Attached files
| file | filename |
|---|---|
| EX-32.2 - EX-32.2 - HOME BANCSHARES INC | d556492dex322.htm |
| EX-32.1 - EX-32.1 - HOME BANCSHARES INC | d556492dex321.htm |
| EX-31.2 - EX-31.2 - HOME BANCSHARES INC | d556492dex312.htm |
| EX-31.1 - EX-31.1 - HOME BANCSHARES INC | d556492dex311.htm |
| EX-15 - EX-15 - HOME BANCSHARES INC | d556492dex15.htm |
| EX-10.5 - EX-10.5 - HOME BANCSHARES INC | d556492dex105.htm |
| 10-Q - FORM 10-Q - HOME BANCSHARES INC | d556492d10q.htm |
Exhibit 12.1
Home BancShares, Inc. Exhibit 12.1
Computation of Ratios of Earnings to Fixed Charges
| Three Months Ended March 31, |
Year Ended December 31, | |||||||||||||||||||||||||||
| Exhibit |
2018 | 2017 | 2017 | 2016 | 2015 | 2014 | 2013 | |||||||||||||||||||||
| (Dollars in thousands) | ||||||||||||||||||||||||||||
| Fixed Charges and Preferred Dividends | ||||||||||||||||||||||||||||
| Interest expense |
$ | 19,763 | $ | 9,240 | $ | 49,209 | $ | 28,986 | $ | 20,370 | $ | 17,557 | $ | 14,013 | ||||||||||||||
| Capital debt expense Trust Preferred |
5,004 | 439 | 15,137 | 1,593 | 1,354 | 1,313 | 518 | |||||||||||||||||||||
| Estimated interest in rent |
269 | 200 | 918 | 784 | 779 | 751 | 515 | |||||||||||||||||||||
| Preferred dividends (E) |
— | — | — | — | — | — | — | |||||||||||||||||||||
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| Combined fixed charges and preferred dividends (B) |
25,036 | 9,879 | 65,264 | 31,363 | 22,503 | 19,621 | 15,046 | |||||||||||||||||||||
| Less: interest on deposits |
14,806 | 5,486 | 33,777 | 15,926 | 12,971 | 12,796 | 9,744 | |||||||||||||||||||||
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| Combined fixed charges and preferred dividends excluding interest on deposits (D) |
$ | 10,230 | $ | 4,393 | $ | 31,487 | $ | 15,437 | $ | 9,532 | $ | 6,825 | $ | 5,302 | ||||||||||||||
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| Earnings | ||||||||||||||||||||||||||||
| Pre-tax income from continuing operations |
$ | 97,034 | $ | 72,230 | $ | 271,083 | $ | 282,646 | $ | 218,491 | $ | 177,173 | $ | 104,473 | ||||||||||||||
| Fixed charges and preferred dividends |
25,036 | 9,879 | 65,264 | 31,363 | 22,503 | 19,621 | 15,046 | |||||||||||||||||||||
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| Total earnings (A) |
122,070 | 82,109 | 336,347 | 314,009 | 240,994 | 196,794 | 119,519 | |||||||||||||||||||||
| Less: interest on deposits |
14,806 | 5,486 | 33,777 | 15,926 | 12,971 | 12,796 | 9,744 | |||||||||||||||||||||
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| Total earnings excluding interest on deposits (C) |
$ | 107,264 | $ | 76,623 | $ | 302,570 | $ | 298,083 | $ | 228,023 | $ | 183,998 | $ | 109,775 | ||||||||||||||
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| Ratio of earnings to fixed charges |
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| Ratio, including interest on deposits (A/(B-E)) |
4.88 | x | 8.31 | x | 5.15 | x | 10.01 | x | 10.71 | x | 10.03 | x | 7.94 | x | ||||||||||||||
| Ratio, excluding interest on deposits (C/(D-E)) |
10.48 | x | 17.44 | x | 9.61 | x | 19.31 | x | 23.92 | x | 26.96 | x | 20.70 | x | ||||||||||||||
| Ratio of earnings to fixed charges & preferred dividends |
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| Ratio, including interest on deposits (A/B) |
4.88 | x | 8.31 | x | 5.15 | x | 10.01 | x | 10.71 | x | 10.03 | x | 7.94 | x | ||||||||||||||
| Ratio, excluding interest on deposits (C/D) |
10.48 | x | 17.44 | x | 9.61 | x | 19.31 | x | 23.92 | x | 26.96 | x | 20.70 | x | ||||||||||||||