Attached files
| file | filename |
|---|---|
| 10-Q - FORM 10-Q - SIMMONS FIRST NATIONAL CORP | f10q_080812.htm |
| EX-15.1 - EXHIBIT 15.1 - SIMMONS FIRST NATIONAL CORP | exh_151.htm |
| EX-31.2 - EXHIBIT 31.2 - SIMMONS FIRST NATIONAL CORP | exh_312.htm |
| EX-31.1 - EXHIBIT 31.1 - SIMMONS FIRST NATIONAL CORP | exh_311.htm |
| EX-32.1 - EXHIBIT 32.1 - SIMMONS FIRST NATIONAL CORP | exh_321.htm |
| EX-32.2 - EXHIBIT 32.2 - SIMMONS FIRST NATIONAL CORP | exh_322.htm |
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Exhibit 12.1
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Simmons First National Corporation
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Computation of Consolidated Ratios of Earnings to Fixed Charges
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Six Months Ended
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June 30
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Year Ended December 31,
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2012
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2011
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2011
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2010
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2009
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2008
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2007
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Fixed Charges:
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Interest on deposits
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$ | 5,645 | $ | 7,975 | $ | 14,925 | $ | 19,537 | $ | 31,046 | $ | 53,150 | $ | 65,474 | ||||||||||||||
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Interest on borrowings
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2,566 | 2,810 | 5,471 | 7,469 | 7,760 | 8,974 | 10,946 | |||||||||||||||||||||
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Estimated interest on rental expense
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279 | 335 | 617 | 526 | 469 | 487 | 566 | |||||||||||||||||||||
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Fixed charges including interest on deposits (A)
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8,490 | 11,120 | 21,013 | 27,532 | 39,275 | 62,611 | 76,986 | |||||||||||||||||||||
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Less: Interest on deposits
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5,645 | 7,975 | 14,925 | 19,537 | 31,046 | 53,150 | 65,474 | |||||||||||||||||||||
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Fixed charges excluding interest on deposits (B)
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$ | 2,845 | $ | 3,145 | $ | 6,088 | $ | 7,995 | $ | 8,229 | $ | 9,461 | $ | 11,512 | ||||||||||||||
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Earnings:
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Pretax income from continuing operations
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$ | 18,358 | $ | 16,410 | $ | 35,799 | $ | 54,431 | $ | 35,400 | $ | 38,337 | $ | 39,741 | ||||||||||||||
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Fixed charges including interest on deposits
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8,490 | 11,120 | 21,013 | 27,532 | 39,275 | 62,611 | 76,986 | |||||||||||||||||||||
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Earnings, including interest on deposits (C)
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26,848 | 27,530 | 56,812 | 81,963 | 74,675 | 100,948 | 116,727 | |||||||||||||||||||||
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Less: Interest on deposits
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5,645 | 7,975 | 14,925 | 19,537 | 31,046 | 53,150 | 65,474 | |||||||||||||||||||||
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Earnings, excluding interest on deposits (D)
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$ | 21,203 | $ | 19,555 | $ | 41,887 | $ | 62,426 | $ | 43,629 | $ | 47,798 | $ | 51,253 | ||||||||||||||
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Ratio of earnings to fixed charges:
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Including interest on deposits (C /A)
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3.16 | 2.48 | 2.70 | 2.98 | 1.90 | 1.61 | 1.52 | |||||||||||||||||||||
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Excluding interest on deposits (D / B)
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7.45 | 6.22 | 6.88 | 7.81 | 5.30 | 5.05 | 4.45 | |||||||||||||||||||||