Attached files

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EX-35.9 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_35-9.htm
EX-35.5 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_35-5.htm
EX-35.4 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_35-4.htm
EX-35.3 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_35-3.htm
EX-35.2 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_35-2.htm
EX-35.1 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_35-1.htm
EX-34.25 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-25.htm
EX-34.22 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-22.htm
EX-34.20 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-20.htm
EX-34.10 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-10.htm
EX-34.9 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-9.htm
EX-34.8 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-8.htm
EX-34.7 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-7.htm
EX-34.6 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-6.htm
EX-34.3 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-3.htm
EX-34.2 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-2.htm
EX-34.1 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_34-1.htm
EX-33.25 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-25.htm
EX-33.22 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-22.htm
EX-33.20 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-20.htm
EX-33.10 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-10.htm
EX-33.9 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-9.htm
EX-33.8 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-8.htm
EX-33.7 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-7.htm
EX-33.6 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-6.htm
EX-33.3 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-3.htm
EX-33.2 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-2.htm
EX-33.1 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_33-1.htm
EX-31 - Wells Fargo Commercial Mortgage Trust 2016-C33wcm16c33_31.htm

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K

(Mark One)

x  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2017

or

o  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _____ to _____

Commission file number of the issuing entity: 333-206677-04

Central Index Key Number of the issuing entity: 0001668931

Wells Fargo Commercial Mortgage Trust 2016-C33

(exact name of the issuing entity as specified in its charter)

 

Central Index Key Number of the depositor: 0000850779

Wells Fargo Commercial Mortgage Securities, Inc.

(exact name of the depositor as specified in its charter)

 

Central Index Key Number of the sponsor: 0000740906

Wells Fargo Bank, National Association

(exact name of the sponsor as specified in its charter)

 

Central Index Key Number of the sponsor: 0001541468

Ladder Capital Finance LLC

(exact name of the sponsor as specified in its charter)

 

Central Index Key Number of the sponsor: 0001592182

Rialto Mortgage Finance, LLC

(exact name of the sponsor as specified in its charter)

 

Central Index Key Number of the sponsor: 0001541214

C-III Commercial Mortgage LLC

(exact name of the sponsor as specified in its charter)

 

Central Index Key Number of the sponsor: 0001542256

Natixis Real Estate Capital LLC

(exact name of the sponsor as specified in its charter)

 

Central Index Key Number of the sponsor: 0001577313

National Cooperative Bank, N.A.

(exact name of the sponsor as specified in its charter)

 

New York
(State or other jurisdiction of
incorporation or organization of

the issuing entity)

38-3991353

38-3991354

38-7145101

(I.R.S. Employer

Identification Numbers)


c/o Wells Fargo Bank, National Association

as Certificate Administrator

9062 Old Annapolis Road

Columbia, MD

(Address of principal executive offices of the issuing entity)

21045

(Zip Code)

Registrant’s telephone number, including area code:

(704) 374-6161

Securities registered pursuant to Section 12(b) of the Act:  None.

Securities registered pursuant to Section 12(g) of the Act:  None.

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes No

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes No

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes o No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).

Not applicable.

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.  

Not applicable.

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company or an emerging growth company. See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company”, and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer        o                                                                                                        Accelerated filer                                      o

Non-accelerated filer            (Do not check if a smaller reporting company)                            Smaller reporting company                     o

                                                                                                                                                        Emerging growth company                     o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.                                             o

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  o Yes No

State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant’s most recently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court.  o Yes o No

Not applicable.

Indicate the number of shares outstanding of each of the registrant’s classes of common stock, as of the latest practicable date.

Not applicable.

DOCUMENTS INCORPORATED BY REFERENCE

 

List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security holders; (2) Any proxy or information statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended December 24, 1980).

Not applicable.

 

EXPLANATORY NOTES

 

The Sanofi Office Complex Mortgage Loan, which constituted approximately 9.1% of the asset pool of the issuing entity as of its cut-off date, is an asset of the issuing entity and is part of a loan combination that includes the Sanofi Office Complex Mortgage Loan which is an asset of the issuing entity and four other pari passu loans, which are not assets of the issuing entity. This loan combination, including the Sanofi Office Complex Mortgage Loan, is being serviced and administered pursuant to the Pooling and Servicing Agreement, which is incorporated by reference as Exhibit 4.1 to this Annual Report on Form 10-K. Wells Fargo Bank, National Association is the master servicer under the Pooling and Servicing Agreement.  The responsibilities of Wells Fargo Bank, National Association, as primary servicer of the loan combination with respect to the issuing entity, are subsumed within its responsibilities as master servicer under the Pooling and Servicing Agreement.  Thus, the servicer compliance statement provided by Wells Fargo Bank, National Association, as master servicer under the Pooling and Servicing Agreement, encompasses its roles as both master servicer and primary servicer with respect to the loan combination.

