Exhibit 99.1

FOR IMMEDIATE RELEASE
October 19, 2011

INVESTOR CONTACT
Myrna Vance, 214.932.6646
myrna.vance@texascapitalbank.com

TEXAS CAPITAL BANCSHARES ANNOUNCES OPERATING RESULTS FOR Q3 2011

DALLAS — October 19, 2011 — Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced earnings and operating results for the third quarter of 2011.

	•		Net income increased 30% on a linked quarter basis and increased 128% from Q3 2010
	•		EPS increased 27% on a linked quarter basis and increased 124% for the third quarter of 2011 as compared to the same quarter of 2010
	•		Demand deposits increased 12% and total deposits increased 1% on a linked quarter basis and grew 39% and 1%, respectively, from Q3 2010
	•		Loans held for investment increased 3% and total loans increased 15% on a linked quarter basis and grew 18% and 23%, respectively, from Q3 2010

“Strong growth continues at Texas Capital, along with improved core earnings power and continued improvement in funding costs,” said George Jones, CEO. “As a result, ROA and ROE have reached record levels, and we remain confident in our ability to continue to produce quality results for our shareholders.”

FINANCIAL SUMMARY
(dollars and shares in thousands)

		Q3 2011				Q3 2010				% Change
QUARTERLY OPERATING RESULTS(1)
Net Income		$	21,710			$	9,531				128	%
Diluted EPS		$	.56			$	.25				124	%
ROA			1.25	%			.62	%
ROE			14.93	%			7.23	%
Diluted Shares			38,435				37,445
BALANCE SHEET(1)
Total Assets		$	7,705,372			$	6,344,916				21	%
Demand Deposits			1,661,125				1,195,093				39	%
Total Deposits			5,486,463				5,407,033				1	%
Loans Held for Investment			5,302,584				4,483,204				18	%
Total Loans			7,212,151				5,882,412				23	%
Stockholders’ Equity			587,944				515,618				14	%

DETAILED FINANCIALS

Texas Capital Bancshares, Inc. reported net income from continuing operations of $21.7 million for the quarter ended September 30, 2011, compared to $9.5 million for the third quarter of 2010. On a fully diluted basis, earnings per common share from continuing operations were $.56 for the three months ended September 30, 2011 compared to $.25 for the same period last year. The discussion below relates only to continuing operations.

Return on average equity was 14.93 percent and return on average assets was 1.25 percent for the third quarter of 2011, compared to 7.23 percent and .62 percent, respectively, for the third quarter of 2010.

The net interest margin in the third quarter of 2011 was 4.81 percent, a 54 basis point increase from the third quarter of 2010 and a 5 basis point decrease from the second quarter of 2011. The year over year increase is due to growth in loans, a reduction in funding costs and our ability to maintain and improve spreads on our loans. Net interest income was $79.2 million for the third quarter of 2011, compared to $62.6 million for the third quarter of 2010. The increase was due to an increase in average earning assets of $719.1 million over levels reported in the third quarter of 2010. The increase in average earning assets included a $725.5 million increase in average loans held for investment and a $117.1 million increase in average loans held for sale, offset by a decrease of $63.3 million in average securities.

Average total deposits for the third quarter of 2011 increased by $42.5 million from the third quarter of 2010 and decreased by $6.1 million from the second quarter of 2011. For the same periods, the average balance of demand deposits increased by $382.4 million, or 34 percent, to $1.5 billion from $1.1 billion during the third quarter of 2010 and increased $69.7 million, or 5 percent, from the second quarter of 2011.

