Attached files

file filename
10-Q - QUARTERLY FORM 10-Q AT 3/31/11 - OHIO VALLEY BANC CORPsec10q033111.htm
EX-32 - SECTION 1350 CERTIFICATION 3/31/11 - OHIO VALLEY BANC CORPexhibit32_033111.htm
EX-31.2 - CERTIFICATION (CFO) 3/31/11 - OHIO VALLEY BANC CORPexhibit31-2_033111.htm
EX-31.1 - CERTIFICATION (CEO) 3/31/11 - OHIO VALLEY BANC CORPexhibit31-1_033111.htm
 
EXHIBIT 4
 

OHIO VALLEY BANC CORP.
420 Third Avenue, PO Box 240
Gallipolis, OH  45631
(740) 446-2631

May 10, 2011

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-Q for the three months ended March 31, 2011

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation (“Ohio Valley”), is today filing a Quarterly Report on Form 10-Q for the three months ended March 31, 2011 (the “Form 10-Q”), as executed on May 10, 2011.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements, defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-Q.  Such long-term debt does not exceed 10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,

  /s/Jeffrey E. Smith
Jeffrey E. Smith
Chairman and CEO
Ohio Valley Banc Corp.