AFS SENSUB CORP. - FORM 8-K - EX-99.1 - STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF THE CUTOFF DATE - June 8, 2011

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Exhibit 99.1

Composition of the Automobile Loan Contracts as of the Cutoff Date

AMCAR 2011-3 Final Cut

6/2/2011*

 

     New     Used     Total  

Aggregate Principal Balance (1)

    $ 459,368,669.48      $ 601,646,135.93      $ 1,061,014,805.41   

Number of Receivables in Pool

      21,854        43,566        65,420   

Percent of Pool by Principal Balance

      43.30%        56.70%        100.00%   

Average Principal Balance

    $ 21,019.89      $ 13,809.99      $ 16,218.51   

Range of Principal Balances

    ($ 346.29 to $74,149.23 )    ($ 250.65 to $63,248.06 )   

Weighted Average APR (1)

      12.91 %      16.70 %      15.06 % 

Range of APRs

      (1.40% to 29.99 %)      (3.60% to 29.75 %)   

Weighted Average Remaining Term

      67        61        63   

Range of Remaining Terms

      (3 to 72 months )      (3 to 72 months )   

Weighted Average Original Term

      72        68        70   

Range of Original Terms

      (24 to 72 months )      (24 to 72 months )   

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance.

Distribution of the Automobile Loan Contracts by Score as of the Cutoff Date

 

     AmeriCredit Score (1)      Percent of Aggregate
Principal Balance (2)		     Credit Bureau Score (3)      Percent of Aggregate
Principal Balance (2)		  
     <215         6.21 %      
     215-224         12.36 %      <540         25.91 % 
     225-244         35.26 %      540-599         44.82 % 
     245-259         25.08 %      600-659         24.96 % 
     260+         21.09 %      660+         4.31 % 
                                  

Weighted Average Score

      243        573   
                

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of loans originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total pool.
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores may not be available for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total pool.

Distribution of the Automobile Loan Contracts by APR as of the Cutoff Date

AMCAR 2011-3 Final Cut

6/2/2011*

 

APR Range

    Aggregate Principal
Balance as  of Cutoff
Date (1)		      Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		      Percent of Number of
Receivables (2)		  

1.000%-1.999%

      45,212.08         0.00 %      6         0.01 % 

2.000%-2.999%

      157,934.18         0.01 %      9         0.01 % 

3.000%-3.999%

      888,073.04         0.08 %      47         0.07 % 

4.000%-4.999%

      2,835,372.65         0.27 %      115         0.18 % 

5.000%-5.999%

      5,813,382.22         0.55 %      212         0.32 % 

6.000%-6.999%

      19,975,068.51         1.88 %      821         1.25 % 

7.000%-7.999%

      27,672,742.85         2.61 %      1,053         1.61 % 

8.000%-8.999%

      41,860,340.80         3.95 %      1,891         2.89 % 

9.000%-9.999%

      43,185,206.03         4.07 %      2,111         3.23 % 

10.000%-10.999%

      53,490,967.63         5.04 %      2,892         4.42 % 

11.000%-11.999%

      73,693,206.87         6.95 %      3,796         5.80 % 

12.000%-12.999%

      74,311,619.08         7.00 %      4,263         6.52 % 

13.000%-13.999%

      85,197,140.16         8.03 %      4,948         7.56 % 

14.000%-14.999%

      91,688,579.59         8.64 %      5,545         8.48 % 

15.000%-15.999%

      86,778,614.39         8.18 %      5,453         8.34 % 

16.000%-16.999%

      96,611,201.46         9.11 %      6,122         9.36 % 

17.000%-17.999%

      81,330,043.72         7.67 %      5,763         8.81 % 

18.000%-18.999%

      100,442,489.55         9.47 %      7,050         10.78 % 

19.000%-19.999%

      43,780,499.03         4.13 %      3,262         4.99 % 

20.000%-20.999%

      45,870,586.20         4.32 %      3,302         5.05 % 

21.000%-21.999%

      34,366,809.42         3.24 %      2,768         4.23 % 

22.000%-22.999%

      20,553,395.08         1.94 %      1,637         2.50 % 

23.000%-23.999%

      16,331,756.52         1.54 %      1,263         1.93 % 

24.000%-24.999%

      10,324,340.42         0.97 %      808         1.24 % 

25.000%-25.999%

      2,306,091.14         0.22 %      167         0.26 % 

26.000%-26.999%

      1,189,962.08         0.11 %      91         0.14 % 

27.000%-27.999%

      251,296.20         0.02 %      20         0.03 % 

28.000%-28.999%

      23,734.49         0.00 %      2         0.00 % 

29.000%-29.999%

      39,140.02         0.00 %      3         0.00 % 
                                  

TOTAL

      1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

* Receivable information is through close of business on date indicated.

