CITIZENS FINANCIAL SERVICES INC - FORM 8-K - EX-99.1 - PRESS RELEASE - March 21, 2012

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CITIZENS FINANCIAL SERVICES INC - FORM 8-K - EX-99.1 - PRESS RELEASE - March 21, 2012

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8-K - INVESTOR PRESENTATION - CITIZENS FINANCIAL SERVICES INC	march2120128-k.htm

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