Attached files
| file | filename |
|---|---|
| 10-K - 10-K - WILSHIRE BANCORP INC | a2202766z10-k.htm |
| EX-21 - EX-21 - WILSHIRE BANCORP INC | a2202766zex-21.htm |
| EX-99.2 - EX-99.2 - WILSHIRE BANCORP INC | a2202766zex-99_2.htm |
| EX-23.1 - EX-23.1 - WILSHIRE BANCORP INC | a2202766zex-23_1.htm |
| EX-99.1 - EX-99.1 - WILSHIRE BANCORP INC | a2202766zex-99_1.htm |
| EX-31.2 - EX-31.2 - WILSHIRE BANCORP INC | a2202766zex-31_2.htm |
| EX-32.1 - EX-32.1 - WILSHIRE BANCORP INC | a2202766zex-32_1.htm |
| EX-31.1 - EX-31.1 - WILSHIRE BANCORP INC | a2202766zex-31_1.htm |
| EX-10.38 - EX-10.38 - WILSHIRE BANCORP INC | a2202766zex-10_38.htm |
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Ratio of Earnings to Fixed Charges
(Dollars in Thousands)
| |
Year Ended December 31, | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| |
2010 | 2009 | 2008 | 2007 | 2006 | |||||||||||
Excluding interest on deposits |
(6.10 | )x | 3.23 | x | 3.87 | x | 6.86 | x | 10.48 | x | ||||||
Including interest on deposits |
(0.41 | )x | 1.49 | x | 1.62 | x | 1.58 | x | 1.86 | x | ||||||
Net (loss) income |
$ |
(34,758 |
) |
$ |
20,124 |
$ |
26,473 |
$ |
26,806 |
$ |
33,941 |
|||||
Income tax (benefit) provision |
(33,789 | ) | 10,686 | 16,282 | 17,309 | 21,803 | ||||||||||
Income (loss) before income taxes |
(68,548 | ) | 30,810 | 42,755 | 44,115 | 55,744 | ||||||||||
Cumulative effect of change in accounting principles |
— | — | (1,876 | ) | (82 | — | ||||||||||
Adjusted (loss) income before income taxes |
$ | (65,548 | ) | $ | 30,810 | $ | 40,879 | $ | 44,033 | $ | 55,744 | |||||
Interest on deposits |
$ | 37,096 | $ | 48,690 | $ | 51,912 | $ | 68,766 | $ | 58,943 | ||||||
Interest on other borrowings |
5,608 | 10,201 | 14,102 | 7,520 | 5,880 | |||||||||||
Preferred stock dividends |
3,626 | 3,620 | 155 | — | — | |||||||||||
Total fixed charges and preferred stock dividends, including interest on deposits |
$ | 46,330 | $ | 62,511 | $ | 66,169 | $ | 76,286 | $ | 64,823 | ||||||
Total fixed charges and preferred stock dividends, excluding interest on deposits |
$ | 9,234 | $ | 13,821 | $ | 14,257 | $ | 7,520 | $ | 5,880 | ||||||
Ratio of Earnings to Fixed Charges (Dollars in Thousands)