The Exhibit Index describes exhibits provided by certain parties (in their capacities indicated on the Exhibit Index) with respect to the 225 Liberty Street Mortgage Loan, which constituted approximately 5.7% of the asset pool of the issuing entity as of its cut-off date.  The 225 Liberty Street Mortgage Loan is an asset of the issuing entity and is part of a loan combination that includes the 225 Liberty Street Mortgage Loan and five other pari passu loans and three subordinate companion loans, which are not assets of the issuing entity. A pari passu portion of the loan combination was securitized in the 225 Liberty Street Trust 2016-225L transaction (the “LBTY 2016-225L Transaction”). This loan combination, including the 225 Liberty Street Mortgage Loan, is being serviced and administered pursuant to the trust and servicing agreement for the LBTY 2016-225L Transaction, which is incorporated by reference as Exhibit 4.2 to this Annual Report on Form 10-K.  Wells Fargo Bank, National Association is the master servicer under the trust and servicing agreement for the LBTY 2016-225L Transaction.  The responsibilities of Wells Fargo Bank, National Association, as primary servicer of this loan combination with respect to the issuing entity, are subsumed within its responsibilities as master servicer under the trust and servicing agreement for the LBTY 2016-225L Transaction.  Thus, the servicer compliance statement provided by Wells Fargo Bank, National Association, as master servicer under such trust and servicing agreement, encompasses its roles as both master servicer and primary servicer with respect to this loan combination.

Wilmington Trust, National Association acts as trustee of the mortgage loans serviced under the Pooling and Servicing Agreement and the 225 Liberty Street Mortgage Loan.  Pursuant to the Pooling and Servicing Agreement and the pooling and servicing agreement for the LBTY 2016-225L Transaction, the trustee is required to provide an assessment of compliance with applicable servicing criteria solely with respect to Item 1122(d)(2)(iii) of Regulation AB (regarding advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements). However, during the reporting period, the trustee did not perform any servicing function with respect to the servicing criteria specified in Item 1122(d)(2)(iii) of Regulation AB.  The master servicer or the special servicer, to the extent required, performed the servicing function identified with respect to Item 1122(d)(2)(iii) of Regulation AB, and each such party included Item 1122(d)(2)(iii) of Regulation AB in the assessment of compliance with applicable servicing criteria and accountant’s attestation report for the subject transaction.  As a result, this Annual Report on Form 10-K does not include an assessment of compliance with applicable servicing criteria of the trustee. One or more other servicers of the mortgage loans serviced under the Pooling and Servicing Agreement and the 225 Liberty Street Mortgage Loan have delivered one or more assessments of compliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

This Annual Report on Form 10-K includes an assessment of compliance with applicable servicing criteria and an accountant’s attestation report from U.S. Bank, National Association. This entity was engaged by the certificate administrator under the 225 Liberty Street Mortgage Loan to perform certain custodial services. These custodial services are servicing functions included within the servicing criteria set forth in Items 1122(d)(4)(i) and 1122(d)(4)(ii) of Regulation AB. Therefore, under the principles-based definition of “servicer” set forth in Item 1101(j) or Regulation AB that looks to the functions that an entity performs, this vendor is a “servicer” for the purposes of Item 1122 of Regulation AB. See Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

This Annual Report on Form 10-K includes an assessment of compliance with applicable servicing criteria and the accountant’s attestation report of U.S. Bank National Association, as a servicing function participant engaged by Citibank, N.A. with respect to the maintenance of collateral or security on pool assets as required by the trust and servicing agreement for the LBTY 2016-225L Transaction and the safeguarding of pool assets and related documents as required by the trust and servicing agreement for the LBTY 2016-225L Transaction with respect to the 225 Liberty Street Mortgage Loan. These servicing functions are included within the servicing criteria set forth in Items 1122(d)(4)(i)-(ii) of Regulation AB. Therefore, under the principles-based definition of “servicer” set forth in Item 1101(j) of Regulation AB that looks to the functions that an entity performs, U.S. Bank is a “servicer” for the purposes of Item 1122 of Regulation AB. See Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

This Annual Report on Form 10-K includes assessments of compliance with applicable servicing criteria and accountants’ attestation reports from CoreLogic Commercial Real Estate Services, Inc. and National Tax Search, LLC.  These entities were engaged by the master servicer under the Pooling and Servicing Agreement (except with respect to those mortgage loans for which National Cooperative Bank, N.A. is the master servicer) and the primary servicer of the 225 Liberty Street Mortgage Loan to remit tax payments received from the escrow accounts of borrowers to local taxing authorities, to report tax amounts due, to verify tax parcel information, and to verify non-escrow tax payments. These servicing functions are included within the servicing criteria set forth in Items 1122(d)(4)(xi) and 1122(d)(4)(xii) of Regulation AB.  Therefore, under the principles-based definition of “servicer” set forth in Item 1101(j) of Regulation AB that looks to the functions that an entity performs, these vendors are “servicers” for the purposes of Item 1122 of Regulation AB.  See Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

