MS Structured SATURNS Series 2007-1 - FORM 10-K - EX-33.1 - March 29, 2012

Attached files

file filename
10-K - MS Structured SATURNS Series 2007-1saturns10k2007-1.htm
EX-34.1 - MS Structured SATURNS Series 2007-1group3ex34.1.htm
EX-33.2 - MS Structured SATURNS Series 2007-1group3ex33.2.htm
EX-34.2 - MS Structured SATURNS Series 2007-1group3ex34.2.htm
EX-31.1 - MS Structured SATURNS Series 2007-1saturns2007-1_311.htm
EX-31.3 - MS Structured SATURNS Series 2007-1saturns2007-1_313.htm
EX-31.2 - MS Structured SATURNS Series 2007-1saturns2007-1_312.htm
EX-35.1 - MS Structured SATURNS Series 2007-1saturns2007-1_351.htm
EX-35.2 - MS Structured SATURNS Series 2007-1saturns2007-1_352.htm


 
Exhibit 33.1

 
[Letterhead of Bank of America Merrill Lynch]
February 27, 2012
Report on Assessment of Compliance with Servicing Criteria
 

Bank of America, National Association (“Bank of America”), as successor by merger to LaSalle Bank National Association, is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB (17 C.F.R., 229.1122(d)) for the residential and commercial mortgage-backed securities and other asset-backed securities for which Bank of America, as trustee, paying agent, or custodian, performed servicing activities (the “servicing functions”), which transactions were initially closed on or after January 1, 2006, and that were registered with the Securities and Exchange Commission (the “Commission”) pursuant to the Securities Act of 1933, as well as transactions that were exempt from registration but required an assessment of compliance with the servicing criteria applicable to it under Regulation AB as prescribed in applicable transaction agreements (the “Platform”).  Bank of America sold all of the transactions on the Platform to U.S. Bank (“USB”) on December 30, 2010.  Beginning February 1, 2011, Bank of America began transferring the performance of servicing functions to USB.  Bank of America’s legal obligations with respect to the transactions on the Platform began to succeed to USB on or about January 1, 2011 and continued to transfer throughout the reporting year as conditions for succession were satisfied.  Bank of America used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess its compliance with the applicable servicing criteria. Bank of America has excluded criteria 1122(d)(1)(iii) and 1122(d)(4)(iv)-(xiv), all of which Bank of America has determined are not applicable to the servicing functions performed by it for the Reporting Period with respect to the Platform (the "Inapplicable Criteria").  With respect to the remaining servicing criteria set forth in Item 1122(d) of Regulation AB, as to each transaction that comprises the Platform, management’s assertion covers only the period during which Bank of America performed the applicable servicing function (as to each such transaction, the “Reporting Period”), as described in more detail in Appendix A hereto. With respect to Items 1122(d)(3)(ii), 1122(d)(4)(i)-(iii), management’s assertion covers only certain transactions on the Platform for the Reporting Period (the “Applicable Transactions”) and, with respect to Items 1122(d)(3)(ii), 1122(d)(3)(iv) and 1122(d)(4)(xv), management’s assertion covers only certain portions of such criteria for the Reporting Period (the “Applicable Functions”), as described in more detail in Appendices C and D hereto (Applicable Transactions and Applicable Functions are collectively referred to as the “Applicable Transactions and Functions”).

Except as identified on Appendix B hereto, Bank of America has complied, in all material respects, with the applicable servicing criteria, as may be limited to the Applicable Transactions and Functions identified in Appendices A, C and D hereto, for the Reporting Period, with respect to the Platform taken as a whole.

PricewaterhouseCoopers LLP, an independent registered public accounting firm, has issued an attestation report on Bank of America’s compliance with the applicable servicing criteria for the Reporting Period.

 
 
 
 

 
.
   
 Bank of America, National Association
     
     
    By:  /s/Tammy Spriggs  
     Name:  Tammy Spriggs
     Title:    Senior Vice President
 
      

 
 
 
 



Appendix A

Regulation AB Servicing Criteria

 
Reg AB Reference
 
Servicing Criteria
Servicing Criteria Applicable to Bank of America (as trustee, paying agent, or custodian)
Servicing Criteria Inapplicable to Bank of America (as trustee, paying agent, or custodian)
Applicable Period
 
General Servicing Considerations
      
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
  
1/1/11 to  1/31/11
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
  
1/1/11 to
9/5/11
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
  
X
  
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
  
1/1/11 to
9/5/11
 
Cash Collection and Administration
      
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days of receipt, or such other number of days specified in the transaction agreements.
X
  
1/1/11 to 9/5/11
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
  
1/1/11 to 9/5/11
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
  
1/1/11 to 1/31/11
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
  
1/1/11 to 9/5/11
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 240.13k-1(b)(1) of the Securities Exchange Act.
X
  
1/1/11 to 9/5/11
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
 
 
X
  
1/1/11 to 9/5/11
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations: (A) are mathematically accurate; (B) are  prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) are reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
  
1/1/11 to 9/5/11
 
Investor Remittances and Reporting
      
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the indenture trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the related servicer.
X
  
1/1/11 to 1/31/11
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X1
  
See Footnote 1
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
X
  
1/1/11 to 9/5/11
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X2
  
See Footnote 2
 
Pool Asset Administration
      
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
X3
  
See Footnote 3
 
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
X3
  
See Footnote 3
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X3
  
See Footnote 3
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the applicable servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
  
