg BT 213.25 193.06 Td (1,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 193.06 Td (672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 193.06 Td (2.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 193.06 Td (122,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 193.06 Td (685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 193.06 Td (2.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 193.06 Td (200,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 193.06 Td (1,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 193.06 Td (2.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.50 179.86 Td ( ) Tj ET Q q 0 0 0 rg BT 63.84 179.86 Td (T) Tj ET Q q 0 0 0 rg BT 68.71 179.86 Td (otal borrowed funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 179.86 Td (444,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 179.86 Td (2,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 179.86 Td (2.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 179.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 179.86 Td (432,876) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 179.86 Td (1,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 179.86 Td (1.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 179.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 179.86 Td (374,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 179.86 Td (1,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 179.86 Td (1.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 179.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 166.86 Td ( ) Tj ET Q q 0 0 0 rg BT 66.84 166.86 Td (T) Tj ET Q q 0 0 0 rg BT 71.71 166.86 Td (otal interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 166.86 Td (2,855,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 166.86 Td (6,307) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 166.86 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 166.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 166.86 Td (2,780,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 166.86 Td (4,961) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 166.86 Td (0.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 166.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 166.86 Td (2,292,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 166.86 Td (3,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 166.86 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 166.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.50 153.86 Td (Non-interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 153.86 Td (592,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.25 153.86 Td (585,800) Tj ET Q BT /F1 9.00 Tf 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0.9333333333333333 1 rg /GS0 gs 240.50 210.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 210.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 210.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 210.00 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 210.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 210.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 210.00 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.50 184.00 175.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 184.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 184.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 184.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 184.00 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 184.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 184.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 184.00 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.50 158.00 175.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 158.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 158.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 158.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 158.00 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 158.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 158.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 158.00 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.50 132.00 175.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 132.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 132.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 132.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 132.00 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 132.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 132.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 132.00 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.50 106.00 175.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 106.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 106.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 106.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 106.00 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 106.00 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 106.00 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 106.00 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 701 m 295.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 701 m 340.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 701 m 385.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 701 m 389.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 701 m 444.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 701 m 489.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 701 m 545.5 701 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 688 m 295.5 688 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 688 m 340.5 688 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 688 m 385.5 688 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 688 m 444.5 688 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 688 m 489.5 688 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 688 m 545.5 688 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 665 m 240.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 665 m 295.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 665 m 340.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 665 m 385.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 665 m 389.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 665 m 444.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 665 m 489.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 665 m 545.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 665 m 295.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 665 m 340.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 665 m 385.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 665 m 444.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 665 m 489.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 665 m 545.5 665 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 613 m 240.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 613 m 295.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 613 m 340.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 613 m 385.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 613 m 389.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 613 m 444.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 613 m 489.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 613 m 545.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 613 m 385.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 613 m 444.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 613 m 489.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 613 m 545.5 613 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 496 m 240.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 496 m 295.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 496 m 340.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 496 m 385.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 496 m 389.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 496 m 385.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 496 m 444.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 496 m 489.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 496 m 545.5 496 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 470 m 240.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 470 m 295.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 470 m 340.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 470 m 385.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 470 m 389.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 470 m 444.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 470 m 489.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 470 m 545.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 457 m 240.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 457 m 295.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 457 m 340.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 470 m 385.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 457 m 385.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 457 m 389.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 470 m 444.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 457 m 444.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 470 m 489.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 457 m 489.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 470 m 545.5 470 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 457 m 545.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 457 m 295.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 457 m 385.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 457 m 545.5 457 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 418 m 240.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 418 m 295.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 418 m 340.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 418 m 385.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 418 m 389.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 418 m 444.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 418 m 489.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 418 m 545.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 405 m 240.5 405 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 405 m 295.5 405 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 405 m 340.5 405 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 314 m 545.5 314 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 262 m 240.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 262 m 295.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 262 m 340.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 262 m 385.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 262 m 389.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 262 m 444.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 262 m 489.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 262 m 545.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 210 m 240.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 210 m 295.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 210 m 340.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 210 m 385.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 210 m 389.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 210 m 444.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 210 m 489.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 210 m 545.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 197 m 240.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 197 m 295.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 197 m 340.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 210 m 385.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 197 m 385.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 197 m 389.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 210 m 444.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 197 m 444.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 210 m 489.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 197 m 489.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 210 m 545.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 197 m 545.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 184 m 240.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 184 m 295.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 184 m 340.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 197 m 385.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 184 m 385.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 184 m 389.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 197 m 444.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 184 m 444.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 197 m 489.5 197 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 184 m 489.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 184 m 545.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 171 m 240.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 171 m 295.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 171 m 340.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 171 m 385.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 171 m 389.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 184 m 444.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 171 m 444.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 184 m 489.5 184 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 171 m 489.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 171 m 545.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 171 m 295.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 171 m 444.5 171 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 145 m 240.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 145 m 295.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 145 m 340.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 145 m 385.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 145 m 389.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 145 m 444.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 145 m 489.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 145 m 545.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 145 m 444.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 145 m 489.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 145 m 545.5 145 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 119 m 240.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 119 m 295.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 119 m 340.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 119 m 385.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 119 m 389.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 119 m 444.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 119 m 489.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 119 m 545.5 119 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 106 m 240.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 106 m 295.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 106 m 340.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 106 m 385.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 106 m 389.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 106 m 444.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 106 m 489.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 106 m 545.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 93 m 340.5 93 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 93 m 385.5 93 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 106 m 489.5 106 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 93 m 489.5 93 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 93 m 545.5 93 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 93 m 385.5 93 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 80 m 385.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 93 m 545.5 93 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 80 m 545.5 80 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 705.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.80 705.40 Td (For) Tj ET Q q 0 0 0 rg BT 352.71 705.40 Td ( the Nine Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 692.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.95 692.40 Td (September) Tj ET Q q 0 0 0 rg BT 316.36 692.40 Td ( 30, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.45 692.40 Td (September) Tj ET Q q 0 0 0 rg BT 470.86 692.40 Td ( 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 669.46 Td (\() Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 71.00 669.46 Td (Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.80 678.45 Td (A) Tj ET Q q 0 0 0 rg BT 257.97 678.45 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.25 669.45 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 678.45 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.45 669.45 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.15 678.45 Td (Y) Tj ET Q q 0 0 0 rg BT 357.48 678.45 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 669.45 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.80 678.45 Td (A) Tj ET Q q 0 0 0 rg BT 406.97 678.45 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 669.45 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 678.45 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.45 669.45 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.90 669.45 Td (Y) Tj ET Q q 0 0 0 rg BT 503.07 669.45 Td (ield/Cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 656.26 Td (Short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 656.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 656.26 Td (15,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 656.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 656.26 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 656.26 Td (1.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 656.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 656.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 656.26 Td (10,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 656.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 656.26 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 656.26 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 656.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 643.40 Td (Investment securities \(a\)\(b\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 643.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 643.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 643.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 643.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 643.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 643.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 630.26 Td (T) Tj ET Q q 0 0 0 rg BT 73.18 630.26 Td (axable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 630.26 Td (785,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 630.26 Td (17,169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 630.26 Td (2.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 630.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 630.26 Td (766,1) Tj ET Q q 0 0 0 rg BT 432.00 630.26 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 630.26 Td (15,416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 630.26 Td (2.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 630.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 617.26 Td (Nontaxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 617.26 Td (96,016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 617.26 Td (2,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 617.26 Td (3.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 617.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 617.26 Td (109,921) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 617.26 Td (3,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 617.26 Td (4.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 617.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.00 604.26 Td (T) Tj ET Q q 0 0 0 rg BT 79.18 604.26 Td (otal investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 604.26 Td (881,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 604.26 Td (19,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 604.26 Td (2.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 604.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 604.26 Td (876,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 604.26 Td (18,889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 604.26 Td (2.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 604.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 591.40 Td (Loans \(b\)\(c\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 591.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 591.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 591.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 591.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 591.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 591.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 578.26 Td (Commercial real estate, construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 578.26 Td (120,264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 578.26 Td (4,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 578.26 Td (4.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 578.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 578.26 Td (106,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 578.26 Td (3,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 578.26 Td (4.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 578.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 565.26 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 565.26 Td (819,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 565.26 Td (30,492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 565.26 Td (4.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 565.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 565.26 Td (740,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 565.26 Td (26,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 565.26 Td (4.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 565.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 552.26 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 552.26 Td (503,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 552.26 Td (18,631) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 552.26 Td (4.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 552.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 552.26 Td (434,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 552.26 Td (14,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 552.26 Td (4.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 552.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 539.26 Td (Residential real estate \(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 539.26 Td (569,593) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 539.26 Td (19,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 539.26 Td (4.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 539.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 539.26 Td (519,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 539.26 Td (16,801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 539.26 Td (4.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 539.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 526.26 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 526.26 Td (125,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 526.26 Td (4,832) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 526.26 Td (5.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 526.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 526.26 Td (1) Tj ET Q q 0 0 0 rg BT 416.25 526.26 Td (1) Tj ET Q q 0 0 0 rg BT 420.75 526.26 Td (1,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 526.26 Td (3,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 526.26 Td (4.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 526.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 513.26 Td (Consumer) Tj ET Q q 0 0 0 rg BT 104.82 513.26 Td (, indirect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 513.26 Td (363,705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 513.26 Td (10,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 513.26 Td (3.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 513.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 513.26 Td (295,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 513.26 Td (7,758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 513.26 Td (3.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 513.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 500.26 Td (Consumer) Tj ET Q q 0 0 0 rg BT 104.82 500.26 Td (, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 500.26 Td (72,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 500.26 Td (3,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 500.26 Td (6.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 500.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 500.26 Td (69,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 500.26 Td (3,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 500.26 Td (7.1) Tj ET Q q 0 0 0 rg BT 531.50 500.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 500.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.00 487.26 Td (T) Tj ET Q q 0 0 0 rg BT 79.18 487.26 Td (otal loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 487.26 Td (2,574,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 487.26 Td (91,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 487.26 Td (4.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 487.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 487.26 Td (2,278,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 487.26 Td (76,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 487.26 Td (4.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 487.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 474.26 Td (Less: ) Tj ET Q q 0 0 0 rg BT 89.00 474.26 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.25 474.26 Td (\(19,1) Tj ET Q q 0 0 0 rg BT 283.00 474.26 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.00 474.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 474.26 Td (\(18,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 474.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.00 461.26 Td (Net loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 461.26 Td (2,555,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 461.26 Td (91,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 461.26 Td (4.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 461.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 461.26 Td (2,259,581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 461.26 Td (76,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 461.26 Td (4.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 461.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 80.00 448.26 Td (T) Tj ET Q q 0 0 0 rg BT 85.18 448.26 Td (otal earning assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 448.26 Td (3,452,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 448.26 Td (1) Tj ET Q q 0 0 0 rg BT 312.25 448.26 Td (1) Tj ET Q q 0 0 0 rg BT 316.75 448.26 Td (1,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 448.26 Td (4.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 448.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 448.26 Td (3,146,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 448.26 Td (95,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 448.26 Td (4.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 448.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 435.26 Td (Intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 435.26 Td (156,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 435.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 435.26 Td (144,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 435.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 422.26 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 422.26 Td (223,590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 422.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 422.26 Td (201,350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 422.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 409.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 72.50 409.26 Td () Tj ET Q q 0 0 0 rg BT 76.84 409.26 Td (T) Tj ET Q q 0 0 0 rg BT 82.01 409.26 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 409.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 409.40 Td (3,832,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 409.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 409.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 409.40 Td (3,492,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 409.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 396.40 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 396.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 396.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 396.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 396.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 396.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 396.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 383.26 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 383.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 383.26 Td (468,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 383.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 383.26 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 383.26 Td (0.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 383.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 383.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 383.26 Td (442,559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 383.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 383.26 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 383.26 Td (0.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 383.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 370.26 Td (Governmental deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 370.26 Td (31) Tj ET Q q 0 0 0 rg BT 271.75 370.26 Td (1,223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 370.26 Td (997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 370.26 Td (0.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 370.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 370.26 Td (298,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 370.26 Td (499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 370.26 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 370.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 357.26 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 357.26 Td (566,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 357.26 Td (580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 357.26 Td (0.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 357.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 357.26 Td (300,91) Tj ET Q q 0 0 0 rg BT 436.50 357.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 357.26 Td (310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 357.26 Td (0.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 357.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 344.26 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 344.26 Td (385,768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 344.26 Td (914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 344.26 Td (0.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 344.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 344.26 Td (393,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 344.26 Td (637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 344.26 Td (0.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 344.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 331.26 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 331.26 Td (378,871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 331.26 Td (3,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 331.26 Td (1.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 331.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 331.26 Td (363,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 331.26 Td (2,233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 331.26 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 331.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 318.26 Td (Brokered certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 318.26 Td (200,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 318.26 Td (3,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 318.26 Td (2.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 318.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 318.26 Td (85,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 318.26 Td (1,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 318.26 Td (1.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 318.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 77.00 305.26 Td (T) Tj ET Q q 0 0 0 rg BT 81.87 305.26 Td (otal interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 305.26 Td (2,31) Tj ET Q q 0 0 0 rg BT 271.75 305.26 Td (1,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 305.26 Td (9,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 305.26 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 305.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 305.26 Td (1,885,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 305.26 Td (5,081) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 305.26 Td (0.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 305.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 292.40 Td (Borr) Tj ET Q q 0 0 0 rg BT 86.41 292.40 Td (owed funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 292.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 292.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 292.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 292.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 292.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 292.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 279.26 Td (Short-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 279.26 Td (209,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 279.26 Td (3,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 279.26 Td (1.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 279.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 279.26 Td (104,703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 279.26 Td (757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 279.26 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 279.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 266.26 Td (Retail repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 266.26 Td (87,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 266.26 Td (656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 266.26 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 266.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 266.26 Td (74,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 266.26 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 266.26 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 266.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.00 253.26 Td (T) Tj ET Q q 0 0 0 rg BT 79.18 253.26 Td (otal short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 253.26 Td (297,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 253.26 Td (3,760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 253.26 Td (1.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 253.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 253.26 Td (179,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 253.26 Td (853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 253.26 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 253.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 240.26 Td (Long-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 240.26 Td (1) Tj ET Q q 0 0 0 rg BT 267.25 240.26 Td (12,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 240.26 Td (1,660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 240.26 Td (1.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 240.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 240.26 Td (136,570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 240.26 Td (2,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 240.26 Td (2.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 240.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 227.26 Td (Wholesale repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 227.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 227.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 227.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 227.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 227.26 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 227.26 Td (1,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 227.26 Td (3.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 227.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 214.26 Td (Other borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.75 214.26 Td (7,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.50 214.26 Td (383) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 214.26 Td (6.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 214.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 214.26 Td (6,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 214.26 Td (324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 214.26 Td (6.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 214.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.00 201.26 Td (T) Tj ET Q q 0 0 0 rg BT 79.18 201.26 Td (otal long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 201.26 Td (1) Tj ET Q q 0 0 0 rg BT 267.25 201.26 Td (19,745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 201.26 Td (2,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 201.26 Td (2.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 201.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 201.26 Td (183,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 201.26 Td (3,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 201.26 Td (2.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 201.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.00 188.26 Td ( ) Tj ET Q q 0 0 0 rg BT 78.34 188.26 Td (T) Tj ET Q q 0 0 0 rg BT 83.21 188.26 Td (otal borrowed funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 188.26 Td (416,801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.75 188.26 Td (5,803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 188.26 Td (1.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 188.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 188.26 Td (363,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 188.26 Td (4,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 188.26 Td (1.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 188.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 175.26 Td ( ) Tj ET Q q 0 0 0 rg BT 81.34 175.26 Td (T) Tj ET Q q 0 0 0 rg BT 86.21 175.26 Td (otal interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 175.26 Td (2,728,766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.25 175.26 Td (15,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 175.26 Td (0.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 175.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 175.26 Td (2,248,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 175.26 Td (9,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 175.26 Td (0.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 175.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 162.26 Td (Non-interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 162.26 Td (577,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 162.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 162.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 162.26 Td (761,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 162.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 162.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 149.26 Td (Other liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.25 149.26 Td (44,189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 149.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 149.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 149.26 Td (35,650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 149.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 149.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 80.00 136.26 Td (T) Tj ET Q q 0 0 0 rg BT 85.18 136.26 Td (otal liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 136.26 Td (3,350,416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 136.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 136.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 136.26 Td (3,045,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 136.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 136.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 80.00 123.26 Td (T) Tj ET Q q 0 0 0 rg BT 84.87 123.26 Td (otal stockholders) Tj ET Q q 0 0 0 rg BT 148.44 123.26 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.75 123.26 Td (482,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 123.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 123.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.75 123.26 Td (447,592) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 123.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 123.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 80.00 110.40 Td (T) Tj ET Q q 0 0 0 rg BT 85.18 110.40 Td (otal liabilities and stockholders) Tj ET Q q 0 0 0 rg BT 206.77 110.40 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 110.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 110.40 Td (3,832,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 110.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 110.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 110.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 110.40 Td (3,492,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 110.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 110.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 97.26 Td (Interest rate spread \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 97.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 97.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.25 97.40 Td (96,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 97.26 Td (3.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 97.26 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 97.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 97.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 97.40 Td (85,726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 97.26 Td (3.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 97.26 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 84.40 Td (Net inter) Tj ET Q q 0 0 0 rg BT 102.07 84.40 Td (est margin \(b\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.25 84.40 Td (3.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 84.40 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 84.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 84.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.25 84.40 Td (3.61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 84.40 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 61.30 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 67.50 61.30 Td (A) Tj ET Q q 0 0 0 rg BT 72.68 61.30 Td (verage balances are based on carrying value.) Tj ET Q endstream endobj 107 0 obj <>] /Rotate 0 /Contents 108 0 R>> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (53) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 732.50 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 67.50 732.50 Td (Interest income and yields are presented on a fully tax-equivalent basis using a 21% federal corporate income tax rate for the 2018 reported periods and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 722.90 Td (a 35% federal corporate income tax rate for the 2017 reported periods.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 713.30 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 67.50 713.30 Td (A) Tj ET Q q 0 0 0 rg BT 72.68 713.30 Td (verage balances include nonaccrual, impaired loans and loans held for sale. Interest income includes interest earned and received on nonaccrual loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 703.70 Td (prior to the loans being placed on nonaccrual status. Loan fees included in interest income were immaterial for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (\(d\) Loans held for sale are included in the average loan balance listed. Related interest income on loans originated for sale prior to the loan being sold is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 684.50 Td (included in loan interest income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 654.50 Td (The following table provides an analysis of the changes in fully tax-equivalent \("FTE"\) net interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 568.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 568.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 568.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 568.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 568.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 568.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 568.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 568.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 568.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 568.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 568.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 568.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 540.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 540.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 540.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 540.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 540.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 540.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 540.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 540.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 540.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 540.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 540.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 540.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 512.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 512.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 512.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 512.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 512.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 512.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 512.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 512.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 512.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 512.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 512.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 512.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 484.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 484.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 484.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 484.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 484.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 484.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 484.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 484.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 484.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 484.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 484.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 484.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 447.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 447.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 447.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 447.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 447.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 447.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 447.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 447.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 447.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 447.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 447.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 447.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 419.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 419.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 419.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 419.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 419.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 419.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 419.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 419.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 419.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 419.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 419.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 419.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 391.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 391.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 391.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 391.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 391.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 391.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 391.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 391.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 391.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 391.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 391.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 391.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 363.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 363.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 363.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 363.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 363.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 363.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 363.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 363.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 363.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 363.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 363.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 363.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 335.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 335.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 335.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 335.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 335.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 335.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 335.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 335.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 335.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 335.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 335.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 335.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 307.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 307.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 307.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 307.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 307.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 307.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 307.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 307.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 307.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 307.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 307.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 307.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 279.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 279.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 279.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 279.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 279.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 279.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 279.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 279.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 279.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 279.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 279.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 279.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 251.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 251.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 251.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 251.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 251.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 251.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 251.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 251.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 251.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 251.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 251.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 251.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 223.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 223.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 223.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 223.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 223.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 223.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 223.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 223.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 223.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 223.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 223.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 223.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 89.50 195.00 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 195.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 195.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 195.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 195.00 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 195.00 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 195.00 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 195.00 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 195.00 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 195.00 34.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 195.00 36.00 -14.00 re f /GS0 gs 0.8 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w 0 i [] 0 d 0 J 0 j 3 M 261.5 596 m 297.5 596 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 596 m 334.5 596 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 596 m 339.5 596 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 596 m 374.5 596 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 596 m 411.5 596 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 596 m 447.5 596 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 582 m 261.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 582 m 297.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 582 m 334.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 582 m 374.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 582 m 411.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 582 m 447.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 582 m 485.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 582 m 521.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 582 m 557.5 582 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 568 m 225.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 568 m 261.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 568 m 297.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 568 m 334.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 568 m 339.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 568 m 374.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 568 m 411.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 568 m 447.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 568 m 451.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 568 m 485.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 568 m 521.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 568 m 557.5 568 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 498 m 225.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 498 m 261.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 498 m 297.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 498 m 334.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 498 m 339.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 498 m 374.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 498 m 411.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 498 m 447.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 498 m 451.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 498 m 485.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 498 m 521.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 498 m 557.5 498 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 484 m 225.5 484 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 484 m 261.5 484 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 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374.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 349 m 411.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 349 m 447.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 349 m 451.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 349 m 485.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 349 m 521.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 349 m 557.5 349 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 335 m 225.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 335 m 261.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 335 m 297.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 335 m 334.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 335 m 339.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 335 m 374.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 335 m 411.5 335 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 223 m 485.5 223 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 223 m 521.5 223 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 223 m 557.5 223 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 209 m 225.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 209 m 261.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 209 m 297.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 209 m 334.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 209 m 339.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 209 m 374.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 209 m 411.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 209 m 447.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 209 m 451.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 209 m 485.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 209 m 521.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 209 m 557.5 209 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 167 m 261.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 167 m 297.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 167 m 334.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 167 m 339.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 167 m 374.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 167 m 411.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 167 m 447.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 167 m 451.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 167 m 485.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 167 m 521.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 167 m 557.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 167 m 225.5 167 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 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RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 139 m 374.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 139 m 411.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 139 m 447.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 139 m 451.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 139 m 485.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 139 m 521.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 139 m 557.5 139 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 89.5 125 m 225.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 125 m 261.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 125 m 297.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 125 m 334.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 125 m 339.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 125 m 374.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 125 m 411.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 125 m 447.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 125 m 451.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 125 m 485.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 125 m 521.5 125 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 125 m 557.5 125 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.45 628.45 Td (Nine Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.45 614.45 Td (September) Tj ET Q q 0 0 0 rg BT 507.86 614.45 Td ( 30, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.95 600.45 Td (Thr) Tj ET Q q 0 0 0 rg BT 244.87 600.45 Td (ee Months Ended September) Tj ET Q q 0 0 0 rg BT 355.46 600.45 Td ( 30, 2018 Compar) Tj ET Q q 0 0 0 rg BT 423.29 600.45 Td (ed to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.70 600.45 Td (Compar) Tj ET Q q 0 0 0 rg BT 510.62 600.45 Td (ed to) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 92.00 586.45 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.35 586.45 Td (June 30, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.45 586.45 Td (September) Tj ET Q q 0 0 0 rg BT 396.86 586.45 Td ( 30, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.45 586.45 Td (September) Tj ET Q q 0 0 0 rg BT 507.78 586.45 Td ( 30, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 572.45 Td (Incr) Tj ET Q q 0 0 0 rg BT 108.42 572.45 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 146.48 572.45 Td (ease\) in:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 572.95 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.40 572.95 Td (V) Tj ET Q q 0 0 0 rg BT 270.49 572.95 Td (olume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.10 572.95 Td (T) Tj ET Q q 0 0 0 rg BT 306.28 572.95 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.02 577.03 Td (\(a\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 572.95 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.90 572.95 Td (V) Tj ET Q q 0 0 0 rg BT 383.99 572.95 Td (olume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.60 572.95 Td (T) Tj ET Q q 0 0 0 rg BT 419.78 572.95 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 436.52 577.03 Td (\(a\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 572.95 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.40 572.95 Td (V) Tj ET Q q 0 0 0 rg BT 494.07 572.95 Td (olume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.60 572.95 Td (T) Tj ET Q q 0 0 0 rg BT 529.78 572.95 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 546.52 577.03 Td (\(a\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 558.45 Td (INTEREST) Tj ET Q q 0 0 0 rg BT 137.44 558.45 Td ( INCOME:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 544.46 Td (Short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 544.86 Td (\(71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 544.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 544.86 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 544.86 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 544.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 544.86 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 544.86 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 544.86 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 544.86 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 544.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 544.86 Td (109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 530.45 Td (Investment Securities \(b\):) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 190.98 534.53 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 516.46 Td (T) Tj ET Q q 0 0 0 rg BT 97.18 516.46 Td (axable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 516.86 Td (\(230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 516.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 516.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 516.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 516.86 Td (\(253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 516.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 516.86 Td (\(282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 516.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 516.86 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 516.86 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 516.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 516.86 Td (1,660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 516.86 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 516.86 Td (1,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 502.46 Td (Nontaxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.50 502.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 502.86 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 502.86 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 502.86 Td (\(195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 502.86 Td (\(106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 502.86 Td (\(301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 502.86 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 502.86 Td (\(1,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 502.86 Td (\(1,078) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 502.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 98.00 488.46 Td (T) Tj ET Q q 0 0 0 rg BT 103.18 488.46 Td (otal investment income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 488.86 Td (\(232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 488.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 488.86 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 488.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 488.86 Td (\(280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 488.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 488.86 Td (\(477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 488.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 488.86 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 488.86 Td (\(347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 488.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 488.86 Td (1,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 488.86 Td (\(926) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 488.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 488.86 Td (675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 474.45 Td (Loans \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.76 474.45 Td (:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 474.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 474.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 474.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 460.46 Td (Commercial real estate,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 451.46 Td (construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 456.36 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 456.36 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 456.36 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 456.36 Td (169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 456.36 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 456.36 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 456.36 Td (385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 456.36 Td (471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 456.36 Td (856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 437.46 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 437.86 Td (303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 437.86 Td (197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 437.86 Td (500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 437.86 Td (768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 437.86 Td (1,276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 437.86 Td (2,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 437.86 Td (1,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 437.86 Td (2,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 437.86 Td (4,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 423.46 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 423.86 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 423.86 Td (330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 423.86 Td (628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 423.86 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 423.86 Td (1,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 423.86 Td (1,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 423.86 Td (1,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 423.86 Td (2,436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 423.86 Td (4,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 409.46 Td (Residential real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 409.86 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 409.86 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 409.86 Td (261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 409.86 Td (337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 409.86 Td (1,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 409.86 Td (1,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 409.86 Td (623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 409.86 Td (1,644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 409.86 Td (2,267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 395.46 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 395.86 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 395.86 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 395.86 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 395.86 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 395.86 Td (319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 395.86 Td (569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 395.86 Td (633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 395.86 Td (516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 395.86 Td (1,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 381.46 Td (Consumer) Tj ET Q q 0 0 0 rg BT 128.82 381.46 Td (, indirect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 381.86 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 381.86 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 381.86 Td (374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 381.86 Td (279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 381.86 Td (638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 381.86 Td (917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 381.86 Td (825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 381.86 Td (1,917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 381.86 Td (2,742) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 367.46 Td (Consumer) Tj ET Q q 0 0 0 rg BT 128.82 367.46 Td (, direct) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 367.86 Td (\(103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 367.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 367.86 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 367.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 367.86 Td (\(410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 367.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 367.86 Td (421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 367.86 Td (1) Tj ET Q q 0 0 0 rg BT 439.50 367.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 367.86 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 367.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 367.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 367.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 367.86 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 367.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 98.00 353.46 Td (T) Tj ET Q q 0 0 0 rg BT 103.18 353.46 Td (otal loan income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 353.86 Td (824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 353.86 Td (1,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.75 353.86 Td (2,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 353.86 Td (1,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 353.86 Td (5,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 353.86 Td (6,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 353.86 Td (5,396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 353.86 Td (9,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.25 353.86 Td (15,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 104.00 339.45 Td (T) Tj ET Q q 0 0 0 rg BT 109.59 339.45 Td (otal inter) Tj ET Q q 0 0 0 rg BT 144.33 339.45 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.50 339.95 Td (521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.75 339.95 Td (1,339) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 339.95 Td (1,860) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 339.95 Td (1,461) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 339.95 Td (5,203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 339.95 Td (6,664) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 339.95 Td (7,061) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 339.95 Td (9,01) Tj ET Q q 0 0 0 rg BT 513.50 339.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.25 339.95 Td (16,072) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 325.45 Td (INTEREST) Tj ET Q q 0 0 0 rg BT 137.44 325.45 Td ( EXPENSE:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 325.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 325.