I, Sean A. Dobson, certify that:

1.

I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing distribution or

servicing reports filed in respect of periods included in the year covered by this annual report, of the USAutos Series
2004-1 Trust (the "Trust");

2.

Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue

statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading as of the last day of the period covered by
this annual report;

3.

Based on my knowledge, the distribution or servicing information required to be provided to the Depositor

by the Trustee under the pooling and servicing, or similar, agreement, for inclusion in these reports is included in
these reports;

4.

Based on my knowledge and upon the annual compliance statement included in the report and required to

be delivered to the trustee in accordance with the terms of the pooling and servicing, or similar, agreement, and
except as disclosed in the reports, the Depositor and the Trustee has each fulfilled its obligations under the servicing
agreement; and

5.

The reports disclose all significant deficiencies relating to the Depositor's and Trustee's compliance with

the minimum servicing standards based upon the report provided by an independent public accountant, after
conducting a review in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar
procedure, as set forth in the pooling and servicing, or similar, agreement, that is included in these reports.

In giving the certifications above, I have reasonably relied on information provided to me by the following
unaffiliated party: U.S. Bank Trust National Association, as Trustee.

Date: March 17, 2010


/s/ Sean A. Dobson

Sean A. Dobson, President