Attached files

file filename
10-K - FORM 10-K - HUDSON VALLEY HOLDING CORPy89414e10vk.htm
EX-21 - EX-21 - HUDSON VALLEY HOLDING CORPy89414exv21.htm
EX-11 - EX-11 - HUDSON VALLEY HOLDING CORPy89414exv11.htm
EX-32.2 - EX-32.2 - HUDSON VALLEY HOLDING CORPy89414exv32w2.htm
EX-31.2 - EX-31.2 - HUDSON VALLEY HOLDING CORPy89414exv31w2.htm
EX-32.1 - EX-32.1 - HUDSON VALLEY HOLDING CORPy89414exv32w1.htm
EX-23.1 - EX-23.1 - HUDSON VALLEY HOLDING CORPy89414exv23w1.htm
EX-31.1 - EX-31.1 - HUDSON VALLEY HOLDING CORPy89414exv31w1.htm
 
Exhibit 12
 
Consolidated Ratio of Earnings to Fixed Charges
 
                                         
    Year Ended December 31,  
    2010     2009     2008     2007     2006  
 
Excluding interest on deposits
    1.56       3.99       4.88       3.78       3.22  
Including interest on deposits
    1.20       2.12       2.50       2.12       2.23