Attached files

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EXCEL - IDEA: XBRL DOCUMENT - NB&T FINANCIAL GROUP INCFinancial_Report.xls
EX-31.2 - SECTION 302 CFO CERTIFICATION - NB&T FINANCIAL GROUP INCd793236dex312.htm
EX-32.2 - SECTION 906 CFO CERTIFICATION - NB&T FINANCIAL GROUP INCd793236dex322.htm
EX-32.1 - SECTION 906 CEO CERTIFICATION - NB&T FINANCIAL GROUP INCd793236dex321.htm
EX-31.1 - SECTION 302 CEO CERTIFICATION - NB&T FINANCIAL GROUP INCd793236dex311.htm
EX-15 - ACCOUNTANT'S ACKNOWLEDGEMENT - NB&T FINANCIAL GROUP INCd793236dex15.htm
10-Q - QUARTERLY REPORT - NB&T FINANCIAL GROUP INCd793236d10q.htm

Exhibit 4

NB&T FINANCIAL GROUP, INC.

48 N. South Street

Wilmington, OH 45177

November 12, 2014

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Re: NB&T Financial Group, Inc. – Form 10-Q for the quarter ended September 30, 2014

Ladies and Gentlemen:

NB&T Financial Group, Inc., an Ohio corporation (“NBTF”), is today filing a Quarterly Report on Form 10-Q for the quarter ended September 30, 2014 (the “Form 10-Q”), as executed on November 12, 2014.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, NBTF hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument represents long-term debt in excess of 10% of the total assets of NBTF and its subsidiaries on a consolidated basis.

Very truly yours,

/s/ Craig F. Fortin

Senior Vice President & CFO