AFS SENSUB CORP. - FORM 8-K - EX-99.1 - STATISTICAL INFORMATION - November 19, 2012

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Exhibit 99.1

AmeriCredit Automobile Receivables Trust 2012-5

Final Pool as of the Cutoff Date

11/14/2012

Composition of the Auto Loan Contracts

as of the Cutoff Date

 

     New     Used     Total  

Aggregate Principal Balance (1)

    $ 484,212,842.45      $ 571,207,027.92      $ 1,055,419,870.37   

Number of Automobile Loan Contracts

      21,936        39,839        61,775   

Percent of Aggregate Principal Balance

      45.88 %      54.12 %      100.00 % 

Average Principal Balance

    $ 22,073.89      $ 14,337.89      $ 17,084.90   

Range of Principal Balances

      ($288.18 to $74,854.84 )      ($254.09 to $68,656.28 )      ($254.09 to $74,854.84 ) 

Weighted Average APR (2)

      12.54 %      16.00 %      14.41 % 

Range of APRs

      (2.90% to 26.00 %)      (3.99% to 29.99 %)      (2.90% to 29.99 %) 

Weighted Average Remaining Term

      66        60        63   

Range of Remaining Terms

      (3 to 72 months )      (3 to 72 months )      (3 to 72 months ) 

Weighted Average Original Term

      72        69        70   

Range of Original Terms

      (30 to 72 months )      (24 to 72 months )      (24 to 72 months ) 

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the automobile loan contracts' aggregate yield on the Aggregate Principal Balance.

Score Distribution of the Automobile Loan Contracts

as of the Cutoff Date

 

     AmeriCredit Score (1)    % of Aggregate
Principal Balance (2)		     Credit Bureau Score (3)    % of Aggregate
Principal Balance (2)		  
   Less than 215      10.40 %      
   215-224      13.29 %    Less than 540      27.51 % 
   225-244      34.73 %    540-599      46.27 % 
   245-259      22.24 %    600-659      23.16 % 
   260 and greater      19.34 %    660 and greater      3.06 % 
  

 

   

 

 

    

 

   

 

 

  

Weighted Average Score

    241      569   

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of accounts originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total pool.
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total pool.

AmeriCredit Automobile Receivables Trust 2012-5

Final Pool as of the Cutoff Date

11/14/2012

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

 

Distribution by APR

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

  1.000% to 1.999%

    $ 0.00         0.00 %      0         0.00 % 

  2.000% to 2.999%

      11,290.76         0.00 %      1         0.00 % 

  3.000% to 3.999%

      280,751.51         0.03 %      12         0.02 % 

  4.000% to 4.999%

      1,723,402.99         0.16 %      55         0.09 % 

  5.000% to 5.999%

      5,174,488.54         0.49 %      184         0.30 % 

  6.000% to 6.999%

      13,814,812.99         1.31 %      542         0.88 % 

  7.000% to 7.999%

      18,346,690.17         1.74 %      754         1.22 % 

  8.000% to 8.999%

      36,911,043.13         3.50 %      1,763         2.85 % 

  9.000% to 9.999%

      83,206,855.09         7.88 %      3,607         5.84 % 

10.000% to 10.999%

      73,013,940.14         6.92 %      3,373         5.46 % 

11.000% to 11.999%

      150,634,272.55         14.27 %      6,785         10.98 % 

12.000% to 12.999%

      71,065,071.69         6.73 %      3,798         6.15 % 

13.000% to 13.999%

      70,057,816.69         6.64 %      3,926         6.36 % 

14.000% to 14.999%

      76,004,205.18         7.20 %      4,503         7.29 % 

15.000% to 15.999%

      76,773,055.44         7.27 %      4,900         7.93 % 

16.000% to 16.999%

      87,490,497.52         8.29 %      5,800         9.39 % 

17.000% to 17.999%

      79,883,660.03         7.57 %      5,655         9.15 % 

18.000% to 18.999%

      88,077,946.97         8.35 %      6,465         10.47 % 

19.000% to 19.999%

      39,083,691.98         3.70 %      3,084         4.99 % 

20.000% to 20.999%

      32,022,638.76         3.03 %      2,417         3.91 % 

21.000% to 21.999%

      25,809,257.32         2.45 %      2,030         3.29 % 

22.000% to 22.999%

      11,578,127.76         1.10 %      926         1.50 % 

23.000% to 23.999%

      8,620,226.15         0.82 %      710         1.15 % 

24.000% to 24.999%

      4,379,308.29         0.41 %      366         0.59 % 

25.000% to 25.999%

      1,201,734.85         0.11 %      97         0.16 % 

26.000% to 26.999%

      216,633.22         0.02 %      18         0.03 % 

27.000% to 27.999%

      22,297.70         0.00 %      2         0.00 % 

28.000% to 28.999%

      5,963.93         0.00 %      1         0.00 % 

29.000% to 29.999%

      10,189.02         0.00 %      1         0.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on principal balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2012-5

