Attached files
| file | filename |
|---|---|
| EX-32.2 - EXHIBIT 32.2 - SIMMONS FIRST NATIONAL CORP | exh_322.htm |
| EX-15.1 - EXHIBIT 15.1 - SIMMONS FIRST NATIONAL CORP | exh_151.htm |
| EX-32.1 - EXHIBIT 32.1 - SIMMONS FIRST NATIONAL CORP | exh_321.htm |
| EX-31.3 - EXHIBIT 31.3 - SIMMONS FIRST NATIONAL CORP | exh_313.htm |
| EX-32.3 - EXHIBIT 32.3 - SIMMONS FIRST NATIONAL CORP | exh_323.htm |
| EX-31.1 - EXHIBIT 31.1 - SIMMONS FIRST NATIONAL CORP | exh_311.htm |
| EX-31.2 - EXHIBIT 31.2 - SIMMONS FIRST NATIONAL CORP | exh_312.htm |
| 10-Q - FORM 10-Q - SIMMONS FIRST NATIONAL CORP | gff10q_110915p.htm |
Exhibit 12.1
Simmons First National Corporation
Computation of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Dividend
| Nine Months Ended September 30 | Year Ended December 31, | |||||||||||||||||||||||||||
| 2015 | 2014 | 2014 | 2013 | 2012 | 2011 | 2010 | ||||||||||||||||||||||
| Fixed Charges: | ||||||||||||||||||||||||||||
| Interest on deposits | $ | 11,297 | $ | 6,737 | $ | 9,079 | $ | 8,399 | $ | 10,625 | $ | 14,925 | $ | 19,537 | ||||||||||||||
| Interest on borrowings | 5,483 | 3,666 | 4,892 | 3,864 | 4,992 | 5,471 | 7,469 | |||||||||||||||||||||
| Estimated interest on rental expense | 1,647 | 1,298 | 1,663 | 1,264 | 936 | 617 | 526 | |||||||||||||||||||||
| Fixed charges before preferred stock dividends | 18,427 | 11,701 | 15,634 | 13,527 | 16,553 | 21,013 | 27,532 | |||||||||||||||||||||
| Preferred stock dividends pre-tax income requirements | 296 | - | - | - | - | - | - | |||||||||||||||||||||
| Total combined fixed charges and preferred stock dividends, including interest on deposits (A) | 18,723 | 11,701 | 15,634 | # | 13,527 | # | 16,553 | # | 21,013 | # | 27,532 | |||||||||||||||||
| Less: Interest on deposits | 11,297 | 6,737 | 9,079 | # | 8,399 | # | 10,625 | # | 14,925 | # | 19,537 | |||||||||||||||||
| Total combined fixed charges and preferred stock dividends, excluding interest on deposits (B) | $ | 7,426 | $ | 4,964 | $ | 6,555 | # | $ | 5,128 | # | $ | 5,928 | # | $ | 6,088 | # | $ | 7,995 | ||||||||||
| Earnings: | ||||||||||||||||||||||||||||
| Pretax income from continuing operations | $ | 75,720 | $ | 31,982 | $ | 50,290 | $ | 32,536 | $ | 40,015 | $ | 35,799 | $ | 54,431 | ||||||||||||||
| Fixed charges including interest on deposits | 18,427 | 11,701 | 15,634 | 13,527 | 16,553 | 21,013 | 27,532 | |||||||||||||||||||||
| Earnings, including interest on deposits (C) | 94,147 | 43,683 | 65,924 | 46,063 | 56,568 | 56,812 | 81,963 | |||||||||||||||||||||
| Less: Interest on deposits | 11,297 | 6,737 | 9,079 | 8,399 | 10,625 | 14,925 | 19,537 | |||||||||||||||||||||
| Earnings, excluding interest on deposits (D) | $ | 82,850 | $ | 36,946 | $ | 56,845 | $ | 37,664 | $ | 45,943 | $ | 41,887 | $ | 62,426 | ||||||||||||||
| Ratio of earnings to combined fixed charges and preferred dividend: | ||||||||||||||||||||||||||||
| Including interest on deposits (C /A) | 5.03 | 3.73 | 4.22 | 3.41 | 3.42 | 2.70 | 2.98 | |||||||||||||||||||||
| Excluding interest on deposits (D / B) | 11.16 | 7.44 | 8.67 | 7.35 | 7.75 | 6.88 | 7.81 | |||||||||||||||||||||