Distribution of the Automobile Loan Contracts by Geographic Location of Obligor as of the Cutoff Date

AMCAR 2011-3 Final Cut

6/2/2011*

 

State

    Aggregate Principal
Balance as of Cutoff
Date (1)		      Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		      Percent of Number of
Receivables (2)		  

Alabama

      14,130,244.23         1.33 %      918         1.40 % 

Alaska

      1,449,297.75         0.14 %      79         0.12 % 

Arizona

      26,099,473.19         2.46 %      1,436         2.20 % 

Arkansas

      11,440,529.52         1.08 %      711         1.09 % 

California

      88,458,991.60         8.34 %      5,444         8.32 % 

Colorado

      18,456,033.50         1.74 %      1,073         1.64 % 

Connecticut

      8,071,243.43         0.76 %      543         0.83 % 

Delaware

      4,496,987.68         0.42 %      292         0.45 % 

District of Columbia

      1,482,212.44         0.14 %      92         0.14 % 

Florida

      109,667,814.89         10.34 %      6,782         10.37 % 

Georgia

      33,517,892.11         3.16 %      1,968         3.01 % 

Hawaii

      3,435,352.92         0.32 %      233         0.36 % 

Idaho

      1,775,385.18         0.17 %      126         0.19 % 

Illinois

      48,099,908.03         4.53 %      2,931         4.48 % 

Indiana

      25,582,881.73         2.41 %      1,594         2.44 % 

Iowa

      5,700,770.08         0.54 %      342         0.52 % 

Kansas

      4,713,392.89         0.44 %      299         0.46 % 

Kentucky

      13,115,214.97         1.24 %      925         1.41 % 

Louisiana

      19,214,011.51         1.81 %      1,104         1.69 % 

Maine

      3,473,567.30         0.33 %      256         0.39 % 

Maryland

      25,557,161.39         2.41 %      1,463         2.24 % 

Massachusetts

      15,812,989.13         1.49 %      1,075         1.64 % 

Michigan

      37,341,593.70         3.52 %      2,369         3.62 % 

Minnesota

      11,224,392.93         1.06 %      709         1.08 % 

Mississippi

      11,234,763.42         1.06 %      739         1.13 % 

Missouri

      19,222,568.97         1.81 %      1,247         1.91 % 

Montana

      1,987,601.91         0.19 %      103         0.16 % 

Nebraska

      3,111,694.92         0.29 %      208         0.32 % 

Nevada

      7,244,579.32         0.68 %      487         0.74 % 

New Hampshire

      3,966,851.93         0.37 %      279         0.43 % 

New Jersey

      24,124,962.75         2.27 %      1,506         2.30 % 

New Mexico

      12,404,986.25         1.17 %      654         1.00 % 

New York

      40,295,506.98         3.80 %      2,606         3.98 % 

North Carolina

      31,332,873.81         2.95 %      2,029         3.10 % 

Ohio

      41,952,474.87         3.95 %      3,089         4.72 % 

Oklahoma

      13,211,997.61         1.25 %      769         1.18 % 

Oregon

      6,672,343.97         0.63 %      431         0.66 % 

Pennsylvania

      49,827,931.88         4.70 %      3,386         5.18 % 

Rhode Island

      2,627,014.40         0.25 %      191         0.29 % 

South Carolina

      13,122,803.46         1.24 %      859         1.31 % 

South Dakota

      1,713,694.62         0.16 %      97         0.15 % 

Tennessee

      17,777,035.12         1.68 %      1,148         1.75 % 

Texas

      158,479,349.61         14.94 %      8,702         13.30 % 

Utah

      3,662,649.75         0.35 %      206         0.31 % 

Vermont

      1,411,842.33         0.13 %      86         0.13 % 

Virginia

      21,349,494.10         2.01 %      1,277         1.95 % 

Washington

      15,775,856.19         1.49 %      929         1.42 % 

West Virginia

      10,513,043.64         0.99 %      615         0.94 % 

Wisconsin

      11,649,653.23         1.10 %      800         1.22 % 

Wyoming

      2,849,842.79         0.27 %      130         0.20 % 

Other (3)

      1,174,045.48         0.11 %      83         0.13 % 
                                  

TOTAL

    $ 1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States with aggregate principal balances less than $1,000,000.

 

* Receivable information is through close of business on date indicated.