In the third quarter of 2011, we experienced decreases in levels of non-performing assets and credit losses. Credit costs, including the provision for credit losses and valuation charges related to other real estate owned (“OREO”) totaled $8.7 million in the third quarter of 2011 compared to $17.2 million in the third quarter of 2010 and $8.7 million in the second quarter of 2011. We recorded a $7.0 million provision for credit losses in the third quarter of 2011 compared to $13.5 million in the third quarter of 2010 and $8.0 million in the second quarter of 2011. At September 30, 2011, the combined reserve decreased to 1.32 percent of loans held for investment as compared to 1.75 percent at September 30, 2010 and 1.34 percent at June 30, 2011. In management’s opinion, the reserve is adequate and is derived from consistent application of the methodology for establishing the adequacy of reserves for Texas Capital Bank’s loan portfolio. In the third quarter of 2011, net charge-offs were $6.3 million, compared to net charge-offs of $12.1 million in the third quarter of 2010 and net charge-offs of $10.5 million in the second quarter of 2011. Non-accrual loans were $66.7 million, or 1.26 percent of loans held for investment at the end of the third quarter of 2011, and $127.1 million, or 2.83 percent, at the end of the third quarter of 2010 and $77.9 million, or 1.51 percent, at the end of the second quarter 2011. At September 30, 2011, total OREO was $35.8 million compared to $38.6 million at the end of the third quarter of 2010, and $27.3 million at the end of the second quarter of 2011. The OREO balance of $35.8 million at September 30, 2011 is stated net of a $10.7 million valuation allowance. The valuation charge for OREO reflected in non-interest expense was $1.7 million in the third quarter of 2011 compared to $3.7 million in the third quarter of 2010 and $725,000 in the second quarter of 2011.

Non-interest income decreased $498,000 during the third quarter of 2011, or 6 percent, compared to the same period of 2010 primarily related to a decrease of $569,000 in equipment rental income due to the continued decrease in the leased equipment portfolio. Brokered loan fees decreased $423,000 due to fees that are realized at the time of sale. Offsetting these decreases is a $415,000 increase in other non-interest income and minor increases in various categories.

Non-interest expense for the third quarter of 2011 increased $3.6 million, or 8 percent, to $46.2 million from $42.6 million in the third quarter of 2010. The increase is primarily related to a $3.7 million increase in salaries and employee benefits to $25.6 million from $21.9 million, which was primarily due to general business growth. Marketing expense increased $1.1 million from the third quarter of 2010 due to general business growth. Additionally, legal and professional expense increased $942,000 from the third quarter of 2010. Allowance and other carrying costs for OREO expense decreased $1.9 million to $2.2 million, $1.7

million of which related to less deterioration of values of assets held in OREO. Of the $1.7 million valuation expense in the third quarter of 2011, $61,000 related to direct write-downs of the OREO balance and $1.6 million related to increasing the valuation allowance. Additionally, FDIC insurance expense decreased $1.0 million from the third quarter of 2010.

Stockholders’ equity increased by 14 percent from $515.6 million at September 30, 2010 to $587.9 million at September 30, 2011. Contributing to the increase is primarily retained net income. The Bank is well capitalized under regulatory guidelines and at September 30, 2011, the Company’s ratio of tangible common equity to total tangible assets was 7.3 percent.

ABOUT TEXAS CAPITAL BANCSHARES, INC.

Texas Capital Bancshares, Inc. (NASDAQ: TCBI) is the parent company of Texas Capital Bank, a commercial bank that delivers highly personalized financial services to businesses and private clients. Headquartered in Dallas, the Bank has full-service locations in Austin, Dallas, Fort Worth, Houston and San Antonio.

This release contains forward-looking statements, which are subject to risks and uncertainties. A number of factors, many of which are beyond Texas Capital Bancshares’ control, could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. These risks and uncertainties include the risk of adverse impacts from general economic conditions, competition, interest rate sensitivity and exposure to regulatory and legislative changes. These and other factors that could cause results to differ materially from those described in the forward-looking statements can be found in the Form 10-K and other filings made by Texas Capital Bancshares with the Securities and Exchange Commission.

TEXAS CAPITAL BANCSHARES, INC.