Final Pool as of the Cutoff Date

11/14/2012

Distribution of the Automobile Loan Contracts by Geographic Location

of Obligor as of the Cutoff Date

 

Geographic Location

    Aggregate
Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

Alabama

    $ 15,104,128.39         1.43 %      851         1.38 % 

Alaska

      3,121,055.27         0.30 %      163         0.26 % 

Arizona

      24,602,816.83         2.33 %      1,403         2.27 % 

Arkansas

      10,949,192.42         1.04 %      590         0.96 % 

California

      100,307,766.17         9.50 %      6,206         10.05 % 

Colorado

      19,713,192.24         1.87 %      1,203         1.95 % 

Connecticut

      7,319,239.24         0.69 %      431         0.70 % 

Delaware

      4,180,386.69         0.40 %      281         0.45 % 

District of Columbia

      1,689,421.39         0.16 %      96         0.16 % 

Florida

      83,186,283.72         7.88 %      4,869         7.88 % 

Georgia

      36,307,914.54         3.44 %      1,939         3.14 % 

Hawaii

      3,096,551.46         0.29 %      177         0.29 % 

Idaho

      2,358,460.00         0.22 %      146         0.24 % 

Illinois

      38,200,769.48         3.62 %      2,423         3.92 % 

Indiana

      26,754,108.19         2.53 %      1,652         2.67 % 

Iowa

      5,977,582.78         0.57 %      349         0.56 % 

Kansas

      5,470,437.60         0.52 %      311         0.50 % 

Kentucky

      15,500,297.35         1.47 %      999         1.62 % 

Louisiana

      25,004,225.14         2.37 %      1,189         1.92 % 

Maine

      4,126,960.31         0.39 %      257         0.42 % 

Maryland

      25,937,950.87         2.46 %      1,403         2.27 % 

Massachusetts

      14,526,464.75         1.38 %      895         1.45 % 

Michigan

      29,439,025.65         2.79 %      2,030         3.29 % 

Minnesota

      10,799,337.84         1.02 %      722         1.17 % 

Mississippi

      14,586,605.13         1.38 %      782         1.27 % 

Missouri

      16,230,221.43         1.54 %      973         1.58 % 

Montana

      3,097,141.09         0.29 %      139         0.23 % 

Nebraska

      3,318,376.75         0.31 %      214         0.35 % 

Nevada

      9,862,525.29         0.93 %      599         0.97 % 

New Hampshire

      3,854,356.30         0.37 %      246         0.40 % 

New Jersey

      20,028,330.38         1.90 %      1,377         2.23 % 

New Mexico

      12,868,339.14         1.22 %      655         1.06 % 

New York

      35,608,369.00         3.37 %      2,202         3.56 % 

North Carolina

      36,641,803.10         3.47 %      2,007         3.25 % 

North Dakota

      2,065,940.54         0.20 %      93         0.15 % 

Ohio

      45,093,462.41         4.27 %      3,098         5.01 % 

Oklahoma

      15,933,647.93         1.51 %      853         1.38 % 

Oregon

      6,231,159.29         0.59 %      389         0.63 % 

Pennsylvania

      43,478,741.92         4.12 %      3,013         4.88 % 

Rhode Island

      1,919,539.45         0.18 %      130         0.21 % 

South Carolina

      14,532,632.33         1.38 %      794         1.29 % 

South Dakota

      1,578,699.89         0.15 %      84         0.14 % 

Tennessee

      20,461,886.40         1.94 %      1,138         1.84 % 

Texas

      167,601,931.35         15.88 %      8,537         13.82 % 

Utah

      5,472,386.84         0.52 %      279         0.45 % 

Vermont

      1,273,046.54         0.12 %      69         0.11 % 

Virginia

      21,414,245.18         2.03 %      1,224         1.98 % 

Washington

      13,841,287.52         1.31 %      809         1.31 % 

West Virginia

      10,116,943.41         0.96 %      582         0.94 % 

Wisconsin

      12,402,492.45         1.18 %      787         1.27 % 

Wyoming

      2,059,448.06         0.20 %      99         0.16 % 

Other (3)

      172,742.93         0.02 %      18         0.03 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States and Territories with Aggregate Principal Balances less than $1,000,000 each.

