Attached files
file | filename |
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10-K - FORM 10-K - HUNTINGTON BANCSHARES INC /MD/ | l38219e10vk.htm |
EX-12.1 - EX-12.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv12w1.htm |
EX-32.1 - EX-32.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv32w1.htm |
EX-21.1 - EX-21.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv21w1.htm |
EX-31.2 - EX-31.2 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv31w2.htm |
EX-24.1 - EX-24.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv24w1.htm |
EX-23.1 - EX-23.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv23w1.htm |
EX-31.1 - EX-31.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv31w1.htm |
EX-10.42 - EX-10.42 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv10w42.htm |
EX-32.2 - EX-32.2 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv32w2.htm |
EX-99.1 - EX-99.1 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv99w1.htm |
EX-99.2 - EX-99.2 - HUNTINGTON BANCSHARES INC /MD/ | l38219exv99w2.htm |
Exhibit 12.2
Ratio of Earnings to Fixed Charges and Preferred Stock Dividends
Twelve Months Ended December 31, | ||||||||||||||||||||
(in thousands of dollars) | 2009 | 2008 | 2007 | 2006 | 2005 | |||||||||||||||
Earnings: |
||||||||||||||||||||
(Loss) income before income taxes |
$ | (3,678,183 | ) | $ | (296,008 | ) | $ | 22,643 | $ | 514,061 | $ | 543,574 | ||||||||
Add: Fixed charges, excluding interest
on deposits and preferred stock dividends |
155,269 | 351,672 | 431,320 | 345,253 | 243,239 | |||||||||||||||
Earnings available for fixed charges,
excluding interest on deposits |
(3,522,914 | ) | 55,664 | 453,963 | 859,314 | 786,813 | ||||||||||||||
Add: Interest on deposits |
674,101 | 931,679 | 1,026,388 | 717,167 | 446,919 | |||||||||||||||
Earnings available for fixed charges,
including interest on deposits |
(2,848,813 | ) | 987,343 | 1,480,351 | 1,576,481 | 1,233,732 | ||||||||||||||
Fixed Charges: |
||||||||||||||||||||
Interest expense, excluding
interest on deposits |
139,754 | 334,952 | 415,063 | 334,175 | 232,435 | |||||||||||||||
Interest factor in net rental expense |
15,515 | 16,720 | 16,257 | 11,078 | 10,804 | |||||||||||||||
Preferred stock dividends |
174,756 | 46,400 | | | | |||||||||||||||
Total fixed charges, excluding
interest on deposits |
330,025 | 398,072 | 431,320 | 345,253 | 243,239 | |||||||||||||||
Add: Interest on deposits |
674,101 | 931,679 | 1,026,388 | 717,167 | 446,919 | |||||||||||||||
Total fixed charges, including
interest on deposits |
$ | 1,004,126 | $ | 1,329,751 | $ | 1,457,708 | $ | 1,062,420 | $ | 690,158 | ||||||||||
Ratio
of Earnings to Fixed Charges and Preferred Stock Dividends |
||||||||||||||||||||
Excluding interest on deposits |
(10.67 | ) x | 0.14 | x | 1.05 | x | 2.49 | x | 3.23 | x | ||||||||||
Including interest on deposits |
(2.84 | ) x | 0.74 | x | 1.02 | x | 1.48 | x | 1.79 | x |