Attached files

file filename
EX-4 - PRE-EFFECTIVE AMENDMENT NO. 2 EXHIBIT 4(B) - 1st FRANKLIN FINANCIAL CORPexhibit4bformofsdnedgar.htm
EX-4 - PRE-EFFECTIVE AMENDMENT NO. 2 EXHIBIT 4(D) - 1st FRANKLIN FINANCIAL CORPexhibit4eformofcheckedgar.htm
EX-4 - PRE-EFFECTIVE AMENDMENT NO. 2 EXHIBIT 4(C) - 1st FRANKLIN FINANCIAL CORPexhibit4coverdraftprotection.htm
EX-4 - PRE-EFFECTIVE AMENDMENT NO. 2 EXHIBIT 4(A) - 1st FRANKLIN FINANCIAL CORPexhibit4asdnindentureedgariz.htm
EX-4 - PRE-EFFECTIVE AMENDMENT NO. 2 EXHIBIT 4(E) - 1st FRANKLIN FINANCIAL CORPexhibit4dcheckredemptionagre.htm
S-1/A - PRE-EFFECTIVE AMENDMENT NO. 2 - 1st FRANKLIN FINANCIAL CORPpreeffectiveamendmentno2sdne.htm

Exhibit 23


CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We consent to the incorporation by reference in this Pre-Effective Amendment No. 2 to Registration Statement No. 333-173685 on Form S-1, of our reports dated March 29, 2011, relating to the consolidated financial statements and financial statement schedule of 1st Franklin Financial Corporation, appearing in the Annual Report on Form 10-K of

1st Franklin Financial Corporation for the year ended December 31, 2010, and to the reference to us under the heading "Experts" in such Prospectus, which is part of such Registration Statement.


/s/Deloitte & Touche LLP

June 30, 2011

Atlanta, Georgia