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 325.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 311.45 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 311.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 311.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 311.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 297.46 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 297.86 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 297.86 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 297.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 297.86 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 297.86 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 297.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 297.86 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 297.86 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 297.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 297.86 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 283.46 Td (Governmental deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 283.46 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 283.46 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 283.46 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 283.46 Td (294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 283.46 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 283.46 Td (307) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 283.46 Td (475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 283.46 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 283.46 Td (498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 269.46 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 269.46 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 269.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 269.46 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 269.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 269.46 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 269.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 269.46 Td (\(223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 269.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 269.46 Td (247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 269.46 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 269.46 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 269.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 269.46 Td (274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 269.46 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 255.46 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 255.86 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 255.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 255.86 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 255.86 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.50 255.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 255.86 Td (1) Tj ET Q q 0 0 0 rg BT 435.00 255.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 255.86 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 255.86 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 255.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 255.86 Td (277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 241.46 Td (Brokered certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 241.86 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 241.86 Td (414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 241.86 Td (541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 241.86 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 241.86 Td (841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 241.86 Td (1,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 241.86 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 241.86 Td (1,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 241.86 Td (2,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 227.46 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 227.86 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 227.86 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 227.86 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 227.86 Td (479) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 227.86 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 227.86 Td (612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 227.86 Td (1,050) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 227.86 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 227.86 Td (1,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 98.00 213.46 Td (T) Tj ET Q q 0 0 0 rg BT 103.18 213.46 Td (otal deposit cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 213.86 Td (473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 213.86 Td (444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 213.86 Td (917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 213.86 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 213.86 Td (1,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 213.86 Td (2,153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 213.86 Td (2,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 213.86 Td (2,223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 213.86 Td (4,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 92.00 199.45 Td (Borr) Tj ET Q q 0 0 0 rg BT 110.33 199.45 Td (owed funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 199.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 199.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 199.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 185.46 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 185.86 Td (308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 185.86 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 185.86 Td (442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 185.86 Td (434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 185.86 Td (814) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 185.86 Td (1,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 185.86 Td (635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 185.86 Td (2,272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 185.86 Td (2,907) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.00 171.46 Td (Long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 171.86 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 171.86 Td (\(197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 171.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 171.86 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 171.86 Td (\(728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 171.86 Td (\(602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.50 171.86 Td (\(614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 171.86 Td (\(907) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 171.86 Td (\(1,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 171.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 98.00 157.46 Td (T) Tj ET Q q 0 0 0 rg BT 102.87 157.46 Td (otal borrowed funds cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 157.86 Td (492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 157.86 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 157.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.50 157.86 Td (429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 157.86 Td (560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 157.86 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 157.86 Td (646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 157.86 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 157.86 Td (1,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 157.86 Td (1,386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 104.00 143.45 Td (T) Tj ET Q q 0 0 0 rg BT 109.59 143.45 Td (otal inter) Tj ET Q q 0 0 0 rg BT 144.33 143.45 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.50 143.95 Td (965) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 143.95 Td (381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 143.95 Td (1,346) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 143.95 Td (1,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 143.95 Td (1,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 143.95 Td (2,799) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 143.95 Td (2,049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 143.95 Td (3,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.75 143.95 Td (5,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 104.00 129.45 Td (Net inter) Tj ET Q q 0 0 0 rg BT 138.07 129.45 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.50 129.45 Td (\(444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 129.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 129.45 Td (958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 129.45 Td (514) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 129.45 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 129.45 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 129.45 Td (3,874) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 129.45 Td (3,865) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.75 129.45 Td (5,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.75 129.45 Td (5,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.00 129.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.25 129.45 Td (10,435) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 109.90 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 109.90 Td (The change in interest due to both rate and volume has been allocated to rate and volume changes in proportion to the relationship of the dollar ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 100.30 Td (amounts of the changes in each.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 90.70 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 90.70 Td (Interest income and yields are presented on a fully tax-equivalent basis using a 21% federal corporate income tax rate for the 2018 periods and a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 81.10 Td (35% federal corporate income tax rate for the 2017 periods) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 279.03 81.10 Td (. ) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (A) Tj ET Q q 0 0 0 rg BT 78.48 731.10 Td (verage quarterly gross loan balances increased $89.4 million, or 3%, compared to the linked quarter of 2018, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (included the partial impact to average balances from the ) Tj ET Q q 0 0 0 rg BT 280.29 719.10 Td (ASB acquisition on ) Tj ET Q q 0 0 0 rg BT 360.58 719.10 Td (April 13, 2018. ) Tj ET Q q 0 0 0 rg BT 426.50 719.10 Td (The average quarterly gross loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (balances increased $399.3 million, or 17%, including acquired loans from the ) Tj ET Q q 0 0 0 rg BT 366.14 707.10 Td (ASB acquisition, compared to the third quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (of 2017. For the nine months ended September 30, 2018, average gross loan balances, including acquired loans from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (ASB acquisition, increased $244.2 million, or 1) Tj ET Q q 0 0 0 rg BT 244.44 683.10 Td (1%, compared to the same period in the prior year) Tj ET Q q 0 0 0 rg BT 444.37 683.10 Td (. Commercial lending, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (including both commercial real estate and commercial and industrial loans, as well as indirect consumer lending, were among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (the lar) Tj ET Q q 0 0 0 rg BT 79.08 659.10 Td (gest contributors to the comparative growth. Compared to the second quarter of 2018, average balances in commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (real estate loans increased $40.7 million, or 3%. Compared to the third quarter of 2017, average balances in commercial real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (estate loans increased $195.9 million, or 15%, while average balances in consumer indirect loans increased $65.5 million, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (20%. Compared to the first nine months of 2017, average commercial real estate loan balances grew $93.2 million, or 1) Tj ET Q q 0 0 0 rg BT 534.60 623.10 Td (1%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (and average commercial and industrial loan balances grew $68.4 million, or 16%, while average consumer indirect loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (balances grew $69.6 million, or 23%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 581.10 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 136.24 581.10 Td (gin, which is calculated by dividing FTE net interest income by average interest-earning assets, serves as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.10 Td (an important measurement of the net revenue stream generated by the volume, mix and pricing of interest-earning assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (interest-bearing liabilities.FTE net interest income is calculated by increasing interest income to convert tax-exempt income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (earned on obligations of states and political subdivisions to the pre-tax equivalent of taxable income using a federal corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (income tax rate of 21% for the 2018 periods and 35% for the 2017 periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 515.10 Td (The following table details the calculation of FTE net interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 47.00 453.60 202.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.00 453.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 453.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 453.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.00 453.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 453.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 453.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 47.00 423.60 202.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.00 423.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 423.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 423.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.00 423.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 423.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 423.60 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 483.6 m 318 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 483.6 m 383 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 483.6 m 452 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 483.6 m 318 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 483.6 m 383 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 483.6 m 452 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 468.6 m 510 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 468.6 m 564 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 47 453.6 m 249 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 453.6 m 318 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 453.6 m 383 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 453.6 m 452 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452 453.6 m 456 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 468.6 m 510 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 453.6 m 510 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 468.6 m 564 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 453.6 m 564 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 453.6 m 318 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 453.6 m 383 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 453.6 m 452 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 453.6 m 510 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 453.6 m 564 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 47 423.6 m 249 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 423.6 m 318 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 423.6 m 383 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 423.6 m 452 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452 423.6 m 456 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 423.6 m 510 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 423.6 m 564 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 47 409.6 m 249 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 423.6 m 318 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 409.6 m 318 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 423.6 m 383 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 409.6 m 383 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 423.6 m 452 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 409.6 m 452 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452 409.6 m 456 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 423.6 m 510 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 409.6 m 510 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 423.6 m 564 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 409.6 m 564 409.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.50 489.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 320.99 489.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.70 488.28 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.50 468.28 Td (September) Tj ET Q q 0 0 0 rg BT 298.51 468.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 458.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.20 468.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.00 458.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.50 468.28 Td (September) Tj ET Q q 0 0 0 rg BT 432.51 468.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 458.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.00 473.28 Td (September) Tj ET Q q 0 0 0 rg BT 524.92 473.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 459.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.50 458.83 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.50 458.83 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 444.17 Td (Net interest income, as reported) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.50 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 444.17 Td (33,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 444.17 Td (32,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.50 443.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 443.27 Td (29,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 443.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 443.27 Td (95,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 443.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.65 443.27 Td (84,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 429.17 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 429.17 Td (axable equivalent adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.15 428.27 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 428.27 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 428.27 Td (460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 428.27 Td (670) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 428.27 Td (1,471) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.50 414.33 Td (Fully tax-equivalent net inter) Tj ET Q q 0 0 0 rg BT 186.03 414.33 Td (est income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.50 414.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.65 414.28 Td (33,545) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.50 414.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.65 414.28 Td (33,031) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.50 414.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.65 414.28 Td (29,680) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.50 414.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.65 414.28 Td (96,161) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.50 414.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 532.65 414.28 Td (85,726) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 392.10 Td (Loan growth, and the previous increases in interest rates, positively impacted net interest income and the net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 380.10 Td (mar) Tj ET Q q 0 0 0 rg BT 69.37 380.10 Td (gin for the nine months of 2018 compared to the nine months of 2017. ) Tj ET Q q 0 0 0 rg BT 355.25 380.10 Td (The ) Tj ET Q q 0 0 0 rg BT 372.75 380.10 Td (ASB acquisition also impacted net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 368.10 Td (income and net interest mar) Tj ET Q q 0 0 0 rg BT 164.89 368.10 Td (gin during the third and second quarter of 2018 and the nine months ended September 30, 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 356.10 Td (The decline in the taxable equivalent adjustments in the nine months ended September 30, 2018 was a result of the change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 344.10 Td (the federal corporate income tax rate, which was 21% for the periods reported in 2018 compared to 35% for the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 332.10 Td (reported in 2017. ) Tj ET Q q 0 0 0 rg BT 127.41 332.10 Td (The accretion income from acquisitions, net of amortization expense, was $612,000 for the third quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 320.10 Td (2018, compared to $523,000 for the second quarter of 2018, and $816,000 for the third quarter of 2017, which added 7 basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 308.10 Td (points, 6 basis points, and 10 basis points, respectively) Tj ET Q q 0 0 0 rg BT 271.94 308.10 Td (, to net interest mar) Tj ET Q q 0 0 0 rg BT 349.24 308.10 Td (gin. On a year) Tj ET Q q 0 0 0 rg BT 408.18 308.10 Td (-to-date basis, the accretion income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 296.10 Td (net of amortization expense, from acquisitions added 7 basis points to net interest mar) Tj ET Q q 0 0 0 rg BT 397.62 296.10 Td (gin for the first nine months of 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 284.10 Td (compared to 10 basis points for the first nine months of 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 266.10 Td (Additional information regarding changes in the Consolidated Balance Sheets can be found under appropriate captions of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 254.10 Td (the FINANCIAL) Tj ET Q q 0 0 0 rg BT 126.67 254.10 Td ( CONDITION section of this discussion. ) Tj ET Q q 0 0 0 rg BT 298.88 254.10 Td (Additional information regarding Peoples' interest rate risk and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 242.10 Td (the potential impact of interest rate changes on Peoples' results of operations and financial condition can be found later in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 230.10 Td (discussion under the caption "FINANCIAL) Tj ET Q q 0 0 0 rg BT 227.69 230.10 Td ( CONDITION - Interest Rate Sensitivity and Liquidity) Tj ET Q q 0 0 0 rg BT 446.17 230.10 Td (.") Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 200.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 64.37 200.10 Td (ovision for) Tj ET Q q 0 0 0 rg BT 109.46 200.10 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 188.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 188.10 Td ( provision for loan losses:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 132.60 198.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 132.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.00 132.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 132.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.00 132.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 132.60 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.00 132.60 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 101.60 198.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 101.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.00 101.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 101.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.00 101.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 101.60 44.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.00 101.60 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 71.60 198.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 71.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.00 71.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 71.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.00 71.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 71.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.00 71.60 48.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 158.60000000000002 m 333 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 158.60000000000002 m 398 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 158.60000000000002 m 467 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 158.60000000000002 m 333 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 158.60000000000002 m 398 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 158.60000000000002 m 467 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 145.60000000000002 m 515 145.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 145.60000000000002 m 563 145.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 132.60000000000002 m 264 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 132.60000000000002 m 333 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 132.60000000000002 m 398 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 132.60000000000002 m 467 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467 132.60000000000002 m 471 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 145.60000000000002 m 515 145.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 132.60000000000002 m 515 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 145.60000000000002 m 563 145.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 132.60000000000002 m 563 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 132.60000000000002 m 398 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 132.60000000000002 m 467 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 132.60000000000002 m 563 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467 101.60000000000002 m 471 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 101.60000000000002 m 515 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 101.60000000000002 m 264 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 86.60000000000002 m 264 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 101.60000000000002 m 333 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 86.60000000000002 m 333 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 101.60000000000002 m 398 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 86.60000000000002 m 398 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 101.60000000000002 m 467 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 86.60000000000002 m 467 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467 86.60000000000002 m 471 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 101.60000000000002 m 515 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 86.60000000000002 m 515 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 101.60000000000002 m 563 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 86.60000000000002 m 563 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 71.60000000000002 m 264 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 86.60000000000002 m 333 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 71.60000000000002 m 333 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 86.60000000000002 m 398 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333 71.60000000000002 m 398 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 86.60000000000002 m 467 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 71.60000000000002 m 467 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467 71.60000000000002 m 471 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 86.60000000000002 m 515 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 71.60000000000002 m 515 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 86.60000000000002 m 563 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515 71.60000000000002 m 563 71.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 162.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.50 162.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 335.99 162.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.70 162.33 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 149.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.50 147.28 Td (September) Tj ET Q q 0 0 0 rg BT 313.51 147.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.00 137.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.20 147.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 137.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.50 147.28 Td (September) Tj ET Q q 0 0 0 rg BT 447.51 147.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 137.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.00 149.33 Td (September) Tj ET Q q 0 0 0 rg BT 531.92 149.33 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 68.50 136.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.50 136.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.50 136.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 123.17 Td (Loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.50 123.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.65 123.17 Td (1,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 123.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.65 123.17 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.50 123.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 123.17 Td (900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 123.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.60 123.17 Td (3,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.50 123.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.60 123.17 Td (2,150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 108.17 Td (Checking account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 106.27 Td (267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 106.27 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 106.27 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 106.27 Td (596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 106.27 Td (507) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.50 91.83 Td (Pr) Tj ET Q q 0 0 0 rg BT 90.87 91.83 Td (ovision for) Tj ET Q q 0 0 0 rg BT 135.96 91.83 Td ( loan losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 91.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.65 91.83 Td (1,302) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.50 91.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.65 91.83 Td (1,188) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.50 91.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.65 91.83 Td (1,086) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.50 91.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.60 91.83 Td (4,473) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.50 91.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 91.83 Td (2,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 76.27 Td (As a percentage of average total loans \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 76.27 Td (0.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 76.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 76.27 Td (0.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 76.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 76.27 Td (0.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.15 76.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 76.27 Td (0.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 76.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 76.27 Td (0.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 76.27 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.50 62.06 Td (\(a\) Presented on an annualized basis.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 111 0 obj <>] /Rotate 0 /Contents 112 0 R>> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The provision for loan losses recorded represents the amount needed to maintain the adequacy of the allowance for loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (losses based on management) Tj ET Q q 0 0 0 rg BT 172.03 719.10 Td (s quarterly analysis of the loan portfolio and procedural methodology that estimates the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (of probable credit losses.) Tj ET Q q 0 0 0 rg BT 158.79 707.10 Td (This process considers various factors that af) Tj ET Q q 0 0 0 rg BT 338.56 707.10 Td (fect losses, such as changes in Peoples) Tj ET Q q 0 0 0 rg BT 495.27 707.10 Td ( loan quality) Tj ET Q q 0 0 0 rg BT 544.62 707.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (historical loss experience and current economic conditions. Provision for loan losses continued to increase from previous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (quarters due to continued loan growth, while asset quality metrics were stable. ) Tj ET Q q 0 0 0 rg BT 372.34 683.10 Td (The increase in the first nine months of 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (was due primarily to one acquired commercial loan relationship, coupled with char) Tj ET Q q 0 0 0 rg BT 385.93 671.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 406.85 671.10 Td (fs related to indirect lending and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (continued loan growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 641.10 Td (Additional information regarding changes in the allowance for loan losses and loan credit quality can be found later in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (this discussion under the caption FINANCIAL) Tj ET Q q 0 0 0 rg BT 244.99 629.10 Td ( CONDITION - ) Tj ET Q q 0 0 0 rg BT 310.82 629.10 Td (Allowance for Loan Losses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (Net Gain \(Loss\) on ) Tj ET Q q 0 0 0 rg BT 136.23 599.10 Td (Asset Disposals and Other) Tj ET Q q 0 0 0 rg BT 248.01 599.10 Td ( ) Tj ET Q q 0 0 0 rg BT 250.33 599.10 Td (T) Tj ET Q q 0 0 0 rg BT 256.26 599.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 587.10 Td (The following table details the net gain \(loss\) on asset disposals and other transactions recognized by Peoples:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 45.00 525.60 218.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.00 525.60 69.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 525.60 69.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.00 525.60 69.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 525.60 4.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 525.60 45.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 525.60 47.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.00 493.60 218.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.00 493.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 493.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.00 493.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 493.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 493.60 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 493.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 45.00 463.60 218.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.00 463.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 463.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.00 463.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 463.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 463.60 45.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 463.60 47.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263 555.6 m 332 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 555.6 m 401 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 555.6 m 470 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263 555.6 m 332 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 555.6 m 401 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 555.6 m 470 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 540.6 m 519 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 540.6 m 566 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45 525.6 m 263 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 525.6 m 401 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 525.6 m 470 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 525.6 m 474 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 540.6 m 519 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 540.6 m 566 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 525.6 m 566 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263 525.6 m 332 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 525.6 m 401 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 525.6 m 519 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263 463.6 m 332 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 463.6 m 401 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 463.6 m 474 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 463.6 m 519 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45 463.6 m 263 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 45 439.6 m 263 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263 439.6 m 332 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 439.6 m 401 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 463.6 m 470 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401 439.6 m 470 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 463.6 m 474 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 439.6 m 474 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 463.6 m 519 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 439.6 m 519 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 463.6 m 566 463.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 439.6 m 566 439.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.50 560.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.50 561.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 336.99 561.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.70 560.28 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.50 545.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 540.28 Td (September) Tj ET Q q 0 0 0 rg BT 312.51 540.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.00 530.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.20 540.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.00 530.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.50 540.28 Td (September) Tj ET Q q 0 0 0 rg BT 450.51 540.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.00 530.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.00 545.28 Td (September) Tj ET Q q 0 0 0 rg BT 534.92 545.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 47.50 531.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.00 530.83 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 532.00 530.83 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.50 513.27 Td (Net gain \(loss\) on other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.50 513.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 513.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.50 513.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.80 513.32 Td (\(330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.15 513.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.50 513.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.80 513.32 Td (\(38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 513.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 513.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.80 513.32 Td (\(239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 513.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.50 513.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 513.27 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.50 498.27 Td (Net gain \(loss\) on other real estate owned \("OREO"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 498.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.15 498.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 498.27 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 498.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.80 498.27 Td (\(1) Tj ET Q q 0 0 0 rg BT 557.13 498.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.15 498.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.50 484.17 Td (Net loss on debt extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 483.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.80 483.32 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.15 483.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 483.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.80 483.32 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 483.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 483.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.50 469.17 Td (Net loss on other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 468.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.80 468.32 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.15 468.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 468.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.80 468.32 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 468.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 468.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.50 454.28 Td (Net gain \(loss\) on asset disposals and other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.50 444.28 Td (transactions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 265.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.15 444.28 Td (12) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.80 444.33 Td (\(405) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.15 444.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.80 444.33 Td (\(25) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.15 444.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.80 444.33 Td (\(319) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.15 444.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.50 444.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 552.15 444.28 Td (81) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 422.10 Td (During the second quarter of 2018, net loss on other assets was primarily due to the disposal of $192,000 in ) Tj ET Q q 0 0 0 rg BT 504.15 422.10 Td (ASB fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.10 Td (assets acquired coupled with $147,000 of market value write-downs related to closed of) Tj ET Q q 0 0 0 rg BT 405.10 410.10 Td (fices that were held for sale. ) Tj ET Q q 0 0 0 rg BT 525.15 410.10 Td (The net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.10 Td (loss on other transactions for the second quarter of 2018 was due to the write down of a limited partnership investment. ) Tj ET Q q 0 0 0 rg BT 536.20 398.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.10 Td (net loss on other assets during the third quarter of 2017 was primarily due to the sale of a parking lot that was no longer being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.10 Td (utilized. ) Tj ET Q q 0 0 0 rg BT 91.31 374.10 Td (The year) Tj ET Q q 0 0 0 rg BT 126.36 374.10 Td (-to-date 2017 net gain on other assets was due to the sale of a previously closed branch. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 344.10 Td (Non-Inter) Tj ET Q q 0 0 0 rg BT 96.59 344.10 Td (est Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 332.10 Td (Insurance income comprised the lar) Tj ET Q q 0 0 0 rg BT 214.54 332.10 Td (gest portion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.08 332.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.97 332.10 Td ( quarter 2018 total non-interest income.) Tj ET Q q 0 0 0 rg BT 472.07 332.10 Td (The following table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 320.10 Td (details Peoples' insurance income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 264.60 189.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 264.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 264.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 264.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 264.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 264.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 264.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 234.60 189.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 234.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 234.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 234.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 234.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 234.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 234.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 204.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 204.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 204.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 204.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 204.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 204.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 204.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 290.6 m 310.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 290.6 m 375.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 290.6 m 443.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 290.6 m 310.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 290.6 m 375.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 290.6 m 443.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 277.6 m 502.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 277.6 m 557.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 264.6 m 242.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 264.6 m 310.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 264.6 m 375.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 264.6 m 443.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 264.6 m 447.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 277.6 m 502.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 264.6 m 502.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 277.6 m 557.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 264.6 m 557.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 264.6 m 310.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 264.6 m 375.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 264.6 m 443.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 264.6 m 502.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 264.6 m 557.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 191.60000000000002 m 242.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 191.60000000000002 m 310.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 191.60000000000002 m 375.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 191.60000000000002 m 443.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 191.60000000000002 m 447.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 191.60000000000002 m 502.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 191.60000000000002 m 557.5 191.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 178.60000000000002 m 242.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 178.60000000000002 m 310.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 178.60000000000002 m 375.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 178.60000000000002 m 443.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 178.60000000000002 m 447.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 178.60000000000002 m 502.5 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 178.60000000000002 m 557.5 178.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 294.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 294.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 313.58 294.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.20 294.33 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 281.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.50 279.28 Td (September) Tj ET Q q 0 0 0 rg BT 291.51 279.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.00 269.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.70 279.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.50 269.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.50 279.28 Td (September) Tj ET Q q 0 0 0 rg BT 424.42 279.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.00 269.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 281.33 Td (September) Tj ET Q q 0 0 0 rg BT 517.51 281.33 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 268.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 268.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.50 268.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 254.27 Td (Property and casualty insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.15 254.27 Td (2,614) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.00 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 254.27 Td (2,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.00 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 254.27 Td (2,638) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.00 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 254.27 Td (7,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.00 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 254.27 Td (7,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 239.27 Td (Life and health insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 239.72 Td (545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 239.72 Td (596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 239.72 Td (433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 239.72 Td (1,685) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 239.72 Td (1,310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 224.27 Td (Performance-based commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 224.72 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.65 224.72 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 224.72 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 224.72 Td (1,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 224.72 Td (1,407) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 209.27 Td (Credit life and ) Tj ET Q q 0 0 0 rg BT 115.98 209.27 Td (A&H insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.65 209.72 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.65 209.72 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 209.72 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 209.72 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 209.72 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 195.17 Td (Other fees and char) Tj ET Q q 0 0 0 rg BT 133.83 195.17 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 195.17 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 195.17 Td (169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 195.17 Td (173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 195.17 Td (409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 195.17 Td (484) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 182.33 Td (Insurance income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.00 182.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.15 182.33 Td (3,388) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 182.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 182.33 Td (3,369) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.00 182.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.15 182.33 Td (3,345) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 182.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.15 182.33 Td (1) Tj ET Q q 0 0 0 rg BT 476.15 182.33 Td (1,412) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.00 182.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.15 182.33 Td (10,861) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 161.10 Td (The increase in insurance income the first nine months of 2018, included the continued growth resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.10 Td (acquisition of a third-party insurance administration company on January 31, 2017, and a property and casualty focused ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (independent insurance agency on October 2, 2017. Revenue related to performance-based commissions is lar) Tj ET Q q 0 0 0 rg BT 492.56 137.10 Td (gely due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.10 Td (annual performance-based insurance commissions, which are primarily recognized in the first quarter of each year) Tj ET Q q 0 0 0 rg BT 510.76 125.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 107.10 Td (Peoples' fiduciary and brokerage revenues continued to be based primarily upon the value of assets under administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.10 Td (and management, with additional income generated from transaction commissions, cross-selling of products and additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 83.10 Td (retirement plan services business. Fiduciary revenue related to tax preparation income is lar) Tj ET Q q 0 0 0 rg BT 422.57 83.10 Td (gely recognized in the second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.10 Td (quarter of each year) Tj ET Q q 0 0 0 rg BT 133.12 71.10 Td (. ) Tj ET Q endstream endobj 113 0 obj <>] /Rotate 0 /Contents 114 0 R>> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following tables detail Peoples) Tj ET Q q 0 0 0 rg BT 215.67 731.10 Td ( trust and investment income and related assets under administration and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (management:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.00 658.60 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.00 658.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.00 658.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.00 658.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.00 658.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 658.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 658.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.00 632.60 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.00 632.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.00 632.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.00 632.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.00 632.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 632.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 632.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234 688.6 m 301 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 688.6 m 366 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 688.6 m 433 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234 688.6 m 301 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 688.6 m 366 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 688.6 m 433 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 673.6 m 492 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 673.6 m 547 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64 658.6 m 234 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234 658.6 m 301 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 658.6 m 366 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 658.6 m 433 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 658.6 m 437 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 673.6 m 492 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 658.6 m 492 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 673.6 m 547 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 658.6 m 547 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234 658.6 m 301 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 658.6 m 366 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 658.6 m 433 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 658.6 m 492 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 658.6 m 547 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64 619.6 m 234 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234 619.6 m 301 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 619.6 m 366 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 619.6 m 433 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 619.6 m 437 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 619.6 m 492 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 619.6 m 547 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64 606.6 m 234 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234 606.6 m 301 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 619.6 m 366 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301 606.6 m 366 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 619.6 m 433 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366 606.6 m 433 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 606.6 m 437 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 606.6 m 492 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 606.6 m 547 606.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 693.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.50 693.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 304.08 693.28 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.70 693.28 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 678.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.50 676.33 Td (September) Tj ET Q q 0 0 0 rg BT 282.51 676.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 257.00 666.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.20 676.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.00 666.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.50 676.33 Td (September) Tj ET Q q 0 0 0 rg BT 414.51 676.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.00 666.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.00 678.28 Td (September) Tj ET Q q 0 0 0 rg BT 507.01 678.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.50 664.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.00 663.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.00 663.83 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 649.17 Td (Fiduciary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.50 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.65 649.17 Td (1,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 649.17 Td (1,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.50 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 649.17 Td (1,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 649.17 Td (5,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.50 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 649.17 Td (4,764) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 636.17 Td (Brokerage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 636.17 Td (999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 636.17 Td (989) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.15 636.17 Td (882) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 636.17 Td (2,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 636.17 Td (2,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 623.17 Td (Employee benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 623.17 Td (485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 623.17 Td (476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.15 623.17 Td (408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 623.17 Td (1,459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 623.17 Td (1,158) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 78.50 610.33 Td (T) Tj ET Q q 0 0 0 rg BT 84.43 610.33 Td (rust and investment income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.50 610.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.65 610.33 Td (3,1) Tj ET Q q 0 0 0 rg BT 287.15 610.33 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 610.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.65 610.33 Td (3,232) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.50 610.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.65 610.33 Td (2,838) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.50 610.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.65 610.33 Td (9,410) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.50 610.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.65 610.33 Td (8,497) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 560.60 171.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 560.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 560.60 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 560.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 560.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 560.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 510.60 171.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 510.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 510.60 65.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 510.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 510.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 510.60 67.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 560.6 m 224.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 560.6 m 291.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 560.6 m 356.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 560.6 m 423.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 560.6 m 490.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 560.6 m 557.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 560.6 m 291.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 560.6 m 356.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 560.6 m 423.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 560.6 m 490.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 560.6 m 557.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 510.6 m 224.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 510.6 m 291.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 510.6 m 356.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 510.6 m 423.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 510.6 m 490.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 510.6 m 557.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 486.6 m 224.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 486.6 m 291.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 486.6 m 356.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 486.6 m 423.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 486.6 m 490.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 486.6 m 557.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 486.6 m 291.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 486.6 m 356.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 486.6 m 423.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 486.6 m 490.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 486.6 m 557.5 486.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 580.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.00 575.28 Td (September) Tj ET Q q 0 0 0 rg BT 273.01 575.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 565.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.70 575.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.50 565.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.65 575.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 386.44 575.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.50 565.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.40 575.28 Td (December) Tj ET Q q 0 0 0 rg BT 470.62 575.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 565.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.00 575.28 Td (September) Tj ET Q q 0 0 0 rg BT 538.92 575.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 565.28 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 566.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 551.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.93 551.17 Td (rust assets under administration and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 541.17 Td (management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 540.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.65 540.27 Td (1,489,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 540.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 540.27 Td (1,454,009) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 540.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 540.27 Td (1,447,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.00 540.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 540.27 Td (1,452,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 540.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 540.27 Td (1,418,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 526.17 Td (Brokerage assets under administration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 516.17 Td (and management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 515.27 Td (914,172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 515.27 Td (881,839) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.15 515.27 Td (882,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 515.27 Td (887,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 515.27 Td (862,530) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 501.33 Td (T) Tj ET Q q 0 0 0 rg BT 73.75 501.33 Td (otal assets under) Tj ET Q q 0 0 0 rg BT 144.68 501.33 Td ( administration) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 491.33 Td (and management) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.00 491.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.65 491.28 Td (2,403,982) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 491.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.65 491.28 Td (2,335,848) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 491.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.65 491.28 Td (2,329,654) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.00 491.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.65 491.28 Td (2,340,262) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.00 491.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.65 491.28 Td (2,280,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 476.27 Td (Quarterly average) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.65 476.27 Td (2,378,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 476.27 Td (2,331,529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 476.27 Td (2,352,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.00 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 476.27 Td (2,314,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 476.27 Td (2,254,997) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 454.10 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 187.04 454.10 Td (ges, which are based on the recovery of costs associated with services provided, comprised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.10 Td (a significant portion of People's non-interest income. ) Tj ET Q q 0 0 0 rg BT 270.29 442.10 Td (The following table details Peoples' deposit account service char) Tj ET Q q 0 0 0 rg BT 528.50 442.10 Td (ges:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 386.60 177.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 386.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 386.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 386.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 386.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 386.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 386.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 59.50 360.60 177.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 236.50 360.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 360.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 360.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 360.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 360.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 360.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 412.6 m 304.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 412.6 m 369.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 412.6 m 437.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 412.6 m 304.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 412.6 m 369.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 412.6 m 437.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 399.6 m 496.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 399.6 m 551.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 386.6 m 236.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 386.6 m 304.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 386.6 m 369.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 386.6 m 437.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 386.6 m 441.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 399.6 m 496.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 386.6 m 496.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 399.6 m 551.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 386.6 m 551.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 386.6 m 304.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 386.6 m 369.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 386.6 m 437.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 386.6 m 496.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 386.6 m 551.5 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 347.6 m 236.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 347.6 m 304.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 347.6 m 369.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 347.6 m 437.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 347.6 m 441.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 347.6 m 496.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 347.6 m 551.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 59.5 334.6 m 236.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 236.5 334.6 m 304.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 334.6 m 369.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 334.6 m 437.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 334.6 m 441.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 334.6 m 496.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 334.6 m 551.5 334.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 416.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.00 416.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 307.49 416.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.20 416.33 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 403.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.50 402.33 Td (September) Tj ET Q q 0 0 0 rg BT 285.51 402.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.00 392.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.70 402.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.50 392.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.50 402.33 Td (September) Tj ET Q q 0 0 0 rg BT 418.51 402.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 392.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.50 403.33 Td (September) Tj ET Q q 0 0 0 rg BT 511.51 403.33 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 62.00 390.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.50 390.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 390.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 377.17 Td (Overdraft and non-suf) Tj ET Q q 0 0 0 rg BT 150.77 377.17 Td (ficient funds fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.00 377.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.15 377.17 Td (1,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.00 377.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.15 377.17 Td (1,584) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.00 377.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 377.17 Td (1,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 377.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 377.17 Td (4,823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 377.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 377.17 Td (5,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 364.17 Td (Account maintenance fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.65 364.17 Td (691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 364.17 Td (646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 364.17 Td (543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 364.17 Td (2,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 364.17 Td (1,624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 351.17 Td (Other fees and char) Tj ET Q q 0 0 0 rg BT 139.83 351.17 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.65 351.17 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 351.17 Td (158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 351.17 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 351.17 Td (325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.65 351.17 Td (485) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 338.33 Td (Deposit account service charges) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.00 338.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.15 338.33 Td (2,652) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.00 338.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.15 338.33 Td (2,388) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.00 338.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.15 338.33 Td (2,407) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.00 338.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.15 338.33 Td (7,160) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.00 338.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 338.33 Td (7,130) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 317.10 Td (The slight decline in overdrafts and non-suf) Tj ET Q q 0 0 0 rg BT 246.77 317.10 Td (ficient funds fees from 2017 was partially due to changes made to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (calculation of fees to be more in line with industry practices. ) Tj ET Q q 0 0 0 rg BT 301.24 305.10 Td (The increase in account maintenance fees in 2018, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (the prior year periods, was lar) Tj ET Q q 0 0 0 rg BT 173.22 293.10 Td (gely due to implementation of new consumer checking products that occurred during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (second half of 2017. ) Tj ET Q q 0 0 0 rg BT 140.46 281.10 Td (The amount of deposit account service char) Tj ET Q q 0 0 0 rg BT 314.66 281.10 Td (ges, particularly fees for overdrafts and non-suf) Tj ET Q q 0 0 0 rg BT 504.68 281.10 Td (ficient funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 269.10 Td (is lar) Tj ET Q q 0 0 0 rg BT 73.54 269.10 Td (gely dependent on the timing and volume of customer activity) Tj ET Q q 0 0 0 rg BT 321.44 269.10 Td (. Management periodically evaluates its cost recovery fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 257.10 Td (to ensure they are reasonable based on operational costs and similar to fees char) Tj ET Q q 0 0 0 rg BT 373.42 257.10 Td (ged in Peoples' markets by competitors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 239.10 Td (The following table details the other items included within Peoples' total non-interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 183.