Attached files
| file | filename |
|---|---|
| EX-31.2 - EXHIBIT 31.2 - UNITED INSURANCE HOLDINGS CORP. | exh31231dec15.htm |
| EX-23.1 - EXHIBIT 23.1 - UNITED INSURANCE HOLDINGS CORP. | exh23131dec15.htm |
| EX-31.1 - EXHIBIT 31.1 - UNITED INSURANCE HOLDINGS CORP. | exh31131dec15.htm |
| EX-21.1 - EXHIBIT 21.1 - UNITED INSURANCE HOLDINGS CORP. | exh21131dec15.htm |
| EX-32.2 - EXHIBIT 32.2 - UNITED INSURANCE HOLDINGS CORP. | exh32231dec15.htm |
| EX-32.1 - EXHIBIT 32.1 - UNITED INSURANCE HOLDINGS CORP. | exh32131dec15.htm |
| XML - IDEA: XBRL DOCUMENT - UNITED INSURANCE HOLDINGS CORP. | R9999.htm |
| 10-K - 10-K - UNITED INSURANCE HOLDINGS CORP. | a10-kdocument31dec15.htm |
Exhibit 12.1
United Insurance Holdings Corp.
Computation of Ratio of Earnings to Fixed Charges
(in thousands, except ratios)
Includes realized gains and losses | For the Year Ended December 31, | ||||||||||||||||||
2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||
Earnings before income taxes | $ | 41,860 | $ | 64,410 | $ | 34,487 | $ | 15,714 | $ | 13,016 | |||||||||
Fixed charges: | |||||||||||||||||||
Interest expensed and capitalized | 326 | 410 | 367 | 355 | 548 | ||||||||||||||
Interest within rental expense | 74 | 63 | 56 | 39 | 35 | ||||||||||||||
Total fixed charges | $ | 400 | $ | 473 | $ | 423 | $ | 394 | $ | 583 | |||||||||
Earnings before income taxes and fixed charges | $ | 42,260 | $ | 64,883 | $ | 34,910 | $ | 16,108 | $ | 13,599 | |||||||||
Ratio of earnings to fixed charges | 105.71 | 137.28 | 82.56 | 40.89 | 23.34 | ||||||||||||||
For purposes of calculating these ratios, earnings consist of pre-tax income from continuing operations and fixed charges. Fixed charges consist of interest expensed and capitalized; amortized premiums, discounts and capitalized expenses related to debt; and estimated interest within rental expense.
We did not have any preferred stock outstanding and we did not pay or accrue any preferred stock dividends during the periods presented above.