With respect to the pari passu loan combination that includes the 225 Liberty Street Mortgage Loan, the servicer compliance statements of Trimont Real Estate Advisors, LLC as special servicer of the 225 Liberty Street Mortgage Loan and Citbank, N.A., as certificate administrator of the 225 Liberty Street Mortgage Loan, listed on the Exhibit Index are omitted from this Annual Report on Form 10-K as they are not required by Item 1123 of Regulation AB to be included on this Annual Report on Form 10-K because they are each an unaffiliated party that is not a “servicer” that meets the criteria in Item 1108(a)(2)(i) through (iii) of Regulation AB.

PART I

Item 1.  Business.

Omitted.

Item 1A.  Risk Factors.

Omitted.

Item 1B.  Unresolved Staff Comments.

None.

Item 2.  Properties.

Omitted.

Item 3.  Legal Proceedings.

Omitted.

Item 4.  Mine Safety Disclosures.

Not applicable.

PART II

Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

Omitted.

Item 6.  Selected Financial Data.

Omitted.

Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Omitted.

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk.

Omitted.

Item 8.  Financial Statements and Supplementary Data.

Omitted.

Item 9.  Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

Omitted.

Item 9A.  Controls and Procedures.

Omitted.

Item 9B.  Other Information.

None.

PART III

Item 10.  Directors, Executive Officers and Corporate Governance.

Omitted.

Item 11.  Executive Compensation.

Omitted.

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

Omitted.

Item 13.  Certain Relationships and Related Transactions, and Director Independence.

Omitted.

Item 14.  Principal Accounting Fees and Services.

Omitted.

ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB

Item 1112(b) of Regulation AB, Significant Obligor Financial Information.

No single obligor represents 10% or more of the pool assets held by the issuing entity.

Item 1114(b)(2) of Regulation AB, Significant Enhancement Provider Financial Information.

No entity or group of affiliated entities provides any external credit enhancement or other support for the certificates within this transaction as described under Item 1114(a) of Regulation AB.

Item 1115(b) of Regulation AB, Certain Derivatives Instruments (Financial Information).

No entity or group of affiliated entities provides any derivative instruments or other support for the certificates within this transaction as described under Item 1115 of Regulation AB.

Item 1117 of Regulation AB, Legal Proceedings.

The registrant knows of no material pending legal proceeding involving the trust or any party related to the trust, other than routine litigation incidental to the duties of those respective parties, and the following, with respect to Wells Fargo Bank, National Association, as certificate administrator and as custodian and Citibank, N.A., certificate administrator:

On June 18, 2014, a group of institutional investors filed a civil complaint in the Supreme Court of the State of New York, New York County, against Wells Fargo Bank, N.A. (“Wells Fargo Bank”) in its capacity as trustee under 276 residential mortgage backed securities (“RMBS”) trusts, which was later amended on July 18, 2014, to increase the number of trusts to 284 RMBS trusts. On November 24, 2014, the plaintiffs filed a motion to voluntarily dismiss the state court action without prejudice. That same day, a group of institutional investors filed a putative class action complaint in the United States District Court for the Southern District of New York (the “District Court”) against Wells Fargo Bank, alleging claims against the bank in its capacity as trustee for 274 RMBS trusts (the “Federal Court Complaint”). In December 2014, the plaintiffs’ motion to voluntarily dismiss their original state court action was granted. As with the prior state court action, the Federal Court Complaint is one of six similar complaints filed contemporaneously against RMBS trustees (Deutsche Bank, Citibank, HSBC, Bank of New York Mellon and US Bank) by a group of institutional investor plaintiffs. The Federal Court Complaint against Wells Fargo Bank alleges that the trustee caused losses to investors and asserts causes of action based upon, among other things, the trustee's alleged failure to: (i) notify and enforce repurchase obligations of mortgage loan sellers for purported breaches of representations and warranties, (ii) notify investors of alleged events of default, and (iii) abide by appropriate standards of care following alleged events of default. Relief sought includes money damages in an unspecified amount, reimbursement of expenses, and equitable relief. Other cases alleging similar causes of action have been filed against Wells Fargo Bank and other trustees in the District Court by RMBS investors in these and other transactions, and these cases against Wells Fargo Bank are proceeding before the same District Court judge. A similar complaint was also filed May 27, 2016 in New York state court by a different plaintiff investor. On January 19, 2016, an order was entered in connection with the Federal Court Complaint in which the District Court declined to exercise jurisdiction over 261 trusts at issue in the Federal Court Complaint; the District Court also allowed plaintiffs to file amended complaints as to the remaining, non-dismissed trusts, if they so chose, and three amended complaints have been filed. On December 17, 2016, the investor plaintiffs in the 261 trusts dismissed from the Federal Court Complaint filed a new complaint in New York state court (the “State Court Complaint”). In September 2017, Royal Park Investments SA/NV (“Royal Park”), one of the plaintiffs in the District Court cases against Wells Fargo Bank, filed a putative class action complaint relating to two trusts seeking declaratory and injunctive relief and money damages based on Wells Fargo Bank’s indemnification from trust funds for legal fees and expenses Wells Fargo Bank incurs or has incurred in defending the District Court case filed by Royal Park. With respect to the foregoing litigations, Wells Fargo Bank believes plaintiffs' claims are without merit and intends to contest the claims vigorously, but there can be no assurances as to the outcome of the litigations or the possible impact of the litigations on Wells Fargo Bank or the RMBS trusts.