SELECTED FINANCIAL HIGHLIGHTS (UNAUDITED)
(Dollars in thousands except per share data)

		3rd Quarter				2nd Quarter				1st Quarter				4th Quarter				3rd Quarter
		2011				2011				2011				2010				2010
CONSOLIDATED STATEMENT OF INCOME
Interest income		$	83,263			$	75,259			$	70,111			$	75,432			$	72,600
Interest expense			4,065				4,165				5,613				9,477				9,994
Net interest income			79,198				71,094				64,498				65,955				62,606
Provision for credit losses			7,000				8,000				7,500				12,000				13,500
Net interest income after provision for credit losses			72,198				63,094				56,998				53,955				49,106
Non-interest income			7,603				7,951				7,684				9,178				8,101
Non-interest expense			46,186				45,263				46,399				44,582				42,602
Income from continuing operations before income taxes			33,615				25,782				18,283				18,551				14,605
Income tax expense			11,905				9,074				6,344				6,475				5,074
Income from continuing operations			21,710				16,708				11,939				12,076				9,531
Loss from discontinued operations (after-tax)			(7	)			(54	)			(60	)			(22	)			(5	)
Net income		$	21,703			$	16,654			$	11,879			$	12,054			$	9,526
Diluted EPS from continuing operations		$	.56			$	.44			$	.31			$	.32			$	.25
Diluted EPS		$	.56			$	.43			$	.31			$	.32			$	.25
Diluted shares			38,435,386				38,332,888				38,341,679				37,658,396				37,444,516
CONSOLIDATED BALANCE SHEET DATA
Total assets		$	7,705,372			$	6,709,338			$	6,061,046			$	6,448,179			$	6,344,916
Loans held for investment			5,302,584				5,164,293				4,711,424				4,711,330				4,483,204
Loans held for sale			1,909,567				1,122,330				811,400				1,194,209				1,399,208
Securities			142,895				157,821				171,990				185,424				202,177
Demand deposits			1,661,125				1,483,159				1,480,695				1,451,307				1,195,093
Total deposits			5,486,463				5,421,726				5,221,991				5,455,401				5,407,033
Other borrowings			1,451,894				561,902				133,995				300,387				270,628
Long-term debt			113,406				113,406				113,406				113,406				113,406
Stockholders’ equity			587,944				563,924				544,925				528,319				515,618
End of period shares outstanding			37,457,762				37,329,726				37,216,929				36,956,688				36,792,030
Book value (excluding securities gains/losses)		$	15.56			$	14.97			$	14.50			$	14.15			$	13.84
Tangible book value (excluding securities gains/losses)		$	15.01			$	14.41			$	14.25			$	13.89			$	13.58
SELECTED FINANCIAL RATIOS
From continuing operations
Net interest margin			4.81	%			4.86	%			4.46	%			4.12	%			4.27	%
Return on average assets			1.25	%			1.08	%			.78	%			.72	%			.62	%
Return on average equity			14.93	%			12.13	%			8.91	%			9.04	%			7.23	%
Non-interest income to earning assets			.46	%			.54	%			.53	%			.57	%			.55	%
Efficiency ratio			53.2	%			57.3	%			64.3	%			59.3	%			60.3	%
Efficiency ratio (excluding OREO valuation/write-down)			51.3	%			56.3	%			59.7	%			56.2	%			55.1	%
Non-interest expense to earning assets			2.80	%			3.08	%			3.20	%			2.78	%			2.90	%
Tangible common equity to total tangible assets			7.3	%			8.0	%			8.8	%			8.0	%			7.9	%
Tier 1 capital ratio			9.7	%			10.2	%			11.2	%			10.6	%			10.7	%
Total capital ratio			10.7	%			11.3	%			12.5	%			11.8	%			11.9	%
Tier 1 leverage ratio			9.8	%			10.5	%			10.3	%			9.4	%			10.0	%

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED BALANCE SHEETS (UNAUDITED)
(Dollars in thousands)

