Attached files

file filename
10-K - 10-K FOR DEC 31, 2010 - PEOPLES BANCORP OF NORTH CAROLINA INCform10kfordec312010.htm
EX-11 - EXHIBIT (11) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit11.htm
EX-21 - EXHIBIT (21) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit21.htm
EX-32 - EXHIBIT (32) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit32.htm
EX-23 - EXHIBIT (23) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit23.htm
EX-31.A - EXHIBIT (31)(A) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit31a.htm
EX-99.A - EXHIBIT (99)(A) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit99a.htm
EX-99.B - EXHIBIT (99)(B) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit99b.htm
EX-13 - EXHIBIT (13) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit13.htm
EX-31.B - EXHIBIT (31)(B) - PEOPLES BANCORP OF NORTH CAROLINA INCexhibit31b.htm
EXHIBIT (12)

STATEMENT REGARDING COMPUTATION OF RATIOS

     The averages used in computing the performance ratios provided in Item 6 represent average daily balances.