UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

May 17, 2018

Entegra Financial Corp.

(Exact name of registrant as specified in its charter)

14 One Center Court, Franklin, North Carolina 28734

(Address of principal executive offices) (Zip Code)

(828) 524-7000

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company   þ

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

INDEX

Amendment to 2015 Long-term Stock Incentive Plan

At the annual meeting of shareholders of Entegra Financial Corp. (the “Company”) held on May 17, 2018 (the “Annual Meeting”), the shareholders of the Company approved an amendment to the 2015 Long-term Stock Incentive Plan (the “Plan”) to increase the maximum number of shares of the Company’s common stock reserved for the grant or settlement of awards under the Plan by an additional 619,127 shares.

The Plan provides incentive compensation opportunities to the Company’s executive officers and other participating employees, as well as a source of shares of Company common stock that may be used to compensate individuals serving as non-employee directors on the Company’s Board of Directors. The principal features of the Plan are described in detail under “Proposal 2 - Amendment to the 2015 Long-term Stock Incentive Plan” of the Company’s Definitive Proxy Statement on Schedule 14A for the 2018 Annual Meeting of Shareholders filed by the Company with the Securities and Exchange Commission (the “SEC”) on April 2, 2018 (the “Proxy Statement”). The description of the principal features of the Plan included in the Proxy Statement is incorporated herein by reference.

The foregoing description of the principal features of the Plan is qualified in its entirety by reference to the full text of the Plan, which is filed as Exhibit 10.1 and incorporated herein by reference.

At the Annual Meeting, a total of 6,237,873 shares of the Company’s common stock, or 90.56 percent of the outstanding shares of the Company’s common stock, were present at the Annual Meeting in person or by proxy. The matters voted upon at the Annual Meeting and the final voting results are set forth below:

Proposal 1

To elect four persons who will serve as members of the Board of Directors to serve until the 2021 annual meeting of shareholders or until their successors are duly elected and qualified:

Accordingly, all of the above-named nominees were duly elected.

Proposal 2

To approve the amendment to the 2015 Long-term Stock Incentive Plan as described in the Proxy Statement:

Accordingly, the amendment to the 2015 Long-term Stock Incentive Plan was approved.

Proposal 3

To ratify the appointment of Dixon Hughes Goodman LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2018:

Accordingly, the selection of the independent registered public accounting firm was ratified.

The Company hereby furnishes its slide presentation, as presented at the Annual Meeting. A copy of the slide presentation is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Item 7.01, including Exhibit 99.2, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information in this Item 7.01 shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing or document.

(d) Exhibits.

The following exhibits are filed herewith:

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.