Attached files
Exhibit 23(b)-Consent of Counsel
Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549
February 5, 2010
PHL Variable Insurance Company
One American Row
Hartford, CT 06102-5056
Re | PHL Variable Insurance Company |
Initial Registration Statement on Form S-1 |
Ladies and Gentlemen:
This opinion is furnished in connection with the filing of this Initial Registration Statement on Form S-1 under the Securities Act of 1933 for PHL Variable Insurance Companys Contingent Annuity Contract (Contract).
As an attorney for PHL Variable Insurance Company (PHLVIC), I provide legal advice to PHLVIC in connection with the operation of its SEC registered and variable products. In this role I am familiar with the Initial Registration Statement for the Contract. I have made an examination of the law and the documents as in my judgment are necessary or appropriate to enable me to render the opinion expressed below.
I am of the following opinion:
1. PHLVIC is a valid corporation, organized and operated under the laws of the State of Connecticut and is subject to regulation by the Connecticut Commissioner of Insurance.
2. The Contract, when properly issued, is a legal and binding obligation of PHLVIC, enforceable in accordance with its terms and applicable state and federal law.
I hereby consent to the use of this opinion as an exhibit to the Initial Registration Statement.
Yours truly, | ||
By: | /s/ KATHLEEN A. McGAH | |
Kathleen A. McGah | ||
Vice President and Assistant Secretary | ||
PHL Variable Insurance Company |