X
  
1122(d)(4)(v)
The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
  
X
  
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
  
X
  
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
  
X
  
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
  
X
  
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
  
X
  
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
  
X
  
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
  
X
  
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
  
X
  
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
  
X
  
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
  
X
  
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a) (1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
X4
  
See Footnote 4


 
1 For the period from 1/1/11 to 1/31/11, Bank of America was responsible for reporting on all activities that address the criterion.  For the period from 9/2/11 to 12/31/11, USB was responsible for reporting on all activities that address the criterion.  During the period beginning 2/1/11 and ending 9/2/2011, Bank of America was responsible for assessing the models relevant to this criterion’s activities for the purpose of reporting on the detection of payment errors arising out of modeling defects, other than modeling defects caused by USB, until, with respect to any given transaction, the date specified on Appendix C for such transaction (the “BANA Responsibilities”).  USB was responsible for reporting on (a) all activities that address this criterion except for the BANA Responsibilities and (b) assessing the models relevant to this criterion’s activities for the purpose of reporting on the detection of payment errors arising out of all modeling defects, with respect to any given transaction after the date specified in Appendix C for such transaction.
 
2 Bank of America was wholly responsible for this criterion for the period from 1/1/11 to 1/31/11.  For the period from 2/1/11 to 9/5/11, Bank of America was responsible as to the portion of the criterion that relates to ensuring that amounts remitted to investors matched instructions provided by USB to Bank of America.
 
3 See Appendix D for a list of the Applicable Transactions on the Platform and the Applicable Period for which Bank of America was responsible for this criterion and the Applicable Period for which Bank of America and USB were jointly responsible for this criterion.
 
4 Bank of America was wholly responsible for this criterion from for the period from 1/1/11 to 1/31/11.  For the period from 2/1/11 to 9/5/11, Bank of America was responsible only for ensuring that credit enhancement payments were made in a timely manner based on instructions provided by USB to Bank of America.

 
 
 




Appendix B

Material Instance of Noncompliance by Bank of America

1122(d)(3)(i)(B) – During the Applicable Period, certain monthly investor reports did not provide information calculated in accordance with the terms specified in the transaction agreements.


 
 
 




Appendix C

Bank of America's Responsibility End Dates for each Transaction with respect to Item 1122(d)(3)(ii) applicable to the Trustee Platform

Transaction ID
Bank of America
Responsibility End Date
ACE06GP1
9/2/2011
