Attached files

file filename
10-K - 10-K - CIVISTA BANCSHARES, INC.d71175d10k.htm
EX-3.1 - EX-3.1 - CIVISTA BANCSHARES, INC.d71175dex31.htm
EX-31.2 - EX-31.2 - CIVISTA BANCSHARES, INC.d71175dex312.htm
EX-13.1 - EX-13.1 - CIVISTA BANCSHARES, INC.d71175dex131.htm
EX-23.1 - EX-23.1 - CIVISTA BANCSHARES, INC.d71175dex231.htm
EX-31.1 - EX-31.1 - CIVISTA BANCSHARES, INC.d71175dex311.htm
EX-32.2 - EX-32.2 - CIVISTA BANCSHARES, INC.d71175dex322.htm
EX-21.1 - EX-21.1 - CIVISTA BANCSHARES, INC.d71175dex211.htm
EX-32.1 - EX-32.1 - CIVISTA BANCSHARES, INC.d71175dex321.htm

Exhibit 4.6

[CIVISTA BANCSHARES, INC. LETTERHEAD]

March 15, 2016

Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

Re: Civista Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2015

Ladies and Gentlemen:

Civista Bancshares, Inc., an Ohio corporation (“CBI”), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2015 (the Form 10-K), as executed on March 15, 2016.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, CBI hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. None of such long-term debt exceeds 10% of the total assets of CBI and its subsidiaries on a consolidated basis.

Very truly yours,

 

/s/ James O. Miller

James O. Miller
President, Chief Executive Officer and Chairman of the Board