Exhibit 99.3

The purpose of this notice is to inform you of restrictions on your ability, directly or indirectly, to buy, sell or transfer Wells Fargo equity securities or exercise stock options during the period scheduled to begin on December 28, 2009 and end not later than January 23, 2010.

Pursuant to the Sarbanes-Oxley Act of 2002 (the “Act”), Wells Fargo & Company (“Wells Fargo”) is required to notify you of upcoming temporary restrictions on your ability to engage in certain activities regarding Wells Fargo equity securities. These temporary restrictions are mandated by the Act due to the upcoming blackout periods impacting the Wells Fargo 401(k) Plan and the Wachovia Savings Plan (collectively, the “Plans”). The blackout period applicable to each of the Plans is expected to begin at 3:00 p.m. Central Time/4:00 p.m. Eastern Time on December 28, 2009 and end the week of January 17, 2010. We will notify you of any changes that affect the dates of the blackout periods. If you have any questions about these upcoming blackout periods, including to confirm the actual end date(s) of the blackout periods, you may contact Ben Jolley, Director of Wells Fargo Retirement Benefits, Wells Fargo & Company, 301 S. Tryon Street, MAC D1130-041, Charlotte, North Carolina 28282, or by telephone at 704-374-3479.

The purpose of the blackout period for each of the Plans is to allow for the merger of the Wachovia Savings Plan into the Wells Fargo 401(k) Plan at year-end and the related conversion of Wachovia Savings Plan accounts. During the applicable blackout periods, participants in the Plans will be unable to access their plan accounts, including being unable to direct or diversify investments, change contribution rates, or obtain loans or distributions. A staggered blackout approach is being used so that beginning on December 28, 2009, participants in the Plans will be unable to conduct certain transactions in their accounts, including obtaining loans, distributions or in-service withdrawals, changing contribution rates, or performing other administrative activities. Beginning at 3:00 p.m. Central Time/4:00 p.m. Eastern Time on January 6, 2010, participants in the Plans also will be unable to direct or diversify investments for their plan accounts. Wells Fargo anticipates announcing fourth quarter 2009 results on or about January 20, 2010. It is possible that the Plans may still be in blackout and you will still be subject to the trading restrictions discussed below at the time those results are announced.

Because the Plans include Wells Fargo common stock funds as investment options, the Act requires that you be prohibited from directly or indirectly purchasing, exercising, selling, or otherwise transferring equity securities (including options and other derivative securities) of Wells Fargo during the blackout periods for the Plans if those securities were acquired in connection with your service or employment as a director or executive officer of Wells Fargo or legacy Wachovia. Transactions covered by this trading prohibition are not limited to those involving your direct ownership, but include any transaction in which you may have a pecuniary interest (e.g., transactions by members of your immediate family who share your household, as well as by certain entities in which you have financial involvement). Although certain transactions are exempt from these prohibitions (such as bona fide gifts), those exemptions are limited.

The rules are complex and criminal and civil penalties may be imposed upon directors and executive officers who violate the rules. Therefore, please contact me at 612-667-8655 or Ross Jeffries at 704-374-3234 if you have any questions or if you believe that a transaction in which you have a pecuniary interest may occur during the blackout periods.