AFS SENSUB CORP. - FORM 8-K - EX-99.1 - STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF CUTOFF DATE

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8-K - FORM 8-K - AFS SENSUB CORP.	d294398d8k.htm

Exhibit 99.1

AmeriCredit Automobile Receivables Trust 2012-1

Final Pool as of the Cutoff Date

2/2/2012

Composition of the Auto Loan Contracts

as of the Cutoff Date


	New			Used			Total
Aggregate Principal Balance ₍₁₎	$	472,656,111.85		$	588,358,883.48		$	1,061,014,995.33
Number of Automobile Loan Contracts		21,187			42,788			63,975
Percent of Aggregate Principal Balance		44.55	%		55.45	%		100.00	%
Average Principal Balance	$	22,308.78		$	13,750.56		$	16,584.84
Range of Principal Balances	($	299.47 to $80,073.98	)	($	266.71 to $74,919.81	)	($	266.71 to $80,073.98	)
Weighted Average APR ₍₁₎		12.46	%		16.46	%		14.68	%
Range of APRs		(1.68% to 25.95	%)		(1.90% to 29.99	%)		(1.68% to 29.99	%)
Weighted Average Remaining Term		67			60			63
Range of Remaining Terms		(3 to 72 months	)		(3 to 72 months	)		(3 to 72 months	)
Weighted Average Original Term		72			69			70
Range of Original Terms		(30 to 72 months	)		(24 to 72 months	)		(24 to 72 months	)

(1)	Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the automobile loan contracts' aggregate yield on the Aggregate Principal Balance.

Score Distribution of the Automobile Loan Contracts

as of the Cutoff Date


		% of Aggregate				% of Aggregate
	AmeriCredit Score ₍₁₎	Principal Balance ₍₂₎			Credit Bureau Score ₍₃₎	Principal Balance ₍₂₎
	Less than 215		10.24	%
	215-224		14.64	%	Less than 540		27.98	%
	225-244		35.41	%	540-599		43.74	%
	245-259		22.39	%	600-659		24.15	%
	260 and greater		17.32	%	660 and greater		4.13	%

Weighted Average Score	240				571

(1)

Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of loans originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total statistical pool.

(2)	Percentages may not add to 100% because of rounding.

(3)

A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.

AmeriCredit Automobile Receivables Trust 2012-1

Final Pool as of the Cutoff Date

2/2/2012

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date


								% of Total Number
	Aggregate Principal		% of Aggregate			Number of Automobile		of Automobile
Distribution by APR	Balance ₍₁₎		Principal Balance ₍₂₎			Loan Contracts		Loan Contracts ₍₂₎
1.000% to 1.999%	$	3,716,041.02		0.35	%		108		0.17	%
2.000% to 2.999%		3,538,424.57		0.33	%		114		0.18	%
3.000% to 3.999%		21,443,558.97		2.02	%		620		0.97	%
4.000% to 4.999%		2,770,554.50		0.26	%		102		0.16	%
5.000% to 5.999%		12,161,698.75		1.15	%		434		0.68	%
6.000% to 6.999%		18,716,861.85		1.76	%		757		1.18	%
7.000% to 7.999%		22,573,407.41		2.13	%		848		1.33	%
8.000% to 8.999%		43,312,960.69		4.08	%		2,042		3.19	%
9.000% to 9.999%		43,756,306.87		4.12	%		2,185		3.42	%
10.000% to 10.999%		49,976,572.18		4.71	%		2,667		4.17	%
11.000% to 11.999%		83,955,334.31		7.91	%		4,095		6.40	%
12.000% to 12.999%		73,460,315.60		6.92	%		4,244		6.63	%
13.000% to 13.999%		68,830,678.15		6.49	%		4,172		6.52	%
14.000% to 14.999%		92,355,244.20		8.70	%		5,424		8.48	%
15.000% to 15.999%		79,973,984.48		7.54	%		4,970		7.77	%
16.000% to 16.999%		108,572,026.40		10.23	%		6,573		10.27	%
17.000% to 17.999%		77,991,630.31		7.35	%		5,348		8.36	%
18.000% to 18.999%		97,924,226.16		9.23	%		7,001		10.94	%
19.000% to 19.999%		42,364,492.44		3.99	%		3,104		4.85	%
20.000% to 20.999%		38,184,941.82		3.60	%		2,947		4.61	%
21.000% to 21.999%		33,953,958.43		3.20	%		2,750		4.30	%
22.000% to 22.999%		16,906,737.17		1.59	%		1,390		2.17	%
23.000% to 23.999%		13,759,022.67		1.30	%		1,168		1.83	%
24.000% to 24.999%		8,221,403.99		0.77	%		701		1.10	%
25.000% to 25.999%		1,815,922.20		0.17	%		148		0.23	%
26.000% to 26.999%		521,365.28		0.05	%		41		0.06	%
27.000% to 27.999%		189,835.49		0.02	%		17		0.03	%
28.000% to 28.999%		39,726.12		0.00	%		3		0.00	%
29.000% to 29.999%		27,763.30		0.00	%		2		0.00	%

