Attached files

file filename
EX-12 - RATIO OF EARNINGS TO FIXED CHARGES - 1st FRANKLIN FINANCIAL CORPff_ex12.htm
EX-13 - ANNUAL REPORT - 1st FRANKLIN FINANCIAL CORPff_ex13.htm
EX-31.2 - CERTIFICATION - 1st FRANKLIN FINANCIAL CORPff_ex31z2.htm
EX-31.1 - CERTIFICATION - 1st FRANKLIN FINANCIAL CORPff_ex31z1.htm
EX-32.2 - CERTIFICATION - 1st FRANKLIN FINANCIAL CORPff_ex32z2.htm
EX-10.H - EXECUTIVE BONUS PLAN - 1st FRANKLIN FINANCIAL CORPff_ex10zh.htm
EX-10.G - DIRECTOR COMPENSATION SUMMARY TERM SHEET - 1st FRANKLIN FINANCIAL CORPff_ex10zg.htm
EXCEL - IDEA: XBRL DOCUMENT - 1st FRANKLIN FINANCIAL CORPFinancial_Report.xls
10-K - FORM 10-K - 1st FRANKLIN FINANCIAL CORPff_10k.htm



Exhibit 32.1



1st FRANKLIN FINANCIAL CORPORATION

135 EAST TUGALO STREET

P.O. BOX 880

TOCCOA, GEORGIA  30577

TELEPHONE:  (706) 886-7571



March 30, 2015



Re:

Certification Pursuant to § 906 of the Sarbanes-Oxley Act of 2002


Ladies and Gentlemen:


Pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, in connection with the filing of the annual report of 1st Franklin Financial Corporation (the "Company") for the year ended December 31, 2014, as filed with the Securities and Exchange Commission on Form 10-K on the date hereof (the "Report"), the undersigned officer of the Company certifies, that, to such officers knowledge:


(1)

The Report fully complies with the requirements of Section 13(a) or 15(d)

of the Securities Exchange Act of 1934; and


(2)

The information contained in the Report fairly presents, in all material

respects, the financial condition and results of operations of the Company

as of the dates and for the periods expressed in the Report.

   


/s/ Virginia C. Herring

Name:  Virginia C. Herring

Title:  President and Chief Executive Officer