Exhibit 99.1

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4390 Davisville Road, Hatboro, PA 19040 Phone (215) 682-7400 Fax (215) 682-4144

For Immediate Release

FOX CHASE BANCORP, INC. ANNOUNCES RESULTS

FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2012

(Completes Balance Sheet Restructuring)

HATBORO, PA, July 25, 2012 – Fox Chase Bancorp, Inc. (the “Company”) (NASDAQ GM: FXCB), the holding company for Fox Chase Bank (the “Bank”), today announced net income of $539,000, or $0.05 per share, and $1.7 million, or $0.15 per share, for the three and six months ended June 30, 2012, respectively, compared to net income of $1.3 million, or $0.09 per share, and $2.5 million, or $0.18 per share, for the three and six months ended June 30, 2011, respectively.

During June 2012, the Company completed its previously announced balance sheet restructuring. This restructuring had a pre-tax cost of $678,000 (after-tax cost of $448,000), which was less than the previously announced pre-tax cost of $1.2 million.  The cost was less due to better execution at the time of the transactions.  The Company terminated $56.3 million in long-term borrowings, with an effective rate of 3.50%, at a pre-tax cost of $3.0 million and funded these pre-payments primarily with $50.0 million of brokered certificates of deposit with an average duration of 0.9 years and an effective rate of 0.45%. Offsetting this cost was a pre-tax gain of $2.3 million associated with the sale of $72.9 million in investment securities with a book yield of 2.11%, which included the sale of the Company’s only private label residential mortgage

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related security resulting in a pre-tax loss of $87,000.  In conjunction with the restructuring, the Company purchased $74.3 million of agency residential mortgage related securities. The Company anticipates that the restructuring will improve net interest income by approximately $700,000 in the second half of 2012 and approximately $1.2 million in 2013.  The actual impact on net interest income for the second half of 2012 and 2013 could differ depending, among other things, on actual yields earned on the purchased investment securities and interest rates in effect at the maturity of the brokered certificates of deposit.

The Company also announced that its Board of Directors declared a cash dividend of $0.04 per outstanding share of common stock. The dividend will be paid on or about August 28, 2012 to stockholders of record as of the close of business on August 14, 2012.

Additional highlights for the three and six month periods ended June 30, 2012 included:

·                Total assets were $1.01 billion at June 30, 2012, a decrease of $3.9 million, or 0.4%, from $1.02 billion at December 31, 2011.  Total loans were $656.8 million at June 30, 2012, an increase of $11.2 million, or 1.7%, from $645.6 million at March 31, 2012, and a decrease of $13.8 million, or 2.1%, from $670.6 million at December 31, 2011. The increase for the three months ended June 30, 2012 was driven by an increase in commercial loans of $26.8 million, comprised of $25.8 million growth in multi-family and commercial loans primarily related to mortgage lending activities, $3.7 million growth in commercial construction loans and a $2.7 million decline in commercial and industrial loans, offset by an $8.5 million decrease in one-to four-family residential mortgage loans due to normal amortization exceeding new loans originated, and a $7.4 million decrease in consumer loans.

·                Net interest income decreased $109,000, or 1.4%, to $7.7 million for the three months ended June 30, 2012, compared to $7.8 million for the three months ended June 30, 2011, and increased $249,000, or 1.6%, to $15.7 million for the six months ended June 30, 2012, compared to $15.4 million for the six months ended June 30, 2011. The net interest margin was 3.15% for the three months ended June 30, 2012, compared to 2.95% for the three months ended June 30, 2011.

·                Net interest income decreased $309,000, or 3.9%, to $7.7 million for the three months ended June 30, 2012, compared to $8.0 million for the three months ended March 31,

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2012. This decrease was primarily driven by a $17.1 million decrease in average loans, due to high loan payoffs at the end of the first quarter, and an 8 basis point decline in net interest margin from 3.23% to 3.15%, as asset yields repriced lower at a pace faster than cost of funds on interest-bearing liabilities.

·                The efficiency ratio was 66.5% for the six months ended June 30, 2012 compared to 64.7% for the six months ended June 30, 2011;

·                Other noninterest income increased $76,000 to $139,000 for the three months ended June 30, 2012 and $207,000 to $296,000 for the six months ended June 30, 2012, respectively, compared to $63,000 and $89,000 for the three and six months ended June 30, 2011, respectively, primarily due to higher income and volumes from mortgage banking activities;

·                Excluding the cost of the extinguishment of debt of $3.0 million, noninterest expense increased $201,000, or 3.7%, to $5.7 million and $543,000, or 5.0%, to $11.3 million for the three and six months ended June 30, 2012, respectively, compared to $5.5 million and $10.8 million for the three and six months ended June 30, 2011, respectively. Salaries, benefits and other compensation increased $139,000 and $311,000 for the three and six months ended June 30, 2012, respectively, primarily as a result of increased compliance costs, equity award expense and annual merit increases.  Professional fees increased $5,000 and $123,000 for the three and six months ended June 30, 2012, respectively, primarily due to incremental legal costs associated with the Bank’s nonperforming assets.  FDIC premiums decreased $28,000 and $130,000 for the three and six months ended June 30, 2012, respectively.  The decrease was primarily due to lower assets and a revised premium calculation, which became effective April 1, 2011.