Citibank, N.A. (“Citibank”) is acting as certificate administrator of the LBTY 2016-225L Transaction.  In the ordinary course of business, Citibank is involved in a number of legal proceedings, including in connection with its role as trustee of certain RMBS transactions.  Certain of these Citibank as trustee-related matters are disclosed herein.

On June 18, 2014, a civil action was filed against Citibank in the Supreme Court of the State of New York by a group of investors in 48 private-label RMBS trusts for which Citibank allegedly serves or did serve as trustee, asserting claims for purported violations of the Trust Indenture Act of 1939 (the “Trust Indenture Act”), breach of contract, breach of fiduciary duty and negligence based on Citibank’s alleged failure to perform its duties as trustee for the 48 RMBS trusts.  On November 24, 2014, plaintiffs sought leave to withdraw this action.  On the same day, a smaller subset of similar plaintiff investors in 27 private-label RMBS trusts for which Citibank allegedly serves or did serve as trustee, filed a new civil action against Citibank in the United States District Court for the Southern District of New York (“SDNY”) asserting similar claims as the prior action filed in state court.  In January 2015, the court closed plaintiffs’ original state court action.  On September 8, 2015, the federal court dismissed all claims as to 24 of the 27 trusts and allowed certain of the claims to proceed as to the other three trusts. Subsequently, plaintiffs voluntarily dismissed all claims with respect to two of the three trusts. As to the one remaining trust at issue, on April 7, 2017, Citibank filed a motion for summary judgment. Plaintiffs filed its consolidated opposition brief and cross motion for partial summary judgment on May 22, 2017.  Briefing on those motions was completed on August 4, 2017.

On November 24, 2015, the same investors that brought the federal case brought a new civil action in the Supreme Court of the State of New York related to 25 private-label RMBS trusts for which Citibank allegedly serves or did serve as trustee.  This case includes the 24 trusts previously dismissed in the federal action, and one additional trust.  The investors assert claims for breach of contract, breach of fiduciary duty, breach of duty to avoid conflicts of interest, and violation of New York’s Streit Act (the “Streit Act”).  Following oral argument on Citibank’s motion to dismiss, Plaintiffs filed an amended complaint on August 5, 2016.  On June 27, 2017, the state court issued a decision, dismissing the Event of Default claims, mortgage-file-related claims, the fiduciary duty claims, and the conflict of interest claims.  The decision sustained certain breach of contract claims including the claim alleging discovery of breaches of representations and warranties, a claim related to robo-signing, and the implied covenant of good faith claim.  Citibank appealed the lower court’s decision, and on January 16, 2018, the Appellate Division, First Department, dismissed the claims related to robo-signing and the implied covenant of good faith, but  allowed plaintiffs’ claim alleging discovery of breaches of representations and warranties to proceed. 

On August 19, 2015, the Federal Deposit Insurance Corporation (“FDIC”), as receiver for a failed financial institution, filed a civil action against Citibank in the SDNY.  This action relates to one private-label RMBS trust for which Citibank formerly served as trustee.  FDIC asserts claims for breach of contract, violation of the Streit Act, and violation of the Trust Indenture Act.  Citibank jointly briefed a motion to dismiss with The Bank of New York Mellon and U.S. Bank, N.A., entities that have also been sued by FDIC in their capacity as trustee, and these cases have all been consolidated in front of Judge Carter.  On September 30, 2016, the Court granted Citibank’s motion to dismiss the complaint without prejudice for lack of subject matter jurisdiction.  On October 14, 2016, FDIC filed a motion for reargument or relief from judgment from the Court’s dismissal order.  On July 11, 2017, Judge Carter ruled on the motion for reconsideration regarding his dismissal of the action.  He denied reconsideration of his decision on standing, but granted leave to amend the complaint by October 9, 2017.  The FDIC subsequently requested an extension of time to file its amended complaint, which was granted. The FDIC filed its amended complaint on December 8, 2017.

