SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported):
January 28, 2013
SOUTHWEST GEORGIA FINANCIAL CORPORATION
(Exact name of Registrant as Specified in its
| (State or other Jurisdiction of
|| (Commission File Number)
|| (IRS Employer|
| Incorporation or Organization)
|| Identification No.)|
|201 First Street, S.E.
|(Address of principal executive offices)
Registrant's telephone number, including area
code: (229) 985-1120
(Former name or former address, if changed since
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On January 28, 2013, Southwest Georgia Financial Corporation issued
a press release announcing its financial results for the fourth quarter period ended December 31, 2012. A copy of the press release
is furnished as Exhibit 99.1 and is incorporated herein by reference.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
The following exhibit is furnished with this
Exhibit 99.1: Southwest Georgia Financial Corporation's press release
dated January 28, 2013.
Pursuant to the requirements of the Securities and Exchange Act
of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.
|| SOUTHWEST GEORGIA FINANCIAL CORPORATION|
|| /s/George R. Kirkland|
|| By: George R. Kirkland|
|| Senior Vice President and Treasurer|
|| January 28, 2013|
| Exhibit No.
|| Press Release dated January 28, 2013|