Credit related items as of and for the quarter ended June 30, 2012 include:

·                The allowance for loan losses was $11.2 million, or 1.68% of total loans at June 30, 2012 compared to $11.3 million, or 1.72% of total loans at March 31, 2012 and $12.1 million, or 1.77% of total loans at December 31, 2011;

·                The provision for loan losses was $1.3 million for the three months ended June 30, 2012, compared to $1.3 million for the three months ended March 31, 2012 and $900,000 for the three months ended June 30, 2011;

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·                Net loan charge-offs totaled $1.4 million and $3.4 million for the three and six months ended June 30, 2012, respectively, compared to $1.2 million and $1.9 million for the three and six months ended June 30, 2011, respectively;

·                Nonperforming assets decreased $1.0 million and increased $2.1 million for the three and six months ended June 30, 2012, respectively, to $25.4 million, or 2.51% of total assets at June 30, 2012.  Nonperforming assets totaled $26.5 million, or 2.62% of total assets at March 31, 2012, and $23.4 million, or 2.30% of total assets at December 31, 2011;

·                Delinquent loans totaled $2.3 million at June 30, 2012, compared to $704,000 at March 31, 2012 and $1.9 million at December 31, 2011.  Approximately $1.2 million of these loans were current as to monetary payments, but past maturity.

Commenting on the performance for the quarter, Thomas M. Petro, President and Chief Executive Officer said, “The execution of the balance sheet restructuring, given current economic conditions and interest rates, will have a positive impact on the net interest margin in future periods, while maintaining our interest-rate sensitivity position.  While we experienced modest loan growth during the quarter, loan demand continues to remain weak in our primary market area.  Competitive pressures to grow or maintain loan portfolios in a no-growth environment are forcing yields lower on high-quality commercial loans.  We believe our strategy is sound and we are well-positioned to exit this economic cycle with a strong balance sheet and capital to grow.”

Fox Chase Bancorp, Inc. will host a conference call to discuss second quarter 2012 results on Thursday, July 26, 2012 at 9:00 am EDT.  The general public can access the call by dialing (877) 317-6789.  A replay of the conference call will be available through September 7, 2012 by dialing (877) 344-7529; use Conference ID: 10016609.

Fox Chase Bancorp, Inc. is a stock holding company of Fox Chase Bank. The Bank is a federally chartered savings bank originally established in 1867.  The Bank offers traditional banking services and products from its main office in Hatboro, Pennsylvania and ten branch offices in Bucks, Montgomery, Chester, Delaware and Philadelphia Counties in Pennsylvania and Atlantic and Cape May Counties in New Jersey.  For more information, please visit the Bank’s website at www.foxchasebank.com.

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This news release contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements can generally be identified by the fact that they do not relate strictly to historical or current facts.  They often include words like “believe,” “expect,” “anticipate,” “estimate” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.”  Statements in this release that are not strictly historical are forward-looking and are based upon current expectations that may differ materially from actual results.  These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those anticipated by the statements made herein.  These risks and uncertainties involve general economic trends, changes in interest rates, loss of deposits and loan demand to other financial institutions, substantial changes in financial markets; changes in real estate value and the real estate market, regulatory changes, possibility of unforeseen events affecting the industry generally, the uncertainties associated with newly developed or acquired operations, the outcome of pending litigation, and market disruptions and other effects of terrorist activities.  The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances after the date hereof or to reflect the occurrence of unforeseen events, except as required under the rules and regulations of the Securities and Exchange Commission.

CONSOLIDATED STATEMENTS OF OPERATIONS

(Dollars in Thousands, Except Per Share Data)

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

(Dollars in Thousands, Except Share Data)

SELECTED CONSOLIDATED FINANCIAL AND OTHER DATA OF THE COMPANY (UNAUDITED)

(Dollars in Thousands, Except Per Share Data)

(1) Represents stockholders’ equity ratio of Fox Chase Bancorp, Inc.

(2) Represents regulatory capital ratios of Fox Chase Bank.

(3) Annualized

(4)  Represents noninterest expense, excluding provision for loss on other real estate owned and loss on extinguishment of debt, divided by the sum of net interest income and noninterest income, excluding gains or losses on the sale of securities, premises and equipment and assets acquired through foreclosure.

AVERAGE BALANCE SHEET

(Dollars in Thousands, Unaudited)

AVERAGE BALANCE SHEET

(Dollars in Thousands, Unaudited)

AVERAGE BALANCE SHEET

(Dollars in Thousands, Unaudited)