There can be no assurances as to the outcome of litigation or the possible impact of litigation on the trustee or the RMBS trusts.  However, Citibank denies liability and continues to vigorously defend against these litigations.  Furthermore, neither the above-disclosed litigations nor any other pending legal proceeding involving Citibank will materially affect Citibank’s ability to perform its duties as certificate administrator under the LBTY 2016-225L trust and servicing agreement relating to this transaction.

Item 1119 of Regulation AB, Affiliations and Certain Relationships and Related Transactions.

The information regarding this Item has been previously provided in the prospectus of the Registrant relating to the issuing entity filed on March 31, 2016 pursuant to Rule 424(b)(2).

Item 1122 of Regulation AB, Compliance with Applicable Servicing Criteria.

The reports on assessments of compliance with the servicing criteria for asset-backed securities and related attestation reports on such assessments of compliance with respect to the mortgage loans are attached hereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to the Pooling and Servicing Agreement incorporated by reference as Exhibit 4.1 to this Annual Report on Form 10-K is a chart identifying the entities participating in a servicing function for the transaction responsible for each applicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicing criteria for asset-backed securities and related attestation reports on such assessments of compliance with respect to the 225 Liberty Street Mortgage Loan, which is being serviced and administered pursuant to the trust and servicing agreement for the LBTY 2016-225L Transaction, are attached hereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit L to the trust and servicing agreement for the LBTY 2016-225L Transaction incorporated by reference as Exhibit 4.2 to this Annual Report on Form 10-K is a chart identifying the entities participating in a servicing function for the LBTY 2016-225L Transaction responsible for each applicable servicing criteria set forth in Item 1122(d).

Item 1123 of Regulation AB, Servicer Compliance Statement.

The servicer compliance statements are attached as Exhibits to this Annual Report on Form 10-K.

PART IV

Item 15. Exhibits, Financial Statement Schedules

(a) The following is a list of documents filed as part of this Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

 

4.1           Pooling and Servicing Agreement, dated as of March 1, 2016, by and among Wells Fargo Commercial Mortgage Securities, Inc., as Depositor, Wells Fargo Bank, National Association, as General Master Servicer, Rialto Capital Advisors, LLC, as  General Special Servicer, National Cooperative Bank, N.A. as NCB Master Servicer and NCB Special Servicer, Wells Fargo Bank, National Association, as Certificate Administrator, Wilmington Trust, National Association, as Trustee, and Park Bridge Lender Services LLC, as Operating Advisor and Asset Representations Reviewer (filed as Exhibit 4.1 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein).

4.2           Trust and Servicing Agreement, dated as of February 6, 2016, by and among Citigroup Commercial Mortgage Securities Inc., as Depositor, Wells Fargo Bank, National Association, as Master Servicer, Trimont Real Estate Advisors, LLC, as Special Servicer, Citibank, N.A., as Certificate Administrator and Wilmington Trust, National Association, as Trustee (filed as Exhibit 4.2 to the Citigroup Commercial Mortgage Securities Inc.’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein).

4.3           Co-Lender Agreement, dated as of March 31, 2016, by and among Ladder Capital Finance LLC, as Initial Note A-1-A Holder, Initial Note A-1-B Holder, Initial Note A-2-A Holder, Initial Note A-2-B Holder, Initial Note A-3-A Holder, Initial Note A-4-A Holder and JPMorgan Chase Bank, National Association, as Initial Note A-3-B Holder and Initial Note A-4-B Holder (filed as Exhibit 4.3 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein.

4.4           Co-Lender Agreement, dated as of February 6, 2016, by and among Citigroup Global Markets Realty Corp., as Initial Note A-1-A Holder and Initial Note A-1-D Holder, German American Capital Corporation, as Initial Note A-1-B Holder and Initial Note A-1-E Holder and Wells Fargo Bank, National Association, as Initial Note A-1-C Holder and Initial Note A-1-E Holder, and Citigroup Global Markets Realty Corp., as Initial Note A-2-A Holder, German American Capital Corporation, as Initial Note A-2-B Holder and Wells Fargo Bank, National Association, as Initial Note A-2-C Holder  (filed as Exhibit 4.4 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein.

31            Rule 13a-14(d)/15d-14(d) Certifications.

33            Reports on assessment of compliance with servicing criteria for asset-backed securities.

33.1         Wells Fargo Bank, National Association, as Master Servicer

33.2         National Cooperative Bank, N.A., as NCB Master Servicer

33.3         Rialto Capital Advisors, LLC, as Special Servicer

33.4         National Cooperative Bank, N.A., as NCB Special Servicer (see Exhibit 33.2)

33.5         Wilmington Trust, National Association, as Trustee (Omitted. See Explanatory Notes.)

33.6         Wells Fargo Bank, National Association, as Certificate Administrator

33.7         Wells Fargo Bank, National Association, as Custodian

33.8         Park Bridge Lender Services LLC, as Operating Advisor

33.9         CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant

33.10       National Tax Search, LLC, as Servicing Function Participant

33.11       Wells Fargo Bank, National Association, as Primary Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.1)

33.12       Rialto Capital Advisors, LLC, as Special Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.3)

33.13       Wilmington Trust, National Association, as Trustee of the Sanofi Office Complex Mortgage Loan (Omitted. See Explanatory Notes.)

