Attached files

file filename
10-Q - FORM 10-Q AT JUNE 30, 2010 - OHIO VALLEY BANC CORPsecform10q_063010.htm
EX-32 - EX32 SECTION 1350 CERTIFICATION 06/30/10 - OHIO VALLEY BANC CORPsecform10qex32_063010.htm
EX-3.B - EX3B CODE OF REGULATIONS AMENDED 05/12/10 - OHIO VALLEY BANC CORPsecform10qex3b_063010.htm
EX-31.1 - EX31-1 PRINCIPAL EXECUTIVE OFFICER 06/30/10 - OHIO VALLEY BANC CORPsecform10qex31-1_063010.htm
EX-31.2 - EX31-2 PRINCIPAL FINANCIAL OFFICER 06/30/10 - OHIO VALLEY BANC CORPsecform10qex31-2_063010.htm
EXHIBIT 4
 

OHIO VALLEY BANC CORP.
420 Third Avenue, PO Box 240
Gallipolis, OH  45631
(740) 446-2631

August 9, 2010

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-Q for the six months ended June 30, 2010

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation (“Ohio Valley”), is today filing a Quarterly Report on Form 10-Q for the six months ended June 30, 2010 (the “Form 10-Q”), as executed on August 9, 2010.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements, defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-Q.  Such long-term debt does not exceed 10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,

 /s/ Jeffrey E. Smith
Jeffrey E. Smith
Chairman and CEO
Ohio Valley Banc Corp.