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 183.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 183.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 183.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 183.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 183.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 183.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 157.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 157.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 157.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 157.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 157.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 157.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 157.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 131.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.50 131.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 131.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 131.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 131.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 131.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 131.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 209.60000000000002 m 312.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 209.60000000000002 m 377.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 209.60000000000002 m 444.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 209.60000000000002 m 312.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 209.60000000000002 m 377.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 209.60000000000002 m 444.5 209.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 196.60000000000002 m 502.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 196.60000000000002 m 557.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 183.60000000000002 m 245.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 183.60000000000002 m 312.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 183.60000000000002 m 377.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 183.60000000000002 m 444.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 183.60000000000002 m 448.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 196.60000000000002 m 502.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 183.60000000000002 m 502.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 196.60000000000002 m 557.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 183.60000000000002 m 557.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 183.60000000000002 m 245.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245.5 183.60000000000002 m 312.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 183.60000000000002 m 377.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 183.60000000000002 m 444.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 183.60000000000002 m 502.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 183.60000000000002 m 557.5 183.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 213.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.00 213.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 315.49 213.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.70 213.33 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 200.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.00 199.33 Td (September) Tj ET Q q 0 0 0 rg BT 294.01 199.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 268.50 189.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.70 199.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.50 189.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 199.33 Td (September) Tj ET Q q 0 0 0 rg BT 426.01 199.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.50 189.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.00 200.33 Td (September) Tj ET Q q 0 0 0 rg BT 518.01 200.33 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 187.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 187.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.50 187.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 174.17 Td (Electronic banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.00 174.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 174.17 Td (2,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 174.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 174.17 Td (2,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 174.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 174.17 Td (2,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 174.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 174.17 Td (8,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.00 174.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 174.17 Td (7,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 161.17 Td (Mortgage banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 161.17 Td (1,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 161.17 Td (969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 161.17 Td (535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 161.17 Td (2,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 161.17 Td (1,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 148.17 Td (Bank owned life insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 148.17 Td (495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 148.17 Td (497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 148.17 Td (482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 148.17 Td (1,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 148.17 Td (1,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 135.17 Td (Commercial loan swap fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 135.17 Td (355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 135.17 Td (146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 135.17 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 135.17 Td (617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 135.17 Td (995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 122.17 Td (Other non-interest income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 122.17 Td (391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 122.17 Td (421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 122.17 Td (383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 122.17 Td (2,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 122.17 Td (1,499) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 72.00 104.70 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 82.88 104.70 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 195.06 104.70 Td (ASU 2016-01, resulting in a reduction of income of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 341.64 104.70 Td ($16,000) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 364.39 104.70 Td ( during the three months ended ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 453.04 104.70 Td (September30, 2018) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 509.22 104.70 Td ( and a gain in ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 72.00 96.30 Td (income of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 101.93 96.30 Td ($208,000) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 128.18 96.30 Td ( for the ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 150.15 96.30 Td (nine) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 162.20 96.30 Td ( months ended ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 204.78 96.30 Td (September30, 2018) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 260.96 96.30 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 78.30 Td (Peoples' electronic banking \("e-banking"\) services include ) Tj ET Q q 0 0 0 rg BT 307.44 78.30 Td (A) Tj ET Q q 0 0 0 rg BT 313.56 78.30 Td (TM and debit cards, direct deposit services, internet and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 66.30 Td (mobile banking, and remote deposit capture and serve as alternative delivery channels to traditional sales of) Tj ET Q q 0 0 0 rg BT 484.78 66.30 Td (fices for ) Tj ET Q endstream endobj 115 0 obj <>] /Rotate 0 /Contents 116 0 R>> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (providing services to clients. Revenue is derived lar) Tj ET Q q 0 0 0 rg BT 263.48 731.10 Td (gely from ) Tj ET Q q 0 0 0 rg BT 304.59 731.10 Td (A) Tj ET Q q 0 0 0 rg BT 310.70 731.10 Td (TM and debit cards, as other services are mainly provided at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (no char) Tj ET Q q 0 0 0 rg BT 83.53 719.10 Td (ge to the customers. ) Tj ET Q q 0 0 0 rg BT 168.33 719.10 Td (The amount of e-banking income is lar) Tj ET Q q 0 0 0 rg BT 323.65 719.10 Td (gely dependent on the timing and volume of customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (activity) Tj ET Q q 0 0 0 rg BT 83.34 707.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 689.10 Td (Mortgage banking income is comprised mostly of net gains from the origination and sale of long-term, fixed-rate real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (estate loans in the secondary market, servicing income for sold loans as well as servicing released premiums for sold loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (As a result, the amount of income recognized by Peoples is lar) Tj ET Q q 0 0 0 rg BT 303.75 665.10 Td (gely dependent on customer demand and long-term interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (rates for residential real estate loans of) Tj ET Q q 0 0 0 rg BT 208.19 653.10 Td (fered in the secondary market. In the second and third quarters of 2018, and the nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (months ended September 30, 2018, the increase in mortgage banking income was lar) Tj ET Q q 0 0 0 rg BT 393.17 641.10 Td (gely attributable to gains on sale of real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (estate loans originated by the mortgage origination operation acquired as part of the ) Tj ET Q q 0 0 0 rg BT 390.84 629.10 Td (ASB acquisition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 611.10 Td (In the third quarter of 2018, Peoples sold approximately $20.6 million in loans to the secondary market compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td ($19.1 million in the linked quarter and $20.2 million in the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 382.37 599.10 Td (The volume of sales has a direct impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (the amount of mortgage banking income. During the third quarter of 2018, Peoples sold approximately $19.2 million in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (loans with servicing released premiums, compared to $13.6 million in loans with servicing released premiums for the second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (quarter of 2018.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 545.10 Td (Commercial loan swap fee income is lar) Tj ET Q q 0 0 0 rg BT 232.87 545.10 Td (gely dependent on the timing and volume of customer activity) Tj ET Q q 0 0 0 rg BT 480.77 545.10 Td (. Demand has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (decreased in the current year due lar) Tj ET Q q 0 0 0 rg BT 198.74 533.10 Td (gely to the current interest rate environment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 515.10 Td (For the first nine months of 2018, other non-interest income was $2.1 million, compared to $1.5 million for the first nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (months of 2017. ) Tj ET Q q 0 0 0 rg BT 124.10 503.10 Td (The increase of $644,000, or 43%, was primarily due to $208,000 recorded in connection with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (implementation of a new accounting standard, which changed how the fair value of equity investment securities was to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (recognized beginning January 1, 2018, coupled with an increase of $179,000 in the gain on sale of SBA) Tj ET Q q 0 0 0 rg BT 468.90 479.10 Td ( loans and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.50 479.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (operating income which included recoveries of previously char) Tj ET Q q 0 0 0 rg BT 306.23 467.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 331.31 467.10 Td (f acquired loans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (Non-Inter) Tj ET Q q 0 0 0 rg BT 96.59 437.10 Td (est Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 425.10 Td (Salaries and employee benefit costs remain Peoples' lar) Tj ET Q q 0 0 0 rg BT 293.27 425.10 Td (gest non-interest expense, accounting for over one-half of total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (non-interest expense.) Tj ET Q q 0 0 0 rg BT 143.79 413.10 Td (The following table details Peoples' salaries and employee benefit costs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 351.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 351.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 351.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 351.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 351.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 351.60 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 351.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 321.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 321.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 321.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 321.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 321.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 321.60 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 321.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 291.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 291.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 291.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 291.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 291.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 291.60 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 291.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 261.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 261.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 261.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 261.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 261.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 261.60 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 261.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 231.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 231.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 231.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 231.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 231.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 231.60 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 231.60 54.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 381.6 m 312.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 381.6 m 381.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 381.6 m 448.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 381.6 m 312.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 381.6 m 381.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 381.6 m 448.5 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 366.6 m 503.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 366.6 m 557.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 351.6 m 244.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 351.6 m 312.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 351.6 m 381.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 351.6 m 448.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 351.6 m 452.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 366.6 m 503.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 351.6 m 503.5 351.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 366.6 m 557.5 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10.00 Tf ET q 0 0 0 rg BT 56.00 371.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 366.28 Td (September) Tj ET Q q 0 0 0 rg BT 293.51 366.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 268.00 356.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.70 366.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.50 356.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.00 366.28 Td (September) Tj ET Q q 0 0 0 rg BT 430.01 366.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.50 356.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.00 371.28 Td (September) Tj ET Q q 0 0 0 rg BT 520.01 371.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 356.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.50 356.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.00 356.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 341.27 Td (Base salaries and wages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.00 341.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 341.72 Td (1) Tj ET Q q 0 0 0 rg BT 286.15 341.72 Td (1,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 341.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 341.72 Td (12,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.00 341.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 341.72 Td (10,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.00 341.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 341.27 Td (34,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.00 341.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 341.27 Td (29,860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 326.27 Td (Sales-based and incentive compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 326.27 Td (3,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 326.27 Td (3,003) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 326.27 Td (2,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 326.27 Td (8,364) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 326.27 Td (7,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 312.17 Td (Employee benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 311.72 Td (1,897) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 311.72 Td (1,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 311.72 Td (1,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 311.27 Td (4,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 311.27 Td (4,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 296.27 Td (Payroll taxes and other employment costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 296.27 Td (1,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 296.27 Td (1,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 296.27 Td (945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 296.27 Td (3,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 296.27 Td (3,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 282.17 Td (Stock-based compensation) Tj ET Q 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10.00 Tf ET q 0 0 0 rg BT 553.65 266.27 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 251.28 Td (Salaries and employee benefit costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.00 251.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.15 251.28 Td (17,909) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.00 251.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.15 251.28 Td (18,025) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.00 251.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.15 251.28 Td (15,141) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.00 251.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.15 251.28 Td (51,923) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.00 251.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.15 251.28 Td (45,686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 236.27 Td (Full-time equivalent employees:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.00 236.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 236.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.00 236.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 221.27 Td (Actual at end of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 221.27 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.65 221.27 Td (862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 221.27 Td (778) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 221.27 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 221.27 Td (778) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 206.27 Td (A) Tj ET Q q 0 0 0 rg BT 80.48 206.27 Td (verage during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 206.72 Td (860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.65 206.72 Td (844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 206.72 Td (778) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 206.27 Td (832) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 206.27 Td (778) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.00 202.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 184.10 Td (The decrease in base salaries and wages for the third quarter of 2018 compared to the linked quarter was primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.10 Td (acquisition-related expenses of $466,000 in the third quarter of 2018, compared to $1.9 million in the second quarter of 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.10 Td (The increase in base salaries and wages for the first nine months of 2018, compared to the first nine months of 2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.10 Td (partially due to acquisition-related expenses of $2.4 million recorded in 2018, compared to none in 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 130.10 Td (The increase in sales-based and incentive compensation for both the third quarter of 2018 and first nine months of 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.10 Td (compared to the 2017 periods, was increased sales volume and overall corporate performance for 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 100.10 Td (The increase in employee benefits for the third quarter of 2018 compared to the linked quarter was primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 88.10 Td (higher medical insurance costs and a pension settlement char) Tj ET Q q 0 0 0 rg BT 297.62 88.10 Td (ge of $176,000 recognized in the third quarter of 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.10 Td (compared to no pension settlement char) Tj ET Q q 0 0 0 rg BT 212.94 76.10 Td (ges in the linked quarter) Tj ET Q q 0 0 0 rg BT 309.02 76.10 Td (.) 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653.6 m 383.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 653.6 m 452.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 653.6 m 317.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 653.6 m 383.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 653.6 m 452.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 638.6 m 505.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 638.6 m 557.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 623.6 m 249.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 623.6 m 317.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 623.6 m 383.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 623.6 m 452.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 623.6 m 456.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 638.6 m 505.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 623.6 m 505.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 638.6 m 557.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 623.6 m 557.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 623.6 m 317.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 623.6 m 383.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 623.6 m 452.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 623.6 m 505.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 623.6 m 557.5 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 571.6 m 249.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 571.6 m 317.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 571.6 m 383.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 571.6 m 452.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 571.6 m 456.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 571.6 m 505.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 571.6 m 557.5 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 556.6 m 249.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 556.6 m 317.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 556.6 m 383.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 556.6 m 452.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 556.6 m 456.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 556.6 m 505.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 556.6 m 557.5 556.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 657.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.00 657.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 321.58 657.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.70 657.33 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 643.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.50 638.28 Td (September) Tj ET Q q 0 0 0 rg BT 298.51 638.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 628.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.20 638.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.00 628.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.00 638.28 Td (September) Tj ET Q q 0 0 0 rg BT 433.01 638.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.50 628.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 643.28 Td (September) Tj ET Q q 0 0 0 rg BT 522.01 643.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 629.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.50 628.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.00 628.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 614.17 Td (Depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.00 614.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.15 614.17 Td (1,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.00 614.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 614.17 Td (1,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 614.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 614.17 Td (1,206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 614.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 614.17 Td (3,704) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.00 614.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 614.17 Td (3,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 601.17 Td (Repairs and maintenance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 601.17 Td (697) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 601.17 Td (659) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 601.17 Td (577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 601.17 Td (2,203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 601.17 Td (1,930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 588.17 Td (Net rent expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 588.17 Td (264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 588.17 Td (235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 588.17 Td (264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 588.17 Td (709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 588.17 Td (689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 575.17 Td (Property taxes, utilities and other costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 575.17 Td (652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 575.17 Td (661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 575.17 Td (572) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 575.17 Td (1,903) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 575.17 Td (1,712) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 561.28 Td (Net occupancy and equipment expense) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.00 561.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.15 561.28 Td (2,850) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.00 561.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.15 561.28 Td (2,803) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.00 561.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.15 561.28 Td (2,619) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.00 561.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 561.28 Td (8,519) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.00 561.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.15 561.28 Td (7,980) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 539.10 Td (The increase in net occupancy and equipment for the first nine months of 2018 was due to the increased maintenance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (costs, property taxes, utilities and other costs coupled with to the addition of seven full-service bank branches and two loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (production of) Tj ET Q q 0 0 0 rg BT 107.97 515.10 Td (fices in the ) Tj ET Q q 0 0 0 rg BT 153.79 515.10 Td (ASB acquisition and ongoing increased operating costs associated with the expanded footprint.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 497.10 Td (The following table details the other items included in total non-interest expense: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 437.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 437.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 437.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 437.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 437.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 437.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 437.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 411.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 411.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 411.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 411.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 411.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 411.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 411.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 385.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 385.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 385.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 385.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 385.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 385.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 385.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 359.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 359.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 359.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 359.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 359.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 359.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 359.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 333.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 333.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 333.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 333.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 333.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 333.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 333.60 52.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 467.6 m 317.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 467.6 m 383.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 467.6 m 452.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 467.6 m 317.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 467.6 m 383.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 467.6 m 452.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 452.6 m 505.5 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 452.6 m 557.5 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 437.6 m 317.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 437.6 m 383.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 437.6 m 452.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 437.6 m 456.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 452.6 m 505.5 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 437.6 m 505.5 437.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 452.6 m 557.5 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 437.6 m 557.5 437.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 471.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.00 471.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 321.58 471.33 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.70 471.33 Td (Nine Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 457.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.50 452.28 Td (September) Tj ET Q q 0 0 0 rg BT 298.51 452.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 442.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.20 452.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.00 442.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.00 452.28 Td (September) Tj ET Q q 0 0 0 rg BT 433.01 452.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.50 442.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 457.28 Td (September) Tj ET Q q 0 0 0 rg BT 522.01 457.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 443.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.50 442.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.00 442.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 428.17 Td (Electronic banking expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.00 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.15 428.17 Td (1,552) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.00 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 428.17 Td (1,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 428.17 Td (1,403) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 428.17 Td (4,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.00 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 428.17 Td (4,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 415.17 Td (Data processing and software expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.15 415.17 Td (1,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 415.17 Td (1,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 415.17 Td (1,092) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 415.17 Td (4,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 415.17 Td (3,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 402.17 Td (Professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.15 402.17 Td (1,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 402.17 Td (3,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 402.17 Td (1,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 402.17 Td (6,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 402.17 Td (4,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 389.17 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 389.17 Td (862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 389.17 Td (861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 389.17 Td (869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 389.17 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 389.17 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 376.17 Td (Franchise tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 376.17 Td (616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 376.17 Td (614) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 376.17 Td (583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 376.17 Td (1,874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 376.17 Td (1,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 363.17 Td (Marketing expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 363.17 Td (456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 363.17 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 363.17 Td (488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 363.17 Td (1,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 363.17 Td (1,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 350.17 Td (FDIC insurance expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 350.17 Td (391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 350.17 Td (416) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 350.17 Td (449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 350.17 Td (1,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 350.17 Td (1,339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 337.17 Td (Foreclosed real estate and other loan expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 337.17 Td (373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 337.17 Td (338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 337.17 Td (214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 337.17 Td (923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 337.17 Td (589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 324.17 Td (Communication expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 324.17 Td (305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 324.17 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 324.17 Td (334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 324.17 Td (949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 324.17 Td (1,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 311.17 Td (Other non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.15 311.17 Td (2,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 311.17 Td (6,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 311.17 Td (1,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 311.17 Td (1) Tj ET Q q 0 0 0 rg BT 479.15 311.17 Td (1,1) Tj ET Q q 0 0 0 rg BT 491.65 311.17 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 311.17 Td (6,21) Tj ET Q q 0 0 0 rg BT 548.65 311.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 290.10 Td (Professional fees decreased $1.6 million, or 53%, from the second quarter of 2018, due to $652,000 of ) Tj ET Q q 0 0 0 rg BT 483.57 290.10 Td (ASB acquisition-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 278.10 Td (related expenses recognized in the second quarter of 2018, coupled with a decrease in consulting and legal fees. ) Tj ET Q q 0 0 0 rg BT 505.59 278.10 Td (The increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 266.10 Td (of $1.6 million, or 35%, in professional fees for the first nine months ended September 2018, compared to the nine months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 254.10 Td (ended September 30, 2017, was due to acquisition-related expenses coupled with increased consulting and legal fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 236.10 Td (Data processing and software expense increased $49,000, or 4%, from the linked quarter and $316,000, or 29%, from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 224.10 Td (third quarter of 2017 and $759,000, or 23%, for the first nine months of 2018, compared to the same period in 2017. ) Tj ET Q q 0 0 0 rg BT 523.72 224.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 212.10 Td (increase was driven by the implementation of enhanced functionalities for Peoples' core banking system, including making ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 200.10 Td (certain mobile banking tools available to customers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 182.10 Td (Marketing expense decreased $200,000, or 30%, for the third quarter of 2018, from the linked quarter and increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 170.10 Td ($315,000, or 28%, for the first nine months of 2018, compared to the first nine months of 2017. For the second quarter and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 158.10 Td (the first nine months of 2018, marketing expense increased in connection with the timing of the ) Tj ET Q q 0 0 0 rg BT 438.08 158.10 Td (ASB acquisition and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 146.10 Td (additional marketing campaigns in the new market areas.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 128.10 Td (Other non-interest expense decreased $3.5 million, or 56%, for the third quarter of 2018, compared to the linked quarter) Tj ET Q q 0 0 0 rg BT 551.44 128.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 116.10 Td (which had included $3.4 million of acquisition-related expenses, primarily related to fees associated with early termination of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 104.10 Td (contracts and de-conversion fees. For the first nine months of 2018, other non-interest expense increased $4.9 million, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 92.10 Td (79%, which included $3.6 million of acquisition-related expenses, compared to no acquisition-related expenses in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 80.10 Td (nine months of 2017.) Tj ET Q endstream endobj 119 0 obj <>] /Rotate 0 /Contents 120 0 R>> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (59) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 87.98 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 93.73 731.25 Td (ax Expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (Income tax expense was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.96 719.25 Td ($2.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.85 719.25 Td ( for the third quarter of 2018, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.46 719.25 Td ($1.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.36 719.25 Td ( for the linked quarter and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td ($5.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.89 707.25 Td ( for the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 224.62 707.25 Td (The increase in income tax expense compared to the linked quarter was due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (higher pre-tax income, as a result of reduced acquisition-related expenses, coupled with the release of a valuation allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (during the second quarter of 2018 of $0.8 million. ) Tj ET Q q 0 0 0 rg BT 258.78 683.25 Td (The decline in income tax expense compared to the third quarter of 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (was directly related to the reduction in the federal corporate income tax rate from the ) Tj ET Q q 0 0 0 rg BT 396.17 671.25 Td (T) Tj ET Q q 0 0 0 rg BT 401.58 671.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 471.03 671.25 Td (Act enacted in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (December 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 647.25 Td (For the first nine months of 2018, income tax expense totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.28 647.25 Td ($6.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.17 647.25 Td ( compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.88 647.25 Td ($13.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.77 647.25 Td ( in 2017 and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (ef) Tj ET Q q 0 0 0 rg BT 61.59 635.25 Td (fective tax rate for the first nine months of 2018 was 16.1%, compared to 31.2% for the first nine months of 2017. ) Tj ET Q q 0 0 0 rg BT 522.69 635.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (reduction in income tax expense compared to 2017 was lar) Tj ET Q q 0 0 0 rg BT 289.02 623.25 Td (gely a result of the ) Tj ET Q q 0 0 0 rg BT 365.76 623.25 Td (T) Tj ET Q q 0 0 0 rg BT 371.17 623.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 440.62 623.25 Td (Act, which lowered the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (federal corporate income tax rate from 35% to 21%, coupled with the release of the valuation allowance of $0.8 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (during the second quarter of 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 582.25 Td (Additional information regarding income taxes can be found in Note 12 of the Notes to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 570.25 Td (Statements included in Peoples' 2017 Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 541.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 64.37 541.25 Td (e-Pr) Tj ET Q q 0 0 0 rg BT 82.50 541.25 Td (ovision Net Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 529.25 Td (Pre-provision net revenue \("PPNR"\) has become a key financial measure used by state and federal bank regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 517.25 Td (agencies when assessing the capital adequacy of financial institutions. PPNR is defined as net interest income plus total non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 505.25 Td (interest income minus total non-interest expense while excluding the provision for loan losses and all gains and losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 493.25 Td (included in earnings. ) Tj ET Q q 0 0 0 rg BT 142.04 493.25 Td (As a result, PPNR represents the earnings capacity that can be either retained in order to build capital or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 481.25 Td (used to absorb unexpected losses and preserve existing capital.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.05 463.25 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 334.73 463.25 Td ( financial measure to the amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 451.25 Td (Unaudited Consolidated Financial Statements for the periods presented: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 397.75 191.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 397.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 397.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 397.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 397.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 397.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 397.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 368.75 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 368.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 368.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 368.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 368.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 368.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 368.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 338.75 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 338.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 338.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 338.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 338.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 338.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 338.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 308.75 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 308.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 308.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 308.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 308.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 308.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 308.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 278.75 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 278.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 278.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 278.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 278.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 278.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 278.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 248.75 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 248.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 248.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 248.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 248.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 248.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 248.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 219.75 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.00 219.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 219.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 219.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 219.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 219.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 219.75 58.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244 426.75 m 312 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 426.75 m 370 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 426.75 m 438 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244 426.75 m 312 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 426.75 m 370 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 426.75 m 438 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 412.75 m 500 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 412.75 m 558 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53 397.75 m 244 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244 397.75 m 312 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 397.75 m 370 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 397.75 m 438 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 397.75 m 442 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 412.75 m 500 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 397.75 m 500 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 412.75 m 558 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 397.75 m 558 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53 233.75 m 244 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244 233.75 m 312 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 233.75 m 370 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 233.75 m 438 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 233.75 m 442 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 219.75 m 442 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 233.75 m 500 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 233.75 m 558 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53 219.75 m 244 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244 219.75 m 312 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 219.75 m 370 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 219.75 m 438 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 219.75 m 500 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 219.75 m 558 219.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.00 431.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 311.58 431.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.70 431.43 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.00 412.43 Td (September) Tj ET Q q 0 0 0 rg BT 293.01 412.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.50 402.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.70 412.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.50 402.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.00 412.43 Td (September) Tj ET Q q 0 0 0 rg BT 419.01 412.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.50 402.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 417.43 Td (September) Tj ET Q q 0 0 0 rg BT 515.01 417.43 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 55.50 402.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.50 402.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.50 402.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.50 388.43 Td (Pr) Tj ET Q q 0 0 0 rg BT 65.87 388.43 Td (e-pr) Tj ET Q q 0 0 0 rg BT 83.45 388.43 Td (ovision net r) Tj ET Q q 0 0 0 rg BT 136.05 388.43 Td (evenue:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 373.42 Td (Income before income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.50 373.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 373.42 Td (15,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.50 373.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 373.42 Td (8,904) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 373.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 373.42 Td (16,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 373.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 373.42 Td (38,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.50 373.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 373.42 Td (42,863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 358.42 Td (Add: provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.65 358.42 Td (1,302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 358.42 Td (1,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 358.42 Td (1,086) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 358.42 Td (4,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 358.42 Td (2,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 343.42 Td (Add: loss on debt extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 343.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 343.42 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 343.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 343.42 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 343.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 328.42 Td (Add: net loss on OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 328.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 328.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 328.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 328.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 328.42 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 313.42 Td (Add: net loss on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 313.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 313.42 Td (147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 313.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 313.42 Td (146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 313.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 298.42 Td (Add: net loss on other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 298.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 298.42 Td (330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 298.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 298.42 Td (239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 298.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 283.42 Td (Add: net loss on other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 283.42 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 283.42 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 283.42 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 283.42 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 268.42 Td (Less: net gain on OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 268.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 268.42 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 268.42 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 268.42 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 268.42 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 253.42 Td (Less: net gain on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 253.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 253.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 253.42 Td (1,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 253.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 253.42 Td (2,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 238.42 Td (Less: net gain on other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.15 238.42 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 238.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 238.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 238.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.15 238.42 Td (133) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.50 224.43 Td (Pr) Tj ET Q q 0 0 0 rg BT 71.87 224.43 Td (e-pr) Tj ET Q q 0 0 0 rg BT 89.45 224.43 Td (ovision net r) Tj ET Q q 0 0 0 rg BT 142.05 224.43 Td (evenue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.50 224.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.65 224.43 Td (16,836) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.50 224.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.65 224.43 Td (10,644) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.50 224.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.65 224.43 Td (15,272) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 224.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.65 224.43 Td (43,512) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.50 224.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.65 224.43 Td (43,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 209.42 Td (T) Tj ET Q q 0 0 0 rg BT 61.26 209.42 Td (otal average assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 209.42 Td (3,998,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.10 209.42 Td (3,897,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 209.42 Td (3,541,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.10 209.42 Td (3,832,554) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 209.42 Td (3,492,772) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 194.42 Td (Pre-provision net revenue to total average) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 184.42 Td (assets \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.65 184.42 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.15 184.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 184.42 Td (1.10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 184.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 184.42 Td (1.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 184.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 184.42 Td (1.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 184.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 184.42 Td (1.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 184.42 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 55.50 170.21 Td (\(a\) Presented on an annualized basis.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 148.25 Td (The pre-provision net revenue increased in the third quarter of 2018 compared to the linked quarter due to higher income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (before income taxes. ) Tj ET Q q 0 0 0 rg BT 141.84 136.25 Td (The linked quarter included $6.1 million of acquisition-related expenses compared to $675,000 in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.25 Td (third quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 144.35 124.25 Td (The decrease in pre-provision net revenue to total average assets for the first nine months of 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (compared to the first nine months of 2017, was due primarily to average assets increasing partially due to the ) Tj ET Q q 0 0 0 rg BT 492.21 112.25 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.25 Td (acquisition which included $6.9 million of acquisition-related expenses. ) Tj ET Q endstream endobj 121 0 obj <>] /Rotate 0 /Contents 122 0 R>> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Cor) Tj ET Q q 0 0 0 rg BT 70.48 742.25 Td (e Non-Inter) Tj ET Q q 0 0 0 rg BT 120.01 742.25 Td (est Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (Core non-interest expense is a financial measure used to evaluate Peoples' recurring expense stream. ) Tj ET Q q 0 0 0 rg BT 478.47 730.25 Td (This measure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 99.19 718.25 Td ( since it excludes the impact of acquisition-related expenses and pension settlement char) Tj ET Q q 0 0 0 rg BT 452.22 718.25 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 700.25 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 327.68 700.25 Td ( financial measure to the comparable GAAP) Tj ET Q q 0 0 0 rg BT 504.47 700.25 Td ( amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 688.25 Td (reported in Peoples' Unaudited Consolidated Financial Statements for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 68.00 629.75 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.00 629.75 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.00 629.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 629.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 629.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.00 629.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 629.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.00 602.75 164.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.00 602.75 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.00 602.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 602.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 602.75 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.00 602.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 602.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.00 572.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.00 572.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.00 572.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 572.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 572.75 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.00 572.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 572.75 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232 657.75 m 305 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 657.75 m 371 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371 657.75 m 445 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 657.75 m 451 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232 657.75 m 305 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 657.75 m 371 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371 657.75 m 445 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451 643.75 m 498 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 643.75 m 547 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 68 629.75 m 232 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232 629.75 m 305 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 629.75 m 371 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371 629.75 m 445 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 629.75 m 451 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451 643.75 m 498 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451 629.75 m 498 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 643.75 m 547 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 629.75 m 547 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451 629.75 m 498 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 629.75 m 547 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232 572.75 m 305 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 572.75 m 451 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 572.75 m 371 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371 572.75 m 445 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451 572.75 m 498 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 572.75 m 547 572.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.50 662.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 309.08 662.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.70 662.43 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 237.50 644.43 Td (September) Tj ET Q q 0 0 0 rg BT 283.51 644.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.00 634.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.70 644.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.50 634.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.00 644.43 Td (September) Tj ET Q q 0 0 0 rg BT 423.01 644.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.50 634.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.00 648.43 Td (September) Tj ET Q q 0 0 0 rg BT 514.01 648.43 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 70.50 634.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 634.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.00 634.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 70.50 620.48 Td (Cor) Tj ET Q q 0 0 0 rg BT 86.98 620.48 Td (e non-inter) Tj ET Q q 0 0 0 rg BT 133.74 620.48 Td (est expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 607.32 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 607.32 Td (otal non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 607.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 607.32 Td (30,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.50 607.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 607.32 Td (35,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 607.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 607.32 Td (26,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 607.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 607.32 Td (95,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 607.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 607.32 Td (80,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 592.42 Td (Less: acquisition-related expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 592.87 Td (675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 592.87 Td (6,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 592.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 592.87 Td (6,880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 592.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 577.42 Td (Less: pension settlement char) Tj ET Q q 0 0 0 rg BT 188.43 577.42 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 577.87 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 577.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 577.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 577.87 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 577.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 563.32 Td (Core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 563.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 563.32 Td (29,978) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.50 563.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 563.32 Td (29,915) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 563.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 563.32 Td (26,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 563.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 563.32 Td (87,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 563.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 563.32 Td (80,569) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 535.25 Td (Efficiency Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 523.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 97.63 523.25 Td (ficiency ratio is a key financial measure used to monitor performance. ) Tj ET Q q 0 0 0 rg BT 382.62 523.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 408.25 523.25 Td (ficiency ratio is calculated as total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 511.25 Td (non-interest expense \(less amortization of other intangible assets\) as a percentage of FTE net interest income plus total non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 499.25 Td (interest income \(excluding all gains and all losses\). ) Tj ET Q q 0 0 0 rg BT 263.21 499.25 Td (This measure is non-GAAP) Tj ET Q q 0 0 0 rg BT 373.66 499.25 Td ( since it excludes amortization of other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 487.25 Td (intangible assets and all gains and/or losses included in earnings, and uses FTE net interest income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 469.25 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 327.68 469.25 Td ( financial measure to the amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 457.25 Td (Consolidated Financial Statements for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 393.75 216.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 393.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 393.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 393.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 393.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 393.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 393.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 364.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 364.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 364.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 364.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 364.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 364.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 364.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 334.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 334.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 334.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 334.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 334.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 334.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 334.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 304.75 216.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 304.75 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 304.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 304.75 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 304.75 5.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 304.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 304.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 264.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 264.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 264.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 264.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 264.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 264.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 264.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 234.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 234.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 234.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 234.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 234.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 234.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 234.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 204.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 204.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 204.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 204.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 204.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 204.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 204.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 174.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 174.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 174.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 174.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 174.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 174.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 174.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.00 144.75 216.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 144.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.00 144.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 144.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 144.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.00 144.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 144.75 50.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 426.75 m 338 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 426.75 m 388 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 426.75 m 455 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 426.75 m 460 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 426.75 m 338 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 426.75 m 388 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 426.75 m 455 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 412.75 m 510 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 397.75 m 271 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 397.75 m 338 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 397.75 m 388 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 397.75 m 455 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 397.75 m 460 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 412.75 m 510 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 397.75 m 510 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 412.75 m 560 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 397.75 m 560 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 349.75 m 271 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 349.75 m 338 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 349.75 m 388 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 349.75 m 455 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 349.75 m 460 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 349.75 m 510 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 349.75 m 560 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 334.75 m 271 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 334.75 m 338 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 334.75 m 388 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 334.75 m 455 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 334.75 m 460 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 334.75 m 510 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 334.75 m 560 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 279.75 m 271 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 279.75 m 338 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 279.75 m 388 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 279.75 m 455 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 279.75 m 460 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 279.75 m 510 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 279.75 m 560 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 234.75 m 271 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 234.75 m 338 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 234.75 m 388 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 234.75 m 455 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 234.75 m 510 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 234.75 m 560 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 234.75 m 338 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 234.75 m 388 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 234.75 m 455 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 234.75 m 460 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 234.75 m 510 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 234.75 m 560 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 159.75 m 271 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 159.75 m 338 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 159.75 m 388 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 159.75 m 455 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 159.75 m 460 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 159.75 m 510 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 159.75 m 560 159.