33.14       Wells Fargo Bank, National Association, as Certificate Administrator of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.6)

33.15       Wells Fargo Bank, National Association, as Custodian of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.7)

33.16       Park Bridge Lender Services LLC, as Operating Advisor of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.8)

33.17       CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.9)

33.18       National Tax Search, LLC, as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.10)

33.19       Wells Fargo Bank, National Association, as Primary Servicer of the 225 Liberty Street Mortgage Loan (see Exhibit 33.1)

33.20       Trimont Real Estate Advisors, LLC, as Special Servicer of the 225 Liberty Street Mortgage Loan

33.21       Wilmington Trust, National Association, as Trustee of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)

33.22       Citibank, N.A., as Certificate Administrator and Custodian of the 225 Liberty Street Mortgage Loan

33.23       CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 33.9)

33.24       National Tax Search, LLC, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 33.10)

33.25       U.S. Bank National Association, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan

34            Attestation reports on assessment of compliance with servicing criteria for asset-backed securities.

34.1         Wells Fargo Bank, National Association, as Master Servicer

34.2         National Cooperative Bank, N.A., as NCB Master Servicer

34.3         Rialto Capital Advisors, LLC, as Special Servicer

34.4         National Cooperative Bank, N.A., as NCB Special Servicer (see Exhibit 34.2)

34.5         Wilmington Trust, National Association, as Trustee (Omitted. See Explanatory Notes.)

34.6         Wells Fargo Bank, National Association, as Certificate Administrator

34.7         Wells Fargo Bank, National Association, as Custodian

34.8         Park Bridge Lender Services LLC, as Operating Advisor

34.9         CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant

34.10       National Tax Search, LLC, as Servicing Function Participant

34.11       Wells Fargo Bank, National Association, as Primary Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.1)

34.12       Rialto Capital Advisors, LLC, as Special Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.3)

34.13       Wilmington Trust, National Association, as Trustee of the Sanofi Office Complex Mortgage Loan (Omitted. See Explanatory Notes.)

34.14       Wells Fargo Bank, National Association, as Certificate Administrator of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.6)

34.15       Wells Fargo Bank, National Association, as Custodian of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.7)

34.16       Park Bridge Lender Services LLC, as Operating Advisor of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.8)

34.17       CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.9)

34.18       National Tax Search, LLC, as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.10)

34.19       Wells Fargo Bank, National Association, as Primary Servicer of the 225 Liberty Street Mortgage Loan (see Exhibit 34.1)

34.20       Trimont Real Estate Advisors, LLC, as Special Servicer of the 225 Liberty Street Mortgage Loan

34.21       Wilmington Trust, National Association, as Trustee of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)

34.22       Citibank, N.A., as Certificate Administrator and Custodian of the 225 Liberty Street Mortgage Loan

34.23       CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 34.9)

34.24       National Tax Search, LLC, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 34.10)

34.25       U.S. Bank National Association, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan

35            Servicer compliance statements.

35.1         Wells Fargo Bank, National Association, as Master Servicer

35.2         National Cooperative Bank, N.A., as NCB Master Servicer

35.3         Rialto Capital Advisors, LLC, as Special Servicer

35.4         National Cooperative Bank, N.A., as NCB Special Servicer

35.5         Wells Fargo Bank, National Association, as Certificate Administrator

35.6         Wells Fargo Bank, National Association, as Primary Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 35.1)

35.7         Rialto Capital Advisors, LLC, as Special Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 35.3)

35.8         Wells Fargo Bank, National Association, as Certificate Administrator of the Sanofi Office Complex Mortgage Loan (see Exhibit 35.5)

35.9         Wells Fargo Bank, National Association, as Primary Servicer of the 225 Liberty Street Mortgage Loan

35.10       Trimont Real Estate Advisors, LLC, as Special Servicer of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)

35.11       Citibank, N.A., as Certificate Administrator of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)

99.1         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and Wells Fargo Bank, National Association (filed as Exhibit 99.1 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04  and incorporated by reference herein)

99.2         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, among Wells Fargo Commercial Mortgage Securities, Inc., Ladder Capital Finance LLC, Ladder Capital Finance Holdings LLLP, Series REIT of Ladder Capital Finance Holdings LLLP, Series TRS of Ladder Capital Finance Holdings LLLP (filed as Exhibit 99.2 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein)

99.3         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and Rialto Mortgage Finance, LLC (filed as Exhibit 99.3 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein)

99.4         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and C-III Commercial Mortgage LLC (filed as Exhibit 99.4 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein)

99.5         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and Natixis Real Estate Capital LLC (filed as Exhibit 99.5 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04  and incorporated by reference herein)

99.6         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and National Cooperative Bank, N.A. (filed as Exhibit 99.6 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04  and incorporated by reference herein)

(b)   The exhibits required to be filed by the Registrant pursuant to Item 601 of Regulation S-K are listed above and in the Exhibit Index that immediately follows the signature page hereof.