TOTAL	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on principal balance net of such accrued interest.

(2)	Percentages may not add to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2012-1

Final Pool as of the Cutoff Date

2/2/2012

Distribution of the Automobile Loan Contracts by Geographic Location

of Obligor as of the Cutoff Date


	Aggregate					Number of		% of Total Number
	Principal		% of Aggregate			Automobile		of Automobile
Geographic Location	Balance ₍₁₎		Principal Balance ₍₂₎			Loan Contracts		Loan Contracts ₍₂₎
Alabama	$	15,215,522.18		1.43	%		993		1.55	%
Alaska		1,760,218.65		0.17	%		85		0.13	%
Arizona		25,696,589.11		2.42	%		1,358		2.12	%
Arkansas		11,010,240.30		1.04	%		712		1.11	%
California		85,586,538.88		8.07	%		5,020		7.85	%
Colorado		17,287,519.64		1.63	%		1,006		1.57	%
Connecticut		8,253,632.37		0.78	%		549		0.86	%
Delaware		4,251,720.14		0.40	%		281		0.44	%
District of Columbia		1,846,172.87		0.17	%		104		0.16	%
Florida		101,753,026.68		9.59	%		6,332		9.90	%
Georgia		44,097,758.84		4.16	%		2,422		3.79	%
Hawaii		3,829,853.41		0.36	%		239		0.37	%
Idaho		1,934,990.14		0.18	%		131		0.20	%
Illinois		40,469,298.06		3.81	%		2,493		3.90	%
Indiana		27,440,293.06		2.59	%		1,720		2.69	%
Iowa		5,207,848.33		0.49	%		299		0.47	%
Kansas		5,206,072.46		0.49	%		308		0.48	%
Kentucky		13,482,449.90		1.27	%		972		1.52	%
Louisiana		21,891,565.28		2.06	%		1,219		1.91	%
Maine		4,218,352.22		0.40	%		298		0.47	%
Maryland		27,373,487.84		2.58	%		1,471		2.30	%
Massachusetts		15,551,928.86		1.47	%		1,052		1.64	%
Michigan		30,418,907.75		2.87	%		1,917		3.00	%
Minnesota		9,974,951.18		0.94	%		614		0.96	%
Mississippi		13,125,157.82		1.24	%		858		1.34	%
Missouri		17,542,051.97		1.65	%		1,115		1.74	%
Montana		2,031,021.82		0.19	%		94		0.15	%
Nebraska		2,851,857.49		0.27	%		169		0.26	%
Nevada		8,449,994.79		0.80	%		536		0.84	%
New Hampshire		4,032,408.86		0.38	%		253		0.40	%
New Jersey		22,159,755.77		2.09	%		1,358		2.12	%
New Mexico		13,896,605.11		1.31	%		710		1.11	%
New York		36,822,837.05		3.47	%		2,367		3.70	%
North Carolina		38,841,025.22		3.66	%		2,380		3.72	%
North Dakota		1,471,067.77		0.14	%		65		0.10	%
Ohio		40,962,445.11		3.86	%		3,075		4.81	%
Oklahoma		14,025,708.14		1.32	%		779		1.22	%
Oregon		5,507,647.87		0.52	%		394		0.62	%
Pennsylvania		46,364,561.76		4.37	%		3,102		4.85	%
Rhode Island		2,534,359.66		0.24	%		183		0.29	%
South Carolina		16,764,196.36		1.58	%		1,014		1.58	%
South Dakota		1,766,906.43		0.17	%		99		0.15	%
Tennessee		22,261,937.11		2.10	%		1,406		2.20	%
Texas		162,382,574.64		15.30	%		8,580		13.41	%
Utah		3,865,005.10		0.36	%		226		0.35	%
Vermont		1,186,933.17		0.11	%		69		0.11	%
Virginia		22,940,289.29		2.16	%		1,355		2.12	%
Washington		12,665,932.42		1.19	%		784		1.23	%
West Virginia		9,907,187.52		0.93	%		569		0.89	%
Wisconsin		11,089,537.67		1.05	%		739		1.16	%
Wyoming		1,566,317.18		0.15	%		75		0.12	%
Other ₍₃₎		240,734.08		0.02	%		26		0.04	%