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 144.75 m 271 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 144.75 m 338 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 144.75 m 388 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 144.75 m 455 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 144.75 m 460 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 144.75 m 510 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 144.75 m 560 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55 129.75 m 271 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 129.75 m 338 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 144.75 m 388 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 129.75 m 388 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 144.75 m 455 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 129.75 m 455 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 129.75 m 460 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 144.75 m 510 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 129.75 m 510 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 144.75 m 560 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 129.75 m 560 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338 129.75 m 388 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 129.75 m 455 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460 129.75 m 510 129.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 129.75 m 560 129.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 431.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 333.58 431.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.50 431.43 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.50 414.98 Td (September) Tj ET Q q 0 0 0 rg BT 319.51 414.98 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 404.98 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.70 414.98 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.50 404.98 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.50 414.98 Td (September) Tj ET Q q 0 0 0 rg BT 436.42 414.98 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.00 404.98 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.00 417.43 Td (September) Tj ET Q q 0 0 0 rg BT 525.01 417.43 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.50 402.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.50 402.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.50 402.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.50 384.43 Td (Efficiency ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 369.42 Td (T) Tj ET Q q 0 0 0 rg BT 63.26 369.42 Td (otal non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 369.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 369.87 Td (30,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 369.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 369.87 Td (35,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 369.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 369.87 Td (26,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 369.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 369.87 Td (95,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 369.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 369.87 Td (80,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 354.42 Td (Less: ) Tj ET Q q 0 0 0 rg BT 80.83 354.42 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.50 354.87 Td (862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 354.87 Td (861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 354.87 Td (869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 354.87 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.00 354.87 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 339.42 Td (Adjusted total non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 339.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 339.42 Td (29,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 339.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 339.42 Td (35,1) Tj ET Q q 0 0 0 rg BT 367.50 339.42 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 339.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 339.42 Td (25,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 339.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 339.42 Td (92,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 339.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 339.42 Td (77,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 324.42 Td (T) Tj ET Q q 0 0 0 rg BT 63.26 324.42 Td (otal non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 324.42 Td (14,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 324.42 Td (13,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 324.42 Td (14,446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 324.42 Td (42,577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 324.42 Td (41,834) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 309.42 Td (Less: net \(loss\) gain on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 309.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 309.42 Td (\(147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 309.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 309.87 Td (1,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 309.87 Td (\(146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 309.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.00 309.87 Td (2,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 294.42 Td (Less: net gain \(loss\) on asset disposals and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 284.42 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 289.87 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 289.87 Td (\(405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 289.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 289.87 Td (\(25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 289.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 289.87 Td (\(319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 289.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 289.87 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 269.42 Td (Adjusted total non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 269.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 269.42 Td (14,341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 269.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 269.42 Td (13,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 269.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 269.42 Td (12,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 269.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 269.42 Td (43,042) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 269.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 269.42 Td (39,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 254.42 Td (Net interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 254.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 254.42 Td (33,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 254.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 254.42 Td (32,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 254.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 254.42 Td (29,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 254.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 254.42 Td (95,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 254.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 254.42 Td (84,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 239.42 Td (Add: Fully tax-equivalent adjustment \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.50 239.42 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 239.42 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 239.42 Td (460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.50 239.42 Td (670) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.00 239.42 Td (1,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 224.42 Td (Net interest income on a fully tax-equivalent basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 225.32 Td (33,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 225.32 Td (33,031) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 225.32 Td (29,680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 225.32 Td (96,161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 225.32 Td (85,726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 209.42 Td (Adjusted revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 209.42 Td (47,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 209.42 Td (46,838) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 209.42 Td (42,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 209.42 Td (139,203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 209.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 209.42 Td (125,260) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.50 194.43 Td (Efficiency ratio) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.00 194.43 Td (62.58) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.50 194.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 194.43 Td (74.96) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 194.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 194.43 Td (60.74) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 194.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 194.43 Td (66.48) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.50 194.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.00 194.43 Td (62.24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 549.50 194.43 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 179.42 Td (Core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 179.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 179.42 Td (29,978) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 179.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 179.42 Td (29,915) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 179.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 179.42 Td (26,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 179.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 179.42 Td (87,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 179.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 179.42 Td (80,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 164.42 Td (Less: ) Tj ET Q q 0 0 0 rg BT 80.83 164.42 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.50 164.87 Td (862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 164.87 Td (861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 164.87 Td (869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 164.87 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.00 164.87 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 149.42 Td (Adjusted core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 149.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 149.87 Td (29,1) Tj ET Q q 0 0 0 rg BT 317.50 149.87 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 149.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 149.87 Td (29,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 149.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 149.87 Td (25,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.50 149.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 149.87 Td (85,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 149.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 149.87 Td (77,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 134.42 Td (Adjusted revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 134.42 Td (47,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.00 134.42 Td (46,838) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 134.42 Td (42,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 134.42 Td (139,203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 134.42 Td (125,260) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.50 119.43 Td (Efficiency ratio adjusted for) Tj ET Q q 0 0 0 rg BT 177.57 119.43 Td ( non-cor) Tj ET Q q 0 0 0 rg BT 213.22 119.43 Td (e items) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.00 119.43 Td (60.80) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.50 119.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 119.43 Td (62.03) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 119.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 119.43 Td (60.74) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 119.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 119.43 Td (61.41) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.50 119.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.00 119.43 Td (62.24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 549.50 119.43 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 97.25 Td (\() Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.33 97.25 Td (a\) Used a 21% federal corporate income tax rate for 2018 periods and a 35% federal corporate income tax rate for the 2017 periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 79.25 Td (Peoples' ef) Tj ET Q q 0 0 0 rg BT 115.00 79.25 Td (ficiency ratio for the third quarter of 2018 was 62.6%, compared to 75.0% for the second quarter of 2018 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 67.25 Td (60.7% for the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 201.56 67.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 227.19 67.25 Td (ficiency ratio, when adjusted for non-core expenses, was 60.8% for the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 55.25 Td (quarter of 2018, compared to 62.0% for the second quarter of 2018 and 60.7% for the third quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 488.97 55.25 Td (The decline in the ) Tj ET Q endstream endobj 123 0 obj <>] /Rotate 0 /Contents 124 0 R>> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (ef) Tj ET Q q 0 0 0 rg BT 61.59 742.10 Td (ficiency ratio compared to the linked quarter was primarily due to the acquisition-related expenses recognized during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (second quarter of 2018, while the increase compared to the third quarter of 2017 was mostly due to higher total non-interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (expense. For the first nine months of 2018, the ef) Tj ET Q q 0 0 0 rg BT 253.22 718.10 Td (ficiency ratio was 66.5%, compared to 62.2% for the same period in 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 79.63 706.10 Td (ficiency ratio for the first nine months of 2018, when adjusted for non-core expenses, was 61.4% and was 62.2% for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (first nine months of 2017. Management is tar) Tj ET Q q 0 0 0 rg BT 236.84 694.10 Td (geting an ef) Tj ET Q q 0 0 0 rg BT 283.86 694.10 Td (ficiency ratio of 60% to 62% for the fourth quarter of 2018, after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.10 Td (excluding acquisition-related expenses and other non-core expenses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 658.10 Td (Return on ) Tj ET Q q 0 0 0 rg BT 99.56 658.10 Td (A) Tj ET Q q 0 0 0 rg BT 106.04 658.10 Td (verage ) Tj ET Q q 0 0 0 rg BT 136.68 658.10 Td (T) Tj ET Q q 0 0 0 rg BT 142.43 658.10 Td (angible Stockholders' Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 646.10 Td (The return on average tangible stockholders' equity ratio is a key financial measure used to monitor performance. ) Tj ET Q q 0 0 0 rg BT 529.85 646.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (return on tangible stockholders' equity is calculated as net income \(less after) Tj ET Q q 0 0 0 rg BT 358.56 634.10 Td (-tax impact of amortization of other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (assets\) divided by tangible stockholders' equity) Tj ET Q q 0 0 0 rg BT 242.06 622.10 Td (. ) Tj ET Q q 0 0 0 rg BT 249.38 622.10 Td (The return on tangible stockholders' equity is calculated as net income \(less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (the after) Tj ET Q q 0 0 0 rg BT 86.83 610.10 Td (-tax impact of amortization of other intangible assets\) divided by tangible stockholders' equity) Tj ET Q q 0 0 0 rg BT 462.89 610.10 Td (. ) Tj ET Q q 0 0 0 rg BT 470.21 610.10 Td (This measure is non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 80.86 598.10 Td ( since it excludes amortization of other intangible assets from earnings and the impact of goodwill and other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 586.10 Td (assets acquired through acquisitions on total stockholders' equity) Tj ET Q q 0 0 0 rg BT 312.60 586.10 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 527.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 527.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 527.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 527.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 498.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 498.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 498.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 498.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 498.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 498.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 498.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 458.60 191.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 458.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 458.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 458.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 458.60 5.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 458.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 458.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 418.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 418.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 418.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 418.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 418.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 418.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 418.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 388.60 191.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 388.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 388.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 388.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 388.60 5.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 388.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 388.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 349.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 349.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 349.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 349.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 349.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 349.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 349.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 309.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 309.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 309.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 309.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 309.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 309.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 309.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 280.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 280.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 280.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 280.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 280.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 280.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 280.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 250.60 191.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 250.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 250.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 250.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 250.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 250.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 250.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 221.60 191.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 221.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 221.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 221.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 221.60 5.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 221.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 221.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 181.60 191.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 181.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 181.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 181.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 181.60 5.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 181.60 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 181.60 50.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 555.6 m 326.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 555.6 m 392.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 555.6 m 459.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 555.6 m 464.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 555.6 m 326.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 555.6 m 392.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 555.6 m 459.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 541.6 m 514.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 68.5 527.6 m 259.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 527.6 m 326.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 527.6 m 392.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 527.6 m 459.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 527.6 m 464.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 541.6 m 514.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 527.6 m 514.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 541.6 m 564.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 527.6 m 564.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 458.6 m 326.5 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 458.6 m 392.5 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 458.6 m 459.5 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 458.6 m 464.5 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 458.6 m 514.5 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 458.6 m 564.5 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 68.5 403.6 m 259.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 403.6 m 326.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 403.6 m 392.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 403.6 m 459.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 403.6 m 464.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 403.6 m 514.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 403.6 m 564.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 68.5 309.6 m 259.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 309.6 m 326.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 309.6 m 392.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 309.6 m 459.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 309.6 m 464.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 309.6 m 514.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 309.6 m 564.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 265.6 m 326.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 265.6 m 392.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 265.6 m 459.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 265.6 m 464.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 265.6 m 514.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 265.6 m 564.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 196.60000000000002 m 326.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 196.60000000000002 m 392.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 196.60000000000002 m 459.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 196.60000000000002 m 464.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 196.60000000000002 m 514.5 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 196.60000000000002 m 564.5 196.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.50 560.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 330.08 560.28 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 560.28 Td (Nine Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.00 544.33 Td (September) Tj ET Q q 0 0 0 rg BT 308.01 544.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.50 534.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.20 544.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.00 534.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.00 544.33 Td (September) Tj ET Q q 0 0 0 rg BT 440.92 544.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.50 534.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.50 546.28 Td (September) Tj ET Q q 0 0 0 rg BT 529.51 546.28 Td ( 30,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 71.00 532.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.00 532.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 529.00 532.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 518.28 Td (Annualized net income excluding amortization of other) Tj ET Q q 0 0 0 rg BT 305.89 518.28 Td ( intangible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 503.27 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 503.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.15 503.27 Td (12,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 503.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 503.27 Td (7,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 503.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 503.27 Td (10,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 503.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.10 503.27 Td (32,358) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 503.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.10 503.27 Td (29,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 488.27 Td (Add: amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 488.27 Td (862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 488.27 Td (861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 488.27 Td (869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 488.27 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 488.27 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 473.27 Td (Less: tax ef) Tj ET Q q 0 0 0 rg BT 117.00 473.27 Td (fect of amortization of other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 463.27 Td (intangible assets \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 463.27 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.15 463.06 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.15 463.06 Td (304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 463.27 Td (520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 463.27 Td (91) Tj ET Q q 0 0 0 rg BT 550.65 463.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 448.27 Td (Net income excluding amortization of other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 438.27 Td (intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 438.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.15 438.27 Td (13,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 438.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 438.27 Td (8,572) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 438.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 438.27 Td (1) Tj ET Q q 0 0 0 rg BT 428.15 438.27 Td (1,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 438.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.10 438.27 Td (34,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 438.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.10 438.27 Td (31,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 423.27 Td (Days in the quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.65 423.27 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 423.27 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 423.27 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 423.27 Td (273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 423.27 Td (273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 408.27 Td (Days in the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 408.27 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 408.27 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 408.27 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 408.27 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 408.27 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 393.27 Td (Annualized net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 393.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.15 393.27 Td (50,485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 393.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 393.27 Td (31,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 393.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 393.27 Td (43,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 393.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.10 393.27 Td (43,263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 393.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.10 393.27 Td (39,401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 378.27 Td (Annualized net income excluding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 368.27 Td (amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 368.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.15 368.27 Td (53,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 368.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 368.27 Td (34,382) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 368.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 368.27 Td (45,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 368.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.10 368.27 Td (45,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 368.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.10 368.27 Td (41,663) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 354.28 Td (A) Tj ET Q q 0 0 0 rg BT 77.85 354.28 Td (verage tangible stockholders' equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 339.27 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 339.27 Td (otal average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 339.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 339.27 Td (501,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 339.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 339.27 Td (489,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 339.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 339.27 Td (456,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 339.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.10 339.27 Td (482,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 339.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.10 339.27 Td (447,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 324.27 Td (Less: average goodwill and other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 314.27 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 314.27 Td (163,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 314.27 Td (161,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 314.27 Td (144,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.10 314.27 Td (156,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.10 314.27 Td (144,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 299.27 Td (A) Tj ET Q q 0 0 0 rg BT 77.85 299.27 Td (verage tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 299.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 299.27 Td (338,170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 299.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 299.27 Td (328,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 299.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 299.27 Td (31) Tj ET Q q 0 0 0 rg BT 428.15 299.27 Td (1,931) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 299.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.10 299.27 Td (325,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 299.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.10 299.27 Td (302,642) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 285.28 Td (Return on average stockholders' equity ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 270.27 Td (Annualized net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 270.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.15 270.27 Td (50,485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 270.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 270.27 Td (31,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 270.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 270.27 Td (43,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 270.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.10 270.27 Td (43,263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 270.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.10 270.27 Td (39,401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 255.27 Td (A) Tj ET Q q 0 0 0 rg BT 77.85 255.27 Td (verage stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 255.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 255.27 Td (501,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 255.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 255.27 Td (489,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 255.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 255.27 Td (456,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 255.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.10 255.27 Td (482,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 255.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.10 255.27 Td (447,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 240.27 Td (Return on average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 240.27 Td (10.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.65 240.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.15 240.27 Td (6.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 240.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 240.27 Td (9.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 240.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 240.27 Td (8.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 240.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.15 240.27 Td (8.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.65 240.27 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 226.28 Td (Return on average tangible stockholders' equity ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 211.27 Td (Annualized net income excluding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 201.27 Td (amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 201.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.15 201.27 Td (53,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 201.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 201.27 Td (34,382) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 201.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 201.27 Td (45,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 201.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.10 201.27 Td (45,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 201.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.10 201.27 Td (41,663) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 186.27 Td (A) Tj ET Q q 0 0 0 rg BT 77.85 186.27 Td (verage tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 186.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 186.27 Td (338,170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 186.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 186.27 Td (328,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.00 186.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 186.27 Td (31) Tj ET Q q 0 0 0 rg BT 428.15 186.27 Td (1,931) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 186.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.10 186.27 Td (325,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 186.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.10 186.27 Td (302,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 171.27 Td (Return on average tangible stockholders') Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 161.27 Td (equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 161.27 Td (15.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.65 161.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 161.27 Td (10.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 161.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 161.27 Td (14.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 161.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 161.27 Td (14.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 161.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 161.27 Td (13.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.65 161.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 139.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.00 139.10 Td (\() Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 75.33 139.10 Td (a\) Used a 21% federal corporate income tax rate for 2018 periods and 35% for the 2017 periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 121.10 Td (The return on average stockholders' equity and average tangible stockholders' equity ratios increased in the third quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 109.10 Td (of 2018 compared to both the linked quarter and the third quarter of 2017, reflecting increases in net income, which were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 97.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 97.97 97.10 Td (fset by dividends declared and paid during each quarter) Tj ET Q q 0 0 0 rg BT 319.00 97.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 79.10 Td (The return on average stockholders' equity and average tangible stockholders' equity ratios were impacted in the second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 67.10 Td (quarter of 2018 by the ) Tj ET Q q 0 0 0 rg BT 144.81 67.10 Td (ASB acquisition which created increases in capital and decreased net income due to the acquisition-) Tj ET Q endstream endobj 125 0 obj <>] /Rotate 0 /Contents 126 0 R>> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (related costs, which include gains and losses. However) Tj ET Q q 0 0 0 rg BT 275.76 742.10 Td (, the ) Tj ET Q q 0 0 0 rg BT 294.93 742.10 Td (ASB acquisition-related costs were primarily recorded in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (second quarter of 2018 and should not continue to decrease the return on average stockholders' equity) Tj ET Q q 0 0 0 rg BT 460.30 730.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.20 688.10 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 303.32 688.10 Td ( CONDITION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (Cash and Cash Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 640.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 640.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.76 640.10 Td (, Peoples' interest-bearing deposits in other banks increased $20.5 million from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.44 640.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 628.10 Td (. ) Tj ET Q q 0 0 0 rg BT 81.32 628.10 Td (The total cash and cash equivalent balance included $25.0 million of excess cash reserves being maintained at the FRB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (of Cleveland at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.59 616.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.85 616.10 Td (, compared to $9.3 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.16 616.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.75 616.10 Td (. ) Tj ET Q q 0 0 0 rg BT 402.07 616.10 Td (The amount of excess cash reserves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.10 Td (maintained is dependent upon Peoples' daily liquidity position, which is driven primarily by changes in deposit and loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.10 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 574.10 Td (Through the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.26 574.10 Td (nine) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.48 574.10 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.76 574.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.76 574.10 Td (, Peoples' total cash and cash equivalents increased $23.0 million as Peoples' net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.10 Td (cash used in investing activities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.97 562.10 Td ($121.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.86 562.10 Td ( was less than the sum of net cash provided by financing and operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 550.10 Td (activities of $94.4 million and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.76 550.10 Td ($50.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.65 550.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 283.31 550.10 Td (. Peoples' investing activities reflected a net increase of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.20 550.10 Td ($1) Tj ET Q q 0 0 0 rg BT 518.82 550.10 Td (13.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 538.10 Td ( in loans and purchases of $120.5 million in available-for) Tj ET Q q 0 0 0 rg BT 311.52 538.10 Td (-sale investment securities, which were partially of) Tj ET Q q 0 0 0 rg BT 514.88 538.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.10 Td ($1) Tj ET Q q 0 0 0 rg BT 63.63 526.10 Td (1) Tj ET Q q 0 0 0 rg BT 68.26 526.10 Td (1.3 million in net proceeds from sales, principal payments, calls and prepayments on available-for) Tj ET Q q 0 0 0 rg BT 460.16 526.10 Td (-sale and held-to-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.10 Td (maturity investment securities. Financing activities included a net increase of $1) Tj ET Q q 0 0 0 rg BT 377.42 514.10 Td (1) Tj ET Q q 0 0 0 rg BT 382.05 514.10 Td (1.7 million in deposits of) Tj ET Q q 0 0 0 rg BT 482.15 514.10 Td (fset partially by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 502.10 Td ($15.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.89 502.10 Td ( of cash dividends paid. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 484.10 Td (Through the first nine months of 2017, Peoples' total cash and cash equivalents increased $3.9 million as Peoples' net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 472.10 Td (cash provided by financing and operating activities of $128.1 million exceeded cash used in investing activities of $124.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 460.10 Td (million. Peoples' investing activities reflected purchases of $142.1 million in available-for) Tj ET Q q 0 0 0 rg BT 416.34 460.10 Td (-sale and held-to-maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.10 Td (investment securities and a net increase of $99.8 million in loans, which were partially of) Tj ET Q q 0 0 0 rg BT 410.94 448.10 Td (fset by $120.7 million in net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 436.10 Td (proceeds from sales, principal payments, calls and prepayments on available-for) Tj ET Q q 0 0 0 rg BT 374.52 436.10 Td (-sale and held-to-maturity investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 424.10 Td (securities. Financing activities included a net increase of $154.9 million in deposits which was of) Tj ET Q q 0 0 0 rg BT 445.12 424.10 Td (fset partially by a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 412.10 Td (decrease of $61.3 million in borrowings and $10.9 million of cash dividends paid.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 394.10 Td (Further information regarding the management of Peoples' liquidity position can be found later in this discussion under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 382.10 Td (Interest Rate Sensitivity and Liquidity) Tj ET Q q 0 0 0 rg BT 210.54 382.10 Td (.) Tj ET Q endstream endobj 127 0 obj <>] /Rotate 0 /Contents 128 0 R>> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (63) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Investment Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The following table provides information regarding Peoples) Tj ET Q q 0 0 0 rg BT 314.53 719.25 Td ( investment portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 46.00 678.75 254.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.00 678.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.00 678.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 678.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 678.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 46.00 648.75 185.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.00 648.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.00 648.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.00 648.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 648.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 648.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 46.00 618.75 185.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.00 618.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.00 618.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.00 618.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 618.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 618.75 69.00 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411.75 m 361 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 426.75 m 427 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 411.75 m 427 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 426.75 m 496 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 411.75 m 496 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 426.75 m 565 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 411.75 m 565 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 46 411.75 m 231 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 46 397.75 m 231 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 411.75 m 300 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 397.75 m 300 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 411.75 m 361 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 397.75 m 361 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 411.75 m 427 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 397.75 m 427 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 411.75 m 496 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 397.75 m 496 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 411.75 m 565 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 397.75 m 565 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 46 397.75 m 231 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 46 382.75 m 231 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 397.75 m 300 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 382.75 m 300 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 397.75 m 361 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 382.75 m 361 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 397.75 m 427 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 382.75 m 427 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 397.75 m 496 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 382.75 m 496 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 397.75 m 565 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 382.75 m 565 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 46 382.75 m 231 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 46 367.75 m 231 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 382.75 m 300 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 367.75 m 300 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 382.75 m 361 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 367.75 m 361 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 382.75 m 427 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361 367.75 m 427 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 382.75 m 496 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 367.75 m 496 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 382.75 m 565 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 367.75 m 565 367.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 48.50 683.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.50 693.43 Td (September) Tj ET Q q 0 0 0 rg BT 280.51 693.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.00 683.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.20 693.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.00 683.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.65 693.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 390.44 693.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.50 683.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.90 693.43 Td (December) Tj ET Q q 0 0 0 rg BT 475.12 693.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.00 683.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.50 693.43 Td (September) Tj ET Q q 0 0 0 rg BT 545.42 693.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.00 683.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 48.50 669.48 Td (A) Tj ET Q q 0 0 0 rg BT 55.35 669.48 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 104.23 669.48 Td (-sale securities, at fair) Tj ET Q q 0 0 0 rg BT 197.25 669.48 Td ( value:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 668.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 668.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 668.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 668.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 654.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 653.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 653.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 653.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 653.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 653.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 639.32 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 80.69 639.32 Td (T) Tj ET Q q 0 0 0 rg BT 86.54 639.32 Td (reasury and government agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 638.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 638.42 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 638.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 638.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.15 638.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 624.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 623.42 Td (93,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.65 623.42 Td (96,913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 623.42 Td (97,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 623.42 Td (101,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.65 623.42 Td (104,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 609.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.65 608.42 Td (688,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 608.42 Td (688,002) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 608.42 Td (681,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 608.42 Td (673,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.65 608.42 Td (672,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 594.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 593.42 Td (6,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 593.42 Td (6,799) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 593.42 Td (6,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 593.42 Td (6,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 593.42 Td (7,128) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 579.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 578.42 Td (4,166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 578.42 Td (4,167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 578.42 Td (5,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 578.42 Td (5,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 578.42 Td (5,154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 564.32 Td (Equity investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 563.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 563.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 563.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 563.42 Td (7,849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 563.42 Td (8,073) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.50 549.48 Td (T) Tj ET Q q 0 0 0 rg BT 78.71 549.48 Td (otal fair) Tj ET Q q 0 0 0 rg BT 112.32 549.48 Td ( value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.50 549.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.65 549.48 Td (793,325) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.50 549.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.65 549.48 Td (795,924) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.50 549.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.65 549.48 Td (790,910) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 549.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.65 549.48 Td (795,187) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.50 549.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.65 549.48 Td (797,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 535.32 Td (T) Tj ET Q q 0 0 0 rg BT 66.26 535.32 Td (otal amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 534.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.65 534.42 Td (819,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 534.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 534.42 Td (816,217) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 534.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 534.42 Td (808,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 534.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 534.42 Td (797,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 534.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.65 534.42 Td (792,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 520.32 Td (Net unrealized \(loss\) gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 519.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.30 519.87 Td (\(26,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 519.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 519.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.30 519.92 Td (\(20,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 519.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 519.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.30 519.92 Td (\(17,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 519.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 519.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.30 519.92 Td (\(2,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 519.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 519.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 519.87 Td (4,21) Tj ET Q q 0 0 0 rg BT 556.15 519.87 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 48.50 505.48 Td (Held-to-maturity securities, at amortized cost:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 491.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 476.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 475.42 Td (4,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 475.42 Td (4,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 475.42 Td (3,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 475.42 Td (3,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 475.42 Td (3,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 461.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 460.42 Td (29,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.65 460.42 Td (30,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 460.42 Td (31,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 460.42 Td (32,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 460.42 Td (33,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 446.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 445.42 Td (3,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 445.42 Td (3,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 445.42 Td (4,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 445.42 Td (4,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 445.42 Td (4,703) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.50 431.48 Td (T) Tj ET Q q 0 0 0 rg BT 78.25 431.48 Td (otal amortized cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.50 431.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 268.65 431.48 Td (37,790) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.50 431.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.65 431.48 Td (38,834) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.50 431.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.65 431.48 Td (39,651) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 431.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.65 431.48 Td (40,928) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.50 431.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.65 431.48 Td (42,163) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 48.50 417.48 Td (Other) Tj ET Q q 0 0 0 rg BT 73.96 417.48 Td ( investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 416.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 416.87 Td (43,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 416.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.65 416.87 Td (42,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 416.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 416.87 Td (46,756) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 416.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 416.87 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 416.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 416.87 Td (38,371) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 48.50 402.48 Td (T) Tj ET Q q 0 0 0 rg BT 54.25 402.48 Td (otal investment portfolio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 388.32 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 387.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.65 387.87 Td (900,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 387.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 387.87 Td (897,058) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 387.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 387.87 Td (895,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 387.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 387.87 Td (877,031) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 387.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.65 387.87 Td (873,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.50 373.32 Td (Carrying value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 372.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.65 372.87 Td (874,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 372.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 372.87 Td (876,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 372.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 372.87 Td (877,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 372.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 372.87 Td (874,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.50 372.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.65 372.87 Td (877,555) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 40.50 353.85 Td ( \(a\) ) Tj ET Q q 0 0 0 rg BT 56.63 353.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 168.81 353.85 Td (ASU 2016-01, resulting in the reclassification of equity investment securities from available-for) Tj ET Q q 0 0 0 rg BT 437.71 353.85 Td (-sale investment securities to other ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 345.45 Td (investment securities. ) Tj ET Q q 0 0 0 rg BT 117.77 345.45 Td (At December 31, 2017, $7.8 million of equity investment securities were included in available-for) Tj ET Q q 0 0 0 rg BT 392.49 345.45 Td (-sale investment securities, and at September 30, 2018, ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 337.05 Td ($278,000 of equity investment securities were included in other investment securities compared to $294,000 and $7.5 million at June 30, 2018 and March 31, 2018, respectively) Tj ET Q q 0 0 0 rg BT 549.66 337.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 316.65 Td (During the second quarter of 2018, Peoples acquired, in the ) Tj ET Q q 0 0 0 rg BT 311.94 316.65 Td (ASB acquisition, investment securities totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.65 Td (approximately $18.8 million and subsequently sold approximately $14.6 million of acquired available-for) Tj ET Q q 0 0 0 rg BT 476.76 304.65 Td (-sale investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.65 Td (securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 274.65 Td (Peoples' investment in residential and commercial mortgage-backed securities lar) Tj ET Q q 0 0 0 rg BT 397.40 274.65 Td (gely consists of securities either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.65 Td (guaranteed by the U.S. government or issued by U.S. government sponsored agencies, such as Fannie Mae and Freddie Mac. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.65 Td (The remaining portions of Peoples' mortgage-backed securities consist of securities issued by other entities, including other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.65 Td (financial institutions, which are not guaranteed by the U.S. government. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 220.65 Td (The amount of these non-agency securities included in the residential mortgage-backed securities totals above was as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.65 Td (follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.00 169.15 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 169.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 169.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 169.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 169.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 169.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.00 143.15 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 143.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 143.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 143.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 143.15 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 143.15 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 169.14999999999998 m 203 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 169.14999999999998 m 270 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 169.14999999999998 m 337 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 169.14999999999998 m 404 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 169.14999999999998 m 471 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 169.14999999999998 m 538 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 169.14999999999998 m 270 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 169.14999999999998 m 337 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 169.14999999999998 m 404 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 169.14999999999998 m 471 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 169.14999999999998 m 538 169.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 143.14999999999998 m 203 143.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 143.14999999999998 m 270 143.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 143.14999999999998 m 337 143.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 143.14999999999998 m 404 143.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 143.14999999999998 m 471 143.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 143.14999999999998 m 538 143.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 130.14999999999998 m 203 130.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 130.14999999999998 m 270 130.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 130.14999999999998 m 337 130.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 130.14999999999998 m 404 130.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 130.14999999999998 m 471 130.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 130.14999999999998 m 538 130.14999999999998 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.50 173.86 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.50 182.88 Td (September) Tj ET Q q 0 0 0 rg BT 251.51 182.88 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 172.88 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.20 182.88 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 172.88 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.15 182.88 Td (Mar) Tj ET Q q 0 0 0 rg BT 366.94 182.88 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 172.88 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.90 182.88 Td (December) Tj ET Q q 0 0 0 rg BT 451.12 182.88 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 172.88 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.50 182.88 Td (September) Tj ET Q q 0 0 0 rg BT 519.42 182.88 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 172.88 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 159.72 Td (T) Tj ET Q q 0 0 0 rg BT 80.91 159.72 Td (otal fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.50 159.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 159.72 Td (919) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.50 159.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 159.72 Td (1,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.50 159.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 159.72 Td (1,478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 159.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 159.72 Td (1,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 159.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 159.72 Td (2,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 146.72 Td (T) Tj ET Q q 0 0 0 rg BT 80.91 146.72 Td (otal amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 146.72 Td (985) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 146.72 Td (1,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 146.72 Td (1,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 146.72 Td (2,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 146.72 Td (2,253) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.50 133.88 Td ( Net unr) Tj ET Q q 0 0 0 rg BT 120.87 133.88 Td (ealized loss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.50 133.88 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.80 133.88 Td (\(66) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.15 133.88 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.50 133.88 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.80 133.93 Td (\(63) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.15 133.88 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 133.88 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.80 133.93 Td (\(129) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 133.88 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 133.88 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.80 133.93 Td (\(185) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.15 133.88 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.50 133.88 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.80 133.93 Td (\(186) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 534.15 133.88 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 130.65 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 112.65 Td (Management continues to reinvest the principal runof) Tj ET Q q 0 0 0 rg BT 286.20 112.65 Td (f from the non-agency securities in U.S. agency investments, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.65 Td (accounted for the decline in the past year) Tj ET Q q 0 0 0 rg BT 217.54 100.65 Td (. ) Tj ET Q q 0 0 0 rg BT 224.49 100.65 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.99 100.65 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 100.65 Td (, Peoples' non-agency portfolio consisted entirely of first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 88.65 Td (lien residential mortgages, with nearly all of the underlying loans in these securities originated prior to 2004 and possessing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.65 Td (fixed interest rates. Management continues to monitor the non-agency portfolio closely for leading indicators of increasing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.65 Td (stress and will continue to be proactive in taking actions to mitigate such risk when necessary) Tj ET Q q 0 0 0 rg BT 427.42 64.65 Td (. ) Tj ET Q endstream endobj 129 0 obj <>] /Rotate 0 /Contents 130 0 R>> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Additional information regarding Peoples' investment portfolio can be found in Note 3 of the Notes to the Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 677.10 Td (The following table provides information regarding outstanding loan balances:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 644.60 151.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 644.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 644.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 644.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 644.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 644.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 604.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 604.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 604.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 604.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 604.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 604.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 578.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 578.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 578.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 578.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 578.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 578.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 552.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 552.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 552.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 552.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 552.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 552.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 526.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 526.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 526.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 526.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 526.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 526.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 500.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 500.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 500.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 500.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 500.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 500.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 474.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 474.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 474.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 474.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 474.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 474.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 436.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 436.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 436.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 436.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 436.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 436.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 410.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 410.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 410.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 410.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 410.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 410.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 384.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 384.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 384.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 384.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 384.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 384.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 358.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 358.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 358.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 358.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 358.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 358.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 332.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 332.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 332.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 332.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 332.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 332.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 306.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 306.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 306.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 306.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 306.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 306.