AND EXCHANGE COMMISSION
to Section 13 or 15(d) of the
Exchange Act of 1934
of Report (Date of earliest event reported): January 29, 2013 (January 29, 2013)
name of registrant as specified in its charter)
|(State or other
West 42nd Street
York, New York 10036
of registrant's principal executive office)
telephone number, including area code: (212) 461-5200
Name or Former Address, if Changed Since Last Report)
the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
2 – Financial Information
2.02. Results of Operations and Financial Condition.
Current Report on Form 8-K includes as an exhibit a press release, dated January 29, 2013, reporting the financial results of CIT
Group Inc. (the “Company”) as of and for the quarter and year ended December 31, 2012. The press release is attached
as Exhibit 99.1. This press release includes certain non-GAAP financial measures. A reconciliation of those measures to the most
directly comparable GAAP measures is included as a table to the press release. The information furnished under this Item 2.02,
including Exhibits 99.1, shall be considered filed for purposes of the Securities Exchange Act of 1934, as amended.
addition, this Current Report includes a copy of the Company’s presentation of its Fourth Quarter 2012 Financial
Results for the quarter ended December 31, 2012, which is attached as Exhibit 99.2. The information included in Exhibit 99.2
shall not be considered filed for purposes of the Securities Exchange Act of 1934, as amended. The Company also
provides supplementary financial information on its website, which is not incorporated by reference in this Form 8-K.
9 – Financial Statements and Exhibits
9.01. Financial Statements and Exhibits.
||Press release issued by CIT Group Inc. on January 29, 2013 reporting its financial results as of and for the quarter and year ended December 31, 2012.|
||Presentation by CIT Group Inc. on January 29, 2013 regarding its Fourth Quarter 2012 Financial Results.|
document contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of
1995. All forward-looking statements (including statements regarding future financial and operating results) involve risks, uncertainties
and contingencies, many of which are beyond CIT's control, which may cause actual results, performance, or achievements to differ
materially from anticipated results, performance, or achievements. All statements contained in this document that are not clearly
historical in nature are forward-looking, and the words "anticipate," "believe," "expect," "estimate,"
"plan," and similar expressions are generally intended to identify forward-looking statements. Economic, business, funding
market, competitive and/or regulatory factors, among others, affecting CIT's businesses are examples of factors that could cause
actual results to differ materially from those described in the forward-looking statements. More detailed information about these
factors are described in CIT's filings with the Securities and Exchange Commission, including its Annual Report on Form 10-K for
the year ended December 31, 2011 and its Quarterly Report on Form 10-Q for the quarter ended June 30, 2012. CIT is under no obligation
to (and expressly disclaims any such obligation to) update or alter its forward-looking statements, whether as a result of new
information, future events or otherwise.
to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.
||CIT GROUP INC.|
||/s/ Scott T. Parker |
||Scott T. Parker|
||Executive Vice President &|
Chief Financial Officer
January 29, 2013