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EX-99.1 - NEWS RELEASE 1-23-13 - AMERICAN NATIONAL BANKSHARES INC.jan2313.htm
EX-99.2 - FINANCIAL DATA 1-23-13 - AMERICAN NATIONAL BANKSHARES INC.jan2313_exhibit.htm
8-K - 8-K NEWS RELEASE 1-23-13 (PDF) - AMERICAN NATIONAL BANKSHARES INC.jan2313_8k.pdf
EX-99.1 - NEWS RELEASE 1-23-13 (PDF) - AMERICAN NATIONAL BANKSHARES INC.jan2313.pdf
EX-99.2 - FINANCIAL DATA 1-23-13 (PDF) - AMERICAN NATIONAL BANKSHARES INC.jan2313_exhibit.pdf


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
   
Date of Report (Date of earliest event reported)            January 24, 2013
 
AMERICAN NATIONAL BANKSHARES INC.
(Exact name of registrant as specified in its charter)
     
Virginia
0-12820
54-1284688
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)
   
628 Main Street, Danville, VA                   24541
 
(Address of principal executive offices)         (Zip Code)
 
 
Registrant’s telephone number, including area code 434-792-5111
 
 
Not Applicable
(Former name or former address, if changed since last report.)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))
 
Item 2.02 Results of Operations and Financial Condition
 
On January 23, 2013, American National Bankshares Inc. reports fourth quarter 2012 and year-to-date earnings for 2012.
 
 
Item 9.01 Financial Statements and Exhibits
 
(d) Exhibits: 
 
99.1   January 24, 2013 News Release
 
99.2   Quarterly Balance Sheets, Statements of Income, Net Interest Income Analysis and Selected Financial Data
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 24, 2013                                                                                                           /s/ William W. Traynham                                         
                              Senior Vice President and Chief Financial Officer