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 268.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 268.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 268.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 268.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 268.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 268.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 242.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 242.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 242.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 242.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 242.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 242.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 216.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 216.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 216.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 216.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 216.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 216.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 190.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 190.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 190.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 190.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 190.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 190.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 164.60 151.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 164.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 164.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 164.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 164.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 164.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 138.60 151.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 205.50 138.60 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 138.60 65.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 138.60 65.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 138.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 138.60 70.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 644.6 m 205.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 644.6 m 271.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 644.6 m 336.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 644.6 m 401.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 644.6 m 470.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 644.6 m 540.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 644.6 m 205.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 644.6 m 271.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 644.6 m 336.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 644.6 m 401.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 644.6 m 470.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 644.6 m 540.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 591.6 m 271.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 591.6 m 336.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 591.6 m 401.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 591.6 m 470.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 591.6 m 540.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 513.6 m 271.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 513.6 m 336.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 513.6 m 401.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 513.6 m 470.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 513.6 m 540.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 487.6 m 205.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 487.6 m 271.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 487.6 m 336.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 487.6 m 401.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 487.6 m 470.5 487.6 l s 0 0 0 RG /GS0 gs 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 423.6 m 336.5 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 423.6 m 401.5 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 423.6 m 470.5 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 423.6 m 540.5 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 345.6 m 271.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 345.6 m 336.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 345.6 m 401.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 345.6 m 470.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 345.6 m 540.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 332.6 m 271.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 332.6 m 336.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 332.6 m 401.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 332.6 m 470.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 332.6 m 540.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 332.6 m 205.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 319.6 m 205.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 332.6 m 271.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 319.6 m 271.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 332.6 m 336.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 319.6 m 336.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 332.6 m 401.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 319.6 m 401.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 332.6 m 470.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 319.6 m 470.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 332.6 m 540.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 319.6 m 540.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 319.6 m 205.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 306.6 m 205.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 319.6 m 271.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 306.6 m 271.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 319.6 m 336.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 306.6 m 336.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 319.6 m 401.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 306.6 m 401.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 319.6 m 470.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 306.6 m 470.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 319.6 m 540.5 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 306.6 m 540.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 255.60000000000002 m 271.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 255.60000000000002 m 336.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 255.60000000000002 m 401.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 255.60000000000002 m 470.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 255.60000000000002 m 540.5 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 164.60000000000002 m 205.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 177.60000000000002 m 271.5 177.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 164.60000000000002 m 271.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 177.60000000000002 m 336.5 177.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 164.60000000000002 m 336.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 177.60000000000002 m 401.5 177.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 164.60000000000002 m 401.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 177.60000000000002 m 470.5 177.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 164.60000000000002 m 470.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 177.60000000000002 m 540.5 177.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 164.60000000000002 m 540.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 151.60000000000002 m 205.5 151.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 151.60000000000002 m 271.5 151.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 151.60000000000002 m 336.5 151.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 151.60000000000002 m 401.5 151.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 151.60000000000002 m 470.5 151.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 151.60000000000002 m 540.5 151.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 138.60000000000002 m 205.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 138.60000000000002 m 271.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 138.60000000000002 m 336.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 138.60000000000002 m 401.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 138.60000000000002 m 470.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 138.60000000000002 m 540.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 114.60000000000002 m 205.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 114.60000000000002 m 271.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 114.60000000000002 m 336.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 138.60000000000002 m 401.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 114.60000000000002 m 401.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 138.60000000000002 m 470.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 114.60000000000002 m 470.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 138.60000000000002 m 540.5 138.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 114.60000000000002 m 540.5 114.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 649.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 215.00 657.33 Td (September) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 231.75 647.33 Td (30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.70 657.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.50 647.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.65 657.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 365.44 657.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.50 647.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.40 657.33 Td (December) Tj ET Q q 0 0 0 rg BT 449.62 657.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.50 647.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.50 657.33 Td (September) Tj ET Q q 0 0 0 rg BT 520.42 657.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 647.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 634.83 Td (Gr) Tj ET Q q 0 0 0 rg BT 69.04 634.83 Td (oss originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.00 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 619.27 Td (Commercial real estate,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 609.27 Td (construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.00 609.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 609.27 Td (103,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 609.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 609.27 Td (107,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 609.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 609.27 Td (99,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 609.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 609.27 Td (107,1) Tj ET Q q 0 0 0 rg BT 450.00 609.27 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 609.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 609.27 Td (1) Tj ET Q q 0 0 0 rg BT 502.50 609.27 Td (1) Tj ET Q q 0 0 0 rg BT 507.50 609.27 Td (1,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 595.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 595.17 Td (630,720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 595.17 Td (650,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 595.17 Td (627,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 595.17 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 595.17 Td (573,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 582.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 582.17 Td (734,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 582.17 Td (757,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 582.17 Td (727,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 582.17 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 582.17 Td (684,443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 569.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 569.17 Td (510,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 569.17 Td (471,270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 569.17 Td (455,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 569.17 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 569.17 Td (407,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 556.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 556.17 Td (299,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 556.17 Td (299,934) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 556.17 Td (302,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 556.17 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 556.17 Td (304,094) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 543.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 543.17 Td (92,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 543.17 Td (89,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 543.17 Td (87,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.50 543.17 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.50 543.17 Td (88,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 530.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 530.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 530.17 Td (396,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 530.17 Td (373,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 530.17 Td (347,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 530.17 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 530.17 Td (335,436) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 517.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 517.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 517.17 Td (72,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 517.17 Td (71,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 517.17 Td (67,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.50 517.17 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.50 517.17 Td (68,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 504.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 504.17 Td (469,302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 504.17 Td (444,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 504.17 Td (414,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 504.17 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 504.17 Td (403,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 491.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.00 491.17 Td (649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.00 491.17 Td (860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.00 491.17 Td (543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.00 491.17 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 491.17 Td (507) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 478.33 Td (T) Tj ET Q q 0 0 0 rg BT 75.21 478.33 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.00 478.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 221.00 478.33 Td (2,107,484) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.00 478.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.00 478.33 Td (2,064,717) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.00 478.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.00 478.33 Td (1,989,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 478.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.00 478.33 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 478.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.00 478.33 Td (1,888,655) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 465.33 Td (Gr) Tj ET Q q 0 0 0 rg BT 69.13 465.33 Td (oss acquir) Tj ET Q q 0 0 0 rg BT 112.01 465.33 Td (ed loans \(a\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 451.27 Td (Commercial real estate,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 441.27 Td (construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.00 441.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 441.27 Td (13,050) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 441.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 441.27 Td (14,780) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 441.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.50 441.27 Td (8,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 441.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.50 441.27 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 441.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 441.27 Td (8,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 427.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 427.17 Td (191,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 427.17 Td (207,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 427.17 Td (156,1) Tj ET Q q 0 0 0 rg BT 381.00 427.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 427.17 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 427.17 Td (174,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 414.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 414.17 Td (205,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 414.17 Td (221,975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 414.17 Td (164,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 414.17 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 414.17 Td (182,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 401.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 401.17 Td (41,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 401.17 Td (40,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 401.17 Td (33,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.50 401.17 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.50 401.17 Td (36,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 388.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 388.17 Td (308,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 388.17 Td (309,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 388.17 Td (194,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 388.17 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 388.17 Td (194,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 375.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 375.17 Td (42,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 375.17 Td (45,933) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.50 375.17 Td (20,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.50 375.17 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.50 375.17 Td (22,366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 362.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 362.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.00 362.17 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.00 362.17 Td (198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.00 362.17 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.00 362.17 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 362.17 Td (408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 349.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 349.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.50 349.17 Td (2,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 349.17 Td (3,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.00 349.17 Td (940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.50 349.17 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 349.17 Td (1,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 336.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.50 336.17 Td (2,873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 336.17 Td (3,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.50 336.17 Td (1,193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.50 336.17 Td (1,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 336.17 Td (1,880) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 323.33 Td (T) Tj ET Q q 0 0 0 rg BT 75.21 323.33 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 121.05 323.33 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.00 323.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.50 323.33 Td (600,243) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.00 323.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.50 323.33 Td (621,774) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.00 323.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.50 323.33 Td (413,248) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 323.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.50 323.33 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 323.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.50 323.33 Td (438,380) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 310.33 Td (T) Tj ET Q q 0 0 0 rg BT 74.75 310.33 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.00 310.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 221.00 310.33 Td (2,707,727) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.00 310.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.00 310.33 Td (2,686,491) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.00 310.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.00 310.33 Td (2,402,328) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 310.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.00 310.33 Td (2,357,137) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 310.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.00 310.33 Td (2,327,035) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 297.33 Td (Per) Tj ET Q q 0 0 0 rg BT 71.90 297.33 Td (cent of loans to total loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.00 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 283.72 Td (Commercial real estate,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 273.72 Td (construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.50 273.27 Td (4.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 273.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 273.27 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 273.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 273.27 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 273.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.50 273.27 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 273.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.50 273.27 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 273.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 259.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 259.17 Td (30.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 259.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 259.17 Td (31.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 259.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 259.17 Td (32.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 259.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 259.17 Td (32.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 259.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 259.17 Td (32.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 259.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 246.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 246.17 Td (34.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 246.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 246.17 Td (36.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 246.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 246.17 Td (37.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 246.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 246.17 Td (37.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 246.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 246.17 Td (37.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 246.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 233.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 233.17 Td (20.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 233.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 233.17 Td (19.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 233.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 233.17 Td (20.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 233.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 233.17 Td (20.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 233.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 233.17 Td (19.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 233.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 220.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 220.17 Td (22.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 220.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 220.17 Td (22.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 220.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 220.17 Td (20.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 220.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 220.17 Td (20.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 220.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 220.17 Td (21.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 220.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 207.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.50 207.17 Td (5.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 207.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 207.17 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 207.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 207.17 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 207.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.50 207.17 Td (4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 207.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.50 207.17 Td (4.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 207.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 194.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 194.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 194.17 Td (14.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 194.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 194.17 Td (13.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 194.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 194.17 Td (14.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 194.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 194.17 Td (14.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 194.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 194.17 Td (14.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 194.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 181.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 181.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.50 181.17 Td (2.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 181.17 Td (2.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 181.17 Td (2.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.50 181.17 Td (2.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.50 181.17 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 168.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 168.17 Td (17.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 168.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 168.17 Td (16.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 168.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.50 168.17 Td (17.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 168.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 168.17 Td (17.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 168.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 168.17 Td (17.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 168.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 155.17 Td (Deposit account overdrafts \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.85 155.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.85 155.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.85 155.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.85 155.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.85 155.17 Td (NM) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 142.33 Td (T) Tj ET Q q 0 0 0 rg BT 74.75 142.33 Td (otal per) Tj ET Q q 0 0 0 rg BT 107.62 142.33 Td (centage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 238.50 142.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 261.00 142.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 142.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.00 142.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.50 142.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.00 142.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.50 142.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 142.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.50 142.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.00 142.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 129.28 Td (Residential r) Tj ET Q q 0 0 0 rg BT 111.54 129.28 Td (eal estate loans being) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 119.28 Td (serviced for) Tj ET Q q 0 0 0 rg BT 107.07 119.28 Td ( others) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.00 119.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.50 119.28 Td (458,999) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.00 119.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.50 119.28 Td (451,391) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.00 119.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.50 119.28 Td (412,154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 119.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.50 119.28 Td (412,965) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 119.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.50 119.28 Td (409,199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.00 115.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 97.10 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 97.10 Td (Includes all loans acquired, and related loan discount or premium, recorded in 2012 and thereafter) Tj ET Q q 0 0 0 rg BT 385.22 97.10 Td (. Loans that were acquired and subsequently re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 87.50 Td (underwritten, are reported as originated upon execution of such credit actions \(for example, renewals and increases in lines of credit\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 77.90 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 77.90 Td (Not meaningful.) Tj ET Q endstream endobj 131 0 obj <>] /Rotate 0 /Contents 132 0 R>> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (As of September 30, 2018, balances in loan accounts acquired from ) Tj ET Q q 0 0 0 rg BT 344.42 731.10 Td (ASB totaled $216.6 million, including $1) Tj ET Q q 0 0 0 rg BT 509.88 731.10 Td (19.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (million in residential real estate loans, $52.0 million in commercial real estate loans, $25.4 million in home equity lines of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (credit, $10.0 million in commercial and industrial loans, $7.5 million in construction loans, and $1.9 million in consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 677.10 Td (Period-end total loan balances at September 30, 2018 increased $21.2 million, or 3% annualized, compared to June 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (2018, due to or) Tj ET Q q 0 0 0 rg BT 114.37 665.10 Td (ganic growth of $33.4 million, or 5% annualized, that was muted by $30.4 million of payof) Tj ET Q q 0 0 0 rg BT 479.40 665.10 Td (fs and paydowns ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (related to several lar) Tj ET Q q 0 0 0 rg BT 135.16 653.10 Td (ge commercial real estate loan relationships. Commercial and industrial loan balances experienced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (significant or) Tj ET Q q 0 0 0 rg BT 106.86 641.10 Td (ganic growth compared to June 30, 2018, and increased $41.5 million, or 8%. Consumer indirect lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (continued to provide additional or) Tj ET Q q 0 0 0 rg BT 189.90 629.10 Td (ganic growth, with balances increasing $25.6 million, or 28% annualized, compared to June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (30, 2018. Compared to December 31, 2017, total loan balances increased $350.6 million, or 20% annualized, and were up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td ($380.7 million, or 16%, from September 30, 2017. ) Tj ET Q q 0 0 0 rg BT 261.57 605.10 Td (The increases in the first nine months of 2018, were mostly due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (acquired loans from ) Tj ET Q q 0 0 0 rg BT 135.92 593.10 Td (ASB, coupled with or) Tj ET Q q 0 0 0 rg BT 222.96 593.10 Td (ganic growth in commercial and industrial loans of $69.3 million and consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (indirect loans of $56.1 million.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Loan Concentration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 545.10 Td (Peoples categorizes its commercial loans according to standard industry classifications and monitors for concentrations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (in a single industry or multiple industries that could be impacted by changes in economic conditions in a similar manner) Tj ET Q q 0 0 0 rg BT 534.18 533.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.10 Td (Peoples' commercial lending activities continue to be spread over a diverse range of businesses from all sectors of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (economy) Tj ET Q q 0 0 0 rg BT 90.01 509.10 Td (, with no single industry comprising over 10% of Peoples' total loan portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 491.10 Td (Loans secured by commercial real estate, including commercial construction loans, continued to comprise the lar) Tj ET Q q 0 0 0 rg BT 523.88 491.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (portion of Peoples' loan portfolio. ) Tj ET Q q 0 0 0 rg BT 193.66 479.10 Td (The following table provides information regarding the lar) Tj ET Q q 0 0 0 rg BT 427.57 479.10 Td (gest concentrations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (commercial real estate loans within the loan portfolio at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.76 467.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.02 467.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 416.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 416.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 416.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 416.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 416.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 390.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 390.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 390.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 390.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 390.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 364.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 364.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 364.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 364.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 364.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 338.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 338.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 338.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 338.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 338.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 312.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 312.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 312.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 312.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 312.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 429.6 m 299.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 429.6 m 359.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 429.6 m 426.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 429.6 m 486.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 429.6 m 546.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 429.6 m 299.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 429.6 m 359.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 429.6 m 426.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 429.6 m 486.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 429.6 m 546.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 299.6 m 299.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 299.6 m 359.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 299.6 m 426.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 299.6 m 486.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 299.6 m 546.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 286.6 m 299.5 286.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 299.6 m 359.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 286.6 m 359.5 286.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 286.6 m 426.5 286.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 286.6 m 486.5 286.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 286.6 m 546.5 286.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 434.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.30 441.33 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 431.38 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 441.33 Td (Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.20 431.38 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.05 441.33 Td (T) Tj ET Q q 0 0 0 rg BT 451.26 441.33 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.80 431.38 Td (Exposur) Tj ET Q q 0 0 0 rg BT 471.83 431.38 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.45 434.28 Td (% of ) Tj ET Q q 0 0 0 rg BT 516.60 434.28 Td (T) Tj ET Q q 0 0 0 rg BT 522.35 434.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 420.33 Td (Commer) Tj ET Q q 0 0 0 rg BT 104.58 420.33 Td (cial r) Tj ET Q q 0 0 0 rg BT 126.33 420.33 Td (eal estate, construction:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 420.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 420.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 420.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 420.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 407.17 Td (Apartment complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 407.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 407.17 Td (33,795) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 407.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 407.17 Td (36,989) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 407.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 407.17 Td (70,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 407.17 Td (35.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 407.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 394.17 Td (Of) Tj ET Q q 0 0 0 rg BT 77.46 394.17 Td (fice buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 394.17 Td (10,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 394.17 Td (14,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 394.17 Td (24,933) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 394.17 Td (12.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 394.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 381.17 Td (Assisted living facilities and nursing homes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 381.17 Td (6,501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 381.17 Td (17,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 381.17 Td (24,191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 381.17 Td (12.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 381.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 368.17 Td (Mixed used facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 368.17 Td (14,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 368.17 Td (8,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 368.17 Td (22,936) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 368.17 Td (1) Tj ET Q q 0 0 0 rg BT 523.50 368.17 Td (1.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 368.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 355.17 Td (Educational services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 355.17 Td (8,777) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 355.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 355.17 Td (8,777) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 355.17 Td (4.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 355.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 342.17 Td (Light industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 342.17 Td (8,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 342.17 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 342.17 Td (8,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 342.17 Td (4.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 342.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 329.17 Td (Child care) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 329.17 Td (3,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 329.17 Td (2,345) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 329.17 Td (6,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 329.17 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 329.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 316.17 Td (Residential Property) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 316.17 Td (2,032) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 316.17 Td (1,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 316.17 Td (3,994) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 316.17 Td (2.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 316.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 303.17 Td (Other \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 303.17 Td (28,515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 303.17 Td (1,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 303.17 Td (29,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 303.17 Td (15.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 303.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.00 290.33 Td (T) Tj ET Q q 0 0 0 rg BT 84.75 290.33 Td (otal commer) Tj ET Q q 0 0 0 rg BT 138.16 290.33 Td (cial r) Tj ET Q q 0 0 0 rg BT 159.91 290.33 Td (eal estate, construction) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 290.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 290.33 Td (1) Tj ET Q q 0 0 0 rg BT 328.15 290.33 Td (16,612) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 290.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.15 290.33 Td (83,710) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 290.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 290.33 Td (200,322) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 290.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 290.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 269.10 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.00 269.10 Td (All other outstanding balances are less than 2% of the total loan portfolio.) Tj ET Q endstream endobj 133 0 obj <>] /Rotate 0 /Contents 134 0 R>> endobj 134 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (66) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 703.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 703.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 703.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 703.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 703.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 677.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 677.50 60.00 -13.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 426.50 547.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 547.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 521.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 521.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 521.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 521.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 521.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 495.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 495.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 495.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 495.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 495.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 469.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 469.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 469.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 469.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 469.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 443.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 443.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 443.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 443.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 443.50 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 716.5 m 299.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 716.5 m 359.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 716.5 m 426.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 716.5 m 486.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 716.5 m 546.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 664.5 m 299.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 664.5 m 359.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 664.5 m 426.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 664.5 m 486.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 664.5 m 546.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 664.5 m 299.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 612.5 m 299.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 612.5 m 359.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 612.5 m 426.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 612.5 m 486.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 612.5 m 546.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 612.5 m 546.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 547.5 m 299.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 547.5 m 359.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 547.5 m 426.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 547.5 m 486.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 547.5 m 546.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 547.5 m 546.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 495.5 m 299.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 495.5 m 359.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 495.5 m 426.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 495.5 m 486.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 495.5 m 546.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 495.5 m 299.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 495.5 m 359.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 495.5 m 426.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 495.5 m 486.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 495.5 m 546.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 430.5 m 299.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 430.5 m 359.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 430.5 m 426.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 430.5 m 486.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 430.5 m 546.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 417.5 m 299.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 430.5 m 359.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 417.5 m 359.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 417.5 m 426.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 417.5 m 486.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 430.5 m 546.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 417.5 m 546.5 417.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 721.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.30 728.23 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 718.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 728.23 Td (Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.20 718.28 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.05 728.23 Td (T) Tj ET Q q 0 0 0 rg BT 451.26 728.23 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.80 718.28 Td (Exposur) Tj ET Q q 0 0 0 rg BT 471.83 718.28 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.45 721.18 Td (% of ) Tj ET Q q 0 0 0 rg BT 516.60 721.18 Td (T) Tj ET Q q 0 0 0 rg BT 522.35 721.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 707.23 Td (Commer) Tj ET Q q 0 0 0 rg BT 104.58 707.23 Td (cial r) Tj ET Q q 0 0 0 rg BT 126.33 707.23 Td (eal estate, other:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 694.07 Td (Mixed-use facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 681.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 681.07 Td (35,350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 681.07 Td (726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 681.07 Td (36,076) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 681.07 Td (4.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 681.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 668.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 668.07 Td (72,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 668.07 Td (2,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 668.07 Td (74,589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 668.07 Td (8.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 668.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 655.07 Td (T) Tj ET Q q 0 0 0 rg BT 90.76 655.07 Td (otal mixed-use facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 655.07 Td (107,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 655.07 Td (3,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 655.07 Td (1) Tj ET Q q 0 0 0 rg BT 455.15 655.07 Td (10,665) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 655.07 Td (12.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 655.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 642.07 Td (Of) Tj ET Q q 0 0 0 rg BT 77.46 642.07 Td (fice buildings and complexes:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 642.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 642.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 629.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 629.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 629.07 Td (44,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 629.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 629.07 Td (2,789) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 629.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 629.07 Td (47,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 629.07 Td (5.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 629.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 616.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 616.07 Td (48,831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 616.07 Td (796) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 616.07 Td (49,627) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 616.07 Td (5.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 616.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 603.07 Td (T) Tj ET Q q 0 0 0 rg BT 90.76 603.07 Td (otal of) Tj ET Q q 0 0 0 rg BT 116.15 603.07 Td (fice buildings and complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 603.07 Td (93,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 603.07 Td (3,585) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 603.07 Td (96,805) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 603.07 Td (1) Tj ET Q q 0 0 0 rg BT 523.50 603.07 Td (1.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 603.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 590.07 Td (Apartment complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 590.07 Td (92,372) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 590.07 Td (662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 590.07 Td (93,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 590.07 Td (10.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 590.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 577.07 Td (Light industrial facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 577.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 564.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 564.07 Td (48,346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 564.07 Td (3,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 564.07 Td (52,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 564.07 Td (6.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 564.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 551.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 551.07 Td (17,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 551.07 Td (1,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 551.07 Td (18,984) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 551.07 Td (2.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 551.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 538.07 Td (T) Tj ET Q q 0 0 0 rg BT 90.41 538.07 Td (otal light industrial facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 538.07 Td (66,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 538.07 Td (4,867) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 538.07 Td (71,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 538.07 Td (8.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 538.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 525.07 Td (Retail facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 525.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 525.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 525.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 512.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 512.07 Td (27,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 512.07 Td (1,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 512.07 Td (29,418) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 512.07 Td (3.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 512.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 499.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 499.07 Td (32,361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 499.07 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 499.07 Td (32,459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 499.07 Td (3.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 499.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 486.07 Td (T) Tj ET Q q 0 0 0 rg BT 96.41 486.07 Td (otal retail facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 486.07 Td (60,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 486.07 Td (1,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 486.07 Td (61,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 486.07 Td (7.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 486.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 473.07 Td (Lodging and lodging related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 473.07 Td (33,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 473.07 Td (347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 473.07 Td (33,436) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 473.07 Td (3.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 473.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 460.07 Td (W) Tj ET Q q 0 0 0 rg BT 76.04 460.07 Td (arehouse facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 460.07 Td (30,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 460.07 Td (669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 460.07 Td (31,416) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 460.07 Td (3.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 460.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 447.07 Td (Assisted living facilities and nursing homes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 447.07 Td (29,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 447.07 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 447.07 Td (30,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 447.07 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 447.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 434.07 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 434.07 Td (309,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 434.07 Td (20,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 434.07 Td (327,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 434.07 Td (38.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 434.07 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.00 421.23 Td (T) Tj ET Q q 0 0 0 rg BT 84.75 421.23 Td (otal commer) Tj ET Q q 0 0 0 rg BT 138.16 421.23 Td (cial r) Tj ET Q q 0 0 0 rg BT 159.91 421.23 Td (eal estate, other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 421.23 Td (822,713) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.15 421.23 Td (35,748) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 421.23 Td (856,461) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 421.23 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 421.23 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.00 Td (Peoples' commercial lending activities continue to focus on lending opportunities inside its primary and secondary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.00 Td (market areas within Ohio, ) Tj ET Q q 0 0 0 rg BT 160.18 388.00 Td (W) Tj ET Q q 0 0 0 rg BT 168.81 388.00 Td (est ) Tj ET Q q 0 0 0 rg BT 182.24 388.00 Td (V) Tj ET Q q 0 0 0 rg BT 188.86 388.00 Td (ir) Tj ET Q q 0 0 0 rg BT 194.79 388.00 Td (ginia and Kentucky) Tj ET Q q 0 0 0 rg BT 272.45 388.00 Td (. In all other states, the aggregate outstanding balances of commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.00 Td (loans in each state were not material at either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.97 376.00 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.24 376.00 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.57 376.00 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 376.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 40.50 346.00 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 100.03 346.00 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 334.00 Td (The amount of the allowance for loan losses at the end of each period represents management's estimate of expected losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 322.00 Td (from existing loans based upon its quarterly analysis of the loan portfolio. ) Tj ET Q q 0 0 0 rg BT 338.32 322.00 Td (While this process involves allocations being made to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 310.00 Td (specific loans and pools of loans, the entire allowance is available for all losses incurred within the loan portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 292.00 Td (The following details management's allocation of the allowance for loan losses:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 251.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 251.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 251.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 225.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 225.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 225.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 199.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 199.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 199.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 173.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 173.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 173.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 147.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 147.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 147.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 121.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 121.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 121.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 48.75 95.50 164.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.75 95.50 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.75 95.50 70.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.75 95.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.75 95.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.75 95.50 67.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.75 251.5 m 212.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 251.5 m 281.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 251.5 m 351.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 251.5 m 418.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 251.5 m 485.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 251.5 m 552.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 251.5 m 281.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 251.5 m 351.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 251.5 m 418.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 251.5 m 485.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 251.5 m 552.75 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 225.5 m 281.75 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 225.5 m 351.75 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 225.5 m 418.75 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 225.5 m 485.75 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 225.5 m 552.75 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 160.5 m 281.75 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 160.5 m 351.75 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 160.5 m 418.75 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 160.5 m 485.75 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 160.5 m 552.75 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.75 134.5 m 212.75 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 134.5 m 281.75 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 134.5 m 351.75 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 134.5 m 418.75 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 134.5 m 485.75 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 134.5 m 552.75 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.75 121.5 m 212.75 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 121.5 m 281.75 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 121.5 m 351.75 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 121.5 m 418.75 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 121.5 m 485.75 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 121.5 m 552.75 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.75 108.5 m 212.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 108.5 m 281.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 108.5 m 351.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 108.5 m 418.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 108.5 m 485.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 108.5 m 552.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 48.75 95.5 m 212.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 108.5 m 281.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 95.5 m 281.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 108.5 m 351.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 95.5 m 351.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 108.5 m 418.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 95.5 m 418.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 108.5 m 485.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 95.5 m 485.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 108.5 m 552.75 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 95.5 m 552.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.75 95.5 m 281.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.75 95.5 m 351.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.75 95.5 m 418.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.75 95.5 m 485.75 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.75 95.5 m 552.75 95.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 51.25 256.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 216.25 266.23 Td (September) Tj ET Q q 0 0 0 rg BT 262.26 266.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.75 256.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.45 266.23 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 256.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.90 266.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 381.69 266.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.75 256.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.65 266.23 Td (December) Tj ET Q q 0 0 0 rg BT 465.87 266.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.75 256.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.25 266.23 Td (September) Tj ET Q q 0 0 0 rg BT 534.17 266.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.75 256.23 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 242.07 Td (Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.25 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.40 242.07 Td (7,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.25 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 242.07 Td (8,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.25 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 242.07 Td (8,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.25 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.40 242.07 Td (7,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.25 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.40 242.07 Td (7,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 229.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.40 229.07 Td (6,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 229.07 Td (5,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 229.07 Td (5,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.40 229.07 Td (5,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.40 229.07 Td (6,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 216.07 Td ( ) Tj ET Q q 0 0 0 rg BT 63.66 216.07 Td (T) Tj ET Q q 0 0 0 rg BT 69.33 216.07 Td (otal commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.40 216.07 Td (14,104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.40 216.07 Td (13,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.40 216.07 Td (13,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.40 216.07 Td (13,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.40 216.07 Td (13,949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 203.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.90 203.07 Td (999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 203.07 Td (1,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 203.07 Td (1,086) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.90 203.07 Td (904) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 203.07 Td (924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 190.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.90 190.07 Td (708) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.90 190.07 Td (618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.90 190.07 Td (690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.90 190.07 Td (693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 190.07 Td (679) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 177.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 92.16 177.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.40 177.07 Td (3,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 177.07 Td (3,339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 177.07 Td (3,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.40 177.07 Td (2,944) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.40 177.07 Td (2,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 164.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 92.16 164.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.90 164.07 Td (395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.90 164.07 Td (465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.90 164.07 Td (473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.90 164.07 Td (464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 164.07 Td (441) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 151.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.40 151.07 Td (3,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 151.07 Td (3,804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 151.07 Td (3,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.40 151.07 Td (3,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.40 151.07 Td (3,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 138.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.90 138.07 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 138.07 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.90 138.07 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.90 138.07 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.90 138.07 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 125.07 Td (Originated allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.40 125.07 Td (19,724) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.40 125.07 Td (19,158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.40 125.07 Td (18,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.40 125.07 Td (18,685) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.40 125.07 Td (18,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 112.07 Td (Acquired allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.90 112.07 Td (155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.90 112.07 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.90 112.07 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.90 112.07 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 112.07 Td (1) Tj ET Q q 0 0 0 rg BT 533.90 112.07 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 64.75 99.23 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 124.28 99.23 Td ( loan losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 215.25 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.40 99.23 Td (19,879) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.25 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.40 99.23 Td (19,266) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.25 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.40 99.23 Td (18,798) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.25 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.40 99.23 Td (18,793) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.25 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.40 99.23 Td (18,992) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 85.62 Td (As a percent of total loans, net of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.25 75.62 Td (deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 75.17 Td (0.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.90 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.40 75.17 Td (0.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.90 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.40 75.17 Td (0.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.90 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.40 75.17 Td (0.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.90 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.40 75.17 Td (0.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.90 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 135 0 obj <>] /Rotate 0 /Contents 136 0 R>> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 742.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 742.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.26 742.10 Td (, the allowance for loan losses was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.33 742.10 Td ($19.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.22 742.10 Td (, compared to $18.9 million at September 30, 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 730.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.44 730.10 Td ($18.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.33 730.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.55 730.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.13 730.10 Td (. ) Tj ET Q q 0 0 0 rg BT 209.45 730.10 Td (The ratio of the allowance for loan losses as a percent of total loans, net of deferred fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 718.10 Td (and costs, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.49 718.10 Td (0.73%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.32 718.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.54 718.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.80 718.10 Td (, compared to 0.82% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.05 718.10 Td (September30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.31 718.10 Td ( and 0.80% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.80 718.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.38 718.10 Td (. ) Tj ET Q q 0 0 0 rg BT 537.70 718.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 706.10 Td (ratio includes all acquired loans, from both ) Tj ET Q q 0 0 0 rg BT 214.34 706.10 Td (ASB and previous acquisitions, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.78 706.10 Td ($600.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.67 706.10 Td ( and allowance for acquired loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 694.10 Td (losses of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.72 694.10 Td ($155,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.22 694.10 Td (. ) Tj ET Q q 0 0 0 rg BT 122.54 694.10 Td (The declines in the ratio were attributable to stable asset quality metrics, and to the ) Tj ET Q q 0 0 0 rg BT 455.77 694.10 Td (ASB acquisition, as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 682.10 Td (loans acquired from ) Tj ET Q q 0 0 0 rg BT 122.42 682.10 Td (ASB were recorded at a preliminary fair value, in accordance with generally accepted accounting principles, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 670.10 Td (and no allowance for loan loss related to these loans has been recorded based on an analysis of the loans as of September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 658.