Attached files
| file | filename |
|---|---|
| 10-Q - AGFC 10-Q FOR THE PERIOD ENDED 03/31/10 - ONEMAIN FINANCE CORP | cor0310.htm |
| EX-32 - AGFC EX. 32 FOR THE PERIOD ENDED 03/31/10 - ONEMAIN FINANCE CORP | x32c0310.htm |
| EX-31.1 - AGFC EX. 31.1 FOR THE PERIOD ENDED 03/31/10 - ONEMAIN FINANCE CORP | x311c0310.htm |
| EX-10.5 - AGFC EX. 10.5 - ONEMAIN FINANCE CORP | exhibit105.htm |
| EX-10.1 - AGFC EX. 10.1 - ONEMAIN FINANCE CORP | us_activemortgageloanpurchas.htm |
| EX-10.2 - AGFC EX. 10.2 - ONEMAIN FINANCE CORP | us_activeagmlt20101psa432952.htm |
| EX-10.3 - AGFC EX. 10.3 - ONEMAIN FINANCE CORP | us_activepurchaseagreement43.htm |
| EX-31.2 - AGFC EX. 31.2 FOR THE PERIOD ENDED 03/31/10 - ONEMAIN FINANCE CORP | x312c0310.htm |
Exhibit 12
AMERICAN GENERAL FINANCE CORPORATION AND SUBSIDIARIES
Computation of Ratio of Earnings to Fixed Charges
(Unaudited)
Three Months Ended March 31, |
|
|
(dollars in thousands) | 2010 | 2009 |
Earnings: Loss before (benefit from) provision for income taxes | $ (38,623) | $(237,138) |
Interest expense | 256,993 | 268,407 |
Implicit interest in rents | 3,708 | 4,398 |
Total earnings | $222,078 | $ 35,667 |
Fixed charges: Interest expense | $256,993 | $ 268,407 |
Implicit interest in rents | 3,708 | 4,398 |
Total fixed charges | $260,701 | $ 272,805 |
Ratio of earnings to fixed charges* | 0.85 | 0.13 |
*
Earnings were inadequate to cover total fixed charges by $38.6 million for the three months ended March 31, 2010 and $237.1 million for the three months ended March 31, 2009.
69