Attached files

file filename
EX-23.1 - EX-23.1 - CIVISTA BANCSHARES, INC.d854051dex231.htm
EX-32.1 - EX-32.1 - CIVISTA BANCSHARES, INC.d854051dex321.htm
EX-31.1 - EX-31.1 - CIVISTA BANCSHARES, INC.d854051dex311.htm
EX-13.1 - EX-13.1 - CIVISTA BANCSHARES, INC.d854051dex131.htm
EX-31.2 - EX-31.2 - CIVISTA BANCSHARES, INC.d854051dex312.htm
EX-32.2 - EX-32.2 - CIVISTA BANCSHARES, INC.d854051dex322.htm
EX-21.1 - EX-21.1 - CIVISTA BANCSHARES, INC.d854051dex211.htm
EXCEL - IDEA: XBRL DOCUMENT - CIVISTA BANCSHARES, INC.Financial_Report.xls
10-K - 10-K - CIVISTA BANCSHARES, INC.d854051d10k.htm

Exhibit 4.7

[FIRST CITIZENS BANC CORP. LETTERHEAD]

March 13, 2015

Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

Re: First Citizens Banc Corp. Form 10-K for the fiscal year ended December 31, 2014

Ladies and Gentlemen:

First Citizens Banc Corp., an Ohio corporation (FCBC), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2014 (the Form 10-K), as executed on March 13, 2015.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, FCBC hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. None of such long-term debt exceeds 10% of the total assets of FCBC and its subsidiaries on a consolidated basis.

 

Very truly yours,
/s/ James O. Miller
James O. Miller
President, Chief Executive Officer and Chairman of the Board