AmeriCredit Automobile Receivables Trust 2012-5

Final Pool as of the Cutoff Date

11/14/2012

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date

 

         % of Aggregate  
     Wholesale LTV (1) Range   Principal Balance (2)(3)  
   Less than 100%     23.04 % 
   100-109     22.02 % 
   110-119     24.65 % 
   120-129     19.21 % 
   130-139     9.31 % 
   140-149     1.60 % 
   150 and greater     0.16 % 
  

 

  

 

 

  

Weighted Average Wholesale LTV

    111%  

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or “Kelley Blue Book Trade-in” prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.
(2) Wholesale LTV was not available or could not be calculated on certain accounts and these accounts are not included in the table above. Since these accounts are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total pool.
(3) Percentages may not add up to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2012-5

Final Pool as of the Cutoff Date

11/14/2012

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date

 

     Aggregate            Number of      % of Total Number  
     Principal      % of Aggregate     Automobile      of Automobile  

Vehicle Make

    Balance (1)      Principal Balance (2)     Loan Contracts      Loan Contracts (2)  

Buick (4)

    $ 19,169,528.58         1.82 %      903         1.46 % 

Cadillac (4)

      15,989,117.65         1.51 %      843         1.36 % 

Chevrolet (4)

      326,095,749.58         30.90 %      16,164         26.17 % 

Chrysler

      33,137,423.78         3.14 %      2,477         4.01 % 

Dodge

      92,500,095.43         8.76 %      5,677         9.19 % 

Ford

      89,308,453.10         8.46 %      5,824         9.43 % 

GMC (4)

      46,695,236.07         4.42 %      1,944         3.15 % 

Honda

      30,977,757.49         2.94 %      1,982         3.21 % 

Hyundai

      30,791,351.28         2.92 %      2,062         3.34 % 

Jeep

      35,234,395.51         3.34 %      2,232         3.61 % 

Kia

      68,578,036.13         6.50 %      4,673         7.56 % 

Mazda

      14,813,787.64         1.40 %      993         1.61 % 

Mercedes

      13,191,687.50         1.25 %      628         1.02 % 

Mitsubishi

      13,783,869.13         1.31 %      871         1.41 % 

Nissan

      78,629,546.32         7.45 %      4,741         7.67 % 

Toyota

      52,382,905.00         4.96 %      3,203         5.18 % 

Volkswagen

      12,380,765.64         1.17 %      777         1.26 % 

Other (3)

      81,760,164.54         7.75 %      5,781         9.36 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% of Total Aggregate Principal Balance per vehicle make.
(4) The total Aggregate Principal Balance of all new GM vehicles is $258,632,056.67, or approximately 25% of the total pool.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date

 

     Aggregate            Number of      % of Total Number  
     Principal      % of Aggregate     Automobile      of Automobile  

Vehicle Segment (1)

    Balance (2)      Principal Balance (3)     Loan Contracts      Loan Contracts (3)  

Full-Size Car

    $ 4,656,065.11         0.44 %      304         0.49 % 

Full-Size Van/Truck

      154,690,300.05         14.66 %      6,870         11.12 % 

Full-Size SUV

      55,458,092.30         5.25 %      2,712         4.39 % 

Mid-Size Car

      259,117,195.42         24.55 %      16,005         25.91 % 

Mid-Size SUV

      240,551,949.15         22.79 %      13,980         22.63 % 

Economy/Compact Car

      218,763,246.47         20.73 %      14,328         23.19 % 

Compact Van/Truck

      50,612,041.28         4.80 %      3,752         6.07 % 

Sports Car

      71,213,656.78         6.75 %      3,803         6.16 % 

Segment Unavailable (4)

      357,323.81         0.03 %      21         0.03 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time the pool was selected.

AmeriCredit Automobile Receivables Trust 2012-5

Final Pool as of the Cutoff Date

11/14/2012

Historical Delinquency Experience of the Automobile Loan Contracts

as of the Cutoff Date

 

Number of Times

Ever 31 to 60 Days

Delinquent

    Aggregate Principal 
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 955,241,046.78         90.51 %      51,098         82.72 % 

1

      17,994,353.40         1.70 %      1,816         2.94 % 

2+

      82,184,470.19         7.79 %      8,861         14.34 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever 61 to 90 Days

Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate Principal
Balance (2)		     Number of
Automobile
Loan  Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,016,376,859.07         96.30 %      57,700         93.40 % 

1

      13,714,240.48         1.30 %      1,442         2.33 % 

2+

      25,328,770.82         2.40 %      2,633         4.26 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever Greater Than 90 Days

Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,047,501,973.86         99.25 %      60,919         98.61 % 

1

      5,568,028.17         0.53 %      600         0.97 % 

2+

      2,349,868.34         0.22 %      256         0.41 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,870.37         100.00 %      61,775         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.