ACE07SL3
9/2/2011
BACM0602
8/8/2011
BACM0605
9/2/2011
BACM0701
9/2/2011
BACM0705
6/13/2011
BACM0801
6/8/2011
BACM8LS1
5/6/2011
BAFC0801
9/2/2011
BOAMS08A
9/2/2011
BS006AQ1
5/24/2011
BS006EC1
6/19/2011
BS006EC2
6/12/2011
BS006HE1
9/2/2011
BS006HE2
6/19/2011
BS006HE3
5/26/2011
BS006HE4
5/3/2011
BS006HE5
5/17/2011
BS006HE6
5/3/2011
BS006HE7
5/14/2011
BS006HE8
5/26/2011
BS006HE9
5/26/2011
BS006PC1
6/12/2011
BS007AQ1
4/20/2011
BS007AQ2
4/20/2011
BS007FS1
9/2/2011
BS007HE1
5/26/2011
BS007HE2
5/24/2011
BS007HE3
4/25/2011
BS007HE4
6/12/2011
BS007HE5
4/20/2011
BS007HE6
8/25/2011
BS007HE7
8/24/2011
BS06HE10
5/26/2011
BSABS061
9/2/2011
BSMF6SL1
7/27/2011
BSMF6SL2
7/7/2011
BSMF6SL3
7/17/2011
BSMF6SL4
7/10/2011
BSMF6SL5
4/20/2011
BSMF6SL6
7/10/2011
BSMF7SL1
4/20/2011
BSMF7SL2
4/20/2011
BSSLT071
9/2/2011
CBAS6CB7
6/12/2011
CBAS6CB9
6/14/2011
CBAS7CB2
9/2/2011
CBAS7CB4
8/25/2011
CBAS7CB5
9/2/2011
CCMT06C4
8/7/2011
CCMT06C5
9/2/2011
CCMT07C6
9/2/2011
CD2006C3
9/2/2011
CD2007C4
9/2/2011
COMM06C8
8/7/2011
CS2006C4
9/2/2011
FFM6FF18
5/1/2011
FFM7FF01
7/3/2011
FFM7FF02
4/20/2011
FFMER071
4/20/2011
FFMER072
4/20/2011
FFMER073
4/20/2011
FFMER074
4/20/2011
FFMER075
4/20/2011
FFMER07A
9/2/2011
FFMER7H1
5/5/2011
FFML7FFA
7/25/2011
FFML7FFC
5/3/2011
GCC7GG11
9/2/2011
GCCF6GG7
6/21/2011
GCCF7GG9
9/2/2011
GECM06C1
9/2/2011
GPMF7HE1
9/2/2011
JP7LDP11
9/2/2011
JP7LDP12
9/2/2011
JPCIBC14
9/2/2011
JPCIBC15
9/2/2011
JPCIBC17
9/2/2011
JPCIBC19
9/2/2011
JPM6LDP7
7/10/2011
JPM6LDP8
8/17/2011
JPMC08C2
4/6/2011
LBCM07C3
9/2/2011
LHXS0608
9/2/2011
LHXS0611
9/2/2011
LHXS0615
9/2/2011
LHXS0619
4/20/2011
LHXS0620
4/20/2011
LHXS0701
9/2/2011
LHXS0706
9/2/2011
LHXS0709
9/2/2011
LHXS075H
9/2/2011
LHXS078H
9/2/2011
LHXS710H
9/2/2011
LHXS714H
9/2/2011
LMTS0602
9/2/2011
LUBS06C1
9/2/2011
LUBS06C3
9/2/2011
LUBS06C4
9/2/2011
LUBS06C6
9/2/2011
LUBS06C7
9/2/2011
LUBS07C1
9/2/2011
LUBS07C2
9/2/2011
LUBS07C6
9/2/2011
LUBS07C7
9/2/2011
LUBS08C1
8/14/2011
ML06MLN1
5/31/2011
ML06OPT1
9/2/2011
ML06WMC2
9/2/2011
MLCFC061
6/22/2011
MLCFC062
9/2/2011
MLCFC063
9/2/2011
MLCFC064
6/5/2011
MLCFC076
9/2/2011
MLCFC077
9/2/2011
MLCFC078
8/10/2011
MLM6AHL1
5/17/2011
MLMI6AR1
9/2/2011
MLMI6FF1
6/6/2011
MLMI6FM1
9/2/2011
MLMI6HE2
5/5/2011
MLMI6HE3
5/5/2011
MLMI6HE4
6/26/2011
MLMI6HE5
9/2/2011
MLMI6HE6
5/17/2011
MLMI6RM1
8/25/2011
MLMI6RM2
7/3/2011
MLMI6RM3
8/9/2011
MLMI6RM4
5/24/2011
MLMI6RM5
7/7/2011
MLMI6SD1
8/29/2011
MLMI6SL1
6/1/2011
MLMI6SL2
9/2/2011
MLMI7HE1
4/20/2011
MLMI7HE2
4/20/2011
MLMI7HE3
8/21/2011
MLMI7SD1
9/2/2011
MLMI7SL1
9/2/2011
MLMT06C1
8/14/2011
MLMT06C2
9/2/2011
MLMT08C1
7/11/2011
MSC06HQ8
9/2/2011
MSC06HQ9
9/2/2011
MSC6IQ11
9/2/2011
MSC6IQ12
9/2/2011
MSC7HQ11
9/2/2011
MSC7IQ14
9/2/2011
MSM064SL
8/14/2011
MSM074SL
9/2/2011
MSM079SL
9/2/2011
MSM610SL
9/2/2011
MSM614SL
4/20/2011
OWNIT063
7/14/2011
OWNIT064
6/12/2011
OWNIT065
6/12/2011
OWNIT066
6/7/2011
OWNIT067
5/31/2011
SACO0601
9/2/2011
SACO0602
7/14/2011
SACO0603
5/14/2011
SACO0604
5/24/2011
SACO0605
5/31/2011
SACO0606
6/12/2011
SACO0607
6/19/2011
SACO0608
7/10/2011
SACO0609
9/2/2011
SACO0610
9/2/2011
SACO0612
8/18/2011
SACO0702
8/3/2011
TILES601
9/2/2011
WBCM6C24
9/2/2011
WM006HE1
6/28/2011
WM006HE2
6/6/2011
WM006HE3
6/6/2011
WM007HE1
6/12/2011
WM007HE2
6/12/2011
WM006HE4
5/31/2011
WM006HE5
5/31/2011