		September 30,				September 30,				%
		2011				2010				Change
Assets
Cash and due from banks		$	120,569			$	90,354				33	%
Federal funds sold			—				13,710				(100	)%
Securities, available-for-sale			142,895				202,177				(29	)%
Loans held for sale			1,909,567				1,399,208				36	%
Loans held for sale from discontinued operations			395				580				(32	)%
Loans held for investment (net of unearned income)			5,302,584				4,483,204				18	%
Less: Allowance for loan losses			67,897				75,655				(10	)%
Loans held for investment, net			5,234,687				4,407,549				19	%
Premises and equipment, net			11,596				12,461				(7	)%
Accrued interest receivable and other assets			265,412				209,893				26	%
Goodwill and intangibles, net			20,646				9,564				116	%
Total assets		$	7,705,767			$	6,345,496				21	%
Liabilities and Stockholders’ Equity
Liabilities:
Deposits:
Non-interest bearing		$	1,661,125			$	1,195,093				39	%
Interest bearing			3,204,985				3,761,450				(15	)%
Interest bearing in foreign branches			620,353				450,490				38	%
Total deposits			5,486,463				5,407,033				1	%
Accrued interest payable			671				2,830				(76	)%
Other liabilities			65,389				35,981				82	%
Federal funds purchased			321,930				249,463				29	%
Repurchase agreements			27,059				18,171				49	%
Other borrowings			1,102,905				2,994				N/M
Trust preferred subordinated debentures			113,406				113,406				—
Total liabilities			7,117,823				5,829,878				22	%
Stockholders’ equity:
Preferred stock, $.01 par value, $1,000 liquidation value:
Authorized shares — 10,000,000
Issued shares			—				—				—
Common stock, $.01 par value:
Authorized shares — 100,000,000
Issued shares — 37,458,179 and 36,792,447 at September 30, 2011 and 2010, respectively			374				368				2	%
Additional paid-in capital			346,405				335,057				3	%
Retained earnings			236,043				173,753				36	%
Treasury stock (shares at cost: 417 at September 30, 2011 and 2010, respectively)			(8	)			(8	)			—
Accumulated other comprehensive income, net of taxes			5,130				6,448				(20	)%
Total stockholders’ equity			587,944				515,618				14	%
Total liabilities and stockholders’ equity		$	7,705,767			$	6,345,496				21	%

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(Dollars in thousands except per share data)

		Three Months Ended								Nine Months Ended
		September 30								September 30
		2011				2010				2011				2010
Interest income
Interest and fees on loans		$	81,692			$	70,293			$	223,241			$	196,797
Securities			1,524				2,246				5,050				7,463
Federal funds sold			3				50				36				92
Deposits in other banks			44				11				306				26
Total interest income			83,263				72,600				228,633				204,378
Interest expense
Deposits			3,191				8,760				11,479				24,938
Federal funds purchased			128				259				329				868
Repurchase agreements			2				3				6				9
Other borrowings			110				—				124				48
Trust preferred subordinated debentures			634				972				1,905				2,796
Total interest expense			4,065				9,994				13,843				28,659
Net interest income			79,198				62,606				214,790				175,719
Provision for credit losses			7,000				13,500				22,500				41,500
Net interest income after provision for credit losses			72,198				49,106				192,290				134,219
Non-interest income
Service charges on deposit accounts			1,585				1,662				4,976				4,684
Trust fee income			1,091				1,013				3,111				2,947
Bank owned life insurance (BOLI) income			533				455				1,595				1,407
Brokered loan fees			2,849				3,272				7,927				7,397
Equipment rental income			223				792				1,682				3,332
Other			1,322				907				3,947				3,318
Total non-interest income			7,603				8,101				23,238				23,085
Non-interest expense
Salaries and employee benefits			25,596				21,872				73,877				63,334
Net occupancy expense			3,367				3,128				10,120				9,174
Leased equipment depreciation			281				580				1,284				2,674
Marketing			2,455				1,333				7,311				3,221
Legal and professional			3,647				2,705				10,634				7,953
Communications and technology			2,210				2,256				7,141				6,368
FDIC insurance assessment			1,465				2,482				5,948				6,591
Allowance and other carrying costs for OREO			2,150				4,071				7,203				7,171
Other			5,015				4,175				14,330				12,420
Total non-interest expense			46,186				42,602				137,848				118,906
Income from continuing operations before income taxes			33,615				14,605				77,680				38,398
Income tax expense			11,905				5,074				27,323				13,151
Income from continuing operations			21,710				9,531				50,357				25,247
Loss from discontinued operations (after-tax)			(7	)			(5	)			(121	)			(114	)
Net income		$	21,703			$	9,526			$	50,236			$	25,133
Basic earnings per common share:
Income from continuing operations		$	.58			$	.26			$	1.35			$	.69
Net income		$	.58			$	.26			$	1.35			$	.69
Diluted earnings per common share:
Income from continuing operations		$	.56			$	.25			$	1.31			$	.68
Net income		$	.56			$	.25			$	1.31			$	.67

