JPMorgan Chase Bank, National Association - FORM 8-K - EX-99.1 - EXCESS SPREAD ANALYSIS - December 15, 2010

Attached files

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EX-99.2 - MONTHLY REPORTS WITH RESPECT TO THE DECEMBER 15, 2010 DISTRIBUTION - JPMorgan Chase Bank, National Associationdex992.htm
8-K - FORM 8-K - JPMorgan Chase Bank, National Associationd8k.htm

Exhibit 99.1

Chase Credit Card Master Trust

Excess Spread Analysis - November 2010

 

Series

Deal Size

Expected Maturity

    2003-4
$725MM
10/15/2013		  

Yield

         17.68 % 

Less:

   

Coupon

      0.61 % 
  

Servicing Fee

      1.50 % 
  

Net Credit Losses

      7.34 % 

Excess Spread :

   
  

November-10

      8.23 % 
  

October-10

      8.32 % 
  

September-10

      7.50 % 

Three Month Average Excess Spread

      8.02 % 

Delinquency:

   
  

30 to 59 Days

      0.98 % 
  

60 to 89 Days

      0.85 % 
  

90+ Days

      1.97 % 
  

Total

      3.80 % 

Principal Payment Rate

      19.03 %