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10-Q - FORM 10-Q - UNITEDHEALTH GROUP INCd10q.htm
EX-32.1 - CERTIFICATIONS PURSUANT TO SECTION 906 - UNITEDHEALTH GROUP INCdex321.htm
EX-31.1 - CERTIFICATIONS PURSUANT TO SECTION 302 - UNITEDHEALTH GROUP INCdex311.htm
EXCEL - IDEA: XBRL DOCUMENT - UNITEDHEALTH GROUP INCFinancial_Report.xls

Exhibit 12.1

Computation of Ratio of Earnings to Fixed Charges

 

     Three Months Ended
September 30,
   Nine Months Ended
September 30,

(dollars in millions)

   2009    2008    2009    2008

Earnings before income taxes

   $     1,539    $     1,432    $     4,377    $     3,500

Fixed charges

     160      187      476      544
                           

Total earnings available for fixed charges

   $ 1,699    $ 1,619    $ 4,853    $ 4,044
                           

Fixed Charges:

           

Interest expense

   $ 137    $ 166    $ 407    $ 484

Interest component of rental payments

     23      21      69      60
                           

Total fixed charges

   $ 160    $ 187    $ 476    $ 544
                           

Ratio of earnings to fixed charges

     10.6      8.7      10.2      7.4
                           

The ratio of earnings to fixed charges is computed by dividing total earnings available for fixed charges by the fixed charges. For purposes of computing this ratio, fixed charges consist of interest expense plus the interest factor in rental expense.