TOTAL	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Aggregate Principal Balances include some portion of accrued interest.

(2)	Percentages may not add to 100% because of rounding.

(3)	States and Territories with Aggregate Principal Balances less than $1,000,000 each.

AmeriCredit Automobile Receivables Trust 2012-1

Final Pool as of the Cutoff Date

2/2/2012

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date


		% of Aggregate
	Wholesale LTV ₍₁₎ Range	Principal Balance ₍₂₎₍₃₎
	Less than 100%		22.60	%
	100-109		22.97	%
	110-119		25.32	%
	120-129		18.08	%
	130-139		8.73	%
	140-149		1.94	%
	150 and greater		0.36	%
			100.00	%
Weighted Average Wholesale LTV	111%

(1)

Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or “Kelly Blue Book Trade-in” prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.

(2)	Wholesale LTV was not available or could not be calculated on certain loans and these loans are not included in the table above. Since these loans are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total statistical pool.

(3)	Percentages may not add up to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2012-1

Final Pool as of the Cutoff Date

2/2/2012

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date


	Aggregate					Number of		% of Total Number
	Principal		% of Aggregate			Automobile		of Automobile
Vehicle Make	Balance ₍₁₎		Principal Balance ₍₂₎			Loan Contracts		Loan Contracts ₍₂₎
BMW	$	11,163,048.55		1.05	%		498		0.78	%
Buick ₍₄₎		15,029,156.70		1.42	%		806		1.26	%
Cadillac ₍₄₎		19,502,078.71		1.84	%		870		1.36	%
Chevrolet ₍₄₎		358,277,827.66		33.77	%		18,023		28.17	%
Chrysler		34,924,576.42		3.29	%		2,647		4.14	%
Dodge		91,879,177.37		8.66	%		5,978		9.34	%
Ford		93,987,377.76		8.86	%		6,807		10.64	%
GMC ₍₄₎		52,102,623.60		4.91	%		2,124		3.32	%
Honda		24,989,519.51		2.36	%		1,764		2.76	%
Hyundai		29,059,784.59		2.74	%		2,065		3.23	%
Jeep		32,859,179.25		3.10	%		2,123		3.32	%
Kia		54,180,615.05		5.11	%		3,669		5.74	%
Mazda		13,363,404.67		1.26	%		962		1.50	%
Mercedes		14,147,723.01		1.33	%		610		0.95	%
Mitsubishi		13,024,834.82		1.23	%		938		1.47	%
Nissan		68,549,756.08		6.46	%		4,398		6.87	%
Pontiac		12,935,303.61		1.22	%		1,513		2.36	%
Toyota		48,957,984.70		4.61	%		3,126		4.89	%
Volkswagen		11,299,721.43		1.06	%		769		1.20	%
Other ₍₃₎		60,781,301.84		5.73	%		4,285		6.70	%

Total	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Aggregate Principal Balances include some portion of accrued interest.