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 67.82 658.10 Td (The allowance for loan loss continued to increase slightly as consumer indirect lending balances increased $25.6 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 646.10 Td (or 28% annualized, compared to June 30, 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 628.10 Td (The significant allocations of allowance for loan losses to commercial loans reflect the higher credit risk associated with this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 616.10 Td (type of lending and the size of this loan category in relationship to the entire loan portfolio. ) Tj ET Q q 0 0 0 rg BT 409.94 616.10 Td (The allowance allocated to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 604.10 Td (residential real estate and consumer loan categories is based upon Peoples' allowance methodology for homogeneous pools of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 592.10 Td (loans. ) Tj ET Q q 0 0 0 rg BT 68.93 592.10 Td (The fluctuations in these allocations have been directionally consistent with the changes in loan quality) Tj ET Q q 0 0 0 rg BT 480.94 592.10 Td (, loss experience ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 580.10 Td (and loan balances in these categories. ) Tj ET Q endstream endobj 137 0 obj <>] /Rotate 0 /Contents 138 0 R>> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 742.10 Td (The following table summarizes Peoples) Tj ET Q q 0 0 0 rg BT 223.83 742.10 Td ( net char) Tj ET Q q 0 0 0 rg BT 258.07 742.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 278.99 742.10 Td (fs and recoveries:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 683.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 683.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 683.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 683.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 683.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 683.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 653.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 653.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 653.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 623.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 623.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 623.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 623.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 623.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 623.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 593.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 593.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 593.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 593.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 593.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 593.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 563.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 563.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 563.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 563.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 563.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 563.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 533.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 533.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 533.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 533.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 533.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 533.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 503.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 503.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 503.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 503.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 503.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 503.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 473.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 473.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 473.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 473.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 473.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 473.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 443.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 443.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 443.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 443.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 443.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 443.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 413.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 413.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 413.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 413.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 413.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 413.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 383.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 383.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 383.60 66.00 -15.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 420.75 323.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 323.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 293.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 293.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 293.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 293.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 293.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 293.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 263.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 263.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 263.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 263.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 263.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 263.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 234.60 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 234.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 234.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 205.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 205.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 205.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 205.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 205.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 205.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 175.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 175.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 175.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 175.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 175.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 175.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 145.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 145.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 145.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 145.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 145.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 145.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.75 115.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.75 115.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.75 115.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.75 115.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 115.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.75 115.60 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 711.6 m 284.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 711.6 m 350.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 711.6 m 420.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 711.6 m 487.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 711.6 m 554.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 683.6 m 217.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 711.6 m 284.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 683.6 m 284.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 711.6 m 350.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 683.6 m 350.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 711.6 m 420.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 683.6 m 420.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 711.6 m 487.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 683.6 m 487.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 711.6 m 554.75 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 683.6 m 554.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 683.6 m 350.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 683.6 m 420.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 683.6 m 487.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 683.6 m 554.75 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 578.6 m 284.75 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 578.6 m 350.75 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 578.6 m 420.75 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 578.6 m 487.75 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 578.6 m 554.75 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 548.6 m 217.75 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 548.6 m 284.75 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 548.6 m 350.75 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 548.6 m 420.75 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 548.6 m 487.75 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 548.6 m 554.75 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 533.6 m 217.75 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 533.6 m 284.75 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 533.6 m 350.75 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 533.6 m 420.75 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 533.6 m 487.75 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 533.6 m 554.75 533.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 428.6 m 284.75 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 428.6 m 350.75 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 428.6 m 420.75 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 428.6 m 487.75 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 428.6 m 554.75 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 398.6 m 217.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 398.6 m 284.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 398.6 m 350.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 398.6 m 420.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 398.6 m 487.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 398.6 m 554.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 383.6 m 217.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 398.6 m 284.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 383.6 m 284.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 398.6 m 350.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 383.6 m 350.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 398.6 m 420.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 383.6 m 420.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 398.6 m 487.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 383.6 m 487.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 398.6 m 554.75 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 383.6 m 554.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 383.6 m 284.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 383.6 m 350.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 383.6 m 420.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 383.6 m 487.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 383.6 m 554.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 278.6 m 284.75 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 278.6 m 350.75 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 278.6 m 420.75 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 278.6 m 487.75 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 278.6 m 554.75 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 248.60000000000002 m 217.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 248.60000000000002 m 284.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 248.60000000000002 m 350.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 248.60000000000002 m 420.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 248.60000000000002 m 487.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 248.60000000000002 m 554.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 234.60000000000002 m 217.75 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 248.60000000000002 m 284.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 234.60000000000002 m 284.75 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 248.60000000000002 m 350.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 234.60000000000002 m 350.75 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 248.60000000000002 m 420.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 234.60000000000002 m 420.75 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 248.60000000000002 m 487.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 234.60000000000002 m 487.75 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 248.60000000000002 m 554.75 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 234.60000000000002 m 554.75 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 130.60000000000002 m 284.75 130.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 130.60000000000002 m 350.75 130.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 130.60000000000002 m 420.75 130.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 130.60000000000002 m 487.75 130.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 130.60000000000002 m 554.75 130.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 100.60000000000002 m 217.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 100.60000000000002 m 284.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 100.60000000000002 m 350.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 100.60000000000002 m 420.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 100.60000000000002 m 487.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 100.60000000000002 m 554.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.75 86.60000000000002 m 217.75 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 100.60000000000002 m 284.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.75 86.60000000000002 m 284.75 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 100.60000000000002 m 350.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.75 86.60000000000002 m 350.75 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 100.60000000000002 m 420.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.75 86.60000000000002 m 420.75 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 100.60000000000002 m 487.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 86.60000000000002 m 487.75 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 100.60000000000002 m 554.75 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.75 86.60000000000002 m 554.75 86.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.25 716.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 356.83 716.28 Td (ee Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.25 688.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 220.25 698.28 Td (September) Tj ET Q q 0 0 0 rg BT 266.26 698.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.75 688.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.45 698.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.25 688.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.40 698.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 382.19 698.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.25 688.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.65 698.28 Td (December) Tj ET Q q 0 0 0 rg BT 467.87 698.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.75 688.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.25 698.28 Td (September) Tj ET Q q 0 0 0 rg BT 536.17 698.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.75 688.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.25 674.33 Td (Gr) Tj ET Q q 0 0 0 rg BT 79.38 674.33 Td (oss charge-offs:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 674.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 674.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 658.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 658.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 658.72 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 658.72 Td (842) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 658.72 Td (383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 658.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 643.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 644.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 644.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 644.17 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 644.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 644.17 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 628.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 629.17 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 629.17 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 629.17 Td (145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 629.17 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 629.17 Td (245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 613.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 614.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 614.17 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 614.17 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 614.17 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 614.17 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 598.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 598.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 598.27 Td (488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 598.27 Td (550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 598.27 Td (929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 598.27 Td (617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 598.27 Td (494) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 583.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 583.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 584.17 Td (78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 584.17 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 584.17 Td (1) Tj ET Q q 0 0 0 rg BT 400.25 584.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 584.17 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 584.17 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 568.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 569.17 Td (566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 569.17 Td (659) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.75 569.17 Td (1,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 569.17 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 569.17 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 553.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 554.17 Td (31) Tj ET Q q 0 0 0 rg BT 269.25 554.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 554.17 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 554.17 Td (205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 554.17 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 554.17 Td (246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 539.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.01 539.17 Td (otal gross char) Tj ET Q q 0 0 0 rg BT 142.89 539.17 Td (ge-of) Tj ET Q q 0 0 0 rg BT 163.80 539.17 Td (fs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 538.27 Td (953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 538.27 Td (990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.75 538.27 Td (2,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.75 538.27 Td (1,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.05 538.27 Td (1,219) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.25 524.33 Td (Recoveries:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 508.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 508.72 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 508.72 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 508.72 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 508.72 Td (1) Tj ET Q q 0 0 0 rg BT 472.25 508.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 508.72 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 493.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 494.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.55 494.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 478.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 479.17 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 479.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 479.17 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 479.17 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 479.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 463.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.25 464.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 464.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.25 464.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.25 464.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.55 464.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 448.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 448.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 449.17 Td (131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 449.17 Td (138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 449.17 Td (134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 449.17 Td (166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 449.17 Td (175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 433.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 433.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 434.17 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 434.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 434.17 Td (69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 434.17 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 434.17 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 418.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 419.17 Td (162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 419.17 Td (153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 419.17 Td (203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 419.17 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 419.17 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 403.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 404.17 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 404.17 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 404.17 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 404.17 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 404.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 389.17 Td (T) Tj ET Q q 0 0 0 rg BT 84.66 389.17 Td (otal recoveries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 388.27 Td (266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 388.27 Td (270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 388.27 Td (321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 388.27 Td (288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 388.27 Td (310) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.25 374.33 Td (Net charge-offs \(r) Tj ET Q q 0 0 0 rg BT 142.59 374.33 Td (ecoveries\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 358.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.25 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.90 358.72 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.25 358.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.25 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.90 358.72 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.25 358.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 358.72 Td (827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.25 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 358.72 Td (372) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.25 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.20 358.72 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.55 358.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 343.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.90 344.17 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.25 344.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 344.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 344.17 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 344.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 344.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 328.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 329.17 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 329.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 329.17 Td (1) Tj ET Q q 0 0 0 rg BT 400.25 329.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 329.17 Td (162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 329.17 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 313.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.25 314.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 314.17 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 314.17 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 314.17 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 314.17 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 298.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 298.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 299.17 Td (357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 299.17 Td (412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 299.17 Td (795) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 299.17 Td (451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 299.17 Td (319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 283.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 283.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 284.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 284.17 Td (94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.25 284.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 284.17 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 284.17 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 268.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 269.17 Td (404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 269.17 Td (506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 269.17 Td (836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 269.17 Td (528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 269.17 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 253.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.25 254.17 Td (267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 254.17 Td (169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.25 254.17 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.25 254.17 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.55 254.17 Td (199) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.25 239.33 Td (T) Tj ET Q q 0 0 0 rg BT 85.46 239.33 Td (otal net charge-offs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 220.25 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.25 239.28 Td (687) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.25 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.25 239.28 Td (720) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.25 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.75 239.28 Td (1,978) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.25 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.75 239.28 Td (1,314) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.25 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.55 239.28 Td (909) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.25 225.28 Td (Ratio of net charge-offs to average total loans \(annualized\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 210.27 Td (Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 211.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 211.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 211.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 211.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 210.27 Td (0.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 210.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.75 210.27 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 210.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.55 210.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 210.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 195.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 196.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 196.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 180.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 181.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.75 181.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 181.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.75 181.17 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 181.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 165.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 166.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.25 166.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 166.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 166.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 166.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 150.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 150.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.75 151.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.75 151.17 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 151.17 Td (0.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.75 151.17 Td (0.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 151.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 135.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 108.16 135.27 Td (, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.75 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.75 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.75 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 120.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.75 121.17 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.75 121.17 Td (0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 121.17 Td (0.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.75 121.17 Td (0.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 121.17 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.25 105.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.75 106.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.90 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.75 106.17 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.90 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.75 106.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.90 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.75 106.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 106.17 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 106.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.25 91.33 Td (T) Tj ET Q q 0 0 0 rg BT 85.00 91.33 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.75 91.33 Td (0.10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.25 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.75 91.33 Td (0.1) Tj ET Q q 0 0 0 rg BT 335.25 91.33 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.25 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.75 91.33 Td (0.34) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.25 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.75 91.33 Td (0.22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.25 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.05 91.33 Td (0.16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.20 91.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 139 0 obj <>] /Rotate 0 /Contents 140 0 R>> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 742.10 Td (The increase in net char) Tj ET Q q 0 0 0 rg BT 153.82 742.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 174.74 742.10 Td (fs during the first quarter of 2018 had been primarily related to one acquired commercial loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 730.10 Td (relationship and increased consumer indirect char) Tj ET Q q 0 0 0 rg BT 238.85 730.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 259.77 730.10 Td (fs related to the increased portfolio. During the second and third quarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 718.10 Td (of 2018, the net char) Tj ET Q q 0 0 0 rg BT 122.79 718.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 143.71 718.10 Td (fs decreased as Peoples' asset quality remained stable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 700.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 202.17 700.10 Td ( nonperforming assets:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 659.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 659.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 659.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 659.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 659.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 659.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 629.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 629.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 629.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 629.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 629.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 629.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 599.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 599.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 599.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 599.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 599.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 599.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 569.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 569.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 569.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 569.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 569.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 569.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 539.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 539.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 539.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 539.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 539.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 539.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 509.60 174.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 509.60 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 509.60 73.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 509.60 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 509.60 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 509.60 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 469.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 469.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 469.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 469.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 469.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 469.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 439.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 439.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 439.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 439.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 439.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 439.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 409.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 409.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 409.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 409.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 409.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 409.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 379.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 379.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 379.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 379.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 379.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 379.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 349.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 349.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 349.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 349.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 349.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 349.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 319.60 174.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 319.60 68.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 319.60 73.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 319.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 319.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 319.60 68.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 280.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 280.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 280.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 280.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 280.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 280.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 250.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 250.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 250.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 250.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 250.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 250.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 220.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 220.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 220.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 220.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 220.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 220.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 190.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 190.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 190.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 190.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 190.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 190.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 160.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 160.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 160.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 160.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 160.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 160.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 130.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 130.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 130.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 130.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 130.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 130.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 100.60 174.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 100.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 100.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 100.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 100.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 100.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.25 71.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.25 71.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.25 71.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.25 71.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.25 71.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.25 71.60 68.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 659.6 m 215.25 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 659.6 m 283.25 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 659.6 m 356.25 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 659.6 m 423.25 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 659.6 m 492.25 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 659.6 m 560.25 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 614.6 m 283.25 614.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 614.6 m 356.25 614.6 l 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423.25 509.6 m 492.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 509.6 m 560.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 509.6 m 215.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 484.6 m 215.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 484.6 m 283.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 509.6 m 356.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 484.6 m 356.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 509.6 m 423.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 484.6 m 423.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 509.6 m 492.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 484.6 m 492.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 509.6 m 560.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 484.6 m 560.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 484.6 m 215.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 484.6 m 283.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 484.6 m 356.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 484.6 m 423.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 484.6 m 492.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 484.6 m 560.25 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 439.6 m 283.25 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 439.6 m 356.25 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 439.6 m 423.25 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 439.6 m 492.25 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 439.6 m 560.25 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 349.6 m 283.25 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 349.6 m 356.25 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 349.6 m 423.25 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 349.6 m 492.25 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 349.6 m 560.25 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 334.6 m 215.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 334.6 m 283.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 334.6 m 356.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 334.6 m 423.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 334.6 m 492.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 334.6 m 560.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 334.6 m 215.25 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 319.6 m 215.25 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 319.6 m 283.25 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 319.6 m 356.25 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 319.6 m 423.25 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 319.6 m 492.25 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 319.6 m 560.25 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 205.60000000000002 m 283.25 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 205.60000000000002 m 356.25 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 205.60000000000002 m 423.25 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 205.60000000000002 m 492.25 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 205.60000000000002 m 560.25 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 190.60000000000002 m 215.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 205.60000000000002 m 283.25 205.60000000000002 l 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190.60000000000002 m 215.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 175.60000000000002 m 215.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 190.60000000000002 m 283.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 175.60000000000002 m 283.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 190.60000000000002 m 356.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 175.60000000000002 m 356.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 190.60000000000002 m 423.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 175.60000000000002 m 423.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 190.60000000000002 m 492.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 175.60000000000002 m 492.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 190.60000000000002 m 560.25 190.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 175.60000000000002 m 560.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 175.60000000000002 m 215.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 160.60000000000002 m 215.25 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 175.60000000000002 m 283.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 160.60000000000002 m 283.25 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 175.60000000000002 m 356.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 160.60000000000002 m 356.25 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 175.60000000000002 m 423.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 160.60000000000002 m 423.25 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 175.60000000000002 m 492.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 160.60000000000002 m 492.25 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 175.60000000000002 m 560.25 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 160.60000000000002 m 560.25 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 115.60000000000002 m 283.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 115.60000000000002 m 356.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 115.60000000000002 m 423.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 115.60000000000002 m 492.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 115.60000000000002 m 560.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 115.60000000000002 m 215.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 100.60000000000002 m 215.25 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 115.60000000000002 m 283.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 100.60000000000002 m 283.25 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 115.60000000000002 m 356.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 100.60000000000002 m 356.25 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 115.60000000000002 m 423.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 100.60000000000002 m 423.25 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 115.60000000000002 m 492.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 100.60000000000002 m 492.25 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 115.60000000000002 m 560.25 115.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 100.60000000000002 m 560.25 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 86.60000000000002 m 215.25 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 86.60000000000002 m 283.25 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 86.60000000000002 m 356.25 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 86.60000000000002 m 423.25 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 86.60000000000002 m 492.25 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 86.60000000000002 m 560.25 86.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41.25 56.60000000000002 m 215.25 56.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.25 56.60000000000002 m 283.25 56.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.25 56.60000000000002 m 356.25 56.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.25 56.60000000000002 m 423.25 56.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.25 56.60000000000002 m 492.25 56.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.25 56.60000000000002 m 560.25 56.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 43.75 664.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 218.25 674.33 Td (September) Tj ET Q q 0 0 0 rg BT 264.26 674.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 238.75 664.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.45 674.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.25 664.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.40 674.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 386.19 674.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.25 664.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 674.33 Td (December) Tj ET Q q 0 0 0 rg BT 471.37 674.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.25 664.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.25 674.33 Td (September) Tj ET Q q 0 0 0 rg BT 541.17 674.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.75 664.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.75 649.83 Td (Loans 90+ days past due and accruing:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 649.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 649.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 649.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 649.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 649.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 634.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 634.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 634.72 Td (401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 634.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 634.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 634.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 634.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 634.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 619.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 619.72 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 619.72 Td (615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 619.72 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 619.72 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 619.72 Td (1,272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 605.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 604.72 Td (461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 604.72 Td (615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 604.72 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 604.72 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 604.72 Td (1,272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 589.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 589.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 589.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 589.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 589.72 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 589.72 Td (832) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 574.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 574.72 Td (1,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 574.72 Td (1,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 574.72 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 574.72 Td (1,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 574.72 Td (1,415) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 43.75 566.20 109.41 -9.09 re f /GS0 gs q 0 0 0 rg BT 43.75 559.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 559.72 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.40 559.72 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 559.72 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 559.72 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 559.72 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 544.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 84.66 544.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.40 544.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 544.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 544.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 544.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 544.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 529.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 84.66 529.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 529.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 529.72 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 529.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 529.72 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.40 529.72 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 515.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.40 514.72 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 514.72 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 514.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 514.72 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.40 514.72 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 500.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.51 500.17 Td (otal loans 90+ days past due and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 490.17 Td (accruing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 489.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 489.27 Td (1,885) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 489.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 489.27 Td (1,975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 489.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 489.27 Td (1,030) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 489.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 489.27 Td (1,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 489.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 489.27 Td (3,542) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.75 474.83 Td (Nonaccrual loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 474.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 474.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 474.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 474.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 474.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 459.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 459.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 459.72 Td (725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 459.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 459.72 Td (725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 459.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 459.72 Td (732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 459.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 459.72 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 459.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 459.72 Td (776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 444.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 444.72 Td (6,751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 444.72 Td (6,422) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 444.72 Td (6,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 444.72 Td (6,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 444.72 Td (7,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 430.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 429.72 Td (7,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 429.72 Td (7,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 429.72 Td (7,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 429.72 Td (7,102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 429.72 Td (8,097) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 414.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 414.72 Td (939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 414.72 Td (1,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 414.72 Td (1,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 414.72 Td (506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 414.72 Td (584) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 399.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 399.72 Td (3,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 399.72 Td (3,770) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 399.72 Td (3,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 399.72 Td (4,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 399.72 Td (4,055) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 384.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 384.72 Td (796) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 384.72 Td (681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 384.72 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 384.72 Td (772) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 384.72 Td (589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 369.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 84.66 369.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 369.27 Td (286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 369.27 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 369.27 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 369.27 Td (158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 369.27 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 354.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 84.66 354.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 354.72 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 354.72 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 354.72 Td (1) Tj ET Q q 0 0 0 rg BT 409.40 354.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 354.72 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 354.72 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 340.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 339.72 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 339.72 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 339.72 Td (191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 339.72 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 339.72 Td (1) Tj ET Q q 0 0 0 rg BT 541.40 339.72 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 325.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.51 325.17 Td (otal nonaccrual loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 324.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.90 324.72 Td (13,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 324.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.90 324.72 Td (13,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 324.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.90 324.72 Td (13,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 324.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 324.72 Td (12,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 324.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.90 324.72 Td (13,435) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.75 310.33 Td (Nonaccrual tr) Tj ET Q q 0 0 0 rg BT 103.37 310.33 Td (oubled debt) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.75 300.33 Td (r) Tj ET Q q 0 0 0 rg BT 48.10 300.33 Td (estructurings \(TDRs\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 285.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 285.27 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 285.27 Td (236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 285.27 Td (674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 285.27 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 285.27 Td (336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 270.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 270.27 Td (430) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.40 270.27 Td (436) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 270.27 Td (487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 270.27 Td (492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 270.27 Td (694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 255.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 255.27 Td (2,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 255.27 Td (2,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 255.27 Td (1,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 255.27 Td (1,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 255.27 Td (1,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 240.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 240.27 Td (160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 240.27 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 240.27 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 240.27 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 240.27 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 225.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 84.66 225.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 225.27 Td (1) Tj ET Q q 0 0 0 rg BT 264.40 225.27 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 225.27 Td (93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 225.27 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 225.27 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 225.27 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 210.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 84.66 210.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 210.27 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.40 210.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.40 210.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.40 210.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.40 210.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 196.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 195.72 Td (136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 195.72 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.40 195.72 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 195.72 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 195.72 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 181.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.51 181.17 Td (otal nonaccrual ) Tj ET Q q 0 0 0 rg BT 124.93 181.17 Td (TDRs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 180.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.90 180.72 Td (2,999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 180.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.90 180.72 Td (2,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 180.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 180.72 Td (3,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 180.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.90 180.72 Td (2,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 180.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.90 180.72 Td (2,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 165.72 Td (T) Tj ET Q q 0 0 0 rg BT 61.16 165.72 Td (otal nonperforming loans \(NPLs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 165.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.90 165.72 Td (18,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 165.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.90 165.72 Td (18,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 165.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.90 165.72 Td (17,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 165.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 165.72 Td (17,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 165.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.90 165.72 Td (19,761) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.75 150.83 Td (Other) Tj ET Q q 0 0 0 rg BT 69.12 150.83 Td ( r) Tj ET Q q 0 0 0 rg BT 75.87 150.83 Td (eal estate owned \(OREO\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 150.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 150.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 150.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 150.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 150.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 135.27 Td (Commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 135.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.40 135.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 135.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 135.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 135.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 135.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 135.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 135.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 135.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 135.72 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 120.27 Td (Residential) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 120.72 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 120.72 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 120.72 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 120.72 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 120.72 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.75 106.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.16 106.17 Td (otal OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 105.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.40 105.72 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 105.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 105.72 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 105.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.40 105.72 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 105.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 105.72 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 105.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.40 105.72 Td (276) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.75 91.33 Td (T) Tj ET Q q 0 0 0 rg BT 61.50 91.33 Td (otal nonperforming assets \(NP) Tj ET Q q 0 0 0 rg BT 190.47 91.33 Td (As\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 217.75 91.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.90 91.33 Td (18,226) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.75 91.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.90 91.33 Td (18,107) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.75 91.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.90 91.33 Td (17,331) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.75 91.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.90 91.33 Td (17,526) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.75 91.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.90 91.33 Td (20,037) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 76.72 Td (Criticized loans \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.75 76.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.90 76.27 Td (1) Tj ET Q q 0 0 0 rg BT 246.90 76.27 Td (18,703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 76.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.90 76.27 Td (120,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.75 76.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.90 76.27 Td (1) Tj ET Q q 0 0 0 rg BT 386.90 76.27 Td (16,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.75 76.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 76.27 Td (90,418) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.75 76.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.90 76.27 Td (96,671) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.75 61.72 Td (Classified loans \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.90 61.27 Td (49,058) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.90 61.27 Td (55,596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.90 61.27 Td (44,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 61.27 Td (46,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.90 61.27 Td (41,233) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 141 0 obj <>] /Rotate 0 /Contents 142 0 R>> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (70) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 39.75 714.50 200.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.75 714.50 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 714.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.75 714.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 714.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.75 714.50 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.75 685.50 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.75 685.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 685.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.75 685.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 685.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.75 685.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.75 645.50 200.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.75 645.50 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 645.50 60.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.75 645.50 61.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 645.50 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.75 645.50 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.75 605.50 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.75 605.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 605.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.75 605.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 605.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.75 605.50 68.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.75 714.5 m 239.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.75 714.5 m 307.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 714.5 m 367.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.75 714.5 m 428.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 714.5 m 493.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 714.5 m 561.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.75 714.5 m 239.75 714.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.75 590.5 m 239.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.75 590.5 m 307.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 590.5 m 367.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.75 590.5 m 428.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 590.5 m 493.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.75 590.5 m 561.75 590.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 42.25 719.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 242.75 734.23 Td (September) Tj ET Q q 0 0 0 rg BT 288.76 734.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.25 724.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.45 734.23 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.25 724.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.90 734.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 394.69 734.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.75 724.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.65 734.23 Td (December) Tj ET Q q 0 0 0 rg BT 474.87 734.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.75 724.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.75 734.23 Td (September) Tj ET Q q 0 0 0 rg BT 542.67 734.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.25 724.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 42.25 705.23 Td (Asset Quality Ratios:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 690.62 Td (NPLs as a percent of total loans \(c\)\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.40 690.62 Td (0.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.90 690.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.40 690.62 Td (0.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.90 690.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.40 690.62 Td (0.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 690.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.40 690.62 Td (0.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.90 690.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 690.62 Td (0.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.90 690.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 675.62 Td (NP) Tj ET Q q 0 0 0 rg BT 54.12 675.62 Td (As as a percent of total assets \(c\)\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.40 675.62 Td (0.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.90 675.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.40 675.62 Td (0.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.90 675.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.40 675.62 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 675.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.40 675.62 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.90 675.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 675.62 Td (0.56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.90 675.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 660.17 Td (NP) Tj ET Q q 0 0 0 rg BT 54.57 660.17 Td (As as a percent of total loans and OREO \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 650.17 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.40 655.62 Td (0.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.90 655.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.40 655.62 Td (0.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.90 655.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.40 655.62 Td (0.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 655.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.40 655.62 Td (0.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.90 655.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 655.62 Td (0.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.90 655.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 635.17 Td (Allowance for loan losses as a percent of NPLs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 625.17 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.40 625.17 Td (109.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.90 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.40 625.17 Td (106.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.90 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.40 625.17 Td (109.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.40 625.17 Td (108.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.90 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.40 625.17 Td (96.1) Tj ET Q q 0 0 0 rg BT 547.90 625.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.90 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 610.17 Td (Criticized loans as a percent of total loans \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.40 610.17 Td (4.38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.90 610.