TEXAS CAPITAL BANCSHARES, INC.

SUMMARY OF LOAN LOSS EXPERIENCE
(Dollars in thousands)

		3rd Quarter				2nd Quarter				1st Quarter				4th Quarter				3rd Quarter
		2011				2011				2011				2010				2010
Reserve for loan losses:
Beginning balance		$	67,748			$	70,248			$	71,510			$	75,655			$	74,881
Loans charged-off:
Commercial			1,523				3,654				1,993				11,135				2,384
Real estate — construction			—				—				—				—				6,229
Real estate — term			5,049				6,424				7,364				5,751				3,000
Consumer			—				283				34				216				—
Leases			(16	)			464				532				148				595
Total			6,556				10,825				9,923				17,250				12,208
Recoveries:
Commercial			109				143				546				47				76
Real estate — construction			5				—				243				—				1
Real estate — term			152				122				31				101				7
Consumer			1				3				1				2				2
Leases			36				26				150				75				8
Total recoveries			303				294				971				225				94
Net charge-offs			6,253				10,531				8,952				17,025				12,114
Provision for loan losses			6,402				8,031				7,690				12,880				12,888
Ending balance		$	67,897			$	67,748			$	70,248			$	71,510			$	75,655
Reserve for off-balance sheet credit losses:
Beginning balance		$	1,676			$	1,707			$	1,897			$	2,777			$	2,165
Provision (benefit) for off-balance sheet credit losses			598				(31	)			(190	)			(880	)			612
Ending balance		$	2,274			$	1,676			$	1,707			$	1,897			$	2,777
Total reserves for credit losses		$	70,171			$	69,424			$	71,955			$	73,407			$	78,432
Total provision for credit losses		$	7,000			$	8,000			$	7,500			$	12,000			$	13,500
Reserve to loans held for investment(2)			1.28	%			1.31	%			1.49	%			1.52	%			1.69	%
Reserve to average loans held for investment(2)			1.30	%			1.39	%			1.49	%			1.58	%			1.68	%
Net charge-offs to average loans(1)(2)			.48	%			.86	%			.77	%			1.49	%			1.07	%
Net charge-offs to average loans for last twelve months(1)(2)			.90	%			1.06	%			1.11	%			1.14	%			.95	%
Total provision for credit losses to average loans(1)(2)			.53	%			.66	%			.64	%			1.05	%			1.19	%
Combined reserves for credit losses to loans held for investment(2)			1.32	%			1.34	%			1.53	%			1.56	%			1.75	%
Non-performing assets (NPAs):
Non-accrual loans		$	66,714			$	77,884			$	116,479			$	112,090			$	127,054
Other real estate owned (OREO) (4)			35,796				27,285				26,172				42,261				38,646
Total		$	102,510			$	105,169			$	142,651			$	154,351			$	165,700
Non-accrual loans to loans(2)			1.26	%			1.51	%			2.47	%			2.38	%			2.83	%
Total NPAs to loans plus OREO(2)			1.92	%			2.03	%			3.01	%			3.25	%			3.66	%
Reserve for loan losses to non-accrual loans			1.0x				.9x				.6x				.6x				.6x
Restructured loans		$	24,963			$	23,540			$	22,219			$	4,319			$	—
Loans past due 90 days and still accruing(3)		$	3,003			$	10,333			$	2,529			$	6,706			$	2,428
Loans past due 90 days to loans(2)			.06	%			.20	%			.05	%			.14	%			.05	%