 
 
 




Appendix D

Bank of America's Responsibility End Dates for each Transaction with respect to Items 1122(d)(4)(i), 1122(d)(4)(ii) and 1122(d)(4)(iii) applicable to the Trustee Platform

Transaction ID
Bank of America
Responsibility End Date5
Bank of America Joint Period of
Responsibility with USB6
ARM00701
6/29/2011
6/29/2011 - 7/5/2011
ARM00702
6/29/2011
6/29/2011 - 7/5/2011
ARM00703
6/29/2011
6/29/2011 - 7/5/2011
BACM0602
8/29/2011
8/29/2011 - 9/6/2011
BACM0605
8/29/2011
8/29/2011 - 9/6/2011
BACM0701
8/29/2011
8/29/2011 - 9/6/2011
BASIC061
7/22/2011
7/22/2011 - 7/25/2011
BOAMS08A
8/12/2011
8/12/2011 - 8/15/2011
BS006AQ1
6/29/2011
6/29/2011 - 7/5/2011
BS006EC1
6/29/2011
6/29/2011 - 7/5/2011
BS006EC2
6/29/2011
6/29/2011 - 7/5/2011
BS006HE1
6/29/2011
6/29/2011 - 7/5/2011
BS006HE2
6/29/2011
6/29/2011 - 7/5/2011
BS006HE3
6/29/2011
6/29/2011 - 7/5/2011
BS006HE4
6/29/2011
6/29/2011 - 7/5/2011
BS006HE5
6/29/2011
6/29/2011 - 7/5/2011
BS006HE6
6/29/2011
6/29/2011 - 7/5/2011
BS006HE7
6/29/2011
6/29/2011 - 7/5/2011
BS006HE8
6/29/2011
6/29/2011 - 7/5/2011
BS006HE9
6/29/2011
6/29/2011 - 7/5/2011
BS006PC1
6/29/2011
6/29/2011 - 7/5/2011
BS007AQ1
6/29/2011
6/29/2011 - 7/5/2011
BS007AQ2
6/29/2011
6/29/2011 - 7/5/2011
BS007FS1
6/29/2011
6/29/2011 - 7/5/2011
BS007HE1
6/29/2011
6/29/2011 - 7/5/2011
BS007HE2
6/29/2011
6/29/2011 - 7/5/2011
BS007HE3
6/29/2011
6/29/2011 - 7/5/2011
BS007HE4
6/29/2011
6/29/2011 - 7/5/2011
BS007HE5
6/29/2011
6/29/2011 - 7/5/2011
BS007HE6
6/29/2011
6/29/2011 - 7/5/2011
BS007HE7
6/29/2011
6/29/2011 - 7/5/2011
BS06HE10
6/29/2011
6/29/2011 - 7/5/2011
BS6PWR11
8/29/2011
8/29/2011 - 9/6/2011
BS6PWR12
8/29/2011
8/29/2011 - 9/6/2011
BS6PWR13
8/29/2011
8/29/2011 - 9/6/2011
BS6PWR14
8/29/2011
8/29/2011 - 9/6/2011
BS6TOP22
8/29/2011
8/29/2011 - 9/6/2011
BS6TOP24
8/29/2011
8/29/2011 - 9/6/2011
BS7PWR15
8/29/2011
8/29/2011 - 9/6/2011
BS7PWR16
8/29/2011
8/29/2011 - 9/6/2011
BS7PWR17
8/29/2011
8/29/2011 - 9/6/2011
BS7PWR18
8/29/2011
8/29/2011 - 9/6/2011
BS7TOP26
8/29/2011
8/29/2011 - 9/6/2011
BS7TOP28
8/29/2011
8/29/2011 - 9/6/2011
BSABS061
6/29/2011
6/29/2011 - 7/5/2011
BSABS062
6/29/2011
6/29/2011 - 7/5/2011
BSMF6SL1
6/29/2011
6/29/2011 - 7/5/2011
BSMF6SL2
6/29/2011
6/29/2011 - 7/5/2011
BSSLT071
6/29/2011
6/29/2011 - 7/5/2011
CCMT06C4
8/29/2011
8/29/2011 - 9/6/2011
CD2006C3
8/29/2011
8/29/2011 - 9/6/2011
CMLT0701
6/29/2011
6/29/2011 - 7/5/2011
COMM06C8
8/29/2011
8/29/2011 - 9/6/2011
CSAB0061
6/29/2011
6/29/2011 - 7/5/2011
CSAB0062
6/29/2011
6/29/2011 - 7/5/2011
CSAB0063
6/29/2011
6/29/2011 - 7/5/2011
CSAB0064
6/29/2011
6/29/2011 - 7/5/2011
CSAB0071
6/29/2011
6/29/2011 - 7/5/2011
CSARM061
6/29/2011
6/29/2011 - 7/5/2011
CSARM062
6/29/2011
6/29/2011 - 7/5/2011
CSARM063
6/29/2011
6/29/2011 - 7/5/2011
CSHEM061
6/29/2011
6/29/2011 - 7/5/2011
CSHEM062
6/29/2011
6/29/2011 - 7/5/2011
CSHEM063
6/29/2011
6/29/2011 - 7/5/2011
CSHEM064
6/29/2011
6/29/2011 - 7/5/2011
CSHEM065
6/29/2011
6/29/2011 - 7/5/2011
CSHEM066
6/29/2011
6/29/2011 - 7/5/2011
CSMC0061
6/29/2011
6/29/2011 - 7/5/2011
CSMC0062
6/29/2011
6/29/2011 - 7/5/2011
CSMC0063
6/29/2011
6/29/2011 - 7/5/2011
CSMC0064
6/29/2011
6/29/2011 - 7/5/2011
CSMC0065
6/29/2011
6/29/2011 - 7/5/2011
CSMC0066
6/29/2011
6/29/2011 - 7/5/2011
CSMC0067
6/29/2011
6/29/2011 - 7/5/2011
CSMC0068
6/29/2011
6/29/2011 - 7/5/2011
CSMC0069
6/29/2011
6/29/2011 - 7/5/2011
CSMC0071
6/29/2011
6/29/2011 - 7/5/2011
CSMC0072
6/29/2011
6/29/2011 - 7/5/2011
CSMC0073
6/29/2011