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.40 610.17 Td (4.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.90 610.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.40 610.17 Td (4.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 610.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.40 610.17 Td (3.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.90 610.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 610.17 Td (4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.90 610.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.25 595.17 Td (Classified loans as a percent of total loans \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.40 595.17 Td (1.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.90 595.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.40 595.17 Td (2.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.90 595.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.40 595.17 Td (1.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 595.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.40 595.17 Td (1.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.90 595.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 595.17 Td (1.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.90 595.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 22.50 575.40 Td ( \(a\) Includes loans categorized as special mention, substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 22.50 565.80 Td ( \(b\) Includes loans categorized as substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 22.50 556.20 Td ( \(c\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.38 556.20 Td (Data presented as of the end of the period indicated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 31.50 546.60 Td ( \(d\) Nonperforming loans include loans 90+ days past due and accruing, troubled debt restructured loans and nonaccrual loans. Nonperforming assets include ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 537.05 Td (nonperforming loans and OREO.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 513.00 Td (Nonperforming loans were relatively unchanged compared to June 30, 2018, and declined $1.6 million, or 8%, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 501.00 Td (September 30, 2017. Classified loans, which are those categorized as substandard or doubtful, declined $6.5 million, or 12%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 489.00 Td (compared to June 30, 2018, and were up $7.8 million, or 19%, from September 30, 2017. Compared to June 30, 2018, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 477.00 Td (improvement in classified loans was mostly due to a single commercial relationship that was upgraded from substandard to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 465.00 Td (special mention during the quarter) Tj ET Q q 0 0 0 rg BT 177.13 465.00 Td (. Criticized loans, which are those categorized as special mention, substandard or doubtful, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 453.00 Td (decreased $2.1 million, or 2%, compared to June 30, 2018, and increased $22.0 million, or 23%, compared to September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 441.00 Td (2017. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 409.80 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 397.80 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 397.80 Td ( deposit balances:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 357.30 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 357.30 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 357.30 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 357.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 357.30 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 357.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 331.30 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 331.30 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 331.30 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 331.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 331.30 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 331.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 305.30 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 305.30 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 305.30 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 305.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 305.30 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 305.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 279.30 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 279.30 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 279.30 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 279.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 279.30 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 279.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 253.30 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 253.30 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 253.30 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 253.30 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 253.30 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 253.30 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 357.29999999999995 m 222.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 357.29999999999995 m 291.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 357.29999999999995 m 356.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 357.29999999999995 m 423.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 357.29999999999995 m 494.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 357.29999999999995 m 561.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 357.29999999999995 m 356.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 357.29999999999995 m 423.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 357.29999999999995 m 494.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 357.29999999999995 m 561.75 357.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 253.29999999999995 m 222.75 253.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 240.29999999999995 m 222.75 240.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 253.29999999999995 m 291.75 253.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 240.29999999999995 m 291.75 240.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 253.29999999999995 m 356.75 253.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 240.29999999999995 m 356.75 240.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 253.29999999999995 m 423.75 253.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 240.29999999999995 m 423.75 240.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 253.29999999999995 m 494.75 253.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 240.29999999999995 m 494.75 240.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 253.29999999999995 m 561.75 253.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 240.29999999999995 m 561.75 240.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 227.29999999999995 m 222.75 227.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 227.29999999999995 m 291.75 227.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 227.29999999999995 m 356.75 227.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 227.29999999999995 m 423.75 227.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 227.29999999999995 m 494.75 227.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 227.29999999999995 m 561.75 227.29999999999995 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.25 362.01 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 372.03 Td (September) Tj ET Q q 0 0 0 rg BT 272.26 372.03 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.75 362.03 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.95 372.03 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.75 362.03 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.90 372.03 Td (Mar) Tj ET Q q 0 0 0 rg BT 386.69 372.03 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.75 362.03 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.65 372.03 Td (December) Tj ET Q q 0 0 0 rg BT 472.87 372.03 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.75 362.03 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.25 372.03 Td (September) Tj ET Q q 0 0 0 rg BT 543.17 372.03 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.75 362.03 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 347.87 Td (Non-interest-bearing deposits \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.25 347.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 347.87 Td (617,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.25 347.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 347.87 Td (585,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.25 347.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 347.87 Td (570,804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.25 347.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 347.87 Td (556,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.25 347.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 347.87 Td (724,846) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 334.87 Td (Interest-bearing deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.25 334.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.25 334.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.25 334.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.25 334.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.25 334.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 321.87 Td (Interest-bearing demand accounts \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 321.87 Td (547,172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 321.87 Td (570,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 321.87 Td (584,563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 321.87 Td (593,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 321.87 Td (384,261) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 308.87 Td (Savings accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 308.87 Td (473,240) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 308.87 Td (480,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 308.87 Td (461,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 308.87 Td (446,714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 308.87 Td (440,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 295.87 Td (Money market deposit accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 295.87 Td (391,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 295.87 Td (389,893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 295.87 Td (364,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 295.87 Td (371,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 295.87 Td (388,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 282.87 Td (Governmental deposit accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 282.87 Td (344,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 282.87 Td (305,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 282.87 Td (341,920) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 282.87 Td (264,524) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 282.87 Td (289,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 269.87 Td (Retail certificates of deposit \(CDs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 269.87 Td (402,309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 269.87 Td (406,214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 269.87 Td (335,843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 269.87 Td (338,673) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 269.87 Td (343,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 256.87 Td (Brokered CDs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 256.87 Td (265,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 256.87 Td (21) Tj ET Q q 0 0 0 rg BT 330.40 256.87 Td (1,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 256.87 Td (154,379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 256.87 Td (159,618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.40 256.87 Td (93,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.25 243.87 Td (T) Tj ET Q q 0 0 0 rg BT 73.66 243.87 Td (otal interest-bearing deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.90 243.87 Td (2,423,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.90 243.87 Td (2,363,398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.90 243.87 Td (2,242,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.90 243.87 Td (2,174,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.90 243.87 Td (1,939,836) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.25 231.03 Td ( ) Tj ET Q q 0 0 0 rg BT 73.07 231.03 Td (T) Tj ET Q q 0 0 0 rg BT 78.82 231.03 Td (otal deposits) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.25 231.03 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.90 231.03 Td (3,041,123) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.25 231.03 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.90 231.03 Td (2,949,259) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.25 231.03 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.90 231.03 Td (2,813,181) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.25 231.03 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.90 231.03 Td (2,730,330) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.25 231.03 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.90 231.03 Td (2,664,682) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.20 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 218.20 Td (The sum of amounts presented is considered total demand deposits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 200.20 Td (At September 30, 2018, period-end deposits increased $91.9 million, or 3%, compared to June 30, 2018; $310.8 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.20 Td (or 1) Tj ET Q q 0 0 0 rg BT 69.46 188.20 Td (1%, compared to December 31, 2017; and $376.4 million, or 14%, compared to September 30, 2017. ) Tj ET Q q 0 0 0 rg BT 478.63 188.20 Td (The growth from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 176.20 Td (December 2017 and September 2017 was lar) Tj ET Q q 0 0 0 rg BT 233.20 176.20 Td (gely due to $198.6 million of balances in deposit accounts acquired from ) Tj ET Q q 0 0 0 rg BT 526.74 176.20 Td (ASB on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.20 Td (April 13, 2018. Contributing to the linked quarter growth were increases of $39.1 million in governmental deposits and $31.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 152.20 Td (million in non-interest-bearing deposits, coupled with higher one-way buy Certificate of Deposit ) Tj ET Q q 0 0 0 rg BT 442.52 152.20 Td (Account Registry Services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 140.20 Td (\("CDARs"\) deposits, which are included in brokered CD balances. ) Tj ET Q q 0 0 0 rg BT 325.81 140.20 Td (The increase in period-end deposit balances compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 128.20 Td (September 30, 2017 was lar) Tj ET Q q 0 0 0 rg BT 165.18 128.20 Td (gely due to the acquired deposit balances from ) Tj ET Q q 0 0 0 rg BT 353.45 128.20 Td (ASB remaining at September 30, 2018, coupled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 116.20 Td (with higher one-way buy CDARs deposit balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 98.20 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 98.20 Td (otal demand deposit accounts comprised 38% of total deposits at September 30, 2018, compared to 39% at June 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 86.20 Td (2018 and 42% at September 30, 2017. Peoples continues its deposit strategy of growing low-cost core deposits, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 74.20 Td (checking and savings accounts and retail CDs when possible, and relying on higher) Tj ET Q q 0 0 0 rg BT 387.33 74.20 Td (-cost, non-core deposits, such as brokered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 62.20 Td (CDs when deposits are not available in Peoples' footprint. ) Tj ET Q endstream endobj 143 0 obj <>] /Rotate 0 /Contents 144 0 R>> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (71) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Borr) Tj ET Q q 0 0 0 rg BT 74.37 742.25 Td (owed Funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 730.25 Td ( short-term and long-term borrowings:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 689.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 689.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 689.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 689.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 689.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 689.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 663.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 663.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 663.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 663.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 663.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 663.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 635.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 635.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 635.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 635.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 635.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 635.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 609.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 609.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 609.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 609.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 609.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 609.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 583.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 583.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 583.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 583.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 583.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 583.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 557.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 557.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 557.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 557.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 557.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 557.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 689.75 m 226.25 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 689.75 m 293.25 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 689.75 m 360.25 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 689.75 m 427.25 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 689.75 m 494.25 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 689.75 m 561.25 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 635.75 m 226.25 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 622.75 m 226.25 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 635.75 m 293.25 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 622.75 m 293.25 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 635.75 m 360.25 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 622.75 m 360.25 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 635.75 m 427.25 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 622.75 m 427.25 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 635.75 m 494.25 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 622.75 m 494.25 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 635.75 m 561.25 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 622.75 m 561.25 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 557.75 m 226.25 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 557.75 m 293.25 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 557.75 m 360.25 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 557.75 m 427.25 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 557.75 m 494.25 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 557.75 m 561.25 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 544.75 m 226.25 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 544.75 m 293.25 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 544.75 m 360.25 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 544.75 m 427.25 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 544.75 m 494.25 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 544.75 m 561.25 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 531.75 m 226.25 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 531.75 m 293.25 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 531.75 m 360.25 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 531.75 m 427.25 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 531.75 m 494.25 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 531.75 m 561.25 531.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.75 694.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.75 704.48 Td (September) Tj ET Q q 0 0 0 rg BT 274.76 704.48 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 249.25 694.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.45 704.48 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.25 694.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.40 704.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 390.19 704.48 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.25 694.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.15 704.48 Td (December) Tj ET Q q 0 0 0 rg BT 474.37 704.48 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.25 694.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.75 704.48 Td (September) Tj ET Q q 0 0 0 rg BT 542.67 704.48 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.25 694.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.75 680.32 Td (Short-term borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.75 680.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.75 680.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 680.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.75 680.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.75 680.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 667.32 Td (FHLB advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.75 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 667.32 Td (232,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.75 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 667.32 Td (284,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 667.32 Td (104,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.75 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.90 667.32 Td (92,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.75 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 667.32 Td (1) Tj ET Q q 0 0 0 rg BT 529.90 667.32 Td (16,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 654.32 Td (Retail repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.90 654.32 Td (64,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.90 654.32 Td (76,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.90 654.32 Td (98,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 654.32 Td (1) Tj ET Q q 0 0 0 rg BT 462.90 654.32 Td (16,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.90 654.32 Td (77,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 641.32 Td (Unamortized debt issuance cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.05 640.42 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.40 640.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.05 640.47 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.40 640.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.40 641.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.40 641.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.40 641.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 626.32 Td (T) Tj ET Q q 0 0 0 rg BT 80.51 626.32 Td (otal short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 626.32 Td (296,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 626.32 Td (360,727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 626.32 Td (203,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 626.32 Td (209,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 626.32 Td (193,717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.75 613.32 Td (Long-term borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.75 613.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.75 613.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 613.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.75 613.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.75 613.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 600.32 Td (FHLB advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 600.32 Td (103,860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 600.32 Td (105,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 600.32 Td (1) Tj ET Q q 0 0 0 rg BT 395.90 600.32 Td (16,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 600.32 Td (136,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 600.32 Td (148,862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 587.32 Td (National market repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.40 587.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.40 587.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.40 587.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.40 587.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.90 587.32 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 574.32 Td (Unamortized debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.40 574.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.40 574.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.05 574.37 Td (\(22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.40 574.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.05 574.37 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.40 574.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.05 574.37 Td (\(33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.40 574.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 561.32 Td (Junior subordinated debt securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.90 561.32 Td (7,239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.90 561.32 Td (7,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.90 561.32 Td (7,151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.90 561.32 Td (7,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.90 561.32 Td (7,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 548.32 Td (T) Tj ET Q q 0 0 0 rg BT 80.16 548.32 Td (otal long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 548.32 Td (1) Tj ET Q q 0 0 0 rg BT 261.90 548.32 Td (1) Tj ET Q q 0 0 0 rg BT 266.90 548.32 Td (1,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 548.32 Td (1) Tj ET Q q 0 0 0 rg BT 328.90 548.32 Td (13,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 548.32 Td (123,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 548.32 Td (144,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 548.32 Td (195,890) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.75 535.48 Td (T) Tj ET Q q 0 0 0 rg BT 74.50 535.48 Td (otal borr) Tj ET Q q 0 0 0 rg BT 112.37 535.48 Td (owed funds) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.75 535.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.90 535.48 Td (407,929) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.75 535.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.90 535.48 Td (473,812) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.75 535.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.90 535.48 Td (326,956) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.75 535.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.90 535.48 Td (353,510) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.75 535.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.90 535.48 Td (389,607) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 514.25 Td (Peoples' short-term FHLB advances generally consist of overnight borrowings maintained in connection with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 502.25 Td (management of Peoples' daily liquidity position. ) Tj ET Q q 0 0 0 rg BT 251.89 502.25 Td (As of September 30, 2018, this included 90-day advances used to fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 490.25 Td ($100.0 million in an aggregate notional value of interest rate swaps with maturity dates ranging from 2021 to 2028. ) Tj ET Q q 0 0 0 rg BT 520.38 490.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.25 Td (advances are expected to be extended every 90 days through the maturity dates of the swaps. Peoples' short-term FHLB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (advances at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.86 466.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.13 466.25 Td ( decreased $63.9 million, and increased $87.3 million, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.72 466.25 Td (June30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.55 466.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 454.25 Td (December 31, 2017, respectively) Tj ET Q q 0 0 0 rg BT 185.25 454.25 Td (. ) Tj ET Q q 0 0 0 rg BT 192.56 454.25 Td (The increase in short-term borrowings compared to December 31, 2017 was primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.25 Td (related to the funding of the interest rate swaps and long-term FHLB advances being reclassified to short-term borrowings due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.25 Td (to the advances maturing within one year) Tj ET Q q 0 0 0 rg BT 218.55 430.25 Td (, coupled with loan growth out-pacing deposit growth. ) Tj ET Q q 0 0 0 rg BT 440.83 430.25 Td (The increase at June 30, 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 418.25 Td (from March 31, 2018 also includes $21.0 million in short-term FHLB advances acquired from ) Tj ET Q q 0 0 0 rg BT 432.81 418.25 Td (ASB, of which all $21.0 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 406.25 Td (matured in July of 2018. Peoples continually evaluates the overall balance sheet position given the interest rate environment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 388.25 Td (Peoples acquired three interest rate swaps with the ) Tj ET Q q 0 0 0 rg BT 275.82 388.25 Td (ASB acquisition in the second quarter of 2018, which had a notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.25 Td (value of $7.0 million, and all of which matured in July 2018. ) Tj ET Q q 0 0 0 rg BT 301.74 376.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.18 376.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.45 376.25 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.99 376.25 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.21 376.25 Td ( ef) Tj ET Q q 0 0 0 rg BT 484.30 376.25 Td (fective interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (swaps, for an aggregate notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.16 364.25 Td (100.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.05 364.25 Td (, and two additional swaps, with an aggregate notional value of $10.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.25 Td (million, became ef) Tj ET Q q 0 0 0 rg BT 128.51 352.25 Td (fective in October of 2018. ) Tj ET Q q 0 0 0 rg BT 241.35 352.25 Td (These interest rate swaps are associated with Peoples' cash outflows for various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.25 Td (FHLB advances. ) Tj ET Q q 0 0 0 rg BT 126.03 340.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.07 340.25 Td ($43.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.96 340.25 Td ( increase in notional value during the third quarter of 2018 was due to Peoples entering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (into an additional five interest rate swaps, partially of) Tj ET Q q 0 0 0 rg BT 267.36 328.25 Td (fset by the three acquired interest rate swaps maturing in July 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.25 Td (These dates roughly coincide with the maturity of existing FHLB advances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 298.25 Td (Additional information regarding Peoples' interest rate swaps can be found in Note 9 of the Notes to the Unconsolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.25 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (Capital/Stockholders) Tj ET Q q 0 0 0 rg BT 146.60 256.25 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 244.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 244.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.76 244.25 Td (, capital levels for both Peoples and Peoples Bank remained substantially higher than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.25 Td (minimum amounts needed to be considered "well capitalized" institutions under applicable banking regulations. ) Tj ET Q q 0 0 0 rg BT 506.59 232.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.25 Td (higher capital levels reflect Peoples' desire to maintain a strong capital position. In order to avoid limitations on dividends, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.25 Td (equity repurchases and compensation, Peoples must exceed the three minimum required ratios by at least the capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 196.25 Td (conservation buf) Tj ET Q q 0 0 0 rg BT 120.74 196.25 Td (fer) Tj ET Q q 0 0 0 rg BT 131.29 196.25 Td (. ) Tj ET Q q 0 0 0 rg BT 138.61 196.25 Td (The capital conservation buf) Tj ET Q q 0 0 0 rg BT 252.55 196.25 Td (fer is being phased in from 0.625% beginning January 1, 2016 to 2.50% by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.25 Td (January 1, 2019, and applies to the common equity tier 1 \("CET1"\) ratio, the tier 1 capital ratio and the total risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.25 Td (capital ratio. ) Tj ET Q q 0 0 0 rg BT 108.42 172.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.92 172.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.19 172.25 Td (, Peoples' had a capital conservation buf) Tj ET Q q 0 0 0 rg BT 361.37 172.25 Td (fer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.80 172.25 Td (6.30%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.63 172.25 Td (, compared to 2.50% for the fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.25 Td (phased-in capital conservation buf) Tj ET Q q 0 0 0 rg BT 191.27 160.25 Td (fer required by January 1, 2019. ) Tj ET Q q 0 0 0 rg BT 323.73 160.25 Td (As such, Peoples exceeded the minimum ratios including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.25 Td (the capital conservation buf) Tj ET Q q 0 0 0 rg BT 164.61 148.25 Td (fer at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.93 148.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.19 148.25 Td (.) Tj ET Q endstream endobj 145 0 obj <>] /Rotate 0 /Contents 146 0 R>> endobj 146 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 713.10 Td (The following table details Peoples' risk-based capital levels and corresponding ratios:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 672.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 672.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 672.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 672.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 672.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 672.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 646.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 646.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 646.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 646.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 646.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 646.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 620.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 620.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 620.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 620.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 620.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 620.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 594.60 145.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 594.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 594.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 594.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 594.60 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 594.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 566.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 566.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 566.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 566.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 566.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 566.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 672.6 m 216.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 672.6 m 284.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 672.6 m 351.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 672.6 m 419.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 672.6 m 490.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 672.6 m 557.5 672.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 677.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 219.50 687.33 Td (September) Tj ET Q q 0 0 0 rg BT 265.51 687.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.00 677.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.70 687.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.50 677.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.15 687.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 381.94 687.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.00 677.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.40 687.33 Td (December) Tj ET Q q 0 0 0 rg BT 468.62 687.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 677.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.00 687.33 Td (September) Tj ET Q q 0 0 0 rg BT 538.92 687.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 677.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 663.33 Td (Capital ) Tj ET Q q 0 0 0 rg BT 107.89 663.33 Td (Amounts:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 650.17 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 148.80 650.17 Td (T) Tj ET Q q 0 0 0 rg BT 154.64 650.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 650.17 Td (368,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 650.17 Td (359,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 650.17 Td (335,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 650.17 Td (327,172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 650.17 Td (326,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 637.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.93 637.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 637.17 Td (375,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 637.17 Td (366,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 637.17 Td (342,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 637.17 Td (334,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 637.17 Td (334,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 624.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.76 624.17 Td (otal \(T) Tj ET Q q 0 0 0 rg BT 112.17 624.17 Td (ier 1 and ) Tj ET Q q 0 0 0 rg BT 149.39 624.17 Td (T) Tj ET Q q 0 0 0 rg BT 155.23 624.17 Td (ier 2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 624.17 Td (395,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 624.17 Td (386,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 624.17 Td (361,343) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 624.17 Td (355,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 624.17 Td (355,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 611.17 Td (Net risk-weighted assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.65 611.17 Td (2,765,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 611.17 Td (2,765,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 611.17 Td (2,524,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 611.17 Td (2,473,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 611.17 Td (2,456,797) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 598.33 Td (Capital Ratios:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 585.17 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 148.80 585.17 Td (T) Tj ET Q q 0 0 0 rg BT 154.64 585.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 585.17 Td (13.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 585.17 Td (13.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 585.17 Td (13.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 585.17 Td (13.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 585.17 Td (13.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 570.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.93 570.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 570.17 Td (13.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 570.17 Td (13.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 570.17 Td (13.57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 570.17 Td (13.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 570.17 Td (13.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 557.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.76 557.17 Td (otal \(T) Tj ET Q q 0 0 0 rg BT 112.17 557.17 Td (ier 1 and ) Tj ET Q q 0 0 0 rg BT 149.39 557.17 Td (T) Tj ET Q q 0 0 0 rg BT 155.23 557.17 Td (ier 2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 557.17 Td (14.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 557.17 Td (13.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 557.17 Td (14.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 557.17 Td (14.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 557.17 Td (14.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 544.17 Td (Leverage ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 544.17 Td (9.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 544.17 Td (9.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 544.17 Td (9.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 544.17 Td (9.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 544.17 Td (9.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 523.10 Td (The capital ratios increased at September 30, 2018 compared to June 30, 2018 due to increased equity as earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 511.10 Td (exceeded the dividends declared, while net risk-weighted assets decreased slightly in relation to some lar) Tj ET Q q 0 0 0 rg BT 473.40 511.10 Td (ge payof) Tj ET Q q 0 0 0 rg BT 507.93 511.10 Td (fs that were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 499.10 Td (higher volatility commercial real estate loans. Peoples' capital ratios at June 30, 2018 decreased compared to the linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 487.10 Td (quarter and December 31, 2017 lar) Tj ET Q q 0 0 0 rg BT 193.20 487.10 Td (gely due to the percentage of risk-weighted assets acquired from the ) Tj ET Q q 0 0 0 rg BT 467.83 487.10 Td (ASB acquisition that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 475.10 Td (were greater than capital added, net of goodwill, from the ) Tj ET Q q 0 0 0 rg BT 286.13 475.10 Td (ASB acquisition. Leverage ratio decreased slightly due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 463.10 Td (increase in average assets in the third quarter of 2018 compared to the second quarter as ) Tj ET Q q 0 0 0 rg BT 407.75 463.10 Td (ASB was acquired on ) Tj ET Q q 0 0 0 rg BT 496.63 463.10 Td (April 13, 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 445.10 Td (In addition to traditional capital measurements, management uses tangible capital measures to evaluate the adequacy of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.10 Td (Peoples' stockholders' equity) Tj ET Q q 0 0 0 rg BT 168.60 433.10 Td (. Such ratios represent non-GAAP) Tj ET Q q 0 0 0 rg BT 307.65 433.10 Td ( financial measures since their calculation removes the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.10 Td (of goodwill and other intangible assets acquired through acquisitions on amounts reported in the Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 409.10 Td (Sheets. Management believes this information is useful to investors since it facilitates the comparison of Peoples' operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.10 Td (performance, financial condition and trends to peers, especially those without a similar level of intangible assets to that of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 385.10 Td (Peoples. Further) Tj ET Q q 0 0 0 rg BT 121.65 385.10 Td (, intangible assets generally are dif) Tj ET Q q 0 0 0 rg BT 260.30 385.10 Td (ficult to convert into cash, especially during a financial crisis, and could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.10 Td (decrease substantially in value should there be deterioration in the overall franchise value. ) Tj ET Q q 0 0 0 rg BT 418.59 373.10 Td (As a result, tangible equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 361.10 Td (represents a conservative measure of the capacity for Peoples to incur losses but remain solvent. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 343.10 Td (The following table reconciles the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 336.55 343.10 Td ( financial measures to amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 331.10 Td (Unaudited Consolidated Financial Statements:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 291.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 291.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 291.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 291.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 291.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 291.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 265.60 169.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 265.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 265.60 65.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 265.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 265.60 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 265.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 230.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 230.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 230.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 230.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 230.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 230.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 204.60 169.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 204.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 204.60 65.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 204.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 204.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 204.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 167.60 236.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 167.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 167.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 167.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 167.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 141.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 141.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 141.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 141.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 141.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 141.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 115.60 236.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 115.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 115.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 115.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 115.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 89.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 89.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 89.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 89.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 89.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 89.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 291.6 m 222.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 291.6 m 289.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 291.6 m 354.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 291.6 m 421.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 291.6 m 490.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 291.6 m 557.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 243.60000000000002 m 222.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 243.60000000000002 m 289.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 243.60000000000002 m 354.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 243.60000000000002 m 421.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 243.60000000000002 m 490.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 243.60000000000002 m 557.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 180.60000000000002 m 222.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 180.60000000000002 m 289.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 180.60000000000002 m 354.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 180.60000000000002 m 421.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 180.60000000000002 m 490.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 180.60000000000002 m 557.5 180.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 141.60000000000002 m 289.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 141.60000000000002 m 354.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 141.60000000000002 m 421.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 141.60000000000002 m 490.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 141.60000000000002 m 557.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 141.60000000000002 m 289.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 141.60000000000002 m 354.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 141.60000000000002 m 421.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 141.60000000000002 m 490.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 141.60000000000002 m 557.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 89.60000000000002 m 289.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 89.60000000000002 m 354.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 89.60000000000002 m 421.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 89.60000000000002 m 490.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 89.60000000000002 m 557.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 89.60000000000002 m 289.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 89.60000000000002 m 354.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 89.60000000000002 m 421.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 89.60000000000002 m 490.5 89.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 89.60000000000002 m 557.5 89.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 296.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.00 305.33 Td (September) Tj ET Q q 0 0 0 rg BT 271.01 305.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.50 295.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.70 305.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.50 295.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.65 305.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 384.44 305.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 295.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.40 305.33 Td (December) Tj ET Q q 0 0 0 rg BT 469.62 305.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 295.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.00 305.33 Td (September) Tj ET Q q 0 0 0 rg BT 538.92 305.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 295.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 282.33 Td (T) Tj ET Q q 0 0 0 rg BT 62.21 282.33 Td (angible equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 269.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 269.17 Td (otal stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 269.17 Td (504,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 269.17 Td (499,339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 269.17 Td (456,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 269.17 Td (458,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 269.17 Td (457,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 256.17 Td (Less: goodwill and other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 246.22 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 248.27 Td (163,401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 248.27 Td (163,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 248.27 Td (143,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 248.27 Td (144,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 248.27 Td (143,859) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 234.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 234.17 Td (angible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 234.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 234.17 Td (340,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 234.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 234.17 Td (335,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 234.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 234.17 Td (312,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 234.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 234.17 Td (314,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 234.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 234.17 Td (313,527) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 221.33 Td (T) Tj ET Q q 0 0 0 rg BT 62.21 221.33 Td (angible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 208.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 208.17 Td (otal assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 208.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 208.17 Td (4,003,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 208.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.60 208.17 Td (3,972,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 208.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 208.17 Td (3,634,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 208.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 208.17 Td (3,581,686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 208.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 208.17 Td (3,552,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 195.17 Td (Less: goodwill and other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 185.17 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 185.27 Td (163,401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 185.27 Td (163,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 185.27 Td (143,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 185.27 Td (144,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 185.27 Td (143,859) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 171.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 171.17 Td (angible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 171.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 171.17 Td (3,839,688) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 171.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.60 171.17 Td (3,808,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 171.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 171.17 Td (3,491,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 171.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 171.17 Td (3,437,1) Tj ET Q q 0 0 0 rg BT 471.65 171.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 171.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 171.17 Td (3,408,553) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 158.33 Td (T) Tj ET Q q 0 0 0 rg BT 62.21 158.33 Td (angible book value per) Tj ET Q q 0 0 0 rg BT 158.62 158.33 Td ( common shar) Tj ET Q q 0 0 0 rg BT 218.99 158.33 Td (e:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 158.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 158.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 158.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 158.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 145.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 145.17 Td (angible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 145.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 145.17 Td (340,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 145.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 145.17 Td (335,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 145.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 145.17 Td (312,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 145.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 145.17 Td (314,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 145.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 145.17 Td (313,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 132.17 Td (Common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.60 132.17 Td (19,550,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.60 132.17 Td (19,528,952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.60 132.17 Td (18,365,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.60 132.17 Td (18,287,449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.60 132.17 Td (18,281,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 119.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 119.17 Td (angible book value per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 119.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 119.17 Td (17.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 119.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 119.17 Td (17.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 119.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 119.17 Td (17.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 119.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 119.17 Td (17.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 119.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 119.17 Td (17.15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 106.33 Td (T) Tj ET Q q 0 0 0 rg BT 61.75 106.33 Td (angible equity to tangible assets ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 93.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 93.17 Td (angible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 93.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 93.17 Td (340,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 93.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 93.17 Td (335,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 93.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 93.17 Td (312,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 93.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 93.17 Td (314,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 93.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 93.17 Td (313,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 80.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.76 80.17 Td (angible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 80.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 80.17 Td (3,839,688) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 80.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.60 80.17 Td (3,808,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 80.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 80.17 Td (3,491,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 80.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 80.17 Td (3,437,1) Tj ET Q q 0 0 0 rg BT 471.65 80.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 80.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 80.17 Td (3,408,553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 67.17 Td (T) Tj ET Q q 0 0 0 rg BT 61.41 67.17 Td (angible equity to tangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 67.17 Td (8.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.65 67.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 67.17 Td (8.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 67.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 67.17 Td (8.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 67.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 67.17 Td (9.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 67.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 67.17 Td (9.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 67.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 147 0 obj <>] /Rotate 0 /Contents 148 0 R>> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.79 731.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 126.44 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 136.46 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.91 731.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 185.36 731.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 212.60 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 222.61 731.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 257.06 731.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 282.63 731.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 303.20 731.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 731.10 Td (September30, ) Tj ET Q q 0 0 0 rg BT 372.65 731.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 394.89 731.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.57 731.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 447.14 731.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.14 731.10 Td (, ) Tj ET Q q 0 0 0 rg BT 471.88 731.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 513.54 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 523.56 731.10 Td (previous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 86.56 719.10 Td (was ) Tj ET Q q 0 0 0 rg BT 105.24 719.10 Td (due ) Tj ET Q q 0 0 0 rg BT 122.80 719.10 Td (lar) Tj ET Q q 0 0 0 rg BT 133.16 719.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 153.50 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 164.40 719.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 193.07 719.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 228.41 719.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 254.86 719.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 303.52 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 314.42 719.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 334.76 719.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 366.21 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 383.77 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.42 719.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 421.00 719.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 470.50 719.10 Td (of) Tj ET Q q 0 0 0 rg BT 478.65 719.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 496.21 719.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 532.66 719.10 Td (by ) Tj ET Q q 0 0 0 rg BT 545.78 719.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 90.38 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 101.21 707.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 128.70 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 138.98 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.70 707.10 Td (form ) Tj ET Q q 0 0 0 rg BT 175.64 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.47 707.10 Td (common ) Tj ET Q q 0 0 0 rg BT 223.96 707.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 251.45 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.73 707.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 308.10 707.10 Td (with ) Tj ET Q q 0 0 0 rg BT 328.38 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.54 707.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 364.50 707.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 413.38 707.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 75.48 677.10 Td (est Rate Sensitivity and Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (While Peoples is exposed to various business risks, the risks relating to interest rate sensitivity and liquidity are major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (risks that can materially impact future results of operations and financial condition due to their complexity and dynamic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (nature. ) Tj ET Q q 0 0 0 rg BT 86.30 641.10 Td (The objective of Peoples' asset/liability management \(ALM\) function is to measure and manage these risks in order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (to optimize net interest income within the constraints of prudent capital adequacy) Tj ET Q q 0 0 0 rg BT 379.08 629.10 Td (, liquidity and safety) Tj ET Q q 0 0 0 rg BT 460.64 629.10 Td (. ) Tj ET Q q 0 0 0 rg BT 467.96 629.10 Td (This objective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (requires Peoples to focus on interest rate risk exposure and adequate liquidity through its management of the mix of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (and liabilities, their related cash flows, and the rates earned and paid on those assets and liabilities. Ultimately) Tj ET Q q 0 0 0 rg BT 495.72 605.10 Td (, the ) Tj ET Q q 0 0 0 rg BT 514.88 605.10 Td (ALM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (function is intended to guide management in the acquisition and disposition of earning assets, and selection of appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (funding sources.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 557.10 Td (Interest Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 545.10 Td (Interest rate risk \(IRR\) is one of the most significant risks arising in the normal course of business of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 533.10 Td (services companies like Peoples. IRR is the potential for economic loss due to future interest rate changes that can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 521.10 Td (impact the earnings stream as well as market values of financial assets and liabilities. Peoples' exposure to IRR is due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 509.10 Td (primarily to dif) Tj ET Q q 0 0 0 rg BT 132.92 509.10 Td (ferences in the maturity or repricing of interest-earning assets and interest-bearing liabilities. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 497.10 Td (other factors, such as prepayments of loans and investment securities, or early withdrawal of deposits, can expose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 485.10 Td (Peoples to IRR and increase interest costs or reduce revenue streams.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 467.10 Td (Peoples has assigned overall management of IRR to its ) Tj ET Q q 0 0 0 rg BT 311.90 467.10 Td (Asset-Liability Committee \(the ALCO\), which has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 455.10 Td (established an IRR management policy that sets minimum requirements and guidelines for monitoring and managing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 443.10 Td (level of IRR. ) Tj ET Q q 0 0 0 rg BT 128.75 443.10 Td (The methods used by ) Tj ET Q q 0 0 0 rg BT 215.96 443.10 Td (ALCO to assess IRR remain lar) Tj ET Q q 0 0 0 rg BT 342.71 443.10 Td (gely unchanged from those disclosed in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 431.10 Td (2017 Form 10-K. However during the third quarter of 2018, Peoples began using new software for modeling the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 419.10 Td (sheet which of) Tj ET Q q 0 0 0 rg BT 130.13 419.10 Td (fers increased capabilities and functionality better suited for Peoples given the growth in the company) Tj ET Q q 0 0 0 rg BT 537.14 419.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 401.10 Td (The following table shows the estimated changes in net interest income and the economic value of equity based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 389.10 Td (upon a standard, parallel shock analysis \(dollars in thousands\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 274.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 338.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 338.60 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 338.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 338.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.75 338.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 338.60 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 338.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 338.60 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 312.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 312.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.75 312.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.75 312.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 312.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 312.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.75 312.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.75 312.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 312.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.75 312.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 312.60 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 312.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 312.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 312.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 286.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 286.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.75 286.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.75 286.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 286.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 286.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.75 286.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.75 286.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 286.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.75 286.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 286.60 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 286.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 286.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 286.60 40.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 338.6 m 203.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 338.6 m 207.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 338.6 m 247.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 338.6 m 251.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 338.6 m 301.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 338.6 m 341.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 338.6 m 395.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 338.6 m 399.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 338.6 m 441.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 338.6 m 445.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 338.6 m 495.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 338.6 m 535.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 325.6 m 153.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 338.6 m 203.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 325.6 m 203.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 338.6 m 207.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 325.6 m 207.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 338.6 m 247.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 325.6 m 247.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 338.6 m 251.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 325.6 m 251.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 338.6 m 301.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 325.6 m 301.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 338.6 m 341.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 325.6 m 341.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.75 325.6 m 345.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 338.6 m 395.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 325.6 m 395.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 338.6 m 399.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 325.6 m 399.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 338.6 m 441.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 325.6 m 441.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 338.6 m 445.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 325.6 m 445.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 338.6 m 495.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 325.6 m 495.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 338.6 m 535.75 338.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 325.6 m 535.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 325.6 m 153.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 325.6 m 203.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 325.6 m 207.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 325.6 m 247.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 325.6 m 395.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 325.6 m 399.75 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 325.6 m 441.75 325.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.25 363.33 Td (Incr) Tj ET Q q 0 0 0 rg BT 115.40 363.33 Td (ease) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.40 353.33 Td (\(Decr) Tj ET Q q 0 0 0 rg BT 111.09 353.33 Td (ease\) in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.40 343.33 Td (Inter) Tj ET Q q 0 0 0 rg BT 108.88 343.33 Td (est Rate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 177.30 353.28 Td (Estimated Incr) Tj ET Q q 0 0 0 rg BT 241.28 353.28 Td (ease \(Decr) Tj ET Q q 0 0 0 rg BT 285.23 353.28 Td (ease\) in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 204.85 343.28 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 243.82 343.28 Td (est Income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.30 353.28 Td (Estimated \(Decr) Tj ET Q q 0 0 0 rg BT 439.91 353.28 Td (ease\) Incr) Tj ET Q q 0 0 0 rg BT 481.65 353.28 Td (ease in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.80 343.28 Td (Economic ) Tj ET Q q 0 0 0 rg BT 429.43 343.28 Td (V) Tj ET Q q 0 0 0 rg BT 436.10 343.28 Td (alue of Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.15 329.17 Td (\(in Basis Points\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.50 329.33 Td (September) Tj ET Q q 0 0 0 rg BT 204.51 329.33 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.90 329.33 Td (December) Tj ET Q q 0 0 0 rg BT 299.12 329.33 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.50 329.33 Td (September) Tj ET Q q 0 0 0 rg BT 397.51 329.33 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.90 329.33 Td (December) Tj ET Q q 0 0 0 rg BT 493.02 329.33 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 316.17 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.25 316.