(2)	Percentages may not add to 100% because of rounding.

(3)	Aggregate Principal Balance of less than 1% of Total Aggregate Principal Balance per vehicle make.

(4)	The total Aggregate Principal Balance of all new GM vehicles is $273,358,316.37, or approximately 26% of the Final Pool.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date


	Aggregate					Number of		% of Total Number
	Principal		% of Aggregate			Automobile		of Automobile
Vehicle Segment ₍₁₎	Balance ₍₂₎		Principal Balance ₍₃₎			Loan Contracts		Loan Contracts ₍₃₎
Full-Size Car	$	5,300,621.60		0.50	%		430		0.67	%
Full-Size Van/Truck		189,259,811.47		17.84	%		8,309		12.99	%
Full-Size SUV		69,036,436.61		6.51	%		3,099		4.84	%
Mid-Size Car		280,881,509.64		26.47	%		18,054		28.22	%
Mid-Size SUV		221,519,593.70		20.88	%		13,535		21.16	%
Economy/Compact Car		166,306,015.08		15.67	%		12,388		19.36	%
Compact Van/Truck		52,039,918.26		4.90	%		4,183		6.54	%
Sports Car		72,808,330.40		6.86	%		3,816		5.96	%
Segment Unavailable ₍₄₎		3,862,758.57		0.36	%		161		0.25	%

Total	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Categories reflect consolidated categories based on J.D. Power defined segments.

(2)	Aggregate Principal Balances include some portion of accrued interest.

(3)	Percentages may not add up to 100% because of rounding.

(4)	Vehicle segmentation was not available for certain accounts at the time the pool was selected.

AmeriCredit Automobile Receivables Trust 2012-1

Final Pool as of the Cutoff Date

2/2/2012

Historical Delinquency Experience of the Automobile Loan Contracts

as of the Cutoff Date


Number of Times Ever 31 to 60 Days Delinquent	Aggregate Principal Balance ₍₁₎		% of Aggregate Principal Balance ₍₂₎			Number of Automobile Loan Contracts		% of Total Number of Automobile Loan Contracts ₍₂₎
0	$	954,439,320.09		89.96	%		49,337		77.12	%
1		16,962,672.12		1.60	%		1,866		2.92	%
2+		89,613,003.12		8.45	%		12,772		19.96	%

Total	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Aggregate Principal Balances include some portion of accrued interest.

(2)	Percentages may not add to 100% because of rounding.


Number of Times Ever 61 to 90 Days Delinquent	Aggregate Principal Balance ₍₁₎		% of Aggregate Principal Balance ₍₂₎			Number of Automobile Loan Contracts		% of Total Number of Automobile Loan Contracts ₍₂₎
0	$	1,006,567,329.75		94.87	%		56,681		88.60	%
1		14,543,970.74		1.37	%		2,088		3.26	%
2+		39,903,694.84		3.76	%		5,206		8.14	%

Total	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Aggregate Principal Balances include some portion of accrued interest.

(2)	Percentages may not add to 100% because of rounding.


Number of Times Ever Greater Than 90 Days Delinquent	Aggregate Principal Balance ₍₁₎		% of Aggregate Principal Balance ₍₂₎			Number of Automobile Loan Contracts		% of Total Number of Automobile Loan Contracts ₍₂₎
0	$	1,045,529,419.18		98.54	%		61,927		96.80	%
1		9,927,128.60		0.94	%		1,343		2.10	%
2+		5,558,447.55		0.52	%		705		1.10	%

Total	$	1,061,014,995.33		100.00	%		63,975		100.00	%

(1)	Aggregate Principal Balances include some portion of accrued interest.

(2)	Percentages may not add to 100% because of rounding.

AFS SENSUB CORP. - FORM 8-K - EX-99.1 - STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF CUTOFF DATE - February 6, 2012

Attached files