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENT OF INCOME (UNAUDITED)
(Dollars in thousands)

		3rd Quarter				2nd Quarter				1st Quarter				4th Quarter				3rd Quarter
		2011				2011				2011				2010				2010
Interest income
Interest and fees on loans		$	81,692			$	73,509			$	68,040			$	73,206			$	70,293
Securities			1,524				1,680				1,846				2,018				2,246
Federal funds sold			3				5				28				118				50
Deposits in other banks			44				65				197				90				11
Total interest income			83,263				75,259				70,111				75,432				72,600
Interest expense
Deposits			3,191				3,417				4,871				8,371				8,760
Federal funds purchased			128				94				107				229				259
Repurchase agreements			2				2				2				1				3
Other borrowings			110				14				—				—				—
Trust preferred subordinated debentures			634				638				633				876				972
Total interest expense			4,065				4,165				5,613				9,477				9,994
Net interest income			79,198				71,094				64,498				65,955				62,606
Provision for credit losses			7,000				8,000				7,500				12,000				13,500
Net interest income after provision for credit losses			72,198				63,094				56,998				53,955				49,106
Non-interest income
Service charges on deposit accounts			1,585				1,608				1,783				1,708				1,662
Trust fee income			1,091				1,066				954				899				1,013
Bank owned life insurance (BOLI) income			533				539				523				482				455
Brokered loan fees			2,849				2,558				2,520				3,793				3,272
Equipment rental income			223				676				783				802				792
Other			1,322				1,504				1,121				1,494				907
Total non-interest income			7,603				7,951				7,684				9,178				8,101
Non-interest expense
Salaries and employee benefits			25,596				24,109				24,172				21,964				21,872
Net occupancy expense			3,367				3,443				3,310				3,140				3,128
Leased equipment depreciation			281				447				556				623				580
Marketing			2,455				2,733				2,123				2,198				1,333
Legal and professional			3,647				4,264				2,723				3,884				2,705
Communications and technology			2,210				2,584				2,347				2,143				2,256
FDIC insurance assessment			1,465				1,972				2,511				2,611				2,482
Allowance and other carrying costs for OREO			2,150				1,023				4,030				3,233				4,071
Other			5,015				4,688				4,627				4,786				4,175
Total non-interest expense			46,186				45,263				46,399				44,582				42,602
Income from continuing operations before income taxes			33,615				25,782				18,283				18,551				14,605
Income tax expense			11,905				9,074				6,344				6,475				5,074
Income from continuing operations			21,710				16,708				11,939				12,076				9,531
Loss from discontinued operations (after-tax)			(7	)			(54	)			(60	)			(22	)			(5	)
Net income		$	21,703			$	16,654			$	11,879			$	12,054			$	9,526

TEXAS CAPITAL BANCSHARES, INC.

QUARTERLY FINANCIAL SUMMARY — UNAUDITED
Consolidated Daily Average Balances, Average Yields and Rates
Continuing Operations
(Dollars in thousands)