6/29/2011 - 7/5/2011
CSMC0074
6/29/2011
6/29/2011 - 7/5/2011
CSMC0075
6/29/2011
6/29/2011 - 7/5/2011
CSMC0076
6/29/2011
6/29/2011 - 7/5/2011
CSMC0077
6/29/2011
6/29/2011 - 7/5/2011
FFM6FF18
8/12/2011
8/12/2011 - 8/15/2011
FFM7FF01
8/12/2011
8/12/2011 - 8/15/2011
FFM7FF02
8/12/2011
8/12/2011 - 8/15/2011
FFMER071
8/12/2011
8/12/2011 - 8/15/2011
FFMER072
8/12/2011
8/12/2011 - 8/15/2011
FFMER073
8/12/2011
8/12/2011 - 8/15/2011
FFMER074
8/12/2011
8/12/2011 - 8/15/2011
FFMER075
8/12/2011
8/12/2011 - 8/15/2011
FFMER07A
8/12/2011
8/12/2011 - 8/15/2011
FFMER7H1
8/12/2011
8/12/2011 - 8/15/2011
FFML7FFA
8/12/2011
8/12/2011 - 8/15/2011
FFML7FFC
8/12/2011
8/12/2011 - 8/15/2011
GCC7GG11
9/1/2011
9/1/2011 - 9/5/2011
GCCF6GG7
9/1/2011
9/1/2011 - 9/5/2011
GCCF7GG9
9/1/2011
9/1/2011 - 9/5/2011
GECM06C1
8/29/2011
8/29/2011 - 9/6/2011
GPMF7HE1
6/27/2011
6/27/2011 - 7/1/2011
HEAT0601
6/29/2011
6/29/2011 - 7/5/2011
HEAT0603
6/29/2011
6/29/2011 - 7/5/2011
HEAT0604
6/29/2011
6/29/2011 - 7/5/2011
HEAT0605
6/29/2011
6/29/2011 - 7/5/2011
HEAT0606
6/29/2011
6/29/2011 - 7/5/2011
HEAT0607
6/29/2011
6/29/2011 - 7/5/2011
HEAT0608
6/29/2011
6/29/2011 - 7/5/2011
HEAT0701
6/29/2011
6/29/2011 - 7/5/2011
HEAT0702
6/29/2011
6/29/2011 - 7/5/2011
HEAT0703
6/29/2011
6/29/2011 - 7/5/2011
HEMT0701
6/29/2011
6/29/2011 - 7/5/2011
HEMT0702
6/29/2011
6/29/2011 - 7/5/2011
JP7LDP11
8/29/2011
8/29/2011 - 9/6/2011
JP7LDP12
8/29/2011
8/29/2011 - 9/6/2011
JPCIBC14
8/29/2011
8/29/2011 - 9/6/2011
JPCIBC15
8/29/2011
8/29/2011 - 9/6/2011
JPCIBC17
8/29/2011
8/29/2011 - 9/6/2011
JPCIBC19
8/29/2011
8/29/2011 - 9/6/2011
JPM6LDP8
8/29/2011
8/29/2011 - 9/6/2011
JPM6LDP9
8/29/2011
8/29/2011 - 9/6/2011
JPMC08C2
8/29/2011
8/29/2011 - 9/6/2011
LBCM07C3
8/29/2011
8/29/2011 - 9/6/2011
LHXS0608
7/22/2011
7/22/2011 - 7/25/2011
LHXS0611
7/22/2011
7/22/2011 - 7/25/2011
LHXS0615
7/22/2011
7/22/2011 - 7/25/2011
LHXS0617
7/22/2011
7/22/2011 - 7/25/2011
LHXS0619
7/22/2011
7/22/2011 - 7/25/2011
LHXS0620
7/22/2011
7/22/2011 - 7/25/2011
LHXS0701
7/22/2011
7/22/2011 - 7/25/2011
LHXS0703
7/22/2011
7/22/2011 - 7/25/2011
LHXS0706
7/22/2011
7/22/2011 - 7/25/2011
LHXS0709
7/22/2011
7/22/2011 - 7/25/2011
LHXS075H
7/22/2011
7/22/2011 - 7/25/2011
LHXS078H
7/22/2011
7/22/2011 - 7/25/2011
LHXS710H
7/22/2011
7/22/2011 - 7/25/2011
LHXS714H
7/22/2011
7/22/2011 - 7/25/2011
LMT00701
7/22/2011
7/22/2011 - 7/25/2011
LMT00702
7/22/2011
7/22/2011 - 7/25/2011
LMT00703
7/22/2011
7/22/2011 - 7/25/2011
LMT00704
7/22/2011
7/22/2011 - 7/25/2011
LMT00705
7/22/2011
7/22/2011 - 7/25/2011
LMT00706
7/22/2011
7/22/2011 - 7/25/2011
LMT00707
7/22/2011
7/22/2011 - 7/25/2011
LMT00708
7/22/2011
7/22/2011 - 7/25/2011
LMT00709
7/22/2011
7/22/2011 - 7/25/2011
LMT00710
7/22/2011
7/22/2011 - 7/25/2011
LMT00802
7/22/2011
7/22/2011 - 7/25/2011
LMT00806
7/22/2011
7/22/2011 - 7/25/2011
LMTS0601
7/22/2011
7/22/2011 - 7/25/2011
LMTS0602
7/22/2011
7/22/2011 - 7/25/2011
LMTS0604
7/22/2011
7/22/2011 - 7/25/2011
LMTS0605
7/22/2011
7/22/2011 - 7/25/2011
LMTS0606
7/22/2011
7/22/2011 - 7/25/2011
LMTS0607
7/22/2011
7/22/2011 - 7/25/2011
LMTS0608
7/22/2011
7/22/2011 - 7/25/2011
LMTS0609
7/22/2011
7/22/2011 - 7/25/2011
LUBS06C1
8/29/2011
8/29/2011 - 9/6/2011
LUBS06C3
8/29/2011
8/29/2011 - 9/6/2011
LUBS06C4
8/29/2011
8/29/2011 - 9/6/2011
LUBS06C6
8/29/2011
8/29/2011 - 9/6/2011
LUBS06C7
8/29/2011
8/29/2011 - 9/6/2011
LUBS07C1
8/29/2011
8/29/2011 - 9/6/2011
LUBS07C2
8/29/2011
8/29/2011 - 9/6/2011
LUBS07C6
8/29/2011
8/29/2011 - 9/6/2011
