UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported): April 1, 2010

JPMORGAN CHASE & CO.

(Exact Name of Registrant as Specified in Charter)

DELAWARE

(State or Other Jurisdiction of Incorporation)

Registrant’s telephone number, including area code: (212) 270-6000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

On April 1, 2010, JPMorgan Chase & Co. (“JPMorgan Chase” or the “Company”), and JPMorgan Chase Capital XXIX, a statutory trust formed under the laws of the State of Delaware (“XXIX Trust”), closed the public offering of $1,500,000,000 aggregate liquidation amount of XXIX Trust’s 6.70% Capital Securities, Series CC (the “XXIX Capital Securities”), representing preferred beneficial interests in XXIX Trust. The XXIX Capital Securities and the related guarantee have been registered under the Securities Act of 1933, as amended, by a registration statement on Form S-3 (File Nos. 333-146220 and 333-146220-03).

In connection with the issuance of the XXIX Capital Securities, Simpson Thacher & Bartlett LLP rendered an opinion regarding certain tax matters. A copy of their opinion is attached as Exhibit 8.1.

(d) Exhibits

The following Exhibit is being filed and not furnished as part of this Current Report and is incorporated by reference into the Registration Statement on Form S-3 (File Nos. 333-146220 and 333-146220-03) of the Company and XXIX Trust.

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: April 1, 2010

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