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EX-99.1 - EXHIBIT 99.1 - VSB BANCORP INCex99_1.htm
UNITED STATES
 
SECURITIES AND EXCHANGE COMMISSION
 
Washington, DC 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported): January 12, 2011
 
VSB Bancorp, Inc.
(Exact Name of Registrant as specified in its charter)
         
New York
 
0-50237
 
11-3680128
(State or other jurisdiction
 
Commission File
 
IRS Employer Identification
of incorporation)
 
Number
 
No.
         
4142 Hylan Boulevard, Staten Island, New York 10308
Address of principal (Zip/Postal Code) executive offices
 
Registrant’s telephone number: 718-979-1100
 
n/a
(Former name or former address, if changed since last report)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
o
Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
 

 
 
TABLE OF CONTENTS
 
 
 
On January 12, 2011, VSB Bancorp, Inc. (the “Company”) reported its results of operations for the quarter ended December 31, 2010 of $479,170 or diluted earnings per share of $0.27 and for the year ended December 31, 2010 of $1,880,629 or diluted earnings per share of $1.06. The Company’s return on average assets and average equity were 0.78% and 7.09%, respectively, for the quarter ended December 31, 2010. This information and the accompanying press release were disseminated on January 12, 2011 through the broad distribution of the press release in a manner designed to provide broad, non-exclusionary distribution of the information to the public, but this voluntary report on Form 8-K is being filed so that the public can have a consistent source for earnings releases by searching the SEC's EDGAR database.
 
 
d.
Exhibits – Press Release dated January 12, 2011 of VSB Bancorp, Inc. describing the results of operations for the quarter and year ended December 31, 2010 is annexed as Exhibit 99.1.
 
For additional information, see annexed Exhibit 99.1.
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
Dated: January 13, 2011
 
  VSB Bancorp, Inc.
     
 
By:
/s/ Jonathan B. Lipschitz
   
Jonathan B. Lipschitz
   
Vice President, Controller and Principal Accounting Officer
 
INDEX TO EXHIBITS
 
Exhibit No.
 
Description
     
99.1
 
Press Release reporting results of operations for the quarter and year ended December 31, 2010.