Attached files
| file | filename |
|---|---|
| 10-Q - SIMMONS FIRST NATIONAL CORPORATION 10-Q - SIMMONS FIRST NATIONAL CORP | a6389643.htm |
| EX-15.1 - EXHIBIT 15.1 - SIMMONS FIRST NATIONAL CORP | a6389643_ex151.htm |
| EX-31.2 - EXHIBIT 31..2 - SIMMONS FIRST NATIONAL CORP | a6389643_ex312.htm |
| EX-32.1 - EXHIBIT 32.1 - SIMMONS FIRST NATIONAL CORP | a6389643_ex321.htm |
| EX-32.2 - EXHIBIT 32.2 - SIMMONS FIRST NATIONAL CORP | a6389643_ex322.htm |
| EX-31.1 - EXHIBIT 31.1 - SIMMONS FIRST NATIONAL CORP | a6389643_ex311.htm |
Exhibit 12.1
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Simmons First National Corporation
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Computation of Consolidated Ratios of Earnings to Fixed Charges
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Six Months Ended
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June 30,
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Year Ended December 31,
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2010
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2009
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2009
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2008
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2007
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2006
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2005
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Fixed Charges:
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Interest on deposits
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$ | 10,276 | $ | 17,404 | $ | 31,046 | $ | 53,150 | $ | 65,474 | $ | 54,250 | $ | 34,208 | ||||||||||||||
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Interest on borrowings
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3,398 | 3,933 | 7,760 | 8,974 | 10,946 | 10,308 | 8,606 | |||||||||||||||||||||
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Estimated interest on rental expense
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236 | 235 | 469 | 487 | 566 | 541 | 525 | |||||||||||||||||||||
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Fixed charges including interest on deposits (A)
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13,910 | 21,572 | 39,275 | 62,611 | 76,986 | 65,099 | 43,339 | |||||||||||||||||||||
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Less: Interest on deposits
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10,276 | 17,404 | 31,046 | 53,150 | 65,474 | 54,250 | 34,208 | |||||||||||||||||||||
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Fixed charges excluding interest on deposits (B)
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$ | 3,634 | $ | 4,168 | $ | 8,229 | $ | 9,461 | $ | 11,512 | $ | 10,849 | $ | 9,131 | ||||||||||||||
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Earnings:
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Pretax income from continuing operations
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$ | 18,005 | $ | 14,561 | $ | 35,400 | $ | 38,337 | $ | 39,741 | $ | 39,921 | $ | 39,465 | ||||||||||||||
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Fixed charges including interest on deposits
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13,910 | 21,572 | 39,275 | 62,611 | 76,986 | 65,099 | 43,339 | |||||||||||||||||||||
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Earnings, including interest on deposits (C)
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31,915 | 36,133 | 74,675 | 100,948 | 116,727 | 105,020 | 82,804 | |||||||||||||||||||||
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Less: Interest on deposits
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10,276 | 17,404 | 31,046 | 53,150 | 65,474 | 54,250 | 34,208 | |||||||||||||||||||||
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Earnings, excluding interest on deposits (D)
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$ | 21,639 | $ | 18,729 | $ | 43,629 | $ | 47,798 | $ | 51,253 | $ | 50,770 | $ | 48,596 | ||||||||||||||
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Ratio of earnings to fixed charges:
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Including interest on deposits (C /A)
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2.29 | 1.67 | 1.90 | 1.61 | 1.52 | 1.61 | 1.91 | |||||||||||||||||||||
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Excluding interest on deposits (D / B)
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5.95 | 4.49 | 5.30 | 5.05 | 4.45 | 4.68 | 5.32 | |||||||||||||||||||||