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 316.17 Td (7,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.05 316.17 Td (5.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 316.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.25 316.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.40 316.17 Td (4,1) Tj ET Q q 0 0 0 rg BT 287.90 316.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 316.17 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 316.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 316.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 316.22 Td (\(39,550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 316.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 316.17 Td (\(3.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 316.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.25 316.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 316.22 Td (\(83,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 316.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.70 316.17 Td (\(1) Tj ET Q q 0 0 0 rg BT 511.03 316.17 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 316.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 303.17 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 303.17 Td (5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.05 303.17 Td (4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 303.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.40 303.17 Td (3,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 303.17 Td (2.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 303.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 303.22 Td (\(22,337) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 303.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 303.17 Td (\(2.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 303.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 303.22 Td (\(56,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 303.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.70 303.17 Td (\(8.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 303.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 290.17 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 290.17 Td (3,175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.05 290.17 Td (2.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 290.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.40 290.17 Td (2,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 290.17 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 290.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.05 290.22 Td (\(6,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 290.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 290.17 Td (\(0.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 290.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 290.22 Td (\(27,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 290.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.70 290.17 Td (\(4.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 290.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.40 277.17 Td (\(100\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.05 277.17 Td (\(8,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.90 277.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.70 277.17 Td (\(6.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.55 277.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.05 277.17 Td (\(8,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.90 277.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.70 277.17 Td (\(7.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.55 277.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 277.22 Td (\(31,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 277.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 277.17 Td (\(3.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 277.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.40 277.17 Td (10,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.05 277.17 Td (1.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.90 277.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 256.10 Td (Estimated changes in net interest income and economic value of equity are partially driven by assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 244.10 Td (regarding the rate at which non-maturity deposits will reprice given a move in short-term interest rates. Peoples takes a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 232.10 Td (historically conservative approach when determining what repricing rates \(deposit betas\) are used in modeling interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 220.10 Td (rate risk. ) Tj ET Q q 0 0 0 rg BT 111.80 220.10 Td (These assumptions are monitored closely by Peoples and are updated at least annually) Tj ET Q q 0 0 0 rg BT 455.50 220.10 Td (. ) Tj ET Q q 0 0 0 rg BT 462.82 220.10 Td (The actual deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 208.10 Td (betas experienced recently by Peoples in the repricing of non-maturity deposits are lower than those used in Peoples) Tj ET Q q 0 0 0 rg BT 539.17 208.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 196.10 Td (current interest rate risk modeling. Peoples has benefited from this trend in the current interest rate and competitor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 184.10 Td (environment as it has provided for growth in Peoples) Tj ET Q q 0 0 0 rg BT 286.77 184.10 Td ( net interest income. However) Tj ET Q q 0 0 0 rg BT 409.10 184.10 Td (, in recent months, Peoples has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 172.10 Td (experienced more pressure on mar) Tj ET Q q 0 0 0 rg BT 209.53 172.10 Td (gin expansion and rate competition in it's markets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 152.10 Td (At September 30, 2018, Peoples' consolidated balance sheet was positioned to benefit from rising interest rates in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 140.10 Td (terms of potential impact on net interest income. ) Tj ET Q q 0 0 0 rg BT 270.65 140.10 Td (The table above illustrates this point as changes to net interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 128.10 Td (increase in the rising rate scenarios. ) Tj ET Q q 0 0 0 rg BT 219.54 128.10 Td (The increase in asset sensitivity from December 31, 2017 was lar) Tj ET Q q 0 0 0 rg BT 480.11 128.10 Td (gely attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 116.10 Td (the 90-day advances Peoples entered into to fund the interest rate swaps, ef) Tj ET Q q 0 0 0 rg BT 372.00 116.10 Td (fectively reducing the interest rate sensitivity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 104.10 Td (of the liabilities on the balance sheet. However) Tj ET Q q 0 0 0 rg BT 261.81 104.10 Td (, there was a slight reduction of asset sensitivity as a result of the ) Tj ET Q q 0 0 0 rg BT 523.14 104.10 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 92.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 123.20 92.10 Td (While parallel interest rate shock scenarios are useful in assessing the level of IRR inherent in the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 80.10 Td (sheet, interest rates typically move in a non-parallel manner with dif) Tj ET Q q 0 0 0 rg BT 344.78 80.10 Td (ferences in the timing, direction, and magnitude of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 68.10 Td (changes in short-term and long-term interest rates. ) Tj ET Q q 0 0 0 rg BT 278.14 68.10 Td (Thus, any benefit that might occur as a result of the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 56.10 Td (increasing short-term interest rates in the future could be of) Tj ET Q q 0 0 0 rg BT 309.24 56.10 Td (fset by an inverse movement in long-term interest rates.) Tj ET Q endstream endobj 149 0 obj <>] /Rotate 0 /Contents 150 0 R>> endobj 150 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 731.10 Td (The table also illustrates a significant reduction in long-term interest rate risk as is evidenced by the drop in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.10 Td (negative impact of rising interest rates on economic value of equity) Tj ET Q q 0 0 0 rg BT 340.71 719.10 Td (. ) Tj ET Q q 0 0 0 rg BT 348.03 719.10 Td (The reduction is lar) Tj ET Q q 0 0 0 rg BT 425.87 719.10 Td (gely attributable to the increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.10 Td (functionality of the new interest rate risk model employed by Peoples during the third quarter) Tj ET Q q 0 0 0 rg BT 445.39 707.10 Td (, primarily the ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 695.10 Td (apply enhanced pre-payment estimates on loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 677.10 Td (Peoples has entered into interest rate swaps as part of its interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 486.95 677.10 Td (. ) Tj ET Q q 0 0 0 rg BT 494.27 677.10 Td (These interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (rate swaps are designated as cash flow hedges and involve the receipt of variable rate amounts from a counterparty in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 653.10 Td (exchange for Peoples making fixed payments. ) Tj ET Q q 0 0 0 rg BT 260.84 653.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.28 653.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.54 653.10 Td (, Peoples had entered into twelve interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 641.10 Td (swap contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.65 641.10 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.86 641.10 Td ( of which were ef) Tj ET Q q 0 0 0 rg BT 220.65 641.10 Td (fective with an aggregate notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.19 641.10 Td (100.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.08 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 460.40 641.10 Td (The remaining two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 629.10 Td (became ef) Tj ET Q q 0 0 0 rg BT 112.62 629.10 Td (fective in October 2018 with an aggregate notional value of $10.0 million. ) Tj ET Q q 0 0 0 rg BT 414.49 629.10 Td (Additional information regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 617.10 Td (Peoples' interest rate swaps can be found in Note 14 of the Notes to the Consolidated Financial Statements included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 605.10 Td (Peoples' 2017 Form 10-K and Note 9 of the Notes to the Unconsolidated Financial Statements included in this Form 10-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 593.10 Td (Q.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 569.10 Td (Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 557.10 Td (In addition to IRR management, another major objective of the ) Tj ET Q q 0 0 0 rg BT 344.10 557.10 Td (ALCO is to maintain a suf) Tj ET Q q 0 0 0 rg BT 449.74 557.10 Td (ficient level of liquidity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 545.10 Td (Peoples Bank. ) Tj ET Q q 0 0 0 rg BT 134.04 545.10 Td (The methods used by the ) Tj ET Q q 0 0 0 rg BT 235.96 545.10 Td (ALCO to monitor and evaluate the adequacy of Peoples Bank's liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 533.10 Td (position remain unchanged from those disclosed in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.76 533.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.76 533.10 Td ( Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 515.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.50 515.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.76 515.10 Td (, Peoples Bank had liquid assets of $169.1 million, which represented 3.8% of total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.59 515.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 503.10 Td (and unfunded loan commitments. ) Tj ET Q q 0 0 0 rg BT 210.68 503.10 Td (This amount exceeded the minimal level by $80.7 million, or 2.0% of total loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 491.10 Td (unfunded commitments, currently required under Peoples' liquidity policy) Tj ET Q q 0 0 0 rg BT 367.53 491.10 Td (. Peoples also had an additional $74.7 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 479.10 Td (of unpledged investment securities not included in the measurement of liquid assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 461.10 Td (Management believes the current balance of cash and cash equivalents, and anticipated cash flows from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 449.10 Td (investment portfolio, along with the availability of other funding sources, will allow Peoples to meet anticipated cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 437.10 Td (obligations, as well as special needs and of) Tj ET Q q 0 0 0 rg BT 243.44 437.10 Td (f-balance sheet commitments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td ( Off-Balance Sheet ) Tj ET Q q 0 0 0 rg BT 135.93 407.10 Td (Activities and Contractual Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 395.10 Td (In the normal course of business, Peoples is a party to financial instruments with of) Tj ET Q q 0 0 0 rg BT 404.81 395.10 Td (f-balance sheet risk necessary to meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (the financing needs of Peoples' customers. ) Tj ET Q q 0 0 0 rg BT 228.36 383.10 Td (These financial instruments include commitments to extend credit and standby ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (letters of credit. ) Tj ET Q q 0 0 0 rg BT 121.85 371.10 Td (The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (the Consolidated Balance Sheets. ) Tj ET Q q 0 0 0 rg BT 192.12 359.10 Td (The contract amounts of these instruments express the extent of involvement Peoples has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (in these financial instruments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 323.10 Td (Loan Commitments and Standby Letters of Cr) Tj ET Q q 0 0 0 rg BT 253.82 323.10 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 311.10 Td (Loan commitments are made to accommodate the financial needs of Peoples' customers. Standby letters of credit are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (instruments issued by Peoples Bank guaranteeing the beneficiary payment by Peoples Bank in the event of default by Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.10 Td (Bank's customer in the performance of an obligation or service. Historically) Tj ET Q q 0 0 0 rg BT 359.50 287.10 Td (, most loan commitments and standby letters of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.10 Td (credit expire unused. Peoples Bank's exposure to credit loss in the event of nonperformance by the counter) Tj ET Q q 0 0 0 rg BT 482.70 275.10 Td (-party to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (financial instrument for loan commitments and standby letters of credit is represented by the contractual amount of those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (instruments. Peoples Bank uses the same underwriting standards in making commitments and conditional obligations as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (does for on-balance sheet instruments. ) Tj ET Q q 0 0 0 rg BT 212.38 239.10 Td (The amount of collateral obtained is based on management's credit evaluation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.10 Td (customer) Tj ET Q q 0 0 0 rg BT 90.10 227.10 Td (. Collateral held varies, but may include accounts receivable, inventory) Tj ET Q q 0 0 0 rg BT 376.29 227.10 Td (, property) Tj ET Q q 0 0 0 rg BT 414.52 227.10 Td (, plant, and equipment, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.10 Td (income-producing commercial properties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 197.10 Td (Peoples Bank routinely engages in activities that involve, to varying degrees, elements of risk that are not reflected in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (whole or in part in the consolidated financial statements. ) Tj ET Q q 0 0 0 rg BT 285.14 185.10 Td (These activities are part of Peoples Bank's normal course of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (business and include traditional of) Tj ET Q q 0 0 0 rg BT 191.01 173.10 Td (f-balance sheet credit-related financial instruments, interest rate contracts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.10 Td (commitments to make additional capital contributions in low-income housing tax credit investments. ) Tj ET Q q 0 0 0 rg BT 462.07 161.10 Td (T) Tj ET Q q 0 0 0 rg BT 467.83 161.10 Td (raditional of) Tj ET Q q 0 0 0 rg BT 516.80 161.10 Td (f-balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.10 Td (sheet credit-related financial instruments continue to represent the most significant of) Tj ET Q q 0 0 0 rg BT 395.37 149.10 Td (f-balance sheet exposure. ) Tj ET Q endstream endobj 151 0 obj <>] /Rotate 0 /Contents 152 0 R>> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following table details the total contractual amount of loan commitments and standby letters of credit:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 689.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 689.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 689.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 689.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 689.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 689.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 663.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 663.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 663.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 663.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 663.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 663.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 637.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 637.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 637.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 637.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 637.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 637.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 689.6 m 211 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 689.6 m 278 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 689.6 m 343 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 689.6 m 411 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 689.6 m 478 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 689.6 m 545 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 689.6 m 278 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 689.6 m 343 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 689.6 m 411 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 689.6 m 478 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 689.6 m 545 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 650.6 m 211 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 650.6 m 278 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 650.6 m 343 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 650.6 m 411 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 650.6 m 478 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 650.6 m 545 650.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 694.27 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 71.00 694.27 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.50 704.28 Td (September) Tj ET Q q 0 0 0 rg BT 259.51 704.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.00 694.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.20 704.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 694.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.65 705.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 373.44 705.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.50 695.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.90 705.33 Td (December) Tj ET Q q 0 0 0 rg BT 458.12 705.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 695.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.50 705.33 Td (September) Tj ET Q q 0 0 0 rg BT 526.42 705.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.00 695.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 680.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.50 680.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.65 680.17 Td (101,651) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.50 680.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 680.17 Td (103,975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 680.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 680.17 Td (86,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 680.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 680.17 Td (83,949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.50 680.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 680.17 Td (84,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 667.17 Td (Unadvanced construction loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 667.17 Td (71,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 667.17 Td (87,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 667.17 Td (106,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 667.17 Td (1) Tj ET Q q 0 0 0 rg BT 446.65 667.17 Td (12,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 667.17 Td (103,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 654.17 Td (Other loan commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.65 654.17 Td (324,059) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 654.17 Td (319,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 654.17 Td (267,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 654.17 Td (260,552) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 654.17 Td (280,974) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.50 641.33 Td (Loan commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.50 641.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.65 641.33 Td (497,546) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.50 641.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.65 641.33 Td (510,971) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.50 641.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.65 641.33 Td (460,679) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.50 641.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.65 641.33 Td (456,976) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.50 641.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.65 641.33 Td (468,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 628.17 Td (Standby letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.50 628.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 628.17 Td (9,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.50 628.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 628.17 Td (20,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 628.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 628.17 Td (20,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 628.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 628.17 Td (20,873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.50 628.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 628.17 Td (21,788) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 607.10 Td (Management does not anticipate that Peoples Bank) Tj ET Q q 0 0 0 rg BT 279.17 607.10 Td (s current of) Tj ET Q q 0 0 0 rg BT 324.52 607.10 Td (f-balance sheet activities will have a material impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 595.10 Td (its future results of operations and financial condition based on historical experience and recent trends.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 557.53505859375 m 447.974609375 557.53505859375 l s q 0 0 0 rg BT 54.00 559.10 Td (ITEM 3QUANTIT) Tj ET Q q 0 0 0 rg BT 136.60 559.10 Td (A) Tj ET Q q 0 0 0 rg BT 143.08 559.10 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 169.48 559.10 Td (AND QUALIT) Tj ET Q q 0 0 0 rg BT 232.36 559.10 Td (A) Tj ET Q q 0 0 0 rg BT 238.84 559.10 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 0 rg BT 338.32 559.10 Td (ABOUT) Tj ET Q q 0 0 0 rg BT 373.70 559.10 Td ( MARKET) Tj ET Q q 0 0 0 rg BT 421.02 559.10 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 547.10 Td (The information called for by this Item 3 is provided under the caption Interest Rate Sensitivity and Liquidity under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 535.10 Td (ITEM 2.MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 242.33 535.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 265.95 535.10 Td (ANAL) Tj ET Q q 0 0 0 rg BT 292.72 535.10 Td (YSIS OF FINANCIAL) Tj ET Q q 0 0 0 rg BT 385.69 535.10 Td ( CONDITION ) Tj ET Q q 0 0 0 rg BT 445.69 535.10 Td (AND RESUL) Tj ET Q q 0 0 0 rg BT 500.61 535.10 Td (TS OF ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 523.10 Td (OPERA) Tj ET Q q 0 0 0 rg BT 85.67 523.10 Td (TIONS in this Form 10-Q, and is incorporated herein by reference.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 491.53505859375 m 241.802734375 491.53505859375 l s q 0 0 0 rg BT 54.00 493.10 Td (ITEM 4CONTROLS ) Tj ET Q q 0 0 0 rg BT 148.74 493.10 Td (AND PROCEDURES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 481.10 Td (Evaluation of Disclosur) Tj ET Q q 0 0 0 rg BT 153.83 481.10 Td (e Contr) Tj ET Q q 0 0 0 rg BT 186.14 481.10 Td (ols and Pr) Tj ET Q q 0 0 0 rg BT 229.30 481.10 Td (ocedur) Tj ET Q q 0 0 0 rg BT 258.56 481.10 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 469.10 Td (Peoples' management, with the participation of Peoples' President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 432.00 469.10 Td (ficer and Peoples) Tj ET Q q 0 0 0 rg BT 503.45 469.10 Td ( Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 457.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.62 457.10 Td (ice President, Chief Financial Of) Tj ET Q q 0 0 0 rg BT 191.79 457.10 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 229.37 457.10 Td (T) Tj ET Q q 0 0 0 rg BT 235.12 457.10 Td (reasurer) Tj ET Q q 0 0 0 rg BT 266.92 457.10 Td (, has evaluated the ef) Tj ET Q q 0 0 0 rg BT 350.87 457.10 Td (fectiveness of Peoples) Tj ET Q q 0 0 0 rg BT 442.32 457.10 Td ( disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 445.10 Td (procedures \(as defined in Rule 13a-15\(e\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 343.34 445.10 Td (Act of 1934, as amended \(the Exchange ) Tj ET Q q 0 0 0 rg BT 509.39 445.10 Td (Act\)\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 433.10 Td (.Based upon that evaluation, Peoples) Tj ET Q q 0 0 0 rg BT 289.04 433.10 Td ( President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 425.77 433.10 Td (ficer and Peoples) Tj ET Q q 0 0 0 rg BT 497.22 433.10 Td ( Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.62 421.10 Td (ice President, Chief Financial Of) Tj ET Q q 0 0 0 rg BT 191.79 421.10 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 229.37 421.10 Td (T) Tj ET Q q 0 0 0 rg BT 235.12 421.10 Td (reasurer have concluded that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 403.10 Td (\(a\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 403.10 Td (information required to be disclosed by Peoples in this Quarterly Report on Form 10-Q and other reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 391.10 Td (Peoples files or submits under the Exchange ) Tj ET Q q 0 0 0 rg BT 305.13 391.10 Td (Act would be accumulated and communicated to Peoples) Tj ET Q q 0 0 0 rg BT 536.82 391.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 379.10 Td (management, including its President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 368.53 379.10 Td (ficer and its Executive ) Tj ET Q q 0 0 0 rg BT 460.54 379.10 Td (V) Tj ET Q q 0 0 0 rg BT 467.16 379.10 Td (ice President, Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 367.10 Td (Financial Of) Tj ET Q q 0 0 0 rg BT 176.08 367.10 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 213.66 367.10 Td (T) Tj ET Q q 0 0 0 rg BT 219.41 367.10 Td (reasurer) Tj ET Q q 0 0 0 rg BT 251.21 367.10 Td (, as appropriate to allow timely decisions regarding required disclosure;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 349.10 Td (\(b\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 349.10 Td (information required to be disclosed by Peoples in this Quarterly Report on Form 10-Q and other reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 337.10 Td (Peoples files or submits under the Exchange ) Tj ET Q q 0 0 0 rg BT 305.13 337.10 Td (Act would be recorded, processed, summarized and reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 325.10 Td (within the time periods specified in the SEC) Tj ET Q q 0 0 0 rg BT 305.69 325.10 Td (s rules and forms; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 307.10 Td (\(c\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 307.10 Td (Peoples) Tj ET Q q 0 0 0 rg BT 159.70 307.10 Td ( disclosure controls and procedures were ef) Tj ET Q q 0 0 0 rg BT 332.78 307.10 Td (fective as of the end of the fiscal quarter covered by this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 295.10 Td (Quarterly Report on Form 10-Q.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 271.10 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.50 271.10 Td (Changes ) Tj ET Q q 0 0 0 rg BT 95.67 271.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.51 271.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 144.01 271.10 Td (Contr) Tj ET Q q 0 0 0 rg BT 169.39 271.10 Td (ol ) Tj ET Q q 0 0 0 rg BT 179.66 271.10 Td (Over) Tj ET Q q 0 0 0 rg BT 201.14 271.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.64 271.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 246.14 271.10 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 259.10 Td (There were no changes in Peoples' internal control over financial reporting \(as defined in Rule 13a-15\(f\) under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 247.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 95.37 247.10 Td (Act\) that occurred during Peoples' fiscal quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.98 247.10 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.24 247.10 Td (, that have materially af) Tj ET Q q 0 0 0 rg BT 490.74 247.10 Td (fected, or are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 235.10 Td (reasonably likely to materially af) Tj ET Q q 0 0 0 rg BT 185.99 235.10 Td (fect, Peoples) Tj ET Q q 0 0 0 rg BT 239.67 235.10 Td ( internal control over financial reporting.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 284.25 214.70 Td (P) Tj ET Q q 0 0 0 rg BT 290.69 214.70 Td (AR) Tj ET Q q 0 0 0 rg BT 307.60 214.70 Td (T) Tj ET Q q 0 0 0 rg BT 315.39 214.70 Td ( II) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 171.13505859375005 m 200.97265625 171.13505859375005 l s q 0 0 0 rg BT 54.00 172.70 Td (ITEM 1LEGAL) Tj ET Q q 0 0 0 rg BT 125.13 172.70 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 160.70 Td (In the ordinary course of their respective businesses or operations, Peoples or one of its subsidiaries may be named as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.70 Td (plaintif) Tj ET Q q 0 0 0 rg BT 82.70 148.70 Td (f, a defendant, or a party to a legal proceeding or any of their respective properties may be subject to various pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.70 Td (and threatened legal proceedings and various actual and potential claims.In view of the inherent dif) Tj ET Q q 0 0 0 rg BT 455.62 136.70 Td (ficulty of predicting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.70 Td (outcome of such matters, Peoples cannot state what the eventual outcome of any such matters will be. However) Tj ET Q q 0 0 0 rg BT 502.35 124.70 Td (, based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.70 Td (management's current knowledge and after consultation with legal counsel, management believes these proceedings will not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.70 Td (have a material adverse ef) Tj ET Q q 0 0 0 rg BT 158.20 100.70 Td (fect on the consolidated financial position, results of operations or liquidity of Peoples.) Tj ET Q endstream endobj 153 0 obj <>] /Rotate 0 /Contents 154 0 R>> endobj 154 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (76) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 171.1533203125 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 1A) Tj ET Q q 0 0 0 rg BT 94.84 731.25 Td (RISK F) Tj ET Q q 0 0 0 rg BT 129.66 731.25 Td (ACT) Tj ET Q q 0 0 0 rg BT 150.59 731.25 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 714.25 Td (Peoples has entered into interest rate swaps as part of its interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 450.95 714.25 Td (. ) Tj ET Q q 0 0 0 rg BT 455.77 714.25 Td (These interest rate swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 702.25 Td (are designated as cash flow hedges and involve the receipt of variable rate amounts from a counterparty in exchange for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 690.25 Td (Peoples making fixed payments. ) Tj ET Q q 0 0 0 rg BT 188.42 690.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.87 690.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.13 690.25 Td (, Peoples had entered into twelve interest rate swap contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.88 690.25 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.09 690.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 678.25 Td (of which were ef) Tj ET Q q 0 0 0 rg BT 121.29 678.25 Td (fective with an aggregate notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.83 678.25 Td (100.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.72 678.25 Td (. ) Tj ET Q q 0 0 0 rg BT 361.04 678.25 Td (The remaining two became ef) Tj ET Q q 0 0 0 rg BT 480.25 678.25 Td (fective in October ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 666.25 Td (2018 with an aggregate notional value of $10.0 million. ) Tj ET Q q 0 0 0 rg BT 281.18 666.25 Td (Additional information regarding Peoples' interest rate swaps can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 654.25 Td (found in Note 14 of the Notes to the Consolidated Financial Statements included in Peoples' 2017 Form 10-K and Note 9 of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 642.25 Td (the Notes to the Unconsolidated Financial Statements in this Form 10-Q.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 625.25 Td (Although Peoples expects that each of the hedging relationships will be highly ef) Tj ET Q q 0 0 0 rg BT 396.19 625.25 Td (fective as described above, it has not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 613.25 Td (assumed that there will be no inef) Tj ET Q q 0 0 0 rg BT 188.78 613.25 Td (fectiveness in the hedging relationships. ) Tj ET Q q 0 0 0 rg BT 353.47 613.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.91 613.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.17 613.25 Td (, the termination value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 601.25 Td (of derivative financial instruments was in a net asset position, which included accrued interest but excluded any adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 589.25 Td (for nonperformance risk, related to the twelve interest rate swaps, was $3.9 million. ) Tj ET Q q 0 0 0 rg BT 392.79 589.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.23 589.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.50 589.25 Td (, Peoples has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 577.25 Td (posted collateral of $6.6 million against its obligations under these agreements. If Peoples had breached any of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 565.25 Td (provisions at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.89 565.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.15 565.25 Td (, it could have been required to settle its obligations under the agreements at the termination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 553.25 Td (value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 535.25 Td (There have been no other material changes from those risk factors previously disclosed in ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 512.25 535.25 Td (ACT) Tj ET Q q 0 0 0 rg BT 532.07 535.25 Td (ORS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 523.25 Td (of Part I of Peoples) Tj ET Q q 0 0 0 rg BT 133.79 523.25 Td ( 2017 Form 10-K.) Tj ET Q q 0 0 0 rg BT 210.84 523.25 Td (Those risk factors are not the only risks Peoples faces.) Tj ET Q q 0 0 0 rg BT 432.45 523.25 Td (Additional risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 511.25 Td (uncertainties not currently known to management or that management currently deems to be immaterial also may materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 499.25 Td (adversely af) Tj ET Q q 0 0 0 rg BT 102.40 499.25 Td (fect Peoples) Tj ET Q q 0 0 0 rg BT 153.58 499.25 Td ( business, financial condition and/or operating results.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 467.68505859375 m 444.087890625 467.68505859375 l s q 0 0 0 rg BT 54.00 469.25 Td (ITEM 2UNREGISTERED SALES OF) Tj ET Q q 0 0 0 rg BT 220.89 469.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 262.47 469.25 Td ( SECURITIES ) Tj ET Q q 0 0 0 rg BT 327.50 469.25 Td (AND USE OF) Tj ET Q q 0 0 0 rg BT 387.13 469.25 Td ( PROCEEDS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 457.25 Td (The following table details repurchases by Peoples and purchases by af) Tj ET Q q 0 0 0 rg BT 361.17 457.25 Td (filiated purchasers as defined in Rule 10b-18\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 445.25 Td (\(3\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 191.45 445.25 Td (Act of 1934, as amended, of Peoples) Tj ET Q q 0 0 0 rg BT 340.67 445.25 Td ( common shares during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.48 445.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.47 445.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.25 Td (September30, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.26 433.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 332.75 129.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.00 332.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 332.75 11.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 332.75 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 332.75 14.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 332.75 108.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 332.75 110.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 302.75 129.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.00 302.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 302.75 11.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 302.75 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 302.75 14.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 302.75 108.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 302.75 110.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 332.75 m 183 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 332.75 m 241 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 332.75 m 252 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 332.75 m 325 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 332.75 m 339 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 332.75 m 447 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 332.75 m 557 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 332.75 m 241 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 332.75 m 339 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 287.75 m 183 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 272.75 m 183 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 287.75 m 241 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 272.75 m 241 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 287.75 m 252 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 272.75 m 252 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 287.75 m 325 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 272.75 m 325 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 287.75 m 339 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 272.75 m 339 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 287.75 m 447 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 272.75 m 447 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 287.75 m 557 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 272.75 m 557 272.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.50 337.43 Td (Period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.65 387.43 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 200.55 377.43 Td (T) Tj ET Q q 0 0 0 rg BT 206.30 377.43 Td (otal ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 188.35 367.43 Td (Number) Tj ET Q q 0 0 0 rg BT 223.72 367.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 191.75 357.43 Td (Common ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.10 347.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 217.48 347.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 189.05 337.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 204.98 337.43 Td (chased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 337.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.85 367.43 Td (\(b\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.25 357.43 Td (A) Tj ET Q q 0 0 0 rg BT 264.73 357.43 Td (verage Price ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.85 347.43 Td (Paid per) Tj ET Q q 0 0 0 rg BT 306.06 347.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.60 337.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 316.92 337.43 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 337.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.70 387.43 Td (\(c\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.20 377.43 Td (T) Tj ET Q q 0 0 0 rg BT 362.95 377.43 Td (otal Number) Tj ET Q q 0 0 0 rg BT 416.93 377.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.15 367.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 419.47 367.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 357.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 364.18 357.43 Td (chased as Part of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.55 347.43 Td (Publicly ) Tj ET Q q 0 0 0 rg BT 386.50 347.43 Td (Announced ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.60 337.43 Td (Plans or) Tj ET Q q 0 0 0 rg BT 382.70 337.43 Td ( Pr) Tj ET Q q 0 0 0 rg BT 395.56 337.43 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.22 337.43 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 429.72 341.96 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.35 407.43 Td (\(d\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.25 397.43 Td (Maximum) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.00 387.43 Td (Number) Tj ET Q q 0 0 0 rg BT 510.37 387.43 Td ( \( or) Tj ET Q q 0 0 0 rg BT 527.96 387.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.45 377.43 Td (Appr) Tj ET Q q 0 0 0 rg BT 481.05 377.43 Td (oximate Dollar) Tj ET Q q 0 0 0 rg BT 544.47 377.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.40 367.43 Td (V) Tj ET Q q 0 0 0 rg BT 467.70 367.43 Td (alue\) of Common ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.50 357.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 471.88 357.43 Td (es that May ) Tj ET Q q 0 0 0 rg BT 524.00 357.43 Td (Y) Tj ET Q q 0 0 0 rg BT 530.11 357.43 Td (et Be ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.40 347.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 472.33 347.43 Td (chased Under) Tj ET Q q 0 0 0 rg BT 530.76 347.43 Td ( the ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.05 337.43 Td (Plans or) Tj ET Q q 0 0 0 rg BT 492.15 337.43 Td ( Pr) Tj ET Q q 0 0 0 rg BT 505.01 337.43 Td (ograms) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 536.67 341.96 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 538.30 341.96 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 322.42 Td (July 1-31, 2018 ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 121.50 326.95 Td (\(2\)\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.65 322.42 Td (2,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.50 322.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 322.42 Td (37.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 322.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 322.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 322.42 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 307.42 Td (August 1-31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.15 307.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.15 307.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 307.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 307.42 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 292.42 Td (September 1-30, 2018 ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 147.59 296.95 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.15 292.42 Td (320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 292.42 Td (36.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 292.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 292.42 Td (15,049,184) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.50 277.98 Td (T) Tj ET Q q 0 0 0 rg BT 80.25 277.98 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.65 277.98 Td (2,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.50 277.87 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.50 277.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.65 277.43 Td (37.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 277.87 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.15 277.98 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.50 277.98 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.15 277.98 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 256.45 Td (\(1\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 256.45 Td (On ) Tj ET Q q 0 0 0 rg BT 102.59 256.45 Td (November ) Tj ET Q q 0 0 0 rg BT 142.17 256.45 Td (3, ) Tj ET Q q 0 0 0 rg BT 150.52 256.45 Td (2015, ) Tj ET Q q 0 0 0 rg BT 172.36 256.45 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 201.95 256.45 Td (announced ) Tj ET Q q 0 0 0 rg BT 242.53 256.45 Td (that ) Tj ET Q q 0 0 0 rg BT 257.62 256.45 Td (on ) Tj ET Q q 0 0 0 rg BT 268.22 256.45 Td (that ) Tj ET Q q 0 0 0 rg BT 283.31 256.45 Td (same ) Tj ET Q q 0 0 0 rg BT 303.39 256.45 Td (date, ) Tj ET Q q 0 0 0 rg BT 322.23 256.45 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 353.44 256.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 377.03 256.45 Td (of ) Tj ET Q q 0 0 0 rg BT 386.12 256.45 Td (Directors ) Tj ET Q q 0 0 0 rg BT 421.20 256.45 Td (authorized ) Tj ET Q q 0 0 0 rg BT 460.78 256.45 Td (a ) Tj ET Q q 0 0 0 rg BT 466.37 256.45 Td (share ) Tj ET Q q 0 0 0 rg BT 486.95 256.45 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 527.52 256.45 Td (program ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 245.65 Td (authorizing ) Tj ET Q q 0 0 0 rg BT 133.31 245.65 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 163.63 245.65 Td (to ) Tj ET Q q 0 0 0 rg BT 172.95 245.65 Td (purchase ) Tj ET Q q 0 0 0 rg BT 207.25 245.65 Td (up ) Tj ET Q q 0 0 0 rg BT 218.58 245.65 Td (to ) Tj ET Q q 0 0 0 rg BT 227.90 245.65 Td ($20.0 ) Tj ET Q q 0 0 0 rg BT 250.47 245.65 Td (million ) Tj ET Q q 0 0 0 rg BT 278.79 245.65 Td (of ) Tj ET Q q 0 0 0 rg BT 288.61 245.65 Td (its ) Tj ET Q q 0 0 0 rg BT 299.44 245.65 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 343.76 245.65 Td (common ) Tj ET Q q 0 0 0 rg BT 377.57 245.65 Td (shares. ) Tj ET Q q 0 0 0 rg BT 404.63 245.65 Td ( ) Tj ET Q q 0 0 0 rg BT 406.96 245.65 Td (No ) Tj ET Q q 0 0 0 rg BT 420.28 245.65 Td (common ) Tj ET Q q 0 0 0 rg BT 454.09 245.65 Td (shares ) Tj ET Q q 0 0 0 rg BT 478.91 245.65 Td (were ) Tj ET Q q 0 0 0 rg BT 498.71 245.65 Td (purchased ) Tj ET Q q 0 0 0 rg BT 537.52 245.65 Td (under ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 234.85 Td (this ) Tj ET Q q 0 0 0 rg BT 105.25 234.85 Td (share ) Tj ET Q q 0 0 0 rg BT 126.49 234.85 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 167.72 234.85 Td (program ) Tj ET Q q 0 0 0 rg BT 200.46 234.85 Td (during ) Tj ET Q q 0 0 0 rg BT 226.20 234.85 Td (the ) Tj ET Q q 0 0 0 rg BT 239.45 234.85 Td (three ) Tj ET Q q 0 0 0 rg BT 259.69 234.85 Td (months ) Tj ET Q q 0 0 0 rg BT 288.44 234.85 Td (ended ) Tj ET Q q 0 0 0 rg BT 312.18 234.85 Td (September ) Tj ET Q q 0 0 0 rg BT 352.92 234.85 Td (30, ) Tj ET Q q 0 0 0 rg BT 366.42 234.85 Td (2018.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 224.05 Td (\(2\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 224.05 Td (Information ) Tj ET Q q 0 0 0 rg BT 135.35 224.05 Td (reported ) Tj ET Q q 0 0 0 rg BT 167.70 224.05 Td (includes ) Tj ET Q q 0 0 0 rg BT 200.06 224.05 Td (1,519 ) Tj ET Q q 0 0 0 rg BT 222.68 224.05 Td (common ) Tj ET Q q 0 0 0 rg BT 256.54 224.05 Td (shares ) Tj ET Q q 0 0 0 rg BT 281.40 224.05 Td (withheld ) Tj ET Q q 0 0 0 rg BT 315.26 224.05 Td (during ) Tj ET Q q 0 0 0 rg BT 341.13 224.05 Td (July ) Tj ET Q q 0 0 0 rg BT 358.50 224.05 Td (to ) Tj ET Q q 0 0 0 rg BT 367.86 224.05 Td (pay ) Tj ET Q q 0 0 0 rg BT 383.23 224.05 Td (income ) Tj ET Q q 0 0 0 rg BT 412.08 224.05 Td (taxes ) Tj ET Q q 0 0 0 rg BT 432.94 224.05 Td (associated ) Tj ET Q q 0 0 0 rg BT 472.29 224.05 Td (with ) Tj ET Q q 0 0 0 rg BT 490.66 224.05 Td (restricted ) Tj ET Q q 0 0 0 rg BT 526.51 224.05 Td (common ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 213.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 114.74 213.25 Td (which ) Tj ET Q q 0 0 0 rg BT 138.99 213.25 Td (vested.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 202.45 Td (\(3\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 202.45 Td (Information ) Tj ET Q q 0 0 0 rg BT 135.14 202.45 Td (reported ) Tj ET Q q 0 0 0 rg BT 167.28 202.45 Td (includes ) Tj ET Q q 0 0 0 rg BT 199.43 202.45 Td (670 ) Tj ET Q q 0 0 0 rg BT 215.08 202.45 Td (common ) Tj ET Q q 0 0 0 rg BT 248.73 202.45 Td (shares ) Tj ET Q q 0 0 0 rg BT 273.38 202.45 Td (and ) Tj ET Q q 0 0 0 rg BT 288.53 202.45 Td (320 ) Tj ET Q q 0 0 0 rg BT 304.18 202.45 Td (common ) Tj ET Q q 0 0 0 rg BT 337.83 202.45 Td (shares ) Tj ET Q q 0 0 0 rg BT 362.48 202.45 Td (purchased ) Tj ET Q q 0 0 0 rg BT 401.11 202.45 Td (in ) Tj ET Q q 0 0 0 rg BT 410.27 202.45 Td (open ) Tj ET Q q 0 0 0 rg BT 429.92 202.45 Td (market ) Tj ET Q q 0 0 0 rg BT 457.06 202.45 Td (transactions ) Tj ET Q q 0 0 0 rg BT 502.20 202.45 Td (during ) Tj ET Q q 0 0 0 rg BT 527.85 202.45 Td (July ) Tj ET Q q 0 0 0 rg BT 545.01 202.45 Td (and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 191.65 Td (September) Tj ET Q q 0 0 0 rg BT 128.13 191.65 Td (, ) Tj ET Q q 0 0 0 rg BT 132.74 191.65 Td (respectively) Tj ET Q q 0 0 0 rg BT 175.63 191.65 Td (, ) Tj ET Q q 0 0 0 rg BT 180.25 191.65 Td (by ) Tj ET Q q 0 0 0 rg BT 191.61 191.65 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 221.97 191.65 Td (Bank ) Tj ET Q q 0 0 0 rg BT 243.33 191.65 Td (under ) Tj ET Q q 0 0 0 rg BT 266.18 191.65 Td (the ) Tj ET Q q 0 0 0 rg BT 279.54 191.65 Td (Rabbi ) Tj ET Q q 0 0 0 rg BT 303.23 191.65 Td (T) Tj ET Q q 0 0 0 rg BT 308.41 191.65 Td (rust ) Tj ET Q q 0 0 0 rg BT 323.75 191.65 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 368.35 191.65 Td ( ) Tj ET Q q 0 0 0 rg BT 370.54 191.65 Td (The ) Tj ET Q q 0 0 0 rg BT 386.89 191.65 Td (Rabbi ) Tj ET Q q 0 0 0 rg BT 410.58 191.65 Td (T) Tj ET Q q 0 0 0 rg BT 415.76 191.65 Td (rust ) Tj ET Q q 0 0 0 rg BT 431.10 191.65 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 473.45 191.65 Td (establishes ) Tj ET Q q 0 0 0 rg BT 514.80 191.65 Td (a ) Tj ET Q q 0 0 0 rg BT 521.16 191.65 Td (rabbi ) Tj ET Q q 0 0 0 rg BT 542.01 191.65 Td (trust ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 180.85 Td (that ) Tj ET Q q 0 0 0 rg BT 106.41 180.85 Td (holds ) Tj ET Q q 0 0 0 rg BT 128.82 180.85 Td (assets ) Tj ET Q q 0 0 0 rg BT 152.73 180.85 Td (to ) Tj ET Q q 0 0 0 rg BT 162.64 180.85 Td (provide ) Tj ET Q q 0 0 0 rg BT 193.05 180.85 Td (funds ) Tj ET Q q 0 0 0 rg BT 215.96 180.85 Td (for ) Tj ET Q q 0 0 0 rg BT 229.36 180.85 Td (the ) Tj ET Q q 0 0 0 rg BT 243.27 180.85 Td (payment ) Tj ET Q q 0 0 0 rg BT 277.17 180.85 Td (of ) Tj ET Q q 0 0 0 rg BT 287.58 180.85 Td (the ) Tj ET Q q 0 0 0 rg BT 301.49 180.85 Td (benefits ) Tj ET Q q 0 0 0 rg BT 332.89 180.85 Td (under ) Tj ET Q q 0 0 0 rg BT 356.29 180.85 Td (the ) Tj ET Q q 0 0 0 rg BT 370.20 180.85 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 401.11 180.85 Td (Bancorp ) Tj ET Q q 0 0 0 rg BT 434.51 180.85 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 450.95 180.85 Td (Third ) Tj ET Q q 0 0 0 rg BT 473.22 180.85 Td (Amended ) Tj ET Q q 0 0 0 rg BT 511.12 180.85 Td (and ) Tj ET Q q 0 0 0 rg BT 527.02 180.85 Td (Restated ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 170.05 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 124.22 170.05 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 178.47 170.05 Td (Plan ) Tj ET Q q 0 0 0 rg BT 196.72 170.05 Td (for ) Tj ET Q q 0 0 0 rg BT 209.47 170.05 Td (Directors ) Tj ET Q q 0 0 0 rg BT 245.20 170.05 Td (of ) Tj ET Q q 0 0 0 rg BT 254.95 170.05 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 285.20 170.05 Td (Bancorp ) Tj ET Q q 0 0 0 rg BT 317.94 170.05 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 333.93 170.05 Td (and ) Tj ET Q q 0 0 0 rg BT 349.17 170.05 Td (Subsidiaries.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 127.68505859375 m 277.1103515625 127.68505859375 l s q 0 0 0 rg BT 54.00 129.25 Td (ITEM 3DEF) Tj ET Q q 0 0 0 rg BT 109.93 129.25 Td (AUL) Tj ET Q q 0 0 0 rg BT 130.12 129.25 Td (TS UPON SENIOR SECURITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 117.25 Td (None.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 85.68505859375 m 232.5546875 85.68505859375 l s q 0 0 0 rg BT 54.00 87.25 Td (ITEM 4MINE SAFETY) Tj ET Q q 0 0 0 rg BT 159.47 87.25 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 75.25 Td (Not applicable.) Tj ET Q endstream endobj 155 0 obj <>] /Rotate 0 /Contents 156 0 R>> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (77) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 202.9892578125 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 5OTHER INFORMA) Tj ET Q q 0 0 0 rg BT 177.43 731.25 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (None) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 681.68505859375 m 139.0244140625 681.68505859375 l s q 0 0 0 rg BT 54.00 683.25 Td (ITEM 6EXHIBITS) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 649.75 m 98.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 649.75 m 365.5 649.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 649.75 m 558.5 649.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.70 663.20 Td (Exhibit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.05 654.20 Td (Number) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 664.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 663.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.25 654.20 Td (Description) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 664.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 663.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 654.20 Td (Exhibit Location) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 73.75 635.01 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 635.01 Td (Agreement and Plan of Mer) Tj ET Q q 0 0 0 rg BT 207.31 635.01 Td (ger) Tj ET Q q 0 0 0 rg BT 218.44 635.01 Td (, dated as of October 23, 2017, between ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 626.01 Td (Peoples Bancorp Inc. and ) Tj ET Q q 0 0 0 rg BT 200.73 626.01 Td (ASB Financial Corp.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 276.48 630.09 Td (+) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 635.01 Td (Included as ) Tj ET Q q 0 0 0 rg BT 417.24 635.01 Td (Annex ) Tj ET Q q 0 0 0 rg BT 442.98 635.01 Td (A) Tj ET Q q 0 0 0 rg BT 448.99 635.01 Td ( to the proxy statement /) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 626.01 Td (prospectus which forms a part of the Registration) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 617.01 Td (Statement on Form S-4 of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 608.01 Td (\("Peoples"\) \(Registration No. 333-222054\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 588.01 Td (3.1\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 588.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 588.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 143.99 588.01 Td (Articles of Incorporation of Peoples Bancorp Inc. \(as filed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 579.01 Td (with the Ohio Secretary of State on May 3, 1993\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 588.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 588.01 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 579.01 Td (to Peoples' Registration Statement on Form 8-B) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 570.01 Td (filed July 20, 1993 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 548.81005859375 m 86.844140625 548.81005859375 l s q 0 0 1 rg BT 65.10 550.01 Td (3.1\(b\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 550.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 550.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 550.01 Td (Amendment to the ) Tj ET Q q 0 0 0 rg BT 225.47 550.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 262.21 550.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 541.01 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 532.01 Td (April 22, 1994\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 550.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 550.01 Td (Incorporated herein by reference to Exhibit 3.1\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 541.01 Td (to Peoples' Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 532.01 Td (the quarterly period ended September 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 523.01 Td (\(File No. 0-16772\) \("Peoples' September 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 514.01 Td (Form 10-Q"\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 492.81005859375 m 86.58876953125 492.81005859375 l s q 0 0 1 rg BT 65.35 494.01 Td (3.1\(c\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 494.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 494.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 494.01 Td (Amendment to the ) Tj ET Q q 0 0 0 rg BT 225.47 494.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 262.21 494.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 485.01 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 476.01 Td (April 9, 1996\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 494.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 494.01 Td (Incorporated herein by reference to Exhibit 3.1\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 485.01 Td (to Peoples' September 30, 2017 Form 10-Q) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 454.81005859375 m 86.844140625 454.81005859375 l s q 0 0 1 rg BT 65.10 456.01 Td (3.1\(d\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 456.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 456.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 456.01 Td (Amendment to the ) Tj ET Q q 0 0 0 rg BT 225.47 456.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 262.21 456.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 447.01 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 438.01 Td (April 23, 2003\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 456.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 456.01 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 447.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 447.01 Td ( Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 438.01 Td (the quarterly period ended March 31, 2003 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 429.01 Td (No. 0-16772\) \(Peoples) Tj ET Q q 0 0 0 rg BT 462.40 429.01 Td ( March 31, 2003 Form) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 420.01 Td (10-Q\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 398.81005859375 m 86.58876953125 398.81005859375 l s q 0 0 1 rg BT 65.35 400.01 Td (3.1\(e\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 400.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 400.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 400.01 Td (Amendment by Shareholders to the ) Tj ET Q q 0 0 0 rg BT 285.95 400.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 322.69 400.01 Td (Articles of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 391.01 Td (Incorporation of Peoples Bancorp Inc. \(as filed with the Ohio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 382.01 Td (Secretary of State on January 22, 2009\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 400.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 400.01 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 391.01 Td (Peoples) Tj ET Q q 0 0 0 rg BT 404.66 391.01 Td ( Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 382.01 Td (filed on January 23, 2009 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i 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0 0 rg BT 107.00 326.01 Td (Incorporation to establish express terms of Fixed Rate Cumulative) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 317.01 Td (Perpetual Preferred Shares, Series ) Tj ET Q q 0 0 0 rg BT 231.46 317.01 Td (A, each without par value, of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 308.01 Td (Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 362.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 362.01 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 353.01 Td (Peoples) Tj ET Q q 0 0 0 rg BT 404.66 353.01 Td ( Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 344.01 Td (filed on February 2, 2009 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 286.81005859375 m 86.844140625 286.81005859375 l s q 0 0 1 rg BT 65.10 288.01 Td (3.1\(g\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 288.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 288.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 143.99 288.01 Td (Articles of Incorporation of Peoples Bancorp Inc. \(This) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 279.01 Td (document represents the ) Tj ET Q q 0 0 0 rg BT 196.47 279.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 233.21 279.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 270.01 Td (Peoples Bancorp Inc. in compiled form incorporating all amendments.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 261.01 Td (The compiled document has not been filed with the Ohio Secretary of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 252.01 Td (State.\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 288.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 288.01 Td (Incorporated herein by reference to Exhibit 3.1\(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 279.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 279.01 Td ( ) Tj ET Q q 0 0 0 rg BT 415.58 279.01 Td (Annual Report on Form 10-K for the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 270.01 Td (fiscal year ended December 31, 2008 \(File No.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 261.01 Td (0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 231.01 Td (3.2\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 231.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 231.01 Td (Code of Regulations of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 231.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 231.01 Td (Incorporated herein by reference to Exhibit 3\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 222.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 222.01 Td ( Registration Statement on Form 8-B) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 213.01 Td (filed on July 20, 1993 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 190.81005859375 m 86.844140625 190.81005859375 l s q 0 0 1 rg BT 65.10 192.01 Td (3.2\(b\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 192.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 192.01 Td (Certified Resolutions Regarding ) Tj ET Q q 0 0 0 rg BT 225.48 192.01 Td (Adoption of ) Tj ET Q q 0 0 0 rg BT 270.98 192.01 Td (Amendments to Sections) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 183.01 Td (1.03, 1.04, 1.05, 1.06, 1.08, 1.10, 2.03\(C\), 2.07, 2.08, 2.10 and 6.02 of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 174.01 Td (the Code of Regulations of Peoples Bancorp Inc. by shareholders on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 165.01 Td (April 10, 2003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 192.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 192.01 Td (Incorporated herein by reference to Exhibit 3\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 183.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 183.01 Td ( March 31, 2003 Form 10-Q) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 143.81005859375 m 86.58876953125 143.81005859375 l s q 0 0 1 rg BT 65.35 145.01 Td (3.2\(c\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 145.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 145.01 Td (Certificate regarding adoption of amendments to Sections 3.01, 3.03,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 136.01 Td (3.04, 3.05, 3.06, 3.07, 3.08 and 3.1) Tj ET Q q 0 0 0 rg BT 232.33 136.01 Td (1 of the Code of Regulations of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 127.01 Td (Peoples Bancorp Inc. by shareholders on ) Tj ET Q q 0 0 0 rg BT 255.96 127.01 Td (April8, 2004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 145.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 145.01 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 136.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 136.01 Td ( Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 127.01 Td (the quarterly period ended March 31, 2004 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 118.01 Td (No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 98.01 Td (+Schedules and exhibits have been omitted pursuant to Item 601\(b\)\(2\) of SEC Regulation S-K. ) Tj ET Q q 0 0 0 rg BT 404.01 98.01 Td (A) Tj ET Q q 0 0 0 rg BT 410.02 98.01 Td ( copy of any omitted schedules or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 89.01 Td (exhibits will be furnished supplementally to the SEC upon request.) Tj ET Q endstream endobj 157 0 obj <>] /Rotate 0 /Contents 158 0 R>> endobj 158 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (78) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 713.5 m 98.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 713.5 m 365.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 713.5 m 558.5 713.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.70 726.95 Td (Exhibit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.05 717.95 Td (Number) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 727.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 726.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.25 717.95 Td (Description) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 727.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 726.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 717.95 Td (Exhibit Location) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 697.56005859375 m 86.844140625 697.56005859375 l s q 0 0 1 rg BT 65.10 698.76 Td (3.2\(d\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 698.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 698.76 Td (Certificate regarding adoption of amendments to Sections 2.06, 2.07,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 689.76 Td (3.01 and 3.04 of Peoples Bancorp Inc.) Tj ET Q q 0 0 0 rg BT 247.47 689.76 Td (s Code of Regulations by the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 680.76 Td (shareholders on ) Tj ET Q q 0 0 0 rg BT 165.73 680.76 Td (April 13, 2006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 698.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 698.76 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 689.76 Td (Peoples) Tj ET Q q 0 0 0 rg BT 404.66 689.76 Td ( Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 680.76 Td (filed on ) Tj ET Q q 0 0 0 rg BT 403.74 680.76 Td (April 14, 2006 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 659.56005859375 m 86.58876953125 659.56005859375 l s q 0 0 1 rg BT 65.35 660.76 Td (3.2\(e\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 660.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 660.76 Td (Certificate regarding adoption of an amendment to Section 2.01 of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 651.76 Td (Peoples Bancorp Inc.) Tj ET Q q 0 0 0 rg BT 186.48 651.76 Td (s Code of Regulations by the shareholders on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 642.76 Td (April 22, 2010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 660.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 660.76 Td (Incorporated herein by reference to Exhibit 3.2\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 651.76 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 651.76 Td ( Quarterly Report on Form 10-Q/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 642.76 Td (\(Amendment No. 1\) for the quarterly period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 633.76 Td (ended June 30, 2010 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.85 612.56005859375 m 86.0912109375 612.56005859375 l s q 0 0 1 rg BT 65.85 613.76 Td (3.2\(f\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 613.76 Td (Certificate regarding ) Tj ET Q q 0 0 0 rg BT 183.71 613.76 Td (Adoption of ) Tj ET Q q 0 0 0 rg BT 229.21 613.76 Td (Amendment to Division \(D\) of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 604.76 Td (Section 2.02 of Code of Regulations of Peoples Bancorp Inc. by the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 595.76 Td (Shareholders at the ) Tj ET Q q 0 0 0 rg BT 177.98 595.76 Td (Annual Meeting of Shareholders on ) Tj ET Q q 0 0 0 rg BT 308.70 595.76 Td (April 26, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 613.76 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 604.76 Td (Peoples' Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 595.76 Td (filed on June 28, 2018 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 574.56005859375 m 86.844140625 574.56005859375 l s q 0 0 1 rg BT 65.10 575.76 Td (3.2\(g\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 575.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 575.76 Td (Code of Regulations of Peoples Bancorp Inc. \(This document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 566.76 Td (represents the Code of Regulations of Peoples Bancorp Inc. in) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 557.76 Td (compiled form incorporating all amendments.\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 575.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 575.76 Td (Incorporated herein by reference to Exhibit 3.2 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 566.76 Td (Peoples' Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 557.76 Td (filed on June 28, 2018 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 536.56005859375 m 83.85 536.56005859375 l s q 0 0 1 rg BT 68.10 537.76 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 537.76 Td (Peoples Bancorp Inc. ) Tj ET Q q 0 0 0 rg BT 185.90 537.76 Td (Third ) Tj ET Q q 0 0 0 rg BT 207.81 537.76 Td (Amended and Restated 2006 Equity Plan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 528.76 Td (T) Tj ET Q q 0 0 0 rg BT 112.34 528.76 Td (ime-Based Restricted Stock ) Tj ET Q q 0 0 0 rg BT 214.16 528.76 Td (A) Tj ET Q q 0 0 0 rg BT 220.00 528.76 Td (ward ) Tj ET Q q 0 0 0 rg BT 239.58 528.76 Td (Agreement \(for Executives\) used) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 519.76 Td (and to be used to evidence awards of time-based restricted stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 510.76 Td (granted to executives of Peoples Bancorp Inc. on and after July 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 501.76 Td (2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 537.76 Td (Filed herewith) Tj ET Q BT /F1 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July 31, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 482.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 426.56005859375 m 83.85 426.56005859375 l s q 0 0 1 rg BT 68.10 427.76 Td (31.1) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 427.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 427.76 Td (Rule 13a-14\(a\)/15d-14\(a\) Certifications [President and Chief) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 418.76 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 154.65 418.76 Td (ficer]) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 427.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 427.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 399.56005859375 m 83.85 399.56005859375 l s q 0 0 1 rg BT 68.10 400.76 Td (31.2) Tj ET Q BT /F1 9.00 Tf ET 0 Tr 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107.00 371.76 Td (Section 1350 Certifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 371.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 371.76 Td (Furnished herewith) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.85 351.76 Td (101.INS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 351.76 Td (XBRL) Tj ET Q q 0 0 0 rg BT 130.84 351.76 Td ( Instance Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 351.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.35 331.76 Td (101.SCH) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 331.76 Td (XBRL) Tj ET Q q 0 0 0 rg BT 130.84 331.76 Td ( ) Tj ET Q q 0 0 0 rg BT 132.84 331.76 Td (T) Tj ET Q q 0 0 0 rg BT 137.94 331.76 Td (axonomy Extension Schema Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 331.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.25 311.76 Td (101.CAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 311.76 Td (XBRL) Tj ET Q q 0 0 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