		3rd Quarter 2011												2nd Quarter 2011												1st Quarter 2011												4th Quarter 2010												3rd Quarter 2010
		Average				Revenue/				Yield/				Average				Revenue/				Yield/				Average				Revenue/				Yield/				Average				Revenue/				Yield/				Average				Revenue/				Yield/
		Balance				Expense (1)				Rate				Balance				Expense (1)				Rate				Balance				Expense (1)				Rate				Balance				Expense (1)				Rate				Balance				Expense (1)				Rate
Assets
Securities — Taxable		$	115,871			$	1,214				4.16	%		$	127,269			$	1,346				4.24	%		$	140,007			$	1,500				4.35	%		$	155,180			$	1,666				4.26	%		$	173,835			$	1,890				4.31	%
Securities — Non-taxable(2)			33,051				477				5.73	%			35,804				514				5.76	%			37,154				532				5.81	%			37,848				541				5.67	%			38,357				548				5.67	%
Federal funds sold			20,864				3				0.06	%			14,303				5				0.14	%			44,322				28				0.26	%			241,907				118				0.19	%			107,404				50				0.18	%
Deposits in other banks			36,495				44				0.48	%			77,928				65				0.33	%			277,228				197				0.29	%			144,650				90				0.25	%			18,766				11				0.23	%
Loans held for sale			1,191,375				13,340				4.44	%			808,165				9,591				4.76	%			735,682				8,677				4.78	%			1,324,264				15,314				4.59	%			1,074,309				12,760				4.71	%
Loans held for investment			5,219,496				68,352				5.20	%			4,890,696				63,918				5.24	%			4,721,928				59,363				5.10	%			4,533,501				57,892				5.07	%			4,493,998				57,533				5.08	%
Less reserve for loan losses			66,215				—				—				68,031				—				—				70,142				—				—				74,580				—				—				74,810				—				—
Loans, net of reserve			6,344,656				81,692				5.11	%			5,630,830				73,509				5.24	%			5,387,468				68,040				5.12	%			5,783,185				73,206				5.02	%			5,493,497				70,293				5.08	%
Total earning assets			6,550,937				83,430				5.05	%			5,886,134				75,439				5.14	%			5,886,179				70,297				4.84	%			6,362,770				75,621				4.72	%			5,831,859				72,792				4.95	%
Cash and other assets			333,563												306,372												297,060												285,566												267,923
Total assets		$	6,884,500											$	6,192,506											$	6,183,239											$	6,648,336											$	6,099,782
Liabilities and Stockholders’ Equity
Transaction deposits		$	412,203			$	52				0.05	%		$	375,084			$	55				0.06	%		$	345,978			$	55				0.06	%		$	434,160			$	132				0.12	%		$	465,370			$	189				0.16	%
Savings deposits			2,253,123				1,664				0.29	%			2,465,118				1,700				0.28	%			2,469,435				2,371				0.39	%			2,511,343				3,978				0.63	%			2,222,431				4,228				0.75	%
Time deposits			468,196				1,032				0.87	%			541,337				1,351				1.00	%			709,604				1,921				1.10	%			1,022,509				3,068				1.19	%			955,703				3,044				1.26	%
Deposits in foreign branches			588,221				443				0.30	%			415,998				311				0.30	%			376,570				524				0.56	%			451,088				1,193				1.05	%			418,112				1,299				1.23	%
Total interest bearing deposits			3,721,743				3,191				0.34	%			3,797,537				3,417				0.36	%			3,901,587				4,871				0.51	%			4,419,100				8,371				0.75	%			4,061,616				8,760				0.86	%
Other borrowings			894,073				240				0.11	%			233,388				110				0.19	%			159,450				109				0.28	%			212,939				230				0.43	%			230,043				262				0.45	%
Trust preferred subordinated debentures			113,406				634				2.22	%			113,406				638				2.26	%			113,406				633				2.26	%			113,406				876				3.06	%			113,406				972				3.40	%
Total interest bearing liabilities			4,729,222				4,065				0.34	%			4,144,331				4,165				0.40	%			4,174,443				5,613				0.55	%			4,745,445				9,477				0.79	%			4,405,065				9,994				0.90	%
Demand deposits			1,525,087												1,455,366												1,417,734												1,337,213												1,142,735
Other liabilities			53,233												40,177												47,753												35,589												28,997
Stockholders’ equity			576,958												552,632												543,309												530,089												522,985
Total liabilities and stockholders’ equity		$	6,884,500											$	6,192,506											$	6,183,239											$	6,648,336											$	6,099,782
Net interest income						$	79,365											$	71,274											$	64,684											$	66,144											$	62,798
Net interest margin											4.81	%											4.86	%											4.46	%											4.12	%											4.27	%