(c)    Not Applicable.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Wells Fargo Commercial Mortgage Securities, Inc.
(Depositor)

/s/ Anthony Sfarra

Anthony Sfarra, President

(senior officer in charge of securitization of the depositor)

Date: March 21, 2018

Exhibit Index

Exhibit No.

4.1           Pooling and Servicing Agreement, dated as of March 1, 2016, by and among Wells Fargo Commercial Mortgage Securities, Inc., as Depositor, Wells Fargo Bank, National Association, as General Master Servicer, Rialto Capital Advisors, LLC, as  General Special Servicer, National Cooperative Bank, N.A. as NCB Master Servicer and NCB Special Servicer, Wells Fargo Bank, National Association, as Certificate Administrator, Wilmington Trust, National Association, as Trustee, and Park Bridge Lender Services LLC, as Operating Advisor and Asset Representations Reviewer (filed as Exhibit 4.1 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein).

4.2           Trust and Servicing Agreement, dated as of February 6, 2016, by and among Citigroup Commercial Mortgage Securities Inc., as Depositor, Wells Fargo Bank, National Association, as Master Servicer, Trimont Real Estate Advisors, LLC, as Special Servicer, Citibank, N.A., as Certificate Administrator and Wilmington Trust, National Association, as Trustee (filed as Exhibit 4.2 to the Citigroup Commercial Mortgage Securities Inc.’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein).

4.3           Co-Lender Agreement, dated as of March 31, 2016, by and among Ladder Capital Finance LLC, as Initial Note A-1-A Holder, Initial Note A-1-B Holder, Initial Note A-2-A Holder, Initial Note A-2-B Holder, Initial Note A-3-A Holder, Initial Note A-4-A Holder and JPMorgan Chase Bank, National Association, as Initial Note A-3-B Holder and Initial Note A-4-B Holder (filed as Exhibit 4.3 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein.

4.4           Co-Lender Agreement, dated as of February 6, 2016, by and among Citigroup Global Markets Realty Corp., as Initial Note A-1-A Holder and Initial Note A-1-D Holder, German American Capital Corporation, as Initial Note A-1-B Holder and Initial Note A-1-E Holder and Wells Fargo Bank, National Association, as Initial Note A-1-C Holder and Initial Note A-1-E Holder, and Citigroup Global Markets Realty Corp., as Initial Note A-2-A Holder, German American Capital Corporation, as Initial Note A-2-B Holder and Wells Fargo Bank, National Association, as Initial Note A-2-C Holder  (filed as Exhibit 4.4 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein.

31            Rule 13a-14(d)/15d-14(d) Certifications.

33            Reports on assessment of compliance with servicing criteria for asset-backed securities.

 

33.1         Wells Fargo Bank, National Association, as Master Servicer


33.2        
National Cooperative Bank, N.A., as NCB Master Servicer


33.3        
Rialto Capital Advisors, LLC, as Special Servicer


33.4        
National Cooperative Bank, N.A., as NCB Special Servicer (see Exhibit 33.2)


33.5         Wilmington Trust, National Association, as Trustee (Omitted. See Explanatory Notes.)


33.6        
Wells Fargo Bank, National Association, as Certificate Administrator


33.7        
Wells Fargo Bank, National Association, as Custodian


33.8        
Park Bridge Lender Services LLC, as Operating Advisor


33.9        
CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant


33.10      
National Tax Search, LLC, as Servicing Function Participant


33.11      
Wells Fargo Bank, National Association, as Primary Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.1)


33.12      
Rialto Capital Advisors, LLC, as Special Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.3)


33.13       Wilmington Trust, National Association, as Trustee of the Sanofi Office Complex Mortgage Loan (Omitted. See Explanatory Notes.)