LUBS07C7
8/29/2011
8/29/2011 - 9/6/2011
LUBS08C1
8/29/2011
8/29/2011 - 9/6/2011
LXS00610
7/22/2011
7/22/2011 - 7/25/2011
LXS00612
7/22/2011
7/22/2011 - 7/25/2011
LXS00613
7/22/2011
7/22/2011 - 7/25/2011
LXS00711
7/22/2011
7/22/2011 - 7/25/2011
LXS0077N
7/22/2011
7/22/2011 - 7/25/2011
LXS0712N
7/22/2011
7/22/2011 - 7/25/2011
LXS0715N
7/22/2011
7/22/2011 - 7/25/2011
LXS0716N
7/22/2011
7/22/2011 - 7/25/2011
LXS0717H
7/22/2011
7/22/2011 - 7/25/2011
LXS0718N
7/22/2011
7/22/2011 - 7/25/2011
LXS0720N
7/22/2011
7/22/2011 - 7/25/2011
LXS20061
7/22/2011
7/22/2011 - 7/25/2011
LXS20063
7/22/2011
7/22/2011 - 7/25/2011
LXS20065
7/22/2011
7/22/2011 - 7/25/2011
LXS20067
7/22/2011
7/22/2011 - 7/25/2011
LXS20069
7/22/2011
7/22/2011 - 7/25/2011
ML06MLN1
8/12/2011
8/12/2011 - 8/15/2011
MLCFC061
8/29/2011
8/29/2011 - 9/6/2011
MLCFC062
8/29/2011
8/29/2011 - 9/6/2011
MLCFC063
8/29/2011
8/29/2011 - 9/6/2011
MLCFC064
8/29/2011
8/29/2011 - 9/6/2011
MLCFC075
8/29/2011
8/29/2011 - 9/6/2011
MLCFC076
8/29/2011
8/29/2011 - 9/6/2011
MLCFC077
8/29/2011
8/29/2011 - 9/6/2011
MLCFC078
8/29/2011
8/29/2011 - 9/6/2011
MLCFC079
8/29/2011
8/29/2011 - 9/6/2011
MLM6AHL1
8/12/2011
8/12/2011 - 8/15/2011
MLM7MLN1
8/12/2011
8/12/2011 - 8/15/2011
MLMI6FF1
8/12/2011
8/12/2011 - 8/15/2011
MLMI6HE2
8/12/2011
8/12/2011 - 8/15/2011
MLMI6HE3
8/12/2011
8/12/2011 - 8/15/2011
MLMI6HE4
8/12/2011
8/12/2011 - 8/15/2011
MLMI6HE5
8/12/2011
8/12/2011 - 8/15/2011
MLMI6HE6
8/12/2011
8/12/2011 - 8/15/2011
MLMI6RM2
8/12/2011
8/12/2011 - 8/15/2011
MLMI6RM3
8/12/2011
8/12/2011 - 8/15/2011
MLMI6RM4
8/12/2011
8/12/2011 - 8/15/2011
MLMI6RM5
8/12/2011
8/12/2011 - 8/15/2011
MLMI6SD1
8/12/2011
8/12/2011 - 8/15/2011
MLMI6SL1
8/12/2011
8/12/2011 - 8/15/2011
MLMI6SL2
8/12/2011
8/12/2011 - 8/15/2011
MLMI7HE1
8/12/2011
8/12/2011 - 8/15/2011
MLMI7HE2
8/12/2011
8/12/2011 - 8/15/2011
MLMI7HE3
8/12/2011
8/12/2011 - 8/15/2011
MLMI7SD1
8/12/2011
8/12/2011 - 8/15/2011
MLMI7SL1
8/12/2011
8/12/2011 - 8/15/2011
MLMT06C1
8/29/2011
8/29/2011 - 9/6/2011
MLMT06C2
8/29/2011
8/29/2011 - 9/6/2011
MLMT07C1
8/29/2011
8/29/2011 - 9/6/2011
MLMT08C1
8/29/2011
8/29/2011 - 9/6/2011
MS006HE1
6/4/2011
6/4/2011 - 6/13/2011
MS006HE2
6/4/2011
6/4/2011 - 6/13/2011
MS006HE3
6/4/2011
6/4/2011 - 6/13/2011
MS006HE4
6/4/2011
6/4/2011 - 6/13/2011
MS006HE5
6/4/2011
6/4/2011 - 6/13/2011
MS006HE6
6/4/2011
6/4/2011 - 6/13/2011
MS006HE7
6/4/2011
6/4/2011 - 6/13/2011
MS006HE8
6/4/2011
6/4/2011 - 6/13/2011
MS613ARX
6/4/2011
6/4/2011 - 6/13/2011
MS6TOP21
8/29/2011
8/29/2011 - 9/6/2011
MS6TOP23
8/29/2011
8/29/2011 - 9/6/2011
MS7TOP25
8/29/2011
8/29/2011 - 9/6/2011
MS7TOP27
8/29/2011
8/29/2011 - 9/6/2011
MS8TOP29
8/29/2011
8/29/2011 - 9/6/2011
MSAC7HE1
6/4/2011
6/4/2011 - 6/13/2011
MSAC7HE2
6/4/2011
6/4/2011 - 6/13/2011
MSAC7HE4
6/4/2011
6/4/2011 - 6/13/2011
MSAC7HE5
6/4/2011
6/4/2011 - 6/13/2011
MSAC7HE6
6/4/2011
6/4/2011 - 6/13/2011
MSAC7HE7
6/4/2011
6/4/2011 - 6/13/2011
MSC06HQ8
8/29/2011
8/29/2011 - 9/6/2011
MSC06HQ9
8/29/2011
8/29/2011 - 9/6/2011
MSC6HQ10
8/29/2011
8/29/2011 - 9/6/2011
MSC6IQ11
8/29/2011
8/29/2011 - 9/6/2011
MSC6IQ12
8/29/2011
8/29/2011 - 9/6/2011
MSC7HQ11
8/29/2011
8/29/2011 - 9/6/2011
MSC7HQ12
8/29/2011
8/29/2011 - 9/6/2011
MSC7HQ13
8/29/2011
8/29/2011 - 9/6/2011
MSC7IQ14
8/29/2011
8/29/2011 - 9/6/2011
MSC7IQ16
8/29/2011
8/29/2011 - 9/6/2011
MSHEL061
6/4/2011
6/4/2011 - 6/13/2011
MSM00611
6/4/2011
6/4/2011 - 6/13/2011
MSM00712
6/4/2011
6/4/2011 - 6/13/2011
MSM00713
6/4/2011
