Attached files

file filename
EX-31.1 - EXHIBIT 31.1 - ASSURANT, INC.aiz-20160331exh311.htm
EX-10.2 - EXHIBIT 10.2 - ASSURANT, INC.aiz-20160331exh102.htm
10-Q - 10-Q - ASSURANT, INC.aiz-2016033110q.htm
EX-10.3 - EXHIBIT 10.3 - ASSURANT, INC.aiz-20160331exh103.htm
EX-10.4 - EXHIBIT 10.4 - ASSURANT, INC.aiz-20160331exh104.htm
EX-31.2 - EXHIBIT 31.2 - ASSURANT, INC.aiz-20160331exh312.htm
EX-32.2 - EXHIBIT 32.2 - ASSURANT, INC.aiz-20160331exh322.htm
EX-10.1 - EXHIBIT 10.1 - ASSURANT, INC.aiz-20160331exh101.htm
EX-32.1 - EXHIBIT 32.1 - ASSURANT, INC.aiz-20160331exh321.htm
EX-10.5 - EXHIBIT 10.5 - ASSURANT, INC.aiz-20160331exh105.htm


EXHIBIT 12.1
ASSURANT, INC.
COMPUTATION OF RATIO OF CONSOLIDATED EARNINGS TO FIXED CHARGES
(in millions of U.S. dollars except for ratio amounts)

 
March 31,
2016
 
2015
 
2014
 
2013
 
2012
 
2011
Income before income taxes
$
337.5

 
$
201.2

 
$
744.1

 
$
789.7

 
$
757.8

 
$
706.2

Fixed charges
16.9

 
65.7

 
68.5

 
86.8

 
70.2

 
70.2

Income as adjusted
$
354.4

 
$
266.9

 
$
812.6

 
$
876.5

 
$
828.0

 
$
776.4

Fixed charges:
 
 
 
 
 
 
 
 
 
 
 
   Interest expense, including discount
      amortization and preferred stock dividends (1)
$
14.5

 
$
55.1

 
$
58.4

 
$
77.7

 
$
60.3

 
$
60.4

   Portion of rents representative of an appropriate
      interest factor
2.4

 
10.6

 
10.1

 
9.1

 
9.9

 
9.8

Total fixed charges
$
16.9

 
$
65.7

 
$
68.5

 
$
86.8

 
$
70.2

 
$
70.2

Ratio of consolidated earnings to fixed
  charges
20.97

 
4.06

 
11.86

 
10.10

 
11.79

 
11.06

_____________________________ 
(1)
Preferred stock issued is recorded as a liability, thus the corresponding dividend is recorded as interest expense.