ASSURANT, INC. - FORM 10-Q - EX-12.1 - COMPUTATION OF RATIO OF CONSOLIDATED EARNINGS TO FIXED CHARGES - May 5, 2010

Attached files

file	filename
10-Q - FORM 10-Q - ASSURANT, INC.	d10q.htm
EX-10.3 - FORM OF ASSURANT, INC. RESTRICTED STOCK UNIT AWARD AGREEMENT - ASSURANT, INC.	dex103.htm
EX-31.1 - RULE 13A-14(A)/15D-14(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER - ASSURANT, INC.	dex311.htm
EX-32.1 - CERTIFICATION OF CEO OF ASSURANT, INC. PURSUANT TO SECTION 906 - ASSURANT, INC.	dex321.htm
EX-31.2 - RULE 13A-14(A)/15D-14(A) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER - ASSURANT, INC.	dex312.htm
EX-32.2 - CERTIFICATION OF CFO OF ASSURANT, INC. PURSUANT TO SECTION 906 - ASSURANT, INC.	dex322.htm
EXCEL - IDEA: XBRL DOCUMENT - ASSURANT, INC.	Financial_Report.xls

EXHIBIT 12.1

ASSURANT, INC.

COMPUTATION OF RATIO OF CONSOLIDATED EARNINGS TO FIXED CHARGES

(in millions of U.S. dollars except for ratio amounts)


		2005			2006			2007			2008			2009			March 31, 2010
Income before income taxes		$	655.6		$	1,095.7		$	1,011.0		$	563.3		$	709.6		$	248.4
Fixed charges			72.9			74.6			73.9			73.1			74.6			18.3

Income as adjusted		$	728.5		$	1,170.3		$	1,084.9		$	636.4		$	784.2		$	266.7
Fixed charges:
Interest expense, including discount amortization and preferred stock dividends (1)		$	61.3		$	61.2		$	61.2		$	61.0		$	60.7		$	15.2
Portion of rents representative of an appropriate interest factor			11.6			13.4			12.7			12.1			13.9			3.1

Total fixed charges		$	72.9		$	74.6		$	73.9		$	73.1		$	74.6		$	18.3

Ratio of consolidated earnings to fixed charges			9.99			15.69			14.67			8.70			10.51			14.57

⁽¹⁾	Preferred stock issued is recorded as a liability, thus the corresponding dividend is recorded as interest expense