 

CONFIDENTIAL

2011-3 Final Cut

Distribution of the Automobile Loan Contracts by Vehicle Make as of the Cutoff Date

 

Vehicle Make

    Aggregate Principal
Balance as of Cutoff
Date (1)		      Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		      Percent of Number of
Receivables (2)		  

BMW

    $ 11,819,956.43         1.11 %      546         0.83 % 

Buick

      12,176,978.76         1.15 %      721         1.10 % 

Cadillac

      22,076,735.34         2.08 %      985         1.51 % 

Chevrolet

      328,573,495.25         30.97 %      17,088         26.12 % 

Chrysler

      30,785,640.08         2.90 %      2,449         3.74 % 

Dodge

      76,045,426.16         7.17 %      5,153         7.88 % 

Ford

      98,443,188.37         9.28 %      7,103         10.86 % 

GMC

      53,629,301.12         5.05 %      2,271         3.47 % 

Honda

      28,492,299.57         2.69 %      1,895         2.90 % 

Hyundai

      33,786,351.96         3.18 %      2,419         3.70 % 

Jeep

      30,626,872.55         2.89 %      1,950         2.98 % 

Kia

      68,764,095.53         6.48 %      4,645         7.10 % 

Mazda

      13,712,176.16         1.29 %      979         1.50 % 

Mercedes

      13,726,496.12         1.29 %      618         0.94 % 

Mitsubishi

      16,135,642.64         1.52 %      1,142         1.75 % 

Nissan

      69,039,722.15         6.51 %      4,430         6.77 % 

Pontiac

      20,136,226.77         1.90 %      2,042         3.12 % 

Toyota

      47,805,662.16         4.51 %      3,117         4.76 % 

Volkswagen

      12,813,306.00         1.21 %      867         1.33 % 

Other (3)

      72,425,232.29         6.83 %      5,000         7.64 % 
                                  

Total

    $ 1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% per manufacturer.

Distribution of the Automobile Loan Contracts by Vehicle Segment as of the Cutoff Date

 

Vehicle Segment (1)

    Aggregate Principal
Balance (2)		      % of Aggregate  Principal
Balance (3)		     Number of
Automobile
Loan Contracts		      % of Total Number  of
Automobile Loan Contracts (3)		  

Full-Size Car

    $ 6,456,580.65         0.61 %      564         0.86 % 

Full-Size Van/Truck

      155,367,006.11         14.64 %      7,310         11.17 % 

Full-Size SUV

      69,818,124.46         6.58 %      3,135         4.79 % 

Mid-Size Car

      294,995,330.19         27.80 %      19,129         29.24 % 

Mid-Size SUV

      228,861,579.98         21.57 %      13,607         20.80 % 

Economy/Compact Car

      172,163,377.67         16.23 %      13,406         20.49 % 

Compact Van/Truck

      52,782,055.15         4.97 %      4,081         6.24 % 

Sports Car

      80,000,401.07         7.54 %      4,164         6.37 % 

Segment Unavailable (4)

      570,350.13         0.05 %      24         0.04 % 
                                  

Total

    $ 1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time of the statistic

 

Distribution of the Automobile Loan Contracts by Wholesale LTV as of the Cutoff Date      

LTV Distribution(1)

   Pct. Of Total  (2)  
<100     28.32 % 
100-109     23.43 % 
110-119     23.00 % 
120-129     16.55 % 
130-139     7.03 % 
140-149     1.46 % 
150+     0.21 % 
       
Weighted Average LTV     109 % 

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the value of the vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or Kelly Blue Book “Trade-In” prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.
(2) Wholesale LTV was not available or could not be calculated on certain loans and these loans are not included in the table above. Since these loans are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total statistical pool.
(3) Percentages may not add to 100% because of rounding.

Historical Delinquency Experience of the Automobile Loan Contracts as of the Cutoff Date

 

Number of times ever 31 to 60 days delinquent

    Aggregate Principal
Balance		      Percent of Aggregate
Principal Balance		     Number of
Automobile Loan
Contracts		      Percent of Number of
Automobile Loan
Contracts		  

0

    $ 971,554,981.98         91.57 %      52,689         80.54 % 

1

      8,954,499.76         0.84 %      1,329         2.03 % 

2+

      80,505,323.67         7.59 %      11,402         17.43 % 
                                  

Total

    $ 1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1)    Aggregate Principal Balances include some portion of accrued interest.

(2)    Percentages may not add to 100% because of rounding.

       

       

Number of times ever 61 to 90 days delinquent

                           

0

    $ 1,012,088,266.45         95.39 %      58,932         90.08 % 

1

      11,812,030.99         1.11 %      1,704         2.60 % 

2+

      37,114,507.97         3.50 %      4,784         7.31 % 
                                  

Total

    $ 1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1)    Aggregate Principal Balances include some portion of accrued interest.

(2)    Percentages may not add to 100% because of rounding.

       

       

Number of times ever greater than 91 days delinquent

                           

0

    $ 1,046,552,799.93         98.64 %      63,522         97.10 % 

1

      8,510,028.77         0.80 %      1,159         1.77 % 

2+

      5,951,976.71         0.56 %      739         1.13 % 
                                  

Total

    $ 1,061,014,805.41         100.00 %      65,420         100.00 % 
                                  

 

(1)    Aggregate Principal Balances include some portion of accrued interest.

(2)    Percentages may not add to 100% because of rounding.