6/4/2011 - 6/13/2011
MSM061AR
6/4/2011
6/4/2011 - 6/13/2011
MSM063AR
6/4/2011
6/4/2011 - 6/13/2011
MSM064SL
6/4/2011
6/4/2011 - 6/13/2011
MSM065AR
6/4/2011
6/4/2011 - 6/13/2011
MSM066AR
6/4/2011
6/4/2011 - 6/13/2011
MSM068AR
6/4/2011
6/4/2011 - 6/13/2011
MSM069AR
6/4/2011
6/4/2011 - 6/13/2011
MSM071XS
6/4/2011
6/4/2011 - 6/13/2011
MSM072AX
6/4/2011
6/4/2011 - 6/13/2011
MSM073XS
6/4/2011
6/4/2011 - 6/13/2011
MSM074SL
6/4/2011
6/4/2011 - 6/13/2011
MSM075AX
6/4/2011
6/4/2011 - 6/13/2011
MSM076XS
6/4/2011
6/4/2011 - 6/13/2011
MSM077AX
6/4/2011
6/4/2011 - 6/13/2011
MSM078XS
6/4/2011
6/4/2011 - 6/13/2011
MSM079SL
6/4/2011
6/4/2011 - 6/13/2011
MSM20062
6/4/2011
6/4/2011 - 6/13/2011
MSM20067
6/4/2011
6/4/2011 - 6/13/2011
MSM610SL
6/4/2011
6/4/2011 - 6/13/2011
MSM612XS
6/4/2011
6/4/2011 - 6/13/2011
MSM614SL
6/4/2011
6/4/2011 - 6/13/2011
MSM615XS
6/4/2011
6/4/2011 - 6/13/2011
MSM616AX
6/4/2011
6/4/2011 - 6/13/2011
MSM617XS
6/4/2011
6/4/2011 - 6/13/2011
MSM710XS
6/4/2011
6/4/2011 - 6/13/2011
MSM711AR
6/4/2011
6/4/2011 - 6/13/2011
MSM714AR
6/4/2011
6/4/2011 - 6/13/2011
MSM715AR
6/4/2011
6/4/2011 - 6/13/2011
NYMC0601
6/4/2011
6/4/2011 - 6/13/2011
OWNIT063
8/12/2011
8/12/2011 - 8/15/2011
OWNIT064
8/12/2011
8/12/2011 - 8/15/2011
OWNIT065
8/12/2011
8/12/2011 - 8/15/2011
OWNIT066
8/12/2011
8/12/2011 - 8/15/2011
OWNIT067
8/12/2011
8/12/2011 - 8/15/2011
SACO0601
6/29/2011
6/29/2011 - 7/5/2011
SACO0602
6/29/2011
6/29/2011 - 7/5/2011
SACO0603
6/29/2011
6/29/2011 - 7/5/2011
SACO0604
6/29/2011
6/29/2011 - 7/5/2011
SACO0605
6/29/2011
6/29/2011 - 7/5/2011
SACO0606
6/29/2011
6/29/2011 - 7/5/2011
SACO0607
6/29/2011
6/29/2011 - 7/5/2011
SACO0608
6/29/2011
6/29/2011 - 7/5/2011
SACO0609
6/29/2011
6/29/2011 - 7/5/2011
SACO0610
6/29/2011
6/29/2011 - 7/5/2011
SACO0612
6/29/2011
6/29/2011 - 7/5/2011
SACO0701
6/29/2011
6/29/2011 - 7/5/2011
SAIL0601
7/22/2011
7/22/2011 - 7/25/2011
SAIL0602
7/22/2011
7/22/2011 - 7/25/2011
SAIL0603
7/22/2011
7/22/2011 - 7/25/2011
SAIL0604
7/22/2011
7/22/2011 - 7/25/2011
SARM0601
7/22/2011
7/22/2011 - 7/25/2011
SARM0602
7/22/2011
7/22/2011 - 7/25/2011
SARM0603
7/22/2011
7/22/2011 - 7/25/2011
SARM0604
7/22/2011
7/22/2011 - 7/25/2011
SARM0605
7/22/2011
7/22/2011 - 7/25/2011
SARM0606
7/22/2011
7/22/2011 - 7/25/2011
SARM0607
7/22/2011
7/22/2011 - 7/25/2011
SARM0608
7/22/2011
7/22/2011 - 7/25/2011
SARM0609
7/22/2011
7/22/2011 - 7/25/2011
SARM0610
7/22/2011
7/22/2011 - 7/25/2011
SARM0611
7/22/2011
7/22/2011 - 7/25/2011
SARM0612
7/22/2011
7/22/2011 - 7/25/2011
SARM0701
7/22/2011
7/22/2011 - 7/25/2011
SARM0702
7/22/2011
7/22/2011 - 7/25/2011
SARM0703
7/22/2011
7/22/2011 - 7/25/2011
SARM0704
7/22/2011
7/22/2011 - 7/25/2011
SARM0705
7/22/2011
7/22/2011 - 7/25/2011
SARM0706
7/22/2011
7/22/2011 - 7/25/2011
SARM0707
7/22/2011
7/22/2011 - 7/25/2011
SARM0708
7/22/2011
7/22/2011 - 7/25/2011
SARM0709
7/22/2011
7/22/2011 - 7/25/2011
SARM0710
7/22/2011
7/22/2011 - 7/25/2011
SARM0711
7/22/2011
7/22/2011 - 7/25/2011
SARM0802
7/22/2011
7/22/2011 - 7/25/2011
SASC06S1
7/22/2011
7/22/2011 - 7/25/2011
SASC06S2
7/22/2011
7/22/2011 - 7/25/2011
SASC06S3
7/22/2011
7/22/2011 - 7/25/2011
SASC06S4
7/22/2011
7/22/2011 - 7/25/2011
SASC6BC1
7/22/2011
7/22/2011 - 7/25/2011
SASC6BC2
7/22/2011
7/22/2011 - 7/25/2011
SASC6BC3
7/22/2011
7/22/2011 - 7/25/2011
SASC6BC4
7/22/2011
7/22/2011 - 7/25/2011
SASC6BC5
7/22/2011
7/22/2011 - 7/25/2011
SASC6BC6
7/22/2011
7/22/2011 - 7/25/2011
SASC7BC1
7/22/2011
7/22/2011 - 7/25/2011
SASC7BC2
7/22/2011
