OHIO VALLEY BANC CORP - FORM 10-K - EX-4 - EXHIBIT 4 AT 12/31/15 - March 15, 2016

Attached files

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EX-21 - SUBSIDIARIES OF OHIO VALLEY 12/31/15 - OHIO VALLEY BANC CORPsec10k123115_ex21.htm
EX-32 - SECTION 1350 CERTIFICATIONS 12/31/15 - OHIO VALLEY BANC CORPsec10k123115_ex32.htm
EX-23 - CONSENT OF CROWE HORWATH - OHIO VALLEY BANC CORPsec10k123115_ex23.htm
EX-10.2 - SCHEDULE A TO EX 10.1 PARTICIPANT LIST - OHIO VALLEY BANC CORPsec10k123115_ex10-2.htm
EX-10.1 - EXECUTIVE GROUP LIFE SPLIT DOLLAR PLAN AGRMT DTD 12/31/11 - OHIO VALLEY BANC CORPsec10k123115_ex10-1.htm
EX-31.2 - CERTIFICATION -PRINCIPAL FINANCIAL OFFICER - OHIO VALLEY BANC CORPsec10k123115_ex31-2.htm
EX-10.8 - SUMMARY OF COMPENSATION - DIRECTORS & OFFICERS - OHIO VALLEY BANC CORPsec10k123115_ex10-8.htm
EX-10.9 - SUMMARY OF BONUS PROGRAM 12/31/15 - OHIO VALLEY BANC CORPsec10k123115_ex10-9.htm
EX-31.1 - CERTIFICATION -PRINCIPAL EXECUTIVE OFFICER - OHIO VALLEY BANC CORPsec10k123115_ex31-1.htm
EX-10.5(A) - SCHEDULE A TO EX 10.5 PARTICIPANT LIST - OHIO VALLEY BANC CORPsec10k123115_ex10-5a.htm
EX-10.7(D) - SCHEDULE A TO EX 10.7A PARTICIPANT LIST - OHIO VALLEY BANC CORPsec10k123115_ex10-7d.htm
EX-10.7(E) - SCHEDULE A TO EX 10.7B PARTICIPANT LIST - OHIO VALLEY BANC CORPsec10k123115_ex10-7e.htm
10-K - FORM 10-K AT 12/31/15 - OHIO VALLEY BANC CORPsec10k123115.htm
EX-13 - ANNUAL REPORT TO SHAREHOLDERS 12/31/15 - OHIO VALLEY BANC CORPsec10k123115_ex13.htm

EXHIBIT 4


OHIO VALLEY BANC CORP.
420 Third Avenue
Gallipolis, OH  45631
(740) 446-2631

March 15, 2016

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-K for the fiscal year ended December 31, 2015

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation (“Ohio Valley”), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2015 (the “Form 10-K”), as executed on March 15, 2016.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K.  No such instrument or agreement represents long-term debt exceeding  10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,

/s/Thomas E. Wiseman
Thomas E. Wiseman
President and Chief Executive Officer
Ohio Valley Banc Corp.



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