33.14      
Wells Fargo Bank, National Association, as Certificate Administrator of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.6)


33.15      
Wells Fargo Bank, National Association, as Custodian of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.7)


33.16      
Park Bridge Lender Services LLC, as Operating Advisor of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.8)


33.17      
CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.9)


33.18      
National Tax Search, LLC, as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 33.10)


33.19      
Wells Fargo Bank, National Association, as Primary Servicer of the 225 Liberty Street Mortgage Loan (see Exhibit 33.1)


33.20      
Trimont Real Estate Advisors, LLC, as Special Servicer of the 225 Liberty Street Mortgage Loan


33.21       Wilmington Trust, National Association, as Trustee of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)


33.22      
Citibank, N.A., as Certificate Administrator and Custodian of the 225 Liberty Street Mortgage Loan


33.23      
CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 33.9)


33.24      
National Tax Search, LLC, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 33.10)


33.25      
U.S. Bank National Association, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan

34            Attestation reports on assessment of compliance with servicing criteria for asset-backed securities.

 

34.1         Wells Fargo Bank, National Association, as Master Servicer


34.2        
National Cooperative Bank, N.A., as NCB Master Servicer


34.3        
Rialto Capital Advisors, LLC, as Special Servicer


34.4        
National Cooperative Bank, N.A., as NCB Special Servicer (see Exhibit 34.2)


34.5         Wilmington Trust, National Association, as Trustee (Omitted. See Explanatory Notes.)


34.6        
Wells Fargo Bank, National Association, as Certificate Administrator


34.7        
Wells Fargo Bank, National Association, as Custodian


34.8        
Park Bridge Lender Services LLC, as Operating Advisor


34.9        
CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant


34.10      
National Tax Search, LLC, as Servicing Function Participant


34.11      
Wells Fargo Bank, National Association, as Primary Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.1)


34.12      
Rialto Capital Advisors, LLC, as Special Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.3)


34.13       Wilmington Trust, National Association, as Trustee of the Sanofi Office Complex Mortgage Loan (Omitted. See Explanatory Notes.)


34.14      
Wells Fargo Bank, National Association, as Certificate Administrator of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.6)


34.15      
Wells Fargo Bank, National Association, as Custodian of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.7)


34.16      
Park Bridge Lender Services LLC, as Operating Advisor of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.8)


34.17      
CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.9)


34.18      
National Tax Search, LLC, as Servicing Function Participant of the Sanofi Office Complex Mortgage Loan (see Exhibit 34.10)


34.19      
Wells Fargo Bank, National Association, as Primary Servicer of the 225 Liberty Street Mortgage Loan (see Exhibit 34.1)


34.20      
Trimont Real Estate Advisors, LLC, as Special Servicer of the 225 Liberty Street Mortgage Loan


34.21       Wilmington Trust, National Association, as Trustee of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)


34.22      
Citibank, N.A., as Certificate Administrator and Custodian of the 225 Liberty Street Mortgage Loan


34.23      
CoreLogic Commercial Real Estate Services, Inc., as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 34.9)


34.24      
National Tax Search, LLC, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan (see Exhibit 34.10)


34.25      
U.S. Bank National Association, as Servicing Function Participant of the 225 Liberty Street Mortgage Loan

35            Servicer compliance statements.

 

35.1         Wells Fargo Bank, National Association, as Master Servicer


35.2        
National Cooperative Bank, N.A., as NCB Master Servicer


35.3        
Rialto Capital Advisors, LLC, as Special Servicer


35.4        
National Cooperative Bank, N.A., as NCB Special Servicer


35.5        
Wells Fargo Bank, National Association, as Certificate Administrator


35.6        
Wells Fargo Bank, National Association, as Primary Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 35.1)


35.7        
Rialto Capital Advisors, LLC, as Special Servicer of the Sanofi Office Complex Mortgage Loan (see Exhibit 35.3)


35.8        
Wells Fargo Bank, National Association, as Certificate Administrator of the Sanofi Office Complex Mortgage Loan (see Exhibit 35.5)


35.9        
Wells Fargo Bank, National Association, as Primary Servicer of the 225 Liberty Street Mortgage Loan


35.10       Trimont Real Estate Advisors, LLC, as Special Servicer of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)


35.11       Citibank, N.A., as Certificate Administrator of the 225 Liberty Street Mortgage Loan (Omitted. See Explanatory Notes.)

 

99.1         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and Wells Fargo Bank, National Association (filed as Exhibit 99.1 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04  and incorporated by reference herein)

99.2         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, among Wells Fargo Commercial Mortgage Securities, Inc., Ladder Capital Finance LLC, Ladder Capital Finance Holdings LLLP, Series REIT of Ladder Capital Finance Holdings LLLP, Series TRS of Ladder Capital Finance Holdings LLLP (filed as Exhibit 99.2 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein)

99.3         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and Rialto Mortgage Finance, LLC (filed as Exhibit 99.3 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein)

99.4         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and C-III Commercial Mortgage LLC (filed as Exhibit 99.4 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04 and incorporated by reference herein)

99.5         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and Natixis Real Estate Capital LLC (filed as Exhibit 99.5 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04  and incorporated by reference herein)

99.6         Mortgage Loan Purchase Agreement, dated as of March 18, 2016, between Wells Fargo Commercial Mortgage Securities, Inc. and National Cooperative Bank, N.A. (filed as Exhibit 99.6 to the registrant’s Current Report on Form 8-K filed on March 31, 2016  under Commission File No. 333-206677-04  and incorporated by reference herein)