7/22/2011 - 7/25/2011
SASC7BC3
7/22/2011
7/22/2011 - 7/25/2011
SASC7BC4
7/22/2011
7/22/2011 - 7/25/2011
SASC7EQ1
7/22/2011
7/22/2011 - 7/25/2011
SASC7OSI
7/22/2011
7/22/2011 - 7/25/2011
SQAL0061
6/27/2011
7/22/2011 - 7/25/2011
THOR0601
6/7/2011
6/7/2011 - 6/13/2011
THOR0602
6/7/2011
6/7/2011 - 6/13/2011
THOR0603
6/7/2011
6/7/2011 - 6/13/2011
THOR0604
6/7/2011
6/7/2011 - 6/13/2011
THOR0605
6/7/2011
6/7/2011 - 6/13/2011
THOR0606
6/7/2011
6/7/2011 - 6/13/2011
THOR0701
6/7/2011
6/7/2011 - 6/13/2011
THOR0702
6/7/2011
6/7/2011 - 6/13/2011
THOR0703
6/7/2011
6/7/2011 - 6/13/2011
THOR0704
6/7/2011
6/7/2011 - 6/13/2011
THOR0705
6/7/2011
6/7/2011 - 6/13/2011
THOR0801
6/7/2011
6/7/2011 - 6/13/2011
WBCM6C24
8/29/2011
8/29/2011 - 9/6/2011
WM006HE1
7/22/2011
7/22/2011 - 7/25/2011
WM006HE2
7/22/2011
7/22/2011 - 7/25/2011
WM006HE3
7/22/2011
7/22/2011 - 7/25/2011
WM006HE4
7/22/2011
7/22/2011 - 7/25/2011
WM006HE5
7/22/2011
7/22/2011 - 7/25/2011
WM007HE1
7/22/2011
7/22/2011 - 7/25/2011
WM007HE2
7/22/2011
7/22/2011 - 7/25/2011
WMA6AR10
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR1
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR2
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR3
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR4
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR5
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR6
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR7
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR8
7/22/2011
7/22/2011 - 7/25/2011
WMAL6AR9
7/22/2011
7/22/2011 - 7/25/2011
WMAL7HY1
7/22/2011
7/22/2011 - 7/25/2011
WMAL7HY2
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OA1
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OA2
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OA3
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OA4
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OA5
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OC1
7/22/2011
7/22/2011 - 7/25/2011
WMAL7OC2
7/22/2011
7/22/2011 - 7/25/2011
WMALT601
7/22/2011
7/22/2011 - 7/25/2011
WMALT602
7/22/2011
7/22/2011 - 7/25/2011
WMALT603
7/22/2011
7/22/2011 - 7/25/2011
WMALT604
7/22/2011
7/22/2011 - 7/25/2011
WMALT605
7/22/2011
7/22/2011 - 7/25/2011
WMALT606
7/22/2011
7/22/2011 - 7/25/2011
WMALT607
7/22/2011
7/22/2011 - 7/25/2011
WMALT608
7/22/2011
7/22/2011 - 7/25/2011
WMALT609
7/22/2011
7/22/2011 - 7/25/2011
WMALT701
7/22/2011
7/22/2011 - 7/25/2011
WMALT702
7/22/2011
7/22/2011 - 7/25/2011
WMALT703
7/22/2011
7/22/2011 - 7/25/2011
WMALT705
7/22/2011
7/22/2011 - 7/25/2011
ZUNI6OA1
6/7/2011
6/7/2011 - 6/13/2011



 
_____________________________ 
5 This date indicates Bank of America, National Association’s end date of responsibility when servicing functions with respect to Items 1122(d)(4)(i), 1122(d)(4)(ii) and 1122(d)(4)(iii) were not shared with USB.
 
6 During this joint period of responsibility, Bank of America, National Association was responsible for processing activity relating to electronic data regarding the custodial files related to these transactions and USB was responsible for processing activity related to the physical possession of such custodial files.  All of Bank of America, National Association’s responsibility for each transaction with respect to Regulation AB criteria 1122(d)(4)(i), 1122(d)(4)(ii) and 1122(d)(4)(iii) terminates on the end date of our joint responsibility with USB.

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